This is a story about human nature...

What kind of pose does one pull at the birthplace of Silicon Valley? Imitating the undead seemed somehow fitting. There is an incredibly powerful global brain drain at the moment.

Money does not trickle down, it concentrates in pools. If you want me to show you how to make a million dollars, give me 100 million and a year. I must be some sort of financial genius, right?

I'm alarmed by just how hard all the engineers are working, and how little of the reward they share. In fact, they are getting burnt out by an industry, which seems to care very little about the lives it's destroying. Get rich or die trying seems to be the order of the day. Very much more of the latter going on than the former.

Anybody who tells you that Americans don't understand irony is completely wrong. They not only understand it, but they play with it, and it's hilarious. The tongue-in-cheek humour I have had the pleasure of experiencing is delightful.

The entire world, including America, has been misled about the American Dream. Hollywood tells us we can all been rich and beautiful: take taxis, fly in jets, stay in 5-star hotels, have swimming pools, helicopters, speedboats and sports cars. We can't. There are far more people watching those movies and buying into that dream than the space available for helipads on the planet. It's a con.

Some of my super super smart engineer friends have even been taken in by the simplest con of all: getting somebody to do a load of hard work for you, while you pocket all the profits. It breaks my heart to find out just how diluted their shares are by the time they've built a valuable company for a bunch of Venture Capitalists.

However, my friends have gotten to scratch that "engineer's itch" and work with great people doing intersting stuff. I guess my remuneration is based on boredom and danger money for working in a tall building on an airport approach path, in a rather hated industry.

We used to talk about the 'golden handcuffs' at JPMorgan Chase & Co. We knew that what we were doing was completely insane, but we had big houses, kids in private schools and pretty wives with spending habits that were proportional to their good looks. We were locked into the system. We were prostitues and junkies.

However - as is always the case with human nature - people got greedy. They started getting young, idealistic and hard-working people to do more of the work for less of the pay. They even started getting massively underpaid Indians, straight out of University to to all the work for a tiny fraction of the pay. That doesn't work.

If you undervalue a person, they become a zombie. Zoned out.

If you wave a ridiculous cash reward under someone's nose, but chronically underpay them until they 'win' the prize that they can never seem to quite reach, they become burnt out.

Or they get really cheesed off with it all, and come back and kick your ass. The fact is, they've worked a lot harder than you, so they'll fight a lot harder too. They're probably smarter than you too, because they've had to be resourceful. Getting fattened by the labour of other people makes you lazy and soft.

Why people think that they deserve a big salary for forwarding emails is completely beyond any sensible comprehension. The laziness in middle management is incredible. Nobody can be bothered to do any typing. Nobody can be bothered to collate any figures, let alone do any math. Nobody seems to have any relevant knowledge or experience. They are just blundering fools.

So, I need to go back to London. The company that I'm officially contracted to at the moment desperately wants to terminate my contract but hasn't found an excuse to do it yet. I really wish they had the backbone to just do it so I could spend some more time with friends out here in California. I really could do with the money from the contract, and I really don't have any money to spend staying here, but I'm not being allowed to do anything approaching useful to help HSBC deliver the #1 project on time, on budget and to a decent quality.

"I told you so" is so completely useless. I just want to do a good job. My normal approach is to do the right thing, get in trouble for it, but then at least the problems are solved, things are delivered and the client is begrudgingly accepting of receiving exactly what was needed.

I can't be arsed with that anymore. Time for some honesty.

I'm actually completely exhausted by the relentless crappy compromises that are demanded by ass hats that result in death by a thousand cuts. Why do idiots feel they have to 'add value' by undermining the experts? Why do little hitlers feel that they are adding value by encroaching into people's lives? What I wear to work and when I turn up is none of your business if the work is getting done. Certainly my private life is completely off limits if you're not going to be sympathetic when I get sick.

I'm aware that people from work might read this, and I actually hope they really do. It's interesting to me to see how social media sourced data might be unethically used against me. Again, it's about a complete spinelessness in corporate culture. Why not just call me out... I've given so much to my job to try and get a late project back on time, and then when I needed a week out, I got accused of being "unreliable" and was told I was acting "cloak and dagger"... that's such utter horse sh1t.

Was I unreliable when I was amongst a handful of people who always got phoned every weekend? Was it cloak and dagger when I was working 7 days a week and clearly not sleeping because I was answering email around-the-clock? I couldn't possibly have concealed anything as I was forever in the eye of my team, and the client. No cloak, no dagger.

Frankly, you picked a fight with the wrong guy. I'm coming back to the UK, and I'm mighty p1ssed off... and you don't want to see me p1ssed off.

Here is an unrelated picture of Frankie the cat. I like the feel of grass under my feet. It calms me down (July 2012)

Tags: #banking #career #computing #frankie #mentalhealth

This is a story about reaching the limits...

We are about to enter a consumer debt crisis. Credit Crunch 2.0. How do I know this? Well, I don't see any joined-up-thinking in retail banking, but I do see all the signs of a bubble about to burst.

In Germany, there is a central system that tracks what money is owed between every company. When you raise an invoice, you enter it in the system, and that way, you can see who owes who, and how much. You can do something called netting where all the balances are totalled up and you can then see exactly who's in debt and who's in credit.

The Germans have got that spot on. We need to know where the bad debt is, so we can contain toxic companies that are trading recklessly.

