Nick Grant

This is a story about retirement...

It's unusual that nobody sets out to be impoverished in old age - quite the opposite - but most people will end up poor during the twilight years of their life. It is unusual that so much money is pumped into pension funds, but so few enjoy a wealthy retirement.

I suppose, for people who work but don't earn much, there's an ever-decreasing opportunity to build up any kind of pension pot. Since the demise of both final-salary pensions, and social housing, the difficulty of balancing the immediate needs of food, housing, clothing and other essentials, far outweighs the impending old-age poverty. Although the home-ownership fetish appears to lead to some security, in fact the cost of council tax, energy bills and food, is still substantial enough to erode anybody's meagre pension income, even without the cost of a mortgage. Old-age poverty is inevitable.

Given that we are all aiming for the same thing, in theory, it's remarkable that most of us fail to achieve it.

I suppose some will say that they love their work, and they're happy to accept that they're underpaid, because they are happy with their career. I suppose some will say that friends and family are their wealth, and haven't paid much attention to the trivial financial nonsense. In fact, they all care about what happens to them in old age, it's just that they assume - wrongly - that things will work out OK. Things will not work out OK.

Pensions are, unfortunately, a Ponzi scheme. All public companies function on the basis that very large pension funds will automatically have to buy their shares, once they reach a certain market capitalisation (i.e. valuation). Many private companies, angel investors, venture capitalists, private equity fund managers, entrepreneurs, investment banks, and whole swathes of other ancillary leeches, function on the assumption that there is a virtually unlimited supply of new suckers, prepared to pump a substantial portion of their wages, into the Ponzi scheme, allowing others to siphon it all off. There are more people withdrawing obscene amounts of unearned money, than there are honest hard-workers injecting new money into the system, and as such, failure is inevitable.

I find it very unusual that many people feel wedded to a particular corporation, which evidently pays them very little versus the market value of their labour, which can be worked out by the profit generated for the company. The argument is often that it's a "safe" job, that redundancy money provides "financial security" and that they're somehow locked into a pension scheme, which is expected to provide a "generous" retirement.

No.

Everybody wants to retire well-off, but unfortunately, demographics and the refusal by the generation who most recently retired, and are in the process of retiring, has brought the whole Ponzi scheme crashing down.

Not everyone can retire on a final salary pension. In fact, already, far too many have been allowed to retire on a final salary pension. The huge burden placed upon the few at the bottom, by the massive number of grotesque fat greedy pigs at the top, creates an inverted pyramid which must, inevitably, topple over.

Yes, it's all well and good having a lot of industrial action to demand the impossible. Useless do-nothing people in do-nothing jobs went on strike, threatening to do nothing and harm nothing... then when they finally pissed off and made some space for others to get promoted and start earning a decent wage, there are now too few of the decent salary earners to pay for the disgustingly high final-salary pensions which were unearned by the lazy fucks who expect to spend a far greater proportion of their natural lives than any generation in human history, riding on the backs of the overworked and underpaid working class.

Yes. My granny and granddad spent approximately 15 to 20% of their lifetime in retirement, which was pretty good going. Now that has doubled. To expect to spend 35 to 45% of your life, with good health, living by picking the pocket of your sons, daughters, grandchildren and great-grandchildren, is criminal.

The generation who just retired and is in the process of retiring, will die rich, up to a point. Inflation eroded their debts and gifted them vast property wealth, without having to do a single day of labour. They will, of course, have to relinquish a small amount of that wealth when they eventually need to go into a nursing home, but because of good diet and medicine, they will enjoy the health of a 40 or 50 year old from their parents' generation... for many decades.

Meanwhile, the generation who are working now, today, will have no opportunity to retire rich, unless they are in the top 2 or 3% of earners; born into a wealthy family. For 97% of the country, nothing awaits in old age except for cold and hunger.

It is highly unusual that, despite all the furious energy expended, scurrying around busy as hell, so few people have managed to comprehend the fact that their effort is futile: they're going to die poor, and their children are already poor; their grandchildren are just utterly fucked. Take a look around: there's nothing for them... no jobs, and no comfortable retirement at the end of it. It's all fucked.

I'm afraid neither compound interest, financial planning, nor hard work is going to make the blindest bit of difference: the numbers are too stacked against you; Ponzi schemes always fail eventually.

Tags: #retirement

This is a story about strategy...

We might say, unquestionably, our lives are better today than the lives of our grandparents; our quality of life is vastly better than when our grandparents were the same age we are today. Infant mortality and deaths in childbirth are vastly reduced, antibiotics and vaccines have virtually eradicated major diseases, food is abundant, high quality, tasty and nutritious, war is almost a forgotten memory; certainly the horrors of war are long forgotten... the proliferation of jingoistic moronic idiotic imbecilic poppy-shagging flag-shagging brain-dead meathead pillocks, is alarming, and those utterly brainless waste-of-space people think that war is glorious; they romanticise war.... however, there is only a tiny fraction of the war we once had, and that's a really good thing.

