Nick Grant

This is a story about begging for forgiveness...

Relationships are brutal battlegrounds. Relationships are full of push-and-pull; games; mindfuckery. Relationships are an energy-sapping, life-force-sucking, second-guessing, head-wrecking, confusing and altogether mostly time-wasting exercise.

Sure, I love company. Sure, I love to socialise. Sure, I like my friends. Sure, I like companionship.

However.

I don't need the hassle of anyone disloyal. I don't need any backstabbers. I don't need any parasites. I don't need any spongers. I don't need anyone who's going to give me grief, when I'm just going about my business; trying to get on with my life.

From what I see, including my own first-hand experience, an extraordinary amount of time is wasted on people who are undeserving of our time and attention; people who are manipulative time-wasters.

I've screwed up a relationship, or maybe two, which were really worth saving. Through my own stupidity and foolishness, I've thrown away a really good relationship. I regretted it, for a short while, and I admit that I tried for a short while to see if it was salvageable, but I quickly realised that I was wasting my time... it was too late. I haven't wasted any time on regret since then, but I do think it's a shame. If I could live my life over again, perhaps that's something I might do differently, but I can't, so I don't waste time on impossible hypotheticals.

Not living with regret is liberating. Instead of being made to crawl over broken glass by despicable shits, who aren't worth the time of day, instead, I move on with my life. Nobody's got any hold over me. I don't owe anybody anything, except a debt of gratitude to kind and loving friends, and exes, who offered their love and care unconditionally.

I've been a very lucky guy. I've had some lovely girlfriends. I've been loved.

Only a couple of my ex-girlfriends have been... difficult; unpleasant. I've been treated very well.

I find myself estranged from my parents, which has been such a huge improvement to my life that I struggle to find the words to express how liberating it's been to cut those sociopathic, antisocial, alcoholic, addict, selfish shits out of my life. I'm on good terms with my sister, so I can do family... provided it's not toxic.

I'm divorced, but I've had plenty of fulfilling, rewarding, happy long-term relationships. I can do relationships... provided I'm not getting punched in the face.

I've fallen out with friends, which was sad, but inevitable given how chaotic my life was; how unwell I was. I've drifted out of contact with friends, which was inevitable given that they are consumed with spawning brats to replace themselves with. I have old friends and new friends, so I can do friends... providing we stay somewhat within sight, and within mind; I know from being moved around 8 different schools in my childhood, that no friendship really survives geographical hurdles.

I don't have enough friends. I don't see my sister enough. I don't have the social life and support network that I need. However, I've learned to cope. My shitty childhood taught me to cope with my relationships being ruined by my alcoholic, addict, waster, loser parents, who kept moving me around; 8 different schools.

I think to myself "that's a shame" when I think about "the one that got away" but... I'm used to rebuilding; I'm used to starting over again.

Tags: #relationships #childhood #friends

This is a story about fucking up your life...

I am cooking pulled pork. The recipe called for the pork to be put in an ovenproof glass dish. By chance, I bought an ovenproof glass dish two days ago. I bought it because it was perfect for chopping lines of supercrack and not losing any of the precious powder when in a messed-up state.

Sometime before dawn on Friday I was thinking about ending my life. I had bought razor blades at the same time as I bought the ovenproof glass dish. I bought the razor blades so I could chop lines of supercrack. I did not buy the razor blades so I could sever veins and the radial arteries in my arms. I did not buy the razor blades so I could sever my carotid arteries and jugular veins in my neck. However, I was motivated to do so.

I've papered over my bedroom windows to stop perverts from peeping in. I couldn't tell how light it was outside, although I knew dawn had broken. My perception of time was completely warped, but it was so quiet that I assumed that it was earlier than 9am, because otherwise I'd have heard lots of noise of people getting ready for work and school.

I checked the time. It was 1:24pm.

I was supposed to be on a video conference at 9:45am.

Fuck.

I messaged a guy in my team and told him I was so sick that I hadn't been able to contact him until then, which was technically true. What I didn't tell him was that I'd been fucked up on supercrack and I was convinced that my life was ruined and I might as well kill myself.

I was convinced that my life was so ruined that I'd never be able to fix everything.

I was convinced that I'd messed up my job and I was going to lose it.

I was convinced that I'd messed up my accommodation and I was going to be made homeless.

I was convinced that all my hopes of becoming debt free, and eventually wealthy, were destroyed.

Strangely, I'd spent most of the 18 hours up to this point thinking about how to make the software at work more efficient, as well as designing in my head a system to improve internet security which could be adopted as a new standard. You'd have thought that these things were just useless insanity, utter nonsense and gibberish.

I took a shower.

I suddenly felt a lot better.

I opened up my laptop and I rewrote 5,000 lines of code, reducing the system to just 500 lines. I ran the tests. My code did exactly the same job as the old code, except it was 1,000% more efficient. I couldn't quite believe that I'd managed to do my job, and do my job really well, when I was supposed to be sick.

It was 5 o'clock and time to stop work for the day, although I'd only worked half the day.

Then, I started developing my idea for improving internet security. I was fairly convinced that I was going to discover that I'd completely overlooked an important loophole when I actually applied formal computer science to the problem. I was certain that sooner or later, I'd spot an obvious mistake in the messed-up thinking I'd had at 3am, while high on supercrack.

At 11pm the academic paper I'd written - which specified the system protocol and addressed any security concerns - was finished. I'd checked and double-checked it. It was watertight. I listed every assumption. I attacked it from every angle. Every niggling doubt was comprehensively addressed. I knew my theory's strengths as well as its weaknesses. It was, without being too big-headed, a brilliant piece of work.

Instead of feeling like I've had a relapse and everything is ruined, so I might as well let myself descend back into the depths of hell, I feel like I learned something. All of the anticipated reward from drug taking turned out to be a big disappointment. All of the anticipated paranoia and feeling like I'm about to die and life is shit - i.e. all of the negative feelings - were present, reminding me that drug addiction is hell, and the so-called 'high' isn't worth the side effects and comedown.

My life is shit in many ways. I'm socially isolated, financially distressed and trapped in the rat race, lest I end up destitute. I'm forced to do things I don't want to do, go places I don't want to go to; my time and my freedom are owned by somebody else. I can't do what I want. My life is miserable. However, the stuff I fucked up with my relapse, such as making a mess of my bedroom, destabilising my mental health, risking my job, neglecting relationships, exhausting myself and generally playing with fire, is something which will clearly only get worse and worse if I were to continue taking drugs. I was reminded of my first novel, where I wrote about a character who took the pursuit of drug addiction to its ultimate conclusion. I was reminded of the drug-addict fantasy which inspired my first novel: to have an unlimited supply of drugs and to escape the tyranny of wage slavery, rent, bills and bullshit McJobs. I was reminded where it leads, which I already explored at length in my first novel. I explored that course of action in fiction so that I never had to reach rock bottom myself. My novel saved my life.

So, I'm currently cooking pulled pork in my apartment. The rent and bills are paid. There's money in the bank. I still have my job.

I'm cooking pulled pork in the dish which I bought to take drugs with.

I had the opportunity to order more supercrack on Friday morning, which would have been delivered today. If I had ordered more I wouldn't be writing this. Instead, I would be fucking myself up and fucking up more of the things around me. I already fucked up my MacBook Pro for the 3rd time, but thankfully it's not too badly fucked up, and the part that's fucked up is covered by warranty anyway. I have another MacBook Pro, which I'm trying to coax back into life, but it's fucked up from the last time I didn't stop my supercrack binge before things got fucked up. The sum total I've spent on MacBooks which I've fucked up on supercrack is about £6,000. I took an ice bath with my Apple Watch then dropped my iPhone in the bath, because I was trying to deal with malignant hyperthermia as a result of supercrack overdose, which cost me another £900. The total amount I've spent on supercrack in my lifetime is about £500 and most of that got flushed down the toilet. I bought 10 grams of supercrack last year for £150, which was enough to get high every day for 1 year and 10 months, although I'd obviously die before I got chance to use it all.

