This is a story about fucking up your life...

I am cooking pulled pork. The recipe called for the pork to be put in an ovenproof glass dish. By chance, I bought an ovenproof glass dish two days ago. I bought it because it was perfect for chopping lines of supercrack and not losing any of the precious powder when in a messed-up state.

Sometime before dawn on Friday I was thinking about ending my life. I had bought razor blades at the same time as I bought the ovenproof glass dish. I bought the razor blades so I could chop lines of supercrack. I did not buy the razor blades so I could sever veins and the radial arteries in my arms. I did not buy the razor blades so I could sever my carotid arteries and jugular veins in my neck. However, I was motivated to do so.

I've papered over my bedroom windows to stop perverts from peeping in. I couldn't tell how light it was outside, although I knew dawn had broken. My perception of time was completely warped, but it was so quiet that I assumed that it was earlier than 9am, because otherwise I'd have heard lots of noise of people getting ready for work and school.

I checked the time. It was 1:24pm.

I was supposed to be on a video conference at 9:45am.

Fuck.

I messaged a guy in my team and told him I was so sick that I hadn't been able to contact him until then, which was technically true. What I didn't tell him was that I'd been fucked up on supercrack and I was convinced that my life was ruined and I might as well kill myself.

I was convinced that my life was so ruined that I'd never be able to fix everything.

I was convinced that I'd messed up my job and I was going to lose it.

I was convinced that I'd messed up my accommodation and I was going to be made homeless.

I was convinced that all my hopes of becoming debt free, and eventually wealthy, were destroyed.

Strangely, I'd spent most of the 18 hours up to this point thinking about how to make the software at work more efficient, as well as designing in my head a system to improve internet security which could be adopted as a new standard. You'd have thought that these things were just useless insanity, utter nonsense and gibberish.

I took a shower.

I suddenly felt a lot better.

I opened up my laptop and I rewrote 5,000 lines of code, reducing the system to just 500 lines. I ran the tests. My code did exactly the same job as the old code, except it was 1,000% more efficient. I couldn't quite believe that I'd managed to do my job, and do my job really well, when I was supposed to be sick.

It was 5 o'clock and time to stop work for the day, although I'd only worked half the day.

Then, I started developing my idea for improving internet security. I was fairly convinced that I was going to discover that I'd completely overlooked an important loophole when I actually applied formal computer science to the problem. I was certain that sooner or later, I'd spot an obvious mistake in the messed-up thinking I'd had at 3am, while high on supercrack.

At 11pm the academic paper I'd written - which specified the system protocol and addressed any security concerns - was finished. I'd checked and double-checked it. It was watertight. I listed every assumption. I attacked it from every angle. Every niggling doubt was comprehensively addressed. I knew my theory's strengths as well as its weaknesses. It was, without being too big-headed, a brilliant piece of work.

Instead of feeling like I've had a relapse and everything is ruined, so I might as well let myself descend back into the depths of hell, I feel like I learned something. All of the anticipated reward from drug taking turned out to be a big disappointment. All of the anticipated paranoia and feeling like I'm about to die and life is shit - i.e. all of the negative feelings - were present, reminding me that drug addiction is hell, and the so-called 'high' isn't worth the side effects and comedown.

My life is shit in many ways. I'm socially isolated, financially distressed and trapped in the rat race, lest I end up destitute. I'm forced to do things I don't want to do, go places I don't want to go to; my time and my freedom are owned by somebody else. I can't do what I want. My life is miserable. However, the stuff I fucked up with my relapse, such as making a mess of my bedroom, destabilising my mental health, risking my job, neglecting relationships, exhausting myself and generally playing with fire, is something which will clearly only get worse and worse if I were to continue taking drugs. I was reminded of my first novel, where I wrote about a character who took the pursuit of drug addiction to its ultimate conclusion. I was reminded of the drug-addict fantasy which inspired my first novel: to have an unlimited supply of drugs and to escape the tyranny of wage slavery, rent, bills and bullshit McJobs. I was reminded where it leads, which I already explored at length in my first novel. I explored that course of action in fiction so that I never had to reach rock bottom myself. My novel saved my life.

So, I'm currently cooking pulled pork in my apartment. The rent and bills are paid. There's money in the bank. I still have my job.

I'm cooking pulled pork in the dish which I bought to take drugs with.

I had the opportunity to order more supercrack on Friday morning, which would have been delivered today. If I had ordered more I wouldn't be writing this. Instead, I would be fucking myself up and fucking up more of the things around me. I already fucked up my MacBook Pro for the 3rd time, but thankfully it's not too badly fucked up, and the part that's fucked up is covered by warranty anyway. I have another MacBook Pro, which I'm trying to coax back into life, but it's fucked up from the last time I didn't stop my supercrack binge before things got fucked up. The sum total I've spent on MacBooks which I've fucked up on supercrack is about £6,000. I took an ice bath with my Apple Watch then dropped my iPhone in the bath, because I was trying to deal with malignant hyperthermia as a result of supercrack overdose, which cost me another £900. The total amount I've spent on supercrack in my lifetime is about £500 and most of that got flushed down the toilet. I bought 10 grams of supercrack last year for £150, which was enough to get high every day for 1 year and 10 months, although I'd obviously die before I got chance to use it all.

My priorities are the same as any ordinary person. I want a job, a home, friends, a partner, a pet. I want to earn more than my modest monthly expenditure, excluding the £10 a month I spend on supercrack, on average. If I have surplus cash I don't spend it on supercrack. I buy supercrack because all the things I need are so far out of reach. For example: I have time off work booked for 3 weeks time, but I don't have anybody to go on holiday with, and I need to plan, book and pay for a holiday, which is difficult when I'm very deep in debt.

The so-called 'choice' to relapse into addiction is not a choice at all. The only choice is the choice to kill myself. I could kill myself quickly with poison or overdose, electrocution, hanging or ligature, blood loss, falling from a great height, suffocation, asphyxiation or self-immolation. The hope that addiction holds is of hedonistic pleasure, before heart failure or respiratory arrest. Every heroin addict has a little bit of hope that they'll 'go over' and die every time they depress the plunger of the syringe. Every coke or meth addict hopes that their heart will explode at the very moment they orgasm in the ecstatic throes of drug-fuelled sex.

Every addiction is held firmly in place, not by the power of the chemicals involved, but because there are no realistic better options. What heroin addict is going to suffer the agony of withdrawal, the misery of losing the only thing in their life which brings them any pleasure, to work a minimum-wage zero-hours contract McJob and be stripped of their dignity and cursed to spend all their hard-earned cash on a dirty, mouldy, flea and bed-bug infested shithole, 2 hours bus ride away from work, leaving them so little money that they have to go begging to a food bank just to be able to eat.

Theoretically I can earn a gross income of £151,200, which is why I'm alive and in reasonably good health. I've been through years of addiction, alcoholism, mental health problems, hospitalisations for major medical emergencies, homelessness and of no fixed abode, divorce, psych wards and being sectioned, losing hundreds of thousands of pounds, losing friends, having to give my cat to my parents for safe keeping, becoming estranged from my family, moving house many times, moving around the country, sleeping rough, detox, rehab, the shame of former work colleagues finding out my secrets and gossiping about me, reputational damage, suicide attempts, having to sell my house, having to quit as CEO of my own company, the guilt of not giving my investors a good return on their investment, the unpaid debt I owe to my guardian angel, being arrested X times and locked up X times, being cautioned by the police X times, being on bail pending investigation, being interviewed by the police, being assessed by innumberable psychiatrists and prescribed myriad psychiatric medications, and ultimately having taken heaps of dangerous drugs and medications at dangerous dosages and in dangerous combinations. How many people could go through those experiences and not lose their mind entirely, finding themselves institutionalised and permanently excluded from society?

The reason why I'm alive and functional is because theoretically I can earn a gross income of £151,200. In practice it means that if I manage to work for 5 or 6 weeks a year, I'm a hell of a lot better off than 99.999% of the people who struggle with mental health problems, substance abuse problems and debt.

"Money doesn't make you happy" is a lie. Money sure as shit helps you deal with a multitude of problems.

Just like an investment bank, when shit goes wrong I double down. If a bet goes against me, I make the exactly same bet again, but I double the stake. Just like an investment bank, I'm able to borrow as much as I want so I can beat the players who aren't able to continue to play when the stakes become too high. I use my wealth to bully life into giving me what I want, instead of allowing myself to be bullied out of the poker game by the high-rollers.

