Nick Grant

This is a story about out-of-control spending...

This is my wallet. It doesn't contain any cash. In fact, it doesn't contain very much at all. It's very thin, although not as thin as my favourite wallet, which unfortunately wore out. I like having a thin wallet.

My wallet contains a 'debit' card for my personal account (known as a checking account in North America, I think), a 'debit' card for my business account, and two credit cards. Also, I keep my drivers license as photo ID, and some stamps, in case I need to mail anything. So, that's 4 bank/credit cards and a card-sized driving license: 5 cards in total. That's all I need.

Sure, I need a little cash from time to time. Frustratingly, I had used the small amount of cash that I carry to pay for something, when I needed to pay the guy who cleans the windows in our street, so I had to live with dirty windows for a little while longer than I would have liked to.

Cash tends to stay in my pocket for so long, that often it ceases to be in common circulation: the UK is replacing all of its 'paper' banknotes (they were actually more like a kind of fabric, but that's just a geeky fact for you) with 'plastic' ones. The UK is probably the world's number one place to launder money, so of course we need to have wipe-clean waterproof money.

Anybody who's used a plastic banknote to insufflate a powdered substance into their nose - not me, obviously - will tell you that the new banknotes will damage the delicate membrane of your nose and cause it to bleed, quite often. However, at least you can wipe the blood off. Paying for stuff with bloodstained banknotes is rather embarrassing (but not the reason why I don't carry much cash - I just don't need/use the stuff, for any purpose).

If you've followed my blog, or you know me as a close friend, then you'll know that I've suffered from depression which has been quite relentless and uninterrupted; interrupted only by suicide attempts, I should probably add. My will to live has been long absent.

I was starting to give up and abandon all hope of surviving for more than a few more months. I was certain that if Christmas didn't kill me, like it almost did last year, then I'll certainly die in April or May next year. Basically, I could see no future for myself; no point in suffering any longer.

Then, I had a great idea: I'll buy a really fancy gaming computer, so I can play driving simulators, flight simulators, turn-based strategy games on a big monitor, and retro console games... generally get into gaming in a really big way.

But.

It was not a good idea.

Part of the reason for my depression, is because I'm home alone, in front of a screen all day. Part of the reason for my depression, is because of my sedentary lifestyle. Part of the reason for my depression, is that I lack real-world social interaction with people.

In short: the gaming PC was a bad idea.

But.

Then I had a really great idea, which was to buy a mountain bike.

I mean, I already have a mountain bike, so why would I buy another one? The mountain bike I have is the best that money can buy (to me at least) so why would I buy another one, if I couldn't buy a better one?

Good question.

Mountain biking is hard work. I used to be young, skinny and fit, but now I am old, fat(ter) and unfit. I am by no means obese and I am by no means so unfit that I can't do exercise, but my health and fitness have been grossly neglected during my interminable depression, as well as during lockdown, which made things even worse. I did try to finish the lockdown fitter, thinner and generally healthier than when I started, but, it was very hard. The best I managed to do, was to stop the rot, a little bit.

Pedalling a mountain bike uphill is hard work. You have to move the weight of the bike, the equipment, your clothes and your body, uphill. My super nice mountain bike weighs 24 pounds (11kg), my equipment could be zero I guess, if I was going for minimum weight, my clothes, including shoes, could be as little as 4 pounds (2kg)... but the heaviest thing is me. I weigh at least 22 pounds (10kg) more than I did when I used to ride my mountain bike regularly. So, basically, if I was to ride up a hill, it would be like me riding up that hill with a whole extra mountain bike on my back. Plus, I'm unfit too.

So what's the solution? Lose weight, right? Catch 22.

The best way to lose weight is to exercise, but if your favourite form of exercise - mountain biking in this case - has gone from something which is difficult but enjoyable; rewarding... into something which is so exhausting that it will destroy you to just go up one single hill, then the barrier to entry is too high.

What did I do? I bought a mountain bike which assists with my pedalling, to make it feel like I'm 22 pounds lighter. In fact, the mountain bike I bought can also assist with the pedalling so much, that it's like I'm young and fit too! Of course, I still have to pedal, and that still requires energy, so I'm getting the exercise I need to lose weight and to get fit again.

