This is a story about knowing when to stop...

By no later than the age of 17 or 18, I had figured out that life was a miserable rat race, which was unwinnable, and that all jobs were equally awful. I made the decision to focus on earning as much as possible, to make my leisure time as good as it could possibly be; I made the decision to work as little as possible, get paid as much as possible, in terms of "hourly rate" if you like: for sure, there are some very well paid investment bankers and corporate lawyers, but they work 100+ hour weeks. If I can work for 25 or so hours of the week, mostly just reading the news and otherwise browsing the web, but get paid a salary which is not inconsiderably different, then I am the higher paid in relative terms.

I made a decision, and quite a sensible one, to move to the seaside. I was able to continue my London investment banking career, but I could also go kitesurfing before work, at lunchtimes and after work. I could have barbecues on the beach. I could play beach volleyball. I could have a boat and go wakeboarding, whenever I wanted. It was, without a doubt, one of the best decisions I ever made.

But.

Burnout and depression, precipitated by the very driven and determined part of my personality, which I can never quite tame, led to to me finding myself too unwell to work.

The next part of my life was not well planned. I did very well from some speculative ventures, and I also managed to do very well with some other coastal companies who needed my consultancy skills. I still had my boat. I still had my barbecues. Life was still very good.

However.

Having spent a very long career (11 years at this point) hating every single second of the rat race, and having had some success with speculative entrepreneurial ventures, I wanted to "be my own boss" for once.

Big mistake.

More than anything in the world, I hate business administration. I'm an engineer: I want to design and build cool stuff. I don't want to be bothered with bureaucracy. I want to concentrate on elegant solutions to difficult problems.

So, I didn't really enjoy doing my first proper tech startup. I wanted all the wealth and security of what I'd done before, plus the freedom to do some nice engineering, but instead I had to deal with customers and investors. I hated it. I hated my business, which I had no passion for: it was just a cash cow, and a stupid idea, in terms of giving me the lifestyle that I wanted.

What does winning look like?

That question was really easy to answer, once upon a time: to live near the beach, and to be able to go kitesurfing whenever I wanted, and to have enough money to travel the world, going kitesurfing wherever the wind was best at that time of year.

I did, literally, live the dream for a while.

What does winning look like, now, today?

I have no idea.

I know that I need to find another passion again, which I hope I have done with mountain biking, but it's difficult because it's such a dangerous injury-prone sport, and I'm not a young man anymore.

I know that I need to find something which brings social contact; a network of like-minded individuals. It's difficult, because I've only ever known that to come about through my particular passion.

I think that a high standard of living is part of it - nice holidays and meals - but at the same time, one of the happiest times of my life was when I was homeless, destitute and sleeping rough.

I appear to have a lot of options. I was, for example, able to go to Turkish Disneyland, completely on a whim, because I needed a holiday and had no other inspiration. There was a water park, rollercoaster rides, and the whole place was delightful, including the themed hotel, which was meant for kids but was absolutely amazing for adults: who wouldn't want a Playstation and massive projector screen in their hotel room, for example?

I've tried and failed with a few relationships in recent years. Frankly, that's been more to do with the extreme pressure I've been under in other areas of my life, to stabilise my finances, and rebuild my professional reputation, after a rocky period due to repeated illnesses; hospitalisations... and of course, unstable mental health. My priority has been rebuilding my bank balance, and making myself look employable again; delivering some high-quality work.

What does winning look like now? Well, I have the world's best cat - a beautiful ragdoll girl - and a 3.5 bedroom house with 2 reception rooms, all in very grand proportions, for her to run around in. I live in one of the most desirable parts of Cardiff, next to botanical gardens and a massive lake. I can cycle from my house to mountains or lakes. I've got it all, except for a partner and a [local] social support network. It sounds like I've got it all, but as I lay dying of multiple organ failure on the floor a year ago, I knew that I'm a hermit; a recluse. The lack of any social glue, sticking me to life, is going to prove fatal.

I'm not complaining... of course, I get to live a very exciting life, although most of it is extremely lonely but that's necessary as part of the journey I'm on... even though I don't know where I'm going. All I know is: if you have a lot of money, you have a lot more choices, and you have a lot more fun; less stress.

I'm sorry if you find this boastful or otherwise churlish.

Tags: #career #work

This is a story about being 'always on'...

When I was 21 or 22 years old, I got a BlackBerry. I mean... I didn't buy one or anything... I mean I got a company BlackBerry. It was a big deal to get a BlackBerry. Only important people had a BlackBerry back then, in 2002 or whatever it was. It was a massive status symbol. Also, as a major geek, I thought it was brilliant to have a device where I could send and receive email, anywhere in the world... something we take totally for granted now.

I used to work for follow the sun global banks, where the New York Stock Exchange ceased trading, allowed everybody to get a few hours sleep before the Australian Securities Exchange started trading... then we followed the sun: Japan, Singapore, Hong Kong, India... brief respite... then the Russian, German and Paris exchanges, then finally London. It does not allow for a lot of sleep.

If you leave your BlackBerry on all the time, you will get emails in the middle of the night - UK time - telling you about something happening in the Asia-Pacific markets, which you should kinda know about because it's going to ruin your day in London, by the time it ripples round the globe.

The little noise and flashing light was so addictive, compelling me to read an email in the middle of the night, that we jokingly called our mobile devices CrackBerry.

Now, it's Slack which I can't ignore. Slack is the new CrackBerry.

It's almost 10pm and I've been working since before 7am. Those are long days. I don't even work in investment banking anymore. I can't expect a house-deposit sized bonus at the end of the year, so why am I pulling such crazy hours?

Well, it was never about the hours. Sometimes, projects are just addictive: you get invested in them, and you want to see a successful end result. Also, as an engineer, you like fixing stuff; you like solving puzzles and being helpful.

Anyway, I have a holiday in less than a week - all things being well - so I'll hopefully make it before inevitably burning out.

Tags: #work #career

This is a story about confidentiality...

Does that blurry blob at the end of the rainbow look recognisable to you? Are you sure? Isn't it far too pixelated for you to be able to figure out what it is? Haven't I gone to great enough lengths in my obfuscation, to make it unintelligible?

Do you think that, if you search, you'll find somewhere I slipped up... some place where I mentioned a person's name, an organisation name, a project name?

I know you're looking.

I've collected the data and done the analysis; I have the stats.

I know what things you've searched for.

What I don't know is why you're searching... but I can guess. You want to see if I'm badmouthing you, or your organisation, or your project.

I assure you, there's not a single word - nay, not a single letter - which references you, your organisation or your project.

I've been working for a very long time, for a very large number of organisations, and almost all of them have been extremely paranoid about security. I started my career in defence, dealing with highly classified documents and going to places which required very high security clearance. I shouldn't particularly even say that but it was a long time ago. I'm not allowed to say whether - today - I hold any kind of security clearance, or have access to any kind of classified or otherwise sensitive material, for the obvious reason that it would compromise security... these are lessons I learned when I started my career, in defence, in 1997. That's a hell of a long time to spend, strictly adhering to security and confidentiality procedures, and so they are deeply ingrained in me.

After leaving defence, I moved into investment banking. Banks, as you might well imagine, are just as paranoid about security as the defence industry, because bad people want to steal money just as much as they want to steal intelligence, weapons and suchlike.

Like I said... for most of the past 23 years, it has been a routine part of my career, to treat every piece of information that I possess, or have access to, with the utmost respect and adherence to a strict code of conduct, with extreme penalty for transgression. Also, like I said, I am neither confirming nor denying my present activities, or anything else, which would prove useful to a bad person, or persons.

The other reason for searching the 1.4 million words I've written and published, is because I am, admittedly, a very harsh critic of fuckwittery. "Fuckwittery" has been very deliberately chosen by me as a nondescript term. As the famous quotation goes: "I cannot give you a definition of pornography, but I know it when I see it".