The only game in life I can't win at is drugs. It doesn't matter how rich you are, if it's you against the drugs you're always going to lose. There's no winning in addiction. Not losing is the best you can hope for with addiction. To not lose in the game of addiction is a rare success, which requires extreme wealth. Even the very wealthy - like Kurt Cobain and Amy Winehouse - found that their idea of nirvana (sic.) was not all it was cracked (sic.) up to be. Kurt Cobain said once in a private video that he wanted to get rich so he didn't have to work and could get high on smack every day. He got so rich he could have retired and gotten high for the rest of his life, so why did he kill himself? Writing a novel allowed me to live that life - in a fictional world - to find out what would've happened to me. I wrote that book so I didn't have to experience what happened to my fictional central protagonist in real life. What happened to my fictional character could very easily have been me. I know where I was headed.

Presently, I'm very frustrated that I must spend my time creating software - or fixing other people's software - but it's churlish to complain when I'm fortunate enough to have a skill which means that even a homeless junkie alcoholic with mental health problems who's known to the police, is highly sought-after by organisations, who gladly pay relatively obscene amounts of money for the work that I can do, even when utterly fucked-up by drink and drugs. While Sports Direct employees are sacked for taking toilet breaks, I've literally gone AWOL on a week-long drug binges, been taken to hospital by the police and later been welcomed back to work, despite being a gibbering wreck on a massive comedown. This is not arrogance I promise you. I don't expect to receive special treatment. I don't expect my so-called 'misbehaviour' to be excused. I don't feel entitled to be able to treat my good fortune with such apparent contempt.

The day I start taking things for granted will be the day my world falls apart and my good fortune disappears. People's compassion, forgiveness and the benefit of the doubt will no longer be given to me if I expect to get away with taking the piss. If I anticipate escaping the consequences of my actions forever, then they'll lock me up and throw away the key.

I'm very angry and bitter about my ruined childhood, the abuse perpetrated against me by my ex-wife and being taken advantage of by a handful of greedy and immoral people, all of whol completely lack a conscience. However, I am able to remind myself that there's no value in analysing the chain of responsibility, tracing it back to those who are ultimately to blame: the horrible people of bad character who feel no guilt for the misery and suffering they cause, who feel no obligation to pay compensation for the damage they've done; feel no remorse for the pain of their victims. Even with the full force of the law behind me, those slippery vermin will always weasel out of paying the fair price for their antisocial, criminal, abusive, negligent, selfish and downright cuntish behaviour. My personal life strategy is to be so good at what I do and work so hard, that those scummy rats are left scurrying around in the slurry-filled sewers, enviously fuming about my privileged and fortunate life. When at long last they're on their deathbed, their guilty conscience will torment them and they'll be filled with regret for the misery and suffering they caused. Their dying days will be filled with fear and distress, which they deserve every single second of. Cunts.

My life is not fucked up. I did take a chance and nearly fucked up my life. I was lucky that I haven't suffered any worst-case consequences. I can't take my good fortune for granted. I am feeling grateful that things haven't ended as badly as they could have done and I am reminding myself that I was lucky not smart. I am reminding myself that there are substantial negative consequences, which far outweigh the euphoria I was seeking. Ironically, of course, I didn't even get any euphoria I was looking for. I just got paranoia, sleep deprivation, damage to my work reputation, destabilised mental health, a broken laptop and a messed up bedroom... all of which I predicted in advance.

I do have an oven-proof dish though. The pulled pork was delicious.

Tags: #addiction #drugs #recovery #relapse #supercrack

This is a story about shame...

The holes in my wall tell a story. I picked up a massive wardrobe and moved it to block the entrance to my bedroom in an attempt to barricade myself in, because I wanted privacy so badly; I so desperately wanted the certainty of knowing that nobody would barge in on me unexpectedly. In fact, I spent the best part of two days and nights without sleep, attempting to secure my bedroom against would-be perverts hoping to barge in and catch a glimpse of me in my nest of shame.

Obviously, it's somewhat of a self-fulfilling prophecy. When somebody spends a couple of days dismantling beds, bookcases, chests of drawers and heaving heavy pieces of furniture into their barricade, it's pretty noisy and the work is exhausting. As a person gets more physically tired and sleep deprived, they gey clumsy and they make mistakes, such as toppling a massive heavy thing with sharp corners into a wall, gouging out plaster and leaving an ugly hole.

My body is covered with battle scars from my efforts to keep my shame private. I have an enormous scar on my left calf and another one on my right thigh. I have a broken nose from where I was balancing a piece of furniture above my head in an attempt to cover a window.

My paranoia stems from my childhood, when I was constantly bullied, at home and at school. Nobody respected my privacy or my right to live a dignified life. My paranoia stems from an abusive relationship, where I was punched in the face, screamed at and generally verbally abused, and regularly had to put a door in-between my ex and I, which she would spend hours aggressively kicking while I was trapped in a room with no toilet, food drink, or exit other than to face the violent abusive woman on the other side of the door. My paranoia stems from not having a space of my own where I can lock the door and feel confident that I'm the only one with the key; feeling like I have no right to privacy and that I can expect somebody to barge in at any moment. Being a guest in somebody's home is not the same as having your own safe space. Being a prisoner in your own home is truly traumatic.

I built myself a summerhouse in 2009 and then insulated and carpeted it in 2013. I finally had my own miniature house with a front door I could lock, although it had no running water or toilet. I improvised a water supply using the garden hose and locked myself in there until my ex-wife moved out. I would have starved to death if she hadn't, but I didn't care... I wanted to escape from that abusive relationship.

I could have had a clean break, but my ex-wife put me through hell with the divorce. I arranged a quick and easy house sale, which would have allowed us both to get on with our lives, but she sabotaged me at every opportunity. She ruined my chance of escape and recovery. She sabotaged my efforts to rebuild my life.

London is not a good place to be sick and poor.

London is not a good place to be paranoid.

London is not private.

However, at least London is anonymous. I completely lost my mind on the streets of London and nobody paid me the blindest bit of attention. Nobody would remember my face. I'm never going to see anybody who remembers me when I was insane, penniless, homeless, destitute and in a very shameful sorry state indeed. London was the perfect place to recover from the trauma, without getting paranoid about my neighbours witnessing what should be a private affair.

Privacy is important when you're struggling. Privacy is important when your life is filled with shame.

Invasion of privacy sows the seeds of paranoia, leading to psychosis and schizophrenia. Human interest is a powerful force, which is the reason why fly-on-the wall documentaries and reality TV shows are so enthralling, and why we love to read people's blogs, diaries and journals. It's impossible to tear your eyes away from the spectacle of somebody struggling. People will line up like it's a fucking spectator sport, watching somebody suffer and not doing the slightest thing to intervene or otherwise fucking off and minding their own business. People know when they're being watched. Knowing that you're being watched makes everything a million times worse. "Why don't they do something or just fuck off?" you think to yourself, and soon it's all you can think about; the audience is spellbound and they'll literally spend hours watching and talking amongst themselves: "ooh it's awful isn't it?" and "yes I know. it's been going on for ages" ... but they never get bored.

I've recovered a remarkable amount since those dark days of 2013/4. In fact, I've made a miraculous recovery, but it's very far from complete.

I've gone from owning my own home and a summerhouse, to now renting an apartment. I've gone from financial security to mountainous debts. I've gone from having every right to privacy, to the situation where I have to show my bank statements to letting agents and allow my landlord to come into my home. Instead of being my own boss, I have to submit myself to security vetting and allow people to pore over the details of my private life. I've been poked, prodded and generally put into a goldfish bowl to be gawped at by numerous doctors, consultants, psychiatrists, social workers and a whole heap of wannabe amateur psychiatrists, who think they've got me all figured out, but who fail to recognise that it's grossly insulting and patronising for them to take a lazy glance and think they know me.

Things are very difficult.

I've had so many years and months of shame and swallowing my pride, and it fucking sucks.

I've had so many people judge me who I really didn't invite to pass judgement, and who really have no place, prying into my private affairs. I'm doing a good job of living a normal life within society's rules. I don't deserve to have people sitting in judgement of who I am, what I am, and whether my thoughts, feelings, actions, intentions, character and other attributes of me and my personality, are somehow acceptable to the self-appointed nosy busybodies.

Where is my space where I can feel safe? Where can I be free from the tyranny of the judgement of puffed-up pompous twats who think they know best and they have a right to barge in on me in my private shame; to embarrass me.

That's why I work so damn hard. I'm trying to earn enough to buy a place which is mine and nobody has the right to come barging into. I'm trying to get my little slice of privacy and free myself of the tyranny of having to kowtow to other people's judgement... most often other people's inferior judgement.