Thinking about things a bit more, however, we cannot say that universally life is better. It depends what you value. If you value a job for life, a good pension, community spirit, lifelong marriage, affordable housing, pleasant and rewarding work, beating your wife, beating your children, beating homosexuals, beating Black people, beating Brown people, imprisoning homosexuals, murdering criminals, oppressing women, murdering, beating, and oppressing the native inhabitants of the far reaches of Empire, and other 'old fashioned' values, as well as watching a substantial number of children die before reaching maturity, women dying in labour, masses of people dying from preventable diseases, shorter lifespans... if that sort of thing is more your cup of tea, then yes, maybe life has got worse.

We might consider, on a shorter timescale, whether our own life is getting better or worse. My own situation is mostly unchanged: I would have been able to afford an apartment in very central London as a twenty-something, and I could still afford that same apartment today, but it would swallow a larger proportion of my income, and I would have to cough up a larger chunk of my life savings as a deposit. We might consider the realistic prospect of me retiring: in my early twenties it looked likely that I would retire at age 50, in considerable comfort. Now, retirement at 75 would be possible. I suppose my options have not disappeared altogether, but I am a highly unusual individual; highly atypical.

Perhaps it is my expectations which are wrong?

No.

The range of my expectations includes committing a victimless crime - defrauding a bank or other parasitic organisation out of such a tiny fraction of their exorbitant profit that it wouldn't be missed by anybody - and either netting myself enough money to retire, or a custodial sentence to provide food and lodgings for the rest of my natural life: a win-win situation. At the bottom end, my expectations also include homelessness, and indeed sleeping rough, both of which I am all-too familiar with: they hold no surprises for me; I know what to expect. At the top end of my expectation range, there's nothing more than owning a dwelling of some kind, and having enough money to eat and pay the mandatory minimum bills... better than a prison cell or whatever shelter I could manage, sleeping rough.

This, again, is very atypical.

If we study most of humanity, we see that the strategy is very different. Most people are engaged in the bestial pursuit of making copies of their genes through offspring. Most people are in denial about the decline in living standards, and are attempting to use their sharp elbows to barge their way through the crowd, in the delusional belief that they'll be able to - through sheer willpower - bend reality to meet their psychotic hallucinations. "This will make for a great anecdote during your interview at The University of Oxford, dearest little Joshua" parents will be saying to their children, as they scavenge through a burnt-out supermarket in the shadow of derelict skyscrapers, unable and unwilling to ever accept that thrusting their progeny into the middle of the post-capitalist collapse of global civilisation, was perhaps the most stupid and selfish act ever committed by a supposedly sentient creature.

Conversely, you might think that I am stupid for not having children and shackling myself to a job that I hate for the rest of my life, in the hope of receiving a measly pension in the twilight years of my life, which I won't get to enjoy because of heart disease, diabetes and rheumatoid arthritis. I am prepared to consider that maybe it's me who's got things wrong. Except, you'll have lots of time to think about it, until your dementia sets in, whereas I won't have to think about it at all, because I'll be deliberately dead at my own hand, having avoided my own suffering, and having avoided inflicting life's suffering onto any innocent children.

These are not original ideas, of course, but we would be wise to consider the alternatives to what might appear, at first glance, to be the obvious answers.

Tags: #suicide

This is a story about one-way streets...

An important reason why people commit suicide, which demands further discussion, is the way that life is set up so that retreat is almost impossible. Nobody ever asks for a demotion. Nobody ever asks for a pay cut. Nobody ever wants to pull their kids out of private school to put them into state school. Nobody ever wants to cut off their kids' allowance, or stop paying into a savings account for their university education. Nobody ever wants to lose their trophy partner, because they can't afford to keep them in the manner to which they have been accustomed. Nobody wants to downsize or move in with family. It's all a one-way street.

Taken in aggregate, a small bump in the road can easily be understood as something which would prompt somebody to commit suicide. While you might say to somebody who's lost their job "just get another job" it's actually much more complicated than that: most people are only one or two missed paycheques away from major financial difficulties. The whole house of cards can collapse very easily: everybody is leveraged to the max.

Of course, you might say that it's silly to get worked up about material things. "Of course" everyone would understand about having to sell the fancy car, not go on holiday, leave the fancy school, not buy the nice things, maybe not have the same opportunities. "Of course" so the saying goes "we've still got each other" except it doesn't work like that. When the money dries up, everyone fucks off, and then the vultures move in to pick any remaining flesh off the carcass.

Yes, we really do have to acknowledge that we all become highly leveraged such that relatively small problems are life-destroying, and as such, they are life-ending.

We humans are optimists by nature. We always assume that the stock market is going to keep going up, the housing market is going to keep going up, our salary is going to keep going up: everything must always go up, according to our human proclivity for optimism. It's not that people are stupid, although of course they are that too, but there's a fundamental hard-wired kind of specific stupidity I'm talking about: the tendency towards optimism, in the face of overwhelming evidence to the contrary.

If we were beasts of pure reason and logic, we'd kill ourselves as soon as we grasped our situation: a life of pain, depression, anxiety, suffering, hard work and other unpleasantness, met with an inevitable death at the end. Why put yourself through that? Our self-preservation instincts have evolved to counteract our higher brain functions, lest our species die out, but still... why bother? It's completely illogical to live your life hoping for anything: death is inevitable; illness, pain and suffering is almost inevitable. Almost nobody dies "peacefully" in their sleep: decades of slow, painful and uncomfortable dying await us all.