Am I supposed to be sorry that I don't like fuckwittery?

Am I supposed to pretend that I do like fuckwittery?

I need to vent, and I don't really have any opportunity to vent, given that I live on my own, with no nearby friends or family, no housemates, no partner... nobody. Are you getting that? Is that getting into your thick skull? I've got nobody. If I had severe chest pain, I would just lie down on the floor and hope to die: I wouldn't phone anybody, I wouldn't text anybody... I would just hope that my heart would stop before... before what? Who would knock on my door? Who would ring my doorbell? Anybody who came to my house, like a neighbour asking if it's OK to park on my driveway, would just presume that I wasn't home. THAT'S THE WAY MY LIFE IS.

It was unfortunate that, last Christmas, me ex-girlfriend was certain that I was at home, and after she spent several days persistently shouting through my letterbox, and getting no reply, she called the emergency services. It was unfortunate, because otherwise I would not have had to experience 2020. It was unfortunate because I was so close to what I wanted. I was so close to dying of multiple organ failure. Frankly, I didn't give a shit what I died of... I just wanted to die. I lay dying, knowing that my organs were shutting down, in a lot of discomfort for DAYS AND DAYS and I NEVER ONCE thought that I wanted to phone, text or email anybody.

DO YOU GET IT?

So, this is what I do. This is how I cope. This is where I vent.

When I see insufferable fuckwittery, beyond the limit of what I can cope with, I write - in general - about the insanity of the world. I don't write about YOU. I don't write about YOUR ORGANISATION. I don't write about YOUR PROJECT. But I DO write about how utterly fucked up and stupid the world is, and what an incredible amount of fuckwittery the world contains.

If you're taking things personally, I'm sorry, that was never my intention. If you ask yourself the question "am I a fuckwit" and the answer is "no" then VERY CLEARLY I AM NOT WRITING ABOUT YOU so you've got nothing to worry about.

Anyway, feel free to search away through all the 1.4 million words, but you can take my word as gospel: you're not going to find any slip-ups, because I'm not a fuckwit.

If I have written something about a specific person, or organisation, they know why I did that, and they know that it was the truth, otherwise I'd have been sued for libel; they know that I was within my rights, in terms of my contractual obligations and code of conduct, otherwise I'd have been disciplined or sacked. But, generally, it's not my style. 99.999% of the time, I'll never write about anybody, any organisation, or any project, or suchlike.

Fuckwitterly is so commonplace that there's no need to single out any individuals, organisations or projects, for direct attack... it's perfectly adequate to make vague statements which apply to millions of really shitty badly-run organisations, with their bazillions of terrible projects, stuffed full of utterly appalling fuckwits; fuckwits of mind-boggling magnitude.

But, it must be remembered, that in the vast ocean of fuckwittery, there are lots and lots of lovely lovely people, who I like and respect very much, and want to be friends with... but things haven't worked out like that. Instead, I'm isolated and suicidal, and my patience for fuckwittery does very occasionally boil over... and the pages of this website are where you might find one or two clues that I'M REALLY FUCKING SICK OF THE FUCKWITTERY.

Of course, to hope to find a fuckwit-free utopia, at any point in my lifetime, is ludicrously improbable. The best I can hope for is to end my life, having created a tiny island, which is mostly free of fuckwittery, in the unimaginably humongous ocean of fuckwittery.

This was supposed to be a "sorry I made you upset" essay, but it's probably turned out to be rather the opposite.

Anyway... keep hunting; keep reading. You might learn a little about who I am, which couldn't hurt, even if you decide that I'm an incurably horrible man... at least it's more information than you possessed before, when you presumably thought that I was Jesus Christ and had led a life entirely free of sin; an infinitely patient, kind, forgiving and tolerant man. I AM NOT THAT MAN. I AM A LUNATIC WITH BIPOLAR DISORDER WHO IS SUICIDALLY DEPRESSED AND IS SICK OF THIS LATE-STAGE OF CAPITALISM TO THE POINT I WOULD BE GLAD TO HEAR THE WORLD WILL BE OBLITERATED BY AN ASTEROID.

I hope you're making notes. Make sure you bring this up at my next performance review.

Tags: #work #career #bipolar

This is a story about the proverbial hitting the fan...

It's often said that most fires are started by bored firemen who want to be heroes, but there are too few fires to fight. Eventually, when we've prepared for the worst for a very long time, it is us ourselves who precipitate a crisis, because we can't stand waiting for the blows to rain down upon us any longer.

Similarly, my profession incorporates a lot of planning for disasters. Quite literally, part of my job is to consider what would happen in event of nuclear holocaust, tsunami, hurricane or other apocalyptic event. If I wasn't planning for disasters to happen, I wouldn't be doing my job right.

I am not, by the way, planning to launch any kind of nuclear attack.

Banks have lots of empty desks like the ones pictured above. These are disaster recovery desks. In the event of a disaster, in theory, the financial markets could continue to function: the traders who have survived the disaster would be able to make their way to the nearest building which still has power and data, to carry on working. This is business-as-usual for the banking and wider financial services sector: it happily plans for the destruction of civilisation, while ensuring that asset prices are still protected. The world might burn to the ground, but at least the shareholders retain most of their paper wealth, is the ethos.

The thing I live in fear of the most is: boredom.

I was incredibly worried that the next 6 months of my life were going to be excruciatingly boring. It's my professional duty to ensure things are as boring as possible. I'm paid handsomely to ensure that things go smoothly and successfully, but it makes for a pretty boring life. I much prefer life when everything's on fire. It's bloody brilliant when everyone's losing their cool all around me, and I get to have some fun being the hero, fixing stuff; enjoying some pressure and excitement. But, it would be unprofessional of me to deliberately - or at least provably - cook up a crisis.

Now, a situation has fallen in my lap. Instead of dreading the next few months, I'm looking forward to working my butt off to sort things out, with a high-pressure drop-dead deadline. This is the stuff I really relish. This is the sort of stuff that gets me out of bed in the morning, as well as the generous remuneration.

I love it when stuff goes wrong.

Tags: #computing #career

This is a story about writing...

To date, I have written and published 1,357,076 words on this blog. Today is the 5 year anniversary of me starting this blog. I have published 1,086 blog posts, which is an average of 4 per week. I think many writers would be pleased to write and publish something at least 4 days a week. I'm quite proud of my achievement.

Here are some facts about the past 5 years, in chronological order:

• I was homeless when I started, on September 6th, 2015
• I was £21,000 in debt when I started
• I rented a super cool apartment by the River Thames in late September, 2015
• I was locked up for a week - voluntarily - on a secure psych ward in October 2015
• I flew to San Francisco to visit the Golden Gate Bridge, at the end of October 2015
• Hospitalised for a few weeks with kidney failure, caused by DVT, January 2017
• Moved to Manchester in July 2017
• Suicide attempt on September 9th, 2017. Hospitalised in a coma in intensive care
• Sectioned and held involuntarily on a psych ward, waiting for an appeal for 12 days
• Won my appeal, but stayed on the psych ward voluntarily for another two weeks
• Became homeless again
• Moved to Swansea in October 2017, still homeless
• Lived in a load of AirBnBs in London midweeek, due to work
• Debt reached its peak of £54,000. I only had £23 left to spend.
• Rented an apartment in Swansea with lovely panoramic sea views, in March 2018
• Moved to Cardiff in March 2019
• Suicide attempt on December 18th, 2019
• Hospitalised with kidney failure for almost 3 weeks - discharged January 2020
• August 2020 my peak of £54,000 debt is fully repaid. I am debt free.
• I have £300 of savings, having subtracted all taxes and other monies owed

Here are some other interesting facts about the last 5 years:

• I've worked 44 months out of 60 (73% of the time)
• I've earned £530,000
• I've paid £240,000 in tax
• I've paid £83,000 in rent
• I've paid £50,000 interest on debt

The numbers are actually pretty impressive, for somebody who's been so sick, homeless and generally suffering a very chaotic stressful life. I'm surprised I've been such a generous contributor to the economy, actually. I've philantropically handed out vast sums of money to banks, governments and landlords. I am, truly, a ragged-trousered philanthropist.

