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My name is Nick Grant and I have manic depression. I write every day about living with bipolar disorder. I've written and published more than 1.3 million words

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Functional Alcoholic

5 min read

This is a story about demon drink...

Bucket

I have placed a ludicrous amount of pressure on myself, having decided that I'm going to create a great reputation for myself by being a major player in a massive important project, for a big organisation. I've been attempting to be all things to all men, and be in all places at one time. I have been attempting to be manyfold times more productive than anybody else, in order to demonstrate beyond all reasonable doubt that I've been a major contributor and driving force behind the success of the project. I've staked my name and reputation on a successful delivery.

How do I sleep at night?

Vodka.

I bought a bottle of vodka on Monday and now it's all gone. I never drink spirits. Except I have done this week. A whole bottle.

I know this is a bad sign.

This is how alcoholism starts.

Alcohol is a terrible coping mechanism. I was very drunk last night, except somehow I wasn't. I carried on drinking even though I wasn't getting any more drunk. I woke up and I was worryingly OK.

I should have been throwing up.

I wasn't.

It's not the drinking that's so much of the worry, it's the getting used to it. When I can neck a bottle of vodka over the course of 3 evenings, and still turn up to work and be productive, then I'm on a collision-course with disaster. Not the kind of disaster where I turn up for work in a dishevelled intoxicated state - that would never happen - but the kind of disaster where I end up dying of liver failure in my 50s, having been an alcoholic for more than a decade.

I think spirits are a step too far. Spirits spell disaster. The hard stuff is dangerous.

It's been shocking, the effect of strong alcoholic drinks - I've not found a limit where I start to feel unwell, and the hangovers are too unbearable, which is very dangerous. I also have failed to find any point where I think "I've had enough" or "I'm adequately drunk". Strange, that I would never reach a point where intoxication becomes unpleasant; aversive. That's worrying.

So. No more spirits. No more vodka. I need to stop that particular stupid idea immediately.

I do have an enormous amount of stress, which is reaching its peak. The deadline is almost here. The end is nigh.

I'm not sure how my colleagues in other teams are coping. I'm not sure how people who have a lot of responsibility, professional pride and reputation at stake, are coping right now. One colleague who's worked at the same organisations that I have - notably JPMorgan and HSBC - alluded to having a similar hard-drinking predilection. Alcoholism is ubiquitous in the Square Mile. Alcoholism is notorious in banking. I've lost numerous friends and colleagues to alcoholism, from that world. It was practically a rite of passage to end up in The Priory, all paid for by JPMorgan or whoever, in order to dry out and then come back to work.

It's ridiculously demanding work, delivering huge IT projects for gigantic organisations. The alcohol goes hand-in-hand with the project work, because otherwise people's blood pressure would be too high and the stress would be unbearable. Work hard, play hard. It's all good fun, until somebody dies 10 or 15 years later from alcohol-related illness.

I've been patting myself on the back, but nobody's really officially recognised my contribution, as yet. Why should they? So many people are working hard. So many people are involved. So many people are stressed and under pressure. Why should anybody single me out as special, in particular?

I veer between feeling confident and pleased with the project I've been involved in, and feeling that there's something really fundamentally wrong which is going to ruin things. Some nights I go to sleep content, and wake up excited to improve things. Some nights I can hardly sleep with worrying about an unresolved problem, and I wake up with anxiety, not knowing whether I'll resolve the problems satisfactorily.

Taking the edge off every night, self-medicating for my insomnia and anxiety, I have been drinking far too much. I drank bucketloads over the weekend. This week has been ridiculous for alcohol consumption. It's terrible.

This whole period is terrible for my health. The pressure is relentless. The workload is relentless. The demands I place upon myself to perform and excel are huge; I'm so determined to achieve something great, to prove to myself that I'm still a talented and capable engineer, who can deliver huge projects on time with high quality.

I keep telling myself that I need to keep pushing myself, just a little longer. The finish line is in sight. Not long now.

 

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New iPhone is Underwhelming

4 min read

This is a story about obsolescence...

iPhone

I wasn't excited about the launch of the new iPhone, but I ended up getting one. My old iPhone 6 had served me well for years, but it was annoyingly short of free space, which meant continuously deleting stuff - a time consuming pointless exercise. The battery life was terrible, but I had managed to replace the battery quite inexpensively myself, so that wasn't an excuse for getting a new iPhone. The back was slightly scratched, but the screen was pretty good. The mute button no longer worked and the charging port was unreliable, only working at certain angles, which clinched the decision to upgrade.

I expected to be more pleased with the new iPhone.

But, I just put it in my pocket and carried on like it was no big deal.

Sure, the camera is better, the screen is better. Sure it's a bit more responsive; less laggy. However, there was virtually zero impact - no wow factor whatsoever.

When Apple introduced the fingerprint reader that was a big deal, because it saved having to type the unlock code every time, which is a vast improvement of usability. Given that I unlock my phone and do something with it 50 times a day, on average, you can imagine that it was a huge saving, not having to type my PIN all those times.

Since then, there hasn't been a 'killer' feature.

I'm not that bothered about having a better camera, because I have a good camera anyway with a much better lens and sensor than any smartphone could ever have. There simply isn't the room in a smartphone to include a large lens and sensor, so the image quality is always going to be very inferior to a proper camera.

Being able to unlock my phone with my face makes no difference to me versus being able to do it with my fingerprint. Face ID is not an improvement. Yes, biometric security is important to me, but I don't care whether it's fingerprint or facial recognition.

I don't play games on my phone or use anything which requires a powerful processor or lots of memory. I just browse the web, send and receive emails and messages, scroll through Facebook and Twitter, and access my banking apps. I could have stayed with my iPhone 6 and been perfectly OK, to be honest.

A friend who always gets the new iPhone, even when it's a minor upgrade, such as from the X to the XS, justifies his upgrades because of the frequency with which he uses his phone. This argument would also support my desire to upgrade too, given that I'm a heavy smartphone user and I have the disposable income, but it frankly depressed me that I spent the price of a reliable second-hand car on a gadget upgrade I really didn't need.

It's a year since I upgraded, and the screen on my iPhone XS is now scratched to pieces. Apparently the glass is very shatter resistant, but it's very prone to scratches. It's really disappointing to have bought a brand new cutting-edge gadget, and to find that it's not durable in everyday use situations. I have not abused my iPhone in any way. The scratches are all from simply being in my pocket, or on tabletops.

I haven't bought the new iPhone. I am not going to get the new new iPhone, because there's no way I can justify the expense for such a minor improvement.

It's kind of sad that I'll never re-experience that wonderful moment I got my first iPhone. That first iPhone was a real game-changer. That first iPhone was so transformative for human-computer interactions. I would be lost without having a smartphone and mobile internet available at all times. I - and so many others - have become dependent on the various communication apps, plus maps, taxis, banking and all the other things, which are so convenient to access through smartphones. My addiction to iPhone games was exhausted when I designed, built and released some for sale in the App Store, but I know that the impulse to check my various apps for notifications and new content is deeply engrained... perhaps an addiction, except it's one which does me no harm.

It must surely be time for a technology innovation which will inspire me again, like the original iPhone did.

 

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Time Poor Cash Poor

6 min read

This is a story about digging yourself out of a hole...

Coins

Why don't people realise the futility of situations? Why does nobody do the basic arithmetic to see that a situation is hopeless? Why can nobody see their hopes and dreams slipping away?