My priorities are the same as any ordinary person. I want a job, a home, friends, a partner, a pet. I want to earn more than my modest monthly expenditure, excluding the £10 a month I spend on supercrack, on average. If I have surplus cash I don't spend it on supercrack. I buy supercrack because all the things I need are so far out of reach. For example: I have time off work booked for 3 weeks time, but I don't have anybody to go on holiday with, and I need to plan, book and pay for a holiday, which is difficult when I'm very deep in debt.

The so-called 'choice' to relapse into addiction is not a choice at all. The only choice is the choice to kill myself. I could kill myself quickly with poison or overdose, electrocution, hanging or ligature, blood loss, falling from a great height, suffocation, asphyxiation or self-immolation. The hope that addiction holds is of hedonistic pleasure, before heart failure or respiratory arrest. Every heroin addict has a little bit of hope that they'll 'go over' and die every time they depress the plunger of the syringe. Every coke or meth addict hopes that their heart will explode at the very moment they orgasm in the ecstatic throes of drug-fuelled sex.

Every addiction is held firmly in place, not by the power of the chemicals involved, but because there are no realistic better options. What heroin addict is going to suffer the agony of withdrawal, the misery of losing the only thing in their life which brings them any pleasure, to work a minimum-wage zero-hours contract McJob and be stripped of their dignity and cursed to spend all their hard-earned cash on a dirty, mouldy, flea and bed-bug infested shithole, 2 hours bus ride away from work, leaving them so little money that they have to go begging to a food bank just to be able to eat.

Theoretically I can earn a gross income of £151,200, which is why I'm alive and in reasonably good health. I've been through years of addiction, alcoholism, mental health problems, hospitalisations for major medical emergencies, homelessness and of no fixed abode, divorce, psych wards and being sectioned, losing hundreds of thousands of pounds, losing friends, having to give my cat to my parents for safe keeping, becoming estranged from my family, moving house many times, moving around the country, sleeping rough, detox, rehab, the shame of former work colleagues finding out my secrets and gossiping about me, reputational damage, suicide attempts, having to sell my house, having to quit as CEO of my own company, the guilt of not giving my investors a good return on their investment, the unpaid debt I owe to my guardian angel, being arrested X times and locked up X times, being cautioned by the police X times, being on bail pending investigation, being interviewed by the police, being assessed by innumberable psychiatrists and prescribed myriad psychiatric medications, and ultimately having taken heaps of dangerous drugs and medications at dangerous dosages and in dangerous combinations. How many people could go through those experiences and not lose their mind entirely, finding themselves institutionalised and permanently excluded from society?

The reason why I'm alive and functional is because theoretically I can earn a gross income of £151,200. In practice it means that if I manage to work for 5 or 6 weeks a year, I'm a hell of a lot better off than 99.999% of the people who struggle with mental health problems, substance abuse problems and debt.

"Money doesn't make you happy" is a lie. Money sure as shit helps you deal with a multitude of problems.

Just like an investment bank, when shit goes wrong I double down. If a bet goes against me, I make the exactly same bet again, but I double the stake. Just like an investment bank, I'm able to borrow as much as I want so I can beat the players who aren't able to continue to play when the stakes become too high. I use my wealth to bully life into giving me what I want, instead of allowing myself to be bullied out of the poker game by the high-rollers.

The only game in life I can't win at is drugs. It doesn't matter how rich you are, if it's you against the drugs you're always going to lose. There's no winning in addiction. Not losing is the best you can hope for with addiction. To not lose in the game of addiction is a rare success, which requires extreme wealth. Even the very wealthy - like Kurt Cobain and Amy Winehouse - found that their idea of nirvana (sic.) was not all it was cracked (sic.) up to be. Kurt Cobain said once in a private video that he wanted to get rich so he didn't have to work and could get high on smack every day. He got so rich he could have retired and gotten high for the rest of his life, so why did he kill himself? Writing a novel allowed me to live that life - in a fictional world - to find out what would've happened to me. I wrote that book so I didn't have to experience what happened to my fictional central protagonist in real life. What happened to my fictional character could very easily have been me. I know where I was headed.

Presently, I'm very frustrated that I must spend my time creating software - or fixing other people's software - but it's churlish to complain when I'm fortunate enough to have a skill which means that even a homeless junkie alcoholic with mental health problems who's known to the police, is highly sought-after by organisations, who gladly pay relatively obscene amounts of money for the work that I can do, even when utterly fucked-up by drink and drugs. While Sports Direct employees are sacked for taking toilet breaks, I've literally gone AWOL on a week-long drug binges, been taken to hospital by the police and later been welcomed back to work, despite being a gibbering wreck on a massive comedown. This is not arrogance I promise you. I don't expect to receive special treatment. I don't expect my so-called 'misbehaviour' to be excused. I don't feel entitled to be able to treat my good fortune with such apparent contempt.

The day I start taking things for granted will be the day my world falls apart and my good fortune disappears. People's compassion, forgiveness and the benefit of the doubt will no longer be given to me if I expect to get away with taking the piss. If I anticipate escaping the consequences of my actions forever, then they'll lock me up and throw away the key.

I'm very angry and bitter about my ruined childhood, the abuse perpetrated against me by my ex-wife and being taken advantage of by a handful of greedy and immoral people, all of whol completely lack a conscience. However, I am able to remind myself that there's no value in analysing the chain of responsibility, tracing it back to those who are ultimately to blame: the horrible people of bad character who feel no guilt for the misery and suffering they cause, who feel no obligation to pay compensation for the damage they've done; feel no remorse for the pain of their victims. Even with the full force of the law behind me, those slippery vermin will always weasel out of paying the fair price for their antisocial, criminal, abusive, negligent, selfish and downright cuntish behaviour. My personal life strategy is to be so good at what I do and work so hard, that those scummy rats are left scurrying around in the slurry-filled sewers, enviously fuming about my privileged and fortunate life. When at long last they're on their deathbed, their guilty conscience will torment them and they'll be filled with regret for the misery and suffering they caused. Their dying days will be filled with fear and distress, which they deserve every single second of. Cunts.

My life is not fucked up. I did take a chance and nearly fucked up my life. I was lucky that I haven't suffered any worst-case consequences. I can't take my good fortune for granted. I am feeling grateful that things haven't ended as badly as they could have done and I am reminding myself that I was lucky not smart. I am reminding myself that there are substantial negative consequences, which far outweigh the euphoria I was seeking. Ironically, of course, I didn't even get any euphoria I was looking for. I just got paranoia, sleep deprivation, damage to my work reputation, destabilised mental health, a broken laptop and a messed up bedroom... all of which I predicted in advance.

I do have an oven-proof dish though. The pulled pork was delicious.

Tags: #addiction #drugs #recovery #relapse #supercrack

This is a story about having one foot in the past...

I don't want to go back to Bournemouth. I have lots of friends there and many happy memories, but there's too much trauma. Bournemouth's a beautiful place and it's possible to have a wonderful seaside lifestyle there, but my ex-wife lives there... it's hers now. Too much bad stuff happened in Bournemouth. That relationship was too abusive - it's caused me so much trauma.

I don't want to go back to the North Oxford village where I briefly lived as a little boy. It was traumatic when we left, because my parents were constantly moving - I went to 8 different schools. The drug addiction, the alcoholism, the general disregard for settled, secure, nice, normal family life... it was all too disruptive and traumatic. I don't want to be anywhere near those toxic abusive people - my parents. It's a massive insult that they eventually moved back to the village where I first went to primary school. It's a massive insult. Why did I have to go through the trauma of losing so many friends, moving around so much and having my childhood destroyed? I guess that's what drug addicts and alcoholics do to their children. F**king selfish c**ts.

