This is a story about cyclical patterns...

In 2014 I was homeless and addicted to drugs. I got myself a job at a bank, got myself a place to live and paid off all my debts. Then, I lost my contract. I went to a shop in Soho and bought two packets of a legal high powder and proceeded to undo all my hard work. Within a matter of weeks, I was back on the supercrack.

In 2015 I was homeless and addicted to drugs. I got myself a job at a bank, got myself a place to live and paid off all my debts. Then, I lost my contract. I went online and bought two packets of legal high powder and two packets of legal benzodiazepine tablets. Within a month, I was back on the supercrack.

In 2016 I had a lovely apartment. I was clean all summer. I went on holiday. I met an amazing girl who I was totally in love with. I wrote my first novel. I had a brilliant Christmas with my girlfriend and her family. Then, I got myself a job at a bank. My left leg swelled up to twice the size of the right leg, both my kidneys failed, I was put on emergency dialysis and I had to be admitted to hospital for a couple of weeks, on a high dependency ward. Then, I lost my contract. Within a fortnight I was back on the supercrack.

In 2017 I had a lovely apartment. I took supercrack. I tried to quit the supercrack. I got depressed. I tricked my doctor into giving me California rocket fuel - a combination of venlafaxine and mirtazepine antidepressants. I went hypomanic and split up with my amazing girlfriend. I bought enough supercrack to last me two years. I went insane with stimulant psychosis and was thoroughly beastly towards my amazing girlfriend. I ran out of money. I moved to Manchester. I got another girlfriend. We broke up. I tried to kill myself. I spent a couple of days with a machine breathing for me in intensive care. I got sectioned and got locked up on a secure psych ward. I moved to Wales. I wrote 42,000 words of my second novel. I got myself a job at a bank. There isn't enough time left in 2017 to get back on the supercrack. I'm worried I'm going to relapse in January. I haven't lost my contract yet.

If we dip into each year a little bit more closely, 2014 was a really dreadful one. I was an inpatient for about 14 weeks. I lived in a bush in Kensington Palace Gardens and slept rough on Hampstead Heath. I was in two rehabs. I lived in a 14-bed hostel dorm, but that was actually one of the highlights. I abused a lot of benzodiazepines and amphetamines, as well as the supercrack. I got in trouble with the police. Twice.

2015 looks tame by comparison. Although I abused stimulants and 'downers', I had a couple of visits to a lovely family in Ireland, who looked after me. Strangely, it was working 12 hour days and working 7 days a week that exhausted me and tipped me into hypomania. I spent a week suicidal on a psych ward then suddenly decided to fly to San Francisco. I went straight to the Golden Gate Bridge, which I had contemplated jumping off. I was sober for 120 consecutive days. I deliberately got my contract terminated, because I had ethical objections to what the bank I was working for was doing. I started blogging.

2016 is unusual - perhaps there is no easy pattern we can spot - because I got myself clean and into work much earlier than I'd managed in previous years. I worked a whole contract - notably not for a bank - without going mad and getting sacked. I got a good reference and my team were really pleased with the way I ran the project. My life was quite stable. However, I was a sneaky bastard. I was using supercrack and benzos in secret, and lying to my amazing girlfriend to cover up my drug abuse.

2017 was off the charts. I've never been so sick. I've never been so close to death. For the first half of the year I had binge after binge after binge. I abused opiates, sleeping pills, tranquillisers, club drugs and stimulants. My drug abuse was definitely going to kill me. I had a physical dependency on benzodiazepines that looked impossible to cure - how was I going to escape from the death trap? I decided I couldn't escape, so I took a massive overdose. The hospital gave me a 50:50 chance of pulling through.

I'm worried that I'm repeating old patterns of behaviour. I always go back to the banks when I need money, because they pay so well and it's the quickest way of digging myself out of debt. I'm living out of a suitcase, moving from AirBnB to AirBnB. It's exhausting and stressful: factors that tipped me into hypomanic insanity back in 2015.

What is unusual is that I'm going into the New Year with a contract in place: I have my job and it's going well. I'm starting 2018 with money on the way, as opposed to the fear of bankruptcy and eviction. I'm going into next year with far fewer stresses than I've had for a very long time. Perhaps it's good that there aren't even any girls in the picture at the moment. Love and sex always have a bit of a destabilising effect on me.

Writing this summary of my hit-and-miss boom-and-bust crazy life, I wonder if I'm doomed to forever repeat the pattern.

One thing that's notably different this year is living with a family. I care about them. I imagine what it'd be like if the kids asked "where's Nick?" and the answer was that I was dead, or as good as dead because I'd relapsed onto supercrack.

This year, I quit supercrack, tramadol, codeine, dihydrocodeine, diazepam (Valium), alprazolam (Xanax), zolpidem (Ambien), zopiclone and pregabalin. I was prescribed venlafaxine, mirtazepine and lamotrogine, but I don't take any of them now. I had 30 consecutive sober days during October. In fact, I was sober from more or less the start of September to early November. My brain has been completely drug-addled at times, but I'm clean as a whistle at the moment - I'm unmedicated and I'm not taking any mind-altering substances. I don't drink caffeinated beverages.

I'd like to tell you that I feel wonderful, but I don't. I have a cold. It's winter. Winter is shit.

You might look at all the times I've tripped up and conclude that I'm bound to trip up again. However, you might look at all the things I've fixed and conclude that I'm pretty good at fixing up my life when it's fucked. All I've got to do is bring together all the different elements: friends and family, work and home, money and rest and relaxation, stability and exercise and hopes and dreams, love and romance and sex. Easy, right?

If you're wondering what my drug of choice is, and thinking that it's supercrack, you're wrong. Look more closely at the picture at the top of this blog post. What's that thing in-between my legs? It's not my male member, it's a wine glass.

With closer examination of my entire adult life, we can see that alcohol features heavily. In fact my latest job came about as a result of being friends with a lovely guy who's an alcoholic. We spent a week getting pissed, when I was supposed to be finding my feet with the new job. Somehow, I've managed to drink my way through a very successful career. Without booze I'm somewhat out of kilter. Without booze, how would I self-medicate for my mood fluctuations?

Yes, without booze, my bipolar disposition rages out of control. I work too hard. I take everything too seriously. I fly off the handle.

I'm not genuinely suggesting that booze is harmless or the cure of all ills, but it's been such a big component of my adult life that I don't really know how to cope without it. How would I have survived the recent stresses and strains of a 2,500 mile round-trip, to go and gather money from the latest bank I'm working for, without alcohol? How would I square away my deep unhappiness with the work I do, with the need to earn money, if it wasn't for drowning my sorrows? Alcohol might be a terrible solution, but it's the one I've got and I know it works.

Is it lunchtime yet? I'm not an alcoholic, because I don't drink in the morning. I just make sure I lie in bed until it's after midday.

Tags: #drugs #alcohol #addiction #mentalhealth #bipolar #career #banking

This is a story about value...

You think this is money, don't you? You think this paper with numbers written on it has some value, don't you? You want more of it. You think that you can earn it by working, don't you? You hoard it. You protect it. You think it's money.

This is not money.

It's a rounding error.

Did you hear about that programmer who worked for a bank, who took all the little bits of money that just disappeared and collected them all? When a bank pays 1% interest on your savings and you've got £1.50 in your account, what happens to the half a penny that you're owed? It just disappears, of course. It's a rounding error.

Banks deal with quadrillions of dollars every year. A quadrillion is a thousand trillion, which is a million billion, or a thousand million million. You can write a quadrillion like this: 1,000,000,000,000,000. It doesn't mean very much, but put it this way... a quadrillion dollars divided up between every man, woman and child on the planet, works out to be about $143,000. Do you have $143,000?

All of the cash in existence - the banknotes and coins - adds up to about $7 trillion. $7 trillion is 0.7% of a quadrillion dollars. Imagine that. While banks are dealing with quadrillions, all of the banknotes and coins in circulation in the whole world add up to less than 1% of all the 'money'. Can you see now how worthless and ridiculous those banknotes in your purse or wallet are?