What I also did was buy a bunch of other stuff: waterproofs so I can go out in the rain, super-padded underwear to protect my ass (because it got soft since I didn't ride a bike for a long time) and a whole bunch of other really expensive stuff. Could I have done without that stuff? Sure. I guess I could carry a heavy mountain bike for miles and miles because I got a puncture. Sure. I guess I could get soaking wet, because it's autumn now and will soon be winter. Sure. I guess I could get run over by a car on the way to/from where I'm riding, in the dark autumn/winter bad weather. For sure, I could have avoided getting that stuff and said "I'm not going out on my bike today, because it's raining/dark/I've got a puncture or whatever".

You bet I'm worried that my spending is out of control. I spent a whole month's income.

Every. Single. Penny.

Like, no money for rent, no money for food, no money for bills, no money for transport... no money for anything except my bike, and the stuff to go with it. I spent every single penny of last month's 'wages'.

So, am I stupid? Am I rubbish with money? Am I a lost cause.

Well, I wanted to commit suicide for a very long time, but now I'm just excited about riding my bike; now I've got a reason for living again. I'm not sure how long that's going to last, but money really can buy happiness, it seems; or at least money can get rid of depression, temporarily. Maybe, like a drug, the depression will only go away for a really short time and I'll have a terrible hangover/comedown. I expect that's true, but let's not be too hasty. Last time I did something like this, I got fit, healthy, happy, more social, more attractive athletic body, identity, self-esteem, and I had a lot of fun. Let's wait a while before we start calling me stupid for doing this.

Tags: #bike #health #fitness #depression #suicide #mentalhealth #friends #mountainbike #mtb

This is a story about false advertising...

The subject matter which my website deals with, is either "living with bipolar disorder" or it's "the world's longest suicide note". In fact, it can be both. The two are not mutually exclusive.

However, I don't tend to write very much specifically on the subject of my life with bipolar disorder, because I've always had it and it's so intrinsic to me, that I find it very hard to imagine life without it. Although bipolar has caused me significant problems in my life, those problems were present before my diagnosis, and I've not found it particularly useful, in recent years, to think about my diagnosis at all: I certainly don't seek 'treatment' for the illness, or otherwise involve myself with quacks, and the like.

I suppose I write about bipolar in a tangental way, given that the mental illness does dominate my life. Suicide, for example, would not be such an ever-present danger, were it not for my bipolar disorder. Also, various behaviours, many of which would not be seen particularly as symptoms of mental illness, are driven by my bipolar disorder.

Pictured above are two books which are on my coffee table at the moment. I thought that this accidental juxtaposition served as a brilliant summary of my state of mind. As my mood plummets into depression, I pick up the book about suicide. As my mood soars into mania, I pick up the book about mountain biking.

The mountain biking is a new thing. I used to ride mountain bikes when I was a teenager and as a young man, before graduating on to other more extreme sports. Since approximately 2013, when my life disintegrated during an acrimonious divorce, I haven't done anything which you might call 'sport'... with the possible exception of riding through London traffic on my bike at top speed, which is one of the most extreme 'sports' that you can take part in; one of the activities most likely to kill you.

I'm sorry if you came to my website, hoping to read more about bipolar, but were left feeling disappointed; let down. Most people - from those who write to me at least - tell me that they wish I would provide an idiot-proof step-by-step guide, in minute detail, of exactly how to commit suicide. I am not going to do that. No. Never. No way.

Anyway, despite winter being just around the corner, which always sends my mood nosediving, and other things which aren't right in my life - I'm single, don't have a social life etc - I am extremely keen to go for another ride on my new mountain bike, as soon as my backside has recovered enough, such that I wouldn't ruin this weekend, for the sake of a short midweek ride.

I don't feel manic, but then, I never do. My bank balance probably tells a different story. I spent three times as much on my mountain bike as I did on my car, for example. I have been spending money like crazy, which is usually a sign I'm manic. Also, I am struggling to sleep. Other symptoms too.

Of course, I'm happy to be happy, but I also need to be careful that my mood isn't getting too elevated. I need to be careful, although many would say that spending a ludicrous amount of money on a bike could only be explained by a mental illness.