I don't want to go back to London, because I've tried for too long to make it work and the capital city has chewed me up and spat me out. It's hard damn work trying to make it in London, because so many wide-eyed dreamers head to the capital city thinking that they're going to make their fortune. London's a good place to go to get away from trauma, because it's full of runaways, waifs and strays. London's a good place to heal.

It might look like I'm unnecessarily re-living painful memories on the pages of this blog, but this is therapy. This blog is a good listener. This blog is nonjudgemental. Here's where I'm finally able to tell my side of the story, without the lies and bullshit from the perpetrators of abuse, violence, neglect and all the other awful things. Yes, bitterness drives me to tell the story in a way that's somewhat lopsided occasionally - nobody is completely evil - but we've heard quite enough from the bullies. Those who are strong are quick to stomp on the weak; to silence the defenceless and vulnerable. Here's where the bullied kid finally gets to speak up and condemn those whose hands he suffered at. Here's where justice is done. This is my day in court.

It would be good if I could forgive and forget, but part of forgiveness is about acceptance. I can't accept things and just forget about all the trauma until the tale is told. There are some who'd like me dead, to shut me up. There are some who'd like it if I took my secrets to the grave - that'd be mighty convenient for them. Hence, that's why I write so much. Here it all is in black and white - the ugly truth. If I die tomorrow, it doesn't matter because at least I finally got to tell my side of the story. If I die tomorrow, at least the truth is out there.

There's always a danger I could ruminate on the injustices of the past and get stuck in a rut. Certainly, when things aren't going well and there's no hope of any improvement in my life, I'm prone to bouts of bitterness about my suffering at the hands of some key people in my life: my parents, my ex-wife.

It's quite a cliché for a man my age to be filled with bitterness. It's quite a cliché to complain about my lot in life. I'm the living embodiment of a cliché.

I should be embarrassed and that embarrassment should cow me into silence. I should be silenced by social pressures: "your parents did the best they could". No. No they did not. My parents tried their best to obtain and take drugs. They tried their best to get drunk. Fuck them. I don't hold sway with the "their heart was in the right place" bullshit. I'm sorry, but there's no excuses for ruining childhoods because you were too off your head on drink and drugs to notice what the fuck you were doing to your kids. No excuses.

I don't know quite where this is coming from. I think it's probably a result of the exhausting journey I've been on, and the fact that I'm still not safe and secure... I'm still having to work as hard as I can to try and get myself into a decent position, where I'm safe from homelessness; destitution; death. I'm still in a deep hole, digging my way out.

While my life still has considerable present-day struggles, I think I'll always be reminded of the reasons why I ended up here - I'm forced to re-live past trauma.

Tags: #childhood #parents #divorce

This is a story about forgiveness...

I forgive people in a really weird way. I don't really hold a grudge per se. I'm just a bit stubborn and kinda expect the person who's 'in the wrong' (in my eyes) to initiate a conversation. I'm actually relieved when the silence is broken, and I'm understanding about most of life's pitfalls and difficulties - "I was going to pay you back, but then I got a tip on a horse that was a sure thing... Nick it was a SURE THING!" - and the only thing that I get upset about is being lied to or mugged off by somebody I've been really kind to.

I guess that's how forgiveness goes.

You start out a new friendship or whatever and you're there for each other. You scratch my back and I'll scratch yours. Then one of you needs a big favour and the other says "no problem, mate". Slowly, you build up an increasing number of things you've done for each other - that precedent, expectation, trust.

Then, one of you fucks up.

Forgiveness depends on the quality of the relationship - all those things you did for each other - plus a general perception of good character, combined with how naturally forgiving, open minded and experienced with the indiscretion in question, will influence whether forgiveness is forthcoming or not.

But, it's a more complex issue than that. What if something of sentimental value got damaged? What if disrespect for a borrowed item was shown? What if you wasted a day, some substantial chunk of time and/or made a pointless journey due to a no-show friend who you can't get in contact with?

So, you're cool. You're laid back. You're easy going. You forgive and forget, because life's too short to bitterly nurture grudges. You want to trust and believe that humans are basically good people. You want to believe that people's conscience will motivate them to right any wrongs.

That's all well and good for the small stuff. Don't sweat the small stuff, right? The cosmetic damage to the thing you lent to somebody. The tenner a friend borrowed, but seems to have forgotten about. These are things that aren't worth losing sleep over.

Then there's the really big stuff. Disrespect of you, your home, a betrayal of important promises that destroy trust and - worst of all - the implied ingratitude. When you've gone out of your way to help a person and you're taking a chance, in the belief that the prejudice they normally encounter is unjust. What about that guy who just needs 20p for his bus fare home? If you offer to drive him home, you'll find out immediately if you were being duped. What about the friend who's had some problems with drugs, but who needs to borrow £500 for rent? You trust them - against your better judgement - but you find out much later that they spent the money on drugs.

There are a lot of things that are just water under the bridge to me - forgive and forget. I hope that those friends who owe me paltry sums of money, for example, are not avoiding contact in case I bring up the matter of their unpaid debts. However, I've recently been having to think a lot about my own behaviour.

There are things that she has forgiven, that seemed unforgivable to me. I'll always have that stain on my conscience though.

Tags: #forgiveness

This is a story about seeing the light...

Nobody preaches louder than the convert. I've been accused of speaking like a sanctimonious prick on several occasions, but let's just have a little think about a book I've never read, shall we? I had the good fortune of avoiding almost all religious indoctrination, despite attending Church of England schools, the occasional event at Easter, Christmas and observing a few other antiquated religious customs.

So, let's start with revenge.

I'm pretty sure that Jesus wasn't a "never forget" and "make those bastards pay for what they did to us" grudge holding kind of guy. In fact, despite my lack of bible study, I'm pretty sure there was something he said about turning the other cheek and forgiveness. Yes, now I think about it, all that "eye for an eye" stuff definitely wasn't attributable to Big J and his disciples. You could say that bloodthirsty acts of revenge and 'pre-emptive' strikes are definitely not Christian at all.

What kind of dude was Jesus anyway? Like I say, I never read the bible, went to Sunday school, went to church or got taught much about his life, but I know this: he didn't think being disgustingly wealthy was a great idea.

I probably can't name all 12 disciples, but if I had to guess I'd say: John, Paul, George, Ringo, Sleepy, Dopey, Dasher, Dancer, Thomas, Henry, Edward and Gordon. For some reason I think that Matthew and Luke should be on that list, but those names don't exactly sound like fishermen and farmers from the Middle East.

What I can tell you about Matthew and Luke, is that they both reckoned that Jesus used to say that we should stop building piles of treasure on Earth. Both those dudes said that Jesus was all about giving up your worldly possessions so you could donate to the poor. The upshot being, Jesus wasn't intent on being a billionaire, building big tower blocks with his name on and decorating everything with blinging gold.

The Bible - although I've never read it - comes in two parts and is translated from Aramaic. Basically, it's a Syrian book... you know, the place where Saint George the patron saint of England came from. The most popular English translation runs to some 750,000+ words. It's not all the disciples' account of Jesus' ramblings and crazy shit that happened to him. There are also some fairly simple commandments in there.

The first three of the famous ten commandments are all about God being a really jealous imaginary dude who demands your undivided attention. If the commandments were in order of importance, numero uno is that you're not allowed to so much as think about another God. In fact, it's not until commandment number 6 that we get onto trivial things like not killing other people. In fact, so many commandments are given over to not saying God is a stinky pooh-pooh head and other weird rules, that rape didn't even make the list. No to murder. No to adultery. No to theft. Rape... well, it's not as big of a deal as worshiping an idol is it?