I imagine you played some board games when you were a kid, and one of the ways that you could see who was 'winning' was to see who had the most fake banknotes. The board game Monopoly famously has brightly coloured banknotes of different denominations. Perhaps you played Monopoly as a child, and this introduced you to the idea that the better players of a game would accrue more banknotes, and therefore win the game. Life's a bit different.

Unlike Monopoly, when we start life, we all start with different amounts of money. Whether you start life in a desperately poor family, in a desperately poor part of the world, or whether you're born into a fabulously wealthy family in a super rich country, is not something which we can influence ourselves. However, we have a reasonable idea what kind of life any prospective offspring might be born into, before we choose to get pregnant and deliver any babies into the world.

"I haven't got any money but I really want to inflict misery on unborn infants" I hear you cry. Have you thought about just saying "fuck it" and having children anyway? Have you thought about pursuing your own selfish wants in the face of overwhelming evidence that you're a fucking idiot?

"But I want children because it'll make me feel good. It's mainly about me, you see. Fuck the fact the child's going to be miserable"

Yes, yes. You and slime mold both want to reproduce. Very good. Anyway, moving swiftly onwards.

"No. Wait. What about the fact that I could give birth to the next Einstein or Mozart?"

You really are a prize idiot, aren't you? Let's examine the Monopoly game again.

In Monopoly, all the players are given the same amount of money at the start of the game, and all the players are subject to the same rules throughout the game.

"Yes, so a player with more skill will beat a less skilful player. I'm going to give birth to a genius whose brilliance will conquer the day and they'll be elevated from poverty because they're so amazing"

Oh dear.

See what you've failed to understand is that life is not like Monopoly. The players in life sit down with different amounts of money, and those who have vast amounts of money use it to bribe and bully their way through the game. Speeding fine? No worries, just bribe somebody off. Sent to jail? No worries, just bribe your way out. Run out of money and can't afford to buy that property you just landed on? Never going to happen. In fact, some people have so much money that they can sit down at the playing table with weighted dice that roll sixes every time, and exemption from any rule that's not in their favour. Are the rich really playing the same game at all? Let's look at education, as an example.

We might imagine that with standardised testing, the rich and the poor are playing the same game, and the 'brightest' children are achieving their grades on merit. You'd be wrong.

If you think that preparatory schools, private tutoring and private schools are merely unlocking the hidden talent of a child, you're delusional. If exam grades are an intelligence quotient to measure the intellectual ability of a person, then why would vast sums of money be spent on education by the wealthy? Why is there a perfect correlation between the amount of money poured into a child's education, and their highest academic achievement? If you really believed you were having your kid because you thought they could be the next Einstein, you wouldn't have tried to queer the pitch, would you? You wouldn't have tried to rig the game.

The cash in your pocket bears as much relation to the hard work you've done, as your exam grades relate to your intellect. Those who are richer and have superior qualifications are simply better at cheating.

They tell us: don't have a childhood, because it's important to get good grades and don't have an adulthood, because it's important to work hard and save money. These are two of the most ridiculous follies of our modern times. The problem started when your parents selfishly decided to launch you into a life with no prospects.

"But my little darlings can be anything they want to be. They can follow their dreams"

No they fucking can't. Unless, of course, their dream is to work in a shitty office punching made-up numbers into a spreadsheet, in order to give all their wages to an unscrupulous landlord and sink deeper into debt, having already stressed themselves out to the point of nervous breakdown and run up huge amounts of debt just to obtain the worthless diploma that allowed your little darling to get their bullshit job in the first place. Unless your little darlings dream of having no financial or housing security, living on a polluted dying planet, contemplating their own mortality, the absurdity of existence and the immorality of perpetuating the cycle of misery, then no... no they can't follow their fucking dreams.

We might say that we could re-adjust our values so that money isn't important, but I'm pretty sure that most of us still want a roof over our heads and food in our bellies. You have to pay to play, and I'm afraid that art, poetry, music, acting and suchlike just won't allow for any following of dreams, while being able to pay rent and buy food.

The only ones amongst us who stand a chance of winning the game, are those who start with an unfair advantage. For anybody who cares to examine the mythology of the "man who started with nothing" and built themselves a business empire, or whatever trite bullshit you care to trot out as some kind of response to the bleak prospects, you'll find that those stories are utter horse-shit. Nobody gets anywhere without somebody underwriting their risk. Nobody gets anywhere without investment.

We only need to look at the lottery to understand that people's psychology is flawed. It might be you. It could be you. But, in all probability it's not going to be. Yes, people have won the lottery. What the fuck does that prove? Yes, somebody, somewhere at some time or other won the lottery. SO FUCKING WHAT? THAT'S NO FUCKING REASON TO HAVE KIDS. Just because a handful of people win the lottery every year, that doesn't mean that the system of wealth distribution isn't broken.

So, what about all this wealth distribution malarkey then?

Well, I imagine you think that hard work pays off, don't you? If you work hard, then you'll get money. No. No not at all.

If ever there was a case of inverse correlation, then it would be with wealth distribution versus hard work in a capitalist society. Those who already have wealth will accrue more, without a single day's work. Vastly more. Think about all the ways to earn money without labour: money lending, loan sharking, gambling, investment, interest, capital gain, rent, extortion, receipt of bribes, pimping, human trafficking, war, robbery, fraud and slavery. If you think you don't profit from those things, ask yourself what part you played in the building of your house and the growing of your food. Even if you built your house, the chances are that the slates on your roof were quarried in China. Where did the bricks come from? The cement? The plasterboard?

As you sit at home counting your money and thinking of yourself as virtuous for saving a few pennies here and there, one should be mindful that this is insanity. The money bears no relation to any supposed talent, intellect or hard work that you've put into life. Those banknotes are not a useful way of keeping 'score' to see if you're 'winning' because the game is rigged. How can you usefully use your pocket change as any kind of measure of wealth that's stored away, when it's quite meaningless. Is there any scarcity? No. The mint can simply print more money, and they do.

It might be easy to scoff at this essay, given your irrational attachment to received wisdom. There's also a certain smugness when you feel like you're winning the game, but you're not - get things in perspective. It might seem like I have little respect for money, and the difficulty with which people obtain and keep it, but in fact the opposite is true. I feel very sorry for those who toil and stress over money, when the very largest sums are obtained without effort for a tranche of society who have never known poverty. To criticise me for being disrespectful towards money is ridiculous, when wealth bears so little relation to anybody's efforts or the wisdom of their choices.

This is, perhaps, one of the most provocative topics that I could write upon, dealing both with the sad truth that wealth does not flow to those who deserve it, and the unpleasant but patently obvious fact that it's immoral to have children when unable to provide a good future for them; prospects. It's immoral to have children when we live on an overcrowded planet; it's immoral to have children when we can't look after the ones we've got. Are you no different from slime mold?

For the avoidance of any doubt, my tirade is directed at no one in particular. My attack is on existence and its absurdity, capitalism, banking and the unfairness of life. If you've felt something, then that might be your conscience, not a personal attack, I promise.

Tags: #parents #capitalism

This is a story about routine...

I used to write every day. Where did I go wrong?

It's been costly, not writing every day. I write because it allows me to keep more people informed about my fragile mental health, than would otherwise be possible through all conventional communication mechanisms. The phone is the worst: being tied up talking to just one person, and having to listen to what they had for lunch, just out of social etiquette. Email is not at all a good one for me: I tend to segue into angry rants about matters which I'm deeply unhappy about, but have managed to repress emotional wounds for the sake of everyday functioning. Texts/instant-messaging/direct-messages: these are so throwaway and only useful when both conversation participants are actively involved... do you know any greater frustration than seeing that your message has been read, but no response is forthcoming?

There are three things that are driving considerable self-censoring. 1) I live with friends who I love dearly, and it would not be acceptable for me to talk about that private life. 2) I'm working again and a friend helped me get the job - I can't risk losing the cash or letting my friend down. 3) I tried to write a 50,000 word novel in a month, while publishing the draft manuscript live... I haven't recovered from the exertion of the demanding feat yet.