Obviously, we hope to achieve symbolic immortality through our genes, passed on to our children. Or rather, our genes hope to be replicated. We are, after all, just a vessel for genes to reproduce themselves, and it would be foolish - an anthropocentric arrogant delusion of grandeur - to try to convince ourselves otherwise.

In the eternally optimistic quest for a "better life" we strive to get a bigger salary, bigger house, more attractive partner, as many kids as we can realistically feed and clothe... then we move onto status symbols, like university degrees, professional qualifications/certification, fancy cars, luxury holidays... still we are not satiated.

At some point, pretty early on in our life, we become locked into a certain destiny. Pretty much, once you've got kids, you are locked-into a certain kind of life: although you might fantasise about selling your house and living in a camper van, you never will, because you are locked in, in so many ways. Even if you're wealthy and single, you're never going to sell everything you own and become a homeless nomad. You might have gone off on a gap year, you predictable tedious middle-class wanker, but you know that any more gaps on your CV wouldn't look good on your otherwise unblemished career track-record.

Those who are unlucky enough to suffer a misfortune most often go one of two ways: they're kicked out of mainstream life, and must accept their plight trapped in the underclass forevermore, or they commit suicide. There's no other line of retreat; there's no way back, for those who err or suffer a misfortune.

This might seem like a bleak outlook, but you know it's true.

Tags: #career #homeless #debt #work #capitalism #suicide

This is a story about wanting to die...

I've wanted to commit suicide for years and I've made several attempts, all of which have ended up with me in hospital, either in intensive care, and or high dependency, for weeks... months and months if you add up all that time. You might say that you think that I don't want to die, because I haven't succeeded [yet] and you would be correct: I want to want to live; I want to not want to commit suicide. But I did want to die and I did want to commit suicide. When I came out of a coma in intensive care in hospital, a doctor asked me if I was pleased that they saved my life. Honestly, I was not pleased at all.

More often than not, depression - as a mental illness - has no rational explanation. Grief and other circumstantial depression, although devastating, can be explained with relative ease; can be well understood. Stranger, it seems, is depression where the cause is not so immediately obvious.

Examining my own depression and wish to commit suicide, we can see a number of obvious circumstantial problems:

• Estranged from family
• No social support network
• Very small number of close friends, none of whom live nearby
• Enormous debts
• Single
• Can't remember the last time I had a hug
• Boring, unrewarding and unchallenging profession [at times]
• Physical illness, making me unable to work [at times]
• No [realistic] prospect of escaping my predicament
• No hobby/passion
• Isolated, hermit-like existence
• Troubled past; guilt, shame and regret; some bitterness

So, if we take all of that in aggregate, it seems like no wonder that I would be suicidally depressed, discounting even the irrational and almost-impossible to explain depression, which inflicts so many people whose lives do not have these problems (although they might have their own set of problems).

Let's revisit my circumstances, today:

• Money in the bank; savings
• No debt
• Plans to see my sister and niece
• Two friends who live nearby, although one is locked down due to COVID-19, so we can't meet
• Rewarding and challenging work
• Well-paid work; feel respected and valued
• Physical health is OK, just a little unfit
• Have managed to escape enormous debts, and become debt-free, against the odds
• Have a hobby/passion: mountain biking
• Leave the house to go mountain biking

Okay, so there are still some areas which need improvement but it's an incredible turnaround from my situation, which I've had to endure for years. I have to pinch myself to see if I'm dreaming. Nobody should have been able to escape from the homelessness, near-bankruptcy, crushing debts and the total destitution which I faced alone. It's like I had my death sentence commuted; it's like I received a royal pardon.

The picture at the top is of my muddy feet. Nobody goes out in the mud and the rain, in the cold autumn/winter of the UK, unless they are in a good place in terms of mental health. I'm not saying that I'm 'cured' or even that I'm 'happy' but I'm making some real tangible progress. I have hope for the first time in years and years.

My mental health is incredibly fragile. My 'recovery' (hate that word) is incredibly fragile. I have no idea whether my mood is going to crash, worse than ever, and I'll be back to being suicidal. Every time I attempt suicide, there's a very good chance I'm going to succeed. You might think that I'm just being melodramatic and/or attention seeking, and that I have no intention of committing suicide, and never did, which is why I didn't succeed. If you like, I will share my medical notes from the emergency department and intensive care/high dependency: I didn't succeed because I was incredibly lucky; for example, the medical team gave me about a 30% chance of survival, last attempt. The time before, I had even less chance of survival. There's no denying the truth: when I have attempted suicide, it's not a cry for help, nor has it been 'botched' by me... it's been pure blind chance that I've been discovered before I died. I've never phoned emergency services or phoned for help in any way whatsoever; quite the opposite.

So, on World Mental Health Day, I'm really sorry for all the people in the world who are suffering. I feel your pain. I share your pain. It makes me very sad that mental health problems are so prevalent in the world. I wish we would do something to help improve the circumstances of people's lives, because that can make a huge difference. Instead of giving trillions of dollars/pounds in bailouts to banks, we should be giving each and every family a life-changing amount of money, so that they can afford to live without debt, in secure housing, and not have to work shitty soul-destroying jobs; we need the time to connect with our community and maintain a social support network; to make [and keep] friends.