In fact, most of The Bible is full of absolute garbage. Exodus 23:19 forbids us from eating cheeseburgers. Leviticus tells us we can't get tattoos, cut the hair on the side of our head, trim our beards and most bizarrely of all, you can't mix cotton and wool clothing.

"a garment mingled of linen and woollen [shall not] come upon thee"

So, basically, we know that to study The Bible is to study a laughably backwards culture and a book written by many authors, with many agendas, over several ancient periods of time. You simply can't use it as an instruction manual for modern life.

Now, back to the original question: what would Jesus do?

It's a fairly serious question. If the dude was alive today - walking around in his sandals and his dusty robes - what kind of shit would piss him off and how would he act?

I'm pretty sure he'd be straight into the temples of the money lenders, turning their tables over and kicking their arses for the sin of usury. We can be certain that Jesus was no fan of banks and financial services.

On the pro-life debate, Jesus seemed pretty sympathetic towards mothers and the choices they want to make with their own bodies. Basically, the bible's pretty clear that other people's unborn foetuses and fertilised eggs are none of your goddam business, as explained in this passage from the bible:

"As you do not know how the spirit comes to the bones in the womb of a woman with child, so you do not know the work of God who makes everything" -- Ecclesiastes 11:5

Most telling of all, the bible contains this passage:

"[an aborted foetus] does not enjoy life's good things, and also has no burial, I say that an [abortion] is better than [an unwanted child]... [that] has not seen the sun or known anything" -- Ecclesiastes 6:3-5

Jesus would have one thing to say to those pro-life people who harass poor women who are trying to get into abortion clinics: "he who is without sin among you, let him first cast a stone at her". In other words, who the fuck are you to judge? Who the fuck are you to intimidate a poor frightened woman who's faced with an incredibly difficult decision? Jesus would be pretty mad about supposedly Christian people, acting with so little compassion and forgiveness.

All this Islamophobia and anti-refugee sentiment would certainly piss Jesus right off. He would be angry as fuck about the way that the wealthy West is slamming the door in the face of refugees they created, through bombing and drone strikes. What part of "thou shalt not kill" didn't you understand? What part of "love your neighbour as you love yourself" got mangled into "look after your own"?

How dare Theresa May - an alleged Christian - and Donald Trump, leader of "God's own country" carry on in such an unchristian manner. There isn't an ounce of Christianity in these greedy megalomaniacs, who care nothing for the poor and needy.

I'm an atheist by default, because my scientific studies have answered questions and provided truth that makes all religious faith look like a mental illness, but the sentiment - the morality - of Jesus Christ is perfectly relevant, and a useful guide for us all when thinking about how we should treat one another.

I'm never going to become some born-again Christian, repent my sins and start banging on about The Bible, but when I weep at the cruel, callous, greedy, selfish and inhumane leadership demonstrated by British and US politicians and business leaders, I do sometimes think we need a decent human being as a moral beacon for us all. Aspiring to be like the fanny-grabbing billionaire bigot Donald Trump is going to be a rocket ride straight to a metaphorical hell.

Religion has been perverted by a clergy who've lined their own pockets and committed atrocious acts of paedophilia, as well as other abuses of power. We can reject religion, while also saying that Jesus Christ sounded like a pretty cool dude. The world would be a better place if we all tried to be a bit more like Jesus: a bit more Christian.

I really don't give a fuck what fictitious character we decide we love and want to emulate - perhaps Robin Hood? - but reality TV idols and wealth worship has taken us to a terrible, terrible place.

This is obviously written from my hospital bed, where I'm a bit loopy from kidney failure and painkillers, but I hope my writing is still reasonably cogent. All I can tell you is how I cry and cry and cry when I read the news right now, because the action of our leaders doesn't match their rhetoric about peace, compassion and care for the poor and vulnerable.

Tags: #religion #politics

This is a story about the wanker of the wharf...

London's financial services sector is the gift that keeps on giving. Through Y2K, the dot com bubble bursting, 9/11, 7/7 and the credit crunch, the good times never stopped rolling.

I'm now experiencing deja vu. My very first contract in Docklands was at Harbour Exchange, working for Lloyds TSB. I wore a shirt with cufflinks shaped like taps. I thought I epitomised the height of business fashion. In my defence, I was only 20 years old.

As I look around the glimmering tower blocks on the wharf, and look at their revolving doors leading into their fancy foyers, I realise that I've done at least two tours with so many of the companies: HSBC, JPMorgan, Barclays, Lloyds and others too.

It's good that these places will have me back. Why wouldn't they? I left on good terms, with great references and a bunch of people who'd remember me and some of the things I did when I was there.

But, I've started to burn bridges.

I know how to play the game and keep my mouth shut; not rock the boat. I know that the whole banking world keeps you hostage with golden handcuffs. You're ridiculously well paid, so you try to silence the voices in your head that say: what we're doing here is just not ethical.

You can immerse yourself in the propaganda, that says that the financial products that we offer are greasing the wheels of commerce, but you know that deep down, most of what you're doing is helping the rich to hide their wealth and shield it from taxation. When you ask your customer what their source of wealth is, they're not exactly going to say that it's sweatshops and drugs, are they? They're not exactly going to confess that their family is wealthy because they embezzled a load of money, leaving their fellow citizens starving.

Even a close friend, who seems reasonably ethical banker, has helped his father - a judge - to hide the family wealth in an offshore trust. They had some problems proving that they controlled the money, in order to get a mortgage, but the bank was eventually satisfied. The people who work in banks are outsmarting the ones who work for the regulators and the taxman, so that's why the rich pay very little tax, while the poor shoulder the burden of social programs. Socialism for the rich and capitalism for the poor.

Am I a hypocrite? Am I ungrateful, when I bite the hand that feeds me? Well, the easy defence is just to say that if I didn't do my job, somebody else would. Isn't it better that I'm on the inside, trying to make things better, than on the outside where I would have very little power and influence. I could easily throw my clogs into the loom, if I thought that was the right thing to do.

Fintech is a conflation of financial and technology. Fintech tends to mean the challenger banks and ecosystem that exists outside of the long-standing institutions. Arguably, I've been working on Fintech - financial services technology - since 1998, but yet I might get mocked by my startup buddies as working for dinosaurs. Indeed, one well-respected friend from the venture capital world, even wrote a blog post which suggested that my return to Canary Wharf was an admission of defeat; a failure.

I do feel like a failure. Even though I just secured yet another contract for yet another massive bank, doing some cool stuff with AI and other bleeding-edge tech, and I'm going to be exceedingly well remunerated, I still feel like I sold out. I'm also really worried about my chequered past catching up with me. Instead of popping a champagne cork in celebration of my new role, last night, instead I have butterflies in my tummy and I'm incredibly anxious about getting everything signed, starting the job and making a good first impression, without any hiccups.

My self-assured manner and my self-confidence has all been destroyed, replaced instead with self-doubt. I started looking for a new contract on the 30th of November, and it took all this time to get one. I take that pretty personally, and I worry that I'm not a competitive candidate anymore: I'm not making the grade, amongst the other contractors in the market.

Obviously, when I actually start working these contracts, I realise that there's a real lack of tech pedigree and good leadership. I realise that there is a need for my skills and experience, and I can add value.

However, I struggle to play the game anymore. I struggle to keep my mouth shut for the benefit of my career and my bank balance. I struggle to let things go, for my own personal benefit. When I see wrongdoing and incompetence, I feel that I have a responsibility to the general public, to not just turn a blind eye. I feel like I have to act ethically... not because the regulators are watching, but because it's the right thing to do.

I struggle to do the work anymore. I don't enjoy tech for tech's sake. Often times I don't really believe that tech is improving anything. Most projects are doing the same kinds of things that have been done time and time again, for years. You'd have thought that if we were solving real problems, we'd have solved them already and moved on to something more useful, like finding a cure for cancer. The banking problem - debit account A and credit account B - is not a hard one to solve.