Please, give me some space. Have I not always used it wisely? Have I not proven myself to be very capable of doing amazing things, when given the space; the trust?

I have my shame, which I'm attempting to de-fuse by making everything about myself as public as possible, but it's a slow process. I feel like I'm only halfway there.

I have my flaws. I have things I want to keep private.

I need dignity.

Tags: #privacy #paranoia #divorce #house #debt #apartment #injury #hospital #london

This is a story about maintaining equilibrium...

I started the year £52,000 in debt, with no home and no car. I started the year addicted to painkillers and sleeping pills. I started the year in a very dire situation. The odds were stacked against me.

I managed to quit those addictive medications. I managed to avoid bankruptcy. I managed to rent a place to live. I managed to buy a car. I managed to earn and save enough money to repay half my debt.

That's right. I'm halfway there.

In actual fact, I'm being a bit premature. My total outstanding debt is £43,250 and I've managed to save up £23,400, which is more than 50% but I haven't actually made a substantial repayment yet, because I'm terribly afraid that I'm going to get sick. I'm on the brink of having a nervous breakdown. It's been unbelievably stressful and exhausting to get to this point.

Did I mention that I quit addictive painkillers and sleeping pills?

A little over a year ago I was physically addicted to vast quantities of Valium and Xanax, as well as everything else.

How the hell does a homeless, bankrupt, drug addict, with mountainous debts, go from being sectioned in a secure psych ward, to being able to repay nearly £25k of debts as well as renting a house, buying a car and holding down a good job?

Compensation.

To compensate for the horrific withdrawal of all those medications, which caused massive problems with anxiety and insomnia, it has been necessary for me to compensate. To compensate for the stress and the misery of being flat broke and having the threat of bankruptcy, homelessness and destitution hanging over me; the stress of having to work really hard to service debts and save up money to get back in the black - that's required me to compensate.

I've been compensating for the horrendous things going on in my personal life; the incredible stress.

I've compensated by over-eating and drinking too much.

The stress has been off the fucking charts.

My drinking has been out of control.

I've put on weight.

If you think I should eat less, eat healthy, exercise more and generally look after myself, I ask you to re-consider what I just told you. Somehow I've managed to quit 5 physically addictive medications, move house twice, service debts of over £50k, save up £24k, work 3 jobs, please my clients, zoom all over the fucking country and generally live a miserable austere life with no reward for my efforts.

My mealtimes and my alcoholism are all I've got to live for at the moment. Getting fat, unfit and destroying my health with alcohol isn't my idea of a great way to live - it's a reaction to my extreme circumstances, and the horrible suffering associated with the stress of being massively indebted, skint, insecure and withdrawing from very addictive medications.

A lot of people aren't able to tolerate the horribleness of the anxiety, the insomnia and generally feeling like you're going to die, when you stop taking medications like Valium and Xanax. A lot of people will be hooked for life on their antidepressants, sleeping pills, tranquillisers, sedatives, painkillers and other such medications, because they can't stand the withdrawal.

A lot of people are destroyed by their debts. So many suicides are precipitated by financial problems. When you're deep in a debt hole and bankruptcy seems to be like the only option, that's a life-ruining thing to happen, because a bankruptcy is a black mark against your name for the rest of your life. Try renting a place to live as a bankrupt. Try getting a good job as a bankrupt. Try living any kind of life in this modern debt-driven society as a bankrupt.

My way of compensating for the difficulties in my life has been to comfort eat and get drunk.

I hate it.

I'm getting fat and unfit. I'm destroying my health.

It's a race against time.

I need to clear my debts before my unhealthy eating and abusive drinking kills me.

Don't tell me to eat healthy, eat less, drink less, exercise and otherwise make my life any more fucking miserable than it already is. I know what I'm doing to myself and I know what I'd do if I wasn't under such extreme pressure and stress; so distressed and living a life of such abject misery. I'm taking a very calculated but extreme risk, to escape from the trap - the trap of debt, the trap of addiction, the trap of homelessness, the trap of poverty, the trap of mental health problems, the trap of misery and hopelessness.

That I've managed to almost escape so much that threatened to destroy me, is remarkable. The only way I've managed to achieve it is by compensating with over-eating and drinking too much. My health is getting fucked up. My appearance is getting fucked up. I hate everything about my life, but I'm halfway to freedom.

I did intend on writing this once I've finally managed to make a great big £24,000 downpayment on my debts, bringing things down to an amount I can pay back in 3 or 4 months, which seems much more achievable.

I've achieved the fucking impossible.

I had to write this now, because I can't hold on much longer. Every week is unbearable, but every week inches me a little closer to freedom.

Getting to the end of September will be a huge milestone.

October I need to take some well-earned and very overdue rest.

November and December I need to make sure I stay sane and healthy and keep my job.

2019 is potentially the year I turn my whole life around.

Still so far to go.

It fucking sucks.

But there is a glimmer of light at the end of the tunnel.

Tags: #debt #homeless #capitalism #banking #suicide #addiction #medication

This is a story about the worst of all worlds...

"I'm sorry but this bonus won't be the megabucks you were expecting from your first job in the City of London" my boss said to me. I was 22 years old and I was glad to have a secure job with an old fashioned investment bank - we'd just been through the dot com crash and 9/11. When I was a younger man I erred on the side of caution. I had decided to quit doing IT consultancy and take a permanent job when I was 21 years old, because I could see the storm clouds brewing on the horizon. I sold out.

The first couple of years of my full-time career were extremely frustrating. The speed that things got done at British Aerospace and the Ministry of Defence was painfully slow. I was already a very competent computer programmer before I started on a graduate training program as a junior programmer, so I'd already mastered the art of software development. There was very little to learn and my colleagues were intent on asserting their authority even if they were lacking any god-given talents - they were mostly insecure know-nothing fuckwits; bitter old men who spent most of their time energy trying to foil and thwart me because I was young.

I then spent a year working for a startup before I went into IT consultancy, doing software development as a contractor. Those were exciting times where I learned a lot. However, I was still bored and quite unchallenged a lot of the time.

The problem is that all software is essentially identical to a programmer. It doesn't matter if you're writing a computer game or torpedo guidance software for nuclear submarines... it's all the same damn code. In fact, the best code a programmer is ever going to write is a computer game, because games programmers have to take advantage of the power of a computer to its maximum: sound, graphics and high-performance code which provides an audiovisual entertainment spectacle - a lot harder than anything else that a computer programmer can do.

I'm a polyglot.

That is to say I code in zillions of computer programming languages.

But.

They're all the fucking same.

All computer code compiles down to machine code ultimately, so whatever programming language you choose is just personal preference. There's no point getting hung up about which particular language you have a fetish for, because they're all the same under the hood. It all ends up as the same CPU instructions, at the end of the day.

So.

I decided to quit the rat race. I decided that I needed to get away from the profession which I'd already mastered long before I started my first full-time job.

But the money.

So. Much. Money.

I was earning £470/day when I was 20 years old. I was working in Canary Wharf for Lloyds TSB. The money was transforming my whole identity and life prospects; my opportunities. I had won a golden ticket which admitted me to a socioeconomic group reserved for kids who went to private school and were otherwise bankrolled by their rich families. I'd smashed through the glass ceiling and broken into a world which I shouldn't have been permitted to enter.

Soon, skiing holidays and yachts. Soon, posh restaurants, taxis, fine wines and other accoutrements of the monied set, meant that I was wearing golden handcuffs. How could I give up this lifestyle?

I hated capitalism; banking.

I can't believe how much I hated both enterprise software development AND the financial services industry. I buried my head in books about economic theory and the way the global financial markets operate, and the deeper I dug the more horrified I became by the whole charade. I couldn't believe that the film It's a Good Life portrayed a bank as a benign entity -- lending out a grandmother's life savings so that a sweet little young couple with a baby could afford to buy a house -- when nothing could be further from the truth. Everything I saw was bullshit built on top of bullshit. Plus, I was bored. By then I was a senior analyst/programmer, but I hardly did any analysis or programming - we were just fat lazy capitalist bankers.

Still I carried on, because the money was so good.

I became involved with JPMorgan and the Depository Trust and Clearing Corporation (DTCC) and we processed over a quadrillion dollars worth of credit default swaps a year. 1% of a quadrillion is 10 trillion. So, if an investment bank loses a million dollars, that's only 0.0000001%, which is what we call a rounding error. The numbers boggle the mind.