Tags: #bipolar #bike #suicide

This is a story about technical stuff...

Of all the hobbies I thought about getting into, most of them were sedentary; indoors. I thought about getting some kind of retro games console. I thought about getting a new games console. I thought about getting a gaming PC. Then, I thought about maybe doing something really geeky. I started looking into software-defined radio, with the intention of making a home-made radar, perhaps, or doing my own mobile phone base station. All of this, I decided, was expensive and wouldn't help me with my need to get outside and exercise.

I did some of the projects on the cheap. I managed to turn my 5 year old laptop into a pretty decent retro console, with nothing more than a cheap game controller pad. I got a whole buttload of electronics experiments I could do with a super cheap tiny little computer (pictured). I managed to make a home-made sonar. Not quite radar, but not too bad for a bodger.

Still, I found myself spending most of my time looking at a screen, indoors.

Also, although the projects have provided some intellectual challenge, they haven't really opened up any social avenues. I'm sure that if I got really involved in - for example - the software defined radio community, online, then I would kinda get 'social' contact out of that, but I already get more than enough online social contact. The thing I'm missing is real world social contact.

I know from past experience that when I've done something ridiculous, like suddenly deciding to get into kitesurfing, it's taken my life in a brilliant direction. I've travelled the world, in search of the best wind and waves, and made lifelong friends along the way.

My life is very nice - enviable - in a lot of ways. My beautiful cat keeps me company, and she likes company too; always wants to be nearby, getting involved with everything I'm doing, which is not always ideal when working on a microelectronics project, for example. For sure, I have options and opportunities which a lot of people can only dream of.

However.

I am also more socially isolated than you can possibly imagine. Estranged from my family, far from friends, without a support network. The litmus test is this: if you're hospitalised for a major medical emergency, who's there for you? I can answer that question. I can answer that question very well, and the answer is not good, although mercifully I did have a work colleague and a friend who happened to be visiting from abroad, who were kind enough to visit me, hooked up to a dialysis machine for 4 hours a day; a hospital stay of more than 2 weeks; a medical emergency that pretty much nearly killed me.

That's not a dig at my friends, of course. They've become used to leaving me sleeping rough or otherwise homeless. They've become used to leaving me in hospital, dying, alone. That's fine. I've come to terms with that.

I do have some VERY good friends. I am lucky enough to have one or two friends who would help me, if I asked. The rest... I'm not sure if I can even call them friends... more just people who I used to know, but now they're just strangers who I happen to see updates from on Facebook. They might as well be celebrities who I read about in tabloid newspapers or gossip magazines.

This wasn't supposed to be a dig at my acquaintances [former friends]. This is about what I'm doing to sort my life out, to make it bearable.

Possibly, by getting back into mountain biking, I have opened up the possibility of making some friends and building a support network; having a social life. We'll have to see. "Social life" might just be something which I'll never regain; I'm too old to be able to [re]build one now, having lost my old one. Anyway, I remain optimistic.

For the first time in forever, I felt motivated to start to plan for the future, in a way that's not just planning for my suicide. I've been planning what to do when my backside isn't so sore, and I can ride my new mountain bike again - where am I going to go?

Suddenly, winter doesn't look quite so bleak. I have good winter clothes and a reason to be outdoors, in the wind, the rain, and the mud. Not many people have the strange twisted kind of brain that I do, where I love extreme weather: keeps the fair-weather tourists away. On the bike ride I went on, on Saturday, there was not a single other soul on the mountain. I'd hardly describe it as "perfect conditions" but in the forests around the summit of the mountain, I hardly noticed the rain; I was going to get covered in mud anyway. It was delightful; ecstatic; euphoric... to be hammering down deserted mountain tracks, without having to worry about crashing into anybody. A far cry from the queues to get into shops, which seems to be something that the ordinary folks are spending their time doing.

Of course, everything's more fun when there's a social aspect, so I'm hoping to find some people to go mountain biking with, but people are already contacting me (which is unheard of) to arrange some biking trips, which is a good sign; a sign that I might get the healthy habits which I need in my life, along with a truckload of fun and adventure.

Tags: #bike #depression #isolation #mentalhealth #cat #kitten

This is a story about getting into debt...

