This is a story about running out of ideas...

That's a light box. It's supposed to be a way of treating Seasonal Affective Disorder (SAD). It's the final thing I thought I could try, as a natural remedy for depression. The regimen that I have followed for 6 months is:

• Varied diet, including plenty of fruit & veg
• Sleep hygiene: strict bedtime and getting up after 7 or 8 hours, even on weekends
• No caffeine
• No alcohol (actually only 3 months)
• No medication
• No drugs
• No legal highs
• Amino acids
• Vitamins
• Minerals
• Exercise
• Making new friends
• Trying to have a stable place to live
• Trying to have a job
• Reconnecting with old friends
• Getting some professional help (only had a whole week in hospital)
• Being disciplined and self controlled
• Wearing blue-light filtering glasses after 4pm (for the last few months)
• Using the light box for at least an hour every morning (for the last month)

Guess what happened? My mood was able to react to things, and I reacted to my mood. There was no stability. In fact there was no coping mechanism. Everything I used to do to regulate my mood was removed, so I did other things that were detrimental to my overall wellbeing.

Being hung over or drunk at work is quite good if you hate your job and think that the management are idiots. Because I was sober, I told the HSBC management team that their project didn't stand a chance in hell of being delivered, because it was being run by people who are terrible at Agile Project Management, and seem to be completely lacking any relevant software development experience. I said I didn't want to be any part of it unless some big changes were made. I said I wasn't comfortable doing the wrong thing.

Being hopped up on coffee is good if you want to rescue a project. I recoded Barclays entire Corporate Pingit system, in 30 hours, with no sleep. I kept the existing public API, but everything else was thrown away. Instead of spaghetti code, full of copy & paste, and buggy as hell, poor error handling, poor logging - unsupportable - I just rewrote nice clean code. Lots of coffee, 30 hour hackathon, all the bugs solved, code reduced by 80%, production grade error handling and logging. The team leader felt important because the old system barely worked, so he spent a lot of time understanding the spaghetti. There wasn't really anything for either me or him to do after I wrote a decent system. My boss was happy, the team leader wasn't, I got my contract terminated, Barclays customers were happy, I was happy that I'd delivered the software that meant I no longer had any work to do.

Corporate software is boring. The projects I'm asked to do are child's play. 48 million customer's metadata? That's only 48 terabytes, if we store a megabyte per customer. A low res scan of their passport and maybe a utility bill, plus a few thousand characters for their name, address, phone number etc. etc. At JPMorgan we stored about 3 petabytes of document scans. That's about the same amount of data in the entire Library of Congress.

AI, games, simulation, data analysis, physics & cosmology modelling, codebreaking... those are the hard problems. I remember I wrote a program that calculated every single possible checkmate. Then I wrote a program that found all the moves that led to those positions. It ran out of memory before it got back to the early moves. Then I wrote a program that could take the position of the pieces on the board, and find the moves to checkmate, where there is no opportunity for your opponent to win. Most of the time the program couldn't find a path where the opponent had no chance. In theory, with enough processing power and storage space, chess could be solved by a program. However there are 10 to the power 80 (10 + 80 zeros) atoms in the universe, and there are 10 to the power 123 (10 + 123 zeros) moves in the chess game tree. We should probably concentrate on modelling the cosmos at subatomic scale before wasting our time on a silly game.

So, that's my quandary. I'm not very challenged or interested by anything in the corporate world, and my solution of just being drunk all the time can't have been doing my liver much good. However, without alcohol/benzodiazepines I think too much, and without caffeine/bupropion/stimulants, I can't get motivated to keep solving the same easy problems that don't even need solving.

In fact, when I think about it, I must have made a lot of people redundant. I've automated a lot of stuff that people used to be employed to do. I've made corporations very rich, by allowing them to lay off loads of their workforce, but increase their productivity and profitability. My main specialism is Straight Through Processing (STP). I know how to get $1.16qn processed with just a few programmers, database administrators, infrastructure engineers, network specialists and system administrators. You don't need project managers, because they just put the lies you tell them into a spreadsheet and tell everybody that everything is going really well. You don't need testers, because good programmers write good automation tests, and they don't write bugs. There's no difficult logic or calculations in a corporate system. I do get spooked out when my code works first time, but it's quicker to do it that way.

Human workflow and user experience. Here's a better use of your time and money. Fill out paper forms and then set fire to them. Nobody gives a shit about having to go through your life story just to become a customer or get a government service. If I want broadband, just send somebody to install it and set up a direct debit. If I want to rent a flat, I'm going to pay you 6 weeks deposit plus a month's rent in advance, plus letting agent fees. Just give me the keys as soon as I've put the money in your account. Don't even bother with the contract. Burn it. The contract is simple: I pay you rent, I live in the flat.

You send a person to read the electricity meter. They can take my card payment for whatever I owe when they are in my home. You send a person to read the gas meter. They can work out my bill and I'll pay it on the spot. You send armies of traffic wardens. They can spend less time hiding in bushes and more time knocking on doors taking card payments for the rubbish collection, street lighting, police, fire service, libraries, schools and other things that I quite like rather than hovering near cars whose meter payment is about to expire.

My bank sends me a letter saying that they've paid a bill for me, but I didn't have quite enough money, so they're going to charge me even more money. My bank's only function, so far as I can see, is to make my problems worse. Rather than ringing me up and saying "Hello, Mr. Grant. We can see your income has suddenly stopped. We're not going to charge you any interest until you start earning again, because otherwise we are going to stress you out and make you bankrupt, and then we won't get our money back". 

You see, everything trundles along fine when you play along with the game. Keep working doing that job you hate, at a company run by imbeciles, on a project that just needs 5 decent full stack developers to get on with what they do best, for 2 weeks, with no project managers who couldn't organise a piss up in a bar, and no 'architects' who just draw on whiteboards and produce documents that nobody reads, because they were rubbish at actually producing real working software.

The worst code I ever wrote was my first iPhone game. Games are awful as a single indie dev. You have to do all the graphics, sound effects, music, plus design the user interface, and then there's the game itself which has to run at at least 30 frames per second. The calculations are hard. Doing it in Objective-C was a nightmare. I've never know a language with such whacky syntax. I can probably write code in about 20 languages (BASIC, Pascal, Assembler, C, ADA, C++, Java, Javascript, C-shell, Korn-shell, Bash, Perl, PHP, C#, SQL, AWK, Batch, Google Apps Script, Logo, VBA, XSLT) and there's a bunch more I know enough of the syntax of to read and edit.

I can glance at some data and tell you if it's XML, JSON, Base-64, HEX, key-value pairs, fixed position, CSV. I can probably guess how the programmers of your favourite game store the high score table, and insert myself as the number one player with an unassailable score.

Yes, playing the games that everybody else does, competing... it seems a bit pointless when you know the game is rigged, and if I really wanted to, I could tweak my bank balance. Fraud is not hard, and banks make so much money they don't even go after the small fraudsters. It's easier to charge honest hard working people exorbitant rates of interest and fees rather than doing their actual legal & moral duty to Know Your Customer (KYC). I could buy a digital identity for about $100, open a bank account, get some loans, use the money to buy a real passport from a European country that's a bit more relaxed about staff members making identity documents in return for a cash bonus.

Once you're in Europe you can just keep heading east until you find a country where people don't read too many newspapers and watch too much TV. You can find somewhere you can afford to eat and sleep for a couple of years, while you wait out the storm. You can take some time out from the rat race, because you deserve it.

My iPhone app business was a hit, my first IT contracting company made loads of money, my electrician business was profitable, but the building trade is hard, my enterprise mobile apps business was too ahead of its time and never made much money, my Bitcoin trading and mining was hugely profitable, my second IT contracting company made loads of money. I don't really want to sell out and get another contract just yet. I've got some cool software ideas.  Instead of doing what I normally do and start with a profitable business model, I want to do something I'm passionate about.

I don't work at MIT or Stanford. I don't work at CERN or the UK Atomic Energy Authority, but I can tell you that the strong nuclear force is the energy that's released when a heavy element is split into two lighter elements. But what does "heavy" even mean when we haven't managed to get the Standard Model of Particle Physics to be unified with Special and General Relativity. Special Relativity tells us that energy and mass are two sides of the same coin, and General Relativity tells us how mass stretches the fabric of spacetime. Gravitational lensing has proven the theories predictions. The Standard Model had it's wartime and industrial applications. The transistor radio and faster computers. Every experiment discovers new weirdness though, rather than proving the model is complete. The particle zoo grows and grows, every time we smash protons together at higher and higher energies.

What does Quanta mean? It means "how much". A photon - a packet of light - comes in a specific frequency, which tells you how much energy it has. Let's imagine that a red photon is 2, green is 4 and blue is 6. We can also imagine that an X-ray might be 20 and a gamma ray 50. Do you notice that all the numbers are even? That's because you can't see anything odd numbered. A photon with the wrong energy won't interact with an atom that needs a higher energy to absorb it, and then emit a new photon. The only way you know anything exists is because of the photons that are emitted from atoms.

So we can only work with things we can see, and those things will only tell us about the photons that have the right energy. We can build a machine that measures microwaves, but what material should we use to listen to the frequencies that no known material interacts with. How would we even find elements that our eyes and our radios and our photographic chemicals can't detect?

Well, cosmologists reckon there's loads of it, whatever it is. They call it Dark Matter and Dark Energy. Nobody can see it, but they've done the math, and there just isn't enough visible matter to glue the galaxies together. Imagine if Dark Photons came in frequency 1, 3, 5, 7 etc. but our visible universe is governed by the Planck Constant, which means multiples of 2, in this  simplified example. If you can only see 2, 4, 6, 8, 10 etc. then you can't see the Dark Photons and the Dark Matter that can only be seen with the materials that we only hypothesise to exist.

General Relativity is normally right, and GR isn't fussy about the matter that it accelerates. It doesn't deal in packets of energy. GR doesn't do probabilities. Quantum Mechanics says that if we stop observing something it loses certainty and spreads out into a probability cloud. If you know the location of something, you can't know it's momentum. If you know something's momentum, you don't know where it's located. It's like saying that if everybody stops looking at the moon, it won't be where you predicted it to be when you look back. But GR doesn't care about that. GR has predicted the moon's orbit with incredible accuracy, and the moon always obeys the law of gravity.

If you ignore gravity in your subatomic world, you permit matter to behave unpredictably. If you ignore special relativity, you permit massive particles to fly around faster than the speed of light, in order to uphold the uncertainty principle.

If we think about the duality of light. Both a particle and a wave. We think of photons as massless, but they have energy and finite speed so General Relativity applies. The speed of light is too fast to get caught in orbit but light will bend around massive objects. Let's use the Pilot Wave Theory instead of all that Quantum weirdness. Imagine our photon being carried along by the gravitational waves that it's making. Gravity waves can travel as fast as they like and can even escape black holes. You can't detect them, because your ruler will stretch and compress as a wave passes. You can't take a timing of how long it takes for something to travel from A to B because time and space are different for different observers. Just by carrying my atomic clock to my fellow experimenter, to compare the time I measured and the time they measured, my clock will run slower because I'm moving in space. Time is not distance divided by speed.

Time measures how much slower you're moving than the speed of light. If you could travel at the speed of light, and tried to shine a torch forwards, no light would come out and your watch would be stopped. You wouldn't even be conscious, because you'd be frozen in time. If you slowed down to 99% of the speed of light and shone your torch, you'd see it beaming off just as fast as normal. That's because time is passing more slowly, so you don't notice that your light is moving at 1% of its normal speed. When you get back home, you'll probably find that everybody is dead, because time didn't slow down for them. Your clock is right, but so is theirs.

So what's going on at the subatomic scale then? Well, you can't really detect a single particle. When a photon hits the Charged Couple Device in your digital camera, it's absorbed. Enough photons have to be absorbed to trigger the discharge of a capacitor. Only the amplified signal is strong enough to be measured. The thing about amplification is that you get noise. You're trying to measure a signal, but a percentage of what you measure is noise. That's the signal to noise ratio. It gets worse. Because instruments are digital, they have limited precision. If you measure colour with 8 bits, you can only pick the closest of 256 colours. A CD can only store 16 bits of air pressure: 65,535 possible values. It does this 44,100 times a second. Pretty good, but only an approximation.