Who the hell am I, to sit idle for the whole month of November, writing a novel instead of trying to get a job. Who am I to arrogantly assume that I'll be able to win another lucrative contract, instead of getting a regular job like everybody else does? Who am I to only work 4 or 5 months of the year? Who the hell do I think I am?

Well, you're welcome to hate me if you like. I'm a banker; a capitalist pig; a lickspittle of the wealthy elites who cause so much human misery.

However, I'm an ideological misfit. I know that I'm well remunerated, but I don't confuse that with value. I don't feel valuable, I feel like I'm wasting my time building stuff that doesn't help; it hinders. I feel bribed into doing a job, because I need the money. Aren't we all? Yes, so why work a job that's just as pointless, but get paid a lot less? Do you think that by depriving that massive corporation of yourself, you're hurting them?

Arguably, if we were to all take an ethical stance with our employment, and refuse to work for weapons manufacturers and banks, we would starve them of the manpower they need to function. However, humanity responds to incentives: if you couldn't buy guns, somebody would start sharpening pointy sticks and selling them; if you couldn't get a bank loan, loan sharks would lend money.

The problem is when you follow a set of rules to their ultimate conclusion, you get some undesirable outcomes. Free-market capitalism might work when you're conquering the Wild West and building all the critical infrastructure to colonise the New World, but what about when it's all done, and populations start exploding? Is it right that being born into wealth or poverty is not a choice: inherited wealth and ownership determine everything.

If we pressed the 'reset' button and set all the bank balances to be the same, how many would lose and how many would gain? Yes, it's unfair that some who've worked very hard would lose out, but what about those who think it's unfair that their inherited wealth shouldn't be subjected to a Robin Hood tax? Surely it's more unfair that some people have a lifelong trust fund income, while others have to flip burgers and still can't afford to raise their families. Surely, there are more people who would benefit, than lose.

So, eventually I arrive at the conclusion that we need to have debt forgiveness, or else civilisation will be destroyed. I mean, what are the wealthy even doing with all their ill-gotten gains? It's dog in a manger behaviour that's the problem here, not jealousy.

In the rigged system we've built, success is not about hard work. The fable of the girl who swept the factory floor being promoted up the career ladder until she was eventually the CEO, is total horse-shit. We know that all the best jobs go to wealthy men from a handful of powerful families. You could bust your ass your whole life, and still have nothing to show for it except the little plastic stars on your McDonalds name badge.

To say "twas ever thus" and blame human nature, is disingenuous. You don't have to look very hard to see that civilisations rise and fall, based on the satisfaction of the hoi polloi. It doesn't matter how high you build the walls: when enough people want to smash down your defences, you'll find that even the most robust barriers are too flimsy to protect you.

What do we really believe in? What cause are we fighting for?

The top echelons of society are wealthy enough to have their every whim catered for, but what do they believe in? How many of our rulers are passionately engaged in the pursuit of something more meaningful than money?

I wanted to save up and buy a house. I wanted luxury holidays and fine dining. I had become totally bourgeois.

If we leave noble causes - like the search for scientific knowledge, world peace and hunger - to a handful of charity workers, while we ourselves fret about buying a bigger house or another boat, then our most educated and powerful portion of society is consumed by the consumer economy, which is intent only on separating fools from their money.

Western civilisation will fall, as if knocked over by a feather, because we believe in nothing.

Tags: #politics #capitalism #career #banking

This is a story about changing beliefs...

Imagine being marooned on a rock in the middle of a vast ocean that's so deadly to life that you couldn't survive for more than a few seconds if you fell in. The ocean is lifeless and has no utility: it can't be purified or harnessed to generate energy. The rock has a fragile ecosystem that keeps you alive, but there is a relentless wind that threatens to blow away all the life-giving nutrients at any moment. You don't know how you got there, why you're there, or how the hell you're going to get off the rock if it can no longer keep you alive.

Welcome to the world according to science.

Isn't it much nicer to imagine an anthropocentric world, where some kind of paradise was created by an imaginary sky monster, just for us. Imagine there's some invisible guiding hand, making things happen, always with us Earthlings in mind. Imagine there's an all-seeing eye that only gives a shit about one particular species on one particular planet. Imagine that this universe isn't all there is: there's also some kind of afterlife. There... that's much more comforting, isn't it?

You could say that scientists believe in nothing. They don't think we were put on Earth for a reason: it's just a cosmic accident. Energy condensed into matter; quarks combined into protons and neutrons, which were fused into atomic nucleii; atoms bonded into molecules and reacted to create amino acids and proteins; the primordial soup created life, through pure chance. There's no reason for us to be here, except that given enough time - 14 billion years ought to do it - life as we know it becomes inevitable, given the laws of physics laid down at the birth of the universe.

When you start to study cosmology, you get some perspective on just how insignificant we are. When you start to deal with things on a cosmological scale, the numbers boggle your mind. There aren't even rulers that can measure the distances between objects in the night sky, because space and time are warped by matter and energy. Things are so far away, and we only have a tiny planet to move around on, so it's not like we can triangulate the position of anything. Everything in the universe appears to be just a point in space to us: the twinkling dots of light in the night sky.

If you think about time and evolution, you begin to see the staggering number of living creatures that died - our ancestors - so that we could be alive today in our current form. Take a look at an ear: it's a fucking weird looking thing, isn't it? Why the hell would it look like that? I can't tell you, but I know that I can take a shower without getting water in my ear canal, which is pretty awesome for listening out for any approaching sabre-tooth tigers while I'm washing myself.

Then, what about consciousness? Why is it that you are you? Why were you were born at the exact moment you were born? Why are you alive, right now, and not a hundred years ago, or a few thousand years ago?

So far as you know, you're the only you. Everybody else is somebody else. You've got your own unique set of experiences. You've got your own unique set of senses, and your own consciousness processing the sight, sound, smell, touch and taste of everything around you.

Ultimately, we can reach the conclusion that each universe is actually tailored to a single individual. The reason why there are lots of other people around who look very much like you is an inevitable consequence of the universal laws of physics. If I tweak the numbers one teeny tiny bit, we might get an almost identical universe, but there's a different person whose mind is "the one" that is truly conscious.

You feel pretty conscious, don't you? You feel like you've got free will and memories and you're seeing the world, right now, for what it is. But, that's only in your own universe. In your universe, I have no free will or consciousness: my world is dictated by your actions. In your universe, I'm not deciding to write these words... I'm not even aware of what I'm doing, even though I think I am.

The test is this: what would happen if you killed yourself?

Right now, there are about 7 billion people in the world. If I was to kill myself, 7 billion people would agree that I was dead and buried. 7 billion people would say that I just killed myself. But what about me? What about my opinion?

Here's how it goes: I get a gun, aim it at my head and pull the trigger. Guns are pretty reliable these days, so lets say I have only a one in a million chance of surviving a point-blank gunshot wound to the head. This is my free will, right? I make the decision to commit suicide, because I'm a conscious being with free will and that's my prerogative to do so.

So, what happens if the gun misfires? What happens if I put the gun down, pick up a different gun and that one misfires too? What happens if I pick up a machine gun, aim it at my head, pull the trigger and it just goes click-click-click-click-click as it keeps misfiring?

Essentially, if you take our very best scientific theories and follow them to their inevitable conclusion, this is what is predicted. If you keep asking "why?" over and over again, until you get to the deepest possible understanding of the universe as we observe it, you will conclude - from reproducible experiment - that the world is influenced by us, as observers. Our very consciousness is inseparable from reality and the laws of physics.

It's quite possible to answer the question "why are we here?" with the answer: so you can ask that question.

That might sound like begging the question, but it's actually perfectly logical.

Without consciousness, the examination of the world around us is not possible. Arguably, without being conscious of the existence of the universe, does the universe really exist?

