Nick Grant

This is a story about keeping busy...

At first glance, it appears that I'm neither cash poor nor time poor. This year, my life has been revolutionised: all the wasted commuting time is now mine, to do with whatever I want, and I will definitely end the year with a small financial buffer, to shield me from any economic certainty. In theory, I might even find myself in the Spring time, with some 'disposable' income.

Of course, I have time and money at the moment, but I would rather use my 'leisure' time to make more money, and I want to hoard as much money as possible, because I'm always on the edge of suicide, or at least a nervous breakdown; I can feel no certainty about my future: it contains only death and/or serious illness, both of which will eliminate my income, wrecking my fragile finances.

Looking back at extravagant purchases over the past few years, I've furnished a large house, been on some very luxurious holidays, bought a couple of highly sought-after pedigree cats, eaten in a lot of restaurants, travelled around by taxi, bought a car, bought the latest iPhone and otherwise spent money, without really worrying about it. However, it's not that money that anybody should worry about. That money is just normal stuff that you buy over the course of a few years, working very hard full-time. In fact, I would say that I've spent far, far less than anybody else in my income bracket, who works the same number of hours per week as I do. The lion's share of my money has gone towards debt, taxes and savings... the latter of which I have precious little, when my health is so fragile.

On the matter of fragile health, it seems wrong to write about it, when I don't - to my knowledge - have a life-limiting illness... that is, unless you accept that my depression is so severe that it is life-limiting. I suppose it's grossly unfair to compare myself with a person suffering from cystic fibrosis, who is battling to be alive and has very few choices, versus me who doesn't battle at all, and has an infinite number of choices, right?

That's right, isn't it? My choices are infinite?

Let's just double check this: I can do anything I want, right?

Wrong.

Spectacularly wrong.

Yes, I am fortunate not to have cystic fibrosis, but that doesn't mean I have infinite freedom. Imagine if you met somebody with cystic fibrosis who was depressed about having the condition, and resigned to an early death. Now, imagine you are meeting me, with depression so severe that I have also resigned myself to the early death, which will result from the condition. You will say that I am choosing, but the person with cystic fibrosis cannot choose. You're just plain wrong. If it was a matter of choosing, then I would obviously choose not to have a mental illness.

It seems inconsiderate of me to make this comparison; it seems distasteful, taboo, and somehow intrinsically wrong; incorrect. However, I assure you, that whether it is an auto-immune condition where the body attacks itself, or a mental health condition where the body attacks itself, there is an underlying pathology, which is ultimately prematurely fatal. The situations are, for the purpose of this thought experiment, identical.

The fact that I would continue to do what I'm doing at the moment for 'free' if I was financially secure and independent, suggests that I'm not complaining about a lack of 'spare time' at all. I need my leisure time, with very little to occupy it, because I am so single-mindedly fixated on the outcome of the project I'm involved in. If I tried to do anything extra, I would definitely have a nervous breakdown. Hence, being single and not dating at the moment, for example.

The fact that I do and say whatever I want, whenever I want, also suggests that I'm not complaining about lack of money either. Of course, if my contract was terminated early, or not extended, then I will very quickly find myself evicted onto the streets, penniless and destitute. The question is how quickly? I expect that I can support myself for 4 or 5 months, without any lifestyle alteration. Of course, I also know what it's like to spend the best part of two years homeless, sleeping rough for considerable periods... so it's not something I'm anxious about.

What I fear more than anything is boredom. I like being busy.

I do also fear the loss of my home, and more importantly, the stress that would be placed on me, having to downsize from a 3/4 bedroom house with two reception rooms, a garden and a driveway, to a hostel bed or a tent... or worse still, just a hastily improvised bivouac.

However, more than the fear of the loss of my home, and the associated stress, I fear being trapped as a wage slave; I fear being forced to do a salaried job which I hate more than anything in the world, just to pay the rent or mortgage... locked into a miserable monotonous life, with no option to cut and run from that drudgery.

Perhaps the day will never come - indeed it never has - where I will be able to finally take a year off work, go travelling, write a novel or two, without having a constant anxiety gnawing at the pit of my stomach, telling me that I'd better get back to work as quick as possible, to replenish my rapidly dwindling meagre pot of life savings.

I have, now, considerably simplified the whole thing though: I will work hard, now, while there is the opportunity. Then, I will see if I have the chance, for the first time in my life, to pursue a path just for fun and excitement, as more than just a one or two week holiday, as recompense for a miserable boring job, which doesn't really count. I've never had money, health, and freedom from commitments, ever before in my life. I'm not one of the privileged bunch who got to go on gap years and doss about at uni, because there was a magic money tree which meant they could just drift around, reading a few books and chatting to interesting people... all I've ever done is work.

I'm far too old and far too poor to really be thinking about 'travelling' in a youthful sense... this is more akin to 'early retirement'... except my early retirement, through financial necessity, must end with premature death, which is fine by me, because I am very, very, very tired.

Tags: #suicide #career #work #money #debt #homeless

This is a story about writing...

To date, I have written and published 1,357,076 words on this blog. Today is the 5 year anniversary of me starting this blog. I have published 1,086 blog posts, which is an average of 4 per week. I think many writers would be pleased to write and publish something at least 4 days a week. I'm quite proud of my achievement.