Because all digital equipment depends on an effect called Quantum Tunnelling, it's hard to know if the Quantum phenomena are being observed, or whether it's the instrument's noise that is being amplified. Early computers sent signals in parallel, but sometimes the data got 'skewed', with some bits arriving later than others. Now data is sent in serial, with very fast modulators and demodulators, but that means that a lot of buffering has to occur. If you imagine the time it takes for a detected signal to be amplified, that amplified value to be measured, the value stored in a buffer, a modulator to turn the value into electrical pulses, the time to travel down the wire, a demodulator to measure the pulses and store a value in another buffer, a memory controller to load that value into the computer processor's register, the processing instruction has to be loaded from the cache, and then the calculation is performed, the result is copied from the result register to memory, the I/O controller sends the result to the storage device.

Then, ages and ages and ages later, a scientist comes and looks at the values. According to Quantum Physics, every piece of measuring equipment, power source, data transmission cable, the computer and it's storage device, are all part of a quantum superposition, and the value is not determined until the scientist observes it, at which point the wavefunction collapses. Computers are great at doing calculations and for sharing research, but by their very nature as machines that exploit strange subatomic behaviour - semiconductors - they are also not very reliable when measuring the very properties of physics that they themself are built on.

It's useful to think of the Pilot Wave theory, because it explains observations like the double-slit experiment, in a nice deterministic way. Photons don't travel through both slits, but the wave does, and then the two waves interfere. Interference disappears as soon as you polarise the particle, because the peaks and troughs are no longer in phase. We really don't need to mess around with probability waves.

Yes I really hate probabilistic theories. Because subatomic things are smaller than the wavelength of light, we can only make statistical measurements. The size of the atomic nucleus was estimated by hammering a sheet of gold really thin and then firing electrons at it. Based on the number of electrons that bounced back and got detected, an estimate was made of how much empty space there is in an atom. However, you might know the weight of the gold, and the surface area, but you don't know how thick it is. It might be 5 atoms thick, it might be 50. Where did you get your measurement for the weight of a gold atom? How you know its density? How do you know how tightly packed the atoms are together?

At some point you're going to have to rely on some old science. The periodic table gives us the atomic weight, based on a presumed number of protons, neutrons and electrons. But what about the strong nuclear force that's holding the nucleus together? What about the energy of the electrons in the biggest orbits? Does a 1g diamond have as many atoms as 1g of Carbon dust? Prove it.

So we know that heavier elements are unstable, radioactive, and decay into lighter elements. We know what amount of what element, in a certain isotope, will give a self-sustaining fission reaction. We guess that fusion in stars creates all the elements up to iron, and all the elements after that we guess are created in supernovae. We haven't done much apart from a bunch of chemical reactions and some atom smashing yet though. We've done pretty well with electromagnetism and radio waves. Semiconductors and transistors are completely ubiquitous. It's all useless junk if the Van Allen belt blows away in a coronal mass ejection and we're all bombarded by cosmic rays and the radio waves are filled with static noise.

I can tell you something that's fairly easy to observe. Hotter air takes up more volume than colder air. Also, there's an altitude where Earth's gravity can no longer hang onto its Nitrogen, Oxygen, CO2 and noble gasses. Also, if you suck up dense polycarbons from deep underground, where they have been heavily compressed, and then set fire to them, the result is less Oxygen, more heat, and the expansion of liquid into a big volume of gas that's heavy, so it lies close to the ground, while the useful Oxygen is pushed into the upper atmosphere, where it thins out and drifts off into space.

If you have more CO2, you should plant more trees. However, we're doing the opposite. Deserts are spreading, rainforest is being cut down and fire sweeps through vegetation in California, Australia and Borneo.

So many people work in banking, insurance, accountancy, financial services, paper pushing jobs of such woeful uselessness that probably the bulk of humanity's job description is: sit at desk in front of computer, wear telephone headset, read the script on the screen to people on the phone and type their answers on the keyboard, drink tea & coffee, go home.

Why can't I do something to help feed some people, spread the wealth, speed up the conversion to clean energy, get more computers doing more useful calculations and modelling, rather than just massaging sales figures and marketing crap that nobody needs?

I'm going to risk running out of money for another few weeks at least, and that means I definitely will run out of money, because it's usually 60 days until I get paid. For the amount of money I'd get selling my depreciating electronics, and the time and hassle involved, I might as well get a job stacking shelves in a supermarket.

I'm just going to do the type of work that I'm passionate about and good at for a few weeks. I know HSBC are going to need a Customer Due Diligence system before February. I like my ex-colleagues, but my god nobody had the balls to just bin the junk and start again. It doesn't scale, it's not maintainable, it's so hard to roll out in-country, the pilot was a disaster, all the good people are leaving, and 85% of the work still has to be done.

I remember getting really angry at an all-day meeting with about 40 people. I didn't know at the time, but the CIO was there, and head honchos from Retail Bank & Wealth Management and Corporate Banking, plus the best in the software business trying to save Europe's biggest bank, on their number one project, money no object. It maddened me that we spent 2 and a half days estimating how much work there was to do in 3 weeks, but nobody knew what our productivity was. Nobody knew what the backlog was. Nobody knew what Minimum Viable Product was. Nobody was bothered about Continuous Deployment. Nobody had thought about the godforsaken task of pumping thousands of questions and rules and logic into a spreadsheet that you needed to know 3 programming languages to even make a stab in the dark.

I said I'd do half the questions on my own. I then had to spend an absolute age reprogramming the core system so that it would spit out meaningful syntax errors. There were about 500 things wrong before I even started. Then the architect admitted that he hadn't even thought about some fairly fundamental things and his solution took days to get right, while my suggestion was roundly ignored. Then the data architect started changing everything, even though it was tightly coupled throughout the entire system. I had to give loads of people lessons on Git and Maven artefact versioning. It was madness, and I had to call time out: I asked for a code freeze while we got everything stable. To everyone's credit, they listened to me, trusted me and supported me. I think it was only 5 straight days of midnight finishes. The work wasn't hard, but there were major bugs in every single component of the system. The pressure of knowing that hundreds of people are effectively twiddling their thumbs, and if you don't get it all working, you've damaged a huge amount of productivity.

A little cheer went up when everything integrated and the screens went green for the first time in weeks. It was also just in time for the CIO to announce that we'd achieved a significant milestone at the Town Hall. It was false optimism though. I had unearthed an absolute mountain of buggy code and dodgy config. My worst fears about performance were confirmed too. It took 5 minutes for the homepage to load.

I found a Scrum Master I liked and gave him a list of names that I wanted to work on a new version of the application. We picked good tech, designed a simple system and had something to demo in a week. They sacked my scrum master, me, and the longest serving member of the development team. People were getting jumpy and we were making management look pretty incompetent. I was also leaving a paper trail that was inconvenient. I was quite explicit about the urgency of the situation and what the simple remedies were. I didn't sugar coat it, because I'd been giving the same advice for 5 months.

I had plenty of warnings to keep my head down, and toe the line. I knew my days were numbered, and when I found out my old scrum master wanted me back because everything was tanking, I fired my parting shot. I knew I'd get terminated. Quicker than having to work a notice period. No need to lie about your reasons for leaving. No 4 weeks of hell working for a micromanaging idiot.

There's no challenge for me in corporate software. I ran the IT for a nice medium sized company. The board asked me for a data warehouse and a new phone system. Instead I gave them a new card payments processing system and an accurate set of accounts, with the correct ledger for all their customers. It's the only reason why the Office of Fair Trading didn't shut them down when they sent their forensic accountants to see why the books didn't really balance. Oh, and they were in breach of card data protection and were going to have a data theft until I tokenised all the card numbers. I had such a hard time in convincing the CEO of the right technology strategy that when he said "fit in or fuck off" I was more than happy to leave that rudderless captain.

When JPMorgan needed somebody to figure out why their FX system was running like a dog and they were going to cause a market liquidity disaster on International Money Markets Day, they'd had 10 Oracle consultants and none of them could find anything wrong. I found a DBA I liked in London, who didn't even work in my department, and we went through everything with a fine tooth comb. I also harassed the sysadmins until they got my disk I/O up to scratch and tweaked every kernel configuration value, applied every patch and generally wrung every bit of speed we could muster out of the hardware. I then had to take the vendor's code to bits and tell them where they had multithreading issues. They didn't believe me, but I kept sending them the measurements I'd made and pretty graphs, until they put a dev on the phone to me, and we talked through the code, and found a bug. Then the marvellous DBA found the setting that was causing the latency. With the new code and the much faster database, I could hardly believe the timings from the performance tests. When IMM day came, we blitzed it. We absolutely wiped the floor. Fastest FX platform in the world. There wasn't much appetite for developing our own in-house system anymore, I really didn't want to sit around looking busy. I liked my friends and the culture, but I still need interesting work.

And that's how it goes. Hire me to fix your technology problems, and I will, but then I'll want to leave if new challenges don't come along. I hate just keeping a seat warm. I guess that's Bipolar. I work like a son of a bitch for 3 or 4 months, then I'm really struggling to stay motivated for another month or two, and then I'll just stop coming to work.

I could try and pace myself, but invariably I find myself drawn to the impossible challenges. Normally you hire somebody who turns out to be rubbish, but refuses to leave. They literally stick to their chair like glue, because their main motivation is job security, not being good at their job. When you hire somebody who's really good, you can't let them know what a hideous stinking mess everything is in, and that they're going to be under relentless pressure to do horrible work. People who are really good will just go and find somewhere better to work.

I'm an idiot. I want to finish the job I've started and leave feeling proud of delivering stuff. I never ask for the poor performers to be fired. Most of the time I'm able to calmly filter out the new guy I'm training, when they're trying to impress me, but they don't know what they're talking about, and I've got an absolute bitch of a schedule to keep. I had to keep just saying "no" when 3 people were shadowing me, and they were all saying you forgot this or that, or you did that wrong... then I press a button and it all works first time and I can start to be more amenable again.

I'm absolutely not perfect. The first implementation is normally a dog. An ugly dog. But it works, and then the pressure is off so I can refactor for elegance. It's a bit of a thankless task though. When you start refactoring you then start looking at other code, and you end up having to change more and more and more and all the tests break because everything is so fragile, and then people start complaining that they can't find their bit of code anymore, and they have to merge their bit of work into an unrecognisable new world, because people don't pull, commit and push often enough.

I don't even write much code. Ask me for a bit of code that does something, and I'll give you a little bundle that you can plug in wherever you want it. When everybody is developing features but the application doesn't work, I'll concentrate on bug fixing and stabilising the build. When everybody is trampling on each other's toes, I'll concentrate on release management and versioning. When an important demo is coming up but people are committing code that doesn't work, I'll roll it back and tell them to put it on a branch until it integrates. When code starts getting promoted from DEV, to UAT, QA and PROD, somebody has to make sure the database is created with the latest schema, test data is loaded, Business Process Management tasks are cleared down, and all the little microservices are up to the right versions. That can take 3 hours on a bad day.

Software is not hard. Managing a huge team is hard. I haven't had a management role since 2013. However, I know that every untalented email forwarder who thinks they can manage a big project says "features, features, features, we're late, features, features, oh my god we are so late, let's just get it working, get it working, oh my god so many bugs, performance is terrible, let's try and go live anyway, oh my god it's hard doing a production rollout, and the users hate it even more than the testers, what do we do? what do we do? everybody panic, work 25 hours a day 8 days a week, 366 days a year, what do you mean we don't have any metrics? what do you mean we don't have any reporting? what do you mean it's not multilingual? why are all the good people leaving? why do things seem to get done a lot slower now we're supporting 3 or 4 more environments, instead of just one? who could have predicted such a thing? why didn't any highly paid consultants tell me? oh, they did? get me the mail server administrator immediately, there's some junk mail I don't seem to be able to delete permanently. Just get it done before the regulators come asking why we've failed to meet our timetable commitment".

And that's why I hate corporate bullshit.

It's the engineer's curse: we want to just solve problems, to make stuff that works, to make things better. I don't care that it hurts your feelings when I say your idea's rubbish. Your job is to listen to the experts, motivate people and sign the paychecks. My job is to come up with the ideas and make them a reality for you.

I don't really think I'm cut out for having a boss. I don't really think I'm employable anymore. I just completely ignore all the management, then they love me, then I tell them I'm not doing it again unless things change, then they hate me, then I get fired, then they get fired.

I probably need to figure out a way to get paid for more than 5 or 6 months of shouting and swearing at everybody and just doing whatever the hell I want. But it's so soul destroying to go to work and think that you made absolutely no difference. In fact you were complicit. Your day rate bought your silence. You were more worried about losing the stream of big invoices than your ethics. You put financial benefit ahead of professional, moral and legal obligations.