Tags: #homeless #debt #career #capitalism #banking #hospital

This is a story about guilt...

The ethical benchmark by which I try to judge myself is that of a schoolfriend who's a renowned thinker and writer, and an exceptionally clever and thoughtful person; a real inspiration. I'm occasionally reminded that he reads my blog, which is an incredible privilege, but also makes me more acutely aware of my shortcomings in the ethical department.

As the title of this essay suggests, my first job was in defence. In my defence - pun intended - I was 17 years old, and my motivation was to achieve some degree of independence such that I might later be able to choose what I wanted to do with my life. I don't feel like I ever had the opportunity to think "what do I want to do with my life?". It seems fairly commonplace amongst the sons and daughters of middle-class families, that their children find a subject that they find interesting, which they pursue academically at university. I never had any financial support from my family, to pursue any dreams, so I was forced to make pragmatic decisions. There was the opportunity to study for a degree while I was at my first job, but a job's a job... I had no passion for making weapons of mass destruction, so I wasn't motivated to study the subject academically.

I distinctly remember imagining a day when I might find out that a vessel had been sunk by Spearfish or Tigerfish torpedos, and I considered how I would feel if there was loss of life, directly attributable to my work. I suppose I should have thought about it beforehand, but I didn't - I just wanted and needed a salary; I needed to pay my rent and bills.

In all honesty, I didn't quit my job in ethical protest at the defence industry. I quit because I was getting ripped off - I was very underpaid for my skills and experience, and I resented that.

Where could I get paid the most?

Banking.

I'm not proud of it, but my thought process really was as simple as asking myself: where can I get paid the most?

I suppose just about anybody would think "investment banking" when quizzed on where a person might find the highest salary. The late 1990s was not quite the loadsamoney heyday of the yuppies, which was ushered in by Margaret Thatcher, but the City was still awash with money. My motivation was pure greed and avarice, one might say. I put little or no thought into the ethics of my career decision, I freely admit.

In my defence - pun still intended - I was leaving the defence industry, so surely anything I chose would be more ethical than that; more ethical than designing and building weapons of mass destruction.

With hindsight, usury inflicts as much misery and suffering as war.

But.

It would take many years before I understood that.

My first job in the City of London was everything you would expect it to be: an extremely macho and male-dominated environment, with plenty of booze, drugs, strippers and escorts. Awash with cash, our lifestyles were offensively lavish. It was pure vulgarity, writ large.

I was still young, of course... only my second job, but you must also remember that I skipped university because I couldn't afford it when I was 17. But then... but then... I was wearing golden handcuffs.

I kept thinking about going to university to pursue a subject I was interested in. Psychology or psychopharmacology, perhaps. I applied and was offered a place at some very prestigious institutions. However, I couldn't face being poor again. I couldn't give up the lavish lifestyle, once I'd had a taste of it.

It was several more years before I found myself working on a project related to the confirmation and settlement of credit default swaps for the investment bank which processed 70% of all trades. Quadrillions of dollars of credit swaps flowed through systems I designed and built. I didn't really think about it too much, as I was too busy being an engineer: Once the rockets are up, who cares where they come down? That's not my department.

I was laid low with depression, which kicked in at the exact same time as the credit crunch and the global financial crisis of 2007/8. I often say I was at ground zero, because it's true.

I still don't ask myself whether what I'm doing is ethical: I'm an engineer, and I like to build stuff; it's only with hindsight that I see the ethical problems. A schoolfriend suggested I sabotage the project I'm working on, which is 'big government' stuff, but it seems benign to me... perhaps I'll see things differently, when it's too late.

I absolutely do not pass the ethics test. I feel like my defence is a flimsy version of: "if I didn't do it, somebody else would have done". I feel like I'm a Nazi saying "I was just following orders".

Tags: #career #banking #computing

Blogger's Digest: a Novel

Contents

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Seven

How does one set about making new friends in a new city, when you reach an age where everybody has coupled off and settled into their cliques? This was the question which weighed heavily on my mind, acutely aware as I was that my Brighton colleagues' life priorities were completely different from most of those who I'd worked with in London. Maybe I was just getting older, but it seemed like everybody was married with at least a couple of children. Trying to arrange a night out required a lot of notice and pre-planning - childcare arrangements and what little remained of parents' social lives became a logistical nightmare, and the a well-attended social function could not be held on an ad-hoc basis.

There was a thriving sports and social club, which catered for 5-a-side football, squash and badminton, and a smattering of other sports. As part of my efforts to calm the hyper-competitive side of my personality, I decided to avoid sports, which left me with few other social opportunities which were workplace-related. There was a company Christmas party, a department Christmas party and a a team Christmas party, but for the other 11 months of the year, there was nothing. From 'getting to know you' casual conversations with my colleagues, I understood that their entire lives were spent ferrying their children from party to party: an endless procession of parties and social functions for kids, but an adult night out was something which parents only enjoyed a handful of times each year.

I gravitated towards a group of alcoholics, who had either been quietly relocated from London to Brighton, having spent a month drying out at The Priory rehab, paid for by the company, or some of those whose behaviour was slightly more disgraceful were now kept on a tight leash: short employment contracts and zero tolerance for their prior antics, which had often involved going AWOL for days or even a whole week, and returning to work in a very bedraggled state.

The tolerance of workplace alcoholism was ubiquitous in investment banking. At a certain level of management seniority and age, I couldn't think of a single individual who wasn't excessively partial to their particular drink of choice: red wine, whiskey or vodka. Physical features of these senior colleagues told the whole story: red noses, liver spots, bags under their eyes, beer guts and a haggard look which added ten or fifteen years onto their appearance. They were some of the most brilliant, entertaining and hyper-intelligent people I ever had the pleasure of working with. It was a crying shame that none of them seemed to live beyond their mid fifties, and many were dead by their mid-forties. Given that I had known so many of my former colleagues die from alcohol-related illness, I was certain that investment banking must have a problem far in excess of the national average - alcoholism was practically institutionalised.

During the summer, I had a brilliant time. My new group of friends knew lots of wonderful beer gardens and other sun-traps where we could enjoy several pints of beer or cider, before staggering back to the office. After work, there were delightful terraces to sit on, drinking, while the sun went down. Looking out at the holidaymakers enjoying the beach and the sea, we vicariously partook of their wholesome activities - we felt like we were part of their healthy lifestyle, when in fact we were drinking vast amounts and going home incredibly intoxicated every night.

I suppose that wearing the so-called "beer jacket" meant that when late September arrived and there was a chilly morning, I was a little shocked. I hadn't put a lot of thought into what life would be like aboard my yacht, during the winter.

With a fan heater on a timer switch, I was able to make the bathroom warm enough to make showering bearable. With thick quilts, blankets and warm clothes, I could keep myself cosy enough throughout October. However, as the temperature dropped lower and lower, it was clear that I needed to make a drastic change - my ability to heat the yacht, and its insulation, were woefully inadequate for the UK winter.

One of the reasons for purchasing the yacht had been that I knew I would be able to live aboard it very comfortably in the Mediterranean, or other more southerly and pleasant climates, if my job didn't work out - I owned a truly mobile home. But, the voyage would now be unbearably unpleasant and quite dangerous, with winter almost upon us - gale-force winds regularly swept eastwards from the Atlantic, along with gigantic waves and an immense amount of rain.

