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Lies, Damn Lies and Statistics on #WorldMentalHealthDay

7 min read

This is a story about data science...

Non bank threats

What the hell is big data anyway? Well, some companies - particularly well-known dot coms - have amassed huge data sets capturing the online behaviour of their millions of users: particularly the journeys those users took to discover products, discover and view media - and to see advertising of course - before eventually making purchases. If you like that, you'll love this.

Did you ever think that Google is kinda clairvoyant in being able to predict the question you're asking it before you even finished typing it - its suggested searches are almost always on the money. That's because Google has such a ridiculously huge dataset, while the range of dumb questions asked by idiots is quite narrow, such that Google 'knows' what you're asking it before you even finished typing "where do babie...?". Yes. So many other people asked that very same question before you.

With big datasets, there comes the temptation to believe that we can predict a person's future. If we see a high degree of correlation between rates of absenteeism at school and exam grades in our data, it might be tempting to assume that high absentee rates are a good predictor of poor exam grades. However, correlation is not causation, and it's entering dangerous territory to attempt to predit future outcomes, just because there are statistically significant findings in our historical data.

The financial services industry is particularly interested in your past behaviour as a debtor, as a predictor of your future likelihood of reliably making your loan repayments. Your credit score is - in essence - a number which tells loan sharks how much of a compliant and obedient slave you are.

You will spend the most healthy, energetic and productive years of your life, making student loan repayments, mortgage payments, car loan repayments, overdraft payments, credit card payments, store card payments, loan payments and other regular instalments, payable in return for the privilege of being alive. Try living your life without a mobile phone and some sort of internet connection for a few months, and you'll soon see that there's a high price to be paid for the oxygen you breathe.

The burden of debt is not trivial.

Debt is natural to us, whereas altruism is not. Every act of apparent altruism can be unmasked as a selfish act, when analysed using statistical methods across large datasets. Unfortunately, your momma's so-called unconditional love for children and your daddy's obsession with sex, are two sides of the same coin. Your poppa wanted to shoot his love snot and your dear mother wanted to receive it, with the genes of both individuals aiming for a pregnancy - neither asexual partner can claim that they were intent on giving the so-called "gift" of life. Your parents were simply obeying the will of their genes, in much the same way that any mould, slime, bacteria, worms, fleas etc. will multiply with impunity, given favourable environmental conditions. Sex is sold, not given freely.

We often think life conforms to some kind of natural order and mistakenly hold the belief that there is stability and equilibrium in the world, when in fact the very polar opposite is true: the world is an erratic and unpredictable place, with evidence of continuous events considered cataclysmically catastrophic for whole species, with or without human intervention. We are prone to succumb to the gullible belief in the divine right of kings, and law & order, such that the majority of us meekly comply with the oppression of the many by the few and our general exploitation. There is nothing natural at all about a handful of individuals tyrannising and enslaving so many.

The so-called miracle of the information age - often called the fourth industrial revolution - can perhaps be unmasked as nothing more than a fancy way to tell you what other products you might like to buy after making a purchase. It's unquestionably true that Amazon will make a very accurate prediction of something else you'd like to squander your dollars on, but to suggest that this advances the human condition in a positive direction is demonstrably ridiculous and downright wrong.

I can't really imagine a worse time to be alive.

While the threat of death from diahorrea or a bacterial infection - arising from the tiniest of skin punctures - has receded dramatically, we must be mindful that the single biggest cause of death amongst people like myself, is not road traffic accidents, drug overdoses, cancer, or any disease. Suicide. Suicide is the biggest killer of men like me. Suicide is preventable. What kind of advanced society are we living with, when the thing which kills most of its biggest economic contributors, is 100% preventable? Does that sound like an advanced society to you; a paradise?

Fundamentally, you've been reduced to a handful of numbers from the very moment you were ejected from your mother's womb, and your destiny was foretold.

Birth weight is the number one best predictor of your life outcome. Hands down. No argument.

Second, household income.

Right there, before you even got to suck on your mother's titty, are two things which have absolutely nothing to do with you or your life choices, or even your unique DNA. You could have the greatest genes given to a baby in the history of humanity, but because you were underweight and born into a poor family, you're destined to be used, abused, forgotten and discarded, as a minimum-wage McJob worker who can barely make your rent payments.

Statistically, we can predict whether you're going to get those all-important "A" grades, graduate university and enter a highly paid profession. Statistically, we can predict whether you're going to reliably repay a big mortgage, and hence be able to buy a big house to fill full of genetic clones of yourself. Before you've even sat down to take a single exam, big data has predicted that you're going to be a no-good washed-up good-for-nothing piece of worthless human trash.

Surely there's been a mistake.

Is it right that 98% of humanity will wake up each morning with a heavy heart, knowing that they are heavily in debt and they have been economically enslaved? Even those who did not directly incur the debt - by knowingly and willingly signing contracts - have incurred massive amounts of financial burden, because their governments borrowed against their predicted economic potential. We are sold into slavery before we're even born, because of our anticipated life-preservation instincts.

Economics, statistics and data science are indeed dismal sciences, which are corrupted by financial incentives to tease out the most efficient ways of exploiting humanity. We are ill-equipped to deal with the vast investment in the academic pursuit of knowledge, which equips the wealthiest elites with a suite of tools to push our buttons and make us dance to the beat of their drum.

If we are looking for a single cause of the epidemic of mental health problems which sweeps the globe, we should look no further than the vast quantities of data which have been gathered on us, and the treasure trove of insights which can be exploited by those who are so lacking in ethical contraint, that they're prepared to consign the majority of us to a living hell, in pursuit of material gain.