On the subject of the novel, it was of considerable embarrassment to me to have failed. A mere 42,000 words in 30 days. Also, a sex scene crept into the first chapter and then the whole thing went totally berserk. Having told the world that I was going to write another novel in November, I had put considerable pressure on myself. It seems apt that I would have confused the homophones taut and taught, in the very first sentence - if ever there was to be a lesson in overhyping, I learned the hard way that it's so easy to turn your audience off. Those subtle mistakes that get picked up in the edit are glaring errors when somebody reads your quick-fire draft. One slip-up and your readers can decide that you're an illiterate idiot and move on.

Why didn't I write every day? When writing my blog, there have been considerable advantages to writing every day. A gap in my otherwise daily writing habit has tended to indicate periods when my life has become unmanageable. Writing daily has served usefully as a kind of 'heartbeat' for anybody to know whether I'm alive or dead. The gaps during my latest novel writing escapade were only due to genuine writer's block - I hadn't preplanned my novel carefully enough, and I was overwhelmed with the task ahead of me on the days I didn't write... there was no dreadful crisis that had consumed me.

Why haven't I resumed my daily writing routine? Well, the obvious answer is that I've been zooming all over the globe with a new job; life's been pretty stressful and disrupted. Also, I disturbed my shoot-from-the-hip stream of consciousness; I disrupted my natural habit of sitting down in front of a blank sheet of paper and pouring out all my thoughts and feelings on whatever eclectic topic I happened to feel most compelled to write about at the time. In short: I got into the habit of hesitating.

I have some of the old habits. I still make notes about things I want to write about in more detail, when circumstances allow. I still wake up and immediately think about what I'm going to write. However, between work and travel and speaking to my friends, I'm not finding the time to stop and pour my heart and soul into these little snapshots of my state of mind.

If I had written every day, I think you would have seen how circular my thinking patterns are at the moment. My thoughts revolve around the paradox of me working, which brings money, but that I'm also running out of money, which brings stress - working will fix the financial problems, but it also causes them, as well as being incompatible with good mental health. It's intractable.

A lot of what I want to write about is in response to banal criticism. However, my critics are so repetitive and their points so invalid that I've started and then erased a whole series of blogs which would have added nothing to the literature. Who really wants to read about homeless people who have tried and failed to elevate themselves from poverty by economising? What is there to learn from those who have unsuccessfully failed to tighten their belts? Why would we imitate failures, when we are trying to succeed?

I write to you now, having polished off a bottle of wine and completed a boring day in the office. It seems impossible to separate one habit from the other. My day job is immensely lucrative, but its soul-destroying nature seems to bring an insatiable appetite for intoxication: how else am I supposed to make sense of the absurdity of the incredibly well remunerated work that seems to improve precisely nobody's life.

My daily habits include sleeping tablets and an anti-anxiety medication which I became hooked upon because of damage to the nerves in my left leg. My daily habits include a dressing-up game where I go to the office wearing a fancy suit and with a poker face that does not betray the contempt I hold for banking and IT. My daily habit is to question the absurdity of existence, from the moment of waking to the moment I lose consciousness.

It upsets me that I've gotten out of the routine of writing every day. It upsets me that I had a hit-and-miss month where I was writing fiction of dubious quality. It upsets me that I have disrupted the relationship which I had with my readers, where I had become part of their daily routine - "I wonder what Nick's doing today". Every time I've turned my back on my blog, it's been a mistake.

If this is an addiction - writing - then it's a healthy one. There's no doubt that writing every day is a good habit, where supercrack is a bad one. [NOTE: you can't take supercrack every day, because you start to get psychotic after about 10 days without sleep]

The story of a man who puts on a grey suit and goes to an office every day is not an exciting one. Where are the pulse-racing tales of police chases, addiction, homelessness, destitution, destruction, psych wards, madness and otherwise going bat-shit insane? Of course, my mind inundates me with imagery of all the most inappropriate things I could do; all the most ridiculously unacceptable things play on a show-reel in my mind, and it sometimes takes concerted effort to not act on my self-sabotaging impulses.

To write today has caused me to override my instinct to bury my blog, as I thought I was going to do earlier this year when I had an employment contract. In fact, it was a mistake to hold back. To own my identity is the most important thing I've ever done. Not writing so much made it easier for me to be exploited - I had deliberately held back, believing it was the responsible thing to do, but I was mercilessly taken advantage of.

My parting thought is one about the effort required to create versus the effort required to consume. While it may take you but a few short minutes to hoover up the words on this page, you should consider that it might have taken me some hours to craft them - there's a considerable disparity. While we live in a society where art seems to be in no short supply, that does not mean that art is worthless. Although I've been driven to a point where it's been impossible to avoid expressing myself, that does not mean that these words are cheap. In fact, I've earned the right to pursue my creative endeavours. I delayed gratification; I waited.

So, I'm considering re-addicting myself to writing. I'm considering a resumption of my daily writing habit.

Tags: #writing

This is a story about my 2,500 mile round-trip...

Two weeks ago, the local Community Mental Health Team (CMHT) was phoning me to see if they could potentially admit me to hospital. I had revealed to a psychiatrist that I was having suicidal thoughts, opting to be fully honest - as advised by my doctor friend who was accompanying me - as opposed to saying what I needed to in order get what I wanted. Perhaps it's good that I was honest, because therapy's not quick, and the only pills that work have a tendency to send me a little hypomanic.

So, I'm still unmedicated. It's been 6 months.

The danger was that I'd become so depressed that I'd commit suicide. My hunch was that my suicidal thoughts were being driven by the fact that my life was disintegrating and I had absolutely no control over it. Doctors can't act on hunches. I can though, and I was right - as soon as I started earning money and there was hope that I wasn't facing financial ruin, a lot of my suicidal thoughts disappeared.

Another danger is that I'll start getting delusions of grandeur. However, we should examine quite closely just how delusional I really am. Am I really delusional?

The phone rang. I answered it. A man told me he had a project. Could I do it? I replied that I could. How much money did I want? I told him. Could I start on Monday? I said I could. I didn't speak to him again, until I met him for the very first time, 1,200 miles from home.

If you think that my mental illness is about some kind of lifelong condition that I need to take tablets for, you're wrong. Every single thing in my life - my environment - predisposes me towards mood instability. If you think about the kind of feast and famine stressfest that my boom and bust financial situation has given me, then perhaps you can start to see that I harbour no delusions. My days were numbered. Only bankruptcy and a life of poverty lay ahead, quietly pill popping and watching daytime television, while collecting my meagre benefit cheques. Then, suddenly: an investment banking IT contract lands in my lap.

"Yes, but you're resting on your laurels; relying on your reputation" I hear you cry.

It's true that if it wasn't for friends who've vouched for my good character, I would have been screwed long ago. However it's a non sequitur to say that I'm able to hide my mental illness by burning bridges. How did I build my reputation in the first place, if I'm no use to anybody?

If you were to read through the two and a half years that I've been writing my story, you'll see that I have burnt some bridges. However, you'll also see that my actions are always quite deliberate. I often burn bridges to stop me going back to places. If you look at my whole working life in its entirety, you'll see that the big wads of cash that I get offered to do work that's utterly incompatible with my mental health, is always too much of a temptation. Even places where I've spectacularly burnt bridges, my name isn't total mud. It's been very hard to completely destroy my reputation and good standing, and make myself un[re]employable.

Are you getting the idea at all? Are you understanding the theme?

Perhaps my most astonishing rags-to-riches feat was when I went from homeless and bankrupt, to working on the number one project for the biggest bank in Europe. The exertion of it cost me my sanity. The exhaustion of living in a 14-bed dormitory and working 120-hour weeks; trying to keep my suit and shirts clean and crisply pressed hanging up on my bunk; trying to save up enough money to get myself a place to live... it was too much. I burnt out and plummeted into suicidal depression when I ran out of energy to keep up appearances. However, can you imagine how I felt, when I upgraded from a hostel bunk bed to my own 2-bedroom apartment on the banks of the River Thames, with glorious panoramic views over London. Do you think you'd be mentally 'well' enough to cope with that kind of life turnaround?