Sailing during the late Spring to early Autumn period was amazing in the English Channel, which is one of the windiest places on the planet. Force 4 wind with gusts of force 5 can be very enjoyable for an experienced sailor - exciting - but wet-weather gear is still required even at the peak of summer, because the spray, rain and wind-chill can quickly turn life at sea into a very cold and hostile environment. With the autumn bringing monster waves and storm-force winds, along with biting cold wind and water which feels like ice, there is nothing at all enjoyable about sailing after the end of October.

The prospect of being hit by repeated storms as I battled my way south, attempting to reach the Gibraltar Straits and the warmth of the Med, or perhaps the Canary Islands, was nigh-on suicidal. If I didn't break my mast and have to be rescued, perhaps I would be seriously injured, killed, or at the very least spend a very long time freezing cold and regretting ever having left port. Any crew member who agreed to help with the passage would either be mad or inexperienced and incompetent - it wouldn't be responsible of me to even ask anybody to undertake such a dangerous trip with me.

Meanwhile, I had met a girl - Sian - using a dating app, and I had been spending an increasing amount of time at her house, motivated in no small part by the fact that she had central heating and double glazing. We were an odd couple, given that she was a Gender Studies lecturer at the University of Sussex, and everybody had assumed that she was gay, including her parents. She was also extremely left wing and a regular participant at protest marches: particularly anti-capitalist marches. I thought that my investment banking background would mean that we'd be entirely incompatible, but she was well read, well travelled and had some fascinating opinions which she expertly articulated, so she was incredibly entertaining company. She also enjoyed frequent sex, which was unusual for somebody who'd had so few partners that her nearest and dearest assumed she was deep in the closet.

I suppose the guilt I had carried my whole career, particularly around my direct involvement in investment banking during the financial crisis of 2007/8, meant that I had become more left-leaning and somewhat of a skeptic, regarding capitalism. I knew that people had lost their homes, businesses and vast numbers of people had become dependent on food banks, as a result of the irresponsible actions of people like me. I had suffered no hardship - ever - in my adult life, and I was never going to be forced into a zero hours contract job at McDonalds or to become part of the 'gig economy' delivering takeaway food on a bicycle. I had profited handsomely during the boom years, and I had continued to enjoy an exceptionally high standard of living, without interruption. Guilt had driven me to educate myself about the hardships faced by ordinary British people, and I now read The Guardian as well as The Financial Times; I read the New Statesman as well as The Economist magazine. Having been surrounded by Conservative voters throughout my life, I had lately become more open-minded about Labour policies. I had begun to read books which were harshly critical of the many failings attributable to Neoliberalism, and made a convincing case for socialism, social enterprises and sustainability; the green agenda.

Sian also really liked wine and movies, which was great. It was an ideal way to spend the winter: snuggled up watching challenging award-winning subtitled films which had achieved much critical acclaim in liberal arts circles, getting drunk, having a debate about how to fix the world's problems, and then having great sex.

While she was naturally reluctant to introduce her investment banker boyfriend to her friends, many of whom were right-on feminists, activists and viewed every act of coitus with a man as a victory for the patriarchy, and a terrible defeat for the oppressed minorities, we were - in a strange way - quite compatible. Perhaps it was a relationship of convenience, and it certainly allowed me to defer the problem of how to heat my yacht.

Sian had sudden bursts of uncontrollable excitement. "You MUST take me out on your boat!" she would say. At other times, she remembered that my yacht and my luxury-brand car were emblematic symbols of everything that was wrong and unjust about the world. She asked me to park around the corner from her house, lest one of her friends notice that she was dating a wealthy man, and worse still, an investment banker.

I had the sense that our fundamentally different paths we had taken through life - her through academia and me through an investment banking career - meant that we were never destined to have a long-lasting relationship. I liked her a lot and I certainly never thought or acted as if what we had was casual but there wasn't the same pressure that I was used to, when I had been looking for the right woman to marry and have children with. We were content, snuggling under our blanket, sipping wine and watching subtitled movies; we weren't grasping and reaching... constantly struggling to achieve more and more. It felt nice. It felt healthy and normal.

Equally, I wondered how Sian would be received if I received an inevitable invite for dinner with my boss and his wife, once word got around that I had a girlfriend. My drinking buddies had been seeing less and less of me, until the point where they no longer bothered to ask me if I was going to join them for after-work drinks. They were sure to tip off our gossip-hungry colleagues, and I wouldn't be able to brush off their questions by saying "it's nothing serious" or "it's early days" for very much longer.

If Sian was appalled by my two obvious vulgar displays of wealth and status - my car and my yacht - then she was going to struggle when we went for dinner with my boss and his wife, at their home, which might as well have been wallpapered with £50 notes and built with gold bullion bars, because it screamed "I'M RICH!" at the top of its nouveau-riche voice. I dearly wanted to spare poor Sian an evening of biting her lip, while my boss' wife no doubt wanted to complain about the difficulties of selecting a good private school, and the expense of stabling their horses, with the tactlessness of a woman who's never encountered an ordinary person in their entire life.

I was content, however; content to see out the winter in this fashion. Life was good; life was treating me very well.

Next chapter...

Blogger's Digest: a Novel

Contents

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Six

I was completely unable to relate to people who had sensible grown-up calm and amicable break-ups, where they remained friends with their ex. It felt to me as though it was a betrayal of my whole "jump in with both feet" ethos, regarding the pursuit of love, to simply drift apart and then one day decide to separate: a simple and straightforward life decision like any other, akin to purchasing a refrigerator, or switching energy supplier. In my version of a breakup, there needed to be tears and passion, breaking up, making up, taking a break, getting back together - it needed to be messy and complex, and emotional. Where was the love if two people just decided one day to go their separate ways, and then divided their possessions and moved on with their lives?

"Falling out of love" was something I was a little familiar with, but not something I would tolerate. I'm not an idiot: I know if somebody is deliberately picking fights with me, or sulking, or otherwise acting in a way that suggests that they'd really like to end the relationship - probably because they are flirting with somebody else - but they are too spineless to do the honourable and honest thing, and take the plunge before having secured their next relationship. I'm not the kind of person who wants to have anything to do with anybody who's continuously trying to 'trade up'; lacking in any loyalty or moral fiber.

I took my relationship commitments pretty seriously. I'd never had a casual girlfriend. In fact, I'd only really had Caroline. I'd been on some dates and had a fling with a friend while Caroline and I were on a lengthy 'break' but I was quite unfamiliar with anything other than monogamy and it never occurred to me to look outside the relationship for anything extra, or better.

One of my friends had an open marriage for a few years, and another friend had a girlfriend who was very promiscuous, which he seemed to grudgingly tolerate, but on the whole, my entire circle of friends and colleagues were all married, engaged, or in serious long-term relationships: I was never aware of any infidelity, and break-ups and divorces were virtually unheard of. Of course, investment bankers often tended to be regular patrons of strip clubs, escorts and many had a mistress, which was handled extremely discreetly. None of that was my 'scene' - I wanted a plain vanilla monogamous committed lifelong relationship with somebody who I was head over heels in love with, and I knew that it would require non-stop work to keep a great relationship alive.

The death of my relationship with Caroline had begun with how she had reacted when I got sick, when I quit my job, when I wanted to be an electrician and when I wanted to move to Brighton. Each time, she had made it abundantly clear that our relationship was predicated on an unspoken agreement, which I had never signed up for: I was expected to remain healthy and earning big bucks in investment banking, supporting her in her underpaid charity job in London, and to not expect any such reciprocal arrangement. I often thought of the marriage vows "for richer for poorer, in sickness and in health" and this was the standard to which I tried to adhere. Caroline wasn't at all supportive when I quit my job or started business as an electrician - in fact, she constantly complained about the decline in our living standards, however her blanket rejection of any better paid job was something I'd had to accept. She'd flatly refused to discuss moving to Brighton.