A bunch of white collars have got to get prosecuted soon.

Bankers have had their hand in the till for far too long.

Tags: #banking #bipolar #physics #career

This is a story about telling the truth...

I apologise for the lengthy 87,000 word preamble, but it has been in preparation for the revelation of some really shocking truths.

I'm actually still trying to psych myself up to tell some parts of the story, because I know that I'm going to be burning bridges big time, but I don't feel like they're places I'd want to go back to anyway. Those places need to be shut down with extreme prejudice. Those bridges need to be burnt.

I've effectively had an 'access all areas' back-stage pass to a lot of stuff that the public barely know exists. I've worked on gold bullion vault projects, nuclear submarine projects, cryptographic encryption projects and on the number one projects in the world's biggest banks. I've single handedly produced number one iPhone apps and been invited to speak about what I do at top academic institutions. These are my credentials.

So, I'm puffing myself up, like a blowfish. I'm like the scared cat, with its fur all stood on end and its back arched. I'm like the pompous twat, with his chest pushed out and his fake voice booming out, disturbing everybody's peace and quiet. Am I a narcissist? No, I'm just trying not to be eaten by predators.

Am I trying to make you like me? Do I think I'm likeable? Do I think I'm charming, charismatic? Do I think I'm special? Well, I have done the maths. I'm one of 7 billion people on planet earth and I'm 99.5% genetically identical to every single one of them. So I'm half a percent different from 7,000,000,000, which means I'm roughly the same as 35 million people, statistically speaking.

There are - for arguments sake - about 70 million people in the UK. I've used a higher number than the official figures for convenient maths, and because the government doesn't count the huge number of 'illegal' immigrants who live here. So I represent about half the population of the U.K: 35,000,000. I'm literally 1 in 2. There's a 50:50 chance you might meet another me, here in the UK.

So I'm really Mr Average. There you have it. I'm a straight down the middle regular Joe Bloggs. Anything I can do, you can do too. I'm not special. I'm not unique. I'm not different.

I've done a paper round, just like you. I've done washing up in a pub and a hotel, just like you. I've worked in a shop on a Saturday, just like you. I went to state comprehensive school, just like you. I went to 6th form college, just like you. I did an apprenticeship, just like you. I worked 9 to 5, just like you. I learned a skilled trade, just like you. I had a mortgage, just like you. I had a current account and a savings account, just like you. I used to mow the lawn on a Sunday, just like you. I used to spend a considerable proportion of my income on DIY and home improvements, just like you. I was making a little nest, ready to spawn some clones of myself, just like you.

Only, one day, I threw down my tools and said I'd had enough.

At first, I couldn't actually carry on working even though I wanted to. I had gotten myself a new job, and it was quite exciting, interesting and challenging. I was working with some cool people on a cool project. But for some reason I couldn't get out of bed. Maybe I was lazy? Maybe I was a spoiled brat? Maybe I was too posh and rich, and too arrogant and stuff to be bothered to go to work like everybody else?

Well, as I remember it, I just couldn't take it any more. I broke down. The machine had been pushed beyond its design tolerance, beyond its threshold, beyond its capabilities, beyond its rev limiter, and it had shaken itself to pieces. You should know that at this point, the machine was only powered by food, water, alcohol and caffeine... just like everybody else.

Was I a functional alcoholic? Well, we've explored this already, so I'm not going to go over it again, but let's just say this: I never drank alone. I always drank with colleagues and friends. I always had drinking buddies, and I never drank more than anybody else in my social sphere.

Alcohol is more than a social lubricant though. They say that money is the lubricant for capitalism, but I think that alcohol is the lubricant for capitalism. The more money, the more alcohol. It was limitless. As long as your work got done, nobody cared how pissed you were.

The thing about doing the same job for 19 years is that it gets pretty easy. It gets very monotonous and boring and paint-by-numbers. Even when you're building a banking system to process a quadrillion dollars, it looks like the same 1's and 0's in binary. All computer code looks the same, whether it's launching Tomahawk missiles or processing Credit Default Swaps.

We used to say "nobody dies if our code f**ks up" on the non-mission-critical projects. That's not strictly true though.

When a massive beast like a giant multinational corporation starts to die, rich people get pretty trigger happy. Yes, people are prepared to kill other people in order to protect their dollars. My own parents were prepared to kill me in order to protect their pot of gold, so I've seen it first hand.

The thing you don't realise, when you're watching all that 'free' TV is that you're a TV addict. If you didn't pay for something, then you are the product. Your mind is being sold to the highest bidder. Even when you do pay for something, you might still be being marketed to... you wanna be James Bond, right? Better go and buy that expensive watch you saw him wearing then.

But this conquest of your heart and mind is more subtle than just being sold a product. You are also being sold a lie. You are being told simplistic stories about good vs. evil. You are told stories about cowboy & indians, cops & robbers, earthlings & aliens, superheros & bad guys, black & white. You are being dumbed down. You are being put into a childish mindset.

Barely a few months after this photo was taken, my parents marched into my house, that I bought with my money that I earned, and called me a drug addict. They are total fucking idiots.

One of my earliest memories is waking up in a hospital bed at Oxford John Radcliffe Hospital. There were two scared looking drug addicts, going through withdrawal there looking at me. They had really dumb expressions on their faces. They had no idea what was going on in their drug addled lives. They were my parents, and they had hospitalised me because they're irresponsible cunts.

My parents have not got a clue how hard modern life is. They were gifted the deposit money to get a house, because they had failed to plan properly how to support their child. They needed their parents money, because they were too busy taking drugs and getting fucked up to act responsibly.

Do you know what I'd do if I got a girl pregnant? I'd get a fucking job.

My parents think they're special and different. They think they are entitled to not have to work hard. They think they're entitled to sit in judgement over the world, despite having achieved nothing other than to inflict misery on innocent human lives. Being the child of a pair of junkies is miserable work, I can tell you. It's hard work having to be the responsible one, because you are chaperoning a pair of losers who are too fucked up to put food on the table and a roof over the family's head.

When we come to talk about bail-outs in the coming months. We should remember that my parents had a free University education and they spent their parents money fucking about. They went travelling and had a lovely time swanning around spending other people's money. They sat around taking cocaine and doing jigsaws with their adult friends, rather than taking their kid on an outing. They took me to the pub and left me with alcoholics who worked on the US Air Force base, who told me all about nuclear war. Little boys don't really want to know about nuclear war. It kind of fucks them up.

Yes, I remember this guy Wayne, used to boast all the time about nuclear weapons destroying every living thing on the planet of the Earth. That's a lovely bedtime story for a 3 year old, isn't it? Well done mum & dad. Great parenting. Gold star. Cunts.

So, if I'm against the proliferation of nuclear armamants and I'm a vociferous supporter of nuclear disarmament... that's the reason. We should ban the bomb, because being bombed to shit by nuclear weapons is terrifying for your children. You shouldn't be sitting around taking drugs and getting drunk with your friends. If you give a shit about your kids you should be protesting about the proliferation of nukes.

Yes, my parent's were caught napping. They were asleep on the cunting job. While they were putting flowers in each others hair and taking heroin, magic mushrooms and LSD, snorting loads of cocaine and wandering round in a stoned fucked up daze, alcoholic stupor and generally dribbling like cross-eyed imbeciles, and occasionally spawning an unloved child, the world went to rack & ruin. You total cunts.

My parents never gave a shit about saving for a proper pension. Their parents had been prudent, and had put money into index-linked pensions that provided for a reasonable retirement. My parents plan was to put all their money into drugs and not give two fucks about the future, or even the present. Yes, the present was a pretty miserable time, because if there's one thing we know about drugs, it's that there's a comedown.

My parents like to boast that they were never really addicted. What absolute horse shit. If you have an expensive habit that's damaging to the entire family's health and wealth, to the point where my grandparents had to bail you the fuck out, and buy you a house, then you fucked up, you total addict fucking losers.

My mum still smokes, and has a major alcohol problem. She's self-medicating for anxiety issues. Yes... being a shit parent is supposed to make you anxious. That's called guilt. That thing you're trying to numb... that's your guilty conscience for being a shit parent.

If you don't adjust your lifestyle according to the needs of your dependents, then you're a fucking selfish cunt. If you can't even see what's going on in reality because you're too messed up by all the drink and drug abuse... you are a really sorry messed up individual.

My parents live in a kind of co-dependency, where they support each others warped worldview. The only person who's friends with them is a guy with learning difficulties, and even that is co-dependent. That poor guy is just lonely, and he likes to have a drink... my parents drink with him, because he makes them feel like they're superior. They don't like normal friends, because they remind them that they're alcoholic junkie shit parents who never adjusted their disgusting lifestyle for their kids.

My Dad's really horrible and abusive to my Mum, but she defends him, so it's hard to do anything. It's important to defend somebody's character, but don't defend the indefensible. Don't defend an abuser. Don't defend somebody who gets sent to the supermarket to buy food and comes back with drugs. Don't defend somebody who's supposed to put a roof over the family's heads but can't be bothered because they're too fucked up on drugs.

I'm supposed to support these cunts in their happy retirement, am I? Why?

This is the legacy. This is the lunacy of mortgaging your children in order to pay for your disgusting lifestyle. This is the smoking gun. This is the whodunnit for a generation that got screwed over. This is a pointed finger, that shows where the blame really lies.

So, I'm being disruptive. I'm laying the foundations. I'm laying out my stall. I'm setting out my case. I'm taking on the establishment. I'm taking on the status quo.

I live and work in glass palaces, but I'm going to throw stones, because these places need to be smashed down. People have been kept below glass ceilings for too long. People have been oppressed by a generation who have achieved nothing, for far too long. Widening the rich-poor gap and fucking over your grandchildren's future, through pollution and completely screwing the global economy is nothing to be proud of. You've got no authority and you've got no credentials.

I suggest you start giving away your hoarded wealth as fast as you can, if you want to help your family. Give it away, share, spread the wealth if you want to retain even a fraction of your standard of living.

Soon, it's not going to matter who's got the most. It's going to matter who gave the most, when you are put on trial.

Yes, the newest generations are going to put you on trial for crimes against humanity. You're all as guilty as each other, so the only way to judge people's character is based on their generosity. My parents are tight-fisted cunts.

You're economically enslaving your children. You are chaining them up. You're doing nothing, sitting on that couch watching brain-washing TV and reading rubbish newspapers. Get off your lazy arses you cunts (October 2013)

Tags: #politics #childhood #parents #capitalism #addiction

This is a story about demon drink...

Drinking champagne, meant for a wedding. A toast to the bride, a fairytale ending. Those are some of my favourite song lyrics.

I'm not alcoholic because alcoholics go to Alcoholics Anonymous meetings and they can't stop drinking. Alcoholism, by its very definition, is the inability to curtail your consumption despite the damage to your health, wealth and relationships. I don't abuse alcohol and I can stop drinking for long periods whenever I want, so I'm not an alcoholic. Quod erat demonstrandum.

I can go lengthy periods without alcohol. Currently, I've not been drinking for the last 76 days, and I'm going to do 101 days, just because I can. Yes, you might have the odd 6 days off drinking, but I bet you've never done 8 days. I bet you've never done 28 days. I bet you've never done 90 days. The chances are, if you tried to quit, you'd find that your 'willpower' is very weak indeed.

Alcohol is brilliant for treating anxiety. It calms the nerves. It's like Diazepam (Valium) in a bottle from the supermarket, with a hangover. The two drugs - alcohol and Diazepam - have exactly the same effect on the Central Nervous System (CNS)... the brain. They both cause the release of a neurotransmitter called GABA, which calms the brain. Alcohol is a GABA agonist which means it causes GABA to be released in the brain.

If you flood your brain with GABA, you will be more relaxed and somewhat disinhibited. People incorrectly say that alcohol is a depressant but it's actually a CNS suppressant. That is to say, it suppresses a certain amount of brain activity. It makes you chilled out and stupid. It does not make you depressed, but if you are depressed, those feelings may come to the forefront of your mind, because you are disinhibited.

You can get happy drunks, angry drunks and sad drunks. All that is happening, is that the person's mask is slipping and you're seeing what they're really like behind their public persona. Alcohol is almost a truth serum. In vino veritas, means "in wine, truth". The Romans knew a lot about wine.

