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Death by Commas

5 min read

This is a story about punctuation...

Childhood drawing

When I was at primary school, aged 4 years old, I drew a picture of a visit to see my grandparents. Specifically, I remembered seeing my grandmother, with bleached blonde hair, and my grandparent's dog.

I was asked to also describe the family visit. Having written the story, I then considered the fact that I had not punctuated the tale. I knew that full stops - periods - were the most important punctuation mark, and so I proceeded to decorate my story with a few randomly placed dots.

Having scattered my full stops throughout the prose that I had written, I then thought that the little dots didn't look very big in comparison with my large and unwieldy handwriting. At age 4 years old, I hadn't achieved a nice neat flowing form of handwriting. In fact, I was lucky if I could get my 'b's and my 'd's the right way around.

In order to draw greater attention to my punctuative efforts, I then embellished each period with more emphasis.

Unsatisfied with the balance between characters and symbols, I decided that I should just put a great big ball between every single word. Extrapolating from the rule that every sentence must be terminated with a dot, I reasoned that every word would benefit from being demarcated with a gigantic black mark.

And so, a perfectly reasonable tale about me spending time with my bottle-blonde grandmother, became a rather bizarre study of how not to do punctuation.

Punctuation, now, for me, is something technical. As a computer programmer, the use of a semicolon is quite essential to mark the end of a concise instruction for a computer to follow. A wayward full stop can cause many thousands of lines of code to fail to successfully be assembled into a computer program. When I write, I assume that I am programming the minds of my readers, and that I must use punctuation to precisely instruct their minds, or else they will reject what I write with a simple error message: syntax error!

I was going to write you a lovely story this evening, about all manner of real-world matters that you could relate to, but instead I feel that I have to self-consciously apologise for the over-punctuation of my texts. I feel that what I have written to date is absolute garbage, because I haven't had the time to read it all and trim away the unnecessary commas that I inserted in the interests of legibility and clarity.

With the most casual of comments, a friend has drawn attention to the fact that I have a tendency to over-punctuate my prose, and it has caused me to call into question everything I have written to date. It's hard, neither having an editor - a proofreader - nor having the time to be able to pore over my output, and perform some kind of quality control process, myself.

If what I'm writing is unreadable crap, so be it. I've just got to get it out there at this stage, because it's been bouncing around the inside of my cranium for far too long. I bitterly regret not making greater efforts to achieve a higher standard of writing that may have avoided 'turning off' many of the people whose opinion I would value, but I've been shooting from the hip. I connect my brain directly to my keyboard, and out it all pours.

It seems like my love of commas has reached epic proportions. Even I think "maybe I have somewhat overdone it" when I glance briefly back over my text, before publishing. However, unless you have the time to read what you have written back again, and to test for the natural points where you would pause for breath, it's very hard to put punctuation in and get it right first time.

If my comma-heavy writing is destroying the enjoyment of what I write, I'm devastated. I've only ever tried to write in an accessible style; attempting to avoid pseudo-intellectual bullshit littered with words and a literary approach that is only ever designed to scream "fuck you! I'm smart!" at the top of my insecure lungs. Screw you, you English literature douchebags. Screw you, you fucking poncey twats with your past participles and split infinitives. Fuck you all to hell. Just write some fucking shit that people can read and understand. Fuck you with your use of a zillion words that your thesaurus told you would be equivalent to their more obvious counterparts. Fuck you and the horse you rode in on, for pontificating, posturing and your pomposity. Just write something readable for fuck's sake.

If what I write is unreadable, because of my over-eagerness to punctuate in such a way as to delimit each point that I make, then I feel that I have crashed and burned. I feel that everything that I have written to date is a dreadful failure, and I have screwed up in the most horrible way imaginable. I feel that I may have fallen at the first hurdle.

 

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Living Within Our Means

7 min read

This is a story about the rich:poor divide...

Travel money

Theresa May, the British prime minister, had the gall to lecture the poor on living within their means. In actual fact, the poor are working hard and just trying to keep up with the wealthy, who are racing ahead.

If you look at the Instagram account called Rich Kids of Instagram you will see that it is extremely popular. 'Reality' TV shows that have followed mega-rich people like Ozzy Osborne and family, the Kardashians and the cast of Made in Chelsea, are some of the most viewed and talked about things on television. Wealth worship is everywhere, and is it wrong for people to feel that they deserve a little of the life that is rammed down their throats by the media?

When we are talking about living within our means, this is coming from politicians who spend 6-figure sums of money each year on expenses alone, while also pocketing salaries that are many many times more than the average wage. The problem comes right from the top. The more that rich public figures splash their cash, the more the hypocrisy is insulting when they tell the poor to tighten their belts.

How many people on council estates are driving Ferraris that they can't afford the repayments on? How many hardworking families have ordered yachts that they now can't afford to pay the remaining balance on?

When we talk about living within our means, we are talking about people who are quite familiar with budgeting, make do and mending, and the general attitudes of postwar austerity. Really, when talking about living within our means, we should be talking to the banks, who recklessly endangered their financial stability by not living within their means in terms of their ability to maintain solvency. It's the banks that are insufficiently capitalised and are excessively over-leveraged. It's the banks that have lent many, many, many times more money than their reserves allow, in the pursuit of endless effortless profits.

When a person borrows money, they intend to repay that money using hard work. The borrower will go to their job every day, and be productive. In return for a person's hard work - productivity - they will receive their salary, with which they will buy the things that they need and repay their debts.

When a banker lends money, they intend to profit for no labour at all. Through interest slavery, the banker will make money, simply because they already have money. Using the money multiplier - fractional reserve banking - the banker will in fact be able to lend the same money, over and over and over again, multiplying the amount of effortless interest that is earned each time.