Here are some facts about the past 5 years, in chronological order:

• I was homeless when I started, on September 6th, 2015
• I was £21,000 in debt when I started
• I rented a super cool apartment by the River Thames in late September, 2015
• I was locked up for a week - voluntarily - on a secure psych ward in October 2015
• I flew to San Francisco to visit the Golden Gate Bridge, at the end of October 2015
• Hospitalised for a few weeks with kidney failure, caused by DVT, January 2017
• Moved to Manchester in July 2017
• Suicide attempt on September 9th, 2017. Hospitalised in a coma in intensive care
• Sectioned and held involuntarily on a psych ward, waiting for an appeal for 12 days
• Won my appeal, but stayed on the psych ward voluntarily for another two weeks
• Became homeless again
• Moved to Swansea in October 2017, still homeless
• Lived in a load of AirBnBs in London midweeek, due to work
• Debt reached its peak of £54,000. I only had £23 left to spend.
• Rented an apartment in Swansea with lovely panoramic sea views, in March 2018
• Moved to Cardiff in March 2019
• Suicide attempt on December 18th, 2019
• Hospitalised with kidney failure for almost 3 weeks - discharged January 2020
• August 2020 my peak of £54,000 debt is fully repaid. I am debt free.
• I have £300 of savings, having subtracted all taxes and other monies owed

Here are some other interesting facts about the last 5 years:

• I've worked 44 months out of 60 (73% of the time)
• I've earned £530,000
• I've paid £240,000 in tax
• I've paid £83,000 in rent
• I've paid £50,000 interest on debt

The numbers are actually pretty impressive, for somebody who's been so sick, homeless and generally suffering a very chaotic stressful life. I'm surprised I've been such a generous contributor to the economy, actually. I've philantropically handed out vast sums of money to banks, governments and landlords. I am, truly, a ragged-trousered philanthropist.

Tags: #homeless #debt #career #capitalism #banking #hospital

This is a story about being worn down...

I can't stand the self-help, motivational speaker, trite platitude brigade, with all their bite-sized quotes which reduce complex and traumatic situations into oversimplified cartoons, which bear no resemblance to reality.

I'm sick of trying and failing. I'm sick of slogging along, doing everything that's expected of me as an obedient citizen, while getting absolutely nowhere; going backwards.

I don't know how long it's reasonable to expect a person to struggle, with no progress; no hope of ever escaping the intolerable present-day situation. I've proceeded positively on the assumption that one day I'd turn a corner, but all the evidence is that it's impossible: there's no way out of my predicament.

There isn't any money left, after paying my taxes, my debts and other financial obligations. How can that be right? How can so much hard work and effort amount to zero? How can all those difficult and horrible years amount to nothing? How can all that struggle have been for naught; to be left without a penny?

It's not just about money. It's about the exhaustion of all those years of anxiety and stress - struggle - only to be left facing more years of the same. To say I'm at zero is wrong, because in fact I must keep working just as hard merely to exist. All that effort has not propelled me into a situation where I can take a break - work a little less hard - but in fact I must carry on at exactly the same demanding level, without having a safety net; no financial security, no housing security... nothing.

Why did I bother trying to be kind and generous? Why did I bother being trusting? Why did I bother playing by the rules? Why did I pay my debts? Why did I work? Why did I contribute?

It wasn't worth it.

Hard work doesn't pay.

Kindness leads to being taken advantage of.

I don't regret abiding by the social contract and being an obedient citizen and employee, but I sure can see that it's been to my overall detriment. I've been left for dust by those who were immoral and criminal, not that I wish I had lived my life their way.

I wish the world was different, but it isn't.

I wish the world was fair, but it isn't.

The world isn't disproportionately unfair towards me. I certainly am not one of the most disadvantaged. I would never claim that I've had things any harder than 98% of the world. Still though, it sucks not being able to make progress. The odds are stacked in my favour a lot more than other people, but the end result is the same: zero.

You can't argue with the end result. You can't argue with the effort expended. You can't deny that I've worked hard and it's resulted in nothing. Big. Fat. Nothing.

Zero. I'm at zero.

A man who has nothing has nothing to lose, is one of those trite contrived platitudes that I hate, but it sounds rather worrisome rather than inspiring, doesn't it? Doesn't nothing to lose also imply nothing to live for? Doesn't nothing to lose imply, well, having nothing, which is a rather dismal state of affairs for an adult who's supposed to have something to show for their efforts? Having something to lose means that somebody will act predictably, in order to protect something valuable. Having nothing to lose means somebody acting, well, with nothing to lose, which is terrifying.

The prospect of more of the same - more depression, anxiety and more indentured servitude struggling under the yoke of capitalism - is not at all appealing. The prospect of more years of stress and struggle is most definitely unappealing.

Some might have their morality corrupted by the appeal of get rich quick scams and schemes. Some might have their morality corrupted by the appeal of enslaving their fellow humans. I find such things equally unappealing.

Thus I arrive at the recurrent and inescapable conclusion that my course has run. I've tried and I've failed so I'm giving up. There's nothing more that life has to offer except depression, anxiety, stress, misery, pain, suffering, loneliness, heartbreak, persecution, coercion and exploitation.

I've had enough.

Tags: #suicide

This is a story about being disconnected...

I've received a bunch of messages from people who care about me, over the past few weeks. I haven't responded - yet - but I'm not intentionally ignoring anybody. I very much want to reply, but I've struggled to know when and how to do so. I very much want to stay connected but I reached breaking point.