Why do I keep quoting latin at you? Well, it's because I'm challenging your shorthand notation for a person's life. I think I overheard somebody describe my reason for not drinking the other day as "because he's a recovering alcoholic"... that's outrageous! I have elected not to drink through choice. If I was an alcoholic, I would be alcohol dependent, and therefore unable to choose to stop drinking despite my desire to save my liver and bank balance from being decimated.

In actual fact, stopping drinking has cost me staggering sums of money. I was working on HSBC's number one project - Customer Due Diligence - which was an incredibly stressful project requiring very long hours of sustained high pressure. The only way to cope was with alcohol. When I quit drinking, I could no longer cope with the madness of that failing project.

I had decided to quit drinking for the Go Sober for October charity event, which would give me an excuse to resist the relentless peer pressure to get drunk with my colleagues. I lived and breathed the project I was working on, and I live and breathe banking, which means I lived and breathed drinking culture. It's very hard to be a sober banker, especially on the number one projects.

Alcohol carried me through JPMorgan's DTCC project (their number one project that year) and we delivered it on time and on budget with a green offshore team of Accenture developers. I was the Development Manager. Just about the only way to cope with the pressure and stress of that project was with copious amounts of alcohol... oh and some very cool bosses who just let me get on with my job.

I've had the good fortune of working with some very brilliant people. Most of whom have been massive drinkers. I've started to lose friends to liver damage though. Alcohol abuse catches up with you eventually.

Is it some health scare that caused me to stop drinking? Well, so far as I know my liver is OK. I had an ultrasound a couple of years ago, and my liver was torn from blunt trauma and damaged by hyperthermia, but it wasn't cirrhotic. Alcohol didn't cause the damage because I wasn't drinking at the time (or eating, but that's another story). My liver has been fully recovered for quite a while now. It's one of the few organs in the body that can repair itself, if you give it a chance.

So, what's the short answer? What's the shorthand? What's the soundbite? Well I'm afraid there is no shorthand. You can't label me as an alcoholic because I don't abuse alcohol. I don't even drink. Q.E.D.

Did alcohol abuse cause me to go homeless? Did alcohol abuse put me in hospital? Are those events connected to alcohol? No.

No, sorry to disappoint you. I wasn't drinking at any of the times when I have been hospitalised. I know you're hunting for something to point your finger at. I know that victim blaming is convenient. We like to label people. We like to pigeon hole people. Sadly, I don't really fit inside a neat little box. Nobody does, despite how much easier and less scary life appears to be when we imagine that we can pre-judge everybody.

Nothing good ever came from prejudice.

That's a photo of the last alcohol that I consumed, on the 25th of September 2015. A glass of port with some shrooms. Not magic mushrooms, containing the psychedelic chemical Psilocybin, because that's a Class "A" drug. Nope, those shrooms contain ice cream. Those glasses contain port wine.

Since then, I've had a fall-out with one of my oldest friends who's now not talking to me, I lost my job and I've been in hospital for a week. I also nearly threw myself off the Golden Gate Bridge, due to suicidal thoughts. All in all, not a great case for sobriety. My wealth and mental health have been severely impacted by my 101 day experiment, but I've started so I'll finish.

Conducting this in-vivo experiment has been extremely unethical. To risk your life and livelihood in order to discover the link between alcohol, anxiety and depression, is not something that any medical professional could sanction, condone. I've had to ignore the advice of healthcare professionals in order to uphold my commitment to discovering what happens when you quit drinking.

I'm not completely reckless. I know that for dangerous levels of alcohol dependency, quitting drinking abruptly can kill people. Having a seizure due to the sudden drop in the alcohol levels in your bloodstream can kill you. In a treatment centre for alcoholism, they would give you Librium and taper your dose down gently, to prevent you from having a fit.

Despite not having a physical alcohol dependency, it has still been exceedingly unpleasant to quit drinking. The elevated levels of anxiety that you experience, due to the conditioning of your body to expect alcohol as a coping mechanism for high stress levels, makes life fairly unmanageable. You have absolutely no idea how much of a crutch alcohol is in your life, because you've never quit boozin' for months on end. You just haven't done it. Period.

I really don't give a toss whether you want to carry on drinking or not. I won't judge you. I'm not preaching to the world about the few benefits of being a non-drinker. I'm not expecting people to go teetotal like me. In fact, I really don't think you can do it. It's too hard for most people. Most people are addicts. They say "I can quit anytime I want" because they can not drink for 6 days and not have tea/coffee/coke for 2 days. Those are not long enough periods of time to make any pronouncement about your addiction. Those short periods of time prove nothing, except that you can fool yourself into thinking you're not substance dependent.

It takes time for cravings and withdrawal to kick in. The headaches and cognitive impairment associated with stopping caffeine use takes at least 3 days to kick in. You will have terrible cravings after a week or so. You don't know this stuff, because you never go for long enough without a cup of tea or coffee, or a can of Coca-Cola.

The anxiety associated with alcohol withdrawal is something that creeps up more gradually. Your body is conditioned to know that there's always a bottle or a glass handy when you need it. Just knowing that alcohol is readily available actually makes you less anxious. Just knowing that stress relief is available on tap actually makes you less stressed. You will feel relief from your anxiety, flooding your body from the very first sip of an alcoholic drink. That's not possible. The alcohol can't enter your bloodstream that quickly. Your brain has simply learnt to release the GABA, in response to the smell of wine, beer & spirits. It's a conditioned response.

I'm sorry to report that you're no different than Pavlov's Dog. Yes, you respond to the ringing of the bell for last orders at the bar, by salivating for more alcohol, with just the same conditioned response as a dog slobbering for its meat chow, when the mealtime bell is sounded.

You might think you're high & mighty, because you can use your higher brain functions in order to pass judgement over other people. But under your pseudo-intellectual skin, you're the same animal as anybody else. You simply aren't well educated or well informed enough to be aware of your own ignorance, when you pass judgement over people.

So am I a functional alcoholic? Well that's a contradiction in terms. Killing yourself, damaging your health and wealth... surely that's dysfunctional behaviour, by its very definition? The fact that I can start and stop drinking at will, whenever I want, for however long I want... surely that undermines the whole concept of any kind of alcoholic, functional or otherwise?

I will probably start drinking again, after 101 days. For my next trick, I'm going to have a glass of red wine every day, and no more than that. I'm going to show that I can exercise self-control even with the disinhibition of the intoxication from a dose of ethanol. Yes, it's obvious that impaired judgement associated with ethanol intoxication is a reason why people drink more than they planned, but the rational brain never gets put to sleep entirely. We can still exercise a degree of self control.

None of this is very hard for me... because I'm no longer homeless. I have the threat of homelessness hanging over me, because I lost my job (because I stopped drinking). When you're homeless and you have no hope of a better life, drinking helps to anaesthetise you from the cold. The cold of the weather, and the cold shoulder that friends, family and society shows to you. You become untouchable. You are considered a tramp, a bum, a loser... you are shunned.

There is a vicious cycle associated with homelessness and alcohol abuse. People never consider chicken and egg. They never consider the reasons why somebody started to abuse alcohol, and whether those reasons are still present. Alcohol abuse is a symptom, not a cause of somebody's problems. People don't drink to excess unless they're very unhappy about something.

Alcohol abuse is a form of self medication. Alcohol is not inherently the problem. It's a symptom of a problem. Treat the root cause of the issue, and the alcoholism goes away. Plenty of people drink to excess, but they're not homeless and destitute. We applaud Hooray Henrys who throw wild parties and drink with gay abandon. Those glittering socialites are heros.

Drinking £700 of sparkling wine that was meant for my wedding should have been a warning sign, but I was too intoxicated to see what was really going on. Self medication numbed me to the fact that I was trapped in an abusive relationship, and had taken to the bottle to be able to cope with it, and a super stressful job. It was more than any human is capable of handling, without chemical assistance. My medication of choice was alcohol, for a long time.

Am I confessing that I was an alcoholic? Let's repeat this once more: alcoholics are people who are unable to stop drinking despite detrimental effects on their life, and the lives of those around them. I can stop drinking at will, whenever I want. I'm an expert on not drinking. I know far more about not drinking than you do.

Perhaps I should do 9 months of not drinking, or however long it is that good mothers don't drink for. But we already know that stress, anxiety and depression in pregnant women and new mums is a huge problem. So there's already a good data set to prove that quitting alcohol is hard on the minds of women, despite the elevated oxytocin levels associated with childrearing. That's pretty damning evidence about the long-term psychological/brain damage that alcohol abuse does.

It's very controversial to be writing this stuff, but there is heaps of data and anecdotal evidence around to support it. We just need to be good scientists, and observe what we see in the world around us. Conducting in-vivo experiments is dangerous and unethical, but it's yielding interesting findings.

Roll on 101 days!

You've structured your life around addictive substances like alcohol and caffeine more than you will ever possibly know unless you do a lengthy period of abstinence (September 2015)

Tags: #alcohol #addiction #notanonymous

This is a story about being a scapegoat...

There's one simple rule to follow in life: don't be an arsehole. If you're bully, criticising, undermining and generally destroying somebody's character, you're an arsehole. People are basically good. Billion dollar companies like eBay have been built on positive not negative stereotypes.

If you assume that everybody is out to rob you, hurt you. If you assume that everybody is bad and you're the only good person on the planet, and treat people according to this negative worldview, then you're going to be isolated and lonely.

It's important to listen to somebody's story, and consider all things with an open mind. There is no shorthand for somebody's life. You can't just hear one negative label and think "yeah yeah yeah, I know the rest". You know absolutely nothing about a person.

I've been advised by mental health professionals, psychologists and amateur psychologists to avoid labelling myself. However, creativity loves constraints, so I have labelled myself and I'm owning that label while I tell that story, knowing that it will be strongly emotive.

My dad joked that we should name our black & white cat "Ginger" because it would challenge people. It would literally blow people's minds. People would fly into an irrational rage, just because a black & white cat was named "Ginger". Yes, some people are so brainwashed, that they feel pure terror and anxiety at the smallest thing that doesn't meet their expectations of conformity.

We are very programmed to conform. We are groomed, massaged, browbeaten, into a kind of group conformity. Kids in school and adults at work are a lot easier to deal with as one homogenous blob, a sea of blank grey faces, rather than a bunch of individual humans. It's much easier to command & control if there is groupthink and uniformity.

Bizarrely, I hankered after some conformity in my life. I wished that my parents were married, I wished that my Dad was into football like the other Dads, I wanted to wear the right trainers and tie my school tie in the 'correct' way, rather than the way that an adult would wear a tie.

Subcultural phenomena are immensely important as a means of indicating to people that you belong to their tribe. Wearing the right clothes and having an interest in the right things makes the difference between an easy life, or a life as a weirdo, an outsider, a spare part, an alien.

You might not understand why something's so important to somebody, but they do. They understand the difference it makes to their daily life, being singled out as 'different'. They have to deal with the daily consequences of being marked out as not belonging to the clan. Not wearing the right tartan, so to speak.

If you are forced to be trapped into a place where you don't belong, or you're not accepted into the group, to the community. If there is constant friction, resistance, then you have to find survival strategies.

I'm very good at zoning out, putting myself into a trance-like state. I can transport myself to another time, another place. I can transcend my body and just wait it out. If you think I'm impatient you couldn't be more wrong. I'm probably one of the most patient people you'll ever meet.

I had such a good grasp of time at school that one of my party tricks - that gained me a little oddball popularity - was being able to count down 5... 4... 3... 2... 1... and then the school bell would ring. I had a natural sense of good timing, given how important the end of school was in my life.

My entire soul yearned for the brief freedom from the bullies that came after school, at weekends and during holidays. The entire structure of my personality was reshaped by time, the clock, the timetable.

I would be down all termtime, and then I would go absolutely bezerk during holidays, trying to pack all that missing fun into those short periods. I would be very tired and lethargic and not enjoy very much of anything during termtime. I would be sad and crying about the bullying. Then, when the holidays arrived, I would hardly sleep, get ridiculously overexcited to have been released from the chains of relentless bullying, and I would launch myself at things with unbelievable enthusiasm and energy, because I knew that the holidays were short.

You might say that I'd be depressed for 6 or 7 weeks at a time, and then hypomanic for 1 or 2 weeks. Yeah, you could say that there were two extremes in my life. You could say that for 13 years there were two poles in my daily existence. You might say that my entire time at school, I had to be very bi-polar, because of the enforced structure of my life. It was the only way I could survive.

When I started work, I was 3 or 4 years younger than everybody else in the company. I was 17 years old and doing a graduate job for BAe Systems. The graduates tolerated me, but I was just a schoolkid to them. I hadn't yet been to University or done much growing up, so I was immature and obviously, I was a bit weird.