I was watching a documentary recently about people who are working but still struggling to make ends meet. I cannot claim that I myself am in that situation, but that's because I work doing something which is thoroughly incompatible with my mental health, which very few people could stand to do. There are not long queues of people wanting to do what I do, because it's awful, but it is very well paid. So, I'm not struggling while I'm working - doing something I hate - but I wanted to write about the reality of existence, for those who want to do something which doesn't make them unhappy and unwell.

Unfortunately, compromises have to be made.

If you want to be an artist, a photographer, a travel blogger, a social media person or do some other unnecessary BS job, or to generally d1ck around in academia, not really producing anything useful, then you will have a fulfilling time at work but you're not going to be very well paid.

It seems as if there are a whole heap of other jobs out there which are also not very well paid. Pretty much whatever you do, you will be paid badly, unless you're involved in something unethical, like banking, insurance, accounting, drug dealing, human trafficking, slavery, prostitution, racketeering, extortion, fraud and other forms of profiteering from human misery, such as being a landlord or other leech/parasite.

If you want to buy a house and escape some of the coercion which forces us into dreadful jobs - lining the pockets of the capitalists - then you first have to go and get a dreadful job and work hard for many years, doing something unethical and unpleasant, making yourself sick. There is no way to both do something you love AND escape the clutches of capitalism.

On the aforementioned documentary were some folks approaching retirement age who were living in rented accommodation and had no pension to speak of. This was as a direct consequence of choosing to enjoy their lives and not sell their souls, to work doing dreadful bullshit jobs. Upon reaching retirement age, there was one gentleman who was having to drive an Uber for many many hours a week, simply to pay rent and bills. There was literally no hope of these people ever escaping old age poverty, especially when health problems eventually left them unable to work.

Unfortunately, only people with rich parents get to d1ck around studying something interesting and then finding a job in a related field, or being eternal students, mucking about in the safe and secure world of academia reserved for spoiled brats. Unfortunately, unless you've got family wealth behind you, you'll have to get a sh1tty job and even then, it won't get you anywhere unless it's really sh1tty.

What do we really want? We'd like to retire early. We'd like to retire with a decent income. We'd like to have a good standard of living up until the point we retire.

We do we really get? Paying rent and bills which eat up all our incomes, no holidays and no hope of ever buying a house, followed by no hope of ever retiring. All we have to look forward to is watching climate change wreck the Earth, while the world descends into anarchy and chaos because there isn't enough money to pay pensions or look after the vast number of old people who want to receive greater benefits than their contribution. The demographic bulge will sink our civilisation, as gazillions of baby boomers all demand an amazing standard of idle luxury living which they don't deserve.

We are time poor and cash poor, with no hope of hard work ever paying off - our hopes of owning property and having a valuable pension fund are ludicrous, even if we slave away to the age of 70 or more.

The only hope is to suffer the misery of dreadful miserable jobs for horrible unethical companies, doing horrible unethical things. The only way that the numbers add up is if we work for banks and suchlike, destroying the global economy and destroying the environment in the name of greedy profit. However, is this really a good approach when it means that there'll be no planet left to enjoy by the time we retire?

Who has the time to stop and think about such things?

There was a quote from that documentary which I thought was apt:

“The only way I am able to cope with the future is by not thinking about it. If I thought about it I would just give up”

Pretty gloomy and negative, but also pretty positive of that person to avoid thinking about stuff, so that they didn't give up. Why not give up? Why not grasp the nettle? Why not face the unpalatable truth: that all our efforts are doomed. Why bother working so damn hard when it's not going to result in being able to feel secure in your home and secure in your old age?

It strikes me that we live lives of incredible desperation and anxiety, where we work incredibly hard, commute horrible distances, pay vast amounts of our hard-earned cash in rent and bills and generally fail to get anywhere; we struggle for nothing. Why bother?

I read something else that said the only people who get to read many books are prisoners. Who else has the time?

It's a dismal situation to be in; this present time. You can do anything you want, so long as it involves spreadsheets for some multinational corporation which is intent on destroying the planet, extracting every last drop of sweat from their stressed-out workforce and leaving them stressed, anxious and depressed, before dumping their used husks in a great pile of spent human bodies, like trash.

I am saving up my money in order to have a nervous breakdown.

 

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All Is Lost - A Photo Story

12 min read

This is a story about lost causes...

Brushes up well

Look at that well-presented man: a professional on his way to work for Barclays at their head office in Canary Wharf as an IT consultant earning £600 a day. Look the attractive Georgian façades of the London townhouses of Camden, where he lives. The major high-street bank he works for has conducted extensive background checks on him and found him to be a fine upstanding member of the community: a model citizen.

Look again.

What you are actually looking at is a homeless man. That's right. This man is no-fixed-abode. This man lives in a hostel with other homeless people. This man was sleeping rough until very recently.

Hostel room

Look at this hostel dorm. It's got brand new beds and clean linen. It's empty. This looks like a pretty nice hostel dorm, doesn't it? Perhaps you wouldn't mind sleeping here. This would be tolerable for a while, perhaps if you were backpacking, wouldn't it?

Look again.

What you are actually looking at is a hostel dorm I stayed in when I was travelling - for leisure purposes - and the people who stay at this hostel are wealthy backpackers. This is not the hostel I stayed in when I was homeless. When I was homeless I stayed in hostel dorms that were full of drug addicts, alcoholics, people with severe mental health problems, thieves, violence, sexual assault, and they were exceptionally dirty and disgusting. The hostels I stayed in when I was homeless were full of everybody's crappy possessions which we carried around with us - we didn't live out of small backpacks, because we were homeless. When you're homeless you carry everything you possibly can: all your possessions. Try to imagine 14 people in a single room along with every single thing that they own. Try to imagine that's where you live - you're not just having a jolly old time doing some backpacking. That's WHERE YOU LIVE and you have to go to work, in the midst of all that chaotic s**t.

Hampstead heath

That's a nice view isn't it? That's Hampstead Heath. It's a nice place to walk your dog or go for a run. It's a nice place for a picnic. Hampstead Heath is a lovely place to go when the sun's shining. Perhaps you'd like to take a swim in one of the bathing ponds?

Look again.

What you are actually looking at is near the spot where I slept rough, to avoid being robbed, beaten up and/or raped. What you are actually looking at is a place where a homeless person can hide themselves in the undergrowth at night and avoid the perils of sleeping rough. What you are looking at is where I slept for a couple of months. Guess what? It's not always sunny. Sometimes it rains. When it rains you get wet. Very wet. A tent is conspicuous. It's hard to sleep rough, stay dry and avoid becoming a victim of crime when you're so vulnerable. Try to imagine not having a proper bed or any kind of security for you and your stuff - you're totally out in the open, in a remote area.

Psych ward

What's this? Is it a prison cell? I haven't been in a prison cell, but this definitely looks a bit like a prison cell to me. There's a window so that people can look into the room, which clearly has a bed, so this must be a place where I slept. What kind of place has windows in the doors so that people can see in when you're sleeping? That doesn't sound great for privacy, does it?

Look again.

What you are looking at is a room in a secure psychiatric ward. The window is there so that the staff can check you're not attempting to kill yourself. The staff check on you every 15 minutes. At night they sometimes come into your room and shine a torch in your face. You can't have a belt, shoelaces, scissors, razor, cables (e.g. mobile phone) or anything else that you could cut yourself with, or strangle yourself with. You can't lock the door to the shower room or the toilet.