It is the banks who are not living within their means, nor being hardworking or productive in any way. It is the banks who have decimated global finances, and are now demanding that the hardworking people accept austerity, pay freezes, job insecurity, unemployment and low growth, simply because they overstretched themselves in pursuit of yet more effortless and labour free income for doing absolutely nothing.

Let's imagine that a banker, with zero money of his own, is paying a generous interest rate of 0.25% on deposits - exactly the same as the Bank of England. Using a fractional reserve of 5%, which is the minimum requirement for today's stress-tests of banks, to make sure they're adequately capitalised in the event of another credit crunch, that means the banker can multiply a £1,000 deposit into nearly £19,000 worth of loans. Obviously, the loans carry a hefty interest rate. Let's imagine that the banker lends out the £19k as overdrafts, which often carry a 20% APR on the high street. In a year, the banker will now net nearly £4,000 of profit, for doing absolutely nothing, out of just a £1,000 deposit. That's a 4 to 1 ratio! For every £1 deposited with Utter Bastard Bank Plc, they're going to make nearly £4!!

So, while the poor toil and tighten their belts, buying the cheapest groceries they can and cutting back on every expense, the banks are getting fat for doing absolutely nothing at all. Interest slavery is a con and a crime, and the perpetuation of this situation is the only reason why ordinary hardworking people are having to suffer NHS cuts, crowded public transport, packed classrooms, pay cuts, redundancies and every other economic penalty for the bankers' failure to live within their means.

Yes, we'd all like to make money while we sleep. Yes, we'd all like money for nothing. However, a bank is just utter bullshit. A bank is supposed to be an instrument to grease the wheels of commerce, not a massive leech, sucking so many pounds out of people's pockets, for every penny they leave in their bank accounts.

And, when you're richer, the things that go wrong in your life are mere pocket change. Let's look at a person who earns £20k, versus a banker who earns £200k, i.e. a 10 to 1 ratio:

  • Parking fine £50... costs the banker £5
  • Car breakdown £500... costs the banker £50
  • Need a new central heating boiler £3,000... costs the banker £300
  • Private school fees £12,000... costs the banker £1,200
  • Food £300... costs the banker £30
  • Holiday £700... costs the banker £70

Imagine if your budget used the values that the banker pays. They're a much smaller percentage of your income, aren't they? Life would be a lot easier if everything cost 1/10th of what it does. Well, guess what, the banker pays exactly what you pay, except they earn 10 times as much, so the two things are equivalent.

Everybody's car breaks down from time to time. It's a fact of life. In fact the shitty old unreliable banger that the poor family bought, is much more likely to break down than the brand new BMW that has a warranty, that the banker bought.

Once you've got money, you can keep it and you can make some more. If you haven't got any, no amount of living within your means is going to improve your situtation. It's a con. It's utter bullshit. It's a swindle.

When the banks in Italy start to fail, and cause a domino-like collapse of all the banks across the world in a re-run of the 2007/08 financial crisis, except much, much worse, it will become apparent that all of the suffering that ordinary people have gone through in order to rescue a deeply flawed banking system, was for nothing.

I think people are going to be pretty angry when they realise that patronising idiots like Theresa May arrived in their positions of power by luck not good judgement. I think people are going to be pretty angry when they find out that the good times never stopped in the City of London, and pay rises and bonuses are just as big as they ever were, while all the hardworking ordinary people suffer the consequences of propping up a broken and corrupt system.

It's time to smash the system, and rip it out of the hands of a psychopathic elite who would have us starving and dirty, living on the streets, if it meant they could maintain their ill-gotten position of wealth, power and domination.

What's the difference between a successful banker and a struggling worker? Absolutely fuck all, apart from pure dumb luck, but those arrogant fucks don't even realise how fucking hypocritical and patronising they are when they accuse other people of being underachievers, having been profligate and poorly mismanaged their finances, and having not worked hard enough.

It incenses me, that a tiny handful have such unimaginable wealth, when so many billions live in abject poverty. Just 62 people have as much money as 3.6 billion others. There is so much that is wrong with that. Off with their fucking heads!

 

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Paywalls and the Death of the Novel

9 min read

This is a story about dream jobs...

Big in Japan

Why aren't nurses who work in geriatric care the best paid people on the planet? When humans are old and shrivelled up, senile, incontinent and are simply an inconvenience, getting in the way of children receiving their inheritance, geriatric nurses are there mopping up the poop and vomit, and generally trying to ease the suffering and discomfort of the age-ravaged creatures who are long past their sell-by date. On the face of it, palliative care seems a thankless task, and the low pay would certainly back that up.

But what about nursery nurses and nannies? These people also mop up the shit and puke of those who can't look after themselves, but the tiny tots that they care for are all cute and brand new. People who work in childcare are similarly badly paid, but maybe that's because it's supposedly fun and rewarding, playing with children all day.

How can this be? How can it be the case that somebody who looks after those who are dying gets paid badly, but then so is a person who looks after those who have their whole lives ahead of them?

Perhaps it's the case that anybody who deals with human waste is badly paid. Certainly when we examine the remuneration of garbage collectors and cleaners, we find that these people who scrub human stains from the world, are very badly paid. The people who unblock sewers and those who work in sanitation are hardly big earners, and might in fact be in a similar pay bracket to the people who look after children and old people.

You would have thought that having to deal with dirt, grime, death and bodily fluids would carry a pay premium that would see the people I just mentioned, amongst the highest paid there are, but this is not the case at all.