She'd paid little or no attention to the appointments I had been attending, over the years, since the first visit to my local doctor's surgery in my adult life. At first, I hadn't wanted to worry her, but it had become increasingly apparent that she just didn't care about my health or wellbeing: she just wanted me to bring home a massive income, doing a job which was killing me. She placed the lifestyle to which she had become accustomed as the top priority, and the delivery of all of the extra anticipated things she would be getting in future - an extravagant wedding, a private school education for our children, a bigger house, trust funds for university - were non-negotiables. She wanted what she wanted, and the only route to getting that was me or somebody else, but she certainly wasn't going to compromise one little bit.

Left with no other options, I confronted Caroline with the opinions of my doctor, psychiatrist and therapist.

"Caroline, I'm not sick. I need to make lifestyle changes, because this life - London and investment banking - is making me unwell. I'm not saying I want to move to Brighton because it's a selfish dream of mine. It would have been great if I could have carried on with our old life, but it wasn't sustainable."

"What are you saying?" she asked.

"I tried all the different anti-depressants, but they didn't work. It wasn't safe. I was suicidal. I tried switching a different way of making money, but I simply couldn't earn enough money to support the lifestyle you want; I can't give you the future you want. I've found a compromise: this job in Brighton pays incredibly well and we'll be able to afford a much bigger house than in London. I can work fewer hours. I can work from home sometimes. It's so much better for my health."

"But all our friends are in London. Everything is here. What about my job?"

"You're a solicitor. You can work anywhere. There are plenty of legal firms in Brighton" I replied.

"I like my colleagues. I like my clients. I like the charity I work for. I'm not doing it. I'm not moving. I'm not discussing this. No. The answer is no."

"This isn't brinksmanship. This isn't an ultimatum. I don't like it any more than you do, but this is the situation. The only way I can earn enough money to maintain our standard of living and give you everything you want, and not kill myself, is to take a less stressful job in Brighton."

"You could take a less stressful job in London" she suggested.

"You don't understand. You can't leave before your boss. Leaving at 7:30pm is considered early. People are answering emails at all time of the day. All the banks are moving their middle office and back office functions out of London. This is the only chance I have to keep my London salary, without having to keep the London working hours and the pressure of the front office."

"Tell Human Resources that you're not well. Tell them you need to work part-time."

"You don't understand. That's career suicide. I'd be paid off. They'd offer me a hefty amount of cash to leave, but I'd never be able to work in investment banking again. I'd be blacklisted."

"They can't do that! There are employment laws!" she bristled.

"Yes. We would get a very large financial settlement, but I've done the maths and it doesn't add up: it's not enough money to support the lifestyle ambitions that you have. We won't be able to get the house in Zone 2 with a large garden, like you wanted. We won't be able to afford private school for three children. We won't be able to send three children to university, without them having to go into debt. We won't be able to buy them their first car. We won't be able to pay the deposit on their first home. We won't be able to pay for their weddings."

"I'm sure we'll manage."

I laughed at the ridiculousness of the notion.

"MANAGE! I've had to put up with nothing but complaint after complaint ever since I quit my job, about how much pain and suffering it's causing you, having to tighten our belts" I retorted, unable to keep my built-up frustrations and resentment under control.

"So how do you propose we split everything? 50:50?" she asked. The coldness of her tone - the lack of emotion - utterly enraged me. I could not have felt more used. I felt like nothing more than a walking wallet. I was completely speechless that she could segue so effortlessly into a discussion about who was going to get the crockery and who was going to get the vacuum cleaner. It was heartless. It was brutal.

* * *

Life in the marina was unusual, but it was novel. Instead of having supermarket shopping delivered, I had to drive to the supermarket, buy my shopping, drive back to the marina and load the bags into a trolley, which I would then wheel through a security gate and down to the pontoon where my yacht was moored.

I was not supposed to discharge my yacht's toilet while moored within the marina, but I was damned if I was going to walk all the way to the toilet block every time I needed to use the loo. Out of paranoia of being reported by a busybody fellow berth holder, I ran the shower every time I pumped out the contents of my toilet. A little seawater circulated every time the marina's lock was used, but the water was essentially a stagnant pond, so the discharge of raw sewerage - my untreated bladder and bowel movements - was quite an antisocial practice. I justified my actions, because very few people lived aboard their boats, and fewer still used them on any regular basis.

Caroline hadn't the money to buy me out of our shared mortgage on our London house. Her wealthy family were notoriously stingy and had refused to lend her the money, despite the huge financial gain she stood to make. I could have bought her share, but having no use for a London home anymore, I knew that she would try to manipulate me into allowing her to stay there rent-free, or at least at a hugely discounted rate: she had already made several attempts to emotionally blackmail me, saying that she had made terrible sacrifices for me, when I had quit my job and become an electrician. Essentially, she felt entitled to a vast sum of money - who knew how much she felt entitled to? It was my closest friends who begged me to be firm but fair, and to take back the hefty initial deposit which I had paid, and to split the remaining sum equally. In fact, my friends begged me to give her a share in proportion with her contribution, which was my legal entitlement, but I didn't want to face the court battle which she was threatening, and neither did I particularly begrudge her the hefty extra sum of money, if she was enough of a bad person to demand it - she could live with the guilt of knowing she picked my pocket, but I could not live with the guilt of knowing that she would struggle with the sudden drastic change in her financial circumstances, without a golden parachute, gifted to her by me... not that she was grateful, of course.

I was left with easily enough money to buy a very nice house in Brighton, with very little mortgage, if any. London property prices were so vastly over-inflated versus the rest of the country. However, I wanted to keep my options open. Perhaps I wouldn't like it in Brighton. Perhaps I would miss London. I decided to defer housebuying, and instead bought a yacht.

My new - but second-hand - yacht, was large and well appointed, but more akin to a floating caravan than anything luxurious. I bought it because of its spacious interior: enough space to sleep 6 in 3 cabins, with extra beds in the saloon too. The bathroom, galley and other aspects of the yacht were a world apart from the small yacht I had purchased when I was 22 years old. There was a fridge, a shower, an oven. With mains-voltage shore power hook-up, I could use regular household appliances without worrying about draining the batteries. There was enough headroom to accomodate my 6 feet of height, in most parts of the vessel, although I did have to duck through doorways and shower in a rather awkward position.

Life aboard the yacht lived up to my expectations mostly. There were minor inconveniences, such as having to cart anything I wanted to load onboard or take off, having to be done using a trolley. Putting out the rubbish became something which I did little and often, on my way to work, as opposed to carting heavy black bin liners all the way to the marina refuse dump. Shopping was an almost daily chore, because the fridge had such little capacity and I had no freezer.

There were problems which I had not anticipated, which were a little more difficult to deal with. My colleagues had begun to notice that I smelled of diesel fuel. The smell had entirely escaped my notice, because it lingered with me constantly. A small amount of diesel fuel inevitably ends up in the bilges of any vessel, and it's virtually impossible to eliminate the smell, which permeates all soft fabrics. Yacht owners are quite used to the smell, and no longer notice it after a while, but to my colleagues it was a topic which nobody had been brave enough to broach - it was only by chance that I overheard one colleague saying to another "you mean the guy who smells of diesel" in a context where they could only have been referring to me, that I realised there was a problem. My solution, of keeping all my work clothes at work - my suits and my shirts - required an extra locker, and I had to get up earlier than I would have done normally, in order to be able to shower and get changed at the office in the morning.