I live my life by the numbers, despite the fact that it's not much of a life at all.

I earn something like 2.14 pence per second, which means that watching the pennies is a laughable idea. I'd literally lose money if I stopped to pick up a penny.

It's miserable.

It doesn't feel good.

It's inhuman.

At least I'm no longer propping up and assisting some of the main players in the great global con which is capitalism and investment banking, but I'm not very far from ground zero. I'm still pretty close to the feeding trough.

I have no idea what I'm doing, why, who it benefits, how I'd explain what I do to anybody, how I'd justify my existence on judgement day or how I'm able to look myself in the eye and feel good about myself. I don't feel good about myself. I feel like a sellout.

While others live authentic and fulfilling lives where they follow their dreams and pursue their academic fetishes or otherwise find work which is compatible with their identity and personality, I've been a mercenary for as long as I can remember. During my whole upbringing I was taught to value money ahead of everything else and to prioritise my earnings instead of my enjoyment of life, or any consideration of moral and ethical questions. My parents always put drugs and money as their number one prioriries - fuck children, friends, family and other things like that, so I suppose I've followed in their footsteps.

The net result is this unfulfilling and frankly awful life, where I have no identity or set of beliefs which define me. I just do a job for whoever is going to pay me the most, but I don't know why. All I know is that I learned to do this thing - computer programming - when I was a child and now it's both the source of an obscene income, but also seems to be at the root of all evil - banking and capitalism could not survive without data, computers, software and the polyglot mercenaries like me who help them to ride roughshod over humanity.

I keep telling myself: I only need to earn X amount and then I can quit the rat race and go and do something good; something meaningful; something rewarding. That day never comes.

Tags: #banking #capitalism #career

This is a story about the money multiplier...

Let us imagine for a moment that I manage to obtain a banking license and start a brand new bank, but I don't have any money. In this hypothetical example you want to buy a house valued at £100,000 - for the sake of easy maths - and you have a £10,000 deposit. Further, let us imagine that there are lots of people who would be glad to take out personal loans, overdrafts, credit cards and other kinds of borrowing, and pay high rates of interest. Let us set the central bank lending rate at 0.5%, the mortgage rate at 5% and the unsecured lending rate at 20%. With me so far?

What I seek to prove to you is how capitalism is rigged so that those who control the money in the economy - the bankers and other capitalists - can make as much money as they want and not work at all, while the rest of us pay double. We pay with everything we earn and we pay again because we pay with our time and labour, which all ends up in the pockets of the capitalists.

Here's how it works.

You go to your bank with your £10,000 deposit. You give the bank your hard-earned cash.

Then, here comes the magic trick.

Your £10,000 is a liability on the bank's balance sheet. That is to say, if you were to deposit £10,000 the bank would be liable to pay you back as and when you demanded to have your money. However, the banks can do a little trick to turn a liability into an asset: It's called the money multiplier.

Banks only need to keep about 5% - or less - of the money that's deposited with them. So the bank can lend out £9,500 of your £10,000.

Then what happens?

Well, that £9,500 comes back into the bank in the form of a deposit. Let's say that our bank is paying a very generous 0.25% interest on their deposits. So, the bank has a £10,000 liability on one side of its balance sheet and a £9,500 asset - in the form of a loan - on the other side of its balance sheet, plus £500 in its reserve account. The loan brings in interest of 20% and the deposit attracts interest at 0.25%. The net monthly income for the bank is therefore £158.33 and the net monthly cost of interest payments is £19.79, yielding a very healthy £138.54 of profit every month for doing nothing.

So that's almost £140 profit every single month - £1,662 per annum - for doing absolutely nothing! But the best part is that it doesn't end there.

Because the bank now has a deposit of £9,500 it can now lend 95% of that. The bank can lend £9,025, making sure it keeps 5% in its reserves. The bank then has assets of £18,525, liabilities of £19,500 and reserves of £975. Somehow £18,525 has appeared out of nowhere.

The two loans yield £3,705 a year, while the deposits only attract interest of £463, giving a net annual profit of £3,242.

Three thousand quid a year for doing nothing!!

Yes.

That's right.

But it doesn't end there.

The bank keeps on lending money that it doesn't have.

A loan of £8,574, a loan of £8,145, a loan of £7,737, a loan of £7,351, a loan of £6,983... and so on.

Eventually, the bank has made loans of nearly £190,000 from an initial deposit of only £10,000. The bank also has deposits of almost £200,000, but these attract very little interest. The annual interest payable on the loans is £38,000 and the interest payable on the deposits is only £5,000, so the bank has an annual profit of £33,000 for doing nothing.

Now what?

Well that person still wants to buy that house so the bank is going to need some money. Where's it going to get the money? Well, no problem - it will borrow it from the central bank.

The central bank will want some collateral as security against the loan, but that's no problem because the bank has assets of almost £190,000 worth of loans bringing in £38,000 of anuual income, so it's clearly a creditworthy institution. The central bank is happy to lend the bank £90,000 at interest of 0.5%. The bank can then use that money to buy the house, which it adds to its balance sheet as an asset.

Now the bank owns a loan book of £190,000 worth of loans, cash reserves of almost £10,000 and a house valued at £100,000. It's very important to note that the person who wanted to buy the house does not own the house - it's the bank's property!

The bank now signs a mortgage contract with the house buyer for 25 years at 5% annual interest for a loan of £90,000. This loan will yield £4,500 per annum in interest payments for the bank, but it only costs the bank £450 a year in interest which it has to pay to the central bank, netting it a profit of £4,050 per annum, in addition to the £33,000 of other profit it makes from its loan book.

Now the bank is making a total annual profit of £37,050 and they are doing nothing.

Nothing.

Meanwhile, the person who bought the house needs to earn at least £6,312 a year to pay their mortgage. The person who bought the house no longer has the £10,000 they saved up. The person who bought the house has not only handed over their savings and committed themselves to having to pay a large amount of money every month... now they have to go and get a job from the capitalists or else they're going to be homeless! Remember, the bank owns the house, not the person who pays the mortgage - the witless idiot is now enslaved by capitalism.

Also, there are more than 100 people who took out loans, credit cards, overdrafts, store cards and other forms of unsecured personal debt, who now have to work hard to pay off the loans at 20% interest. People have become indebted by an additional £190,000 because one person wanted to buy a house, but they didn't realise they were going to get conned along with the rest of working-class society.

The magic trick that gets used by the banks is called fractional-reserve banking, which it allows a very small group of capitalists who have a banking license to economically enslave the whole of society in debt-based indentured servitude.

When loans are necessary to purchase basic survival needs - such as shelter - then there's no other word for it except for slavery. Shelter is not a luxury. Shelter is not an optional nice-to-have.

Insecurity about our shelter drives us into the open arms of the exploitative capitalists, who benefit doubly, because they earn money from us in the form of interest on loans and mortgages, and they have us right where they want us as an insecure workforce who desperately need to keep our regular income lest we be evicted and have our homes repossessed. The workers own nothing and the capitalists own everything. The rentier class have all of the wealth and do none of the work. Capitalism is the greatest crime ever perpetrated on humanity.

I hope you've been able to follow along the basic maths, and you can see how rigged the game is. It's quite simple to explain this horrific scam.

Tags: #capitalism #banking

This is a story about working during the summer...

My drive to work this morning was dreadful, despite leaving at the crack of dawn. The roads are clogged again as the little darling children get taxied to school in gigantic 4x4s. There's a notable change in attitude of people now that the new term has started. My colleagues are much more in work mode than holiday mode. The mood is very different.

This summer has been the 4th consecutive year where I've had to work and not take any holiday.

To be honest, I'm really glad the school holidays are over.

I want to visit some friends in Prague, but I didn't want to travel during August, because the airports would have been rammed with holidaymakers. I want to visit friends in Ireland, but it makes more sense to wait until the madness of the school holidays is done and dusted. August is a dreadful month to travel anywhere and do anything, because everywhere's teeming with tourists.

I'm utterly exhausted, but at least I have a huge advantage compared with previous years. 2016 was relatively settled and I had been earning good money for several months. I had a very good chance of getting back on my feet in 2016, but the project I was working on was terminated unexpectedly early. In 2015 and 2017 I had the stress, exhaustion and financial pressures associated with moving house. In 2015 I had to pay thousands and thousands in rent, deposit and letting agent fees. In 2017 I had to put all my stuff into storage and move to Manchester. At least all I have to do this year is keep up my well-established routine.