Hampstead view

Oh look! There's a view of Hampstead from a tall building. Perhaps we could see the heath from here. This is quite a nice view, except it's kind of in the wrong direction to see any London landmarks. Perhaps this this is the view from an ugly brutalist concrete monstrosity which has now perversely become a desirable place to live as the capital city's property prices have soared.

Look again.

This is the view from the Royal Free Hospital. The emergency services brought me here. I was nearly dead. I was here a long time, while the medical team fought to save my life.

Private room

That's a pretty nice room for an NHS hospital. It's a private room. I must have some pretty good private medical insurance. Perhaps I've come to hospital for an elective cosmetic procedure. This certainly doesn't look like the kind of place where a sick patient would be looked after - it's more like the kind of recovery room that somebody with private healthcare would receive.

Look again.

This is the room at The Royal London which was dedicated to my treatment because my kidneys had failed due to a horrific DVT and I was receiving emergency dialysis for many many hours a day. To my left, out of shot, is a dedicated dialysis machine which I was connected to for day after day. I couldn't have dialysis in the main dialysis ward because my blood was so full of potassium that I was at risk of having a cardiac arrest at any moment. My blood was so toxic that many of the measurements were beyond the capability of the equipment to actually measure how toxic my blood was. I was very sick indeed.

Killavullen

Aha! This must be another trick. That pleasant view of a valley filled with low-lying fog, and mountain tops poking out, in pleasant rural surroundings must hide a darker secret. Why don't I just tell you the terrible truth?

Look again.

This is actually a good moment in my life. One of my friends had invited me to stay with his family in Ireland. I was half-dead so the opportunity for some rest and recuperation in rural Ireland was exactly what I needed. I meant to stay only for a short while, but ended up staying longer because I was very poorly and needed looking after, which is exactly what the kind family who took me in did: they nursed me back to health.

Canary Wharf skyline

Ooooh skyscrapers! We know from the first photograph that I worked in one of those skyscrapers. I also used to live in Canary Wharf and it's actually possible to see my apartment from this picture. I was also working for Lloyds Banking Group at this time, so this must be another good picture, right? Why would I be able to see my apartment and the head office of the bank I was working for though? Where the hell am I?

Look again.

I didn't show you the view out of the window from the private hospital room, did I? This is the view. I didn't really get to see the view much, because I was constantly hooked up to a dialysis machine which was sucking my blood out of me and squirting it back into me, but I did manage to take this photograph. All I can say that's positive about this period of my life is that I didn't die: I was saved [again] by a brilliant NHS medical team.

Hotel room

What now? A hotel room? Not too different from the psych ward room, but with a TV and better lighting. I was living here while working as an IT consultant for HSBC on their number one project, earning £600 a day. Sounds like my life was going pretty well, huh?

Look again.

What have I shown you so far? Homeless people's hostels, sleeping rough, hospitals. I showed you one picture when things were a little better - I was being looked after by my friend and his family - and my life was not in imminent danger. My life is not in peril at this moment, it's true, but I'm clearly staying in a hotel room for a reason. The reason is that I'm homeless. That's the theme of this story: homelessness.

Prince of Wales

This must be the door to the room that I showed you in the secure psychiatric ward. Somebody's written my name on a little whiteboard strip. That was thoughtful of them. Also, making sure that I'm not killing myself, by checking on me every 15 minutes is pretty damn caring. I'm pretty lucky to have this room all to myself and caring staff members to make sure I stay alive.

Look again.

This is not the same room. This is not the same psychiatric ward. This is not the same hospital. This is not the same city. In the first photograph, I had voluntarily gone to hospital because I couldn't keep myself safe. At the time this photograph was taken I have been sectioned and am being held against my will. At the time the first photograph was taken - in London - I could leave whenever I wanted. At the time this photograph was taken - in Manchester - I cannot leave, which is kind of like being in prison: involuntary internment. I was being held in a psychiatric intensive care unit (PICU) which is where the very most unwell psychiatric patients are held, and this type of unit is highly secure and can only care for 8 patients with a vast number of staff.

Why would I end with this photo?

I was asked to write down in detail where I had been living for the last 5 years of my life, for the purposes of government security vetting, which is a highly invasive process which will rake over every detail of my private life: my divorce, my psychiatric problems, my homelessness, the involvement of the emergency services. The government has access to every single piece of data about me held on every single database, and they are permitted to look at things - like private and confidential medical records - which nobody else is allowed to look at or even ask about, by law.

Why would I publish this?

Do you remember the photograph of the hotel room? That's where I started writing this blog, approximately 4 years ago. I've written 1.2 million words. I've thoroughly documented my life with the kind of candid honesty that the government expect from me when they ask questions like "where have you been living during the last 5 years?". The answer is far more complicated than could be filled in on their forms, so they can read about every detail which doesn't neatly fit into any of their computer systems. I could have asked for extra paper to complete my security vetting forms, but how many pages should I ask for if there are 1.2 million words written down right here and the story is not even fully told?

I chose that final photo because I shouldn't have been alive to take it.

On Saturday 9th September 2017 I attempted to end my life. My suicide attempt should have been successful. Even though I didn't die as quickly as I should have done, and even though the emergency services were able to intervene rapidly, when I believed that nobody knew where I lived or would be able to locate me, I was still having seizures and multiple organ failure. I was unable to breathe on my own. I was very much going to succeed in killing myself, which is exactly what I wanted. I had planned and executed my suicide attempt with precision.

Now, today, I am making an exceptional contribution to one of the government's highest profile projects - the number one project for the particular government organisation who I work for. I have been singled out for special commendation on multiple occasions by very senior government employees. I have worked incredibly hard to make the biggest possible contribution as part of a gigantic team of colleagues. I have busted my balls to go above-and-beyond and exceed all expectations. I have put an enormous amount of effort into delivering valuable skill, expertise, knowledge, effort and energy. I would expect that a significant number of my colleagues would speak very highly of me. In fact, I know that I am held in very high regard.

Also, during the last 5 years, I've slept rough, slept in homeless hostels, slept in hospitals and slept in psych wards. The sum total of the amount of months that I've spent in such places is very significant, but somehow it was hard to articulate this on a security vetting form that's not designed for somebody like me.

Either you believe I'm exceptional or you don't. If you think I'm an exceptional person, you have to decide whether that's a good thing or a bad thing. What cannot be disputed is my contribution to the teams, organisations and wider society, despite the great adversity I've faced.

Here is some of the information that couldn't be captured on a government security vetting form. Judge me however you want - end my career if you must. What you must understand is that I am not afraid, because I have already died a thousand deaths, so I do not fear one more.

 

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Cake And Eat It

9 min read

This is a story about a completed jigsaw puzzle...

Summer house cake

When I was 28 I was so depressed that I couldn't work. I couldn't face the outside world. I couldn't face the office 9 to 5 Monday to Friday routine. I couldn't face the glacial pace that projects moved at. I couldn't face the lack of productivity. I couldn't face the wastefulness of large organisations. I couldn't face the dead wood, being dragged along by those of us who wanted to actually create some f**king software.

My behaviour became erratic. The symptoms my my mood disorder - bipolar - made me a dysfunctional individual for long enough to cause problems in an ordinary office type environment: mainly my lengthy absence due to to the aforementioned depression. Nobody had ever much cared about me being hypomanic in the office, because it allowed me to deliver very complicated projects on time, to a high standard of quality.