Yes, it's quite possible to use every bit of data available to predict the life outcome of an innocent child - a blank canvas - before they start school, and to consign them to the reject bin... but should we even look at that dangerous data? I say that the temptation to believe that we hold good predictors is too great, leading us to playing god, ruining countless lives.

Past performance is not a guide to the future.

 

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What Have I Got To Do To Get Sacked?

5 min read

This is a story about biting the hand that feeds me...

Water cooler

This colleague of mine was holding an object which looked so much like a sex toy that I was compelled to take a sly snapshot. Trying to be as subtle as possible and not arouse any suspicion, meant that I did not compose my photograph as well as I could have done, but I offer you the cropped image below so that you're better able to imagine what I saw.

Zoomed in

Is that any better? Attempting to photograph a colleague waving around a dildo-like object while filling a bottle from the water-cooler in my office, was somewhat hampered by the fact I spend my days on a secure campus with high fences and guards manning the gates, in a building which you can't gain entrance to until you've been through various in-depth background checks, to ensure you're the right sort of chap.

I'm sure there's something somewhere written in a contract or a code of conduct I've signed, which could be twisted and misinterpreted to mean that I shouldn't irreverently make light of my privileged position in the world.

People tell me I have a "good job".

People tell me to watch my step and button my lip, because "they" are monitoring my electronic communications and every word I speak and write.

We are well aware that GCHQ's mass-surveillance invades millions of law-abiding UK citizens' presumed automatic right to privacy, in the name of national security. We are all well aware that the police are using undercover officers to infiltrate groups of UK citizens who intend to exercise their right to unionise, strike and demand better pay and conditions. We are all well aware that the police share dossiers of intelligence with private companies, black-balling individuals, preventing them from being able to work in certain industries, because they are labelled as 'agitators' who are likely to attempt to turn the tide of worker exploitation by wealthy capitalists in favour of a fairer society. The oppression of the 98% by the 2% is state-sponsored, as proven by an overwhelming number documents compiled and paid for by the UK taxpayer.

This is paternalism in action.

Don't be distracted by the "patriarchy" BS - that's a clumsy, flimsy, pathetically obvious attempt to divide and rule. If there's one thing that the Brits are good at - empire builders - it's dividing people up into groups using arbitrary and imaginary lines. The British civil servant who drew the borders of Iraq and Kuwait had never visited the Middle East in his life.

Civil servants have decided that you're not allowed to privately own a snowplough; they've decided that an ambulance is not allowed to have an electric engine. Why?

Why the fuck are civil servants making these rules?

The Great Game.

It's all a great big game for a highly educated bunch of toffs who've had their egos massaged their whole lives and been told they're destined for greatness, but ultimately what they're left doing is creating a massive and impenetrable rulebook of totally arbitrary made-up regulations, which exist for no other reason than justifying the existence of a bunch of paper-pushing desk-jockeys, meddling in the affairs of every citizen of the kingdom.

I actually think the civil service is somewhat of a benevolent dictator for life; mostly harmless and well-intentioned.

I'd be a bit gutted if I was kicked out.

[Please note, that this is not an admission of where I work, who I work for, what I do, or any other overt statement which might tie me to my employer or client]

Even though it's not a real job, making up rules for other people to follow, enforcing those rules and generally policing other people's behaviour - perhaps even on spying on private law-abiding citizens - it's a little bit hard to argue the contrary position, that we don't need the organisations and the huge number of people who keep the country running. I'm not as much of an anarchist as I claim to be. I live a very happy sheltered secure wealthy life because I'm the right sort of chap and they tend to see me as one of their own and assume I'm on their side. Everyone assumes I'm a well-behaved conformist patriotic stand-for-the-national-anthem Queen-saluting fully-indoctrinated and sufficiently economically incentivised member of the paternalistic guardian class, such that I'd never be so insane as to step out of line and bite the hand that feeds me.

Do I plan to make mischief? Do I plan to commit sabotage? Do I have treasonous intent?

No.

You got me there.

I am a humble servant of Her Maj.

To connect my name with search terms such as "civil service" and "government" is recklessly stupid, one might say, but on careful inspection - by reading what I've written more closely - you can see that I have not revealed for a single instant who I work for and what I do for a living, specifically.

Meanwhile, I promise you that every single day I give dedicated service, to the very best of my professional abilities. I care about what I do. I want to make a difference.

For Queen and country. Ich dien.

 

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Notes From My Disastrous Dating Experiences

9 min read

This is a story about romantic aspirations in the provinces...

Nick in pink

It would unforgivable of me to kiss and tell but I feel the urge to share with you - dear reader - the trials and tribulations of an urbane metrosexual man's attempts to find love outside the capital city, in places which might politely be described as: the arse-end of nowhere.

The first thing that becomes immediately apparent, when venturing onto the dating scene in the provinces. is the priority which young adults have placed upon having rampant quantities of unprotected sex and producing as many unfortunate single-parent children as possible, with no economic means to pay for them. Did these people never receive any sex education? Have they never heard of condoms, the pill, the rhythm method, anal sex, oral sex or simply pulling out and ejaculating in any direction away from the the birth canal? What the fuck were they thinking?

Accidents don't "happen". We aren't organisms with pea-sized brains. We have birth control, the morning-after pill AND abortions. Why the big hurry to bring an innocent child who didn't ask to be born, into a world where you can't afford to pay for its upbringing? Idiocy.

So, there needs to be a certain amount of sifting through all the cretinous idiots who are no more intelligent than a herd of humping beasts, spawning offspring without any restraint, planning or any semblance of rational thought.

Relationships can break down irreparably, I accept that. Despite 8 long hard years banging my head against a brick wall, my own longest relationship was broken beyond repair and I got divorced. My ex-wife and I didn't have any children, which was my choice because I wanted to stabilise my mental health before making an irreversible life-changing decision to procreate. However, I can imagine that some perfectly decent nice intelligent people have had children, only to later find out that they're met with irreconcilable differences and their relationship cannot be salvaged, even for the sake of the children.