We don't have anything similar for consumer debt.

The credit-scoring system is only useful when people are applying for more debt. When they get into a debt crisis, they only show up when they start defaulting on their loan repayments, get to the limit of their overdraft, can't make their credit card minimum payments, default on their mortgage etc. etc.

I worked in Debt Management in 2012 and I listened to many phonecalls with ordinary individuals who didn't do anything reckless, but got caught in a debt trap. They were encouraged by consumer lenders to take out more loans to cover the last loans, and then payday loans to cover the interest, and before you knew it BOOM they were as good as bankrupt.

Personally, I hadn't been in debt since the age of 19 or so. This is unusual. I paid the deposit on my house. I paid for my wedding. I paid for my cars. I paid for our holidays... all with cash I had personally saved. The only way that was possible for me to do this was with way above-average earnings. This would have been impossible for anybody who was earning average wages.

I didn't really know what it was like for an ordinary person, living on an ordinary wage, in an ordinary way.

There was a huge amount of interest in my Debt Management startup, when I tried to found it in 2013. People still email me about it today. People still remember. I only worked on it for a short amount of time before I was consumed by my own ordinary life event - a divorce - which tore my stable world apart.

I wanted to let out our house, so that we had steady rental income, and I was able to defer the stress of financially settling the divorce until I had re-established myself back in London. I begged my wife to allow me to secure my life before she rained fire and brimstone on my head. She undermined everything I tried to do to protect myself.

By the time 2014 started, I had managed to keep my finances ticking over with Bitcoin trading, but she had wrecked me. When the house sale money eventually came in, I was in no fit state to work. She had destroyed me. I could have sold the house in 6 weeks. She managed to drag it out to 6 months. It was fine for her, she was staying in Bournemouth and she had a job. I had to rebuild my entire life.

I had a huge cash pile, but I had been stress tested to the limit and beyond. I couldn't work. I had to go to hospital. I was a wreck.

So, I ended up spiralling downwards. I didn't borrow money, but you sure rip through it if you're unwell, living in London and trying to support yourself getting better. Especially if you can't afford to sit and wait for state support. It was a Catch 22. London is where friends and my work network are, but it's certainly not easy to get any help from over-stretched boroughs. I had to turn to the private sector. That cost me a lot of cash.

So, I don't really qualify for state support... that's right. Why should I take something which I could afford to pay for privately? Only I couldn't really afford it... I got well, but then I had no personal safety net any more.

I spent all my money keeping myself alive. I had yet to thrive. 

Other people are very good at spending my money. My ex totally forgot that I paid for everything. She felt entitled. My ex flatmate, John, went overbudget on a flat that he didn't pay a penny towards, and even took some of my furniture with him when he left. He felt entitled.

Why do people feel entitled to come and pick my pocket? I've got nothing left.

The banks have done very well out of me and I've defended them. I've not claimed my PPI that I'm entitled to. I've not frozen the interest on my loans and had unfair credit charges refunded to me. I could - in fact - just throw down my tools, and say sod this for a game of soldiers. I'm trying to prevent a domino-effect of systemic failure in the banking system, which would see bank runs and total carnage as the whole system deleverages in an extremely inelegant way.

I'm trying to help my masters avoid such a crisis, but I feel like ground zero at the moment.

I need to go to work tomorrow, but I can't. I'm not well. I have been stress tested to the limit, and it's broken me.

Poor Frankie lost his home, which was his castle. Look how relaxed and happy he was there in his lovely big bed (June 2008)

Tags: #divorce #mentalhealth #frankie #banking #career

This is a story about doing the right thing for the wrong reasons...

I had 3 options: hospital, suicide, support network. Thankfully, I still have the latter.

I really didn't fancy another inpatient hospital admission. I probably would have had to accept stronger psychiatric medication, as it's pretty clear that my life hangs by a thread. One rash, hot-headed decision and it could be snuffed out in the blink of an eye. Think that sounds melodramatic? Screw you.

If you think that people say that they're depressed and suicidal because they're attention seeking, you're wrong. If you want to understand suicide a little more, you should watch The Bridge, by Eric Steel. It will cost you £2.49 and 90 minutes of your life.

I watched The Bridge as an inpatient. My suicidal plans to take Potassium Cyanide, changed. I decided that jumping off the Golden Gate bridge would have much deeper personal meaning, seeing as I had to cancel a San Francisco trip because of my horrible divorce. If you're going to die, do it quick & clean, or do it in some meaningful way, right?

Does it seem irresponsible? Well, actually I took out life insurance that covers suicide, that will leave a small legacy for my sister and my niece. I'm sure they'd rather have their brother/uncle, but suicide isn't really a choice but instead it's a reaction to unmanageable factors out of the control of that suffering individual.

So, instead of going back to hospital and being put in a chemical straightjacket, I made a video explaining what I was going to do and why. Then I booked a flight to San Francisco, packed a bag and headed to the airport. I was a man on a mission, but also a man on fire.

My friends have been scattered fairly far & wide. My friend John came back from Australia relatively recently, but we have been out of contact for years & years, and I struggled to support him - paying his rent and wages - when my need was very much vice-versa. We fell out when I grew impatient with his adoration of TV rather than job-hunting.