Stress and sleep deprivation will have fairly predictable effects on most people. To deprive a person of sleep and then declare that they are mentally unwell seems disingenuous. What about taking a person who believes they're a complete failure and parachuting them into a life of opulent wealth? Do you think that it would have an effect on somebody, if they miraculously avoided certain financial ruin, destitution and homelessness? What happens when the mentally ill junkie homeless bankrupt loser reinvents themself overnight?

Of course, we don't normally let people sort themselves out.

Criminals, the mentally ill, addicts and alcoholics are very keen to club together with their own kind. Like crabs in a bucket, any crab that tries to escape will be pulled back down by the others. I shan't be adding a link to this website on my CV anytime soon. Joining any kind of community where I'm encouraged to wallow in my shame and define myself by my shortcomings, seems like a terrible idea.

In defiance of those who tell me I have delusions of grandeur for expecting more than a pot to piss in, I continue to pursue a two-part strategy: I'm doing incredibly well remunerated work and I'm candidly sharing my story publicly.

"Who are you to tell your story? You're nobody. You're not famous" I hear you grumble.

"Who are you to earn so much? You've failed. You should earn peanuts" I hear you protest.

Don't you understand? The whole system is set up to make you feel inadequate; unworthy. Every exam you ever sat; every job interview you've ever attended - the whole sham was concocted to make you feel grateful for the pittance you receive. The fact that you feel like you're not allowed to write your autobiography or otherwise blow your own trumpet, is by design - you're supposed to feel like a nobody. You've been indoctrinated to feel worthless.

On my travels - and I don't mean geographically - I've encountered a lot of people who've been less fortunate than the investment banking types who I'd usually come into contact with. The only difference between me and my fellow hostel mates, is that they never believed they'd even get within 100 feet of the front doors of a massive investment bank, let alone land a job there. The difference is attitude: act like you're supposed to be there. Life's all a confidence trick.

Over the past couple of weeks, I've faced the horrendous realisation that I'm unexceptional. I mean, I'm on the right side of the bell curve, but I'm not an outlier. What special achievements set me apart? What proof have I got of my intellect? Of course, the answer is that I'm distinctly average; perhaps even a little below average in some areas, thanks to excessive consumption of drugs and alcohol. I should have been swinging towards hypomania, but instead I've been suffering from an almighty self-doubt crisis.

Imposter syndrome has driven me to try harder; to concentrate. Anxiety and the sheer terror that I'm incapable of doing the job I've been doing for 20 years, is being slowly replaced by the welcome return of some belief in my own abilities.

Of course, now comes the threat of overconfidence. Perhaps now I'll swing hypomanic? Perhaps soon I'll declare myself Jesus Christ re-incarnated? Perhaps those doctors were right all along, and only pills can prevent the inevitable mood swing upwards?

I don't think so.

I worked on a long project last year and I was stable. The role was incredibly boring, and it was very hard to stay motivated, but money got me out of bed in the morning and money kept me at my desk until the end of the working day. Last year was a triumph of money's ability to restore mental health, through wealth. It's no accident that the countries with the biggest rich-poor gap also have the worst depression and anxiety. Anybody who tells you that rich people get depressed too, or that poor Africans are really happy is just perpetuating anecdotal nonsense - being poor in a rich country is incredibly toxic to mental wellbeing.

It's true that I've sorted myself out financially a few times now, only to throw it all away, but that's dual-diagnosis not mental illness. Bipolar has allowed me to have a lovely life. I don't want to change from feast and famine; highs and lows. However, undoubtably I'll be tempted to take drugs again once my bank balance is replenished.

If you're wondering what's going to stop me from relapsing into addiction, once I've dug myself out of the hole, then I'm afraid you're going to have to wait. Recovery from an acute episode of dual-diagnosis - depression, hypomania and substance dependency - is well beyond what I'd planned to write in this single essay. I'm going to have to revisit this topic, because it's fascinating to me: my life depends on it.

My train from London to Wales fast approaches Swansea, completing my 2,500 mile roundtrip. Of course, it's been a much, much longer journey than that.

Tags: #bipolar #addiction #career

This is a story about missed connections...

Like many people, I have a large collection of digital photos. My library starts in 2005, when a group of friends and I pooled our holiday snaps from a trip to Venezuela. Travel photography is the main thing that featured until my life started getting erratic. I have an increasingly random muddle of photos and screenshots, like a breadcrumb trail leading back to saner and more stable times.

2008 was the beginning of a much more exciting life than I had led before. I quit my investment banking career, developed some iPhone apps, retrained as an electrician, called off my wedding and went back to IT consultancy work. Having lived under the dark storm-cloud of an abusive relationship for far too long, I finally decided I'd had enough and broke up with my fiancée. I made a new group of friends and rebooted my life - as a prescription for depression, that shock treatment worked perfectly.

Fast-forward to 2011 and I knew that my relationship - back together with the girl who my friends call "the poison dwarf" - was destroying my world and ruining my happiness. I spent 3 amazing months in Cambridge and I'd fallen in love with somebody else, but I was too loyal; too faithful; too committed to give up on a failing relationship and go for what I really wanted.

In 2012 I capitulated and tried to follow doctor's orders - I started taking medication - and went back to the life I hated. I returned to the investment bank I'd previously worked for and tried to pretend like I was OK with that. I even got married to "the poison dwarf". I tried my very hardest to put on the boring grey suit and pretend like I was able to work doing the 9 to 5 office routine that I'd done for years and years, but my heart was broken.

I guess I never really got over the fact that I hadn't followed my dreams; followed my heart.

2013 brought the inevitable divorce, which necessitated selling my house and figuring out what to do with all my worldly possessions. In short, I didn't want anything to do with my toxic old life: the place and the things and the pain of everything getting ripped to shreds was just too much to bear. I wanted the whole lot to burn to the ground so I could start over. I wanted a fresh start.

I tried to court that girl from Cambridge who I'd fallen in love with - she liked me too and things were going well. It looked like I was going to break free from the gravity that tried to pull me back into a black hole. Despite me telling "the poison dwarf" that she could take as much as she wanted, she tried to destroy me. She just needed to leave me alone to get on with my new life, but she made the process of divorce into an unbelievably horrible disaster. Despite my attempts to make things quick and painless and give her a big cash settlement, she sabotaged my every effort.

In the midst of the acrimonious divorce, I tried to get away from the worsening British weather and get some rest and relaxation before Christmas. I was going to go to Florida and do some skydiving, and then I was going to go to San Francisco to see my friends in the Bay Area. The house should have been sold; the cash should have been in the bank - it wasn't, because "the poison dwarf" had screwed up the easy house sale that I'd worked so hard to make happen.

I was too sick to take my flight to America.

I think of 2014 as my annus horribilis given that I spent about 11 weeks receiving inpatient treatment, essentially for the problems caused by getting screwed over as a vulnerable person, by my ex-wife. She'd demanded a quick divorce and I'd said "take whatever you want" but then she made it unspeakably awful. After a rotten birthday where I found myself well and truly homeless, I repeated my magic trick of 2008: I got myself back into IT consultancy and made a load of new friends; I flew off to Tenerife with my new girlfriend and went kitesurfing. From the depths of despair and near destruction, I rose up and rebuilt myself.

What happened in 2015, 2016 and 2017, combined a winning formula of highly paid IT consultancy work and my ability to make new friends and rebuild my life, with the sensation-seeking desire to maintain a novel lifestyle: if nothing else, my life has been very exciting for the past few years.

Whereas most people live in fear of tarnishing their professional reputation and losing everything they own and hold dear, I found those things became incredibly cumbersome when I was unwell. To maintain appearances and pretend like everything is just fine, is immensely energy-draining. It's almost driven me insane, worrying about what former work colleagues and bosses think about me; what people know about my chequered past. Far, far, far more than the abuse my body has suffered, and the mental health problems I've been through, the biggest problem in my life has been worrying about people finding out the very things that I've catalogued on the pages of this blog, quite publicly.

We are now approaching a third San Francisco flight that has been booked, but there is a great deal of uncertainty regarding whether I will be going or not. I dearly wish to see an old schoolfriend who was pivotal in raising the alarm on social media, to the fact that I was in the process of killing myself - in essence, he was the last person I spoke to while still alive, telling him that I was sorry I wouldn't be seeing him in November [because I'd be dead].