I was unquestionably influenced by my parents' relationship, which was toxic and abusive. I use the word "abuse" with a little caution, because it means a lot of things to a lot of different people, but what I mean is that my parents were absolute assholes to each other and everyone around them. They were co-dependent alcoholic druggies; selfish cunts. They stayed together, perhaps correctly sensing that mean-spirited selfish self-centred people who drink and take drugs, and have failed at life, are not highly in-demand people. They clung together because they were the only people who'd support each others' lies and fantasies, justifying their obnoxious treatment of everyone around them.

I grew up believing that a person should be loyal and work at a relationship no matter how toxic it is; to put up with any amount of abuse.

I guess that's why I ended up in an abusive relationship myself.

This is how I remember things progressed:

  1. Date one: She liked me lots; I was full of confidence. She wanted more. I held back because I had serious feelings about her.
  2. Date two: She thought I was great. She 'accidentally' invited herself into my place.
  3. Date three: I treated her like a princess
  4. Date four: She left me waiting for 30 minutes outside her place. I told myself I was going to leave after an hour, because it was a shitty thing to stand me up. She turned up after 45 minutes. I said I was going to go because it was no way to treat somebody. She begged me to stay.
  5. Some dates later: she got in a strange mood when we were out with friends. When we got back home to her place she told me to leave. I asked her why. She wouldn't tell me. She threatened to call the police, which I said was unnecessary, I just didn't understand... could she explain? She flew into a rage, destroyed some curtains and slammed some doors. Then she calmed down and said she was glad I stayed. She thanked me for being loyal and patient We made love and everything seemed OK.
  6. We went on holiday together. I casually suggested living together and she was enthusiastic. She openly said she was swept off her feet by my open-hearted romanticism.
  7. I gave up my apartment paid for by JPMorgan to be closer to her workplace. She was angry and aggressive a lot. I cried a lot. One time when I was crying, she punched me in the face several times.
  8. When she got angry, I sliced my wrist open with a knife. She briefly got more angry, but it temporarily stopped her rage in its tracks.
  9. When she got angry, I smashed a mirror; a bed.
  10. I asked her dad permission to marry her. I bought her the engagement ring of her dreams.
  11. Two of my best friends came to visit. She flew into an inexplicable rage. I threw her engagement ring out of the window.
  12. She raged with anger about everything in my life I held dear: kitesurfing, my friends from London and all over the UK. Nothing I could do would make her happy. I isolated myself. I gave up everything. I became a prisoner of her unpredictable rage.
  13. We fought. She'd had her three strikes. She'd broken my nose, given me black eyes. I'd lied to my work colleagues about my black eyes. I'd lied to her parents about my black eyes. I'd lied to our friends about my black eyes. Now we fought. Two of us, fighting. We beat the shit out of each other.
  14. I went back to self-harming; smashing stuff. I was suicidal. She cheated on me.
  15. I caught her cheating. She was nice to me. I forgave her. It was nice that she was being nice to me.
  16. She was strong and I was weak. I needed to get out of that toxic relationship before I died. She said "I'd rather be a widow than divorced". She knew I had 2 grams of potassium cyanide. She knew she stood to gain a vast sum of money from my life insurance and the value of my house. She marked my suicide note in red pen and told me if I went to hospital she'd leave me.
  17. I went to hospital. We separated. We divorced.

That's my long-term relationship experience.

My first girlfriend was the nicest person in the world - which was an on-off relationship spanning a couple of years. I remember my second girlfriend fondly - a relationship lasting about 18 months. Then, there was 8 years of hell, which I feel completely equally responsible for: I should have walked away. Subsequent girlfriends were all relatively short-lived, but they were all wonderful. My longest relationship since my wife was with the love of my life, which lasted 9 blissful months, ending in calamity when I was driven insane by sleep deprivation and a toxic cocktail of prescription medications and other things, such that I temporarily believed that she didn't care about me and I decided to break up with her in a very regrettably - and irreparably - public manner, given the fact we both have Twitter accounts with reasonably large numbers of followers (although, many work colleagues are followers of her, causing the unforgivable reputational damage).

"What the fuck are you doing with that madman?" her colleagues must have asked.

She would have defended me.

She was loyal.

I loved her. She loved me.

But I was stubbornly ridiculous. At the time, my brain said to me "I'll never end up in another abusive relationship" but my thoughts were horribly twisted and corrupted; unreliable. To say anything bad about my poor ex-girlfriend would do her a terrible disservice. My amazing ex-girlfriend was incredibly attentively and at my bedside constantly for weeks when my kidneys failed. She was faultless, always.

Presently I've been consigned to the provinces, where I'm punished; cursed to suffer for my foolishness. Wimmin, wimmin, everywhere, and if none of them seem to meet my exacting standards then it's only because of the awful way I've treated - particularly - my last serious girlfriend. My ex cared for me so much, loved me and and demonstrated the loyalty I so desperately craved, but I threw it away during a hyper-complex period of joblessness, debt, mental health issues and drug abuse relapse, when I felt like an complete-and-utter failure. Insecurity destroyed me, despite her making me feel great about myself and working really hard to make sure I was OK. She looked after me. She put so much effort into looking after me.

So, now, today, I'm a 39-year-old man who's gotten badly out of shape and carries a whole heap of baggage.

"What car do you drive?"

"What job do you do?"

"Do you own your own house?"

"Show me your bank balance"

"What's your net worth?"

"Do you think you could afford to provide a life of idle luxury for me and my fatherless children?"

These are the questions which I face in the provincial dating game.

When I'm not looking my wallet is slipped from my pocket and felt for its fatness.