Hang on though! What about musicians, poets and writers? Sure, there are a handful of successful individuals who are paid mind-bogglingly humongous sums for the art that they create, but the very vast majority of people who have chosen music and wordcraft as their profession, will find themselves very poor indeed. Think how many struggling writers there are. Think how many people there are who play in bands, but barely earn a single cent for their trouble. How many people reciting wonderful poetry are able to call it a well paid profession?

So if writers and musicians are badly paid too, but they don't have to deal with bodily fluids and rotting trash, then what exactly is the common link?

Do you think it's time spent studying? Do you think it's qualifications? Well, many musicians will have spent tens, if not hundreds of thousands of hours mastering their instruments. Music theory is not trivial. Music theory and harmonics are governed by discrete mathematical rules. Can you really say that a corporate lawyer or accountant is more qualified than somebody who has dedicated their life to music? Of course not.

So what is it? What is the rule that decides whether you will be well paid, or you will struggle to make ends meet?

Well, my theory is that the more alien and dehumanising your job is, the more you will be paid. Humans have caring and nurturing instincts built into them. We will naturally feel sympathy for those in discomfort and pain, and we will want to help if we can. Humans have a dislike for waste and mess, and we will want to keep things clean and ordered. We have evolved the instinct to not live in piles of our own filth. We have even evolved the social instinct to create art that binds us together. Whether it's trancelike-state inducing beats and chants, paintings on cave walls, or the telling of stories that are our very earliest form of preserving our history, myths and legends. It's human to want to perform, to sing, to entertain.

What innocent young child really can imagine that they would want to grow up and get a job massaging numbers in spreadsheets or editing the minutiæ of legal contracts? What the fuck does your bullshit job even entail? What the fuck is it going to say on your motherfucking gravestone? How the fuck would you even go about explaining what you do to your grandmother?

And so, we now have an army of the living dead who are, in the words of David Bolchover, switched off, zoned out. This is the shocking truth about office life. Nobody gives two fucks about their job or their employer. There is no job satisfaction. The jobs are alien, dehumanising.

What do these armies of disillusioned people do all day? Well, they read and they listen to music. Some of the most cultured art patrons that we are lucky enough to have in the world, are just bored people sat at their desks with glazed eyes, wondering what they're going to have for lunch.

But then what? What happens next?

Well, these people start dreaming about becoming musicians, writers, artists, poets and pursuing all manner of things that will connect them with the aesthetic and creative elements that their bullshit daily humdrum gives them precisely fuck all of.

What even is a journalist? Well, the clue's in the name: journalist. As in day. As in somebody who writes a journal every day. That's all it is. That's all it takes to be a writer. You don't have to be qualified to be a writer. Just write. Every day.

There's a myth that you can't do anything without studying, that has been perpetuated by the professions. It's true that you can't become a lawyer or an accountant without studying, but those are bullshit jobs with bullshit professional bodies whose job it is to limit how many people enter the profession every year, in order to maintain false scarcity and prop up their salaries.

It's utter bullshit. We don't need any lawyers & accountants. Without builders, there are no houses. Without farmers and fishermen, there is no food. Without weavers and seamstresses there are no clothes. Without lumberjacks and miners, there is no wood and coal to keep ourselves warm and to cook our meals. Everything else is just intellectual masturbation. Unnecessary bullshit made up jobs that add nothing of value.

So, as people are realising that the fact that they didn't go to an Oxbridge university to study English, or at least attend a creative writing course, but yet they can still write a blog and entertain their friends and family on Facebook and Twitter, the value of journalists has been completely eroded.

Yes, it's a shame that The Guardian and The Observer newspapers are going down the shitter, whether they add a paywall or not. Yes it's a shame that a lot of friends and people who I know, who are extremely talented and have dedicated their whole lives to the pursuit of journalism and writing careers, are finding that there's just no way that they're ever going to earn a decent salary doing what they love.

And that's just it. That's the kicker. That's the real kick in the teeth. As soon as you do something you love, you'll find there's no money in it. We all want to be footballers, singers, food critics, cinema critics, writers, journalists, poets and every other job where you fuck about doing nothing more than entertaining, informing, educating, inspiring.

We all love the thrill of the limelight. We all love dressing up. We all love exotic locations. We all love to seek new sensations. We all love to meet interesting people. We all love to talk and write about what we're passionate about. We all love to make art that expresses our deeply felt human emotions that can't be articulated using the blunt instruments of words.

If you do what you love and it's necessary, like nursing, then you'll be paid just enough to survive. If you do what you love and it's unnecessary, like art, then you'll not be paid anything at all. It's a race to the bottom. We can all stick a paintbrush on a piece of paper and produce something passably artistic.

The arts used to be the preserve of the aristocracy, but with the democratisation of the arts through the digital medium, my crude drawing of a penis can be reproduced infinitely many times across every computer screen on the planet. I can write a library full of books, and they're all immediately in print and available to be read by anybody, at any time, for free, because of the limitless power of the digital printing press that is the internet. Why the fuck would anybody pay anything for art anymore?

Of course, scarcity still has value, and a few super-high profile artists will continue to produce original artworks in the form of paint on canvas, art installations and live performances. These artists are the courtiers in the entourage of the plutocracy. You have about as much chance of becoming one of these people as you have of being struck by an asteroid, twice.

As the global recession deepens, the amount of people who are able to just about scrape a living as a freelance writer or a busker will drop away to nothing, and the arts will once again be the preserve of the sons & daughters of the very wealthiest, who have the monetary means to pursue things which society largely deems worthless.

The Huffington Post has shown the future for journalism, where an army of bloggers are leveraged to provide the same kind of re-hashed reporting of the stories that are churned out by a handful of news agencies who are still able to have people on the ground. Your dreams of being a war correspondent are over. Even your dreams of being a lifestyle blogger are looking pretty hopeless.