I quit my job in 2008 and sat in my garden making iPhone Apps - mainly games. They sold very well and I was number one in the App Store charts for a brief time. Suddenly, I was earning a lot of royalties and I was comparatively wealthy.

I decided that I hated office work and corporate IT work - I hated big software projects - but that I should start a small business. I retrained as an electrician. I did all the training, bought a van and started trading.

Electrician

My electrician business traded profitably, but I kept getting asked to do freelance software work, which paid twice as much as my electrical work, and I was obviously much better at it, given that I've got 20+ years of commercial software experience and about 18+ months of commercial electrical experience. It's a lot less stressful being a software consultant than it is being an electrician.

I decided to combine my entrepreneurial side - the iPhone Apps and the small business - to create a startup which would have a software product which could be licensed, so that I could make money while I slept: it was a scalable business model.

During all this erratic behaviour, I was making a ton of money, I designed a built a beautiful summer house in my garden, I had a wakeboarding boat, I threw lavish garden parties. I was having the time of my life, except I was in a very toxic, abusive relationship.

I ended the relationship and my life continued to improve. In fact, my life kept on improving.

Soon, I was enrolled on a prestigious startup accelerator program which takes 8,000 applicants for every place, and only offers 10 teams the chance to be mentored by senior executives from Google, Facebook, Microsoft, Amazon, Paypal and a bunch of other great tech companies, plus the opportunity to pitch on "demo day" to a packed auditorium full of venture capitalists and angel investors, and raise a huge amount of investment.

My company was already profitable enough to pay my co-founder and I a decent salary and hire our first full-time employee. That was entirely bootstrapped: the company was built from nothing. My co-founder and I built a profitable startup without taking a single cent from any member of friends or family, or risking any of our own money.

This was my cake and eat it moment.

I worked too hard for too long. On the accelerator program mentor madness was fine for the teams who just had an idea, but my co-founder and I had a profitable business to run. We had customers who needed supporting. We had sales deals which needed to be closed. The rest of our cohort were happily burning the money they'd raised - making a loss - while our startup was living within its means and growing organically... in fact it was growing rapidly organically.

The problem was that toxic, abusive relationship.

She wasn't kind. She wasn't supportive. She didn't want me to succeed. She was just plain mean and totally inflexible; uncompromising. It wasn't fair, because I had supported her when she wanted to change career, and I had also been a very loyal loving boyfriend. Of course I could have split up with her and run off into the sunset with a lovely girl from the tech startup scene who could see the potential in me and the potential of my startup, but I let loyalty and a sense of "doing the right thing" get the better of me.

Since then, there hasn't been a lot of cake eating.

Divorce became extremely acrimonious in 2013, after a harrowing period when the abuse and the trauma was sufficient to give me PTSD - I was barricaded in rooms and defecating in a bucket to avoid physical harm and at least give myself what little protection I could. Verbal abuse and violent kicking and punching of the door was so frequent it was literally torture. My abuser was keeping me trapped with threats of violence, and I starved, I was thirsty and I had to sh*t and piss in a bucket.

Mercifully, we separated in August 2013.

Trauma doesn't heal overnight.

The divorce dragged on into 2014, ruining my second startup and depriving me of all my liquid capital - my money - which I needed to start another business. The divorce ruined me every bit as much as the toxic relationship and abusive marriage did. The divorce left me so physically drained, traumatised, financially taken advantage of, exhausted and stressed, that I broke down completely. I ended up sleeping rough. I ended up homeless. I was wrecked.

Briefly, at the end of 2014 I had a nice apartment in Swiss Cottage, a lovely commute on the Jubilee line to Canary Wharf and a well paid consultancy contract with Barclays. Was I having my cake and eating it? No. The divorce and the separation had caused me such horrible PTSD and financial distress that for almost that whole year I had been sleeping rough and in a homeless hostel. My life was very fragile; my recovery was only green shoots.

In 2015 I had an amazing apartment overlooking the Thames with panoramic views of all the London landmarks. I had a great consultancy contract with HSBC. Was I having my cake and eating it? No. I was so distressed by the financial troubles I'd had that I worked unsustainable hours and got very sick, and had to be hospitalised. I had to be kept in a secure psychiatric ward for my own safety.

In 2016 I had the same apartment. I had a great consultancy contract. I was less stressed about the erratic nature of my life and the financial boom and bust, but I certainly didn't feel comfortable spending money.

In 2017 I had the same apartment and a great consultancy contract with Lloyds Banking Group. A large blood clot - a deep-vein thrombosis (DVT) - formed in my leg and it caused the complication that my kidneys failed. I nearly died. I was sick for months with agonising nerve and muscle damage. Out of desperation I took a short contract in Manchester. It was so miserable that I tried to kill myself. I very nearly succeed - I was in a coma for 4 or 5 days in intensive care. I was sectioned and kept in a secure psychiatric ward for my own safety.

By the end of 2017 and into 2018 I had recovered enough to be consulting for an investment bank in London. I was commuting from Wales and staying in crappy AirBnBs. I was well paid but it was the most miserable life. I was homeless, single and coming to terms with having survived a suicide attempt which should definitely have killed me.

Then I got a consultancy contract in Wales. I had a nice girlfriend in Wales, I had a job in Wales and I had a very nice home in Wales with panoramic sea views. I was about to have my cake and eat it.

Then, soon after booking a short holiday, my consultancy contract ended early because the project was finished - I worked very hard and delivered early.

I got another consultancy contract in Wales. I still have that consultancy contract in Wales. I have a girlfriend who I think is amazing and I'm crazy about her. I have very serious feelings for her. I was about to have my cake and eat it.

Now my consultancy contract is ending prematurely. I worked hard and managed to rescue a very important project which was running late. I was working very hard to deliver our project early.

Clearly I work very hard. Clearly, I'm lucky enough to create these opportunties where I could have my cake and eat it but so far nothing's worked out for me.

It may well be possible for me to still have that amazing holiday we've got planned, but it will always be slightly spoiled by the stress of knowing that I don't have secure income when I get home, which makes me worried about money.

You can understand why I'm worried about money, can't you?

You can understand why it's so terrible that my holidays get ruined by having my consultancy contracts unexpectedly cut short, especially when I work so hard and make such a big contribution.

Of course, I could throw caution to the wind and take that luxury holiday anyway. If there's one repeating theme in this story, it's that I always bounce back from adversity. I could risk it all and go ahead with that holiday, which I desperately need and want.

I've been lucky. I got to go to Turkish Disneyland on my own. I got to go to Tulum in Mexico. My luck ran out eventually I guess. I have a beautiful girlfriend who is kind and loving and supportive, I have a gorgeous bengal kitten, I have a very nice great big house. I have a little financial security, but paying for a luxury 2-week holiday has a major negative impact on my meagre financial resources, seen in the context of how bad things can get: months in hospital, sleeping rough and nearly dying on several occasions.

Perhaps it's just not my destiny to have my cake and eat it.

 

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8 Years Of My Life In 5 Pictures

9 min read

This is a story about peaks and troughs...

Cambridge

My story begins exactly 8 years ago, on May 4th 2011. I was the CEO of a profitable startup with prestigious clients paying to use my product. It was my idea, I had designed & implemented the system and I had successfully done deals with big companies. I had just started a TechStars accelerator program in Cambridge, run by Jon Bradford and Jess Williamson, and I was about to meet 46 mentors in week of "mentor madness" which is like speed dating, to hook up startup founders with experienced successful people from the tech industry, who were kindly offering to help 10 lucky teams on the TechStars program, along with my co-founder and I.