I'm not-so-silently judged as the sucker who's gonna pick up the tab for all that badly thought through unprotected sex and all those irrational decisions to not terminate unaffordable pregnancies.

This is my penance for not walking away from an abusive relationship - and admittedly becoming a so-called consensual partner in co-dependency - and also for throwing away relationships with some amazing women. This is my penance for my wrongdoing: to be somewhat trapped in the provinces, where every woman's dating profile picture has a Snapchat filter applied to her face, sending barely-literate messages saying: "If you're ex-girlfriends we're so great then how come there no longer wiv U? Their a bunch of snooty bitches wot kno grammar innit. Your fucking up youself U posh twat. They're's the truth layed out for you bear."

They do not mean "bear" in a cute cuddly way.

 

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The Logistics Are Complicated

5 min read

This is a story about three consecutive weeks away from home...

My front door

Despite some pretty serious drug and alcohol issues, having reduced my supercrack addiction to just a couple of relapses in the last 16 months, my life is going considerably better. Before, things were too chaotic and messed-up to manage basic adulting, let alone making complex plans and following through with them.

Poly-substance abuse makes life particularly unmanageable. Stimulants produce excessively, obsessively focussed attention on tiny details, to the point of dismantling a television to see how it works, but forgetting why and not thinking about the consequences, such as not being able to put it back together again. Tranquillisers paper over the cracks temporarily, forestalling the inevitable crash and inducing amnesia, such that the brain doesn't have its natural corrective reaction: "fuck! I should never do that again! that was dumb!".

In the grips of drug-induced mania, I've made a lot of plans, contacted a lot of people, done a lot of hard work and generally laid some of the groundwork for grand schemes, only to let everything rot and wither on the vine because eventually I crash. My ideas are never dumb per se but as we say in the startup world: ideas are worthless; execution is everything.

This weekend I need to wash and pack 3 weeks worth of clothes; 3 wardrobes - work, UK autumn and holiday sun. I need to buy flip flops and sunscreen. I need to get a haircut.

I need to load up my car on Monday morning with everything I need for 3 weeks.

It sounds like an adventure, right?

I've had enough adventures to last me a thousand lifetimes.

My left arm is covered in scars where I've slit my wrists and cut my veins lengthways. My left shin has a humongous scar from when I was trying to escape from my sister's bedroom, where my dad had cornered me, and I picked up a mirror to defend myself - like a shield - which got smashed and a massive piece of glass dropped like a guillotine blade. My right thigh has a huge scar from when I fell through a glass roof, running away from voices in my head; admittedly more obviously a consequence of my so-called bad choices but easily understood in terms of the fucking abuse I had suffered at the hands of my ex-wife and my parents beforehand.

My life is remarkably improved since mostly quitting drugs, legal highs and black-market medications, but I'm loathe to become one of those "drugs ruined my life" idiots, because clearly there was a reason why I was driven to seek something in substances: I was denied a conventional happy contented life. This isn't a "poor me... poor me... pour me... another drink" whingefest. This is simply a statement of fact.

My needs are the same as anybody else's: food, shelter, companionship, intimacy, safety, security.

I'm a pretty basic guy.

Garbage in, garbage out.

If it sounds to you like I'm absenting myself from personal responsibility - distancing myself from my bad choices - then I've got a few questions for you. Where were you when I was lying on the floor dying of a suicide attempt overdose a couple of times? Where were you when I was in hospital all those many, many times? Where were you when I was sleeping rough? Where were you when I was arrested, locked in a cell and then released without charge? Where were you when I was voluntarily admitted to a psych ward, or sectioned? I've faced so much adversity alone. It's true that in the last couple of years I've had the assistance of my guardian angel, but that person is clearly the reason why I've recovered, obviously. I was floundering on my own, but at no point did I ever fully abandon the notion that I was personally responsible for influencing the outcome of my life, or death.

So you think life's complicated doing the school run? Wiping bums, making packed lunches, playgroup, after-school activities, grazed knees, tears, tantrums, sleepless nights, sore nipples and general procreation-related bullshit is a reason why your life is hard? I've got 7.6 billion living breathing walking talking reasons why you're a fucking idiot. I've got over a hundred billion skeletal remains of your failed attempts to clone yourself into immortality you fucking moron. You're at the top of the bell-curve you rutting simpleton.

Life's not a competition but I'm winning.

This is not what I intended to write tonight at all, but I've abandoned all attempts to avoid repetition and any misguided belief that I'm able to project an idealised image of myself, as opposed to baring my ugly soul for anybody who unfortunately happens to be looking in this direction at the time.

You might think that my life is an enviable adventure, but it's actually a fucking nightmare, without kisses, cuddles, hugs, spooning and the comfort of knowing that I'm safely embedded within the crowd; safety in numbers, like a school of fish.

I'm an outlier and it sucks.

 

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The Dread

6 min read

This is a story about when the alarm clock goes off...

GMT

I'm routinely late for work but I think I've figured out why. I was very tired when my alarm went off this morning, but I think I could've gotten out of bed and gone to work. I was tired but I felt OK. I needed more sleep but I'd have been alright if I immediately got out of bed.

Unfortunately I let the dread set in.

My thoughts and feelings changed from "I need more sleep" to "I'm going to be late" to "I don't want to go to work at all". From initially planning to get up, iron a shirt, iron a jumper, take a shower, get dressed and drive to work, I then started planning how best to tell my team that I wasn't going to make it to our morning meeting. As lunchtime approached I dreaded having to finally get up and the ridiculousness of "I'm going to be late" meaning not turning up until the afternoon.

I did not get up.

As the afternoon wore on I was dreading having to tell my team that I was actually going to be a no-show. I dreaded the loss of earnings. I dreaded the damaging impression that I'm unreliable. I dread the day that I'm finally unable to keep going any longer, and I stop turning up for work altogether. I dread the day that I hit the wall.