Look after yourselves today, and every day. Email me if you're feeling suicidal.

Tags: #suicide #mentalhealth #depression

This is a story about premature death...

I was having a panic attack recently. My pulse was racing, with my heart feeling like it was going to burst out of my chest. I was short of breath; I felt like I couldn't breathe; like I couldn't get enough oxygen. I was sure that I was going to die. Then, I realised that I didn't mind if I died. In fact, I decided that I'd be quite glad to be dead. As soon as I thought that, the panic attack abruptly ended.

It occurred to me that my attitude towards death - and mortality - is not at all typical, and as such warrants some discussion.

It's the nature of my profession, to deal with things using strict formal logic. As a result of spending a 23 year full-time career immersed in a world which will truck nothing vague, ambiguous or downright logically flawed, I have ended up being somewhat unable to think in the wooly way, which most ordinary people do. Most people have no attention to detail. Most people are unable to think logically.

The problem with thinking logically, is that it means that life's absurdity is laid bare, and various psychological horrors are visited upon the poor person - me in this case - who make their way through a world which does not utilise reason and logic.

Firstly, to be afraid of death, there must be a reason for wanting to be alive. What is that reason?

"I want to see my kids grow up"

But, why do your kids want to be alive? What was it that you were offering your children, when you decided to have them? What life was it that you thought they might want?

We still have to answer the same question: why does anybody want to be alive?

If your answer is something related to kids, grandkids, great-grandkids or suchlike, then you, I'm afraid, are no different from a slug, a wasp, an amoeba, or any other imbecilic creature, which is driven by its genes to do nothing more than make more copies of its genes. You are, I'm afraid, not a very bright spark. You can stop reading now.

"I like my life; I like being alive"

Okay, this is good stuff, but what is 'liking'? What does it mean to like your life? What does it mean to like being alive? Probably, you mean that you enjoy pleasure, in some form or other. Perhaps you enjoy food, perhaps you enjoy sex, perhaps you enjoy drink or drugs, perhaps you have a hobby. Whatever it is, you are basically a sensation-seeker, and/or pleasure-seeker. This is a little more logical than the slug-wasp-amoeba type morons we mentioned before, but it can still be easily exposed as nothing more than idiocy.

Our brains are evolved to give us small hits of dopamine to reinforce behaviours which increase our chances of individual survival, or increase our species' chance of survival. It's obvious that eating would be enjoyable, because if we didn't eat we'd starve to death. It's obvious that sex would be enjoyable, because if we didn't have sex our species would die out. Again, when we analyse the behaviour, we find that it's nothing more than genes pulling the levers, trying to get us to make more copies of the genes.

"Everything is meaningless"

Yep. Bingo. Everything IS meaningless. Every single bit of evidence of your existence will be obliterated, to the point that it will be as if you never existed. All of your stupid pictures you posted on Instagram, which you think are so great, will be gone, along with any evidence of the human race, the Earth, the Solar System, the Milky Way. In the inevitable heat death of the universe, the spreadsheets which your boss asked you to email, are so cosmically unimportant, that it's laughable that you even bothered to send them.

In the context of the ridiculousness anthropocentricity, I struggle to understand what the difference is between a 'premature' death, and a death which supposedly happens at the 'right' time. Of course, I empathise with those who have lost loved ones, too 'early', but logically, death is inevitable. It seems like we are creating a problem, where none need exist.

I do have strong views about the sanctity of human life, insofar as one human killing another, directly or indirectly. I am incensed with rage at lazy baby boomers and other greedy capitalists, hoarding scarce housing, during a housing crisis; forcing people into miserable minimum wage zero-hours contract McJobs, which cause suffering and suicide at epidemic proportions. Of course, you might ask why I would care, when such concerns are of cosmic insignificance; in the long run, we're all dead. The answer is easy: life is so absurd, so I treat it like a game. I can see that the game is horrendously rigged, but at least I can see that it doesn't matter if I die - I can't 'lose' per se - so I can play to 'win' in ways that nobody else does. While others try to spawn as many progeny as possible, or accumulate as many shiny round pieces of metal, or paper with numbers on, or both... I'm free to do whatever the hell I want, within the confines of a mortal body, trapped by nature's weakest fundamental force, on a rock floating in a vacuum, orbiting a nuclear fusion reaction.

I don't revel in the absurdity of life. I am miserable and I suffer. I have no answer for how to be happy. In fact, I think that happiness cannot co-exist with knowledge, beyond a certain point. Perhaps if I had one piece of advice, it would be to avoid theoretical physics and cosmology, because they seem quite incompatible with happiness - ignorance is bliss.

I have friends with life-limiting illnesses, and to them, my essay must seem very rude and inconsiderate; arrogant. I have friends who have loved ones who died 'prematurely' or who are dying (of something other than... well... what I don't know. Newsflash: we're all dying). I know that death is a real taboo, presumably because our genes are hard-wired for survival. It's been a big evolutionary advantage, to select against anybody who doesn't fear death, or who's prepared to talk about death as a preferable alternative to life.