The thin, light and strong walls of the hull of my yacht were a quite ideal building material for a seagoing vessel, but provided inadequate sound insulation for a home. As the spring turned into summer, and an increasing number of people decided to have parties on their gin palaces, the noise pollution became rather problematic. I purchased an excellent pair of earplugs, but these were so effective I was often unable to hear my alarm clock in the morning, and they irritated my ear canals, causing inflammation and pain.

My new life in Brighton, despite its teething problems, was on the whole a very happy one. My commute was short, I worked far fewer hours, and the atmosphere in the office was generally less competitive and high-pressure than it was in London. The laid-back attitude of my staff rubbed off on me, and I felt that the culture was much better for my health and wellbeing. I was optimistic that I might have found the route to a sustainable and contented life. I was hopeful that I had seen the last of depression and suicidal thoughts.

Next chapter...

Blogger's Digest: a Novel

Contents

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Five

I was sat in a small meeting room in the headquarters of the investment bank from which I had resigned.

"Why do you want to come back to work for us?" asked the lady from Human Resources, who was interviewing me.

I had passed three rounds of interviews, and this was the final interview, which would include salary negotiations. It was also an opportunity for Human Resources to veto my re-employment, if they felt that there was any reason why I should not be allowed back into the firm. This lady from Human Resources was giving me a grilling.

* * *

After nearly two years of back-breaking labour, spent covered in brick dust, plaster and with fibreglass insulation irritating my skin, earning a modest income as a self-employed electrician, I'd had quite enough of living the dream; being my own boss wasn't all it was cracked up to be.

My customers had been mostly nice people, but one or two had formed the mistaken belief - due to watching too many sensationalistic TV programs and reading the Daily Mail - thinking that everybody they dealt with in the building trade was a rogue trader; a cowboy. There was a general impression that the work I did was easy money, when in fact I often under-charged my customers, because I wanted to build my reputation for value-for-money. I wanted to get word-of-mouth recommendations, but it took a lot of time and effort to establish my business.

It wasn't helpful that every customer thought that they were a master of price negotiations, and that my quotations included exorbitant mark-ups, on the assumption that I would be beaten down on price. Pay less; get less - that's the simple rule of thumb when dealing with tradesmen, engineers or other professionals. I'm not saying that I cut corners, but you can be damn sure that charged for every single item which wasn't on the original quote, if the customer had insisted on haggling over my original quote.

One particular awkward customer had caused an almighty scene and threatened to make a complaint to the professional body I was a member of, demanding to have me struck off as an approved and certified contractor. She was upset because the invoice I presented her with included a lot of extra things, which she had asked me to do, which had not been part of the original quote. I had told her - verbally - that I would have to charge extra for the time and materials, to which she replied "just add it to the bill". After patiently and calmly explaining that I was not operating a charity, and that she, as a first-time property developer, must understand that my time and materials must be paid for, or else I would make a loss, she continued to have a tantrum. I lost my patience and said that I would begin the process of removing all of the wiring which I had installed. She thought I was bluffing, but as took my wire cutters out and made the first moves to begin to sever all brand new cables, she quickly backed down and agreed to pay in full.

A couple of weeks after the incident with the customer who had threatened to make a complaint against me, she phoned me and begged me to come back to do some more work for her: word had got around that she was a hopeless dreadful amateur wannabe property developer. She had been effectively black-balled by the local tradesmen, who all gave her quotations which were ten times the amount they would normally charge, because she was such a pain to work for.

The customers who accepted the original quotation and paid their bill quite gladly, were unfortunately far fewer than those who tried to haggle and then grumbled about parting with their cash. It was dirty hard physical work, and there was little gratitude from the customers.

A dangerous electrical installation had nearly killed the young daughter of a customer - she had been mildly electrocuted when he had removed a vital piece of safety equipment while doing DIY. This customer was aggrieved that I had immediately cut all the power to his house until the fault was rectified. It was a very modest sum of money for the remedial work, but this man remained utterly convinced I was trying to rip him off. I feared that he would make matters worse if I left the property unsupervised. I had seen screwdrivers, spanners and pieces of thick wire, jammed into fuse-boards, where somebody had been so desperate to restore power that they decided to do away with a vital piece of safety equipment. I tried to explain that her mild electrocution could easily have been fatal, but he was hung up on the work "shock".

"She just got a shock, is all that happened" he said, repeating himself.

"Yes. The soles of her shoes, wool carpet, underlay, wooden floorboards and everything else between her and the ground insulated her from getting a much bigger shock. If she had touched something like the taps in the bathroom or kitchen at the same time as any of the earthed electrical appliance, she would be dead" I patiently explained.

"But she's not dead. She just got a shock."

"Yes. Every electrical appliance in your house that has exterior metal parts, like your kettle, your toaster, your microwave, your heated towel rail - all of these are currently live because of an electrical fault."

"Why didn't the fuse trip then?" he asked.

"Because you removed the earth rod" I explained.

"But that was months ago. Everything was working fine."

"It was working fine, but it was a death-trap waiting to happen. By removing the earth rod, as soon as you had an electrical fault, everything electrical with metal parts is now capable of electrocuting you."

"But it was just a shock."

"If you touch something live with your hand, you get a shock. It hurts. If you touch something live with your hand while your other hand is touching something grounded then you are going to die." I explained, realising that it was a futile waste of my time, but trying to be patient.

"So we'll be OK? We just won't touch anything made of metal until this gets fixed?" he asked, with his voice and face lit up with the hope that he could avoid paying the modest amount of money to rectify the fault.

"No you will not be OK. Your electrical system is lethal and I have condemned the installation. I cannot restore your power until this is fixed"

"You're ripping me off. This is blackmail."

"Sir, I assure you that all I want to do is make sure nobody is killed."

"Are you trying to tell me that just disconnecting that one skinny little green wire has broken my whole electrical system?" he asked.

"Green and yellow" I corrected him. "4 millimetres thick is not skinny, and it's a vital part of your electrical system. Without it the fault which has developed has made your entire electrical system lethal. I suppose you are correct: your whole electrical system is broken, although the remedy is quite quick, simple and inexpensive, as I explained."

"If it's so inexpensive, why don't you just do it, given that you seem to care so much about safety and wotnot?"

I'd had too many of these conversations, where customers thought I was providing some kind of free charity service. My customers were generally wealthy, reflecting the local neighbourhood, and none of them were pleading poverty: they all had the means to pay for the services which they requested and required, but they felt as though I was ripping them off, and I could not understand why.

Perhaps I was too kind and patient. Perhaps I wasted too much time trying to explain the complexities and the technicalities of the issues. Perhaps I should have just done what other electricians did, which was to simply hand over a copy of a piece of paper explaining why their electrical system was condemned, and drive off, leaving them without power. Perhaps it would have been better to let the customers come to me, begging me to have their power restored, rather than wasting my breath trying to to reason with unreasonable customers.

I had become an electrician because I thought I was providing a useful, valuable, high-quality and good-value service, which my customers would be grateful for, but on the whole, they had viewed me as a rip-off merchant rogue-trader cowboy, and I'd had enough of it.

* * *

There were 4 seats around a square table in the meeting room. I had chosen to sit adjacent to the lady from Human Resources, because it seemed less adversarial - better to have no barriers in-between us. She studied my face with a piercing gaze, sizing me up.

"Why do I want to come back?" I repeated, rhetorically. "I really enjoyed my time here. It's a fantastic place to work"

"Why did you leave then?" she asked.

"Like I said in my exit interview, I wanted to go travelling. I never had a gap year before or after university. I felt that I should see some more of the world before starting a family."

"You spent two years travelling?"

"I spent a year travelling and a year writing a novel" I lied.