I did not tell my team that I was going to take the day off sick.

It might seem like I'm my own worst enemy. It might seem like I'm making things harder for myself. It might seem like there's a long string of decisions here, and I'm making bad choices, but it doesn't feel like it at all. The whole process is quite agonising.

A couple of times in the past fortnight I've woken up at around the time when my alarm goes off. I've gotten up, dressed, had breakfast, driven to work and arrived on time or even early. "This must be what life's like for a normal person" I've thought to myself. It's been blissful on those days. Life has felt sustainable and pleasant and I've even envisaged being able to keep working for the foreseeable future, on those good days.

Most days are not good days.

I've only found a few solutions for the dread.

Short-acting hypnotic-sedatives work very well in the short term. Xanax and zopiclone last just long enough to get a good night's sleep a bit more tranquillising effect in the morning, when the dread would normally set in. Without a sleep aid, the dread sets in the night before: "I'm never going to get enough sleep and I'll be exhausted in the morning" I think as I lie awake until the wee hours of the morning.

Alcohol works a little bit as a sleep initiator but the liver metabolises alcohol so efficiently that it's mostly eliminated from your bloodstream after 4 or 5 hours. Alcohol-induced sleep is not high quality and it's followed by dehydration and a full bladder, which I usually try to ignore because I'm warm and comfortable in bed. By the time the alarm goes off alcohol withdrawal and bad sleep combine to make the dread doubly bad.

Getting absolutely smashed drunk works surprisingly well as a mechanism for getting me to the office more-or-less on time. Waking up half-pissed from the night before does offer an intoxicated tranquillisation which allows me to overcome the dread.

Driving to work drunk and/or tranquillised and being in the office while reeking of alcohol and/or slurring due to tablets, is a pretty undesirable state of affairs. Public transport, heavy lunchtime and after-work drinking were the norm in the City, so my heavy alcohol dependency was not conspicuous until I was banished to the provinces.

Everything's catching up with me now.

The heavy boozing has led to sudden weight gain this year, which depresses me. Drinking heavily no longer seems like a sustainable strategy to get through the working weeks.

The solution is a total detox, exercise, sensible bedtime, healthy breakfast and good sleep hygiene; routine. The solution is to live the most boring life imaginable, dedicating myself purely to the pursuit of being able to get up in the morning. The solution is to completely change the way I live - the way I act - in order to fit in with early-bird culture.

In many ways I am still going through an extended benzodiazepine withdrawal, neuropathic painkiller withdrawal and sleeping tablet withdrawal. My alcohol use has prolonged and worsened the excruciating withdrawal from the physically addictive medications. My body and brain's instinctive reaction to drink more and eat more to compensate, has been a very poor coping mechanism and has instead lengthened and exacerbated the negative symptoms, instead of providing the mild relief I so desperately crave.

Having used Xanax a couple of times in the last fortnight, it was remarkable how my brain responded: "THIS is the stuff which I've been screaming for" it seemed to say, as I gained some long-overdue respite from round-the-clock anxiety and the dread.

Obviously it's not desirable to use pills or booze long-term. Obviously, it'd be good to suffer the short-term pain and get healthy, before things get any worse. I've done a substantial part of the hard work, in breaking my physical dependence to a multitude of addictive medications.

I desperately craved alcohol all weekend but remained sober because my friends who I was visiting are not big drinkers. I was really craving alcohol tonight, but I managed to resist, although I'm comfort-eating to compensate for the craving.

I hate the situation, where I'm not where I want to be with anything. I'm not teetotal. I'm not medication-free. I'm not doing the healthy stuff. I'm gaining weight not losing it.

To eat less, eat healthy, go to the gym, be teetotal, stop taking sleeping pills and stop taking the occasional tranquilliser, but yet maintain my miserable single hotel-dwelling living-out-of-a-suitcase life, seems completely ridiculous. However, using my misery as a justification for drinking as much as I want, whenever I want, is also ridiculous and has led to appearance change and health degradation, which I don't find acceptable.

Tonight I've comfort-eaten and not done any exercise. Tonight I will take one or maybe even two sleeping pills. However, I won't have any alcohol or tranquillisers. I'll try to go to sleep at a sensible time. I'll try to get up early, have a healthy breakfast and get to work on time. If I can do all that, it's still a reasonable achievement considering the circumstances.

I'm not reliable. I am struggling. Hopefully nobody will hold it against me though.

 

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Improvise. Adapt. Overcome

14 min read

This is a story about fucking up your life...

Food in the oven

I am cooking pulled pork. The recipe called for the pork to be put in an ovenproof glass dish. By chance, I bought an ovenproof glass dish two days ago. I bought it because it was perfect for chopping lines of supercrack and not losing any of the precious powder when in a messed-up state.

Sometime before dawn on Friday I was thinking about ending my life. I had bought razor blades at the same time as I bought the ovenproof glass dish. I bought the razor blades so I could chop lines of supercrack. I did not buy the razor blades so I could sever veins and the radial arteries in my arms. I did not buy the razor blades so I could sever my carotid arteries and jugular veins in my neck. However, I was motivated to do so.

I've papered over my bedroom windows to stop perverts from peeping in. I couldn't tell how light it was outside, although I knew dawn had broken. My perception of time was completely warped, but it was so quiet that I assumed that it was earlier than 9am, because otherwise I'd have heard lots of noise of people getting ready for work and school.

I checked the time. It was 1:24pm.

I was supposed to be on a video conference at 9:45am.

Fuck.

I messaged a guy in my team and told him I was so sick that I hadn't been able to contact him until then, which was technically true. What I didn't tell him was that I'd been fucked up on supercrack and I was convinced that my life was ruined and I might as well kill myself.