Seemingly "little" things can have an enormously draining and exhausting effect, because they're very stressful. Travelling back and forth from Wales to London and staying in lots of different AirBnBs took a lot of time, planning, money and energy, at a time when I had very little spare cash. Not having my own place - an oasis of calm - to return to after a week working in the City meant that I was constantly uneasy and unsettled. The demands of being a guest in somebody's home shouldn't be underestimated, if you're similar to me in that you feel like you need to live small, neat, tidy and provide some 'value' to your hosts. It's very different being in your own home, versus being a guest in an AirBnB or sofa-surfing with friends, even if you have 'your own' room.

I've tried to engineer my life to give myself the greatest chance of success. I stay in the same hotel every week and I have an identical room. I eat in the same gastropub. I wear the same shirts on the same days. I pack the same things in my bag. There's a system and a routine which makes things less stressful and unsettling. I still don't sleep as well as I would in my own bed, because of the unpredictable noises of other guests, although I'm very glad that the hotel is of high enough quality that loud snorers - and there are so many - are not audible enough to make sleep impossible, through the sound-insulated walls. I've chosen a hotel which mostly accommodates business travellers like me, so I don't have the din of a family of 5 all cramped into one room, opening and closing the door and shouting in the corridor for hours every morning and evening.

I'm not one of your "children should be seen and not heard" miserable mean-spirited people, but I have little time and patience for the imposition of other people's lifestyle choices which negatively impact me. I don't mind kids in restaurants and bars. However, I've made a very conscious effort to carefully plan parenthood, so it's not fair that I should have my beauty sleep impacted as if I was simply one of the herd of rutting beasts, mindlessly spawning brats into the overcrowded world.

Most employed people think that the unemployed should get jobs, simply because they have to get up early and go to work, so they can't abide anybody who's not suffering the same miserable slog of the rat race. Perhaps it's like that with me and the holidays - I'm upset that I've had to work all summer without a holiday, so I somewhat begrudge people who've had lots of time off during July and August. Maybe I'm more bitter and resentful than I'm fully aware of.

I'm not going to dwell on my sense of being hard-done-by, because I'm starting to get myself into a position where I have enough financial security and employment security, as well as the freedom of being unencumbered by children, to be able to do pretty much whatever I want. I'm starting to regain my wealth, which means soon I'll be able to have some very luxurious holidays, I hope.

It helps having my colleagues in more of a work-mode. The attitude change is important. I need to be busy. I can't stand being bored.

It's very cool that I've made it to this point and my life is much more stable and secure than it's been in the past, and commensurately my mental health is much improved. Even in 2016 - which I think of as a good year - I was desperately suicidally depressed and struggling a lot more, I think.

I've definitely managed to get myself out of the danger zone yet again, which I'm very good at doing, but my luck usually runs out and I'm quickly plunged back into the red. At least I have critical pieces of the puzzle in place this year - car, apartment, job, cash - and I've got my routine well established. Provided I can keep turning the pedals then I should be able to cement my position. That I was able to withstand an almost disastrous May and June with little lasting ill effects, was a really good test and proof that my recovery is starting to be a little more resilient to life's slings and arrows.

I feel like I'm almost on a level playing field with my peers now - the fun and frolics of the summer are behind them and we all have months of miserable hard work stretching ahead of us. It feels better to be "in it together" rather than jealous of my colleagues jetting off on their holidays. In fact, I even have a slight advantage because I can take my holidays whenever I want - I'm not bound to the school holidays.

It might seem like schadenfreude but I don't care.

Tags: #holiday

This is a story about late capitalism...

Having been part of the JPMorgan team who built a system to process more than a quadrillion dollars of credit default swaps per annum, and also the system to find out who was holding the pass-the-parcel when the music stopped, only to discover it was full of dog shit, I feel pretty responsible for the credit crunch and financial crisis, which has plunged us into a global recession many times worse than the Great Depression of the 1930s. I'm pretty disillusioned with capitalism.

I've had front-row seats for most of the insanity of the past 25 years - dot com, Y2K, 9/11, credit crunch, financial crisis of 2007/8, Bitcoin etc. etc. - and I was a fully paid-up subscribing member of the 2% profiting handsomely from others' misfortune with my snout deep in the trough.

By 2008 I was sickened by the way I'd turned a blind eye and ignored my moral compass, because I enjoyed the wealth and privilege. I was able to buy a house, a yacht, a speedboat, sportscars and go on enough luxury holidays to help me set aside my misgivings about what the investment banks were doing to the global economy, by creating fabricated securities such as derivatives, which were somehow valued at a vastly greater sum of money than the aggregate value of all the precious metals, gems, land, property, cattle, food, commodities, industrial plant, machinery, companies and cash that exists on the whole planet. I was shackled with golden handcuffs - who in their right mind would give up their trophy wife and pull their kids out of private school, to slum it with the hoi polloi?

I decided that I was sickened by the bullshit synthetic world of digital securities and digital bank balances, and the global computer network with all its software and data, which actually doesn't create anything real or tangible. It seemed like the infamous tulip speculation bubble in the Netherlands during the 1600s. It seemed like utter insanity to place so much importance on a bunch of binary ones and zeros which exist nowhere but as a tiny magnetic bump on a disk platter, an electron in a memory chip or a photon in a fibre optic cable. The entire weight of the internet is estimated to be about the same as a golf ball, if you add up all the electrons. It's madness to think that any of our digital scorekeeping - i.e. your bank balance - will matter at all when global warming really starts to bite.

I quit my investment banking IT job at JPMorgan and I retrained as an electrician. I wanted to build real and tangible things with my hands. I wanted to learn a trade which couldn't be outsourced or automated. I wanted to escape the virtual realm of high finance and software and into a field which could make a real difference in people's lives. Try living for a day without your lighting, heating, hot water, power shower, cooker, dishwasher, washing machine, tumble dryer, kettle, toaster, fridge, freezer and the myriad other electrical appliances which you don't even notice are there in your life, saving you untold time and physical labour.

It turns out, we don't value tradesmen as much as we value bankers.

I could've scraped a living, but it was hard work with little reward. The work was dangerous and dirty and the general public expected to get everything for virtually nothing. I didn't much fancy working my whole life with the threat of bankruptcy and my home being repossessed, never having enough spare money to enjoy what little leisure time I had. Economically, it wasn't viable to be a tradesman, except as a kind of break-even hobby. It made no economic sense to use 100% of my brains and brawn, but receive so little reward.

Subsequently, I've returned to making software systems for banks, doing so as a consultant and getting paid even more. I've been a leech on a leech, and the cash has poured in.

Throughout this journey my priorities have completely changed. Instead of aspiring to acquire and accumulate vastly more than I would ever need, and fantasising about buying bigger and better houses, yachts and other material possessions, my fantasies have taken on a completely different guise.

I've been fantasising about quitting the rat race, and having secure housing. I've been fantasising about having enough money to read books and write. I've been fantasising about having time and being free from the tyranny of the alarm clock and bullshit jobs.

I'd live in a Soviet-style apartment and have beige products - no consumer choice - if I could be intellectually free. I'd travel on the bus and give up exotic foreign holidays if I no longer had to play along with the charade of late-capitalism, where we are all commuting too far, working too many hours, and living under constant threat of losing our jobs, losing our homes and subsequently being made destitute. Given the choice, I choose equality of outcome, not equality of opportunity.

It seems pretty obvious that the equal opportunities experiment has run its course and it would be inhumane to continue. Free markets are efficient, but they are only efficient at stripping away people's security, happiness, dignity and any hope of ever feeling content or satisfied. Capitalism is - by its very nature - a force which will price gouge humanity for the basic essentials, such as food, housing, transport, healthcare, medicine and to some extent education.

Our poorest 50% struggle to afford the basics, while even the very rich are miserably struggling to attain the academic qualifications which will allow them to compete, lest they be trampled by the struggling masses, desperate to realise their opportunities. The competitive element of capitalism has turned us into slaves. Our lives our wretched and appalling.

I desperately want to drop out of the rat race, but to do so would see me persecuted. I wouldn't even be allowed to sleep rough and beg for food without being arrested and locked up. Society offers me no ability to house, feed and clothe myself, with any degree of security or quality of life. Working a zero-hours contract McJob is not going to earn me enough to pay rent and bills, buy food, travel to work and have any kind of life worth living. The theft of our time and freedom is an awful crime perpetrated against most of society. The chance to stop and smell the roses is denied to us when we do not have secure food and housing.