I started writing this blog because my life was in danger but it was too difficult to keep anybody informed about what was going on: my life was too chaotic and unmanageable. I needed a mechanism to keep anybody who was concerned about my welfare informed. Writing a blog post on a regular basis was the easiest way to keep kind and caring people in the loop.

A group of people emerged, who have supported me. I literally owe my life to those who contacted emergency services when I tried to end my life. Without the intervention of those who read my words and decided to act, I should not have made it this far. I have received aid in my hour of need thanks to people who were strangers until they read my blog and decided to help me.

There is a certain amount of thought and effort ploughed into each blog post. There is an investment of time and energy. There is a risk that my words might be used against me. There is fear and there is shame, every time I share something that's unflattering or otherwise make myself vulnerable. There is a sense of responsibility towards those who read and those who care, who have taken the time to understand a little about who I am, and those who have gone to the effort of making a human connection.

I know that if I don't write regularly then people won't check regularly to see if I've written anything new. I know that it's the regularity with which I write which sets me apart from the vast majority of bloggers, who quickly tire of the chore and abandon their blogs. I know that if I stop writing I stop existing, in a way. I know that if I stop writing, regular readers drift away.

What is the reason I need regular readers?

I started writing this blog because my life was in danger. That I write this as a "suicide note" is only partly tongue-in-cheek. That it seems somewhat melodramatic, alarmist, attention-seeking or hyperbolic is a reflection of how little wider society really cares about suicide, and how society loves to call people's bluff.

The reason I couldn't write for the past three weeks is that I was overcome with several competing messages. I wanted to write about the happy thing in my life: that I was getting to go away on a lovely holiday. I wanted to share my amazing holiday photos. I wanted to share something positive, after a very long time spent moaning and complaining about my miserable life. However, money worries and uncertainty surrounding my income, plus a lot of stress about an invasive security vetting procedure, were consuming me. I was filled with dread about the future. I was consumed with anxiety. I was constantly assaulted with an imagined future, where I become penniless and homeless, after such a protracted lengthy struggle.

I thought about presenting the lovely images of my holiday alongside the inner turmoil I was suffering. I thought about sharing picturesque holiday photos with unrelated text, explaining how depressed and anxious I was about the future.

There's a slim chance that the wolf might be kept from the door for another couple of months. After my holiday was finished and I was back in the UK at the airport, I received an email which said that my contract could possibly be extended for another couple of months.

However, my security clearance has foundered. Before I departed on holiday, I was told that I had failed to respond to some correspondance and the assumption would be that I had abandoned my application. I wrote back and said that I had responded within the hour, but then I went on holiday. I just checked: my application is closed and I have no idea why.

I'm unsure whether I should assume the worst or not. There's a chance that I can speak to the powers that be and get my security clearance process re-instated. There's a chance that I don't even need security clearance. There's also a chance that there's problems and there's a chance that those problems could cause other problems, and all my hard work is for naught.

I had thought that my source of income was secure until the end of the year. I had thought that this income meant I had adequate funds to take a holiday and could feel secure in my home. I had thought that my hard work had secured me the support of my colleagues and the organisation who I work for, thanks to the contribution I've made to the projects I've worked on.

I'm not so sure what the future looks like now. It's not utterly bleak, but it's very fragile and precarious.

I'm not sure if the universe wants me to succeed or fail. I'm certainly prepared for failure - insofar as I'm prepared to kill myself if I've been wasting my time - but I must admit that I was quite easily tricked into believing that success was within the realms of possibility. I thought that my struggles against adversity and my hard work was going to be rewarded; my modest desire to live without the tyranny of penniless destitution hanging over me appeared to be within grasp, but perhaps I was quite wrong.

There are systems in place that will quickly swipe my legs out from underneath me and cast me out into the street like a piece of trash. There are systems in place to ensure that I'm expelled from civilised society and unable to put my skill and experience to profitable gain. There are systems in place to thwart and frustrate me; to leave me stripped of dignity and to deny me opportunity. There are systems in place to keep a good man down.

We shall see what comes to pass this week. I have faced a lot of adversity over the past few years and managed to navigate some very nasty situations, somehow keeping hope alive. I've overcome some extremely difficult obstacles. Whether the present difficulties are just more of the same, and I will find a way forward, I have no idea. At the moment I feel as though my exhaustion and depression are going to get the better of me, given that I already used up all my reserves getting to this point. I should be cruising and having an easier time of things, but it appears as though things are going to get harder, if not impossible.

I have a limited amount of time to re-start my daily writing and re-surround myself with my support network, on which I have relied heavily to get to this point. I fear that I've left myself exposed and inadequately protected.

My downfall will be shockingly swift. Depression and exhaustion will rob me of my ability to continue to work and then rent, bills, taxes other demands for money with menaces will bankrupt me, see me evicted, label me as "undesirable" and make me unemployable and unhousable. With a wrecked credit rating and the black mark of a bankruptcy, I won't be able to get well paid work or rent a home - society will have ejected me and I'll be left to sleep rough. It seems hard to imagine that I could fall so quickly from a position where I appear to be wealthy and hold a respected position of responsibility, but I know how quickly everything will fall apart.