I was convinced that my life was so ruined that I'd never be able to fix everything.

I was convinced that I'd messed up my job and I was going to lose it.

I was convinced that I'd messed up my accommodation and I was going to be made homeless.

I was convinced that all my hopes of becoming debt free, and eventually wealthy, were destroyed.

Strangely, I'd spent most of the 18 hours up to this point thinking about how to make the software at work more efficient, as well as designing in my head a system to improve internet security which could be adopted as a new standard. You'd have thought that these things were just useless insanity, utter nonsense and gibberish.

I took a shower.

I suddenly felt a lot better.

I opened up my laptop and I rewrote 5,000 lines of code, reducing the system to just 500 lines. I ran the tests. My code did exactly the same job as the old code, except it was 1,000% more efficient. I couldn't quite believe that I'd managed to do my job, and do my job really well, when I was supposed to be sick.

It was 5 o'clock and time to stop work for the day, although I'd only worked half the day.

Then, I started developing my idea for improving internet security. I was fairly convinced that I was going to discover that I'd completely overlooked an important loophole when I actually applied formal computer science to the problem. I was certain that sooner or later, I'd spot an obvious mistake in the messed-up thinking I'd had at 3am, while high on supercrack.

At 11pm the academic paper I'd written - which specified the system protocol and addressed any security concerns - was finished. I'd checked and double-checked it. It was watertight. I listed every assumption. I attacked it from every angle. Every niggling doubt was comprehensively addressed. I knew my theory's strengths as well as its weaknesses. It was, without being too big-headed, a brilliant piece of work.

Instead of feeling like I've had a relapse and everything is ruined, so I might as well let myself descend back into the depths of hell, I feel like I learned something. All of the anticipated reward from drug taking turned out to be a big disappointment. All of the anticipated paranoia and feeling like I'm about to die and life is shit - i.e. all of the negative feelings - were present, reminding me that drug addiction is hell, and the so-called 'high' isn't worth the side effects and comedown.

My life is shit in many ways. I'm socially isolated, financially distressed and trapped in the rat race, lest I end up destitute. I'm forced to do things I don't want to do, go places I don't want to go to; my time and my freedom are owned by somebody else. I can't do what I want. My life is miserable. However, the stuff I fucked up with my relapse, such as making a mess of my bedroom, destabilising my mental health, risking my job, neglecting relationships, exhausting myself and generally playing with fire, is something which will clearly only get worse and worse if I were to continue taking drugs. I was reminded of my first novel, where I wrote about a character who took the pursuit of drug addiction to its ultimate conclusion. I was reminded of the drug-addict fantasy which inspired my first novel: to have an unlimited supply of drugs and to escape the tyranny of wage slavery, rent, bills and bullshit McJobs. I was reminded where it leads, which I already explored at length in my first novel. I explored that course of action in fiction so that I never had to reach rock bottom myself. My novel saved my life.

So, I'm currently cooking pulled pork in my apartment. The rent and bills are paid. There's money in the bank. I still have my job.

I'm cooking pulled pork in the dish which I bought to take drugs with.

I had the opportunity to order more supercrack on Friday morning, which would have been delivered today. If I had ordered more I wouldn't be writing this. Instead, I would be fucking myself up and fucking up more of the things around me. I already fucked up my MacBook Pro for the 3rd time, but thankfully it's not too badly fucked up, and the part that's fucked up is covered by warranty anyway. I have another MacBook Pro, which I'm trying to coax back into life, but it's fucked up from the last time I didn't stop my supercrack binge before things got fucked up. The sum total I've spent on MacBooks which I've fucked up on supercrack is about £6,000. I took an ice bath with my Apple Watch then dropped my iPhone in the bath, because I was trying to deal with malignant hyperthermia as a result of supercrack overdose, which cost me another £900. The total amount I've spent on supercrack in my lifetime is about £500 and most of that got flushed down the toilet. I bought 10 grams of supercrack last year for £150, which was enough to get high every day for 1 year and 10 months, although I'd obviously die before I got chance to use it all.

My priorities are the same as any ordinary person. I want a job, a home, friends, a partner, a pet. I want to earn more than my modest monthly expenditure, excluding the £10 a month I spend on supercrack, on average. If I have surplus cash I don't spend it on supercrack. I buy supercrack because all the things I need are so far out of reach. For example: I have time off work booked for 3 weeks time, but I don't have anybody to go on holiday with, and I need to plan, book and pay for a holiday, which is difficult when I'm very deep in debt.

The so-called 'choice' to relapse into addiction is not a choice at all. The only choice is the choice to kill myself. I could kill myself quickly with poison or overdose, electrocution, hanging or ligature, blood loss, falling from a great height, suffocation, asphyxiation or self-immolation. The hope that addiction holds is of hedonistic pleasure, before heart failure or respiratory arrest. Every heroin addict has a little bit of hope that they'll 'go over' and die every time they depress the plunger of the syringe. Every coke or meth addict hopes that their heart will explode at the very moment they orgasm in the ecstatic throes of drug-fuelled sex.

Every addiction is held firmly in place, not by the power of the chemicals involved, but because there are no realistic better options. What heroin addict is going to suffer the agony of withdrawal, the misery of losing the only thing in their life which brings them any pleasure, to work a minimum-wage zero-hours contract McJob and be stripped of their dignity and cursed to spend all their hard-earned cash on a dirty, mouldy, flea and bed-bug infested shithole, 2 hours bus ride away from work, leaving them so little money that they have to go begging to a food bank just to be able to eat.