The only viable solution that I can see is universal basic income (UBI). I just don't see how else we're going to be able to stop the terrible decline in living standards and save humanity from the tyranny of exploitation by the capitalists. It seems like we're at breaking point when even the middle class children are becoming slaves to the capitalists, with enormous loans for their education, which might win them a low-paid job in a completely unrelated field from their university degree if they're lucky - the unlucky ones end up unemployed.

It's a sad state of affairs when our fantasies revolve around basic needs, such as secure housing.

It's not my idea of a good time, sitting at home smoking cannabis and playing computer games, but I don't see any reason why it's not morally acceptable or right to allow people to do that, and not threaten them with homelessness and starvation if they don't get a bullshit McJob and otherwise comply with the tyranny of late-capitalism.

The idea that we live in a land of opportunity and that hard work will bring rewards has been proven to be a lie, and ever more-so during each passing year. It's time to let people live lives of quiet dignity, rather than frantic futile desperation.

It's time to just give everybody enough money to live in peace.

Tags: #economics #banking #computing #politics #debt #capitalism

This is a story about three years of my life...

I was living in an ultra-modern hotel in Canary Wharf and working for HSBC at their head office. I was a member of the team working on the bank's number one IT project. Shortly beforehand I had been living in a 14-bed hostel dorm and I'd narrowly escaped bankruptcy and destitution. I was working 12 hours a day, 6 or sometimes 7 days a week. I was exhausted and the tiredness, stress and unsettled life was driving me literally insane. I was suffering with delusions of grandeur, paranoia and my behaviour was erratic and unpredictable; I was extremely tense and irritable. I was on the brink of having a breakdown.

I rented an apartment on the River Thames near the office. The rent was obscene - £500/week - but I was earning great money working for HSBC and I was working very hard, so it seemed affordable at the time; it seemed like a nice reward for all the hard work. It felt like justice that I'd been able to get myself off the streets and into such a lovely place to live; to have gone from homeless and sleeping rough in a park, to having a luxury Thameside apartment with panoramic views over London.

I was dating a BBC journalist. I was rapidly gaining a Twitter following. I felt like everything was happening for a reason. I felt like it was my destiny to do something important. I was consumed with mania; I was obsessed with the idea of a grand gesture. I had been deeply affected by my homelessness and near-bankruptcy and destabilised by the exhaustion of sleeping rough and in hostel dorms. The IT project was very stressful and I was under a great deal of pressure from HSBC management. My mind was a mess. I was very severely mentally ill.

I woke up one morning and I couldn't go on. I couldn't face the office. I wanted to kill myself. I went to my doctor who sent me to hospital. 13 hours later I was admitted to a secure psych ward. I explained that I was financially distressed and very stressed at work. The psychiatric team recommended I stay in hospital for at least 2 weeks, but I needed to be back in the office if I was going to keep my job, to be able to afford the rent.

I discharged myself from hospital after a week and flew to San Francisco. I figured that if I was going to kill myself I might as well do it somewhere iconic. A friend picked me up from the airport and I borrowed a bike. I cycled straight to the Golden Gate Bridge. Seeing old friends, however, made me change my mind about committing suicide.

I lost my job with HSBC and I "slept rough" in the shadow of the head office skyscraper in Canary Wharf. I thought that this would be the pinnacle of my journey. I thought that having been used and abused by HSBC then unceremoniously dumped out onto the streets to suffer bankruptcy and homelessness - having managed to get myself a job at the bank while of no fixed abode and living in a hostel - would be deliciously poetic. It was, but my journey had barely begun.

I quit drinking for 121 consecutive days. I starved myself. I thought that I would go on hunger strike. I thought that I would sleep rough on Christmas Day. I was really angry and upset with the world. Self harm and substance abuse dominated my life for several months. I got into heaps of debt just staying alive.

I survived the winter. I got another job. My life was OK except for persistent suicidal thoughts. I hated the project I was working on but I persevered because I was in a lot of debt. I loved where I was living - every day in my apartment was like Christmas Day because the view was so awesome. Living by the river was an incredible privilege. I took a holiday and went kitesurfing. My quality of life was improving slowly.

I met somebody very special and fell totally in love. She accepted me for who I was, including the all the bad bits, such as my prior issues with substance abuse. She was the first person I'd been in a relationship with who'd been able to read everything about me on my blog and to understand my flaws. We had a good relationship. The project I had been working on came to an end and I was jobless again. I wrote and published my first novel - she proofread it and helped me with the ending and other ideas. She was very supportive and I was confident I'd find work again easily.

New Year's Eve watching the fireworks over London, sipping champagne on my balcony with the woman I loved - it seemed like the New Year was full of promise, but I was worried about getting another job and I was still in a lot of debt. There was a lot of pressure.

Disaster struck. I got deep vein thrombosis (DVT) in my left leg, which swelled up to twice the size of my right leg. My kidneys failed and I ended up in hospital on a high dependency ward having many hours of dialysis every day. The potassium in my blood spiked to a life-threatening level and I was constantly at risk of cardiac arrest. I was very sick.

My stay in hospital caused me to lose my job. Losing my job caused me to collapse psychologically and become very depressed and despondent. The DVT had caused terrible nerve damage and I had a lot of neuropathic pain, as well as a numb left foot. I started to become dependent on painkillers. I sought powerful antidepressants for my low mood. Pictured on the table are: codeine, dihydrocodeine, tramadol, diazepam, alprazolam, mirtazapine, venlafaxine, dextroamphetamine, zolpidem, zopiclone and pregabalin, which are all highly addictive. Because of this cocktail of prescription drugs I suffered an episode of medication-induced mania - temporary insanity - and broke up with the love of my life.

I ran out of money. I had to pay a huge tax bill and I had to go even deeper into debt. I was virtually bankrupt. Out of desperation I was forced to put all my worldly possessions into storage and leave London to take a job in Manchester. The job in Manchester included an apartment as part of the package, which was lucky because I didn't have enough money to pay rent or a deposit - I was totally broke. Moving house and leaving London was incredibly upsetting and traumatic. The new job was extremely demanding and exhausting. I was very lonely and isolated in an unfamiliar city with no friends or family; no local connections.

I tried to commit suicide. I took a massive overdose: I'd been stockpiling my prescription painkillers and I knew that 8+ grams of tramadol was likely to be fatal. I sent a tweet when I believed I was beyond the point of no return. I thought nobody knew where I lived. I thought there was no chance anybody would get to me in time. I was wrong. I regained consciousness a few days later in a hospital's critical care ward on life support. I was later sectioned for 28 days and admitted to a Psychiatric Intensive Care Unit (PICU).

A doctor from Wales discovered my blog and invited me to live on their farm in a converted garage. I had no money, no car, no job. I had nothing.

I almost went bankrupt but a friend got me some work in Warsaw and in London. I was living in AirBnBs and working in the Square Mile from Monday to Friday and living in Wales at the weekends.

I bought a car, I got a local job, a local girlfriend and I rented an apartment. Briefly, I had everything I wanted and needed, although I went even deeper into debt. The pressure, stress and turmoil which I'd endured to get to this point was unimaginable; just to get to a position which most people would take for granted as the minimum acceptable things for a normal ordinary liveable life.

The local project ended and I was jobless again. The relationship ended. I papered over my bedroom windows and withdrew from the world. The journey had destroyed me. I was spent.

An obscene amount of money flows through my hands, but it all ends up in the pockets of those who I owe money to. I'm desperately trying to keep my head above water. The financial pressure is immense; unbearable. The journey has been incredibly long and arduous. There's still a very long way to go before I reach security and stability; before I'm comfortable, happy and content.

In the last year alone, I've managed to move house 3 times, work 4 different jobs, travel to 4 different countries, date 2 girls, survive a suicide attempt, be admitted to 3 different hospitals, quit addictive painkillers, sedatives, tranquillisers and sleeping pills, be arrested and locked in a cell, buy a car, rent a place to live, stay in 17 different hotels and AirBnBs, and somehow stay on top of my mountainous debts, not go bankrupt and even pay some of that crippling amount of money back. My only remaining vice is wine. I'm completely unmedicated and I don't abuse any substance other than alcohol. It's a remarkable journey for just 12 months, but the journey has been much, much longer than that.

In the last three years, I've written and published a million words and connected with thousands of people all over the globe.

To be precise, to date I've written exactly 1,001,020 words and counting, on this blog.

It's the world's longest suicide note.

If you want to understand why I'm suicidal you just have to read it all - it's all written down in exquisite detail. To save you the trouble of reading all 1 million words I've summarised the last 3 years for you right here.

The pressure; the stress; the exhaustion. Where is my reward?