I have proceeded with a positive attitude, assuming that everything will work out OK if I just keep working hard, but in my experience nothing works out. Instead, all that happens is that there are major roadblocks. Instead of being able to continue on my trajectory, obstacles are thrown into my path and I am bombarded with missiles. All I want to do is to do my job and do it well, and be able to have a roof over my head, but instead things happen which could not have been predicted by me and which are not my fault. I am continuously thwarted.

I'm sick of being thwarted.

Undoubtedly I work hard. Undoubtedly I'm good at my job. Undoubtedly I will achieve my objectives if left unmolested.

At some point I get so sick of everything that I don't want to carry on living. It's not much of a life, being constantly thwarted. It's not much of a life living with constant precarity, anxiety and insecurity.

I decided to write this blog because it proves my dedication to a project and what I can achieve if I'm not thwarted. I decided to write this blog to prove my work ethic, even if this blog brings me no income. I decided to write this blog as a testament to my own creative and productive powers. I decided to write this blog because nobody could stop me, divert me, distract me and derail me.

I took a holiday.

I took a holiday from my paid income and I took a holiday from my unpaid project. I took a holiday from everything. It would have been nice to relax, secure in the knowledge that I had income and housing to look forward to when I returned, but that was taken away from me; my future was stolen from me, as usual. I was given nothing except anxiety and depression, as usual, as stress was heaped upon my head and my security was snatched away, as usual. I took a holiday anyway, because I was exhausted as hell.

Now, who know what awaits me, except further struggle, further stress, further anxiety and further frustrations and people sent to thwart me. In the context of this uncertainty, forgive me if I decide that I've had enough and that I would like some certainty. This is how I arrive at the conclusion that the only certainty that's available to me is the certainty of suicide. I would like to die with some dignity.

How many productive years do I have left? I'm 40 years old now - happy birthday to me - and I'm exhausted. The prospect of continuing on with such struggle, stress and strain is not at all appealing. I fail to see any kind of enticing future that's realistically attainable, given how hard people have worked to thwart and frustrate me.

In short, I hesitated to write for the past few weeks, because my situation is not improving, although it seemed churlish to complain when I most certainly did have the holiday of a lifetime. Still, it would be dishonest not to admit that most of my waking hours were consumed with stress, anxiety, depression and hopelessness. I didn't quite know where to begin, so I was uncharacteristically lost for words, perhaps only because I never committed pen to paper. Now that I've opened the flood gates, far more words have come rushing out of me than I anticipated.

Given that it's counter-productive to bombard my readers with far more than they can digest, I'm going to wrap this up now. I need to write regularly again. I hope that I have better news tomorrow and my outlook is more positive, but I need to write come what may, because it's my coping mechanism and my lifeline; my blog is my consistent reliable companion and the people who it connects me with are my dependable support network, though the bad times.

Thanks for reading.

Tags: #writing #socialmedia #depression #anxiety #suicide #homeless

This is a story about government...

There's a fair bit of confusion as to what government is. Strictly speaking, Government (with a capital G) is the group of Members of Parliament who have a working majority, sufficient to convince the Queen to be allowed to form a Government - the would-be Prime Minister will go to Buckingham Palace after a General Election and ask to form a Government, and the Queen's advisers will tell her whether to give assent or not, depending on whether it seems clear that the would-be PM is backed by enough would-be Government MPs to be able to govern. Without a majority in the House of Commons, it's pretty hard to get any bills to be voted through, so Government would become ineffective, which is not what the Queen wants, because then the monarchy would have to go back to running the country, which she hasn't done since 1707.

Then, once a Government is in place, it can start attempting to make new laws and changing or repealing existing ones. Those laws still have to pass through the House of Lords and the laws have to be given royal assent by the Queen before they become statutory instruments on the statute book (i.e. actual enforceable laws).

So, what about tax collectors?

Her Majesty's Revenue and Customs is considered to be a Government department, and they somewhat act as directed by Government, but we have to remember that Governments come and go every 5 years, but a huge amount of the Civil Service will remain very constant and unchanging, unlike our political landscape. We should probably consider everything that's done to keep the country running is done in the name of the Crown, not in the name of Government.

When we complain about Government, what we often mean is government (lower case g) which is a synonym for all the very many Civil Service organisations which control, organise and run all the operations in the United Kingdom to keep British life civilised and orderly.

Tax collectors work for a non-ministerial department, which means that they are free from Government interference, even though taxes are what most people consider to be the most detestable part of government. Government has the power to change the tax laws, but government has to implement and enforce those laws. Clear? It's pretty hard to know who to be angry at when you get a big tax bill. Should it be the Chancellor of the Exchequer, who is an elected MP and a member of the Government, and very much decides how much tax we should all pay? Should it be the Civil Servants of Her Majesty's Revenue and Customs, who do not work for any minister so therefore are completely apolitical and nothing to do with Government? HMRC has no power to decide to change the tax laws, but it must enforce them and collect money, which we often think is for government/Government, but it's actually for the Crown... but Government can then decide how to spend it. Clear?

There are lots of bits of "government" which should probably be more accurately referred to as the Civil Service, but are confusingly just called UK Government departments. The use of the word "government" is confusing, because it's not the MPs in Westminster who have anything to do with collecting taxes.