When we view life as suffering, struggling and misery - which it is - then we must ask ourselves again: is it better to be dead? Of course, we originally asked why we wanted to be alive, but when we ask ourselves the much more straightforward question, why do we want to be dead, then the answers come much more readily. Here are a few reasons to be dead: you don't have to get up in the morning, you don't have to go to work, you don't have to do anything you don't enjoy, you don't have to make any effort, you don't have to feel any pain, you don't have to suffer, you don't have to struggle, you won't be tired any more, all your troubles will be over, you won't worry about anything, you won't be stressed anymore, you won't be anxious, you won't be depressed, you won't worry about being fat, you won't worry about being ugly, you won't be lonely, you won't be frustrated... you get the idea. There are infinitely many reasons why being dead is better than being alive. You like sleeping, don't you? Being dead is like, the best kind of sleeping, because you never get woken up by your alarm clock; you can rest forever.

I'm really not sure what's scary about death at all. I'm really not sure why more people don't choose death, when life is so shitty.

It seems so churlish to reject life, when there are lots of slug-wasp-amoeba people out there who are desperate to mindlessly do the bidding of their genes. We're so culturally indoctrinated to repeat the mantra that we love our life, and that life is precious, that we often forget that we don't love life - that life is utter shit - and that life is worthless. If you don't think life is worthless, you should take a trip to the developing world, to remind yourself of the human suffering that's inflicted in your name.

I've written about twice as much as I hoped to, but I suppose this is a subject dear to my heart, insofar as I feel suicidal most of the time.

Perhaps one day, depression will lift and I'll look back on this essay with different eyes. Perhaps one day, in the not-too-distant-future, I will kill myself. I think the latter is far more likely than the former, according to a great deal of bitter experience.

Tags: #suicide

This is a story about being in lockdown...

I didn't write during the total lockdown of the pandemic, quite deliberately, because I knew that I would get very repetitive, and that I would drive myself slightly insane. Having insight into my own mind, and being able to introspect, is a great gift - at times - but when artificially constrained, such as being in lockdown, it's difficult not to overthink, and to over-fixate on the discomfort of the situation; better to just go with the flow.

I'm still in lockdown.

Of course, I can now travel to the shops, visit a café or restaurant, travel, and do lots of other things, which I previously couldn't. That's correct in theory but in practice, I'm still in lockdown. I only leave the house to buy food.

It's not through choice that I'm in lockdown, although it appears, at first glance, to be the case.

Theoretically, I'm rich again; debt free and with some savings in the bank. However, the economy looks totally screwed, forcing me to consider the security of my future income, and of course my housing security and other important essential needs. Having been homeless and slept rough, I'm more reluctant than most to go back to living on the streets, especially after working so hard to get back on my feet.

So, I'm working as hard as I can, for as long as I can. Given the opportunity to earn money in a global pandemic, and a global recession, I'm going to fill my war chest as full as I can.

It's miserable.

Most people have got their "summer holiday" heads on in the Northern Hemisphere. Most people's moods are 'artificially' lifted by the warm summer weather, despite the backdrop of a rampaging pandemic and terrible recession. Of course, things have been artificially propped up, to temporarily stave off the wave of redundancies, evictions, bankruptcies and other cataclysmic economic events, which will hit like a tsunami in the autumn. Most ordinary people are overjoyed the lockdown is lifted and are enjoying their regained freedoms, with seemingly little regard for the bleak future.

Not me.

I'm miserable.

Of course, if I've managed to "make hay while the sun shines" then I'll be somewhat better placed to ride out the storm than those ordinary people who are currently frolicking in the sun. On the flip side, they'll be happier and more well rested. I'm risking burnout and/or breakdown, pushing myself as hard as I'm pushing myself... but all I want is COLD. HARD. CASH. As much cash as possible AND I WANT IT NOW.

Waking up every morning, there's a finite amount of money I can earn, because time and energy are finite quantities. This is simultaneously a motivation ("I can earn a lot of money today") and a something which is quite depressing ("I can only earn a small amount versus what I need").

Perhaps if you saw my personal finances, you would think that my mentality is vulgar; privileged. However, my mentality is based on many years spent homeless; destitute. Of course, I'm fortunate that my life isn't ruined irreparably, and that I've enjoyed the occasional period of exceptionally high quality of life, in-between the chaos, trauma and near-death experiences.

Because it's a marathon, not a sprint, I am whinging and complaining the whole way. I try not to, but I'm not built for steady plodding. I want to get rich quick, or die trying... anything else is intolerable.

Of course the reality, compared with most ordinary people, is that I am getting rich quick. I'm absolutely sure that you would have no problem at all, thinking of really great ways that you could spend my so-called 'disposable' income. However, I don't look at that money as 'disposable'... I look at it with despair, knowing that it's not enough to give me the security I need, to protect me against homelessness, destitution, bankruptcy, and all the other things which nearly killed me.

Sorry for repeating myself.

Tags: #homeless #debt

This is a story about dying with dignity...

Continuing on with the theme of giving my readers what they want, I've decided to write about the most searched for thing which brings visitors to my website.

I lied.

I'm not going to write about the easiest way to kill yourself but instead, I'm going to write a detailed account of when, why and how I'm going to kill myself.

***

If you came here looking for suicide methods, I wrote about that at length here.

If you still want more detail, have a read of this.