I was surrounded by super-smart people in Cambridge. My startup was growing very fast and I had done a great job of getting the company to where it was with very little help. I was hot property - a pin-up for the UK startup scene.

My co-founder was a much more likeable and charismatic guy who once ran a karaoke bar and had a far better temprament for being CEO, but I wanted the glory of having that coveted job title for myself. I emphatically rejected the suggestion that it might be better for the company if we were to switch roles, and I was to take the position of CTO. Fundamentally I'm good at technology, but not necessarily the best people person: I had, for example, already managed to make my co-founder cry in front of a Google executive. As CEO, I was pretty vicious and ruthless, because I was so desperately ambitious.

This particular May 4th, in 2011, was a moment when my potential net worth was at its highest. This was my golden opportunity to make my millions.

London panorama

This next picture is taken exactly 5 years ago, on May 4th 2014. I had just woken up in the Royal Free Hospital, Hampstead, London. This is the view from my hospital bed. I was surprised to be awake, because my kidneys were failing, my liver was damaged, there was a lot of fluid on my lungs and my heart was not functioning healthily - I had arrhythmias and my blood pressure was dangerously low. I hadn't expected to survive the night, so it was nice to be greeted by such a pleasant view in the morning.

By this point, I'd had to resign as CEO, sell my share of the company that I founded. The company still continued to trade very profitably without me and was getting big-name clients, but I had failed, personally. My co-founder stepped in and did a great job of smoothing things over with our investors and our clients, but my own reputation was damaged and I was heartbroken; ashamed.

I had just gotten divorced and sold my house.

My dreams were destroyed: I lost my company, my wife and my house. I tried to kill myself. That's how I ended up in hospital. I was lucky to survive.

Single speed

Exactly 4 years ago, on May 4th 2015 it seemed like I was getting my life back on track. I had been doing consultancy work for Barclays, which was very lucrative. Jon Bradford - the guy who ran the TechStars startup accelerator in Cambridge - had written about how I'd "sold out" and gone back to the world of banking and the easy money that was to be made in the Square Mile and Canary Wharf, which was hurtful. I was not happy. I knew I had sold out, but I needed money to pay the bills. I was couch surfing and living in AirBnBs. My life was chaotic. I loved being in London, but it was tearing through my dwindling savings and I was still heartbroken about my divorce and losing my company.

This photo is interesting, because it predates one of the most insane moments of my life. I was so exhausted and sleep deprived, that soon after this photo was taken I started hearing voices and generally suffering a major psychotic episode. My mind completely capitulated and I was lost to madness, briefly. It seems very strange now, writing about it, when I consider myself to have pretty good mental health, but at the time - 4 years ago - I was extremely unwell.

London beach

Exactly 3 years ago, on May 4th 2016, I was skimming stones into the Thames on this little rocky 'beach' on the banks of the river, by my apartment. A lucrative contract with HSBC had allowed me to get an apartment with the most stunning views over London and my life was starting to improve.

I had been an extremely passionate kitesurfer, which had taken me all over the world, seeking out the best wind and waves. During my divorce, having to step down as CEO of the company I founded, and the period when I was very unwell, I hadn't been doing any kitesurfing. Living by the river on a part which was tidal gave me back the connection to water which had been missing from my life. A friend came to visit and was even brave enough to kitesurf from this 'beach' despite the Thames being a particularly treacherous waterway to navigate, especially without an engine - the wind was gusty and unpredictable, but he managed to kitesurf on a 'beach' right in the heart of Central London.

Soon after this pleasant evening skimming stones into the Thames, I went away on a kitesurfing holiday to a desert island off the coast of North Africa, and had a very enjoyable time. 2016 was a good year. I made a lot of money and I had some very nice holidays, as well as meeting the love of my life.

California rocket fuel

Exactly 2 years ago, on May 4th 2017, I managed to trick my doctor into prescribing me an antidepressant combo called California Rocket Fuel. I'd had a rough winter where I nearly died from DVT which caused my kidneys to fail, and consequently I had lost a lucrative contract with Lloyds Banking Group. My life had been miserable, with a great deal of pain from the muscle and nerve damage from the DVT. I hadn't felt well enough to be able to work.

The love of my life was doing amazingly well in her career - in politics - and was appearing on an almost daily basis on TV, while I was limping around on crutches and taking a lot of very powerful painkillers. I was depressed and I wanted the very most powerful antidepressant I could get, which I discovered was "California Rocket Fuel" by doing some internet research.

I have bipolar disorder. People with bipolar disorder are not supposed to take antidepressants without a mood stabiliser. Doctors are not supposed to prescribe antidepressants to people with bipolar disorder. I had to be extremely sneaky to obtain this prescription, and it was rather cruel how I manipulated the poor unsuspecting doctor into seperately prescribing me the two medications, which are combined to create "California Rocket Fuel".

The result was predictable: Mania.

I went incredibly manic and my behaviour became erratic. I broke up with the love of my life.

. . .

That's the end of the pictures

. . .

When I later regained my mental stability and reflected upon what I had done, I realised I'd made a terrible mistake and I tried to get back together with the love of my life, but my behaviour while manic had been so inexcusably awful that I had ruined any chance of that happening. Agonisingly, she said she still loved me and wanted to take me back, but her family, friends and work colleagues would've been apalled that we were back together again. "If you love them, let them go"... it's been devastatingly hard, but I've tried to come to terms with losing the love of my life, and acknowledge that it'd have been very unfair on her to pursue her after what I put her through.

I left London doubly heartbroken, having lost the love of my life, and leaving the city I've spent most of my adult life in. I love London, but it was time to leave.

Since leaving London, my life has been erratic and unstable at times, but putting the pieces of my broken heart back together again and rebuilding myself to a position of health, wealth and prosperity has been a lot easier than it was in the capital. London placed an enormous amount of stress and strain on me, to generate vast quantities of cash to maintain a high standard of living.

Today, May 4th 2019, I have a fabulous standard of living. Maybe I'm not going to be a millionaire CEO. I've loved and lost a wife and a love of my life. I've nearly lost my life during some very bad medical emergencies. I've nearly lost my mind. However, despite all the adversity, I'm wealthy, I live in a beautiful big house and I'm reasonably successful when I'm dating, so I see no reason why I'm not going to end up with a very enviable life. In fact, I already have a very enviable life.

We expect our lives to take a linear path; continually improving as we get older. My life has been chaotic and unpredictable. My life has been through boom times and and bust in the most extreme way imaginable. I'm 39 years old and I didn't expect to be alive this long. There have been devastating moments, which I thought would destroy me, but they haven't. I thought my bipolar disorder would make my life so unstable that I wouldn't be able to regain control and have a good quality of life, but my life is really awesome and it keeps getting better, although it does take a lot of hard work to maintain stability.

I suppose this overview of an 8 year period of my life, told using 5 pictures, is not going to do justice to the complete story, which is full of hair-raising gory details, as well as some moments of sheer delight, but this brief synopsis does at least give the reader a little insight into who I am, without having to read all the [literally] million words I've written and published on this website.

May the fourth be with you.

 

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Burn Rate

11 min read

This is a story about buyer's remorse...

Ikea bed

A large part of my day was spent buying things of a very boring domestic nature. I bought curtains. I bought a vacuum cleaner. I bought an iron, ironing board and washing airer. I bought some plastic bins which organise my recycling into plastics, paper & cardboard and glass.