The Driver and Vehicle Licensing Agency, who are responsible for collecting road tax, are a ministerial department. The transport minister - a Government MP - is very much in charge of the DVLA via the Department for Transport. In this way, we could be angry with the Government about our road tax, because it's clearly an agency of that Government MP's department, who are the ones who decide what road taxes should be paid, and collect that money. Again, the language gets very confusing - "department", "minister" and "agency" are the important words... despite the fact that all of it relates to actual Government with a big G. However, most of the DfT and DVLA will be staffed by Civil Servants, who are apolitical and therefore not part of Government... but most people would say that they "work for the government/Government" which is true in both senses.

If you work for the Government, then it means that your top boss is a Government minister - an MP - and your organisation has to do what the minister wants, providing it doesn't require any changes to the law first.

Colloquially, we might say that somebody works for the government, which means that you work for the Civil Service, and in fact you act on behalf of the Crown, not the Government at all.

That's why my letter has "On Her Majesty's Service" printed on it - because it was sent to me by a part of "government" which doesn't work for the Government... the letter was from a non-ministerial department. It's probably more accurate to say that the letter was sent to me by the Civil Service, but "government" has entered the popular vernacular as a colloquial synonym.

What was in the letter? Well, a Civil Servant wanted to come and talk to me - ask me some questions - which actually relates to my day job, but nothing to do with the scary security vetting process that's been stressing me out. Bizarrely, the organisation which I'm working for happened to randomly select me to interviewed by a colleague, assuming that I was an ordinary member of the public. I found it ironic that no sooner than I had moved into my new house, I had colleagues knocking on my door wanting to ask me questions.

Is any of this top secret? Well, in my experience of working in defence, "top secret" seemed to be a bit of a joke - the classification is used in films and novels, but today's classified material above "secret" would have a designation a lot more specific. I suppose I can't really talk about that, if I do want to pass my security vetting.

Anyway, that's the confusing world of UK life in a constitutional monarchy with a representative democracy and an enormous Civil Service, which often all gets lumped together under the catch-all convenience term: "government".

Tags: #government #politics

This is a story about being swamped by bureaucracy...

Once my administrative affairs are in a neat and tidy state, it's not too hard to stay on top of things. As various demands for money with menaces arrive, I can deal with them more-or-less on the spot, and my life ticks over with only a small amount of time required each day to open mail and pay bills, or complete other bureaucratic tasks.

Moving house, especially as a business owner, is a seismic event.

The more frequently a person moves, the more the administrative burden grows, until it becomes almost unbearable. Each previous address requires a significant amount of effort, to convince the various suppliers of gas, electricity, council services, broadband, telephone, water, sewerage, home insurance and a billion other things, that you are no longer liable for the bills. Each new address immediately demands that some payment is made in advance, and it is a very manual process to automate the collection of future payments, such that bills don't become a monthly ordeal.

As a business owner, I have a responsibility to change the adress on no fewer than 5 different government services, which ensure that I am compliant with taxes and my duties to the public to be transparent as a director and shareholder.

As a car owner, I have a responsibility to ensure my drivers license has my current address, my car is also registered at the correct address and my insurance is updated to the current address.

All kinds of things like mobile phone contracts, bank accounts, life insurance policies, home insurance policies, subscriptions to various services and other similar stuff, all has to be changed to my new address.

If I want to visit a doctor or a dentist, I will have to register locally, and they will want to see some proof of address.

The administrative burden of being a British Citizen is bad enough, but the deeper into civilised society you get, the greater the amount of work is required to handle all the consequences of moving house. Failure to remember any one of the very many things - such as a TV license - can result in huge fines for non-compliance with the duty we have to keep our records up-to-date and stay on top of all the millions of letters which get sent every day, demanding money with menaces.

I accept that I receive a great deal of services in return for my money, but because my life is supported by a patchwork-quilt of organisations, each making their own unique demands to be dealt with and paid in different ways, the complexity and effort involved becomes quite staggering.

For some segments of society, they are paid in cash, they pre-pay their gas and electric by loading "credit" onto a key, which they slot into the meter in their house, they buy mobile phone credit in shops, and otherwise they're relatively free from the burden of the very many organisations which I regularly have to deal with. Moving house, for some people, is as simple as moving their stuff - nobody will be chasing them for money, simply because they forgot to tell anybody they were moving out.

When my life became chaotic, I got very badly behind on my administrative duties, but I did manage to avoid total disaster. My paperwork is a dreadful mess, but I can find the relevant pieces of paper that I need, eventually. The process of getting on top of things is extremely distressing, but I usually manage to make the effort required before I'm overwhelmed with punitive fines and costs added by organisations, who seek to profit from people who are swamped by the unfair burden placed on individuals.

Individually, the demands being made do not seem unreasonable, but cumulatively it becomes an absolute nightmare. I count 24 items on my todo list for today alone, all of which are urgent and essential, and delays would be very costly. If I was unwell for a month or two, I could easily be financially ruined by the bloodsucking parasites who hope to profit handsomely from a mental collapse; the circling vultures.

I opened two letters which recently arrived, and was gobsmacked to see demands for £3,000 worth of services I haven't even received yet plus I have decided to defer other costs which most people would consider essential, such as insuring the contents of my home. When I add up all the charges I'll have to pay, for example for getting a new driving license and for changing my car insurance address, it amounts to a sum of money which would be financially ruinous for most ordinary people. No wonder so many are in financially distressed situations, having to borrow from loan-shark payday lenders just to cover ordinary everyday household expenses.