***

Firstly, we need to acknowledge that life can be pretty damn abysmal, if luck doesn't go your way. Sure, if you're reading this then you're lucky enough to have access to a computer, tablet and/or a smartphone, and you're able to read. For many, that would be considered a privilege, but in reality it's a curse: it would have been far better to remain stupid and ignorant, and not be troubled with existential angst.

Secondly, we need to acknowledge that there's no legal or moral requirement to continue living, if life is hell. There's no reason why we have to die of 'natural causes' in old age, which pretty much means dying in agony from cancer or some other dreadful disease, or otherwise dying when your body parts become completely worn out. Why would anybody go through life with uncertainty - a surprise death hanging over them at some unpredictable future date - and the inability to plan ahead?

Thirdly, we need to acknowledge that the freedom to choose is what makes us different from the beasts - the animals - who are driven by instinct; driven to survive at all costs. Why would we choose to act in a bestial way - barbaric and primitive; animalistic - when we are blessed with a huge brain and the tools of cognition and reason; advanced thought and language. We are able to plan, so why do we not plan our lives to include a predictable and known date of death?

Of course, my ideas are not original. There are plenty of dystopian novels, films and other art forms which depict fantasy worlds where euthanasia is part of those imagined societies. Of course, I'm not talking about euthanasia for you I'm talking about euthanasia for me.

If we recognise that the world is overpopulated, overcrowded, over-competitive, and that the natural resources of the planet are being over-utilised, then it seems like a very selfless and generous act, to quit living before becoming a burden on the healthcare sector. Of course, I'm talking about me and me alone here. I very much wish any older people who want to live as long as humanly possible, a long and healthy life. If you want to live, good for you... but I very much think that if you came to this website then you're not 100% sure that living is for you. Anyway, this is about what's right for me, and me alone.

As soon as I'm dead, my estate can be given to my sister and niece. My death frees up the resources that I possess, such as housing and a job, that could be utilised by a younger person. The money I hoard - arguably to protect myself from any period of unemployment, and for my retirement - can go into the hands of the living, instead of being hoarded in the hands of the dying. I can much more accurately plan for how much money I need if I know when I'm going to die.

I've decided that it's too expensive to buy a house and have a pension. I had a series of major setbacks in my life, which wrecked my finances, and now it doesn't make financial sense to plough all the money I need today into things which I might need tomorrow. If I'm going to live until I die of natural causes, I might need a lot of money, and in order to ensure my pension pot goes as far as possible, it'd be better if I owned my house and wasn't paying a mortgage or rent anymore. Having a pension and a mortgage-free house would rob me of money which I need now while I still have my health. Why do I want to have housing security and financial security during a period of my life when I'm old and senile, in pain and discomfort; dying?

Also, suicide is a form of protest. Why should my parents enjoy dying before me, when they ruined my childhood, and consequently my later life? Why should my parents' generation die without seeing the horrors they have inflicted upon the younger generation? Why should the capitalists continue to delude themselves that capitalism is a good system, when clearly it exploits people and the natural resources of the earth, to the point of irreversible devastation and destruction of our only habitable planet?

There's nothing worse than playing by the rules of the game, when everybody else is cheating. Being an honest player in a rigged game is torture.

I've done the calculations. There's no way I can keep playing this stupid game. I quit.

Did I mention dignity?

Dignity is important.

If your parents and the wider world have not given you the opportunity to have dignity - to live as an independent adult with an acceptable quality of life - then personally, life is not worth living. Sure, if your parents are neglectful, abusive, selfish, narcissistic shits who took no interest in helping you achieve an acceptable quality of life - helping you to live independently - then you might still have the opportunity to pull yourself up by the bootstraps; you might have the opportunity to work hard and get yourself to where you deserve to be, through sheer force and determination. However, you need to do the calculations. If your calculations tell you that you'd need to work 25 hours a day, 8 days a week, 13 months a year, for the next 250 years, in order to achieve financial security, housing security and other basic human needs, then you are playing a rigged game. This is not a case of petulantly blaming everything on our parents, although it's undeniable that they deserve the lion's share of the blame. No, this is not about expecting that the world owes you a living. This is simply saying that no matter how hard you work you have to run just to stand still; the game is rigged and you won't accept it; you won't play a rigged game anymore.

So that's the why.

When is easy: my career spans four decades. It'll soon be time for me to have a long-overdue career break. In the absence of any new route to earn money, which is not part of the capitalist society which I refuse to prop up any longer, I refuse to continue to play the game. Therefore, I just need to do the calculation to work out how long I can maintain an acceptable quality of life; how much does my minimum standard of living cost? With that number calculated, I can then set a very precise date for when I need to be dead by.

What about the how?

How is probably easiest of all. I often thought about cutting a carotid artery or jugular vein, but it seems far easier to simply swallow a deadly poison, such as cyanide, which is easily obtained. The how is really the most boring part of it all. Swallow something highly toxic, and it's done... easy!

It gives me a great deal of comfort knowing that the remaining period of my life will not fall below a minimum acceptable quality. It's greatly comforting to know that no poverty or destitution awaits me in old age. It's great to know that pain, discomfort, illness, senility, incontinence and other dignity-robbing ailments of old age, will be completely avoided.