I got a bit carried away and started buying things which I have no urgent need for. I bought a coffee table. I bought a couple of lamps. I even bought two deckchairs for the garden, because it's been a beautifully sunny day and I thought I should be enjoying the brief period of nice weather in the UK, instead of being indoors.

I bought extra glasses, plates, cutlery and other little things, like nice wooden coat-hangers and some tiny shelves to put my toiletries and things on in my bathroom. I bought a new toilet roll holder, because the suction pad on the old one seemed to have failed completely.

I bought pillows and bed linen.

Who knows how much I spent.

While I was in Ikea I was looking at a sofa-bed which cost £140, which sounded very reasonable to me. I am not a price sensitive person. Whether something sounds "expensive" to me has been shaped by the privileged wealthy existence I've led. More than £20 on a bottle of wine is "expensive" from a wine merchant, but does not seem expensive in a restaurant. My purchases are generally categorised as either approximately £1,000, less than £500, approximately £100, or less than £50.

When buying something for around £1,000 I simply ask myself "is this a valuable thing?". For example, my laptop cost me £1,400, but I bought it without hesitation because I use it every single day and it's a tool of my trade - why would I even think twice about buying the very best available?

When buying something for under £500, I think much more carefully. Generally at this price point I make a lot more buying errors. I bought a £200 vacuum cleaner today, simply because it was a good brand. I have no need for a good vacuum cleaner - I only hoover once a month and I live alone so my house doesn't get very messy - so I could easily have managed with a £60 hoover, but my wonky thinking says "why worry about the £140 price difference? Just get the Dyson".

When buying products for circa £100, I don't make a lot of buying errors. My coffee table cost £90 and it's definitely worth £90 to me. To spend time trying to find a cheaper coffee table I like just as much would have been a waste of time. My curtains cost £90 and they're perfectly good curtains. In fact, the curtains block out the light really well and it was a really simple purchase - they were the right size and I didn't even check the price - I knew that they'd cost somewhere between £50 and £150. Perhaps if I'd got to the checkout and they turned out to be £200 I'd have felt like I made a mistake and should have thought about the purchase more carefully, but at £90 I feel like I'm much happier that I have curtains in one of my guest bedrooms, rather than no curtains - the value is hard to measure, but I'm definitely getting more than £90 worth of value out of the curtains.

Most of my purchases are less than £50, obviously. There are subtle gradations not worth exploring - for example, if I was charged £6 for a takeaway coffee I would think "damn that was expensive I won't go there again" but I wouldn't worry about it too much, but if the coffee was £4.50 then I wouldn't care. Similarly if I bought a sandwich and it cost £4.50 then I would pay the money and not worry about it, but if it was £6 then I'd be thinking "damn that's an expensive sandwich". To think about my price insensitivity at this level is too much detail to write about in the scope of this essay.

So, with the sub-£50 purchases, I spend more time thinking about things than the purchases which are circa £100. If I'm choosing a really nice bottle of wine, I'll agonise over the choices and probably buy a bottle costing no more than £25. Similarly, if I see some bed linen that I like but it costs more than £50 then I'll see it as overpriced and gravitate towards items which are priced less than £50. I bought a set of plates and bowls for £25. I bought a set of cutlery for £25. Comparable items could probably be bought for £10 less - saving me £20 overall - but I still feel like I got value for money. When I was unpacking all the knives, forks, spoons, etc. then I was thinking how much of a difference it's going to make to my life, to have an adequate amount of stuff to fill my dishwasher without leaving myself with nothing to eat with. Every purchase I made today under £50 felt like very good value for money, including an iron which will get very little use. Why do I need a fancy iron and a fancy ironing board, when I do so little ironing? It simply seemed like good value for money that I was able to buy high quality items for under £50.

Cumulatively, I've burned through a ridiculous amount of cash getting myself set up in my new house.

Most people, when they move into an unfurnished home and they don't have any kitchenware or other things like that, will buy things little by little. Most people will spend a lot of time choosing every single thing they have in their house. I'm not like that.

Of course, I'm particular about what I buy. I'm fussy about things. I'm house-proud and I like to think I have good taste. I very much wanted to share photos of all the little things which are slowly turning my house into a lovely home, but that will have to wait for another day - I don't want to spoil the surprise.

The catalyst for my money-spending and nest-making is that I have two beloved friends coming to visit soon, and I'm a house-proud person. I got this gorgeous house because I knew that it would immensely improve my self-esteem to be surrounded by some material representation of the hard work that's gone into getting myself this far in life. It might sound superficial and flawed, but it's very upsetting to be a smart person who's worked hard, but seemingly has little to show for it. If I'm showing off to my friends - that I have good taste - then I don't care. I want to look after them and make them comfortable in my home. I take enormous pleasure from being a host.

I can't stop to think about how much money I've spent getting my life rebuilt. I don't see the value in totalling up all the money I've burned. What use would it be? I could have scrimped and saved a little here and there, but I've not been profligate. Every single stupid domestic item brings me a little bit of joy, even if it's a washer/dryer, a vacuum cleaner or an iron... all these nice things cumulatively give me a nice life, which seems to correspond with the dedication to my career.

I rode my bike to meet a friend earlier in a local park for a picnic - a bike which is worth more than my car - and it brought me such a huge amount of pleasure to ride a bike which has been so heavily customised by me. The bike was one of the last purchases I was able to make before I became totally homeless, and yet I never regretted spending a significant sum of money on it. As I cycled home this evening, there was indescribable joy in the enjoyment of a bike which had spent a long time unused - when I was very sick - but has now been fixed up, and I'm able to use for the purpose I designed and built it for: urban life.

My colleague commented that my bike was "exactly what [he] expected [me] to turn up on" and that's completely the point. My home and my bike, for example, are an expression of my identity, and it's a deeply unhappy situation when we're forced - for example - to wear clothes which don't fit us and are not to our tastes. We should not underestimate the psychological damage that's done when we're forced into situations which clash with our identities.

My burn rate is obscene, but I'm aligning my identity with my surroundings, after a very long period where I was caused a great deal of distress by the economic limitations imposed upon me. Of course, I slept rough, slept in hostels and wore the cheapest clothes I could lay my hands on, in order to be alive today, but we shouldn't underestimate how intolerable that situation was at times. We shouldn't dismiss the self-esteem damage which drives people to commit suicide, as something which we can easily get over by simply suspending our identities and our need to choose our clothing, our home furnishings and decorations, which seem like such superficial things, but on closer examination, I can tell you for certain are vitally important.

I'm sorry if you're on a low income and what I have written seems disrespectful towards money, and indeed towards you and your struggles. Perhaps the money I "waste" is offensive to those who would gladly trade places with me, and would make much more considered decisions about spending... they would spend much more time bargain hunting, scrimping and saving.

I have a very unusual attitude towards money, perhaps because I can tell you precisely what exactly money is and where it comes from, because of my many years working in the banking industry, and of course because I've experienced long periods where I had more money than I needed... but please remember that I've also lived at the other extreme, where I was homeless and penniless. I do know how to live on a very tight budget, and indeed live on no money at all - I've run out of money plenty of times.

I shudder to think how much I've spent recently, but I know that it's been a long time since I made a foolish frivolous purchase. Sure, I have a lot of nice things but all my recent spending has been on very humdrum domestic items.