Sure, I made friends, but I was always a bit of an oddball. I was always doing something embarrassing or stupid, because I was going through the transition from childhood to adulthood. I was doing the growing up that my peers all did together at University. I made the mistake of accepting every drink that was bought for me, including the 'dirty pint' that I was tricked into drinking and throwing up in front of my colleagues, for example.

Time is the only thing that can change things. There is no short cut to growing up. Yes I was mature for my age in some ways, and I had to fight against ageism, but I also made mistakes that were purely down to immaturity. The best thing I could do was to sit tight and wait until my face matched my experience. I was never taken seriously when I was younger.

Respecting your elders is a mistake in technology, computing, IT, software. If you always do what you always did, you'll always get what you always got. Technology is disruptive, it's innovative, it's fast-paced and ever-changing. You can learn as much from the 'script kiddies' as you can from the key-man-dependency 'oracle' type character who think's he or she is the font of all knowledge.

Technology is truly meritocratic. I really don't care how many years you've worked in software. How many websites and apps have you made? How many users have used your software? How many trillions of dollars has your software processed? Those are the objective measures, obviously.

The grass roots are taking hold. The pyramid is starting to look like it's built on shaky foundations. The bullied kids, who spent all their time on computers as a form of escapism, are now running your company. You might think that because you did an MBA at some business school and were generally academically bright, that you command & control your company from the boardroom, where you puff out your chest and feel terribly important. You're wrong.

The thing about old companies is that they do things in old fashioned ways. They are not modernising fast enough, because of all the gatekeepers and people who have an over-inflated view of their self importance. Customers pretty much care about only two things: price and quality. Brand recognition is a function of consistent quality over many years of using a product or service. People won't stay loyal to a company forever, if they're getting inferior quality or paying over the market rate.

Challengers are offering innovative products, higher quality at a cheaper price. When it comes to technology, the challengers are offering a delightful user experience, rather than just the bare minimum for an older company to remain competitive. Old companies are all about cost cutting and keeping costs low. New companies are all about investment and offering something that puts them head & shoulders above the competition. New companies can't rely on a monopoly, so they have to try harder.

We live in a highly regulated world, so there's no risk associated with switching to a different product or service. They all have to adhere to the same standards, and they're all underwritten by the same guarantees. You have the same consumer rights, whether you've bought a product from an old company or a new company. You have the same rights as a consumer of a service from an old company or a new company.

The difference with the challengers is that they're hungry. They're enthusiastic, passionate and energetic. They're not sitting back, farming their monopoly and expecting the good times to roll forever. They're trying to nip and bite the ankles of the big players, and take a slice of the big market share pie, by delivering superior products and services.

My watch wasn't made by some amazingly skilled craftsman in Switzerland, who had to spend many many years learning the art of horology. No, it was 'assembled' in China after it was designed in California. It cost a fraction of what a Patek Philippe would have cost and it does a lot more stuff. I can pay for stuff with it, travel on busses and the underground, monitor my heart rate, receive directions when I'm driving or cycling, ask it questions, get reminders of stuff I need to do, check my diary, see who's phoning me before I get my phone out of my pocket, and read my messages and emails. It has seamlessly blended into my everyday life.

Monopolies don't last forever, and if you dig in and refuse to listen to what the disruptive young whippersnappers are saying then you will find yourself stuck out on a limb. You'll be sat there in your boardroom in your massive headquarters, wondering where all your customers and your profits went. The challengers are no longer coming. They have already arrived and they're disrupting your industry, and word is spreading amongst customers that there's a better way.

The geek will inherit the earth. The meek geeks are taking over everything. Chances are, you don't run a product or service company anymore. You run a software house that happens to specialise in a certain product or service. It's the software and systems that run your organisation, not your people and processes. You're mistaken if you think your best sales rep or most amazing manager are your most important assets. Those individuals just won't scale up like a software system can.

Automation and mechanisation is changing the whole world. There are still plenty of examples where we can industrialise. Where we can get the benefits of higher production and lower cost. We can eliminate human error and the limitations of workers ability to work fast and concentrate 24 hours a day, 7 days a week, 365 days a year. The more that we allow machines to do, the more efficient industries become, and the more delightful the customer experience.

Have you ever noticed how it feels as if you're getting to your destination faster, if you see a queue of traffic and decide to nip down a back alley, to take a rat run? You might not actually be moving any faster, but at least if feels like you're travelling rather than standing still. You might take this analogy with supermarket kiosks. Now that you scan and process the payment for your own groceries, it feels faster, because you're not stood in line waiting for the cashier. Really, you're just saving the grocery store the cost of having to have extra checkout cashiers to cope with the demand, but the cost saving means they can deliver higher quality groceries for the same retail price.

Economies of scale do work, and retailers are very good at scaling things up, because their margins are very aggressive. In the marketplace with price comparison technology, consumers will vote with their feet if your prices are not competitive. Banking hasn't really got its head around that yet. Many people still bank with their original current account, because they haven't seen the benefits of being a 'rate tart' or finding a higher quality online or mobile app experience yet. However, as Apple Pay becomes more and more prevalent, your bank is becoming less and less relevant. Having access to a branch is irrelevant if you live in a cashless society and you have a good mobile app.

We are witnessing a changing of the guard. Out with the old, in with the new. Long live the Queen, cash is not king.

Robots are going to pick out your Christmas presents and despatch them to you. One day, a drone helicopter will deliver your packages. Change is coming. Don't fight it. Geeks don't like fighting (June 2008)

Tags: #bipolar #bullying #childhood #career #banking #capitalism #computing

This is a story about being down and out on the streets of Camden Town...

Performing your greatest hits over and over again drives you insane. However, the public and society expect you to keep repeating what you do best, again and again and again, like a dancing bear or a dog trained to do tricks.

Whoever pays the piper calls the tune, but I'm not a CD player. If you want to listen to the same song over and over again, just press the repeat button on your iPod. Making an artist compromise on their creativity, in order to simply be a human machine, a robot, can destroy them.

The anxiety associated with knowing you have to do something that you've done so much that it's a complete paint by numbers, starts to become an unbearable burden on your ability to be able to function. Pretty much the only way to remain functioning is to drink yourself into such oblivion that you just don't care anymore.

Alcohol is a GABA agonist. What that means is that it suppresses a certain amount of your brain activity. It's effectively making you chilled out and dumb. Yes, if you're chilled out and dumb, you don't mind doing the same stupid shit over and over and over again. If you're intelligent and creative it destroys your soul, your desire to continue living.

Is it arrogant to say "fuck this" and stop doing what your talent and experience qualifies you to do, because it's destroying you? Should I just shut the hell up and "get a job" as I've been told to do by some ignorant twats? Well, it would literally kill me.

There are 2 ways I could die right at the moment. I could kill myself or I could drink myself to death. These are both sane responses to an insane world. I'm not a robot. Sorry about that.

My whole job is to automate human tasks. My whole job is to get mechanical robots, machines, to perform repetitive tasks instead of having human slaves or human robots doing them. We have reached a point with the development of technology, computing, software, where we don't need to do stupid repetitive shit anymore. Even creating software doesn't have to mean re-inventing the wheel anymore.

So, if you ask me to do something that's just plain wrong, I won't do it anymore. If you ask me to write code that's just going to go into the dustbin, I won't do it. I've stopped writing bugs. I've stopped supporting failures and idiots who don't have a software background. If you don't know your arse from your elbow, I won't show you the respect that you don't deserve.

If you want to know how to build software that can process $1.16 quadrillion ($1,160,000,000,000,000) per year, you can pay me for my professional opinion and I'll show you how it's done. That's the most money that's ever been processed by a banking software system, so that means I know what I'm talking about. If you don't want to listen, we can part company and I'll wish you the very best of luck.

1% of 1 quadrillion is 10 trillion. 1% of 10 trillion is 100 billion. 1% of 100 billion is 1 billion. 1% of 1 billion is 10 million. Any questions?

Ignore what people tell you. Money really does grow on trees, for those who can be bothered to climb. Yes, geese that lay golden eggs really do exist. You just have to climb the beanstalk and risk the wrath of an angry giant.

Magic beans are not a waste of money. They can help you to climb the beanstalk. They won't help you climb back down again though. What goes up must come down, but you might take a tumble. More on this in a future post entitled: Self Medication (Part Two).

You've heard about doping in sport. Why would you think that the athletes of the corporate world would be any different from those who compete in the Olympic Games? The pressure to perform at the very top of your game is just the same, if not greater. The competition is fierce, and anything that gives you a competitive edge is needed unless you want to be trampled underfoot by the thundering herd.

Did you ever wonder why London drinks so much coffee? Did you ever wonder why people are prepared to pay the best part of £3 or £4 for some bitter black sludge? Well, it's because of a plant alkali called Caffeine. Yes, that's a performance enhancing drug. It helps you to concentrate, and allows you to work with more energy, stamina, than would ordinarily be permitted by your body & mind. It increases your output potential.

Limitless? No, not limitless. There is a cost involved, and that cost is insomnia and anxiety. But don't worry about that, because there's always alcohol to take the edge off the anxiety and put you into an alcohol-induced coma that is a substitute for sleep.

You are never more than a few tens of metres from an outlet for caffeine or alcohol in London. They even have bars at bus stops. Well, they don't really, but me and my friends made one. It was very popular. It was the ultimate London pop-up.

What can I get you, sir? Would you like uppers or would you like downers? Uppers in the morning, and throughout the day. Downers after work and throughout the whole weekend. Uppers again on Monday morning to get you going again. Heaps of downers on a Friday to try and calm down from the working week, to 'rest' and recuperate. Oh yes, London is a very high performance place.

So if it's not limitless, what happens when you reach the limits? What happens when you're working on the number one projects for the number one companies, dealing with the biggest amounts of money that have ever been processed in the history of humanity? What happens when you have completely saturated yourself with alcohol and caffeine?

Well, you need crutches. You need a wheelchair. You need something to keep you rolling. You become somewhat disabled, but you need to keep moving, so you get wheeled around or you have to hobble along. Why do you think your office chair has wheels on it? It's because you're probably so f**ked that you can barely stand.

Yes, globalisation and corporate culture will f**k you up. You're only playing by the rules. You're only trying to compete and stay up with the herd, but it's f**king everybody up. Setting everybody up to compete with one another is causing people to be trampled to death.

Adversarial culture is wrecking lives. Us vs. Them and the zero sum game is in the spirit of competition, not co-operation. For somebody to win, somebody else has to lose. The system is designed to have losers as well as winners, and because there can only be one winner, that means everybody else is a loser.

Ultimately, somebody is going to win. Yes, that's right. One person is going to have it all, and everybody else will be dead and buried. An eye for an eye leaves the whole world blind, apart from the one-eyed man, who is king of the world. Everybody else just starves to death. Great system!

But we're all in this together, right? There's safety in numbers, surely? Well, you shouldn't put the Lions in charge of the herd of Zebra. That's pure madness. The conflict of interest between the Lions and the Zebra means that the Lions are not best placed to be in charge of the herd, even if they are at the top of the food chain.

Being an apex predator does not mean that you are best qualified to judge what the greater good is. It means that you're incentivised to be selfish. You don't want to tumble from your position at the top of the pyramid. Being one of the struggling masses is shit beyond belief.

Counter-culture does not mean sitting around smoking dope. That's just totally dumb. You might as well just hurl yourself into the Lion's mouth. Making yourself slow and stupid is just about the dumbest possible thing you could do. It's playing into the hands of the oppressive ruling class.

You think this is a bit paranoid and conspiracy-theory-esque? Well, do you feel lucky, punk? 2.7 billion people live on less than $2 a day. Would you and your family like to join them? Would you like to get to the back of the queue? Would you like to swap your decadent western life for the life of somebody in the developing world? No, I didn't think so. You'd much rather prop up the adversarial system where you're lucky enough to be near the top of tottering tree.

Yes, luck is the decisive factor here, not skill or hard work. You don't think people in Asia and Africa work hard? You don't think people in the developing world are smart and resourceful? You're wrong. You're arrogant. You're deluded.

So, why do I reject the system that I profit from? Why do I prefer to live on the street in a cardboard box? Well, it actually pains me to know that I'm part of a system that's causing so much human misery. It's actually physically and mentally damaging to me to help to perpetrate deeds that cause death and destruction. I can't bury my head in the sand like you can.