My friend Dave lives near Bristol. I would love to spend more time with him, but it's away from my work in London. That was one of the problems that was a coffin nail in our startup: Hubflow. I'm super grateful that Dave is such a great guy that he forgave me for becoming a complete sociopathic a**ehole as the pressure and stress of it all became too much, when I was CEO, and that we still seem to have a good friendship.

My friend Tim lives in Bournemouth. I really want to avoid that place. Bad memories linked to my divorce and startup failure. London is home. I like London.

My parents and a few old friends live in Oxford. I was dragged there against my will, and then my ex cheated on me, while I was temporarily evicted from my home. Bad memories. It's not my life... I live in London, not Oxford.

My sister and my friend MG live in Nottingham. I'd like to give it a go, but I haven't let London run its course yet. I will probably try and have a little pied-à-terre up there soon, so I have a base nearby my sister at a way lower cost than London. It's good to have an escape plan in case sh1t goes bad. Don't have one at the moment... hence suicidal thoughts.

I really want to get up to the North-East of England to see my friends Andy and Jim. It's a strange land for me though... I've been to the USA more times than I have been in the North of England, in my adult life.

So, when I booked my flights to California, USA, I knew that I was at least going somewhere with relative familiarity, even if that familiarity comes only from the movies I have watched and technology companies (Apple, Google, Oracle, Facebook etc. etc.) that I worship.

Also, I knew that there might be a chance to see long-lost friends, Ben & Jakub, who are business founders in Silicon Valley. Now, I feel very very embarrassed about the way I have conducted myself while things have not been going very well. I feel most embarrassed of all in front of these role models of mine, who have handled the same pressure and stresses. They have done it without vindictively and publicly blaming their shortcomings on their ex and/or parents.

Embarrassment drove me into my shell, made me withdraw. I didn't want the London Kitesurfers and my Cambridge peers from the Springboard Program to see me - an enthusiastic, happy-go-lucky, extroverted, capable and entertaining guy - so subdued by unhappiness in a destructive relationship. 

I stopped talking to my friends.

That was nearly fatal. Social media is the reason why I have maintained a toe-hold in life. Friends have reached out to me, when I'm clearly fumbling around without a bloody clue as to what the heck is happening to me, except that I'm loosing my grip on my will to live. That's made the difference. That's why I didn't chuck myself off the Golden Gate Bridge.

Thanks.

Jakub lent me the Apiry.io bike so I could cycle to Marin County, across the Golden Gate Bridge. Another thing ticked off the bucket list (Friday 30th October, 24 hours after making the video)

Tags: #suicide #depression #bipolar #startup #entrepreneur #parents #childhood #oxford #london #media #mentalhealth #friends

This is a story about burnout...

Here I am, back in Cambridge, after 4 years of ups & downs. What happened?

Well, I got hit by a perfect storm. I could see the storm coming - I'm a sailor after all - but I couldn't sail fast enough to get out of the way. Part of the reason for the sudden breakdown was uncontrolled self-medication with the GABA agonist, ethanol, which had suppressed my natural anxiety response until things were literally unbearable. The other reason is a lack of support from my parents. In fact, they actually undermined me and lied about supporting me.

Life is stressful. My sister is a single mum on a low income, working 6 days a week, going through a horrible divorce. That's stressful. I was a startup founder, in conflict with my co-founder and my girlfriend, who were both pulling me in different directions and away from my investors in Cambridge and my customers and talent pool in London. That's stressful too.

Our parents are always looking for the easy way out. They are not good at taking any responsibility, but I don't blame them. Whatever it is that causes them to be so slippery at accepting that they have 2 children who need their support, I want to find out and help them. My sister is a supermum to her daugher, my niece.

Even though our parents don't realise or appreciate it, we have been working so damn hard all our careers to make sure we don't place any financial burden on them. My sister and I have suffered in our adult lives as a result.

Something had to give.

You should give your children enough to do something but not enough to do nothing. It's as simple as that. If you don't give enough to allow your kids to do something then you're not a good parent. Simples.

My sister gives my niece a brilliant life.

So, I want to help my parents with their alcoholism. I want to help them see that projecting their inadequacies onto their kids is over-pressuring them. I want them to see that their kids are nice people who care about family and want to look after their parents in the manner to which they have become accustomed, but we are living in an age when the government has bankrupted the country.

Life is hard as a young person.

Baby boomers had it unbelievably easy versus the prospects that a young person faces today. The chance of a young person being debt free, owning their car, buying a house... these are pie in the sky dreams that will never come to fruition unless your parents are able to comprehend that their dreams of being idle pensioners are of lower priority than miserable deprived grandchildren and stressed anxious children, who have become parents themselves.

We have known about contraception and family planning for long enough, that there is no excuse for not thinking about the wellbeing of any children you might spawn. Having a baby does not make you clever. It means that your body did something that it was evolved to do... just the same as a slug, a pig, a fish, a bird. Reproduction just means that you failed to use your higher brain function, and acted instead, no differently than a fly laying eggs in putrid meat. Well done.

There are a great number of barely educated and underprivileged kids who are bored on housing estates and have no hope of escaping these sink holes. They are incentivised to perpetuate generations of welfare dependent and economically inactive families. These people have been robbed of the things that would enable them to work their way out of poverty and deprivation.

My parents both went to University, so they have no excuse.

I delayed starting a family until I had done more research into the genetic factors in Type II Bipolar Disorder, and had verified whether I could consistently manage my own illness in a stressful environment. Only when I know that I'm not going to pass on bad genes and I'm not going to have another stress-related burnout, will I consider stopping using contraception.