There is a vast oversupply of opinion and wordcraft and music and art and everything else that's fun to create. There is no longer any room to do something you love. As soon as you derive any kind of job satisfaction, that's going to be the last pay rise you ever get.

Don't you get it? It's a race to the bottom. See you there!

 

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Human Lives are Cheap

5 min read

This is a story about pets...

Frankie in my jumper

I love cats. Cats love me. My cat, Frankie, is so comfortable with me that I can zip him inside my jumper to keep him warm and he just happily snuggles up.

I read the other day that it took less than an hour to raise thousands of pounds for a cat that needed an operation at the vet. I've always taken the precaution of having pet insurance, because I would never want to have to make a cold hard financial decision about an animal that I kept as a pet, because I'm very emotionally attached - bonded - to Frankie.

A friend of mine has cycled thousands of miles across Europe to raise money to buy bicycles for impoverished families in Africa. These are not bicycles for leisure. They are an essential mode of transport for rural dwelling people, in order to be able to access education, employment and markets, without having to walk for hours and hours in blistering heat. Each bicycle can literally transform the prospects of an entire family overnight.

My friend who has so far covered about 2,000 miles, in over a month, has raised less than 25% of what the needy moggy managed to raise in less than an hour. I'm sure you'll agree, that cycling thousands of miles in some of the steepest parts of the Alps, surely shows that it is not through lack of effort that his fundraising attempt has not been more fruitful so far.

It's certainly not my intention to criticise or take anything away from his incredible feat, working so hard for such a good cause, to raise money for World Bicycle Relief by cycling across Europe. I'm totally in awe of what my friend is doing.

However, what saddens and disappoints me is how readily people will reach for their wallets when they think of a poor suffering furball, rather than a fellow human being.

Both my friend and I have been homeless. There seems to be an assumption that human beings are architects of their own demise, and animals are innocent creatures that need our protection. There seems to be an assumption that charity and governments are somehow working, to redistribute wealth and protect the needy and vulnerable. That simply isn't the case.

Why do people wait, until their friends and relatives are in hospital or dead, before they say "I wish we knew what to do, before it was too late" and "if we knew things were that bad, we would have done something"?

Frankly though, this is horse shit.

We have a culture where we believe we are engaged in a desperate struggle just to "look after our own". It's simply not true.

It might feel like a desperate struggle, to prepare the kids packed lunches and hang the laundry out. It might feel like a desperate struggle to think that you might not get to take 3 foreign holidays this year if you or your partner loses your job, which you're not going to. Things might feel like a desperate struggle because you've been reading too much damn tabloid journalism.

Until you've slept rough, barely been able to keep yourself clean, except with the occasional public shower, and barely been able to keep the clothes on your back from turning to dusty rags, you know fuck all about desperate struggle. However, even when you're homeless in the UK, you still don't tend to go without at least one hot meal a day: there are always soup kitchens and the Hare Krishna.

I don't know what it takes to trigger some empathy, and the goddamn impulse to get up and do something but I'm fairly outraged by the pocket change that gets stuffed into a charity collection bucket, simply to salve a middle-class conscience.

You've probably completely misread my own situation. I live in a flat that costs me twice as much as a hostel bed, which is totally excellent value. I work a job that brings in enough money to pay down the debt that I ran up supporting myself when I was sick. Yes, that's right. Instead of claiming incapacity benefit, housing benefit, council tax deductions and every other kind of government handout that I'm totally entitled to because I have major mental health issues instead I've funded it all out of my own pocket, and impoverished myself in the process.

Why would I do that? Well, because it's easier to get the money you need to survive when you have fur, whiskers and paws.

I mean, for fucks sake, Syrian children are having to print out pictures of themselves with Pokémon so that we give a shit about them.

Sorry for the condescending tone. I'm just a bit pissed off that our idea of "helping our own" is a few likes and shares on Facebook.

The end.

 

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The Cure for Depression

5 min read

This is a story about obvious solutions...

Lightbulb moment

Hallelujah! Praise the Lord! The solution has been found. Blessed is this wonderful day, for now the ailment that has blighted so many lives - depression - has finally met its match with one simple trick, that nobody ever thought to try before.

In the history of humanity, nobody ever thought to say these magic curative words to a depressed person:

"Other people have it so much harder than you"

Upon hearing these words, the depression sufferer is reminded that there are children starving in Africa, that there are political prisoners in China, that there are people who live in low-lying countries like Bangladesh, where there is a constant threat of natural disaster from floodwaters, that there are massive slums in Mexico and Brazil and that 2.8 billion people in the world live on less than $2 a day. The depression sufferer had simply forgotten!

You would have thought that the poverty and injustice of the world could almost be considered an additional cause of the sadness and depression that the person was feeling, but no, they were simply wallowing in self-pity.

It had previously been thought that depressed people were sensitive and aware of global issues, and empathised very much with the plight of those living in poverty, warzones and struggling to survive. It had previously been thought that the depressed people were having a sane response to an insane world, but no, they just needed reminding to count their blessings.

It had been previously thought that depressed people were well aware of all the things that they could be glad about, grateful for. I mean, they're not dead with red hot pokers shoved up their bum and all their skin peeled off and raw flesh dipped in salt and lemon juice, while their finger and toe nails are pulled out one by one, are they? I mean, for fucks sake, unless that is happening to you right fucking now your life is just one big fucking rainbow cotton candy parade of fucking joy, right?

In fact, there'd probably be somebody who's not only having the poker, lemon juice and nail pulling, but is also being burnt alive while watching their entire family get chopped up and fed to wild animals, so even people who are undergoing the aforementioned torture should be whistling a little jolly fucking tune and thinking about how lucky they are to not be undergoing the additional torments.