Taking this reasoning a stage further, you can start to argue whether anybody in the universe in which you inhabit has ever truly been conscious. The evidence would suggest that they haven't, given that they are not able to experience the universe as you do: they are not able to answer the quantum suicide paradox, so they are unable to prove or disprove the reality in which they inhabit.

You and you alone are truly conscious, and everybody else is just an inevitability of the laws of the universe: entropy will destroy anything so ordered and sophisticated as a conscious being like you, but once you get one (you) it's inevitable that there will be billions of knock-off copies that didn't quite make the grade in your universe.

Ultimately, you are immortal and you will witness the end of the universe. It's the only logical reason why you were born when you were born.

"But what about all those people who die before me?" I hear you ask.

Well, they were never really conscious. I'm sure that in their own universes, which were nearly identical to yours, they were perfectly conscious, but the one universe in which you live, is made just for you: you're going to witness the death of everything and everybody, even if you try to kill yourself.

Taking this a stage further, we then wander into the territory of the theological.

What about heaven and hell?

If you're immortal, how do you think the world's going to be shaped by your actions?

Once you realise you're immortal, are you going to be naughty or are you going to be nice?

How's anybody going to stop you doing anything you want, if they can't kill you? You might as well be a thief; you might as well rape and murder; you might as well take anything you want and enslave all of humanity. As you rape and pillage, the world will become scorched and barren: Hell on Earth.

Alternatively, you could live virtuously, impart your wisdom and not abuse the discovery of your immortality. You could influence the people of the world to look after their home planet and try to preserve it beyond the longevity of their mortal lives. Over time, the world will become a place where everybody benefits from the generation before them, and it becomes received wisdom that it's better to co-operate and act with restraint, rather than act selfishly: Heaven on Earth.

Thus, we have arrived at a scientific reason for morality, as well as the negative consequences for 'sinning'. Science has drawn the same ultimate conclusions as religion: don't be a dick.

The chances are our species will wipe itself out before we are able to terraform nearby planets. The idea we're all going to fuck off to Mars on one of Elon Musk's SpaceX rockets, is actually just a massive excuse to continue raping and pillaging. The billionaires think that they've got an escape capsule, so there's no reason to rein in the corporate excesses and end the inequality that's destroying the planet.

Scientifically and through historical study of past civilisations, we're utterly fucked. The pursuit of pacifism, debt forgiveness, abolishment of usury and the creation of a fair and equal global society, has been completely abandoned in favour of rape and pillage. Capitalism must inevitably lead to the destruction of the natural world, overpopulation and enslavement of the developing nations, in order to fulfil its insatiable demand for unnatural growth. Things can't grow forever on a planet of finite resources: the laws of physics say that we can't just magic all our problems away.

We're acting like a blackjack player who's got a score of 20 but asking for another card, hoping to get an ace. Chances are, we're going to bust.

I really don't want a Tesla electric car: I'd rather not have to go to my bullshit made-up job. I really don't want a rocket ride to Mars: I'd rather people in Africa had some bicycles. I really don't want a NutriBullet food blender: I'd rather we abolished economic policies that leave nations starving, while others waste vast quantities of food. I really don't want an iPhone 8: I'd rather not have wars over mineral resources needed to make throwaway electronic gadgets. I really don't want private schools and top universities: I'd rather educate young women so they can make smart family planning decisions.

Just remember where the fuck you are: you're floating on a rock in the vacuum of space, with an incredibly thin layer of atmosphere just clinging to the surface because of the extremely weak force of gravity. The only reason the air isn't blown away into space - leaving you suffocating - is because planet Earth has an iron core which generates a magnetic field, diverting away the solar wind. Only 29% of the planet is land, and the rest is salty water you can't drink or use to water the crops. Have some fucking humility.

"But I'm some hot-shot CEO of a massive global corporation"

Yeah, right buddy. Try counting your money while holding your breath.

"But Elon Musk is going to fly me to Mars"

Yeah, and what are you going to do when you get there, you fucktard? There's no breathable atmosphere. There's no fertile soil.

"Scientists and engineers will find a way"

You mean the guys and girls who are telling you that the climate is fucked?

"God will guide us"

Good luck with that.

Tags: #economics #capitalism #politics #physics

This is a story about conformity...

Why would you ever consent to being graded? Isn't that extremely degrading to have somebody sit in judgement over you and decide where you fit in the pecking order?

We don't have an education system. We are not educating our children.

Instead, we have a system that's designed to give us the best grades we can possibly afford, so that we will have better employment opportunities. Schools are businesses, and they need pupils to get funding, so they can pay all those lovely salaries. Teachers are judged on their students' exam results. Schools are chosen based on their exam results. Universities will offer places to those students with the best exam grades, but universities are money making machines, taking at least £27,000 for an undergraduate degree, from every student. Finally, employers will select prospective employees who have the best grades.

Imagine you gave up your childhood and a few of the prime years of your young adulthood, in order to get "A" grades and a first class degree from a top university. You worked your little socks off from the age of 5 to the age of 21. That's 16 years of hard labour. It wasn't an education. It was an exercise in grading. Your teachers didn't teach you. Instead, you were trained how to pass exams. The whole balance of incentives is such that only the grades matter. You just want the piece of paper at the end of it, so you don't have to take a shitty minimum wage zero hours contract McJob.

So, what happens when you graduate, take a graduate job, and then find what you're doing is utterly pointless bullshit?

What happens when those 16 lost years of your life mean that you're saddled with debt and working some drastically underpaid job that won't even buy you a house anyway?

In the US, every man woman and child has a debt of $60,000, even if they don't even have a bank account and never personally borrowed any money. In the UK the figure is circa £30,000. This is money the government borrowed on your behalf. Even if you're financially prudent, and you don't spend money until you've earned it, that's certainly not what your government is doing.

In order to stand a chance of getting a half decent job, you reckon you need to go to college/university. In the US the average student loan debt is $35,000. In the UK you have to spend £27,000 on tuition alone, for a 3 year degree course. Of course, the UK figure doesn't include the money you need to live on. You can borrow a further £32,000 in order to pay your rent, food, transport and other costs of living at university. Basically, you're going to spunk the best part of £60,000 getting your degree.

So, you've spent 16 years of your life, having no life - your nose has been stuck in those books and you've been doing all your homework - and you're £90,000 in debt. Imagine you met the love of your life at university, you both graduated and you'd like to have a couple of kids. That means your household is going to be £240,000 in debt, before you even take out a mortgage. That's £60,000 of government debt for your two kids, £60,000 of government debt for you and your other half, and £120,000 for your two university degrees. God damn! You'd better get a job and start paying that debt off, because you haven't worked a day in your life at this point, even though you're now 22 years old.

Because you worked so damn hard to pass your 11+ exam, your grammar school entrance exam, or private school entrance exam, your GCSEs, your A-levels, your university entrance exam, your final year exams, your dissertation... you're pretty heavily invested now, aren't you? You gave up playing outside in the sunshine with your friends so you could do extra Latin and calculus. You gave up swigging cider in the park and shagging in a bush, so that you could be at home poring over your books. You gave up being debt free, so you could now have a £60,000 student loan like a millstone around your neck.

Guess what? Even having a good degree from a good university isn't enough. You probably need to become a lawyer or an accountant to set yourself apart from the McJob fodder. Lawyers in the US run up student debts in excess of $100,000. Here in the UK, you're going to have to pay an extra 2 years of tuition and living expenses, before you can even get a job in a law firm. You're going to pay the the law school £21,000 in tuition fees, plus you'll need another £20,000 for rent and living expenses, while you study. So, your student debt is now £100,000 before you even enter one of the professions.