I was desperate for a halfway-decent car when I was 17 years old. The car I had when I first passed my driving test was the most disgusting horrible thing you've ever seen in your life, and that was before my mum crashed it, and then a blind man was paid to repair it using household paint of the wrong colour, which was daubed thickly onto the crumpled bodywork, and left to drip and generally look worse than it would have done if somebody had simply lowered their trousers, curled out a shit onto the bonnet, and then smeared the excrement.

The car, absolutely, was not a gift. In fact, the car was a curse. Firstly it was extortionate to repair, because nobody has a disgusting shit car like that for their first car, so no insurer would offer me an affordable policy. That wiped out every penny I had. Then, it was ruined: my mother crashed it, and it was shit in the first place. It was so old, that basically, it was mechanically fucked in every conceivable way. So, the insurance financially ruined me, then repairing it left me with a gigantic debt to the garage. Then, after all that, it was a hideously ugly shit unreliable horrible, horrible, horrible car.

So, I was keen to have a car that was not shit.

I got a bank loan. I got a bank loan to buy a car, which wasn't a piece of shit, looked like shit, drove like shit... I took out a bank loan to buy a fucking OK-ish fucking car, alright?

In actual fact, it was a good decision to get that bank loan, because I was happy with my not-shit car. In fact, I was fucking ecstatic to have a car which wasn't a complete pile of shit, that was financially crippling me.

Predictably, my OK-ish car was not a pile of fucking horrible ugly shit, and consequently cost me far less in garage repair bills. Predictably, my OK-ish car did wonders for my self-esteem, and I was quite proud of my OK-ish car. My OK-ish car was very enjoyable to drive, and I was very glad that I had taken out that bank loan.

Of course, I hated being in debt, but I paid it off pretty quickly, especially as the garage bills were a fraction of what they were for the horrible ugly old piece of shit, which was good for nothing but the scrap yard.

So, where am I going with this?

Today is payday. Actually, I don't really have payday, to to speak. I don't have a salaried job, in any sense that you'd understand. I run my own company, so it's not like payday is really a thing for me. But anyway, for the sake of simplicity: imagine that today is payday for me.

I've been trying to buy a new bike for a little while. Pictured above is my city bike: designed for zooming through traffic in London. I love that bike. It's great.

I don't live in London anymore. I live somewhere where there's hills.

The new bike I've been trying to buy is a mountain bike. I don't live super close to any mountains - maybe 45 minutes away - but it's pretty hilly where I live, so I need gears. As it happens, I already have a mountain bike, which I bought on motherfucking credit, OK, motherfucker not long after I got my OK-ish car. My 22 year old mountain bike is brilliant and I love it, but I want one which is better for going up and down hills. I mean, that's what my old one is designed to do, but I want a better one.

So, I'm buying something that I don't need but I want and I can afford because it's payday. I can pay cash. I don't need to borrow money or otherwise get it on some kind of credit agreement. I can just walk into a fucking shop, hand over the cash, and walk out with the brand new mountain bike.

I'm getting one.

Actually, it looks like I'm getting one which is going to cost twice as much as I had budgeted for... but I don't care. I want the one that I want, and I want it now... or rather, I want it tomorrow, because the shop needs to build it for me.

It feels - having been relatively recently homeless, horrendously indebted, and almost bankrupt - to be an incredibly bad decision. Sure, it probably is, but I've got the money - surplus - and I'm going to spend it all on this thing that I want; this thing that I don't need.

For sure, I'm not spending money that I don't have; I'm not spending money before I've earned it. For sure, this could be the beginning of a spiral back into debt, but I really don't think it's going to be. Even if it is, I don't give a shit. I've put up with too much for too long, to fuck around any longer.

Sorry for the stream of expletives. I've had to justify myself and my very real human needs, for far too long. If you ask my dad, you can get a bike that's just as good as a £30,000 full-carbon Tour de France pro-rider bike, so cheaply that somebody will pay you to take it off your hands, and buy you a fucking house too for your trouble.

By the way, I am not buying a £30,000 full-carbon pro-rider bike. I am buying a mid-range bike: not the cheapest, and not the most expensive. Mid-priced.

Okay?

Happy now?

Tags: #money #debt #bike #childhood #car