Condoms are a good thing.

My parents enjoy looking after my cat, Frankie, until I'm ready to be a good human to him again (August 2012)

Tags: #university #career #divorce #parents #depression #suicide #alcohol #addiction #bipolar #youth #sex #politics

This is a story about London...

This is Frankie the kitten on the day we took him home. He's cute.

Keeping a pet in London is probably cruel. He lives with my parents now, in the countryside. I think he likes it there.

I like London. It's great.

Tags: #frankie #london #parents

This is a story about unquantifiable needs...

It takes a lot of effort to keep up with somebody in distress. If you're not going to go the distance, you are just guessing, and you will be wrong on every conclusion drawn from lazy presumptions.

Whenever my homeless friend Frank phoned me, I would get on my bike and travel from Kentish Town to King's Cross to meet him. This might have been rather inconvenient for me, but I had started so I was going to finish. That's the first thing you need to know about me & Frank: we are determined people who finish what we start.

I had decided to take a trip to Prague, Czech Republic, to see a friend from the Springboard Accelerator Program, Cambridge. In so doing, I wasn't there for Frank. The consequences for him were nearly disastrous.

Did you know you can't keep one single solitary crab in a bucket, because it will crawl out and escape? However, you can keep two or more crabs in a bucket, because as soon as a crab tries to escape the other(s) will pull it back down into the bucket. They keep each other imprisoned. Mutually assured destruction.

Frank is a happy-go-lucky kinda guy, like me. We trust people. We give people the benefit of the doubt. We ran into some of Frank's 'friends' just before I had to catch my flight to Prague. They tried to mug me. Luckily I was streetwise enough to see what was happening and I cycled off. There was nothing else I could do. They stole Frank's iPhone, so I couldn't contact him. I had no idea what had happened to him.

When I got back from my trip to Prague, I got a call from Frank's friend, Paul, saying he had just been discharged from hospital.

There was a significant disparity between Frank's story and his hospital discharge notes. He told me he had been discharged from St. Pancras Hospital, but his discharge notes were clearly from UCLH. He told me that he had sustained a head injury, but there was no mention of that in the notes.

However, what did check out was that Frank was an alcoholic and he had gone through untreated withdrawal that could have killed him. Delirium Tremens killed the famous singer Amy Winehouse and it nearly killed Frank. The notes didn't seem to draw much attention to the fact that he did not receive treatment for his withdrawal. I guess London hospitals see a lot of homeless alcoholics though... mainly in the morgue.

When I first met Frank, on Primrose Hill, the first thing I noticed was that he was clean shaven, well dressed, had a tidy haircut and spoke articulately. The second thing that I noticed was that he was drinking at 7am. When we went to get a cup of tea later, I noticed that he started shaking quite badly... it was time to skip the tea and get him an alcoholic drink.

Buying alcohol for an alcoholic? Had I lost my mind?

You are ignorant about the dangers of abrupt alcohol withdrawal syndrome for an alcoholic. It's not a perfect solution, to buy them a beer, but do you really want somebody having a Grand Mal seizure and dying right in front of your eyes, because you are too stubborn to educate yourself about the damned-if-you-do-damned-if-you don't trap that an alcoholic can't escape.

So, alcoholics are abandoned by society, begging enough money to self-medicate for their physical dependence with the threat of horrendous withdrawal syndrome and possible death, if their blood alcohol level drops too abruptly.

How do I know this? I've known alcoholics, I've seen people get treated, I've read books and papers and online resources. You can do it too, if you care. It's certainly a lot easier to be wilfully ignorant, though, and incorrectly say "why don't they just stop drinking and use some willpower?". It's certainly a lot easier to not know any facts and just be wrong about everything.

What if that person was your son, daughter, brother, sister, husband, wife, girlfriend, boyfriend, friend? Just let them die, right?

Well done.

First, do no harm (October 2013)

Tags: #frank #homeless #alcohol #addiction #NHS #friends

This is a story about being patronised...

This is my cat, Frankie. He was the kitten that nobody else picked. He's the most loving cat you could ever hope to meet. He loves humans. He thinks he's a little doggy, and follows you around and licks your face and stuff.

I think that I provide a nurturing and loving home for people and animals. I don't have a lot of evidence for this, but my friends used to love coming to my house, before it was sold, and Frankie used to call it home, and be a happy well-adjusted kitty there.

I'm going to switch this blog from telling you about me, and tell you the story of two Franks. First, there is Frankie my cat. Second, there is Frank: my homeless friend from Primrose Hill. I promised Frank that I would tell his story, and in telling Frank's story, I inadvertantly became entwined in it.

This is me climbing the hill, where I met Frank. I had no idea I was going to meet him. I was just taking photographs of London's skyline at daybreak. I sat down to rest on a park bench, struck up a conversation with a stranger, and our story began.

Frank's needs were not hard to understand, and seemingly not hard to address. As a firm believer in direct action, I was galvanized into a blur of activity. Who was I trying to save, him or me? Who cares... nobody else was there for Frank. Were you there for Frank? No. A lot of people had let him down. I had the time and the means to be able to try and help him.