My approach to live is the same as it's ever been: high risk, high reward. As I slowly recover from years of illness and chaotic life, my surroundings do not look humble and ordinary. Why the hell should they? One slip-up and everything comes tumbling down, so perhaps I shouldn't be splashing the cash, but at the same time, why would I want to settle for mediocrity when I've worked so hard to achieve something special? It would be the most miserable thing, to end up with a life I could've easily had, without any hard work.

Of course, in conclusion, I must add that I know how much of a charmed existence I live. Lady luck has been kind to me. I hope that if you were to really get to know me - what I've been through and how hard I've worked - and you were to see the life I lead, then you'd say that I'm not entitled or spoiled; that my lifestyle is not excessively lavish, luxurious or recklessly profligate.

I've written three times as much as I intended, whilst sipping a glass of red wine from a bottle which cost somewhere between £5 and £35... but I can't tell you how much it cost because I'm pretty price insensitive in that price range.

 

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Debt Made Me Rich

5 min read

This is a story about borrowing money...

Private bank

If you speak to anybody on low and middle incomes, they will tell you that debt is bad. Particularly, poor people are made incredibly poor through money-lending practices. Amongst the economic bottom 50% of people, you will hear them say things like "watch the pennies and the pounds look after themselves" and "don't borrow money" and generally disparaging comments about the whole business of going into debt.

Poor people are wrong about debt.

Borrowing money can make you rich.

The problem is that the terms on which poor people are offered borrowing facilities are grossly unfair. The richer you are, the cheaper it is for you to borrow money. The poorer you are, the more expensive it is for you to borrow money. At a certain inflection point, it becomes uneconomical to borrow money, because the terms are so bad. Generally, poor people can only borrow money on such incredibly bad terms, that it's a trap - they shouldn't take those loans, because they'll end up worse off.

Thus, we have a paradox. If you're rich, you should take the cheap loans you're offered. If you're poor you shouldn't take the "credit" that you're offered, because it's always a really bad deal which will leave you worse off.

We are living in an era of ubiquitous legal loan-sharking, where tiny debts can ruin lives and cause suicides.

Small loans - interest-free or at very low interest rates - can make an incredible difference to a poor person's life. The costs associated with being poor are horrifyingly unethical: the poorest in society will have to pay numerous punitive charges and borrow money at extortionate rates of interest, as they desperately struggle to meet very basic day-to-day costs, which would require borrowing facilities of a very meagre amount.

Imagine if we gave every poor person a £1,000 interest-free overdraft facility, for the purposes of cashflow. Of course, the worry is that people would borrow that money and spend it frivolously - on consumables - but if we study the behaviour of the poorest members of society, we can see that they are incredibly economical with their money. It's amazing how the poorest can make so little money go so far, and generally when they get into a financially distressed situation, the sum of money which has tipped them over the edge is pilferingly small.

How we stop people from using their £1,000 borrowing facility to buy themselves a stupid gadget, or spend it on drugs and alcohol, is not a question I think we need to answer. I think that we are all equally capable of being financially reckless and irresponsible, and the answer to the risk of a few, is not to impose a horrible life on vast swathes of society.

It angers me that the richer I get, the more money I can borrow, and the cheaper it is for me to borrow it. It's unjust. The poorest segment of society is being harshly punished for no good reason, except they're unfortunate enough to be poor, which is not their fault.

In fact, being able to borrow enough money to live for 2 months without a salary, and pay rent and deposit on a new place to live, would allow people who are trapped in low-paid jobs in deprived parts of the country to be able to relocate. A temporary bridging loan to cover those expenses, while the person has a gap in their earnings and extra expenses, would allow people to move, who otherwise are completely trapped because they can never miss a paycheque, and they can't afford to save up the rent and deposit necessary to move from one home to another.

Debt made me rich, because I've been lucky enough to go into debt while pursuing financial opportunities. Through borrowing, I've been able to move to find well-paid work. Without credit facilities, I'd have been bankrupted and therefore unable to work through any temporary dip in my earnings. On average, my earnings are great, but once you're in the situation where each monthly pack packet is immediately spent on rent and bills, you are completely trapped and it's impossible to escape.

Debt is dangerous, for sure, if you're using your credit cards to live an unsustainable high-roller lifestyle, but I doubt that many people are so foolish as to do that. Should so many people be made to suffer a horrible existence, because we're so afraid that people will be financially reckless if we give them the freedom to move around and get better jobs? It seems as though it's another example of capitalism not being efficient at all - people are not free to sell their labour to the most competitive bidder, because they are so horribly trapped.

 

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Victim Blaming

7 min read

This is a story about acting unconscionably...

Lime sofa

I'd like to tell you that I had an enjoyable evening picking out a sofa and a bed, which I need for the house I'm hoping to rent soon. Certainly, I visited IKEA and I did photograph a couple of items of furniture which I liked, and I lay upon two or three different mattresses, plus I sat down a couple of times to see how comfy some particular sofa cushions were. However, I was mainly visiting to purchase a chest of drawers, to replace one in my current rented home.

How the white IKEA chest-of-drawers came to be discoloured is something of a mystery to me, but there's a noticeable yellowish tinge which I'm certain was not there when I rented the place, roughly a year ago.

I'm not happy to hand the keys back to the landlord, and leave it up to him to replace the chest-of-drawers.

Technically, it's wear-and-tear. Technically, my landlord should expect to have to do a certain amount of property maintenance each year. Technically, it's not at all clear whether I'm at fault for the discolouration of the chest-of-drawers, or perhaps it was some manufacturing fault.

Whatever. I feel responsible. I feel like it's my responsibility to hand back the keys to the place in more-or-less exactly the same state that it was rented to me.

I've been a good tenant.

I always kept the place pristine.

I've always paid my rent on time.

I've always fixed any problems I found, not wanting to hassle the landlord.

I've hardly lived in the place, having spent most of last year in hotels and AirBnBs.

The manner in which I conduct myself brings people of different kinds into my life. One flatmate left owing me £7,000 in unpaid rent and bills, without a care in the world - he felt he was entitled to help himself to a vast amount of my money. One of my blog readers lent me some money, which allowed me to avoid bankruptcy and rescue my business, which is my livelihood and a source of stability.

I was ashamed to have to borrow money from a real person, rather than a faceless profit-making bank, but that shame serves as a litmus test, for me. Those who feel entitled to spend other people's money, and never repay it, despite having the financial means to do so, and who act without a conscience, are at one end of the spectrum. At the other end of the spectrum are the people who play by the rules - a debt is a debt, and a debt to a friend or a good samaritan is something that should be treated with respect - their conscience is troubled while that debt remains outstanding; they are anxious to pay back those who have been kind and generous.

It occurred to me that I might be asking for it.

I have a friend who regularly asks to "borrow" money. I have tried to employ this friend. I have offered to gift him money, instead of "lending" it to him. I have offered to purchase the things he needs as gifts, instead of "lending" him money. He knows I can often afford to lose the amounts of money he asks to "borrow" and I know he can't afford to pay me back. That's our arrangement, and I don't begrudge him, even though some might see him as taking advantage of me. Once I was briefly angry when he didn't show up to do the work I'd paid him in advance to do, but merely because of the inconvenience of having to find somebody else to do the work, when I was stressed and really didn't need the hassle.

The ex-flatmate who owes me £7,000 didn't ask to borrow that money. He simply didn't pay his bills or his rent. When I told him that he would have to leave, he accused me of intimidating him, harassing him and suggested that I might be in breach of some law, by refusing to let him get further into arrears. His mother is wealthy and owns a very large house, which he visits regularly. His lack of money was a symptom of his idleness; his sense of entitlement. In short: he's a spoiled brat.