I know that some people want to live as long as possible, in order to see their children and grandchildren growing up and experiencing major life events - births and marriages - but not living so long that they see their houses get destroyed by rising sea levels and hurricane force winds, and other destructive effects of man-made climate change. I know that some people want to live as long as possible, but not so long that they see their grandchildren selling their bodies in order to fund their education, and killing themselves because their zero-hours contract McJob doesn't even pay enough money for them to feed themselves, let alone live with any dignity.

Nobody's ever going to look me in the eye and ask "why the fuck did you decide to have kids, when you knew that the old people fucked up the planet good and proper, and robbed all the money and property, and expected to sit idle in their massive houses while all the young people killed themselves because they have no prospect of ever living independently with any dignity and an acceptable quality of life?". I'll just be dead.

Of course, suicide's not for everyone. My essay is only about why I - personally - am planning on committing suicide. I absolutely - and without exception - discourage anybody and everybody from doing what I'm planning on doing.

That's all about me, me, ME! I wrote some other stuff about suicide methods and how to kill yourself. if you're in the mood to keep reading. Please keep reading or get in contact if you're in crisis... or do something to pass the time. I find it incredibly therapeutic to write: it's kept me alive (by a whisker) for many years.

Tags: #suicide

This is a story about Kim and Kanye...

This is not a story about Kim and Kanye. I don't know anybody called Kim and Kanye. I wrote the title of this essay and the little introductory line because apparently it was newsworthy that somebody wrote something on Instagram. Anyway, I realised that I haven't written much about bipolar recently.

I have a diagnosis of bipolar, but I don't particularly have any symptoms which are bothering me. I've been unmedicated for years and yet I'm fully functional. This is not to say that I think anyone who does use medication to help them with their bipolar is wrong to do so, but it doesn't work for me.

I sure as hell have a mood disorder. I'm suicidally depressed a lot of the time, but I also have periods of extremely high productivity. Sure, I'm very good at managing my condition, such that my friends and colleagues don't really know I've got a major mental health problem, but it doesn't mean it's not causing me any difficulties, despite appearing symptom-free.

I suppose the main problem I'm dealing with is the risk to my life. Being suicidal so often is pretty dangerous, and it's landed me in hospital - in intensive care and high dependency wards - a whole bunch of times. Still, I don't want to be medicated. If I die, I die. I'd rather not have the side-effects of powerful psychiatric medications.

Did I mention how functional I am?

Until I'm not.

I can cruise along just fine for very long periods of time, but then I crash. I always crash. Crashing is inevitable.

I don't think medication is the solution to the crashes. "Mood stabilisers" do not do what they claim to be able to. In fact, "mood stabilisers" can be highly destabilising, as I've found many times from bitter and unpleasant experience.

Certainly, anti-depressants are destabilising, always pushing me manic or at least hypomanic. I want them - obviously - because it's so horrible to be suicidally depressed all the time, but I know they're too destabilising and will cause my life to become chaotic and unmanageable.

So, I struggle along with commonly available mind-altering substances, like alcohol, which is a dreadful substance but I've become very experienced with using it to limp along through life.

I'm persevering with so-called "clean living" where I use a number of techniques to achieve more mood stability, naturally. I keep very strict bedtimes. I keep very strict meal times. I eat a balanced diet. I exercise. I limit my alcohol intake. I avoid all drugs and medications. It seems to be a winning formula. Also, money. Having plenty of money, a low-stress job and secure housing, are all very important pieces of the puzzle. If any one single thing is wrong, it throws my world into chaos and instability; it makes me unwell.

It's pretty dull really, the current story of me and my bipolar. Things are kinda under control and the things I'm doing to keep myself stable are - by design - super boring.

Tags: #bipolar

This is a story about people who are so privileged they don't realise they're incredibly privileged...

I was having a pretty good week. I've made good progress financially, and I'm proud of the work I've been doing on an important project. I've achieved a lot; I've been highly productive.

I'm gaining some financial security, slowly but surely.

Then somebody sent me a listing for a remote piece of land.

Utterly depressing.

In fact, suicide-inducing.

In order to be able to afford said piece of land - with an asking price of half a million pounds - I will have to work flat-out for another year or two just to be able to afford the deposit and then I wouldn't be able to live on the land, because I would have to work for the rest of my life to pay the mortgage. Naturally "remote" does not correlate with "within commuting distance of employment".

Utterly demented.

As an act deliberately designed to make me depressed and suicidal, it could not have been more perfectly designed.

I don't plan on working until my health is failing, and then dying the moment I'm able to escape from the rat race. I'll just kill myself now and save myself the effort, energy, stress and misery.

I'm utterly furious.

I spend my time thinking about perhaps buying a piece of land and a caravan for £15,000 in order to escape from the rat race. I am not in the league of people who think that a half million pound piece of land in the middle of nowhere is anything other than something which I can't afford and is utterly impractical, given it's nowhere near any place of employment; anywhere it would be possible to generate the income to pay the massive mortgage. My priority is to have secure housing. My priority is to escape the clutches of the parasitic idle class, and to live free from the tyranny of rent or mortgage for a while.

Of course I'm privileged to have the vague possibility of being able to live in an old caravan in a grotty field, but I would also settle for a tin shack, or even a tent. Basically, I'm prepared to live like a person in a developing world slum, if I can escape the rat race.