Try is the operative word here. I'm going to try and not spoil the ending - which is going to be easy because we are writing the future as we live it - but I should let you know that this is no fairytale. I'm certainly not the knight in shining armour here. Despite my initial patriarchal attitude, it was me who learned from Frank, not vice-versa. He ended up helping me more than anybody could surely have predicted. I will leave it up to you, dear reader, to judge (with your super judgey-judgey face you reserve especially for people like me... whatever box that is you've tried to put me in).

So, what did I do? Well, we had a normal human conversation. Who knew that this is how human relationships are formed, and bonding and empathy can occur when we do such a thing. This so-called 'human connection' seemed to somehow transfer some understanding of Frank's fears and needs, into my brainbox, whereupon I somehow naïvely imagined that with whatever surplus I had, I might be able to help with some of his basic needs.

I defend thinking that I could help. You can't just throw money at the problem, but what have YOU tried yourself? Sure you read in a newspaper that we spend X on dealing with problem Y, and you think "that sounds like a lot of money" but really is it? How much direct support actually reaches people on the streets?

We absolutely can not criticise those who are trying to help, and take it from me, there really are not enough resources (shelter, food, volunteers, money for full-time workers and the real estate that is needed) to go around. This might sound anecdotal, but just use your eyes. Do you think people choose to sleep rough on the street? Are you stupid?

While you're digesting the fact that I just insulted your intelligence for being so prejudiced about the homeless, here's a photo of the view that Frank and I were enjoying on our park bench. Seems like a pretty sweet life, huh? Imagine waking up to this view every morning.

Have you noticed that it's not sunny every day? Have you considered that it rains a lot in the UK? Are you aware that it's pretty cold for most of the year, especially at night? Have you thought how you would stay warm & dry, if you had to sleep on the street year-round? How would you keep your clothes and sleeping gear from getting sodden with rain and dew? How would you stop your stuff from being stolen? Have you thought how much of your life you take for granted?

Is this too challenging? I know that it is, but I don't really care if you want to bury your head in the sand. I don't actually care if you switch off, disengage. I'm not writing this for you. I'm writing this for me & Frank. Maybe I'm just writing it for me, but it's still about Frank and it's still true. Try and dismiss me, try and dismiss this... go on!

JPMorgan Chase & Co investment bank employee and home owner tries to help homeless guy... coincidentally becomes homeless himself and follows in the footsteps of Frank. This is the true story I'm going to tell you.

I asked a member of Her Majesty's Constabulary (a Metropolitan Police Officer) to be a witness to me fulfilling the first of Frank's needs, right there and then, on the spot. Frank did not have a mobile phone, as he had been mugged. Without a means of contact, the Safer Streets team have very little way of finding people, except if they are sleeping somewhere obvious where they are preyed upon by muggers... Catch 22. I gave Frank my iPhone, and had a passing Policewoman witness the giving of this gift, in case he was ever accused of theft.

This was just the beginning of a journey that entangled the tale of Frank with mine, as we travelled on a similar voyage, through the same social ecosystem and his story became our story.

I took photos, and made notes throughout, but you have to believe me when I say that nobody would choose to go through what Frank and me went through. Nobody could plan for it. Nobody would want to experience it. Nobody should have to go through it, and I plan to share our journey, in the hope that people can empathise, rather than dismiss.

If you think "I've heard it all before" please share any links to those stories in the comments section below. Don't you think that the people who fall between the cracks should have their stories told? I do.

From high up, we see just how far we can fall (October 2013)

Tags: #homeless #frank #frankie #london #banking #career #police

This is a story about bridge burning...

How many of us are afraid to declare the causes we support, for fear of impacting our professional reputation. Does supporting mental health and homelessness charities make me look somehow less corporate, and consequently, make me less employable? Does the fact that I have even experienced these things first hand make me unemployable?

In fact, if my employment options became coincidentally curtailled at the same time as I have started blogging, despite a successful full-time career of some 18+ years, it would not take a brain of Britain to recognise that this must be because of institutional discrimination, which is probably illegal.

There is absolutely nothing to suggest that I am any less able than any other candidate in the job market, and in fact, my history makes me more of a 'catch' to a potential employer: the man who has nothing has nothing to lose. Plus I have been 'stress tested' to the limit and beyond. I know exactly where those limits are, and I can empathise with my colleagues when they are under stress and pressure.

When 'sh1t goes bad' who do you really want in the bunker with you? People who have never been in that kind of situation before, and are therefore an unknown quantity, or people who know their personal breaking point.

I've been in some hair-raising situations, both through choice and by accident. Challenging yourself, and being challenged by things that are out of your control, teaches you how to handle stressful situations. A certain amount of training, discipline and drills will prepare your muscle memory to pull the "parachute rip-cord" to use a layman's term. But how do you deal with the long plane journey up to 13,000ft? How do you mentally prepare to throw yourself out of a perfectly servicable aeroplane?

Worse still, how do you prepare yourself for people yelling at you and telling you you're an idiot? People do this because they are scared and have lost faith in your leadership. People believe that pain and fear can be magically taken away by those in positions of authority.

Losing authority can be dangerous, especially if you are the leader in a dangerous place. Generally, most people don't know what to expect when they are entering an extreme environment: the mountains and the sea (the poles and the deserts too, but I don't know much about those places, yet).

Let me tell you about crampons. These are a spiked device that attach to your feet, so that you can move safely on ice. I always shake my head in disbelief at people who are blunting an expensive pair of crapons on rocks. If they do encounter any ice, they will certainly not be effective if they are not sharp.