Even a graduate with first-class honours from Oxford or Cambridge is not a professional. Having read classics does not seem immediately useful, given the lack of living people who speak Latin or Ancient Greek. While you have clearly marked yourself out as 'clever' in a rather abstract sense, you're not obviously employable because of your education. It is merely your grades that make you attractive to prospective employers.

Is it even very clever, to spend so much of your parents money on a private or public school education, squander your childhood on homework and piano recitals, saddle yourself with the best part of £100k of student debt, and then have the prospect of doing legal or accountancy work to help billionaires avoid paying tax.

The more you invest the more exposed you are. You're not going to take some lowly entry-level job, because you've got a goddam degree dontcha know? You're not going to question how absolutely dreadful the work is that you're doing, and how appalling the salary is, because it's a graduate job apparently. The job spec said "must have 2:1 degree from respected institution" so therefore it must be a good job, right?

Yeah, at least you're not flipping burgers for a living.

But, can you buy a house?

Nope.

You were conned. You studied hard for 16 long years. You stressed yourself to bits over every exam. Writing your dissertation was pure agony. You were so worried that you were going to fail. You could have failed at any moment. You could have failed to get into a good secondary school. You could have screwed up your GCSEs. You could have screwed up your A-levels. You could have screwed up your finals. You could have screwed up your dissertation.

You were so damn relieved on graduation day. Sure, it felt good to have your picture taken holding a scroll of parchment tied up with a red ribbon, wearing a black gown and a mortar board. Your mum has that picture of you up on the wall in the downstairs toilet. Every houseguest sees that photo of you, a fresh-faced 21 year old graduate, proudly clutching the bit of paper you worked hard for 16 years to get. They imagine that you must be terribly clever but little do they know that you're now working some dreadful office job, copying and pasting numbers in spreadsheets, like some kind of factory worker.

Maybe you were a bit smarter and you realised that everybody's got a damn degree these days. Perhaps you did a masters, a PGCE, went to law school, studied accountancy. Now you have a profession. You're a teacher, a lawyer, an accountant.

You studied the extra years. You did the training. You took the shitty entry-level salary. Now you're a qualified professional. You're a member of The Law Society, you're a chartered accountant, you've got Qualified Teacher Status (QTS). Guess what? You still can't buy a fucking house.

My suggestion is this: if your parents have money, don't fucking work your bollocks off and study hard. Get your parents to buy you a house and give you some money. You don't need to work. The world does not need any more corporate lawyers.

If you don't come from a wealthy family, for God's sake don't waste the prime years of your life following the same path as all the other drones. There's no pot of gold at the end of the rainbow. School, university, graduate jobs... it's all just a miserable path that leads to debt and misplaced gratitude for a 'better' quality job, which is actually nothing of the sort.

I'm financially incentivised to stay doing what I'm doing, because I can buy a house and afford to have my family live in considerable comfort. My earning potential is a function of how able I am to say "fuck your shit" and go and get a better contract elsewhere, because I'm not driven by fear: fear that I have invested 16+ years of my life in a pointless piece of paper; fear that I have £60k to £100k of student debt that needs to be paid back; fear that I've been measured, graded, and that I know my place.

I don't know my place, because I never allowed myself to be graded. If somebody is turning me into a commodity, then I change my role. I'm very hard to pigeon hole. I'm very hard to label. I'll brand myself up as whatever I need to be in order to get the job, instead of harking back to my most recent academic or professional qualification. I have no qualms at saying "this bullshit job just ain't worth the pittance you pay" because I don't have this fetish for "graduate" or "professional" work.

In some narrow niche, you'll find that there's somebody who wants it worse than you. You'll find that somebody is prepared to study harder, longer, put more effort in. If you enter into the arms race, you'll find yourself competing in a completely unnecessary battle for something that's been created with artificial scarcity. Grades are not a precious rare metal dug out of the ground. There's a finite amount of gold on the planet, but there is no shortage of "A" grades or bullshit jobs.

The professional bodies are there to limit the numbers of people becoming lawyers, accountants, doctors, teachers and a whole host of other jobs that are better paid than flipping burgers. The only reason why those professions pay more than minimum wage is because artificial scarcity is created, by limiting the number of people who can qualify and practice those trades.

I never let my schooling interfere with my education. I taught myself how to program a computer, with the help of a couple of schoolfriends. I don't advise becoming a programmer today, because it's a crowded market, but there'll be something better that your kids can be doing instead of their damn homework. There's something you can be doing better than saving up money to help get your kids through university: buy them a damn car and a house, because they're never going to be able to afford things on their own, with the way things are going.

The education system was there to break our will and our sense of individuality, and prepare us for the workhouses. The education system is used for societal control. Your government wants obedient debt-laden citizens, who are grateful for a shitty made-up job. The plutocrats who rule your life want cheap labour, even though you think you've got a prestigious well-paid job. In actual fact, you know your place, and you have no social mobility at all.

We're moving beyond the era of the CV with your exam grades and other qualifications on there. The idea of sifting and sorting everybody, like grains of sand, ending up with the very finest particles graded right up to the grittier stuff... this is a flawed model.

Take your average super indebted grad today. Could they rewire a house? Could they fix the plumbing? Can they cook a fine meal? Could they organise an event? Can they lead people? Can they mend a car? Can they dress a wound? What are they like on a mountain? What are they like out at sea? What are they like in a crisis?

We're churning out people who are only good for one thing: regurgitating established facts and ideas. Parroting answers they've learned but don't understand. Passing exams.

Our kids these days don't pass exams because they've reasoned the answers from their knowledge and experience. Our kids these days don't make theoretical deductions. We have an exam passing machine that teaches our children how to pass tests, as opposed to educating them.

Everything's going to hell in a handcart because original ideas and critical thinking have no place in our education system or the world of bullshit jobs. We spend at least 16 years brainwashing our 'best and brightest' to be exam passers, box tickers, compliant little drones who all think and act the same way. The homogeny of bland corporate wage-slaves, churned out by the cookie-cutter 'education' system is frightening.

When sufficient numbers of people realise that they've been conned into giving away their youth, in return for a soul-destroying desk job that's mind-numbingly boring, but yet they can't buy a house, there's going to be rioting that far exceeds the disruption we saw in 2011, when it was the disadvantaged youths who took to the streets to protest their lack of opportunities and general contempt that is held for the underclass.

Debt will not prop things up forever. Without a wirtschaftswunder - debt forgiveness - the capitalists will destroy everything by demanding their pound of flesh. Empires always fall when debts are not forgiven and the proletariat are crushed by the weight of the idle elites who live in decadent luxury, while ordinary people struggle.

Teach your kids practical things. Let them play. Don't make them do their homework. Don't force them to practice an instrument "because it will look good on their university application". A new world is coming, and moulding kids in the shape of every other underpaid, underemployed corporate drone is not going to do them any favours.

Tags: #childhood #education #capitalism #politics

This is a story about what people do when they think nobody is watching...

Integrity. What does it mean to have integrity? Let's explore a hypothetical example.

The year is 2011. I'm running a profitable tech startup called Hubflow, and we have just been through a 13-week TechStars network technology accelerator program in Cambridge, run by Jon Bradford and Jess Williamson. We have a bunch of investors who are ready to help us raise a seed round. Mike Butcher has written about us in TechCrunch. We are kicking arse.

The sticking point that is stressing me out is that my partner won't support me. My company needs to relocate to London, Cambridge or somewhere on the M4 corridor so that I can hire the talent I need and get to my customers and investors whenever I need to see them. My partner is a teacher. She can literally work anywhere in the country.

***

I financially supported my partner through her retraining to be a teacher. She had a huge income drop, when she left the investment bank where we both worked, but I made sure that she still enjoyed the 5-star luxury lifestyle that she had gotten used to with me.

Even when I quit my salaried job so that I could build my startup, I had substantial savings and profits, to allow us to maintain the same standard of living. I had bankrolled her when she wanted to make a career change, and she'd never had to tighten her belt or compromise.