Theoretically I can earn a gross income of £151,200, which is why I'm alive and in reasonably good health. I've been through years of addiction, alcoholism, mental health problems, hospitalisations for major medical emergencies, homelessness and of no fixed abode, divorce, psych wards and being sectioned, losing hundreds of thousands of pounds, losing friends, having to give my cat to my parents for safe keeping, becoming estranged from my family, moving house many times, moving around the country, sleeping rough, detox, rehab, the shame of former work colleagues finding out my secrets and gossiping about me, reputational damage, suicide attempts, having to sell my house, having to quit as CEO of my own company, the guilt of not giving my investors a good return on their investment, the unpaid debt I owe to my guardian angel, being arrested X times and locked up X times, being cautioned by the police X times, being on bail pending investigation, being interviewed by the police, being assessed by innumberable psychiatrists and prescribed myriad psychiatric medications, and ultimately having taken heaps of dangerous drugs and medications at dangerous dosages and in dangerous combinations. How many people could go through those experiences and not lose their mind entirely, finding themselves institutionalised and permanently excluded from society?

The reason why I'm alive and functional is because theoretically I can earn a gross income of £151,200. In practice it means that if I manage to work for 5 or 6 weeks a year, I'm a hell of a lot better off than 99.999% of the people who struggle with mental health problems, substance abuse problems and debt.

"Money doesn't make you happy" is a lie. Money sure as shit helps you deal with a multitude of problems.

Just like an investment bank, when shit goes wrong I double down. If a bet goes against me, I make the exactly same bet again, but I double the stake. Just like an investment bank, I'm able to borrow as much as I want so I can beat the players who aren't able to continue to play when the stakes become too high. I use my wealth to bully life into giving me what I want, instead of allowing myself to be bullied out of the poker game by the high-rollers.

The only game in life I can't win at is drugs. It doesn't matter how rich you are, if it's you against the drugs you're always going to lose. There's no winning in addiction. Not losing is the best you can hope for with addiction. To not lose in the game of addiction is a rare success, which requires extreme wealth. Even the very wealthy - like Kurt Cobain and Amy Winehouse - found that their idea of nirvana (sic.) was not all it was cracked (sic.) up to be. Kurt Cobain said once in a private video that he wanted to get rich so he didn't have to work and could get high on smack every day. He got so rich he could have retired and gotten high for the rest of his life, so why did he kill himself? Writing a novel allowed me to live that life - in a fictional world - to find out what would've happened to me. I wrote that book so I didn't have to experience what happened to my fictional central protagonist in real life. What happened to my fictional character could very easily have been me. I know where I was headed.

Presently, I'm very frustrated that I must spend my time creating software - or fixing other people's software - but it's churlish to complain when I'm fortunate enough to have a skill which means that even a homeless junkie alcoholic with mental health problems who's known to the police, is highly sought-after by organisations, who gladly pay relatively obscene amounts of money for the work that I can do, even when utterly fucked-up by drink and drugs. While Sports Direct employees are sacked for taking toilet breaks, I've literally gone AWOL on a week-long drug binges, been taken to hospital by the police and later been welcomed back to work, despite being a gibbering wreck on a massive comedown. This is not arrogance I promise you. I don't expect to receive special treatment. I don't expect my so-called 'misbehaviour' to be excused. I don't feel entitled to be able to treat my good fortune with such apparent contempt.

The day I start taking things for granted will be the day my world falls apart and my good fortune disappears. People's compassion, forgiveness and the benefit of the doubt will no longer be given to me if I expect to get away with taking the piss. If I anticipate escaping the consequences of my actions forever, then they'll lock me up and throw away the key.

I'm very angry and bitter about my ruined childhood, the abuse perpetrated against me by my ex-wife and being taken advantage of by a handful of greedy and immoral people, all of whol completely lack a conscience. However, I am able to remind myself that there's no value in analysing the chain of responsibility, tracing it back to those who are ultimately to blame: the horrible people of bad character who feel no guilt for the misery and suffering they cause, who feel no obligation to pay compensation for the damage they've done; feel no remorse for the pain of their victims. Even with the full force of the law behind me, those slippery vermin will always weasel out of paying the fair price for their antisocial, criminal, abusive, negligent, selfish and downright cuntish behaviour. My personal life strategy is to be so good at what I do and work so hard, that those scummy rats are left scurrying around in the slurry-filled sewers, enviously fuming about my privileged and fortunate life. When at long last they're on their deathbed, their guilty conscience will torment them and they'll be filled with regret for the misery and suffering they caused. Their dying days will be filled with fear and distress, which they deserve every single second of. Cunts.

My life is not fucked up. I did take a chance and nearly fucked up my life. I was lucky that I haven't suffered any worst-case consequences. I can't take my good fortune for granted. I am feeling grateful that things haven't ended as badly as they could have done and I am reminding myself that I was lucky not smart. I am reminding myself that there are substantial negative consequences, which far outweigh the euphoria I was seeking. Ironically, of course, I didn't even get any euphoria I was looking for. I just got paranoia, sleep deprivation, damage to my work reputation, destabilised mental health, a broken laptop and a messed up bedroom... all of which I predicted in advance.

I do have an oven-proof dish though. The pulled pork was delicious.

 

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The End

4 min read

This is a story about the writing on the wall...

Drawing

Life has become an agonisingly slow experience, like watching each individual frame of a movie film being shown with a slide projector, with a narrator who's intent on painstakingly explaining each frame in minute detail long after each new image has been well and truly absorbed and digested by the audience. It's like death by Powerpoint where the fucktard presenter insists on reading out every single bullet point of their pitiful presentation, long after the audience already read all the fucking words.

If you can't see death coming I don't know what's wrong with you. Death is one of the few certainties in life, so why would you hold out any hope of your childen becoming the next Einstein or Mozart, when it's far more likely that you'll all die in a road traffic accident, and you're certainly going to die anonymous and unwept by 99.9999% of humanity.