Let me tell you about ropes. These long flexible cords are no use at arresting a fall unless they are attached to something solid. In order to attach a rope to a mountain, you will need a whole load of other heavy metal gear that will need to be secured to the rocks, and the rocks themselves will need to be large and heavy and generally immovable.

So, if you see climbing parties with crampons and ropes, moving on snow - in an area with no glaciers - then these things are only there as a confidence trick. The fact is, that there is very little stopping you from plunging to your death, even with ropes & crampons.

I personally, don't like to be weighed down with unnecessary gear. It's not about not being prepared. It's about recognising that I'd rather have saved the energy, so that I can use that surplus reserve of energy in order to scout ahead of my group for problems, or fetch assistance if necessary. The main thing though, is to stay within personal limits as a leader, so that when people are tired and cranky, and scared and their feet hurt and they are cold and hungry, you don't mind giving them your personal stash of candy bars, you don't mind them calling you names, you don't mind them questioning your leadership skills.

The main thing that qualifies a person as a leader is how they cope under crossfire.

The more I lead people in stressful situations, the more I learn about my personal weaknesses, the more I learn about my personal limits. Nobody should underestimate just how hard I had to be pushed before I cracked, but nobody should consider themselves such a 'rock' or a hard nut that will never crack under pressure.

My best friend and climbing partner sustained life-changing injuries in a 'freak' accident when the chockstone he was abseilling from shattered. I have only just started to deal with feelings surrounding this, so I'm not going to write any more about this today, but my thoughts always turn to him and how I have shyed away from post-accident involvement, as it was such a terrifying reminder of our mortality and fragility. I knew I couldn't do anything to turn back the hands of time. Accidents happen, and the first thing you learn in the mountains is that you can't control all the variables. It's still something that victims, survivors and those connected to them, have to come to terms with though.

Ropes have their place in sport rock climbing. Modern equipment is so good - the Petzl Grigri in this case - I don't even have to hold the rope to be honest, but old habits literally die hard (October 2012)

Addendum for climbing nerd trolls: no, I didn't leave the rope all over the place like that. I was asked to step in and belay only seconds (sic.) before the photo was taken. And, no, I'm not even standing on the rope even though it looks like I might be from the low-resolution image. Anybody who has climbed multi-pitch with me will tell you my ropework is above your nitpicking.

Tags: #climbing #leadership #homeless #career #london #banking #adventure #mentalhealth

This is a story of a culture that is destroying people's mental health and lives...

Management by balance-sheet, bean counters, spreadsheet jockeys and "yes" men and women are joining a set of executives who do everything in their power to abstain from any of the hard work and responsibility that is necessary in the world.

We have all heard horror stories of people being sacked by text message. In fact, skilled workers, professionals, have been steadily robbed of their worth and self-esteem since powerful rich men, behind closed doors in gentleman's clubs were allowed to asset strip British industry. The practice continues today, as companies are allowed to be headquartered in the UK, but are offshoring all the jobs for cost reasons, and are draining the wealth of the nation.

Europe is fast becoming little more than a tax haven for global businesses, with billions, if not trillions of dollars of profits being pushed through legal entities that have little reason for existence other than to evade the taxes that these companies rightfully should pay to the countries that they have extracted the profits from.

Luxembourg is the most obvious example, but Ireland has recently jumped on the bandwagon. The amount of tax that is paid by Vodafone (group HQ is Luxembourg... funny that, considering that Newbury, UK is where I thought they were founded?) or Apple and Amazon (taxed via Irish legal entity... I know Apple Maps is rubbish but it's a long way from Silicon Valley?) is a pittance. The amount of profits that these companies make is disgusting, versus what they pay as percentage of their gross profits.

However, maybe there is a good reason for all of this?

When I became unwell, and asked good old UK government for support - as somebody who has always paid my full taxes, has no offshore bank accounts, has never tried to evade or avoid taxes - I found that there was worryingly little of a safety net there.

I went to my doctor (General Practitioner, or GP for short, here in the UK) and had a 30 second conversation about what was going on in my life.

"Have you heard of Fluoxetine"

Well, yes, I have heard of Fluoxetine. It's the generic name for Prozac, which is an antidepressant from the 1980s. What the hell is my doctor doing dishing out 25 year old pills to somebody who they have taken 30 seconds to get to know? Well, we know that the NHS is extremely cost pressured, given that we have to give such large tax breaks to profitable billion dollar companies and make sure that we don't take too much inheritance tax from dead multi-millionaires. Oh, and we need nuclear atomic bombs too. Yes, we need to make sure we can always annihilate every person on earth at the flick of a switch.

Luckily for me, I walked away from a course of powerful psychoactive medication, that has been proven in long-term studies to be less effective than placebo. It also takes 6 weeks to take effect. My episodes of depression tend to be about this long anyway. Also, SSRIs make you fat and destroy your sex life, as well as blunting your emotions and generally making your sh1t life even more sh1t, but you'll be too doped up to even realise, unless you ever emerge from the chemical haze.

I'm pretty upset about this, if you hadn't picked up on that.

Another thing that is very annoying is that, as anybody who takes a few more minutes to get to know me will tell you, I'm certainly not what you might term unipolar. My life is littered with examples of radical mood swings. Catch me at a certain time, and you will see my racing thoughts, pressured speech, lack of sleep, intolerance of dimwitted twits, and evidence of my wacky projects.