I am fortunate that my dogged determination to protect my credit rating and persevere through a period of illness which would have seen me bankrupted, unemployable, unable to rent a home and unable to get gas & electric supplied - plus all the other unseen consequences of having a black mark against your name - has now seen me emerge from a very precarious period in a much more financially robust situation, where I won't be forced to borrow money to cover unexpected expenses, I hope.

It seems like a very rigged system. Those who are struggling are very harshly punished, further compounding their misery and stress, and destroying any hope they might have of escaping their predicament.

I don't understand why it's not possible for me to simply put a vast sum of money into a bucket and let the bloodsuckers and the vultures squabble over who has a valid claim for it. It upsets me that such a heavy burden falls on me to do the work of figuring out all this crap for these organisations, lest they inflate their demands for money so much that they'll ruin me, despite my ability to pay - I'm able and willing to pay, but for god's sake make it easy for me, can't you?

The pile of mail that's accumulated in my new house, even though I've not yet told anybody I've moved, is quite frightening. The complexity of running a modern life is too much, on top of the demands of commuting and working a full-time job. It's unfair to ask a single person with no support, to plough through the bureaucratic bullshit.

I can see why people kill themselves over seemingly trivial things. Life is pretty easy when you have a settled and secure home life and everything is set up so that it ticks over with almost zero intervention, but you must understand that life's not like that for me - I'm swamped with paperwork, and a single error can easily be compounded to result in a demand for life-destroying sum of money, once all the bloodsuckers and vultures have added their unreasonable fees.

It might seem silly to worry about "just a bit of admin" but in actual fact, it determines my entire life outcome. To ignore any one single thing could cause a cascading catastrophe, and see me destitute, homeless; ruined. Living with constant housing insecurity is unimaginably awful, compounded by the ridiculous situation of all the various organisations making competing demands all at once.

I'm in the depths of admin hell.

Tags: #capitalism #moving

This is a story about empathy...

I sometimes wonder whether I caused myself some long-term health damage by taking ecstasy tablets - MDMA - every weekend for approximately 18 months, when I was in my late teens. I think that whether it did or didn't affect my neurological development, it certainly affected my personality and outlook; my approach to dealing with other people. I've adopted my attitude towards openness and honesty as a response to the empathy and trust I felt, due to the effect of mind-altering substances. I liked connecting with people at a very profoundly open and unguarded level. I liked putting my faith in humans and assuming that nobody wanted to hurt me.

The net result in later adulthood has been a rather extreme set of values, by which I live my life. I've always favoured trust and a kind of blind faith that nobody's going to screw me over. Throughout my twenties and thirties, I've always had a belief that I don't need to bother protecting myself.

It seems as if I made a decision about what's important and what isn't important. Like, I spend very little time deliberating over how to save a few pennies buying a particular food item. I spend very little time doing my taxes and other administrative tasks. I spend very little time on anything which doesn't have a significant purpose. I don't understand why people spend such an extraordinary amount of time doing things which are unpaid, unprofitable and are simply busywork.

I flit between two modes: hyper-focussed, or incredibly bored and distracted. When I'm in the latter mode I feel hyper-receptive to current affairs. I feel as though world events are far more important than any of the daily nonsense in my life. I struggle to reconcile the absurdity of capitalism, rent, money, jobs and other trifling things, with climate change and the billions of people who are hungry. Entire days or weeks disappear and I seem to have done nothing more than become engrossed in the news, angered and saddened.

The circumstances of my adult life have mostly sidelined me, with me helplessly spectating from my comfortable office. However, I'm acutely aware that my position in some very large organisations means that I'm complicit in the suffering that I see. I know exactly how close I've been to the epicentre of seismic world events, which have been catastrophic for humanity.

I suppose that the physical damage that I've wrought, through pollution and war, is hard to connect with my day job, but it's not hard to see that I've been very close to the money, which has greased the wheels of capitalism. The nature of my crimes against humanity are so hard to explain and esoteric that it would be easy for me to let myself off the hook, but if ever there was a case of a global conspiracy, it would be my participation in the brain-drain which is global technology, and its abuse as a mechanism of enslaving everyone.

It seems harmless enough, all this geek stuff, but then I see the dreadful things which the internet has inspired people to do. I read the dreadful things people write and share with each other. I read the dreadful ideologies and manifestos of dreadful people. I see how the internet has connected dreadful people together, amplifying their dreadfulness.

"Guns don't kill people, people do" goes a popular slogan, but it's not true... the people who make guns are just as culpable as the people who use them. The same has got to be said of social media influencers and the platforms they use. What started as a network for academics to share research has been invaded by the masses, and they're not interested in improving their minds: they're vile hateful people who gang together with like-minded dreadful shits.

The internet has become highly efficient at refining both the best and the worst ideas. The most depraved and disgusting things exist and thrive on the internet in frighteningly huge numbers. The internet has turned one person's subconscious bad thought, which lived safely in their brain, into a collective thought which is broadcast across the globe. It's strange saying this as a libertarian left-leaning engineer, but I kinda feel like humanity is not mature enough to have the internet.