Some rather convincing sounding fools had put across compelling arguments that depression is absolute not relative. It seemed logical when it was explained that somebody who is suicidal either follows through with it, in which case they're dead, or else they hit some limit where they cannot be any more depressed without actually dying. It also did not seem unreasonable that somebody could be depressed for a number of reasons, even including those not directly related to hot pokers and other tortures.

However, as soon as the cure was revealed to the public, it turned out that people had just been making up this depression stuff all along.

The UK's most popular suicide spot - Beachy Head - quickly erected a large sign saying "other people have got it so much worse than you" and immediately all self-murder at the famous cliffs dropped to zero.

The popular daytime television program Jeremy Kyle was watched by millions of people who were previously unable to work due to depression. The program aired a special 30-second segment, where pictures of starving African children were shown to viewers, with subtitles that read "just be glad your situation isn't as bad as this". A modern miracle was declared, when people cast aside their antidepressants and returned to their minimum wage zero hours contracts with a beaming smile from ear to ear and a spring in their step.

There are factories where most people in the UK work. At the factories, pigs' anuses, insects and slugs are boiled for 72 hours to make children's sweets. People work 23.8 hour shifts stirring giant vats of bubbling filth that has an unspeakably foul smell that no amount of soap can remove. The stench and the heat is almost overpowering, but break times are forbidden, and any hesitation in stirring the revolting brew for even a second is punished by being locked in stocks and pelted with rotten vegetables.

People used to say that the job was pretty rubbish, but now that they realise that there's a factory in India where the workers have a 23.9 hour shift, and they're pelted with frozen vegetables, all the workers are now overjoyed to have such a wonderful job and cannot shower their employers with enough praise.

Praise be to the bringers of joy to the world, who so kindly pointed out the motherfucking obvious: there's always some poor cunt whose life is worse than yours.

 

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Why You Should Never Marry a Partner Who Cheats

6 min read

This is a story about what people do when they think nobody is watching...

Hawaii wedding

Integrity. What does it mean to have integrity? Let's explore a hypothetical example.

The year is 2011. I'm running a profitable tech startup called Hubflow, and we have just been through a 13-week TechStars network technology accelerator program in Cambridge, run by Jon Bradford and Jess Williamson. We have a bunch of investors who are ready to help us raise a seed round. Mike Butcher has written about us in TechCrunch. We are kicking arse.

The sticking point that is stressing me out is that my partner won't support me. My company needs to relocate to London, Cambridge or somewhere on the M4 corridor so that I can hire the talent I need and get to my customers and investors whenever I need to see them. My partner is a teacher. She can literally work anywhere in the country.

***

I financially supported my partner through her retraining to be a teacher. She had a huge income drop, when she left the investment bank where we both worked, but I made sure that she still enjoyed the 5-star luxury lifestyle that she had gotten used to with me.

Even when I quit my salaried job so that I could build my startup, I had substantial savings and profits, to allow us to maintain the same standard of living. I had bankrolled her when she wanted to make a career change, and she'd never had to tighten her belt or compromise.

This was now my turn to shine. I had done it. I had built a profitable company with a good valuation that was ready for investment to take it to the next stage. It was now time to leave the sleepy little seaside town where we lived and move things closer to the action.

My co-founder had left his pregnant partner behind in his home town, to come and live with me in Cambridge for several months, while we built our business together and got ourselves ready for investment. He had made sacrifices and compromises with his growing family. Now it was the turn of my partner to step up and make a small compromise herself.

However, she wouldn't budge an inch.

I could have left her. And perhaps - in hindsight - that's what I should have done. She had never been very kind or supportive. In fact, she was pretty mean spirited and selfish. I don't know why I stayed loyal to her. I'd had opportunities to fool around while I was working away from home, in Boulder, Colorado, in London or in Cambridge, but I stayed faithful. I stayed faithful because I have integrity.

I then got very depressed. She had refused any kind of compromise. I had to leave her, or my business was screwed. There was no way that me and my co-founder could make it work over such a geographical hurdle. We needed to be together, on the ground, raising money and winning more customers. And we were so close. It was heartbreaking.

By the time Christmas rolled around that year, I had gotten so depressed and suicidal that I was hospitalised. My unsupportive mean ex had instructed my parents to come and take me away, and had involved my doctor, all against my wishes. This was an incredible betrayal. Now she wanted me removed from my own home, that I had bought and paid for. This was a horrible act of selfishness.

Before I was literally dragged away by my Dad, I decided to install a keystroke logger on my personal laptop, which was running my personal account & password. This was clearly an act of paranoia, due to the fact that I was extremely mentally unwell, having recently been released from a mental hospital. Clearly I was out of my mind.

I was driven away from my home, my business, my friends, my possessions, to a village where I had never lived since the age of 4, where I have no friends. Miles away from any cities where I had business contacts, investors, customers. I had just been totally fucked over. This was not in my best interests. I didn't even have a doctor or a psychiatrist nearby.

So then, was my partner interested in my wellbeing? Did she call to see how I was? Was she concerned about me getting better?

I thought it rather strange that she wasn't at all involved in trying to 'help' me, now that I was out of the way. In fact, it was rather strange that all the 'help' was simply to tell people to remove me from my own home. Must have been more paranoia though, right? I was mentally ill, remember?

I levelled my accusations about being dumped like this, and dragged away from everything I held dear. My partner and parents conspired to keep me trapped in this shitty village in the middle of nowhere. They even involved the police "for my welfare".