One day I whimsically decided to knock down my shed, order a load of wood from a sawmill and build a giant beach hut summer house thing in my back garden. Somebody suffering from unipolar depression does not normally do such a thing, according to the DSM-IV/V.

I had to learn all about Google Sketchup, so that I could design the thing, learn about different types of timber, wooden building construction techniques, roofing techniques, planning laws governing outbuildings, estimate how much I would need in terms of materials, locate a sawmill, find a roofing supplier, get a chop saw, nail gun and roofing blow torch (the most fun tool of all).

At no point did any of this seems slightly strange or beyond my capabilities, as a spotty IT nerd who did little more than turn coffee into software for a living, by pressing buttons on a computer, in a comfortable air-conditioned office.

Working around-the-clock seemed perfectly normal too. I remember one neighbour pointed out that the sound of nails being hammered at 9pm was not helping him to study for an English exam... but how are you supposed to hammer quietly? I did try and hammer more considerately, but it seemed more considerate to simply get the project done as fast as possible (I think I took 3 days to complete the structure) given that I didn't know the sleep patterns of everybody within earshot.

So "Mega Shed" as she was affectionately known, appeared at the bottom of my garden in under a week, at a cost of £700. An ordinary week in anybody's life? Well it's hard to judge from an internal point of view, as you can't step out of your own mind and view yourself as others would.

Naturally, friends, colleagues and family are always impressed by a person's industriousness and ingenuity, so I saw no real reason to back off the gas. When the world rewards you for efforts, this reinforces your belief that what you are doing is sustainable.

I then decided to sit in my garden and read a huge stack of books on Quantum Mechanics. This then progressed to me reading every paper that looked interesting in Cornell University's online archives. Naturally, I then started emailling a bunch of the authors, and getting engaged in particularly interesting email based discussions with people around the world about De Broglie's Matter Waves (Pilot Wave theory) which looked a hell of a lot more elegant than all that Standard Model crap that couldn't be unified with General Relativity.

Instead of being discouraged, I found academics to be kind, indulgent and generous with their time. I took things too far, of course, and wrote a paper on the measurement of collapsing Quantum States in an entangled system, spread over a physical space larger than the light-cones of the particles being measured. Standard Quantum Eraser type stuff. I even tried to get it published. Lolz.

At no point did anybody actually directly say to me "you seem to be as mad as a box of frogs on acid with lasers coming out of their nostrils" so I kept digging myself into a deeper and deeper thought hole until I sank into another depression, with no idea what had just happened to me.

The thing is, it's fairly entertaining, enthralling, to watch somebody who is hypomanic. In our age of Big Brother and myriad reality TV shows, we seem to think that it's OK to be a spectator in somebody's spectacular life.

We seem to think it's OK to sit back and watch somebody go absolutely bezerk. It's that person's fault, right? Or maybe it's not their fault, but it's not your responsibility... that would be somebody else? Maybe doctors? Maybe the police? Maybe the council? I don't know... I'm just going to watch - because this is just too horrible to miss a minute of - and I can't tear my eyes away this is just so awful, somebody should do something about it, but not me, and not yet because I'm really getting into this. Brilliant. Who needs TV anyway?

I don't think that I'm not personally responsible for getting unwell, but I don't think that people know how to help, really. I don't think that people are particularly incentivised to help either. We have a very isolated existence. We don't know our neighbours, we don't trust strangers, we ring the police to deal with things that we used to work out between ourselves, we expect our doctors to give us magic beans to cure all society's ills.

So, today is World Mental Health day and World Homeless Day. I can tell you, from personal experience, that mental health issues can lead to homelessness. When I was discharged from hospital after a suicide attempt, I was given 2 weeks accommodation, and I was expected to use that time to arrange my own accommodation. I went to the council offices with a letter from my doctors, explaining that I was extremely vulnerable and that I should receive urgent assistance. The person I spoke to then went on holiday and that was the last I heard of it.

I don't blame the system or the people. People are trying to do the best that they can, but there are so many people in need of assistance, and so little money, because we are fixated on helping the rich to get richer, rather than supporting the most vulnerable members of society. I'm not even angry about it. Living in the Royal Parks and on Hampstead Heath was an eye-opening education for an extremely highly qualified and well educated guy who fell on hard times. If you think I chose to become homeless, then f**k you, you ignoramus.

Yes, I could have sold my camera, but I wanted to document what happened to me and I already sold all my other possessions to support myself. When will you be satisfied? Sell my clothes? Locking me up for being naked will be expensive (June 2014)

Tags: #mentalhealth #bipolar #depression #homeless #sex #banking #career #london #culture

This is a story of the part of Great Britain without a voice...

Our media misrepresents "youths" (young people) just like they misrepresent "refugees", "insurgents", "benefit cheats", "drug addicts", "criminals", "con men" and a whole host of other convenient 'bad guys' that help them to tell stories to sell newspapers, magazines and sell TV and radio advertising slots.

I saw a TV program the other night that was criticising a small business owner for paying somebody cash in hand to work for them. Surely the real story was that this well presented, educated and posh sounding journalist was even able to get a job paying £6.50 an hour without alerting suspicions... that's about the best job that even high-achieving school leavers and graduates can expect to get.