Why would I lie? It seemed to me as though my time spent as an electrician would detract from my spotless CV and the fine reputation I had when I'd left the world of investment banking. I knew that it was acceptable to go on sabbatical to pursue rich-man's hobbies, such as travelling, or to work on a project like renovating a house. The ideal answer would have been to say that I had been building a school in Africa, but I wasn't prepared to lie to that extent.

"What's the book called? Can I read it?" she asked. I had the distinct impression that she was feigning interest, and merely testing me to see if I was lying.

"It's not finished yet. I'd rather not talk too much about it. I'm going to publish under a pseudonym. It's quite personal."

The Human Resources lady shuffled her notes and re-seated herself. She seemed a little irritated, but to continue to press me for more details about what I had been doing since I resigned, would be confrontational and rude. With resignation which was physically palpable, she moved onto her next topic.

"Do you think you'll get wanderlust again? Do you think you'll write another book?" she asked.

"No. The whole point of taking the career break was to get all that out of my system. I can write and travel as much as I want when I retire" I said. "I'm already going to have to work extra hard to make up for lost time" I joked, with a wry smile.

This was a pre-planned strategy. I wanted to hint strongly that I was going to be more dedicated to my career than ever, and that my focus was going to be on building up my pension pot. I needed to send an unambiguous message that I could be relied upon to never take another career break, and that I would work hard until the day I retired. This is what the Human Resources lady wanted to hear.

"Did you know that the role you applied for is based in our Brighton office?" she asked.

"I had no idea" I lied.

"It's also not a front office role"

"Yes. I knew that. I fancied a change. The front office can be a little too intense after a while. I felt that the middle office might suit me, having had some space and time to think about the direction I would like my career to go in"

"Not very many people want to leave the front office. Normally it's people from middle office who want to get into the front office roles" she said, a little patronisingly, but she was probing; trying to find out my true motivations.

"This role sounded particularly interesting though. I felt as though it might be a great opportunity for me to bring some of my front office expertise into the middle office, when - as you said yourself - so few people move from the front office to the middle office."

I was lying through my teeth. I knew that leaving the front office would be considered utter madness by almost everyone in the bank, but I had an ulterior motive, which the Human Resources lady was unable to fathom.

"I would, of course, prefer a front office role. Perhaps you're right. I think maybe I will wait for the right front office role to come up. I'm sorry I wasted everyone's time" I said, and began to stand up.

"No, no. Please hang on, Gavin. Just a second. Please. Sorry. I think we maybe got off on the wrong foot" she said, apologetically and with a somewhat smarmy manner. "We have a great deal of difficulty in finding high calibre people who are prepared to move to Brighton, let alone leave the front office" she explained.

"Oh?" I said, as casually as I could manage, feigning a little surprise. "I suppose that comes as no great shock. Most people want the prestige, the salary and the bonuses, which the London front office has to offer."

"And you don't?" she asked.

"No I do. I worked very hard to get into the front office. Like I said, I think it's best if I wait for the right front office role to become available."

"What are your salary expectations?"

"If I could come back on the same salary, before I left, that would be acceptable. I wouldn't accept any less."

"If we were to offer you a signing bonus, generous relocation allowance, and the same salary, would you consider the Brighton role?"

"I would want a more generous pension contribution, to compensate for the lower bonuses I would get in the middle office."

"Would 12% be acceptable? It's going to be a struggle for me to match the total remuneration you were earning in the front office, but it's the best I can offer."

Jackpot. This is exactly how I had planned the negotiations. Of course I wanted to move to Brighton. My relationship with Caroline was on the rocks and maintaining our London lifestyle had made a major dent in my wealth. If I was going to wear the "golden handcuffs" I was going to do it by the seaside, with a London salary - I could live like a king in Brighton. During my time as an electrician, I had learned to be a little more frugal and careful with money.

I was going back into investment banking, but in the sedate world of the middle office, I could do the job with my eyes closed and my weekly working week would be less than 50 hours - a fraction of what I had been working before.

I had sold out, again, but I was happy and excited about setting up a new life by the seaside.

Next chapter...

Blogger's Digest: a Novel

Contents

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Four

Caroline and I were driving northbound on the M6 motorway. Matt & Kate, and Paul & Cath followed behind, in our convoy of three vehicles: my van and their two cars. Caroline and I were having an argument.

"I thought you said you wanted a family" she said, half pleading and half accusing me of deception.

"I did, but then circumstances changed" I replied, attempting an apologetic tone.

"So you don't want to start a family anymore?" she asked rhetorically. Her voice betrayed her frustration and she spoke her words a little aggressively.

"No, that's not it. I just don't know at the moment. Things are changing and it's a big decision" I said, evasively.

"But we had made the decision. I started taking folic acid. I stopped taking the pill. We were trying to get pregnant."

"Yes, I agree. That's what I wanted at the time. That's what we wanted. Then things changed."

"You mean you selfishly decided to quit your job and pursue this stupid hare-brained idea of yours. THAT'S what you mean" she said, gesticulating with annoyance at the van we were in.

* * *

I had quit my job.

I had quit my job because even after trying every anti-depressant that my doctor could prescribe me, I still found that my life was intolerable. I felt trapped by my career. The prospect of spending the next 20 or 30 years working a 9 to 5, Monday to Friday office job felt like a fate worse than death, quite literally: the anti-depressants had brought so little relief, and suicidal thoughts plagued me with ever-increasing frequency, such that I felt I only had two choices: resign or kill myself.

There was, of course, a third option. I could have opted to be off work sick on a long-term basis. The investment bank had a generous policy for anybody who was sick for more than 6 months, allowing them to retire early. The income would be a tiny fraction of what a successful investment banker who continued to work into their late forties or early fifties, would expect to retire with. If I chose to resign and keep my reputation intact, I knew I would be welcomed back into the investment banking world with open arms. I knew that being pensioned off early due to ill health would be a career-ending move: a reputational stain which would follow me around until my dying day.

Getting an investment banking job is paradoxical - you can't get a job in investment banking without experience, and you can't get the investment banking experience without the job: Catch 22. I had been lucky enough to get a highly sought-after summer internship, due to a distant relative being a senior executive at a City firm. Without connections, it was impossible to get a foot in the door. I knew that I was incredibly fortunate to have my career, and to have been rapidly promoted. I was liked and respected by many colleagues. I would not struggle to get my old job back, or find another investment bank which wanted to hire me. However, I could not carry on working in an office anymore.

* * *

"It's not a 'hare-brained idea', Caroline" I said, speaking her name with a condescending tone. I was annoyed and beginning to get angry. I spoke through gritted teeth. "I am a qualified electrician and the business is quite profitable. I am a skilled tradesman whose services are in demand in the local community."

"Profitable!" she snorted. "You had to sell the boat and the MG which you bought for me as a birthday present, because you said you couldn't afford the upkeep."

This made me furious. I was about to angrily reply, but she hadn't finished.

"We are going to Wales on holiday"  she said, putting particular emphasis on the word "Wales" as if we were taking a break from our pleasant lives to suffer the torments of Hell - a vacation to the underworld - or embarking on an excursion to a warzone. "Matt & Katie just got back from Florence, and Paul & Cath are going trekking in the Atlas Mountains in a few weeks."

"Yes, that's the whole FUCKING POINT" I replied; my temper was barely under control and my voice was raised. "The main reason for this trip was so that I could teach Paul & Cath some of the mountaineering skills they're going to need, and so they can test their equipment. It was YOU who has managed to turn the trip into a couples' romantic luxury getaway and insisted on us renting a gigantic converted barn with a hot tub. Paul, Cath and I were going to sleep in tents until you hijacked the trip."

"But Katie hates camping" protested Caroline.

"It's not about Katie. It's not about Matt. It's not about you. None of you were even invited. I offered to take Paul and Cath on a trip to Snowdonia to help them prepare for their expedition to Morocco."