Anyway, after about a week of this shit, I decided to see if anybody had been using my laptop with my username and password. Strangely enough, and totally co-incidentally, they had been.

On examination of the logs, it looked like somebody had used my laptop and username to set themselves up an online dating profile and start messaging men. How strange. How curious.

Surely this could not have been my partner, for if she was using a computer at all, I'm sure it would have been to research the best possible treatment available for me, or to better understand what had happened to me, so that she could be as loving and supportive as possible, no?

My partner continued to treat me like utter shit and told me that any suggestion I made that she was not acting in my best interests, was purely in my imagination and fuelled by mental illness, paranoia.

Finally, I showed my hand, and she back-pedalled rapidly, begging my forgiveness and swearing that it was all a misguided mistake. She suddenly became nice as pie and started treating me with a tiny fraction of the respect and decency that I deserved.

I then had a brief taste of how I should have been treated all along, and it was nice. My stupid mistake was to then marry the evil *****. A leopard never changes its spots.

Be careful if you get mentally ill with a vindictive, selfish, mean-spirited little **** of a partner, because they might just try to chuck you out of your own house and replace you.

 

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Usury & Breaking the Interest Slavery

5 min read

This is a story about the debt spiral...

Banks

When the burden of debt in society is too great, and lenders are unwilling to forgive - to take a debt haircut or even write off debts - then there will be popular uprisings.

It's not that people don't want to repay their debts. In fact, most people accept that debt is a necessary evil in order to get the things they need when they need them, rather than towards the end of their life, in senile old age and infirmity.

And so, we become burdened with a mortgage, in order to give our family a stable roof over their heads. We become burdened with a car on hire purchase, so that we have a reliable and safe modern vehicle to be able to take the kids to school, and to get us to work without breaking down. We put our holidays and special occasions on credit cards, and pay back the debt when we get back, or after the festivities are over.

Most people diligently repay their debts.

In free-market economics, prices are able to fluctuate to find the point where affordability meets maximum profit. Do you think the cost price to the producer or supplier of the goods and services that you purchase, bears any relation to the retail price that you pay? Of course not. That's why a designer brand T-shirt costs at least 10 times as much as an unbranded garment, even though they come from the same sweatshop in the developing world.

In our consumer society, you are 'free' to select the goods and services that you want. However, in order to fit in with your buddies who are in a similar socioeconomic group to you, you will select the brands that they do. If you're rich, you'll do your supermarket shopping at Waitrose. If you're poor, you'll do your shopping at Asda/Walmart. However, the food you buy will have similar calorific content.

The brands become better and better at pricing their products so that you are just about able to buy everything you need, but won't have much spare cash left over. The brands know the income bracket that they're targeting, so they know the level where their consumers will become price insensitive. I literally don't care whether my coffee costs £2 or £4. If my coffee cost £5, then I'd think "blimey! that was expensive, I'm not going to go there again" but the £2 coffee shop could literally increase their prices 100% and I wouldn't even notice.

Once everybody has maxed out their budget, on the mortgage, the car finance, the credit cards, the overdraft, the store cards and some personal loans, where do you really go from there?

We demand that our corporations make increasing profits, but yet in order to do so they must hold down wage inflation and the cost of raw materials. We demand that our economy grows, but in order to do so, people must use increasing amounts of their limited pot of disposable income to drive consumption. What happens when everybody is just maxed out?

We're living in the age of low growth, high borrowing and low wage inflation. In order to sustain corporate profits, the cost of goods & services continues to increase. In order to prop up the capital growth of the pension funds, asset prices - such as house prices - have continued to be overvalued. However, the only way that the general population have been able to maintain their standard of living is through borrowing.

Ordinary people have not been profligate and stupid. People were promised pay rises and promotions, and instead they've been given job insecurity and wage cuts in real terms. If your wage increases just a few percent, but the cost of your housing, bills, food and transportation all increase in double-digit terms, then you're actually getting poorer.

If the headline rate of inflation - which is pretty much just concerned with wages - is low, then the value of your loans & mortgages is not getting inflated away. The baby boomers might complain about interest rates reaching over 15% in the late 1970s, but they forget that their wages were also increasing too. By the time the 1980s came around, people's mortgages were a tiny fraction of what they were earning.

What we see today is people's cost of living skyrocketing, but their wages are the same, which means they're earning less and less in real terms. If your wages stay the same, and your cost of living is increasing, that means you have less and less money to service your debts. So, you tighten your belt and cut back on your consumer spending, which in turn hurts an economy that is so dependent on spend, spend, spend!

What we see today is far worse than the Japanese stagflation that meant that the price of goods and services was getting cheaper, which encouraged people to become thrifty because they could buy things more cheaply if they waited. Instead, what we are seeing is people who have been promised growth, completely screwed over by a system that robs them of their wealth with no opportunity to do anything about it.

In a zero growth world, debts need to be forgiven or else ordinary people will become so unhappy that they will overthrow their idle creditors.

 

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Neuroplasticity

6 min read

This is a story about self healing...

Messed up

Does brain damage mean game over? Is it right to write off somebody who has suffered brain lesions, neurotoxicity, a stroke etc. etc.?

At one time, my left eyelid had started to droop and I had a pretty bad facial tic. My body jerked and shook with pseudo-Parkinsonian symptoms. My speech was slow and slurred. No wonder I was treated as if I was as good as dead, right?

But you know what? With good diet & sleep, you can quickly recover your heath, depending on the severity of your situation.

Bizarrely, I was able to get a job and get through an eventful and highly stressful re-entry into the working world, while my poor brain was busily trying to repair itself. How is that even possible?