The prospects for young people today are atrocious. There are not enough training contracts and apprenticeships. There are no jobs to gain the valuable experience that will make these bright, energetic, enthusiastic and hard-working people into productive members of the workforce.

The Conservative Government has done what it normally does, which is to make the rich richer and the poor poorer, and I'm pretty angry about that.

The Tories presided over the Big Bang, which resulted in the Yuppies and Loadsamoney generation of the 1980s, but still left big social divides. When the Tories then tried to introduce the Poll Tax, which was a massive tax on the poor, people were outraged.

The Tories have now started to attempt to dismantle the social welfare system, leaving many unemployed, unwell and less abled people, living well below any acceptable standard for a developed Western nation.

Have you actually spoken to people, about how hard it is for them to stretch their budgets? Have you really gotten to know what the daily problems they face are? Have you attempted to live on Jobseekers Allowance, Employment Support Allowance or Disability Living Allowance? Have you filled in the forms? Have you been to assessments, been to the centres, tried to navigate the system? No, I didn't think so.

Many parents have masked the problem, until now, by subsidising their children and grandchildren. This has merely propped up a completely untenable government and lined the pockets of the rich. So much money has been siphoned off into wealthy people's pockets, with little or none of it actually reaching those who work so hard to improve the day-to-day lives of British Citizens.

Do our Nurses feel better off under the Tories? No. Do our Teachers feel better off under the Tories? No. Do our Police feel better off under the Tories? No. Do our Firemen and women feel better off under the Tories? No. Do our Armed Services feel better off (financially) under the Tories? No.

While the Tories have fanned the flames of nationalism and warmongering, and attempted to stoke up a culture of Union Jack and St. George flag waving. This hoodwinks the undeniable erosion of the standard of living of ordinary people living in the UK.

Have the Tories made it any easier for people to buy their first house? No. Have the Tories made it any easier for young people to get their first job? No. Have they increased wages, or reduced rents or generally taken control of the fact that people's debts are spiralling out of control because most young persons' incomes are not sufficient to pay for the basic essentials for an acceptable life.

We are living, for the first time, in a generation where our opportunities, our standard of living is significantly worse than that of our parents and grandparents. Can people afford to get married, buy a house and have kids? No.

If you take away all hope from people, of being able to own their own little piece of the world, to put down some roots, to fall in love, make a baby and raise a family independently... you are robbing people of their self esteem. You are robbing a whole generation of the chance for them to show you just how hard working and intelligent and resourceful they are, in 'legitimate' ways.

The 'austerity' has merely drained the pension pots of our parents, in supporting the children that have been abandoned by a government run by rich old people, for rich old people. These greedy greedy career politicians are so completely out of touch with what is happening in high-rise council flats in Britain's towns and cities. They haven't got a clue what's happening on the huge estates and new housing developments.

The career politician went to private school, lives in taxpayer funded flat in a gentrified enclave of wealth in London, and commutes back to a rich market town or pretty village, where they are surrounded by wealthy people who have bled Britain dry at the expense of the masses. They have never spent any time in the real world.

There are exceptions, on the left and the right, of course, but in general it seems like the strategy of selecting a House of Commons from the most elite group of privately educated toffs who have never had to experience the welfare system first hand, might have something to do with why people are so angry and upset right now.

The problem is, that these people have few routes to being heard in the media and affecting the public opinion of those in power. Politicians are surrounded by an echochamber of similarly minded and educated elite people, who arrived in their positions as journalists, by very much the same route as them.

London really is a place where a politician and a journalist can live in one gentrified street, completely oblivious to the struggles in the social housing on a neighbouring street. Of course, the people in the 'council house' can't afford to shop on the super-expensive streets of London's trendier areas, so the wilful ignorance persists, because the different socioeconomic groups never actually intermingle.

You can't criticise the business owners who are only supplying to demand. It is not the hipster's 'cereal cafe' that is in the wrong, but in fact the whole system that allows such disparity between rich and poor, to exist and grow.

So, the young have ended up being misdirected into disliking the hipsters, just like they were told to hate the yuppies before. Actually, these people are the ones who got lucky or worked hardest. The people we should really be angry with are the ones who are filthy rich and didn't work for it.

I know it looks to many like riding a bike to work and wearing trendy clothes is all there is to the job, but actually, people in startups do at least 5 jobs each (e.g. Designer, Developer, Tester, Marketing and Sales) and tend to work at least double the hours that you would work in a regular job. They also work 6.5 days a week, and are always available on email and social media. They never switch off, because they are so passionate about their businesses. That's why their businesses have succeeded and not just been turned into another bland chain of corporate humdrum grey monotony.

I urge people to find their voice, and make themselves heard in a peaceful, constructive and erudite way. I'm concerned that the media will fan the flames of youth anger, racist ignorance, misguided nationalism, anti-immigration bigotry and everything else I detest about media 'themed reporting' that tends to fixate on a particular narrative that engages people's eyeballs... and therefore their wallets.

We need to remember... the only 'free' press is online, the BBC and the Observer. Everything else is paid for by a greedy rich old person with a political agenda.

I would suggest that people start boycotting newspapers that are paid for by headlines and advertising, and TV news that shows adverts on commercial channels. Start reading opinions from individuals on Twitter who you like and trust. You will also see what's trending, which is far more real than what is being chosen to be pushed by a news desk editor.

Tags: #media #politics #racism #nationalism #gentrification #youth