It fucking horrifies me that the managing director of the company who I was working for at the time - who booked my flights out to San Francisco - was in the process of attempting to terminate my employment while I was on life support in intensive care... because he'd read this on Twitter!

Given that I've stubbornly refused to die, I feel like taking the trip to San Francisco in defiance of the arsehole who didn't care whether I lived or died. That gobsmackingly awful human being deserves to have to see me alive and well, taking a trans-Atlantic flight to go and see an old friend who actually cared about my life.

I feel like I might be calling on you - my social media friends - to help me raise Hell to show that vulnerable people shouldn't get screwed over by unscrupulous arseholes.

So, this is my call to action: I'd like to speak to you and I'd like your support in turning up the heat on people who put personal profit ahead of human lives. I've been wondering what to do with myself, and this feels like an important point; this feels like something symbolic.

Whether it's my ex-wife who literally said "I'd rather be a widow than a divorcee" or my ex-boss who literally fired me for being dead, I want to stand up to these fucking arseholes.

Tags: #career

This is a story about the straw that broke the camel's back...

You'd think that the closest I ever came to finishing this suicide note - and ending my life - would have been the time both my kidneys failed and an old ankle injury made it almost impossible to work. I also lost one of the best IT contracts I've ever had and became hooked on legally prescribed pain medication, which pretty much scuppered my ability to get another contract. I was running out of money fast, but struck down with physical and psychological problems - depression - I could barely function.

My girlfriend at the time was exhausted after spending weeks in hospital with me, while the survival of my kidneys was in doubt. She came to all my outpatient appointments. She helped me hobble around and get my prescriptions for my pain. Then, I dumped her. She was exhausted and she'd just been to Cornwall - Land's End - to meet her new nephew. I had a crisis while she was away and in her state of tiredness, she couldn't think straight. In the state I was in, I needed her help, but to me she didn't seem to care - that was my warped perception, at least. I immediately broke up with her, because what seemed like life or death to me didn't seem to matter to her due to compassion fatigue and physical tiredness. To my messed up mind it seemed as if she didn't care about me, when I desperately needed her help.

Having no girlfriend, no job, no money, bad health and a ridiculously expensive riverside apartment to keep up the rent & bills payments on, losing a loan that had been promised to me by my girlfriend, further compounded a dreadful situation.

I sold a lot of my most precious things, even though I knew that the money would barely cover a month's rent. Being a high earner, most welfare benefits were inaccesible to me and to have a black mark on my credit score would preclude me from ever working in banking again.

I became hopeless, resigned to a fate of eviction, bailiffs, debt collection agencies and destitution. The best option was to spend 28 days in hospital, said my psychiatrist - at least I would be safer there.

My trigger finger was itchy, but I knew that if I could beg a sofa or spare bed to sleep on, I would at least avoid another period of homelessness. One of my Twitter followers offered her spare bedroom and things briefly looked up, but then she changed her mind. One old friend offered to put me up in a bed & breakfast for 2 weeks, which would have been welcome respite. An old schoolfriend said if I was desperate I could couch-surf in his 1-bedroom apartment, where he has a 4-year-old daughter. Three offers, which gave me a momentary boost, but at the same time, it's somewhat depressing that of all the people I know on Facebook and Twitter who have generously proportioned houses, nobody else even offered to let me pitch my tent in their back garden... my experience of dealing with the local council and government benefits system means that you're just plain wrong if you think all those taxes you pay mean you won't end up sleeping rough, if life doesn't treat you well.

I always had a plan - 336 tramadol tablets - that would virtually assure me a swift and painless death, but I always felt a few steps removed from actually following through with it.

I'm so exhausted and unwell at the moment, in a stressful (but rewarding) job that it took hardly anything to push me over the edge to the most suicidal I've ever been. Losing my new local girlfriend and the accompanying social group, would be too much to bear, when I haven't the energy to grieve the loss and to pick myself up again.

There was no doubt in my mind about what the plan was. I could visualise the steps. It took every ounce of effort and willpower to overcome the urge to simply empty the 336 capsules into a small glass, add some other opiates that would cause respiratory arrest, and them simply get drunk until I passed out... probably less than 60 minutes, and I'd have departed from this world.

It might seem rash; an overreaction, but the rollercoaster ride I've been on has left me without a single percent of spare capacity. Even something minorly inconvenient or unexpectedly going wrong, can cause a seemingly disproportionate reaction.

I wasn't scared. I wasn't hesitant. It would have been done, and that would have been that. Call it a strength if you like - I can take bold fearless actions, even if they would certainly cause my life to be ended.

The scary thing is just how quickly I would have acted, having started the process. Less than an hour, to be a cold white corpse with purple lips and rigor mortis setting in. "Will I feel differently in an hour?" I asked myself, hypothetically supposing that I delay my deadly potion in order to see if my mood changed.

Luckily, I acted positively and pursued a more favourable resolution to what was almost certainly going to be a breakup. She said she wasn't going to pick up the phone or reply to my messages, which would perversely have only accelerated the commencement of my death ritual.

While it looks like a sudden thing to do over a very trivial trigger, things have to be seen in the wider context. I know how depressed and lonely I was before I met this girl and her friends. I know that the effort involved in courting her almost cost me my sanity, stability and job. I know how hard things have been at times during the umpteen years I've been diagnosed with clinical depression. At some point, you're so sick of a miserable life, that you'll gladly welcome the end of the suffering.

I felt a little bad about leaving the project I was working on unfinished, but I'd done the hardest bits, so most of it that was left to do was copy & paste.

I didn't feel any sadness or guilt, for depriving friends and family of the living version of me. Less than 1% of the people I'm in contact with, offered any kind of assistance when I was in a crisis. Basically, I mean fuck all to anybody, no matter what they say.

I'm sleep deprived and my brain chemistry just isn't right at the moment, but still, I know when it's time to go - you get sick of all the bullshit of living, Being alive is over-rated. It's been mostly suffering for me (boo hoo! get the violins out).

So, that was the time I nearly killed myself, deliberately... a close shave.

Tags: #suicide #depression

This is a story about unsolicited pics...

I'm kind of an asexual being, which is unusual for somebody with bipolar disorder. Of course, I have my moments of madness, where I'm convinced that I'm irresistible to the opposite sex, but it's life experiences that have inflated my ego. With a seemingly unending stream of positive examples that I can draw upon, there is no pin to prick my ballooning self-confidence and self-assured manner. Similar to irritating arrogant idiotic cocaine-snorting men - puffed up with grandiose notions of my own importance - I exude something that draws susceptible creatures in, like attracting moths to a flame.

It is with some guilt and worry that I search my conscience to see if I have become a sociopathic narcissistic conman, out to take advantage of anybody who's ensnared in a web of self-delusion that I have not acknowledged until now. Perhaps, I have lied to myself so successfully, that I believe my own bullshit. I've adopted a strategy of unrelenting introspection and examination of the morality of my behaviour, accompanied by complete heart-on-sleeve emotional openness and vulnerability. However, I must admit that making myself vulnerable appears to have the opposite effect to that which the most masculine of men would imagine - that of bringing out protective instincts and something feminine in women who no longer need protecting from wolves and sabre-tooth tigers... not that I ever believed in such patriarchal fables anyway.

Am I a feminist? Absolutely no way. I prefer boobs that have spent their life supported by a brasier, so that their youthful protestations against the force of gravity have been assisted. I like long hair, not short; I like skirts, not trousers & dungarees; I like giggles & heart-melting eyelash batting, not being told I'm guilty for all the sins of those who share a Y chromosome.

Every female friend of mine reports the phenomenon of receiving - via the medium of electronic communication channels - pictures of the erect male member from somebody with whom they have engaged in the preliminary stages of the courtship ritual. Not a single woman I can name has found this either desirable or sexually arousing, but yet the practice seems to continue unabated. Perhaps these men would have better luck on Grindr, with those of their own gender.