"I needed a holiday, Gavin. I'm not going to spend my holiday, in the middle of February, freezing cold in a tent. We're not going skiing this year, which will be the first year where we've not had at least one ski trip - our friends are devastated that we're not joining them, and I'm devastated too. Skiing is the only time when I get to catch up with a lot of our friends. We haven't had a holiday since last year and we haven't booked a single holiday for this year."

"This is a holiday, isn't it? YOU wanted to make this into a holiday by renting a luxury converted barn. We went on holiday in November, which was only three months ago" I said with exasperation.

"This doesn't count. Malta doesn't count."

"MALTA DOESN'T COUNT?" I shouted.

"Yes, it was a last-minute deal and the hotel was grotty - you said so yourself. It was a short-haul flight with a naff airline and it was cloudy half the time. You ended up having to buy a jumper and a pair of trousers on the day we arrived, because you were cold, remember? Besides, a week doesn't even count - that's what I'm saying. A holiday should be at least 2 weeks or else it doesn't count."

"DOESN'T COUNT?" I sputtered with rage.

"Yes. By the time you've unpacked and settled in, it's time to start packing up your stuff and getting ready to leave. It's hardly a holiday is it? It's more of a mini-break, except we went to Malta instead of somewhere exciting like New York or Rome."

"We've been to New York and Rome."

"I was just giving examples of proper mini-breaks. You get my point" she said, folding her arms as if the matter was settled and she had won the argument.

* * *

It was true - we had been forced to dramatically change our lifestyle since I had quit my job and become a self-employed electrician. Caroline's job as a solicitor working with asylum seekers, earned her only a fraction of what she would be able to earn if she joined an international law firm - like her father's - but she wanted to make a worthy contribution to society; she wanted to help the needy and vulnerable. She refused to countenance the idea that she could become the main breadwinner if she set aside some of her lofty principles and instead took the highest paying job she could find. However, she said it would break her heart to leave the charity she worked for; she couldn't live with the guilt, knowing that she could be helping clients with gut-wrenchingly awful stories, fleeing persecution.

For such a nice, kind and charitably-minded person, Caroline's version of a "normal" life had been shaped by her privileged upbringing. The enviable lifestyle which we had hitherto enjoyed together had been a continuation of what she had experienced throughout her life, without any interruption. When I bought her a highly collectable classic British sports car for her 25th birthday, she was thrilled - having dropped hints that it was something she'd always wanted - but lavish gifts weren't particularly exceptional in Caroline's family. Some years ago, her mother had given her father a hand-built limited edition Morgan sportscar, which she'd been on a waiting list for several years to obtain, to celebrate him becoming a partner at his law firm.

My decision to become an electrician had been motivated, in no small part, by how guilty I felt about being an investment banker. Caroline was helping asylum seekers to escape torture and murder, and was comparatively poorly paid. Meanwhile, I was helping the wealthiest 1% to become richer and richer, while also becoming quite rich myself. I felt no 'warm fuzzy feeling' about the work I did. Often there were very ethically questionable things which I had to accept as part and parcel of the job. Mergers and acquisitions offered the opportunity for cost-cutting "restructuring" which inevitably meant redundancies. I was responsible for thousands of people people being sacked, while Caroline was heroically saving families from tyrannical regimes.

I had seen many colleagues squander their wealth, attempting new ventures, only to gratefully return back to their investment banking career after their startup companies and angel investments quickly gobbled up their wealth. An investment banker's entire career is spent scrutinising the accounts, forecasts and business models of their clients, to whom they are lending money or helping to float on the stock market - it's so easy to mistakenly believe that doing business is easy, when it's not your money or your company. Returning colleagues had gained nothing of any value - a very expensive lesson; a costly mistake. They all said they regretted ever leaving their comfortable investment banking careers. We used to make jokes about being kept in "golden handcuffs".

I decided that I wanted to retrain. I decided that I wanted to be qualified in something other than banking, but I felt certain that my age would count against me in law and accountancy: I should have chosen a different profession at a much younger age. I considered dentistry and medicine, which required a substantial amount of amount of time and money before I could expect to earn a high income. The living standards, which Caroline and I had enjoyed for many years, would be decimated; our plans to start a family would be delayed by 5, 6 or 7 years... or maybe more.

I chose a new trade instead of a new profession. Relatively speaking, the training to become an electrician was cheap, quick and easy. The expense of setting up my business as a sole trader - the van and the tools - didn't seem like very much money at all: less than the cost of what Caroline would count as a holiday, which met her expectations. If I did have to go back to my investment banking career, I would have lost very little money.

* * *

I sulked, bitterly, thinking Caroline was spoiled and entitled; that she was a bad person and that her expectations were unreasonable. I wanted to criticise her for wanting luxury holidays, when her asylum seeker clients were so desperately impoverished, but I knew that it would be desperately hypocritical of me - I had wanted luxury holidays just as much as she had. I had chosen to sell my soul, doing the devil's work as an investment banker. I could hardly lecture her for wanting the lifestyle to which we had both become accustomed. I wanted to tell her that it wasn't fair: she could feel smug about the good work which she was doing in the world, while I felt guilty about my own immoral profession. However, her choice to do low-paid charitable work was not to blame for my troubled conscience and depression.

The other thing I wanted to tell her, was that I wasn't sure if I wanted to carry on living. I wanted to tell her that I didn't want to become a father, and then decide to kill myself. It seemed like too much of a gamble: to hope that my depression would lift and my suicidal thoughts abate, as soon as we had children. I wanted to discuss all these things with her, but I didn't want to upset and alarm her. How do you renege on a promise to provide a wonderful life: a big wedding, children, a huge family home, private schooling, luxury family holidays, and enough trust fund money set aside to bankroll the children through university.

How can you admit that you've tried your hardest to keep going with an extremely well paid career, but the job makes you want to kill yourself, so the dream life we had imagined is over?

* * *

"Is this place we're going to be staying nice?" I asked, trying to make peace and restore a pleasant atmosphere in the van.

Caroline's face lit up. "Oh it's gorgeous. Every room has its own log burning stove. There's an Aga. The main living space is to die for - tall glass walls on both sides with panoramic views of the mountains, set in acres of private land. It's cosy AND luxurious. The barn is hundreds of years old and has its original oak beams, but the conversion was done by an award-winning architect. It's featured in lots of magazines. Did you not see the pictures I sent you?"

"Nope. So you're looking forward to it?"

"Yeah. Can't wait. Katie has brought a goose and Matt had found a butcher on the way who's got half a lamb for us to collect. We spent a small fortune on food and wine in Waitrose. This is going to be fantastic fun."

This was not what I had in mind originally. I had brought some packets of dried pasta and dehydrated sauce, which could be cooked on a camping stove, with melted snow, to prepare Paul and Cath for their trip to the Atlas Mountains.

"You should have brought the fondue set" I said, with barely concealed sarcasm.

"One step ahead of you! It's in Matt & Katie's car. I was going to surprise you - I know how much you love fondue."

"I wonder how many mountaineers carry kilos of cheese and a fondue set up a mountain in their backpacks" was the immediate reply which sprung to lips, but I managed to hold my tongue. "Oh yes, lovely surprise darling. We're going to have a lot of fun" I said instead, with the very best forced smile which I could muster.

I glanced backwards at the pile of rucksacks in the back of the van. When I had been loading everybody's rucksacks into the van it briefly reminded me of the expeditions I had been on with my university mountaineering society. I had been eagerly anticipating re-living some of those happy memories of time spent in the mountains. Now I felt as though my miniature expedition had been hijacked by Caroline and Katie's desire for a luxury jaunt into the countryside.

As we continued our journey towards Snowdonia National Park, I wondered if we would even leave the comfortable confines of the palatial barn conversion, and venture into the mountains at all.

Next chapter...