I know you'll say or do anything to defend your family. More fool you though for not keeping your cock in your trousers. There are plenty of orphans who need parents. Why the f**k didn't you adopt? Are you literally the most selfish c**t in the whole wide world? Yes, the evidence would suggest that you are. You prop up the adversarial system and you create more mouths to feed in the decadent west and do nothing to give a hand up to the already starving mouths in the developing world.

There's no pride in having made a screaming, shitting, vomiting midget. Your body is evolved to do that. You had sex because you enjoyed having sex. You had a baby because your body is programmed to make babies. You did what snakes and scorpions do. You did what sharks and wasps do. You did what spiders and mosquitos do.

If I could give you one bit of advice, it would be to have a lobotomy. Ignorance is bliss. Being stupid is brilliant. Having higher brain functions is a curse. Being conscious and able to absorb information from the world and process it using rational thoughts is a f**king nightmare.

If you're wondering why I liked living with homeless people, it's because our footprint was much smaller. We lived small. We only consumed what we needed, and nothing more. We weren't making more arrogant ignorant greedy clones of ourselves to fill the void in our meaningless lives. We were just surviving and self-medicating for the agony of the f**ked up world.

We were very cheap, in terms of our economic, social and environmental impact. When a white middle class rich person goes haywire, they normally hurt the world a great deal. That's why it's such a great shame that the west is run by such criminal psychopaths. They'll drop bombs and starve people in order to remain quaffing champagne in their palaces. I include relatively modest homes when I say 'palaces'. Yes take a look around at your home and remember that $2 a day to keep a person alive for a year is probably the price of one of your many flat screen TVs.

So am I a hypocrite? Well, calling me one from your palatial surroundings makes you a hypocrite. You can't hypocritically accuse somebody of hypocrisy. That's ridiculous. Have you been homeless? Have you lived on less than $2 a day? No, I didn't think so. Shut the hell up and go and buy your kids an iPad.

So, what's going to happen to me? Well, my current thinking is that I'm going to finish my story and then take the final exit. I can't really see any more point in existing beyond telling this story, this cautionary tale. I'm literally wasting oxygen.

I loved being homeless in Camden Town. At least it was an honest existence. At least it was true to my values (September 2014)

Tags: #homeless #suicide #frank #capitalism #drugs #depression #alcohol #london #career #banking

This is a story about a split personality...

This is 1 Churchill Place and this is Nick: the schoolboy who leads an exciting double life. For when Nick eats a banana, an amazing transformation takes place. Nick is BANANAMAN, ever alert for the call to action.

I'm not actually Bananaman, but I do eat porridge and a banana every morning. I'm also ever alert for the call to action. I wasn't born to follow.

In Silicon Valley, and with the top people in banks, there is an arms race. But it's not with weapons, it's with smart people. If you let good people go to your competitors, they will beat you. It's that simple. High performance teams make stuff happen.

There's no point in being part of a race to the bottom. I was really impressed by the way that Barclays have embraced the modern software development paradigm. They hired bright young people and allowed them to get on and make some damn high quality software. They let them run their projects with a risk-based approach and using Agile best practices.

I got a bit cross with a couple of people at Barclays, who were straddling the line. They were neither demanding quality and an old-school attention to detail, nor were they very talented or quick. However, the bulk of the developers were amazing and a pleasure to work with. There is always dead wood in any organisation. The problem comes when somebody gets promoted to a position of incompetency.

There's no sense in bluffing your way into a role you can't handle. If your skills aren't up to it, you can't handle the pressure or you just don't have relevant experience, stay away... you're just going to land you, your team and your company in trouble. I've never stepped away from a role in a particularly elegant way, but I haven't dug myself a hole either. I hate people who make themselves into a key man dependency when they're incompetent.

Fail fast. Move fast and break things. There's no sense in spending years and years doing something you're not very good at. I hate the way that we all need to push for promotions in order to get a pay rise and not be on the breadline, but people end up being promoted to positions they're hopelessly unqualified for, because all they're good at doing is kissing ass to clamber up the greasy pole.

Yes, if I had an hour to do some actual work or an hour to make myself more indispensable, or improve my promotion prospects, you can guess which one I'm more economically incentivised to do.

The way that corporations are run encourages people to delegate the things that they're supposed to do, and concentrate on things that only further their personal objectives, which are in direct conflict with the organisational needs. The most junior team members do all the work, while their managers concentrate on making themselves look good, and scrapping over the few promotions.

This adversarial system is flawed from the outset.

Look at how compliant these suit wearing office workers are, patiently queuing to get on a packed tube train to take them back to their miserable tiny home that they hardly spend any time in. They spend all their time pushing paper around in order to service the mortgage, which is a millstone around their neck.

God forbid that you end up procreating. Then your nuts really are in the vice. You will be having to sprint along on that treadmill to service all your debt, working to worship angry bawling midgets that are hungry and have relentless needs for clothes that they will soon outgrow or be ruined by this decadent practice of 'playing'. Ha! F**k those little sh1ts! They get to 'play' all day... how nice for them. Bastards.

Well, there's a way to punish those little sh1ts for being born. Yes, they should have a taste of what it's like to have not kept your cock in your trousers. Yes, they should be forced to go to an office like environment. No play for them. I have to sit at a desk all day, bored out of my mind, so the fruit of my loins has to too.

That'll teach the kids for being so stupid as to give birth to themselves, without a care in the world for how they're going to pay the mortgage, dress themselves or feed themselves. There's a rumour that babies can't even forage for food or kill an antelope. Who the hell do this race of midgets think they are? Arrogantly expecting to be wheeled around in carriages, and getting to gorge themselves on milk swelled breasts all day. That looks like a jolly nice life to me. I don't get to suckle on any breasts at all in the office. Yes, I was sacked last time I did that.

I'm rather patiently waiting for the day that I'm big enough to go to school. Mummy says that when I'm all grown up I will get to go and study with the other children. I will get to read books all day, and write poems and sh1t. Yes, that sounds like good fun. I would like to do that all day. At the moment all I do is follow grown ups around and get told off when they make mistakes. I do tests that they know the answers to, but they don't like my answers.

I see that the grown ups like to drink coffee and alcohol. I'm too young to have those things, but they look like a lot of fun. I would like to have those things. It looks like the coffee allows you to concentrate on doing your job, rather than having to deal with the existential angst of executing pointless tasks. It looks like the alcohol allows you to deal with the anxiety of never quite being able to break free from a system that is engineered to break the will of the sheep-like people, and force them into a system of meek compliance.

Yes, I think I will like it when I become a student, and I will get to lie around drinking booze and coffee, and pontificating about life the universe and everything. Reading books and writing is a lot more fun than being told what to do by grown ups. Mummy says I'm smart so I deserve to get to sit around and be complemented for coming up with the same answers to questions as the grown ups.

I can see now that the master plan is working very well. I can see now that studying history, politics and having mastery of the English language, has led us to this point of great enlightenment. Yes, I can see how amazing society has become since we started getting everybody to read the same books and work in the same offices doing the same kinds of things. I can see now that this kind of groupthink has been a very successful experiment. Life is so amazing now.

I'm so disappointed that I didn't come up with the very clever idea of studying other people's mistakes in order to be able to be an expert on mistakes. I'm clearly not very clever, because I'm not very good at making mistakes. Except the mistake of accidentally doing successful stuff. Yes, I should be like the grown ups who study mistakes and then copy them. I'm not very good at following their example. I'm not a very good student of failure.

I stupidly keep building stuff that works. I stupidly keep making a profit. I stupidly keep succeeding. How silly of me. Yes, that's clearly not the way the world works. We need to have failure. We need to have fighting. We need to have war. Success is not an option in the modern, enlightened world.

Let's not listen to the successful people who are proven and are making things work without violence and conflict. No, let's glorify the bullies and the warmongers instead. We should definitely have a society run by failures, run by those who can't make things work, harbour ideas of violence and vengeance to compensate for their inadequacies. Those are the kinds of leaders I want.

I see now that we are choosing just the very kinds of leaders that we really need. The kinds of people who want to go into positions of authority, responsibility... they are invariably the kinds who are not on a total ego-trip and grinding an axe, have a chip on their shoulder. They definitely don't have micropenises and some kind of small-man syndrome.

Yes, all the warmongering. Getting your willies out, I mean getting your guns out. Yes, it's very macho. It's definitely not overcompensation for your inadequacies. I'm definitely full of much more admiration for leaders who advocate violence. I'm definitely in favour of a global society based on bashing each other over the head with clubs. I'm definitely not in favour of diplomacy and peace. War is the answer, but I've been too stupid to see it before.

How foolish of me not to see the brilliance in the idea that we can all have pointy sticks and we can just attack each other and take whatever we want. I'm really looking forward to living in a cave again and foraging for nuts and berries and trying not to be eaten by a tiger. It sounds a lot more exciting than working in an office.

Yes, working in an office is pretty boring. I'd much rather be bullying somebody with my pointy stick. Especially if I have a pointy stick but they don't. Yes if I get to poke them with my pointy stick with no fear them being able to poke me back, because I'm the only one with a pointy stick, then I'll feel like the king of the world, which is the whole reason for the existence of the Earth and humanity, right? The whole reason the entire planet and the human race was created was as a massive entertainment system for me, right? I'm entitled to go out poking whoever I want with my pointy stick because it's fun.

The whole reason the world exists is so that I can have fun. It's a playground, and I'm allowed to play. I'm bored in my job and I want the attention of the other children and I like playing games, so I'm going to sharpen a stick and go and poke the most vulnerable weak person I can find. That will make me feel good.

I have no words to describe just how boring it is moving money around for pointy stick manufacturers. I have no words to describe just how boring it is never getting to play with those pointy sticks. I have no words to describe just how boring it is to never get to poke anybody with a pointy stick.

I've studied the history of poking people with pointy sticks and it sounds like a lot of fun. There's a lot of hope & glory in poking people with pointy sticks. It sounds like a barrel of laughs. It sounds like a game of soldiers.

So what the hell am I doing flying a desk when I could be flying a drone. I'm good with computers. I used to like computer games. Poking people with pointy sticks makes you feel better about yourself. What's not to like? I think I've found my perfect career.

It must take a lot of bravery to sit behind a screen, pressing buttons, in the full knowledge that the remote system that you are controlling that is poking people with pointy sticks, completely protects you from any physical pain or risk of injury or death. Yes, that's a really brave thing, I think, to sit playing war games on a computer.

Whether the people being poked by your pointy stick are real or they're simulated, that doesn't really matter. It's just that the graphics are probably more realistic in the simulator. I like the way the heads explode when you shoot them in the simulator. I don't like the physics of reality. They say that the simulated people don't even have families. Where's the fun in killing some computer simulated person who doesn't even have a family?

It gets boring after a while, killing simulated people. Time to drop some real bombs. The physics in reality isn't as good, but at least you're killing real people with real families. At least there is real human suffering. We haven't figured out how to simulate human suffering yet, or maybe nobody is particularly interested in experiencing simulated human suffering. Maybe there's no money in simulated human suffering. Maybe there is only money in real human suffering, for the manufacturers of pointy sticks.

That is all.

Frankie is well trained. Look at him doing his filing. It's a File-o-Frank (April 2007)

Tags: #frankie #politics #computing #banking #career #london

This is a story about the doors of perception...

So I radically altered my appearance for over a month. I went from being the suit wearing IT Consultant working on the number one project in the biggest bank in Europe (HSBC) to being the crazy suicidal mental patient guy with a moustache and a tattoo. That how I roll [on the floor laughing].

Self sabotage and self mutilation are strange things to do, but then so is suicide. They are symptoms of a very sick society. It is no measure of health to be well adjusted to a broken system. There can be no pride or honour in being able to turn a blind eye to wrongdoing.

I knew what I was doing. I could have held back. I could have buried my feelings and kept my mouth shut. I could have bitten my tongue. However, things have been eating away inside of me, like acid dissolving the container it's kept in. It was time to vent some toxic gas.

This is all a rather extreme form of bridge burning. I'm really pretty sickened by what global banking and corporate culture is doing to the world and I want to do the right thing. I want to whistleblow on all the life-wrecking and economy destroying corrupt bullshit that I have had to endure.

It's not going to do me any favours, it's not going to make me any friends, it's not going to make me rich, famous or popular, but it has to be done. Somebody has to stand up, be counted, and do the damn right thing. It's going to hurt me, a lot.