Unless you've lost years of your life to sickness - hospitalised and otherwise unable to work - you don't understand that the things you take for granted, like your house, can be snatched away if you have a period of ill health. I know I can't have a huge mortgage, because I can't guarantee that I'll be able to work 12 months a year. At times I've barely managed to be able to work 3 months a year. I know what it means to lack financial security and housing security: I've been homeless, penniless and almost bankrupt; destitute.

I refuse to go back to that life, of having my health, wealth, home and dignity all snatched away from me. I'll just kill myself instead.

I deliberately haven't looked to see if I can buy a tiny piece of land and a caravan for £15,000, because if I can't then it's time to kill myself. I'm worn out. I'm burnt out. I've had enough. I need a break. My health is failing and I can't participate in the rat race any longer.

Thanks, buddy. Why don't you fuck off with your half-a-million-pound remote fucking shit? Good for you, cunt. I'm just trying to not end up sleeping rough again, you piece of shit.

Tags: #homeless

This is a story about crutches...

Trawling through my photos from the past three and a half months, I found very few which would be suitable to accompany what I wanted to write today. The photos on my phone are mostly of my cat(s) and not much else. However, this photo does - rather cryptically - allude to what I am now writing about.

When I started the lockdown, I decided that I wasn't going to bother with a desk or an office chair at home; that I would muddle by with my laptop on my lap. I decided - wrongly - that it wouldn't be worth the effort of setting up a proper office at home.

As I already wrote a few days ago, I started the lockdown drinking copiously. Every day after work, I would pour myself a large glass of wine. I would estimate that my alcohol consumption was somewhere in the region of 8 to 10 bottles of wine per week.

As I already wrote a few days ago, I started the lockdown physically dependent on medication. Every night I took sleeping pills. Every day I took tranquillising sedatives.

Then, it became obvious that there would be dire consequences to my physical health.

I didn't want to finish lockdown as a fat alcoholic pill-popper with a hunched back.

Because I delayed setting up my home office, I didn't have a lot of choice for a desk and an office chair, hence why the ugly garish monstrosity - pictured above - has become part of my home office. The desk is super ugly too. However, it's good to have a more professional set-up instead of reclining on my sofa.

The health improvements to my life don't feel like they're paying dividends. I still feel overweight, unfit and I still crave alcohol. Ostensibly, I feel much the same as I did when I was guzzling booze, popping pills and spending 16 hours a day reclining on my sofa. However, we must acknowledge that there is a very significant difference between an alcoholic pill addict, and somebody who drinks in moderation at the weekends, and is entirely medication free. That I have stabilised myself and found almost liveable and almost bearable sustainable routine without my crutches, is not an achievement which should be underestimated.

The backdrop to the past four months has been the global pandemic which has claimed hundreds of thousands of lives, and threatens the livelihoods and living standards of hundreds of millions, if not billions of people. If there was ever a time to feel insecure about money, work and housing, it would be now.

I wouldn't describe myself as a particularly anxious person, but the past 5 years of my life have been spent with the threat of destitution hanging over me. I've been forced to generate vast amounts of money each year in order to protect my credit rating and employability, as well as to simply pay rent, bills and service debts. The amount of money needed to escape my predicament was so vast that I was forced into high-risk high-stress situations, which were potentially high-reward. Eventually, perseverance paid off. There was no other choice: a crappy salaried job would have inevitably led to bankruptcy; the books simply didn't balance with some crap paying job.

So, I've suffered 5 years of incredible, immense stress. I've suffered 5 years of living on the edge of ruin.

When the pandemic started to get very bad in Europe my mood improved considerably. The havoc wrought by the pandemic has brought the stress and suffering that I was enduring into the lives of vast numbers of my fellow people. Suffering collectively is far more bearable than suffering alone.

At some point, I want to stop talking about the difficulties in my past and to talk about the future. I want to put some distance between my past and the present. I want to have a period of wealth and security, which clearly delineates 'now' from 'then'.

I note that my abysmal childhood became unimportant when I started to have success and get ahead in life, in my late teens and early twenties. My rapidly growing bank balance, exotic travel, status symbols - like houses, cars and boats - and adventurous hobbies, felt like I could forget about past transgressions against me: the bullies and abusers were rotting, and I was thriving, so I wasn't bitter and angry; I had broken free from the misery of the past.

My rage at my parents - which has been a repeated theme of the past 5 years - and sad memories of a ruined childhood, which has caused me vast amounts of problems... all becomes irrelevant again, as my health and wealth are regained, and my quality of life improves manyfold.

Yes, my crutches are going to change from alcohol and medications, to be luxury holidays and other trappings of wealth, but I don't care. Alcohol and medications lead to misery and death - they're a dreadful trap, which leads nowhere positive.

I still have suicide as my 'retirement plan' but that's a simple matter of practicality, given that I'm now unable to be likely to accumulate enough wealth to enjoy a comfortable retirement before my health starts to deteriorate. It's something I'm going to have to learn to live with. Or rather, it's something that's going to kill me. C'est la vie. C'est la mort.

Tags: #alcohol #medication #debt #suicide #parents #bullying #childhood #lockdown