I'm a passive observer. It's as if by having my sexuality neutered by stress and chemicals, I'm able to see the bizarre nature of human behaviour in the same way that you would impassively and objectively view a BBC television documentary about the mating of birds or bees.

When I was younger, I couldn't imagine being in the navy or on some kind of seagoing vessel, oil rig or working another kind of job where I would be away from the steady supply of sex, on demand. It was unthinkable to me that hundreds of men might be confined inside a metal hull, surrounded by seawater and lashed by the waves - for weeks or even months at a time - without the comfort of kissing, spooning and the joy of pure unadulterated fucking.

Even today, as my virility declines, I am still insistent on proximate co-location with any prospective sweetheart, despite the fact I'm lonely and single.

It's probably true that free high-quality pornography, streamed over the Internet for instant gratification of any sexual peccadillo that takes one's fancy, has contributed to a world where every male fantasy is fulfilled - rule 34, which states that porn exists for everything you could possibly imagine, and more that you can never un-see.

What a world we currently live in, where sex tourism is openly discussed without shame, despite it being a form of slavery. Craigslist advertises rooms that are available to young women 'rent free' - the payment being made in kind, not in cash. Webcams and stripping become irresistibly attractive income sources for female students looking to fund their education.

We have become culturally indoctrinated by a myopic and ill-educated worship of money - fiat currency - where we obsess over salaries, bank balances, the cash in our pockets and the value of our homes and other assets. We worry about pension funds and funding our kids through college/university. Yet, we are not smart enough to perceive our own obsession over the ridiculously abstract concept as exchanging pieces of paper with numbers written on them, all day long. The entire globe has been perverted by 'wealth' into a place where girls and women are preyed upon by lecherous disgusting old men. I hope you're happy, with the 'value' of your stock portfolio, while your daughter parades herself in front of an unthinkable number of horny tossers, masturbating furiously... your obsession with 'money' made this happen.

Who am I to talk about such things, when I've been so close to ground zero? There's an easy answer to that - I'm the guy who's well read in economics as well as having first-hand experience of every aspect of banking... I know what money actually is. There really is a magic money tree - the stuff just gets invented out of nothingness.

I have no right to talk about moral bankruptcy when I'm a white male, living in the developed world and after enjoying a life that so many people dream of having - it's a terrible hypocrisy. I glamourise and glorify things that are truly atrocious, don't I?

Perhaps I will be vilified after my death, like those who profited from the more conspicuous forms of slavery and human trafficking of the past. My only defence is that I did not choose the time or place of my birth, nor my parents or my gender - this defence is fairly watertight until when, exactly? At what point do we become culpable for our part in some global conspiracy to enslave the vast majority of humanity? At what stage in life do we accept responsibility for our conscience, our decisions and our moral compass?

This is why I write: when I am dead you will have a corpse, but you will not have the contents of my mind. I'm uploading myself into the cloud, so that you may judge both my inner and my outer self.

You could be the world's expert on human anatomy, but the fatty tissues of my brain would be virtually indistinguishable between my cadaver and any other.

These corporeal vessels which we temporarily inhabit tell us nothing about our minds and our personalities, although I cannot deny that I sometimes receive a sexual thrill when I see a woman's nipple.

"Send nudes" is the precursor to 'Netflix and chill', so I'm told.

Tags: #sex

This is a story about yesterday's weather...

Past performance is not indicative of future results. In the long run, we're all dead.

Do you know what actuarial tables are? I'm going to tell you even if you do. Actuarial tables tell you the probability that you're going to die, based on your age. Life insurance salesmen know that provided their average premiums received exceed their average payouts - which can be calculated from actuarial tables - then they will most likely make a profit. You would be foolish to not purchase insurance, because if you're unlucky enough to suffer death or other catastrophic loss, the risk you have indemnified your family or yourself against is a tiny fraction of the premiums you've paid. However, there comes an inflection point - the coefficient - where the premiums are the same or worse than simply putting that money aside each month, as your own insurance against the loss of something of unimportance, like your mobile phone.

The pension age of the United Kingdom was enacted into law in 1908, to be paid from your 70th birthday onwards. Only 25% of people would reach pensionable age in 1908, and those who lived to collect their old age pension would only live for 9 more years, on average. The pension was means tested, so it was not paid to anybody who could have been reasonably expected to support themselves. Most people born in the first decade of the 20th century lived through two world wars, further altering the demographics of the time.

Contrast that with today, where life expectancies have rocketed, but yet the baby boom generation have wrecked the planet with gas guzzling cars, atmospheric nuclear testing, irresponsible parenthood in the age of the contraceptive pill - plus high quality condoms & sex education - and an attitude that has generally mortgaged their grandchildren. Now, the insufferable hippies of the 60s and 70s are sitting on huge piles of assets - property that far exceeds their needs - while there is a housing crisis, refugee crisis, and the prospects for young people are diabolical. "Don't borrow any money or be profligate" these absolute c**ts chide, whilst having enjoyed limitless energy, well paid jobs for life, cheap housing, free university education and the expectation that they would retire on a full state pension at the age of 60 for a woman, and 65 for a man.

This is a repeating theme for me - I've often aired my views on the dreadful lack of respect that is shown to hard-working young people, by the older generation who had it all and then still asked for more. Today, this older generation tries to snatch unearned and undeserved money from a finite pot of wealth they didn't help to create.

I've lived in a little bubble, having been a sharp enough cookie to see which way the wind was blowing. I was raised with no respect from my parents or acknowledgement of my efforts in the face of the same adversities that we all face. So, I took myself off to wherever would pay me the most money, doing whatever I was best at, despite the personal hardships I incurred for supporting myself independently.

Wandering around Waitrose supermarket in the relatively newly-created private estate of Canary Wharf - where any undesirables are asked to leave by pretend policemen - one might argue that I'm some sort of investment banking spoiled rich kid who has no conception of the Real World Out There (not actually a place).

While depositing unused canned and dried foods into the local food bank collection point, a friend - who I also fucked in the dark while high on drugs (she has asked me to acknowledge this publicly for some reason) - rummaged through the items that your average Canary Wharf banker had donated. These included household essentials such as cashew nut butter.

There seems to be an orderly queue of people forming, who would like to claim individual credit for my existence. If we were to apply the strictest and simplest possible attribution of accreditation, my parents could claim 17 years and I could claim 20 years. If we take into account the undeniable fact that state institutions raised me from Monday to Friday, for at least 30 hours a week, from the age of 4, years old then we can see that my parents' claim is vastly diminished. I'm the reason I'm still alive; not anybody else.

"I suppose they should've let you starve then" you sneer.

Actually, I'd have preferred to not be born at all. To starve is to suffer. Why create life if only to make it suffer? It's immoral.

My parents clamour for adulation for achieving their detestable petit bourgeois rentier class aspirations of amassing a property portfolio that has negatively contributed to the fact that my sister - ten years younger than me - cannot afford the security of owning her own property. Notable is the hypocrisy that my parents will not lend my sister the deposit to buy a house, even though their parents gifted them the cash to buy their own first home. Now this bunch of self-congratulating smug old shits have arrived in a position of demographic dominance. These coffin-dodging c**ts outnumber the productive members out our society, and will continue to do so, like an infestation of fleas or other parasites, sucking the life blood out of a tiny kitten.

If you really thought about it, you'd fucking kill yourself. I certainly consider suicide every day.

Tags: #parents

This is a story about irony...

So, I've had a busy week or so. Predictably, my rocket fuel sent me loopy - mixed state, to use the technical term, which is both high & low - which meant the sensible thing was to stop taking it. Me being me, that meant immediately, without the advice of my doctor. Pain is only temporary, right? You might say that this weird psychological state was the reason I made some pretty big life decisions; took extreme action; said some regrettable things. I have 3 big gashes down my forearm, I was seen by two Metropolitan police - who are always brilliant, even when they're arresting you (no arrest this time though) - and my psychiatrist, who wants to put me in hospital (i.e. section me) if I don't agree to daily home check-ups, but she's very nice about it.