Is this some personal grievance? Well I wouldn't be so passionate if it wasn't personal, but it's not personal in the way that you probably assume that it is. I was a Griffin Saver with Midland Bank since I was a little boy, and I've always loved HSBC and I was so proud to start work for them, age 21. Later, in 2003, I was amongst the first 8,000 people to work in the prestigious 8 Canada Square... headquarters of the HSBC Group Plc, which employs 245,000 people worldwide.

If you look after me, I will look after you. Actually I tend to do things the other way around. I will look after you on the assumption that once I have proven to you - beyond all reasonable doubt - that I am adding value to your organisation, you will look after me, to some extent. Sadly, the way the system works is to try and get blood out of the proverbial stone.

Yes, the employees of global banks are driven very hard indeed, but they share so little of the reward, in terms of the wealth that they generate for their masters. The customers of global banking pay huge sums of money for financial services, but it's them who still toil all hours to service their debts, rather than being enriched by the products they are sold.

Consumers are being sold a lie. They are being told that products and services will make them happier, richer, more attractive, more successful. The truth is that the only people who will get rich are those who own and operate the pyramid schemes. There simply aren't enough pay rises and promotions for you to be able to reach the rungs on the ladder where you will be able to see your kids and sleep at night... you're going to be stuck on that treadmill for the rest of your life, sorry.

It's not market economics that is broken. The markets really are efficient. However, they are not free from political influence. They are also not immune from manipulation by exceedingly wealthy individuals and institutions. Here's how it works...

Imagine if I were to buy all the insulin producing factories. Building a factory takes quite a long time. During the time that I own and operate a monopoly on insulin production, and the time that a competitor could enter the market that I have monopolised, the demand for insulin is going to remain constant, because diabetics don't want to die. So, if I am in control of the supply, and I know that demand is constant, then I can demand practically whatever price I want. That's market economics.

We see artificial scarcity created through cartels in many industries. Diamonds are only worth as much as they are on the markets because the De Beers family has such a large monopoly that they can control the amount of diamonds supplied to the market. Oil is only worth as much as it is because the Organization of the Petroleum Exporting Countries (OPEC) can artificially control supply in order to maintain high prices. They are quite open about their monopoly, their cartel.

So you can't eat diamonds or money, but we do need energy. Money is the way that energy is swapped for goods and services, like food. It's easier to grow more food or make more goods, using energy that has been generated from a power station, rather than by manpower. Welcome to the industrial revolution.

Technology has made vast efficiency gains in terms of being able to move money around to get it to where it can work most effectively, but it doesn't mean that the system can't be gamed. In fact the whole financial system is a giant game. We need to remember that it's simply a way of keeping score and deciding who - as a person - is somehow 'worth' more than another, using some arbitrary measure.

That's right isn't it? The people in the West are 'worth' a lot more than the people in the developing world. Because they have more zeros on the end of a computer system that is keeping score, they get to have all the food, shelter, medicine, education, transport etc. and everybody else is a worthless slave. The human lives in the developing world are clearly not worth anything because their electronic bank balance is as good as zero, if not negative.

You can quite clearly see from the image above, who the superior being is. Yes, it's the one with the biggest bank balance in the global casino. They're the winner. Gold medal for them, hurrah!

Actually, huge numbers of people in the developing world have been saddled with debt that they didn't even agree to. Their nation's leaders signed away their natural resources, signed huge loan agreements to pay for some multinational to come and bleed the wealth, and then mortgaged every man, woman and child to pay for it all. That's really not acceptable.

When the people inside that country get a bit p1ssed off that their leaders have sold them down the river, then the developed nations can sell a bunch of guns, tanks, artillery and warplanes to keep their people in check. It's the gift that keeps on giving.

Oh, and when the people have really had enough, then it's time to bomb all the roads, bridges, schools, hospitals, power stations, sewerage plants, factories etc. etc. so that they have to have the developed nations come and rebuild it all again using yet more lovely lovely loans.

Yes, economic slavery is the New World Order. Yes, you might not see people in physical chains toiling in the plantations in your actual country, but somebody still has to grow your sugar, wheat, cotton, coffee etc. etc. Did you grow it yourself? Did you see where it was grown? Do you know anything about the life of the people who grew your food?

We're all rather busy in our wanky make-work jobs, feeling all high powered in a suit in a swanky glass & steel office, pressing buttons in the lift and doing the photocopying... great, but how many meals does it put on the table? Has it stopped war and human suffering? Has it stopped the spread of preventable disease? Has it saved the life of sick people?

I'm fed up of being shouted down by people with vested interests. I just wanted to do the right thing at HSBC and I got muscled out for escalating my concerns in line with my moral duty and legal responsibility to the shareholders and customers. I actually wanted to try and save jobs too.

So this is a call to action that is not some viral marketing, psychologically A-B tested, clickbait horseshit spam scam. This is not some pump and dump. This is not me grinding an axe because of a personal grievance. This is about the big picture and a sickness on all our souls, if you are part of the perpetration of the economic enslavement of the developing world.

In actual fact, the wrongdoing extends to your own doorstep. Somebody you know is in distress because of consumer lending. Their life and livelihood is under threat because they were told to borrow, borrow, borrow! Buy now, pay later! 12 months interest free credit! Low rates! Consume consume consume!

The whole ponzi scheme is set up to get people paid out by suckering other people in. Sure, my life looks fantastic with my riverside apartment, and of course I've had cars and boats and luxury holidays and hot tubs and flat screen TVs and Macbooks and iPhones and gadgets and technology galore. It doesn't make you happy, and eventually you realise the human cost. You wake up and smell the coffee.

So, as Nicholas "Mr Ethical" Wilson (@nw_nicholas) says:

I have been radicalised by HSBC/Tory fraud & corruption

Yup, I woke up one day and realised I couldn't carry on being part of something I knew was wrong, from the depths of my experience in my 19 year career as an IT consultant to global banks. It made me very sick to be living with such internal conflict. It made me upset to see talented professionals being completely ignored.

You can't buy me. You can pay for my opinion, but you don't get to choose what my opinion is. I will give you my opinion based on my experience and an objective analysis of all the evidence that I can gather. If you don't like that opinion, it's not up for debate, unless you are qualified to contest what I'm saying.

So my approach is very unorthodox, but the orthodoxy led us to the brink of economic armageddon, so why should I conduct myself in a manner which is clearly misconduct? Only an idiot expects to see different results each time they do the same thing. The only reason to play by the old rules is to protect the old system, but that system has failed.

Thankfully, there are all these motivational posters around HSBC telling you what to do if your manager isn't listening and the number one project is going down the shitter. If you're a consultant, you're specifically paid for your expert opinion... and very highly paid too. Lots and lots of shareholder money is being spent on the number one project in the biggest bank in Europe (HSBC) unsurprisingly.

So, what happens if you do speak up? Well, I'm not giving out any prizes for correct guesses.

But maybe my contribution just wasn't valued? Maybe I wasn't pulling my weight in the team? Maybe I have too much of a high opinion of my expertise?

The email from the HSBC CIO in charge of the number one project in the biggest bank in Europe reads as follows:

"I cannot thank you enough for the work you have put into this and for your commitment"

So, I'm a little bit confused. The Programme Director also told me, in front of loads of people, that he was really happy with my work... shortly before I was sacked. Curious, oh so very curious.

Anyway, I've got no mandate, no authority to communicate these things, so I'm just going to wait and see what happens. Let's see what happens with the Deferred Prosecution Agreement (DPA) and whether the US Department of Justice is satisfied with the naughty banks who have managed to allegedly commit crimes but not been prosecuted for them.

Good luck, I say to them. Like I say, I've been a Griffin Saver with Midland Bank/HSBC since I was a little boy. I'm very loyal.

Merry Christmas!

Tags: #banking #career #london #it #capitalism #politics #hsbc

This is a story about home...

I always wanted to live at the water's edge. Now I do. If you're not living on the edge, you're taking up too much room.

Getting myself off the streets and into a flat was kind of the straw that broke the camel's back though. It wasn't even my idea. Working 12 to 14 hours a day 7 days a week was not really possible while homeless, but equally I don't need such a great place to live. I have been living to work, so all I really need is a bed, somewhere I can prepare food and a shower.

When an aeroplane cabin loses pressure, oxygen masks will automatically be deployed. If you have ever listened to the safety briefing that the cabin crew give, you will know that you should put on your own mask before helping others. I haven't really applied that advice in day to day living.

I did a Hack-a-John where I spent a couple of weeks training a friend who is an idle gambling addict, to be able to get a job. I then got him an interview at the biggest bank in Europe, for a position on the #1 project. He messed it up. The reputational damage that I personally sustained kinda sealed my fate on that particular contract. I was a marked man for doing something so audacious. John, however, doesn't seem to see things in the wider context, and has gone back to sitting on a couch, gambling. That's ingratitude for you. I can lead a horse to water but I can't make it drink.

I then went to a Hackathon to try and help with the refugee crisis. There I met an extremely capable and lovely guy called Klaus. I wanted to get involved helping refugees. I ended up helping Klaus - the tidy Kiwi - who urgently needed a place to stay. He now sleeps on my couch, enjoying the above views.

Life in London is pretty hard. You might think that I sit around swilling champagne and eating in expensive restaurants, taking taxis and wringing my hands as I read The Guardian but in actual fact I'm far too busy trying not to die.

My life is minimal beyond belief. All the clothes that I own in the world are in my floordrobe (the pink and grey boxes on the floor) plus I have a single suit, single overcoat and a single pair of dress shoes. I do also own 10 smart work shirts - 5 at the dry cleaners and 5 ready to be worn for the working week... which doesn't quite work when you are in the office 7 days a week.

For years, I've been trying to tell my friend Posh Will that investment banking hours are unsustainable and not productive. However, I had to do yet another horrible banking project in order to try and save my own life. I needed the overtime to get myself off the streets and into a home.

Bizarrely, I kind of regret it. I was surviving quite well as a homeless person. I think I was given about a 30% chance of surviving one particularly bad hospital admission, but I pulled through. Whatever doesn't kill you makes you stronger. Life is much easier when you're just concentrating on staying alive, rather than worrying about any dependents.

I'm not really sure how I ended up with dependents. Why did my friend John end up relying on me - the suicidal homeless guy with mental health issues - to get him a job? Why does my friend Klaus get to go to the gym, and yoga and spend all his time talking to his friends & family, when I'm the one paying for the roof over his head?

Yes, I really need to learn to look after #1... and I don't mean the #1 project in the biggest bank in Europe. I need to learn that it's important to put on the oxygen mask before helping others.

So I'm really at the end of my tether. I'm at my wits end. I've got nothing left to give. However, if I'm going to be a better leader, there's no sense in getting angry with the people who I have carried - they were just smarter about being selfish, looking after themselves at the expense of others. That's the way to win the rat race.

London and our adversarial culture really does encourage us to trample on each other. I think absolutely nothing of clattering into some thoughtless person who would rather that I stepped into the road, into the path of a bus or a truck, in order to get out of their way. I really don't bother with good manners if somebody is standing on the left hand side of the escalator, or decides to stop and have a chat with their companions in a really inconsiderate location.

We have run out of patience and we don't have time for asshats in London. This sprawling metropolis is already creaking and groaning at the seams, and Londoners really don't have time for gawping tourists who left their own sense of good manners at home. Perhaps I should come to where you live and just stand in the road causing a traffic jam because I want to admire something interesting without having to think whether it's appropriate in the wider context.

I would say that London is not dehumanising, as many people believe. It's actually the complete opposite. It's overwhelmingly humanising. You see all of humanity's very worst traits in evidence. You see people starving on the street while people pay £6 for a coffee and croissant, barely a few metres away. You see people shouting and fighting, but you pretend that you didn't, and you just scurry down a dark hole, underground, to go and be forced to invade each other's personal space in the interests of getting home a little quicker.

The calm serenity of living by the Thames is really unsettling for me. It feels like I have left London. I can feel my body, my soul, mourning the loss of humanity. It's really fake here in Canary Wharf. There are no beggars, no homeless people. This rich enclave has excluded the undesirable members of society from the private estate.

It might look enviable, and perhaps you are even enraged that I have become depressed in my current situation, but I'm not going to lie to you. I was happier living with homeless people and at the moment I feel like I'd rather go back to living on the streets. I just can't handle the pressure of those who think I'm a hypocrite, and those who want to ride my back.