I've travelled so far and I've achieved so much but yet I feel like it's gotten me nowhere. I should be rich but in fact I'm up to my eyeballs in debt. If you want to know where that debt came from, I just explained it to you. I didn't get into debt buying frivolous things and being profligate. I didn't make particularly bad choices. I'm not stupid. Where's the payoff for working so hard? Why did I bother?

My name's Nick Grant and I drink too much but otherwise I'm an ordinary regular guy. I do my job to a high standard and I'm liked and respected by my colleagues. I pay my taxes. I pay my rent and bills. I contribute to society as a productive member. I do ordinary stuff and have ordinary needs.

I'm 39 years old and I have nothing but debt. I have nothing much to show for my 39 years on the planet.

I'm lonely. I live a double life. The person I am in the office is different from the person I am in the comfort of my own home. Nobody at work would ever suspect that I've slept rough, been in trouble with the police, been hospitalised many times, been sectioned and had horrific problems with addiction. Nobody would suspect that my mental health has caused me horrendous difficulties when exacerbated by stressful life events, like divorce, moving house, losing jobs and everything else that's happened to me in the past 5 or so years.

My solution to the instability in my life was to create a backbone that has run consistently through my ups and downs: my daily writing. To have been able to write a million words has been immensely stabilising and has brought me into contact with so many wonderful kind and caring people. I quite literally owe my life to those who've followed me and my blog, especially via Twitter. Without this connection to the world I would be dead.

Today, I've crossed a seemingly arbitrary imaginary finishing line, in having written and published a million words in less than 3 years. It might seem ludicrous and pointless, but if you consider it in the context of the journey I've been on, you can see why I've wanted to document it.

If you've followed me on some part of this journey, I'm really grateful to have had your support. Thank you.

Tags: #writing #career #friends #socialmedia #publishing #homeless #mentalhealth #bipolar #london #suicide #depression #debt #addiction #drugs #nhs #hospital

This is a story about the food of the gods...

It was a spate of sensationalistic tabloid newspaper articles which first alerted me to the fact that you can buy super-strong high purity narcotics on the internet. It seems fairly obvious that the internet would sell drugs, given that pornography and escorts are readily available to anybody who looks online. It's a simple case of supply and demand.

Your average middle-class person normally has excellent life prospects - they're likely to be able to get a rewarding secure job, buy a house and afford to raise a family. Having a nice life is an excellent protective factor against the temptations of drink and drugs, although there are plenty of wealthy people who become alcoholics and junkies. Most middle-class people are afraid of drugs, because their insulated life never exposes them to the reality of recreational drug use and they wouldn't know where to find a drug dealer even if they wanted to.

Making drugs easily available on the internet lowers the barrier to entry. Being able to conduct a frictionless e-commerce transaction and have extremely potent drugs hitting your doormat the very next day, places a whole group of people who'd never normally be able to dabble - because they're insulated - in the position where there's a mountain of choice available at the click of a button.

Addictions don't generally take hold unless there are other social and psychological risk factors present. Being stressed, depressed, unemployed, having no hope, having relationship difficulties, family difficulties, money worries and a whole host of similarly unpleasant things, predisposes a person towards drug addiction - unhappy people are much more at risk of developing a habit, because their lives are shitty.

The first wave of legal highs were not very good - the stimulant drug BZP is a an anthelmintic... i.e. it's a worming treatment given to animals.

The second wave of legal highs was a huge improvement. Meow meow - methcathinone, mephedrone or M-CAT - swept the nation at a time when the average purity of street cocaine was less than 20%. Street drugs were terrible quality because of prohibition and the pressure on dealers to maximise profits, because of the risk to their life and liberty. Legal highs were the obvious solution in a capitalist society driven by supply and demand.

Methylone - βk-MDMA or beta-keto-MDMA - was the legal version of ecstasy, and for people who used to go clubbing in Ibiza when they were younger, it proved to be very tempting for former ravers, including myself. Being able to legally obtain an ecstasy-like drug via the internet, enabled me to resume safe recreational occasional weekend drug-taking, which had no negative effect on me or those around me. This was legal, victimless drug-taking in a capitalist society, where the drug was simply a product being produced in a factory and sold by a vendor to the customer - me - in exactly the same way as people buy Nike trainers.

Then, the government banned meow meow and methylone, along with a whole host of other chemical analogues.

For a while, I didn't care.

I went back to my drug-free existence.

I wasn't addicted.

But.

18 months later, I was incredibly stressed and I was having horrible relationship problems. I was depressed and suicidal. I was at risk of addiction.

I went onto a legal high website that I'd used 18 months previously and I looked for a product that was similar to methylone; similar to ecstasy. I wanted to feel better. I wanted something to lift my mood. I didn't know it, but I was very vulnerable to addiction getting its hooks into me.

I bought the number one bestseller on that website.

It was called "NRG-3".

I had no idea what it was.

I'm not stupid, so I did my research. I was away from home a lot because I was trying to raise investment for my startup. I researched this "NRG-3" stuff and it sounded horribly dangerous, so I decided to throw it in the dustbin as soon as I got home - it was sitting on my dining room table in the padded envelope it had been delivered in.

I went to a wedding.

I had an almighty row with my partner.

I decided I was going to kill myself.

I drove home from the wedding in the middle of the night, trying to build up the nerve to drive my car into a concrete bridge pillar at 100mph+. I had turned off the airbag in my car. I wasn't wearing my seatbelt. I figured I'd die instantly if I crashed at that speed into an immovable object.

I got home. I wasn't dead, but I was still suicidal.

There was the envelope.

...

The rest as they say, is history.

...

But what is "NRG-3"?

In America they call it bath salts. Sometimes it's sold as Ivory Wave. Now it seems to be called monkey dust, in the UK. There are also nicknames like flakka, gravel and zombie drug. It's all the same stuff. I call it supercrack.

The reason why I call "NRG-3" supercrack is because I don't really want to write anything online that makes the connection. I've written at length about how potent supercrack is, with a dose of 15mg lasting circa 18 hours, which means that 1 gram of supercrack is 67 doses. This drug is so ridiculously strong and so incredibly cheap that it seemed irresponsible of me to inform anybody of what exactly it is. This drug messed me up so badly that I didn't want anybody else getting curious and falling into the trap that I did.

The active ingredient in monkey dust is alleged to be a chemical called MDPV, but this seems very unlikely given how effectively the Chinese and UK customs have cracked down on the laboratories and supply chain, such that MDPV does not exist in the wild anymore. When the newspapers report that monkey dust is MDPV, they're just plain wrong.

Another chemical called a-PVP - α-PVP or alpha-PVP - is so similar to MDPV it's almost indistinguishable. When the Chinese shut down all the labs producing MDPV, they simply switched to producing a-PVP. Now, a-PVP has gone the same way as MDPV and it doesn't exist in the wild anymore.

There are zillions of analogues of MDPV and a-PVP, so monkey dust could be anything, but it's certainly related to MDPV and a-PVP. Monkey dust is not MDPV, as misreported by the newspapers, but it certainly has all the same effects, such as inducing stimulant psychosis - users hear voices and hallucinate. The psychosis is so powerful that people climb buildings and run through traffic to get away from the monsters in their head. The psychosis has lead to a number of grizzly deaths, hence why the tabloid newspapers have decided to run sensationalistic stories about the crazy escapades of monkey dust users.

The trend towards ever more powerful and ever cheaper drugs is a natural consequence of capitalism and drug prohibition. I'm definitely not pro-legalisation given that it does increase the risk that vulnerable people will become addicts if they have easy access to any drugs they want, but we have created a situation where those with crack, heroin and crystal meth addictions are beginning to realise that there are cheap alternatives, and the new drugs from the Chinese labs are incredibly pure.

Carfentanil can be bought via the Dark Web, which is a synthetic opioid so powerful that an amount the size of a pin head is enough to cause respiratory failure and death. Carfentanil is so powerful that it's considered to be a potential weapon of mass destruction, were it turned into an aerosol and sprayed in a crowded area. The Russians famously pumped carfentanil into a theatre full of Chechen rebels and hostages, killing at least 170 people.