I have a friend who I fell out with over money, a couple of times. I lent him £10,000 so that he could become a stock market trader. The loan was only supposed to be for a year, but after 4 or 5 years of not seeing a penny back, I decided to press him to repay what he owed. He acted as if I had done something wrong; as if it was my error, not his. Some years later I asked him for some help to find somewhere to live, and with the administration of my business. He saw that I was earning a lot of money at the time, and set about spending a very large amount of my cash on "us" which I later resented, because the division of labour didn't seem to justify the rewards he felt entitled to.

I also have a best friend, who gave up a very lucrative job and left his pregnant girlfriend behind on the other side of the country, to run a company with me. Then I was extremely unpleasant towards him for 3 months, during a startup accelerator program. I was a very driven man at the time - as CEO - and the way I spoke to my friend probably deserved a beating in return: I was asking for it, one might say. That friend must certainly have lost money versus his earning potential if he'd stayed in his well-paid job, but he knows I love him dearly and we both enjoyed the adventure, at times. He also knows how guilty and bad I feel about everything that didn't go so well; everything I did wrong.

The friend who's "borrowed" a couple of thousand pounds from me over the years thinks I'm asking for it because he considers himself a "have not" while also considering me a "have". I'm not sure whether he sees himself as Robin Hood, per se, but his justification is not entirely unfounded, hence why our friendship persists to this day. He is certainly a very disadvantaged young man, versus my own seemingly charmed existence.

People hear the way I speak - with a posh English accent and a wide vocabulary - and they assume that I had a privileged upbringing. They assume that I went to private school. They assume that my parents paid for me to go to university. They assume that my parents funded me through unpaid internships, so I could get into investment banking. They assume that I'm the person I sound a little bit like.

The problem with sounding a little bit like a privately-educated investment banker from a wealthy family, is that you're asking for it.

Maybe I should tone down my accent, wear jogging sweatpants and sneakers, use more slang. Maybe I should pretend to be ignorant of things which are generally the preserve of snobby elites, and narrow my field of interest to popular sports, soap operas, reality TV and celebrity gossip.

Maybe I shouldn't wear make-up, a short skirt and a low-cut top, with high-heels, and go to a place where people frequently hook-up for sex, because those things are avoidable, right? It's my fault that people feel entitled to greedily grab my money, because I'm asking for it. I'm asking to get ripped off. I'm asking to get used. I'm asking to get raped.

The comparison I'm making is unpalatable; perhaps unspeakable.

There it is. I said it.

 

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Open Source, Open Data

6 min read

This is a story about hacking...

PuTTY

How do we reconcile the concept of privacy, and our supposed desire for it, with the moden practice of sharing images of ourselves and our loved ones and publishing intimate pieces of information about ourselves and our identities, so publicly on Instagram, Twitter and Facebook?

Some people choose to maintain several versions of themselves. They have decided how they wish to present themselves - digitally - for different audiences, and they presume that the computer systems they use have sufficient privacy safeguards so that those worlds will never collide. Incredible trust is placed in those who build those computer systems and guard that data.

Those of us who are living double lives, or perhaps even triple, quadruple, quintuple or more lives, must have a shape-shifting and highly demanding existence as they constantly context-switch between their different identities.

How do they remember the different lies they've told to different people? Which parts of their life are common to all their identities, and which parts belong only to one distinct segment? How must it affect these people - psychologically - to maintain so many alter-egos, avatars and characters that they have created, which add up to a life with extra pieces left over if they were all combined into a single identity? Which are the pieces that don't fit? Which bits would that person have to give up if they were forced to unify themselves into a singular entity?

I can speak only for myself.

At work my identity is an open secret. Any of my colleagues can quickly and easily find this website, which contains every bit of information that most people would consider worthwhile keeping private. We generally don't want our colleagues at the office knowing about the less flattering things which have happened to us in our lives. We generally seek to avoid the prejudice which is still prevalent in a society where we live with the mistaken belief that our data is held safe and secure in computer systems, and the foolish notion that secrecy is assured.

Secrecy is not assured. Quite the opposite.

My knowledge of the limits of what is possible with a computer system, in terms of keeping data safe, comes from the place which society would deem most important: the bank vaults where all our money is kept. Capitalism's biggest fear is that a hacker could penetrate the inner sanctum of the banking sector and annul all our debts. The banks quite literally have all the money in the world to keep that money 'safe' which means they have manyfold more resources than any would-be bank robbers or philanthropic debt-erasers, keeping everybody out of their vaults.

I often wonder if my stance is due to the fact that the man who has nothing, has nothing to lose.

However, the origin of my exhaustive efforts to document the most private details of my life, came from when I had a lot to lose. In fact, the fear of loss is what nearly drove me insane. I realised that the threat of the dreaded event - losing my money and damaging my reputation - was sufficient to create a great deal of paranoia, which was impossible to control because of the insatiable appetite of people around me for the gory details of my private life. I became a human interest story and the only solution I could see was to take control of the story by writing it myself.

Writing a little bit isn't going to help.

Writing your version of events isn't going to help.

Writing the story of your life isn't going to help.

I decided that the only way that I was going to regain my sanity and my dignity was by making myself into a publicly accessible resource. I have emptied the contents of my brain into the public domain, but this is an ongoing process. Unfortunately, I can't just upload everything in my head to the cloud. I have to type it. Even if I typed until the day I die, there will still be things that die trapped inside my head, but at least I tried.

The more I have gone along with this journey of emptying out my head onto the pages of a public document, the more I have seen the benefit of doing so. The more honest and open I have been, the more candid and frank, the more comfort I have felt knowing that the greatest amount of data generated which pertains to me and my life, has come from my brain via my keyboard.

Before I started to write this blog, the bulk of my private intimate personal data was held by private companies and government institutions, who knew where I spent my money, where I travelled, who I spoke to, what I went to the doctor about, what medications I took, what my credit score was, where I had lived and where I was living and an enormous amount of other things too, such as how frequently I visited websites, what kinds of things I looked at on the internet and just about every single word of communication ever exchanged between me and another human being.

This sounds like paranoia. This sounds like insanity.

All I know is that I'm glad that I live a single life with a single identity and I've made myself publicly accessible. I'm glad I've published all my so-called secrets. I'm glad I've put my unflattering side into the public domain. I'm glad that those who would like to quickly and harshly judge me, so that I could be easily dismissed and cast aside, have a repository of all the dirt they'd ever possibly want to find, if only they weren't so lazy and stupid as to not bother to think to look in the most obvious place for it.

I enjoy living my life in plain sight. I enjoy having open secrets. It gives me pleasure and a sense of security.

I'm in the process of migrating my website and all my 1.1 million words to a new home, which will hopefully be a seamless transition for my readers - I've decided to utilise my technology skills to cement my digital legacy. I hope that I can move what I've written to a place where it can be easily migrated to newer technology platforms as and when they emerge, much like old cine films were transferred to VHS tapes and then transferred to DVD discs, to preserve those memories for posterity.

It might seem horribly arrogant and conceited to think that anybody gives a damn about what I've written, and that my writing should be preserved, but there it is: The modern age, where we take photographs of our food and share them with the other 7.6 billion people on this planet via the internet.

I've found the internet to be a place of friendship and connection, and of people who do care about what I write, so it's with little embarrassment that I admit to my efforts to preserve my own legacy.

 

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