I don't feel very true to myself at the moment, true to my values. I always believed that when you have surplus, you should give it away, but it's never enough for some people. I'd rather just be responsible for myself again. My life felt much less in danger when I wasn't carrying any ungrateful fools and dealing with jealousy and accusations of hypocrisy.

If I'm going to continue my journey with authenticity, and without hypocrisy, I may have to give up the material distractions that other people struggle to see beyond. People probably see my home as a status symbol, rather than simply a place that I can eat, sleep and wash.

"Been there, done that" is what many travellers do, when they're racking up pins on the globe or any other kind of stamp collecting. People can be very boastful about the experiences they have racked up. They have cultivated an entire personality, their whole self-esteem system around their travel tales and photographs. Perhaps I'm the same, but it's literally life and death for me, rather than simply a means of impressing dinner party guests.

I love cooking and I love hosting friends. I used to throw huge garden parties for loads of people. I used to thrive on it. Has it really helped me today? No, not really. Everybody else just moved on with their lives, and a single guy who's still living like a bachelor I don't really fit into the rhythm of my old friends lives now they have wives and kids. Lots of my friends left London to get sprogged up.

Work is the curse of the drinking classes, and London seems to be so much about drinking. Drink all your wages, and spend whatever you have left on meals out and foreign holidays. I don't really do that. I haven't been drinking for 62 days and I haven't had a holiday since October last year. Even my meals out have a business purpose. What you see is not what you get with me... my brain is always in work mode. Even my flat is basically a co-working space.

The line is being blurred between work & life to the point where I literally never stop working, even to the point that my dreams are filled with work stuff. I'm a total workaholic, but what else am I supposed to be living for? You tell me if I can afford to take my foot of the accelerator. I don't think I can... the world is too highly leveraged. We haven't made allowances for people who need to stop and catch their breath.

So I desperately need to go to Ireland again. I desperately need to decompress. I desperately need to get away from the relentless pressure to provide for everybody, to prop them up and help them keep their dreams alive. I need some time out for me.

Not sure if I'm going to get that time, because I need to make hay while the sun shines. There is work available, and my bank balance could sure do with a boost to make sure that Klaus has a couch to sleep on while he's doing his gym and yoga and stuff.

One day I'd like to do yoga. Maybe when I'm dead.

That is all.

I need to go back to Ireland and be a culchie for a little bit, as I'm not getting to be much of a culture vulture in London (February 2015)

Tags: #london #career #ireland #homeless #mentalhealth #depression #suicide #friends

This is a story about loyalty...

Midland Bank was taken over by HSBC (Hong Kong & Shanghai Banking Corporation) in 1992 and in June this year, HSBC announced that they were going to bury the Midland brand. I think that's a real shame.

I have family connections with both Sheffield, UK and Hong Kong, SAR, China. I have a very personal connection with The Bank as it's affectionately known in Hong Kong. I even learnt to speak Chinese, with the intention of furthering my career with HSBC, in the Far East.

HSBC had the 'prime' years of my life, and they taught me a hell of a lot. Not just how to drink like a fish, and prop yourself up with vast quantities of strong coffee. It might not have come across with a few of my previous blog posts, but I really do love Midland Bank and HSBC.

That's a snippet of an email I personally got from the CIO who is in charge of the #1 project in the biggest bank in Europe, which did $6bn of profit in the last quarter... I'm talking about HSBC of course.

So, I rather burnt myself out trying to get the #1 project back on track. Of course, heroics are never good. Projects are a team effort, and my actions were just as one tiny member of a very talented and dedicated team.

Did I make a difference? Did I make a noteworthy contribution? Emails like the one above remind me that I was pulling my weight in a big team, helping to get the #1 project over the line in time for the timetable imposed by the Department of Justice, to avoid the Deferred Prosecution Agreement (DPA) which could mean a fine of $5bn, or worse.

So, I'm sure if the project was going wrong, was running late or there were any concerns, that things would be escalated. It's really important that public companies are very careful to tell their shareholders how things are going, and be honest. Those shareholders own that company, and they need the facts in order to make their decisions about how their company should be run.

If you're a HSBC shareholder, you do attend the AGM don't you? You do ask the board some really hard, cutting questions, and demand that your company is run to the very highest standards, don't you? You do demand that your C-suite executives - the CEO etc - are all doing their job effectively and are keeping you, the owner (limited by shares) informed of everything that you need to know.

It's actually a legal requirement, and part of the role of the Financial Conduct Authority (FCA) to keep public companies honest. If a group of people knew that there was a problem in a company before the public did, they would be able to sell their shares before that news became general knowledge, and as such they would be able to profit at the public's expense.

Insider dealing is a serious crime, as is knowingly withholding information from shareholders, when issues are being escalated.

For me, a clear desk is not a clear conscience. If I know that some wrongdoing is being perpetrated, the fact that it is a well guarded secret does not make it OK, for me. If you've taken the public's money, when you floated a company on the stock exchange, then you have duties to those shareholders. It's an issue of morality.

Very few white-collar criminals go to jail and I'm really not OK with that. Many people's life savings and pensions have been obliterated by white-collar criminals, who think that the law doesn't apply to them.

Cases brought against companies are incredibly hard to fight. Big companies have big legal teams, and the cases are so hard to prosecute. Plus white-collar criminals are extremely adept at covering their arses. They will make sure they have a fabricated paper-trail that supposedly exonerates them from any personal responsibility. They will make sure that the water is sufficiently muddy that they are really hard to prosecute.

Technology is helping. We can now mine millions of emails and use data visualisation to understand the connection between keywords and people and start to build up a picture of what really went on during the run-up to the eventual downfall of an organisation.

At HSBC on the #1 project in the bank, we started to use a hashtag in our email subject line. That hashtag was #RED. Yes, I saw a lot of that hashtag during my time working on the #1 project in the biggest bank in Europe. I didn't see a lot of #AMBER, and I'm not sure if I saw any #GREEN at all, but that's just from memory. I'm sure hoping that somebody tells the shareholders if there's a problem with the #1 project.

It's not my job to communicate to the shareholders. It's somebody else's. The guy in charge of communication left shortly before me. Not sure who's in charge now. I wouldn't really want that job. Jeeps! That'd be a lot of pressure to do the right thing.

I like doing the right thing though. It means I can sleep at night, when there are 245,000 jobs, 220,000 shareholders and a bank that's too big to fail on the line.

Do the right thing.

That is all.

I lied on my timesheets. I was actually working every hour that I was awake. I didn't sleep very much, but not because of a guilty conscience, but because of the importance of the project (September 2015)

Tags: #banking #career #hsbc

This is a story about chronic fatigue...

Smart bosses have figured out that happy employees are more productive. If you don't have the right culture in your organisation, you will make people very sick. You will be burning people out in order to achieve your unrealistic targets.

Forward thinking organisations are letting people have dogs at work. They are promoting more flexible working arrangements. They are seeing their employees as people and not just numbers in a spreadsheet.

I wrote an IT Roadmap for a company which had just been spun off by its parent company, and sold. I took one look around the little company, and I knew immediately that they had got the culture spot on. I wrote my roadmap with this culture as the guiding principle.

I urged the new CEO of the spin-off company to preserve the culture, in order to maintain the high productivity and excellent morale of the staff. I tried my best to pursuade him of the benefits of investing in technology that would support the staff, that would preserve the brilliant working environment. He ignored my advice.

I quit that job, because my opinion wasn't valued. You can't pay me enough to rubberstamp the wrong decisions. If you're looking for a "yes" man, a sycophant, then you've got the wrong guy.

So, after I left, the culture was destroyed, money was burnt on stupid vanity projects, all the good people left. The profits dropped 90% and naturally, the CEO was fired. I take no pride, only sadness, in saying "I told you so".

But one cool thing happened. At a conference a little over a year later, the CEO of the parent company presented my ideas. They had implemented them. Ideas are worthless, and the implementation must have been very hard - although I had done a proof of concept with my team - so I can take no credit. But it was so nice to be vindicated that I had to pinch myself to see if I was dreaming.

I've been bumping along like this for quite a few years now. The problem is, that I'm exhausted. I've got enough energy to do the job, but not enough energy to endure the idiots. I tend to get the important stuff done, and then I have to bow out and allow the sacking of the egotistical dead wood to happen.

Fundamentally, I burnt out in 2008, working on JPMorgan's #1 project. Instead of going off work sick, I decided that I needed to change jobs and as soon as I did the wall of exhaustion that I had been holding back hit me like a steamroller.

I was so flattened by it, that my doctors thought I might have AIDS. We tried every test under the sun, but fundamentally, I now believe that I was simply overworked. I had worked hard and played hard for far too long. My body & brain just couldn't cope anymore.

I was a bit of 'swan'... looked very serene and calm on the surface, but my legs were going like crazy beneath the surface of the water. During some 'time out' I remember playing golf, trying to putt with my phone jammed to my ear while I attempted to resolve some issue a team member was having.

I am so passionate about my work that I tend to dream about it. I even have 'eureka' moments sometimes and wake up and start writing code or an email. There is no switching off when I'm in the 'on' position.

My commute to the office (September 2007)

It's not very healthy, but my parents, school, partners, lazy friends, bosses, society and the surrounding culture has driven me to this unsustainable level. People say 'take it easy, slow down' but as soon as I do back off the gas, they soon start complaining. People get used to a certain level of contribution. They start taking you for granted.

What am I living for, if it's not for work? Nothing is ever good enough for my parents. I haven't had a nice caring kind girlfriend for far too long. I haven't got any kids. What's the point of life if it's not to make some kind of epic contribution?

It's not about heroics, and I really don't expect anybody to get the violins out and say "ooh, poor you". It's literally that work fills an otherwise empty void in my existence. Without work to dedicate myself to, do I really exist? My day to experiences would suggest not.

Yes, I know that work is a dangerous addiction that is damaging my health, but it's the only place that I ever hear "well done" or "thank you". My parents and ex-girlfriend/ex-wife would never sink so low as to actually show me any respect. It's expensive, apparently, to show somebody some appreciation.

During seemingly interminable periods of fatigue, depression, you can obviously reflect and see that you are repeating the same vicious cycle. It doesn't mean that you can beat it though. Nobody stops the world so that you can get off the rollercoaster.

So, everybody will be very relieved when I'm 'recovered' from a crash, but the fact of the matter is that recovery actually only starts when the exhaustion and depression have passed. All that time in bed is not recovery... it's staying alive. It's surviving, not thriving.

Yes, I'm surviving, but I'm not thriving. Nobody will let me get that far. When I have an opportunity to thrive, everybody says "Oh, you're fine now. We don't need to help you, we can go back to taking from you" not that I really receive help anyway.

My friend Klaus brought me a bag of stuff in hospital. That was one of the kindest things that anybody has ever done for me in a couple of years. Does that mean I owe him a favour? Well, he was already living rent free on my couch so I guess we can call it quits!

I do keep a very careful eye on my karma balance. I have paid it forward big time, and I always want to run a net karma surplus. If you do your accounting with some surpluses, with contingency, then you don't have to sweat the small stuff.

There are some people who feel hard done by at my hands. My friend John who thought it was OK to use me for free rent, spending money and as a personal life coach to help him over his gambling addiction and general idleness, for example. When life became unmanageable, I chucked him off my back to save myself. Am I supposed to be sorry about that? Why was I carrying him in the first place?

I don't really understand why I attract klingons. I guess it's because I'm a kind and generous person who gives off an aura of success and I make what I do look quite easy, so other people think there's not much effort required to achieve the same things. That's the thing about being good at what you do. You make it look easy.

I certainly have suffered from the "I could do your job" mistake. When CxOs and managers have been fired because they didn't listen to my expert advice, I certainly wouldn't want to take their place. I'm not trying to steal anybody's job. When I was younger, for sure I thought I could do my manager's job, and do it better. The fact that I have proved it, does not actually mean anything... I hated doing those managerial jobs!

Yes, management really is not for me. Somebody else can have the pressure and stress and responsibility. I think it's a vocation, not a job title. I think it's a demotion not a promotion. Those who can, do. Those who can't, must depend on others to do for them, and must be more organised themselves to compensate for the fact that they can't both be both organised and productive.

So, I'm exhausted by having to design, build, lead, argue with idiots who don't know what they're talking about and make dead wood losers look good.

I'm laid low with depression, fatigue.

Sorry about that, klingons.

That is all.

Frankie loves being tucked up warm in bed. We all do during winter. Fatigue and depression are much more serious. I'm suicidal and I can barely get out of bed (November 2007)

Tags: #career #banking #depression #suicide #mentalhealth #frankie