I've done the same job for the best part of 20 years. In fact, my friend Ben taught me how to program a computer when we were 12 years old, and I'd been messing around with computers since my first forays onto my friend Joe's Dad's Apple Mac, in 1985.

With repetition, your brain lays down pathways that become more permanent with age. Neural pruning - the loss of less used connections between brain cells - makes your brain into something that has become well adapted for the common tasks you perform. Some people call this "muscle memory" but of course it's your brain, not your muscles, that has the memories. Practice makes permanent, as they say. Just like riding a bike.

So, I relied on instincts and techniques, knowledge and experience that has been unchanging for my whole working life. I still use the same job search technique, the same interview technique, and the job of developing software is unchanged, despite the constant creation of new acronyms and jargon for things that do exactly the same job in exactly the same way.

Just like riding a bike, I was able to navigate the corporate landscape and just about get away with a day job that involved my damaged brain pulling the levers to operate the battered mince-puppet that was my body, in a vaguely convincing way, to cover up the fact that I was basically at death's door.

With physiotherapy for the body, your recovery can be improved, and I'm sure that brain training exercises would be useful for those with brain injuries, but the stimulation of trying to get myself off the streets and escape bankruptcy and destitution was challenging and stimulating enough.

Fundamentally, time is the great healer. The brain is a homeostatic organ that will try to restore itself to a stable base state, once external forces are no longer pulling it hither and thither. I was able to have nearly 6 months abstinent from stimulants and over 3 months abstinent from alcohol, in order to give my brain a fighting chance of finding equilibrium again.

But, just as important as cessation of putting powerful narcotics into my body, was stopping drinking tea & coffee, as well as other caffeinated beverages. Even though my brain screamed out for stimulants, because it was going through withdrawal, they are terrible things when your brain needs to adapt and heal.

Caffeine is very bad for your neuroplasticity. That is to say, the ability of the remaining undamaged neurons in your brain to try to compensate for whatever trauma it has suffered, and repair itself. Caffeine impairs your ability to recover.

If you have some boring repetitive task to perform again & again, then caffeine is your drug. Once you've mastered the simple steps that most jobs require, the boredom becomes unbearable. Caffeine solves this problem, and allows us to maintain concentration on the most mind-numbing dumbarsery that ever disgraced the working world.

Most of the world is just doing stupid shit, time & again, because they're in a trance-like state performing repetitive actions and making the same old mistakes over & over, because they've medicated themselves up to the eyeballs with the powerful stimulant called caffeine.

By stopping my caffeine intake, I was able to recover from the symptoms of fairly harrowing neurological damage, spot patterns in my behaviour and even re-learn new healthy behaviour. I genuinely believe that this would not have been possible, with caffeine in my life.

I did supplement my diet heavily with amino acid building blocks:

  • 5-HTP to help my serotonergic system
  • L-Tyrosine to help my dopaminergic system
  • Phenylalanine to help my adrenal / epinephrine system

I ate vast quantities of biltong (dried beef) and other protein supplements, to give my body everything it could possibly need to repair itself, and replenish its stores.

In theory, I should have been left in a permanently psychotic state, with delusions, paranoia, inability to emotionally regulate, facial tics, poor concentration, poor memory, nerve damage on one side of my face etc. etc.

However, I put out the fire before it consumed me. When somebody is sick, you don't write them off and watch them wither and die. That's immoral!

I was watching a Louis Theroux documentary, and one hospital patient they followed was declared brain dead after he asphyxiated from a heroin overdose. The doctors were absolutely certain there was no hope, and that the life support systems should be switched off. I agreed, and I thought it was madness that the family were holding out any hope at all. After 37 days, the young man in a coma woke up. His family saved him from a premature and unnecessary death, by refusing to cut off his life support.

My life support has come in the form of kind strangers, policemen, nurses, doctors and indeed unwitting work colleagues, who have been willing to overlook the immediate situation and imagine that things can and will get better, given time and opportunity.

I'm physically, neurologically, a completely different beast to who and what I was a little over a year ago, when I was totally fucked.

 

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Something's Wrong

4 min read

This is a story about a feeling at the pit of my stomach...

Push the button

How often do we think "I want to help, but I've got so many of my own worries"? How often are we held back by the bystander effect... assuming that somebody else is going to step in first, so that we don't have to?

You'd hope that nobody would have to be in hospital alone, uncared for, while they're in pain and discomfort. You would think that even somebody who has been infected with Ebola, has loved ones who have come to wave through the protective plastic bubble.

Leaving aside my own obnoxious family, doesn't it set alarm bells ringing for you, the fact that we have a society that can so easily turn its back on undesirable members?

Whether it's the benefits cheat, disability scrounger, mental health basket case, junkie, alkie, hobo... whatever. There are plenty of people who have been demonised by the media. We have even descended to the depths of attacking our economy-boosting immigrant population, with terrorism as the brush with which we tar an entire Muslim community, for example.

This whole "look after number one" isolationism, along with "take our country back" and "look after our own" misguided silliness, is rather telling of a wider trend: everybody is just being selfish as fuck.

You might think it's in your family's best interests to hide behind your locked front door, and assume that the world is filled with rapists, paedophiles and murderers, but actually the whole of civilisation is coming to an end, because of the fear and mistrust, and reluctance to help one another.

That's a big statement, isn't it? "Civilisation is coming to an end".

Well, let's examine that a little more carefully. What even is civilisation? Surely, civilisation is not leaving anybody to die of starvation or exposure to the elements? Surely, civilisation is caring and sharing with one another? Surely, civilisation is working together, not acting like a bunch of individual animals, fighting with each other?