The combination of Bitcoin, the Dark Web, Chinese factories, late-capitalism, austerity, prohibition and drug policies based on vote-winning and public opinion, instead of risk and good science, is creating a perfect storm where increasingly powerful drugs are becoming ubiquitously accessible at an increasingly cheap price. The situation is so bad that the US President has seen fit to declare a state of emergency. Emergency workers in the UK have declared the use of monkey dust as "an epidemic"

The synthetic cannabinoids - sold as Mamba and Spice in the UK - have ruined countless millions of lives and are used by almost the majority of homeless people and prisoners. The ubiquity of these psychosis-inducing cannabis replacements seems unaffected by the New Psychoactive Substances Act, which makes possession in a prison illegal, as well as criminalising the supply of the drugs. In such a depressed economic climate and with the dismantling of the welfare state, of course there will be countless millions who will become addicted to something which has proven far more addictive and destructive than the cannabis it was invented to legally replace.

All the trends point towards an ever-increasing proportion of society struggling with drug addiction, alcoholism, mental health problems, suicide, money worries, insecure jobs and insecure housing. Homelessness rates are soaring, living standards are declining, death rates are climbing and life expectancies are falling. It's a scandal. It's a disaster. It's a tragedy.

I struggle with addiction problems, although I've been 'clean' for a couple of months. Knowing that drugs are always readily available at the click of a button, but a secure job and a place to live are not, it seems obvious that the odds are stacked against people like me who are struggling. What's the best a person can hope for in such a dreadful economic climate? If you're suicidally depressed, of course drugs are going to seem more attractive than the life that's pushed you to the point of killing yourself. Drugs are simply a more protracted and drawn-out form of suicide, and most addicts know exactly what they're doing; they're choosing to kill themselves with drugs, because there's no better life on offer.

I read in the tabloid rags that a small bag of monkey dust can be bought for £2. I used to pay £27 for 2 grams of "NRG-3" which would last me anywhere between 2 and 3 months, so I imagine that a £2 bag of monkey dust lasts for 4 or 5 days, which - in an addict's mind - is incredibly good value for money, even if it's causing them to suffer powerful stimulant psychosis.

I've got a huge scar on my right leg where I fell through a glass roof in a classic monkey-dust story. I hid 80 feet up a tree with a massive shard of glass protruding from my leg, before descending and hiding in a bush in very unsanitary conditions. It's a miracle that I didn't bleed to death or subsequently die of septicaemia, shock or infection. It was exactly as the newspapers describe: superhuman strength, feeling no pain, hearing voices, hallucinating and being wide awake for days and days, with accompanying paranoia and strange delusional thoughts.

That I've been able to recover is only due to the fact that I've been able to somehow continue to work doing very highly paid jobs and the money I've earned has conferred considerable advantages. I've been very lucky to have had a guardian angel looking after me, helping to smooth over the enormous and virtually insurmountable difficulties associated with breaking the habit, detoxing and getting rehabilitated. Unleashing a powerful drug like monkey dust onto impoverished people is consigning them to an incredibly awful fate with little or no hope of escape. It's no wonder our emergency services, social services, police and mental health services are over-stretched, dealing with an avalanche of people who're using drugs like Spice, Mamba and monkey dust, because their lives are so shit, depressing and hopeless.

The social decay that we see and the conspicuous addiction and mental health problems that are putting such a strain on our first-line services, is a direct result of the collapse of our living standards and demise of any opportunity to work hard for a better life. The prospect of becoming crushed by spiralling debts, working zero-hours contract McJobs and not being able to afford rent and bills, is not something I'd wish upon my worst enemy. Of course people are going to become dysfunctional addicts when they're treated so appallingly, and there's so little hope of them ever owning a house and being able to afford to raise a family; there's so little hope of ever having the dignity of earning enough money to feel happy and secure.

Monkey dust is a hell of a drug, but there's no point in me warning people not to use it, because it's toxic circumstances that corral people towards addiction, not bad life choices or bad character.

Tags: #addiction #supercrack #monkeydust #nrg3 #drugs #mentalhealth #homeless

This is a story about the end of summer...

The days are getting shorter, the nights are getting longer and the hot sunny weather is being replaced by grey skies and rain. It won't be long before the shorts, T-shirts and flip-flops can be stored away again until next year, because it'll be too cold for summer clothes. It won't be long before the 9-month long miserable British winter is back.

Of course, I'm worrying about tomorrow's problems today. I should be enjoying the last of the summer, but I need to make hay while the sun shines. My health has been OK during the first month of my new job, but I never know when it's going to let me down. I need to earn as much cash as possible as quickly as possible, before I can relax and loosen the purse strings. I daren't take a holiday until I'm in a more secure position. I needed to make a good first impression at work and earn the trust and respect of my colleagues.

I wanted to go to Prague to see friends, but I'm postponing it until the summer holiday madness has died down. I wanted to go to Ireland to see friends, but I'm postponing it until I've got more energy for travelling. I need to have at least a 1-week holiday of rest and relaxation, somewhere peaceful with a pleasant climate. Everything has been put on hold while I re-establish myself and slowly refill my depleted savings.

The seasons can affect me horribly, but I haven't felt at all lifted by the summer months. I suppose I've had a whole series of summers where I've had horrific stress and upheaval, so I don't see summertime as a time to enjoy myself. Looking back over the past 3 Augusts, I've been working myself to the bone during each one, in a desperate attempt to gather enough cash to get through the dreadful winter months.

This year is unusual, because I've been working non-stop since December and I've got relatively secure income until next summer. In theory, I could relax a little bit, given that I now have a secure place to live and a small financial safety net. In practice, I'm so heavily debt-laden, exhausted and downtrodden from the demands of the past few years, that I daren't take my foot off the gas pedal for a single second - it's flat out all the way to the finish line, which is still a long way away.

I suppose if my health holds out until December time, I'll feel a lot of regret that I didn't enjoy the summer months at all, but if I manage to get to December without a major incident then I'll be quite comfortably financially secure, so I can take a luxury foreign holiday. It's hard to balance the needs of today with the huge prize of financial freedom, provided I can cling on by my fingernails for long enough.

I've worked full-time for 9 consecutive months without a holiday, and 25 consecutive months if we include periods where I was sick and unable to work. The relentless stress and strain of dealing with having to move house, change jobs and keep working, is taking its toll - my physical health is deteriorating. My skin is pale, I've put on weight, I'm unfit and I'm tired all the time.

September is a tricky time for me. In previous years I've attempted suicide, been hospitalised and lost jobs. It would be great if I could get through September without a major incident. I desperately want to jet off somewhere, but I think the most sensible thing to do is to keep up the rhythm and routine and try to break the curse. I successfully made it through Jinxed January this year, so I should be able to use my momentum to carry me through September.

On September 6th, I celebrate my 3-year blogging anniversary. On September 9th it'll have been a year since my most serious and near-fatal suicide attempt. On September 10th it's World Suicide Prevention Day. On September 19th it's my sister's birthday. If I can get through all of that without incident, and reach the end of the month, then I'll be really pleased.

In October the clocks go back and it really starts to feel like winter. I think it'll be impossible for me to get to the end of the year without a holiday, and I'll desperately need one by October. I might be stretching a little too far to manage to last that long without a break, but it would be amazing if I could have a 1-week break in late-October to lift my spirits and carry me to the end of the year.

November's just crappy. I've got nothing good to say about November.

The build-up to Christmas in December does improve people's mood, and things slow down at work - although that's not necessarily a good thing - but the festivities should hopefully carry me until the day when I can leave the country for a couple of weeks, in search of winter sunshine.

If I can reach December, I'll have been working full-time for a whole year without totally screwing up. I think it's important to know I can manage to work for an entire year without my health getting so bad I'm unable to work. Having more money means more security and less stress, so hopefully things will get easier and easier, although I'm dreading the worsening of the weather.

The important thing is to keep moving forwards and not to stop, because if I stop then I will lose my gains incredibly quickly. In the blink of an eye I'll be back in a financially distressed situation. In the blink of an eye all the hope and possibility will disappear. It's remarkable how hard I've worked and how much cash I've generated, but how little of it seems to have actually stayed in my pocket - it's all been hoovered up by debts and living expenses and otherwise greedily devoured by the vultures who prey upon me. I've got to run just to stand still.

Sure, the skies are reasonably blue outside and it's relatively mild, but I'm acutely aware that there are very tough times ahead.

It might seem churlish to complain when I've had enough fortune to find myself still in a position to be able to potentially recover and return to a pleasant life in civilised society, but I've worked my ass off through yet another spoiled summer, and I'm going to be working very hard for the foreseeable future. It's hard to get excited about the prospect of yet more months of hard graft, with very few things to look forward to. Obviously, everything is super fragile and I'm very anxious that one little thing going wrong could spell disaster.

Things don't feel sustainable or realistically attainable. I feel sick and tired.

Tags: #depression #SAD #suicide #homeless #debt #mentalhealth