The time was about right to get obsessive about something that's going to put pounds in my pocket. I was supposed to leverage a bit of hypomania to get the hell out of bed and either get a new contract, or work on a super cool project that might be really profitable. However, trying to harness the beast is crazy idea - when it works it works; when it doesn't, the destruction can be devastating. I did not harness the beast.

I've gone from 14 hours sleep a night to an average of 2. That can't be helping matters.

In 3 weeks time I hit zero: £0.00. No more money for rent next month, no more money for bills, no more money for anything that can't be put on a credit card, and even then, it's hardly a solution, is it? Also, I'm £6k short on my tax, due at the end of the month. Basically, I'm now insolvent.

So, what does one do in such a situation? If I could start back at work on Monday, or a week later, with the company I was contracted to in Jan/Feb, I could just about escape, by the skin of my teeth. What are the chances of them placing me with a client, within 9 working days? Slim to none, I'd say. Also, I'm sick again and I've got doctors hassling me for daily shit - dialysis & blood tests then, home visits from the Community Mental Health Team, this time. Doesn't this all sound rather like deja-vu?

My instincts tell me to box my stuff up, move out, preserve my cash and let the landlord keep my deposit. My instincts always tell me, that when shit goes bad, cut your financial commitments and retire to a safe distance. I would have done that in November 2015, when HSBC terminated my contract, but I felt responsible for a sofa-surfer and a flatmate. Big mistake. My instincts are usually correct.

My financial situation will continue to deteriorate, but at least I'm not careening headlong into a massive bankruptcy, provided I can borrow some (or all) of the £6k I need to pay my tax.

I'm now free to work anywhere in the country, if not the world. I had an offer of contract work in Poole in Dorset, from a friend. I have other friends in the area, who might be able to put a roof over my head while I find my feet again. It's one plan, at least.

What's the alternative? Go deeper in the hole and try and get a flatmate ASAP, to cut the speed with which my finances crumble to shit? I'm not sure I really want the pressure of the financial commitment; responsibility for an expensive central London flat. You know, I've ticked my "live by the River Thames" box, and I've even fallen out of love with London, or at least Canary Wharf and the touristy bits. The last time I felt wowed by my home city again, was when I interviewed for a government contract, on the first working day of the New Year. I would see Big Ben every day, and work in HMRC's impressive building, next door to the Churchill War Museum, St James Park and Horse Poo Parade. I've never worked in public services, let alone the posh bits, down the road from Bucky Pee and round the corner from the Palace of Westminster. That was 6 months ago, and I've been stressed and depressed the whole time since then.

Everything is probably going to come tumbling down - the landlord will sue me; I might not be able to borrow the £6k for my tax; who's to say that offer of work is still there? Should I just freeze, like a rabbit in the headlights of an oncoming vehicle?

Did I precipitate this, or was it destiny; fate? I've certainly been depressed for a long time - could that be to do with not wanting this life any more: the high rent, the pressure to get well paid contracts, the 'quick and painful' strategy, the limitation of how far you can realistically commute in London. It's depressing, feeling trapped. It's depressing, having so few options.

I have more options now, but less support. Was I too hasty? Yes, of course. Did I make bad decisions because I'm unwell? Yes, of course. On further analysis, am I freer now, more flexible, more able to consider almost any option? Yes, notwithstanding my dire finances and the fact I have far less assistance.

Perhaps it's time to admit defeat and prostrate myself at the feet of those who demand money with menaces. Sometimes, when the thing you fear most happens, it's liberating. I remember walking home from the police station once, in gym pumps they'd managed to find for me, having been led barefoot in handcuffs to a police van, in busy central London, then locked in a cell. As I walked along, looking like absolute shit, I thought "this has been literally the worst thing that could have ever happened to me". In actual fact, something about human nature means that we slowly deal with traumatic incidents, and they lose their venom; their potency.

You know, I worry about bankruptcy, but if it's only a barrier to jobs I don't want anyway - not in the sour grapes sense - then I get to do whatever I want anyway, unencumbered by the need to maintain a certain image & income. Maybe it'll suit me and I'll be happy. There are numerous successful entrepreneurs who've had bankruptcies in the past - it's part & parcel of taking risks.

I've always been financially responsible and met my obligations to my creditors. I've actually been very financially prudent, although you wouldn't think it from the last couple of years. I don't spend money before I've earned it, and I always kept money in reserve - I never overstretched myself. However, I'm now deep in the shit, and the stress has been there for so long, I think I'm worn down, and it's contributed to my ill health.

There was briefly discussed, potential salvation: a generous philanthropic liberator from my prison of financial misery and jobs that I detest and make me unwell. However, when it's personal, you feel differently than with a faceless bank that makes billions in profits. I've worked in banking a long time, so I know it's a victimless crime to take money that they just magicked out of thin air anyway: fractional reserves and the money multiplier. It's all just a game, and money isn't real... except when you borrow from friends & family. When you borrow from a partner who you're planning on spending the rest of your life with, it's a bit different: that's more like pooling your resources. However, your partner might have stipulations that are life-limiting: needing to or insisting on staying in one location, for example.

I do feel suddenly terribly alone, and that I need to act almost immediately; to take evasive action. I have a friend who's been a godsend; a guardian angel, but I am mindful that I've already ended up depending on her, far more than I am comfortable with or intended to do. I'm highly indebted to her, in so many ways - more than was ever supposed to happen between two friends. We perhaps share the same predisposition for trusting people and ending up pouring good money after bad. Where, for example, is my ex-flatmate who owes me thousands? Ironically, another friend who owes me a 4-figure sum, has mentioned his expertise in the field of, erm, debt recovery. But, that's a murky area I'd rather not get involved in.

Anyway, I have some new summer shoes, but it's absolutely lashing it down outside and I wanted to change the laces too. This might seem like the most ridiculously trivial thing to have elevated to a position of ultimate importance, but when the big stuff reaches incomprehensible proportions - squashing me like a giant boulder - having something that's shiny and new, improves my self-esteem, and feels like winning the lottery.

I seem to have been living life somewhat in reverse. Starting as a rich, responsible, reliable salaryman. Then around age 32, there was a veritable orgy of sin and debauchery; I cut loose from mainstream society and was homeless, in and out of hospital and in trouble with the police (although I escaped court and criminal charges). Now, I'm looking at my respectable life being shredded irreparably and who knows where that leads: flipping burgers? I can't see it. Selling the Big Issue? Quite possibly.

From where I'm sitting, I can see the river and the boats. But I can also see a top-of-the-range Vox valve guitar amp, with Korg effects head and Gibson Les Paul guitar. I can see a pro-grade racing simulator, with the seat, pedals, gear lever and an Oculus Rift virtual reality headset, for a fully immersive experience, plus a very high-spec gaming PC. I can see my Macbook Air (core i7 processor and 512Gb SSD) unused while I tap away on my Macbook Pro (core i7 and 512Gb SSD) - both the best that money can buy. Next to me is my Panasonic Lumix camera, with Leica lens. Oh, and let's not forget my HD projector that can do 120" screen, in 3D. There's my iPhone, of course... almost the newest model. That's just what I can see. I could asset strip, but I'd be lucky to raise £4 or £5 thousand pounds, and I need £6 thousand for my tax alone. Second-hand electronic goods are worth very little.

What should I do? Bankruptcy and bailiffs seems like folly, but then so does staying where I am, racking up a huge chunk of debt while I search for a contract that I might be too unwell for anyway. Cut my main expense - rent - and head for guaranteed work, if it's still on offer in a cheaper part of the country; seems to make sense. I have more friends in Dorset than I do in London too. I could be stubborn - determined to make London work on the 4th attempt - and move back into a hostel, find work and then find a cheaper place to live. Certainly, I need to act now. Depression has taken me to the brink of ruin.

Ho hum. In a way, I like it when I'm forced into action, and I like it when I'm busy with a mission.

Other wild ideas I've considered are running away to France - my colloquial French was once close to fluency - or further afield: Poland, Czech Republic? I could actually just disappear right here in the UK: get a new identity off the Dark Web and abandon the old one. Then, either be a hobo for a bit, a vagrant, a native backpacker; or set up shop somewhere new, unencumbered by the vultures who circle over my current identity, and my prized plump carrion flesh they hope to feast upon... they know I'm rich pickings, and they eye me greedily.