So, when I think about going back to work tomorrow after an excellent weekend of looking after number one, I can't help but have a heavy heart, thinking that my job is simply to make the rich richer. I might have a big paycheque but I certainly don't think that means I'm delivering good value to humanity. On the contrary: I know that I'm propping up a very broken system, and I hate it.

Yes, it makes sense for me to take the money, and to stuff my mattress full of filthy ill-gotten lucre, but it's painful. It actually makes me unwell, to know that I'm part of the problem, not part of the solution.

Once you get some skin in the game I guess it becomes a little bit easier to justify the unjustifiable. Little Hugo needs his ballet shoes, after all, so you'd better go off to work for the capitalists who are intent on destroying the world. How could you possibly help the homeless, when you need that money to get bright special little Alice into that slightly better primary school? Perfectly understandable.

Maybe our children will catch poverty. Maybe children will catch mental illness. Let's not take any refugees, and let's allow people to starve and go homeless, because surely we're living in a jungle where only the fittest will survive. Isn't that what life's about? Have as many children as possible and fuck everybody else?

Doesn't it seem a little primitive to you, this way of acting that is tribal, nationalistic, isolated, don't trust your neighbour, fuck the refugees, fuck the poor, fuck the sick, fuck everybody who isn't me?

I know that I could easily do a "fun run" or a sponsored "do something enjoyable that I was going to do anyway" in order to salve my conscience. Maybe I can get a partial lobotomy, so that I can forget that charity has completely failed to do anything about poverty and inequality, and it never will.

It's people's attitudes that suck. It's this whole "it must be somebody else's problem. It's certainly not my problem" thought pattern that sucks.

The point is: it's everybody's problem.

 

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Whipping Boy

5 min read

This is a story about my family...

Sad little boy

What better example can I give you of the way I've been treated by my family, than the one from last night. At 2:15am - the wee hours of Monday morning - when I have to get up before 7am, to catch the train to work, I receive a phonecall from my drunk mother:

"You look fucking shit"

Yeah, thanks for the continued abuse. Because that's what it is. There's no beating about the bush here. When drunk drug addicts beat up on their kids, physically or verbally, that's child abuse. Your offspring are your children, and as a parent, rule #1 is don't fucking abuse your kids, OK?

My sister didn't arrive in this world until I was 10 years old, and my Dad was in too much of a drugged up haze to realise that I wasn't like his pet dog. You don't obedience train a child. A child is not a subservient pack animal, that can be taught to roll over, play dead, beg. You haven't got a bad kid, if you find that your human child can't be trained to perform tricks. You've got idiot parents who think they're training a fucking animal, not raising an infant.

Was I badly behaved? Was I fuck. Ask my teachers. Ask my work colleagues. I'm polite and well mannered. I'm courteous and considerate. That's why I got good exam grades and always had top jobs. That's why I was successful enough to buy my own home, pay for a lavish wedding & honeymoon, enjoy a playboy lifestyle with all the luxury trimmings, while my own misbehaving parents have amounted to nothing: not even able to support their children, and with inadequate pension provisions for themselves. In short: they fucked up.

What could be worse, than having failed your children?

If you offer your children worse opportunities than you yourself enjoyed, you have failed. If you expect your children to miss out on school trips and accept a worse education than you yourself enjoyed, you have failed. If you have prioritised your own alcohol and drug abuse, above your child's welfare, you have failed. If you expect your children to go without, because you can't be bothered to get a proper job and work hard to give your children the life that you and your peers enjoyed, you are a selfish failure. If you take out your frustrations on your children - abusing them - then you have failed.

Me on balcony

This is what I look like, right now. I just went out onto my balcony and took a photograph of myself, so you know exactly what I look like, right now. This hasn't been Photoshopped, airbrushed or anything. This is me. Warts 'n' all.

Do I "look fucking shit"? Do I deserve to be phoned up and drunkenly abused, in the middle of the night? What did I ever do to you, other than interrupt your fucking drug binge?

It's fucking hard going, being abused throughout your childhood. You start to doubt your self-worth. You start to feel like you deserve the bullying and abuse. You start to comply with the victim-blaming. You start to think it's OK to be used as a convenient scapegoat for your family's problems and shortcomings.

But you know what? I came to London, and I escaped from the horrible household where I was always to fucking blame for something. I was always the bad kid. I was always in the wrong. Nothing was ever good enough.

And you know what else? I forgave myself for all the shit my parents never said sorry for. They never said sorry for treating me like shit, for being abused in their drunken, drugged up rages that they don't even fucking remember. They never said sorry, and they never will, because they're a lost fucking cause.

I forgave myself, and now I don't think that I "look fucking shit". I'm not shit. I'm not a bad kid. I'm not badly behaved and I'm not to blame for all the things that have been pinned on me.

I'm just me, and I try hard, and I work hard, and I take chances on people, and I try to improve the lives of others, rather than just pointing the finger of blame and abusing those around me. I certainly don't phone people up in the middle of the night and tell them that they "look fucking shit".

You want to know what looks fucking shit?

My leg

Yeah, that's right. The injury you did to me looks fucking shit. I have to look at this scar every day, and it looks fucking shit. Maybe this is what you're referring to? You're right. It does look fucking shit. It's fucking shit that parents would injure their child like this. It's fucking shit.

You did this injury to me, because you're abusive parents, rather than people who treat their children with the respect that they deserve. Rather than treat another human being with the respect that they deserve. That's fucking shit.

So, like a cancer, I have cut my parents out of my life. I have blocked their phone numbers. I have set their emails to go directly to the trash can. I have unfriended them on social media. It's goodbye and good riddance.

I've tried for long enough to be the peacemaker and leave the door open, but if this "you look fucking shit" abuse is the result, then it's over.

It may sound harsh, but I think it's more than fair.

 

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