I'm very well aware that my sanity has been very questionable during the last 6 years and my grip on reality is probably tenuous at best. I'm very well aware that my mental illness means I must surely think more like a terrorist or some other enemy of society, than I do like a regular person. I read about the world's worst monsters and I check myself for similarities: delusions of grandeur, paranoia and irrational hatred of certain groups of people.

I groan and hold my face in my hands when I remember things I've said and done. I know that I've been through some periods when I was ranting and raving about things. I know that my thoughts were an incoherent jumbled mess at times. I know that during very bad episodes of mental health problems, I've struggled with delusions of grandeur and paranoia. I can remember it all very clearly and I'm very embarrassed by my own behaviour.

Today, I blend it fairly well with ordinary society. My colleagues at the office seem to have readily accepted me as 'normal'. A substantial number of people deal with me and find my behaviour to be normal.

Internally, I find it hard to process everything. My brain mostly screams that I should be doing something - anything - in reaction to the world I observe all around me, but I deliberately subdue my instincts because I've learned that if I keep still and keep my mouth shut, vast wealth floods into my pockets. I'm essentially bribed into knowingly participating in the maintenance of the status quo.

It's quite hard to sit and read the news and not react.

Tags: #economics #politics #bipolar

This is a story about the less glamorous jobs...

Some very simple things in my life are surprisingly difficult to organise and cause a great deal of anxiety. The accumulation of things which most people would consider trivial, is a consequence of a phase of my life which I should not probably be living through.

Those who have stuck together with their peer group, going through school, further education, higher eduction, university and forays into academic realms beyond, have had a well-trodden path to follow, which has made it extremely easy to go along with the herd.

Society corrals us through life, into jobs, relationships, and the process of "settling" somewhere. We become attached to a place, either because it's where close family live, where we spent the bulk of our time studying, or perhaps because it was where we spent the bulk of our career.

The weight of expectation placed upon us by our families, friends and the media, pushes us towards marriage and children.

We're carried along by a rapidly flowing river, with the currents too strong for us to swim against. The bulk of our destiny is inevitable, not free will or choice, like we would like to believe.

My car needs servicing, I need a haircut, I need a new belt, there is administrative paperwork which must be submitted to a government agency, there are numerous annual insurance policies which require renewal. I am continually harried and harassed for my time and money, by an unending queue of people who won't leave me in peace.

I try to comply with the demands of so-called 'normal' society but I find that there are gatekeepers everywhere, intent on frustrating me, delaying me, or thwarting me altogether.

I attempt to do my job to the best of my abilities, and I feel guilty about doing non-work tasks during my working day. I attempt to invest time each day in relationships outside my workplace: friends and family. Once commuting time, meal preparation time, housework time, washing time, hygiene time and all the other mandatory deductions from my leisure time have been made, there are then the other tasks: The letters to open, which no doubt demand money with menaces, or require me to fill in some ridiculous form and mail it, so that a bureaucrat somewhere can justify their job.

My photo album contains a depressing number of photographs which are not of pleasant things I've observed, but do in fact contain details I need for the operation of a fairly simple and humble life. The picture above is of one of my tyres, so that I could find a place to fit my car with the correct ones.

My photo album contains numerous pictures of my passport, driving license, bank statements, utility bills, council tax bills and other official documents, which are regularly demanded as proof of my identity. I spend my life perpetually proving that I exist and satisfying other demands of gatekeepers, who would prefer to see me homeless, penniless and destitute.

I suppose I'm not alone in this farcical existence, but it gives me little comfort to know that many of us - those who don't have the security of a permanent job and the ownership of our home - are constantly asked to jump through so many hoops.

My perceptions might be warped, but I feel like I'm more time poor than ever, which isn't supposed to be the case for a childless man who has been working a full-time career for over two decades.

I'll stop moaning now and get back to my administrative tasks.

Tags: #admin #taxes #timepoor #timekeeping #leisure #work

This is a story about life at the limits...

I suppose that it's a regular complaint of mine that I'm feeling overwhelmed, and it's a regular boast that I've been through some substantial periods of adversity. I'm also aware that the picture I've selected to accompany today's blog post is not exactly very stormy, but it's the best I could come up with in the circumstances.

I stopped writing for a while, which was because my friend killed himself, and also an enormous project kicked off at work, and also I had plans to get myself across the Atlantic Ocean and back again in one piece... plus all the many other important things to numerous to list. In short, I didn't make the time to write and there were a number of very good reasons why I took a break from writing every day.

Now, my friend's funeral is done, my transatlantic jaunt is done and the enormous project at work isn't going to be finished any time soon, so I must resume my daily writing duties, even on days when I don't feel like writing.

This morning I woke up and I felt terrible. I considered not going to work. I got to the office and several of my colleagues told me that I looked awful and said that I should go home. There was snow forecast and local schools were closing. My colleagues weren't doing anything except staring out of the window and/or talking about stockpiling food. I came home early and worked from my bed.

Unfortunately, I have my 'day job' plus my company to run, plus this website, which I have started to attempt to migrate from one place to another, although all these things are behind the scenes. I also treat my writing a bit like a job, in that I sometimes force myself to write even when I'd much rather be doing something else, or I've got a lot on my plate.

The things that get neglected are my sister and my niece, my friends, all the phone-calls I never answer, all the messages and emails I never reply to, and all the tasks which can be deferred for as long as possible. I need a haircut. My car needs servicing. Today is the final day that personal taxes are due to be paid in the UK, and I was close to the deadline as usual. I need to find a new place to live. I need to renew my car insurance. I need to see if my former friend's mum still has my stuff - the majority of my stuff - still stored in her garage, or whether she's disposed of it, since the fallout with the friend.