This was now my turn to shine. I had done it. I had built a profitable company with a good valuation that was ready for investment to take it to the next stage. It was now time to leave the sleepy little seaside town where we lived and move things closer to the action.

My co-founder had left his pregnant partner behind in his home town, to come and live with me in Cambridge for several months, while we built our business together and got ourselves ready for investment. He had made sacrifices and compromises with his growing family. Now it was the turn of my partner to step up and make a small compromise herself.

However, she wouldn't budge an inch.

I could have left her. And perhaps - in hindsight - that's what I should have done. She had never been very kind or supportive. In fact, she was pretty mean spirited and selfish. I don't know why I stayed loyal to her. I'd had opportunities to fool around while I was working away from home, in Boulder, Colorado, in London or in Cambridge, but I stayed faithful. I stayed faithful because I have integrity.

I then got very depressed. She had refused any kind of compromise. I had to leave her, or my business was screwed. There was no way that me and my co-founder could make it work over such a geographical hurdle. We needed to be together, on the ground, raising money and winning more customers. And we were so close. It was heartbreaking.

By the time Christmas rolled around that year, I had gotten so depressed and suicidal that I was hospitalised. My unsupportive mean ex had instructed my parents to come and take me away, and had involved my doctor, all against my wishes. This was an incredible betrayal. Now she wanted me removed from my own home, that I had bought and paid for. This was a horrible act of selfishness.

Before I was literally dragged away by my Dad, I decided to install a keystroke logger on my personal laptop, which was running my personal account & password. This was clearly an act of paranoia, due to the fact that I was extremely mentally unwell, having recently been released from a mental hospital. Clearly I was out of my mind.

I was driven away from my home, my business, my friends, my possessions, to a village where I had never lived since the age of 4, where I have no friends. Miles away from any cities where I had business contacts, investors, customers. I had just been totally fucked over. This was not in my best interests. I didn't even have a doctor or a psychiatrist nearby.

So then, was my partner interested in my wellbeing? Did she call to see how I was? Was she concerned about me getting better?

I thought it rather strange that she wasn't at all involved in trying to 'help' me, now that I was out of the way. In fact, it was rather strange that all the 'help' was simply to tell people to remove me from my own home. Must have been more paranoia though, right? I was mentally ill, remember?

I levelled my accusations about being dumped like this, and dragged away from everything I held dear. My partner and parents conspired to keep me trapped in this shitty village in the middle of nowhere. They even involved the police "for my welfare".

Anyway, after about a week of this shit, I decided to see if anybody had been using my laptop with my username and password. Strangely enough, and totally co-incidentally, they had been.

On examination of the logs, it looked like somebody had used my laptop and username to set themselves up an online dating profile and start messaging men. How strange. How curious.

Surely this could not have been my partner, for if she was using a computer at all, I'm sure it would have been to research the best possible treatment available for me, or to better understand what had happened to me, so that she could be as loving and supportive as possible, no?

My partner continued to treat me like utter shit and told me that any suggestion I made that she was not acting in my best interests, was purely in my imagination and fuelled by mental illness, paranoia.

Finally, I showed my hand, and she back-pedalled rapidly, begging my forgiveness and swearing that it was all a misguided mistake. She suddenly became nice as pie and started treating me with a tiny fraction of the respect and decency that I deserved.

I then had a brief taste of how I should have been treated all along, and it was nice. My stupid mistake was to then marry the evil *****. A leopard never changes its spots.

Be careful if you get mentally ill with a vindictive, selfish, mean-spirited little **** of a partner, because they might just try to chuck you out of your own house and replace you.

Tags: #divorce #mentalillness #startups #career #suicide #computing

This is a story about premonitions...

Our perception of reality is subjective, and it is coloured by our state of mind. I'm deeply depressed, so I tend to see everything as negative, hostile, and doomed to failure.

Yesterday, I was writing a piece about how I thought the markets had over-corrected, and how I expected to see another rout in the FX and equities markets, of Sterling and the FTSE. Little did I know, that as I was writing, a terrorist attack was occurring in Istanbul, Turkey.

When your mental health is suffering, sometimes you can start making too many connections, seeing too many co-incidences. Last year I started to misinterpret events as significant in my life somehow. I started to feel overly connected to things happening around me - because I was unwell - and thought I was at the epicentre of a seismic event again, like during the Credit Crunch, when I felt at the very heart of the derivatives market and Credit Default Swaps, with JPMorgan.

Michael Cherkasky, the monitor from the US Department of Justice, still isn't happy with HSBC's customer due diligence, but nobody seems to give a shit. The share price might have dropped almost 20%, but so far as I know, nobody's going to prison for not warning the shareholders, which would be a violation of the Sarbanes-Oxley Act, which has tried to force public corporations to be honest and open when things are going wrong.

The thing is, the show must go on, and everybody has a vested interest to some extent. Bear Stearns couldn't fail, because the markets were already spooked by Lehman Brothers. Greece couldn't default, because the entire stability of the European single currency and the stability of global markets was at stake.

Even now, with Britain prompting a disorderly rush for the door, and the potential for systemic collapse, as a domino-like chain of events is set off, we are still seeing a surprising amount of stability.

Market economics is supposed to weed out the weak and the reckless. The companies and governments that have gone beyond their means are supposed to be punished by the market, but actually what we have all demanded is stability, not a free market.

Really, Bear Stearns should have been allowed to fail, AIG should not have been bailed out, Greece should have been allowed to default on its debts, the UK should be allowed to precipitate the collapse of the Eurozone and the inevitable failure of the Euro and debt defaults across Southern Europe.

What people seem to be voting for is the free market that we supposedly have. Where would we be, if we had bitten the bullet in 2007/2008 and not simply propped everything up? Aren't we going to have to suffer a global recession that is many, many times worse than it might have been if we'd allowed reckless companies and governments to fail earlier?

However, the politicians and the banks believe that they've been tasked with economic stability. Certainly, the Bank of England's brief is to try and maintain inflation in a certain range. It certainly runs contrary to our Keynesian understanding of economics, when central banks are actually used to prop everything up, to maintain the status quo.

Gordon Brown famously declared that we had seen the end of boom & bust, but haven't we simply made a farce of the idea that debts ever have to be repaid, and there isn't an endless supply of money?

Civilisations normally fall when the burden of debt is unmanageable, but creditors refuse to forgive debts.

The world needs to deleverage, to have a debt haircut, for debts to be forgiven. The system has failed. There's no moral hazard. Everything is too big to fail. There is no market economics anymore.

I think that what people want is either inflation, to inflate away their debts, or debt forgiveness, because they are over-burdened with huge mortgages, student loans etc. etc. People feel that they've been hurt in the pocket, and they really don't care about the stability of stock portfolios and the value of Sterling.

I see the Brexit decision as almost a vote to accept a devaluation, in the hope of stoking up domestic inflation. It's a vote to accept volatility and chaos in the financial markets, that we supposedly wanted to avoid during the Credit Crunch, but people were never asked if they were OK with a whole heap of bad banks going bankrupt.

Yes, people are probably naïve about how upset they'd be about their life savings being wiped out, and having to use a barrowload of pound notes to pay for a loaf of bread, but perhaps it's better than their lives of quiet desperation, while the rich get richer and the poor get poorer?

I'm incredibly impressed to see stability in the markets today, but I don't think that's what anybody wants. People are looking for a shake-up in the pecking order. People are rocking the boat, because they're unhappy, and they literally don't care about the global economic impact and systemic risk. Perhaps propping it all up, and forcing a very long period of austerity onto everybody wasn't such a smart move.

The next question is: how far are the wealthy prepared to go, in order to get their pound of flesh?

Tags: #politics #banking #capitalism #hsbc #politics #europe