Oh, I thought about buying a boat, but I might just as well buy a van, cross the channel and head south.

All of these options are infinitely more attractive and more realistic than landing a contract in London in the next 2 weeks, and getting paid by the end of the month. Besides, it was only Sunday that I sliced 3 deep cuts the length of my forearm, with blood running out from the capillaries, and tiny punctures in the veins. I stopped short of slicing any veins open - they're very hard to close if you do it lengthways... that's the point.

Choices, choices, so many choices, but not a one you'd want to take.

Fuck.

Tags: #career

This is a story about being a groupie...

On the steps of the podium stand the winners of the 2007 Poole Animal Windfest. There is a girl and a boy for 3rd and 2nd place. If you look closely, where is the boy who won 1st place?

In 2007 I was involved in building part of the software system that processed over a quadrillion dollars worth of toxic bullshit for JPMorgan, in a single year. Don't get me wrong, it wasn't a bad job and they didn't treat me badly. In fact they kept a private driver waiting down by the seashore; engine running; waiting for the kitesurfing competition to finish. Then I jumped in the Mercedes with smoked glass windows and we sped off to Heathrow for me to catch a flight. I didn't even have time to wash the salt off my skin or sand out of my hair... or collect my prize for winning the competition.

There used to be a time when JPMorgan's main office in Bournemouth had squash courts and a gym onsite. There was a bar. There were enough car parking spaces for everybody, so everybody drove to work. Then, they grew; and they grew; and they grew. Investment banks were - and still are - ludicrously profitable. The IT budget that paid for my little team of 30-odd people was circa $10m per annum. You're never quite sure what the real numbers are though, when you work for an organisation with 130,000 direct employees.

Slowly, prefabricated office buildings sprang up on parts of the car park. The bar, gym and squash courts were turned into office space. That was OK. We still had several tennis courts and a sports centre nearby with badminton courts and 5-a-side football pitches. You could park nearby in an overflow car park. It was still a great place to work, and nobody had a fucking clue what they were doing or what impact it would have on the world, unless they really stopped and thought about it.

I've always been one of those pain-in-the-ass employees who does stop and think about the ramifications of everything that's being done. When it turned out that senior management had decided to support outsourcing a lot of our software development, I was very vocal about my displeasure and concerns. I was a thorn in the side of everybody more senior than me, in the hope of JPMorgan seeing sense: cheaper employees do not equate to cost savings. You get what you pay for.

So, I got landed with a stinker of a project. To train up about 20 brand new offshore employees, in Mumbai, and also to build a piece of software that was not only late, but was a critical component in a global initiative to get all the toxic bullshit warehoused in one place - a depository - so it could be figured out who the fuck owed who what, and how much? Who was holding the toxic debt? Who was bankrupt?

How big is a million dollars?

$1,000,000

It's hard to say, but it's probably a few times bigger than the value of your house, or twenty times bigger than your salary. Now, let's multiply that by a thousand.

$1,000,000,000

Now what you're looking at is a billion dollars. 1% of a billion dollars is $10 million. You'd be pretty happy with $10 million, wouldn't you? That'd set you up for life. Now, let's multiply that by a thousand.

$1,000,000,000,000

This is quite obviously a trillion dollars. 5 trillion dollars is the value of all the world's 'money' - the cash in your pocket, the coins in your purse, your bank balance etc. etc. Now, let's multiply that by a thousand.

$1,000,000,000,000,000

We've reached a quadrillion dollars. 1% of a quadrillion dollars is $10 trillion, which is twice as much as all the 'money' in existence. So, how the fuck does JPMorgan process over a quadrillion dollars in a single year? Two answers for you: 1) Derivatives 2) Financial crisis of 2007/8

A derivative is a financial instrument that derives its 'value' from an underlying security. By security, I mean something tangible: a fucking house or a metal coin that has its value stamped on it. Derivatives are just pieces of paper that say "in the event X, I will pay Y"... for example "if the stock market goes up, the value of this derivative goes up ten times as much". Derivatives contracts have been created that have become more valuable than all the 'money' in the world. As much as a thousand times more valuable. This is just worthless paper, and nobody has the money to pay up: insufficient collateral.

I know, right? Don't stop and think about this stuff too much. Nobody else did. There was too much money to be made.

So I get landed this stinker of a project, drive off from the beach at Sandbanks to Heathrow airport in a luxury car, in order to train 20 or so Indians on how to build a piece of software that's going to be instrumental in the Financial Crisis of 2007/8. I'm an engineer. I solve problems. I stopped thinking about the madness of outsourcing to India when JPMorgan was already plenty profitable. I stopped thinking about the madness of there being quadrillions of dollars worth of derivatives contracts, when there was only $5 trillion of money in existence. I started thinking about software designs and who I had in my new team to build this software system.

At some point, I was seduced. I was seduced by limo travel, private drivers, 7-star hotels, business class flights, everything paid for on expenses, company credit cards. I was seduced by everybody telling me what an important project it was, and what an honour it was to be in charge - the manager - when I was only 27 years old; so young & ambitious. Giddy with this seduction, I started to see the world in different colours. Things were rose tinted. I was sucked in. It was like I was dreaming.

A year later, I'd woken up from a nightmare where I'd played a significant role in helping the Investment Banks to hold the world to ransom. "Pay up, or we'll crash the global economy and plunge the world into a depression that will make the 1930's look like nothing" they said. And the ransom was paid. Every government; every central bank coughed up hundreds of billions, so the bullshit could continue and none of the bullshitters had to lose a cent. In fact, the only people I knew who lost their jobs were the ones who were replaced by Indians I trained.

I started thinking again. Big mistake.

I took to the bottle. I drank every lunchtime and every evening. I was drunk most of the time. How could JPMorgan sack me or even reprimand me? What they'd paid me to do; what they'd asked me to do... they could never make that right. They just let me do whatever I wanted, which was mostly to go to the pub and get drunk. Nobody ever questioned it.

As Bear Stearns was being taken over by JPMorgan - asset stripped under the auspices of being 'rescued' - I'd had enough. Building software for banks made me sick. I was sick at what they did to their own people. I was sick of what the industry was doing to the world. I was sick of producing nothing of value; helping nobody except the lucky few who knew how the con-job worked.

Don't get me wrong, I should have looked the other way; kept taking the fat bonus cheques and big salary; kept those golden handcuffs on - loose enough that they never chafe - but I wanted to get as far away from it as possible. The whole thing left me feeling like I had blood on my hands. Every company that went bankrupt; every person who lost their job; every home repossessed; every suicide due to financial worries... I was one of the co-conspirators who fleeced them out of their money and assets.

Some colleagues stayed, but most of the cynical ones - like me - drifted away. Some died or at least nearly did, as they beat themselves up with alcohol for their sins. JPMorgan paid for a lot of people to go to The Priory to dry out. Those who couldn't face working again were pensioned off early. You only had to work for a year, and then you were covered by a generous insurance policy so you never had to work again. Occupational health were busy, getting rid of an entire generation of engineers who had built the bedrock foundations of the global financial services empire, now shakily propped up using public money. Masses of public money.

Ten years on, I watch in horror as those hastily made repairs to a fundamentally broken system start to crumble.

Record high national debt and record low tax receipts. Our economy is 80% financial services - an industry that's booming if you haven't noticed. You probably haven't noticed unless you work in the Square Mile or Canary Wharf. You've probably seen stagnant wages, a lack of jobs and insecure employment, such as zero-hours contracts. There's always a McJob, if your self esteem is finally fully eroded by the capitalists.

Brexit had a frontman - Nigel Farage - who was a trader from the City. Brexit had billionaire donors, like the stockbroker Peter Hargreaves, who literally said "insecurity is fantastic" - referring to his desire to see workers abused by their employers, in the interest of profits.

I don't wish to segue into commentary on current affairs, but you have to be aware who you're dealing with. Who's putting words in your mouth? Who's planting ideas in your head, through the newspapers and TV channels they own?

You have to wake up out of your nightmare.

Tags: #politics #banking #capitalism