I quit drinking back in early December, although I did have a couple of drinks on Christmas Day and New Year's Eve. Quitting drinking helps, actually. I feel fitter, healthier and I've lost some weight. I find my life to be much improved versus the recent period when I was drinking heavily every single day.

Something's gotta give though.

Today it was my health. Sunday, Monday and Tuesday, it was also my health. Every day I take too many sleeping pills and too many tranquillisers.

Eventually, the weather will improve, my finances will improve, my routine will stabilise, I will get the housing security I need, I will have the regular social contact I need, I will get the exercise I need, I will replace my run-down old car with a newer nicer one, I will replace my worn-out clothes, I will pay off my debts and I will get a haircut.

Not today though.

Tags: #work #sick #alcohol #medication

This is a story about being trapped in a nightmare...

Theoretically, I've now earned enough money to pay back my guardian angel. My debts have been rapidly repaid and the total sum outstanding, which started at about £54,000 in January, has now been reduced to an amount closer to £14,000 worth of credit card debt, which is a staggering amount of money to pay back in the space of 10 months.

I have my VAT to pay every quarter, my personal taxes at the end of January and my corporation tax in July. Those are not small sums of money.

I have my expenses to cover: rent, bills, car insurance, car tax, petrol, tyres, oil, servicing, roadworthiness testing, hotels and food while working away from home. My business incurs expenses, such as my accountant and various costs associated with running a business.

I can't just sit in a dark room eating dry bread and drinking tapwater.

That's the optimistic viewpoint.

The pessimist in me realises that I can't actually get at my own money which I generated through my labour, without incurring even more tax than the fuckloads that I pay. My money is tied up in my business.

If I leave my money in bank accounts controlled by me, there's a chance I could get sick and not be able to repay my creditors. In that eventuality, my hard-earned cash will be hoovered up by circling vultures who are keen to plunge me back into the nightmare of being trapped by mountainous debts. One slip up and it'll be right back to square one.

It's happened before.

Getting through the whole of October without a disaster is a big deal. Getting through this year without any hospitalisations or months and months of destructive madness is a big deal. However, I had a pretty good shot at escaping the nightmare in both 2014 and 2016, but everything still went to hell.

It terrifies me that I have to work the whole of November - without a break - to well and truly settle my important debts and cement the gains I've made. It seems like an impossible amount of time to carry on working in circumstances which are thoroughly incompatible with my mental health.

Single, in a town where I only have two or three friends - who I almost never see - and living out of a suitcase in a hotel, would be toxic to even the happiest and most stable person's sense of wellbeing. I do it because I have no other choice. I do it because it's the only escape route from the never-ending nightmare.

Once my debts are repaid, sure, I can take any job I want. Of course I'm not going to struggle to find lots of people who'd love to underpay and exploit me. Of course I could easily shackle myself to some dreadful job which pays peanuts, but not until my debts are repaid.

It seems like I'm making progress when I consider that I started this year homeless and without a car, but those things are also liabilities. I need to pay rent for the duration of my fixed term tenancy contract and I'm liable for any damage. I need to keep my car insured, taxed and certified as roadworthy, or else I will get big fines. Sure, I have the money to make these problems go away, while I'm working, but what if I get sick?

The longer I'm forced to continue my toxic living and working arrangements, the more problems I'm storing up for the future. There's a price to be paid for the stress, the misery, the boredom and the dreadful circumstances of a life that's devoid of any job satisfaction, security, intimacy, companionship, face-to-face friendship and conversation. My life has a tiny fraction of the human interaction which would be considered normal and healthy. I'm a recluse who lives in isolation, fearful of doing anything or getting excited about anything, because I need to focus all my energies on pretending to be a boring wage slave, for the sake of my debts.

I'm not short of ideas of what I could do if I had my freedom. It's not a lack of imagination. It's a simple lack of capital problem. All my money is spoken for.

I don't even want to think about how long it's going to be until I've well and truly paid off 100% of my debts and taxes and I'm a free man. I don't want to torment myself.

When I'm feeling anxious, I get pessimistic. When I'm feeling anxious, I see my progress through very pessimistic eyes and it feels like I've made no progress at all.

Of course, my progress could be sabotaged and any hope of recovery could be completely destroyed, by circumstances beyond my control, like somebody deciding to screw me over at work. That's my biggest fear: that my contract will be prematurely cut short, because somebody decides they're not happy with me getting back on my feet.

Perhaps you think it's right and proper that I should be living this never-ending nightmare life. Perhaps you think that I should be put through this ordeal. I certainly don't expect any special treatment. I work ridiculously hard to uphold my end of the bargain and honour my commitments. Perhaps you want bad stuff to happen to me, and for me to fail.

So long as I can pay my guardian angel back everything I owe, I don't care what happens to me. My conscience is clean once I've paid back my guardian angel. My moral obligations have been fulfilled once I've paid my guardian angel back.

I know I have the rare and enviable opportunity to be very rich if I keep working as hard as I do, but I'd honestly rather go and live in a cabin in the woods at the moment, and have some relief from the relentless pressure, anxiety and misery.

Tags: #debt