My own mortality is something quite palpable to me. I've spent enough times in my life where I've literally had to make life or death decisions regarding my own survival. Whether it was through a leisure pursuit gone wrong, such as finding myself in the mountains or the sea when shit's gone awry, or lying on the floor of my bedroom with lungs filled with fluid, arrhythmic heartbeat and failing organs as a result of drug overdose, I've had plenty of time to contemplate death and the decisions that led up to it.

With extreme sports, it was fucking awful at the time but I laugh about it now. With extreme drug abuse, it was fucking awful at the time but I laugh about it now.

The point is, we can all imagine the worst. It's easy to say "told you so" with the benefit of hindsight.

I've survived so many things which should have killed me that I've now developed some foresight. I can tell you with absolute certainty that I'm going to die.

None of this should be shocking. People die every day. We treat human life incredibly cheaply. We even train our doctors - the people who are supposed to treat life as sacrosanct - that we can't save anybody. Everybody's just going to fucking die so take the money and fuck those guys; screw those losers.

Nobody cares about zero suicides and zero deaths. Nobody cares about deaths at all. We're somewhat resigned to our fate.

Yes, here's me who has more years than I deserve. There are people out there with terminal illnesses who're dying (sic.) to have another day on this earth. Who the fuck am I to irreverantly dismiss my "gift" of life and good health?

It's not good health.

It's not happiness.

I reject it.

When a parent screams at their child that they should be grateful for the "gift" of life, they're just screaming because they're afraid that their genes aren't going to survive for long enough to be replicated. Life is not a gift. Life is a curse. Being trapped in a flesh prison on a journey to an inevitable painful death is not a gift, you fucking cunts. Passing on that curse to new generations is not a generous "gift" just the same as getting people addicted to crack or heroin is not the answer to your own addiction, although it might provide the income to allow you to keep getting high. Perpetuation of the cycle of misery is not a "gift"

Somebody's gotta be the last one. Somebody's gotta be the final one. Somebody's gotta say "enough".

 

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A Streak of Arrogance

7 min read

This is a story about hypomania warning signs...

Cambridge Union Society

If I was pressed to justify why I have any self-confidence and why I think I add any value to humanity - anything useful or interesting to say - then I could reference a number of achievements which I'm very proud of, indicating that I'm not completely delusional and grandiose. My sense of self-importance and pomposity is not entirely driven by perturbations of my sick mind. There are a few little things which mean I shouldn't think of myself as a complete waste-of-space, I hope.

Of course there are plenty of people in the world who will shout and scream: "YOU'RE A SHITTY WORTHLESS WASTE OF SPACE WHO SHOULD SHUT UP AND MAKE ROOM FOR ME ME ME AND ONLY ME. GET THE FUCK OFF THE STAGE YOU TALENTLESS FUCKWIT AND LISTEN TO ME ME ME. SHUT YOUR MOUTH AND LISTEN TO THE IMPORTANT STUFF I'VE GOT TO SAY BECAUSE IT'S ALL ABOUT ME ME ME".

I've had to endure plenty of these sharp-elbowed puffed-up pompous idiots, in love with their own reflections; quite convinced that they're brilliant people. I'm not exactly the shy and retiring humble type, but there's got to be some kind of middle ground unless you're happy flipping burgers in a minimum wage McJob and otherwise being trampled by precocious little shits; being shouted down by fucking airheads and their entourage of sycophants who believe the world owes them a stage and an audience.

...and breathe...

I realise that an arrogant streak within me rears its ugly head whenever I'm stressed and exhausted; whenever I'm scared and insecure.

I'm feeling very scared and insecure at the moment.

I know that I'm good at my job and I make a big difference to the teams and organisations that I'm part of, but I can see that a nasty side of my personality emerges when I'm under extreme pressure and stress. I can start to believe my own bullshit and see those around me as dead wood. I can start to become irritable and impatient. I can start to treat people unpleasantly. I become horribly arrogant.

It's a reaction to circumstances.

I'm not comfortable. I'm not secure. I'm not happy.

I'm exhausted.

I'm tired.

I'm scared.

At work, I know that I've proven myself yet again. I know that I've gotten to grips with a huge complicated system and a gigantic organisation in record time, and I'm making myself useful. I'm highly productive. I feel needed and I feel like I'm delivering good value. That feeds my fragile ego. My ego is incredibly battered and bruised because of the rollercoaster ride I've been on during the last few years, and because I don't feel at all secure.

I can point to things from the past which hint at my potential and clearly indicate that I'm not an idiot or a nobody, but how far back do I have to go? The picture above of me doing a Dragon's Den style pitch at Cambridge Union Society is about 7 years old. It feels like my life has been a complete mess since then. I feel like a fraud. I feel like a washed-up has-been.

For all my achievements, I've also repeatedly had problems with hypomania, where I've become impatient and irritable and I've spoken to people really badly. My arrogance has raged out of control at times. There's no justifying that behaviour.

I'm acutely aware that I wrote a very boastful blog post yesterday, and that I'm starting to become quite irritable by the amateurish stuff I have to deal with in my day job. I have to try very hard to avoid being harshly critical of my colleagues' work, which is perfectly mediocre and acceptable in the humdrum corporate world. I have to frequently remind myself that although I'm right it doesn't matter; although I could build a much superior system and do things so much better, I'm just one team member on a big project in a huge organisation. I need to recognise that I'm prone to the cyclical pattern of being smashed to smithereens and ending up destitute, only to get back on my feet and able to become high productive again with unbelievable speed. I need to stop being so dazzled by my own remarkable ability to pull myself up by my own bootstraps, because it's horribly arrogant.

There's a mountain of evidence that proves I can achieve exceptional things, but there's also a mountain of evidence that shows that I can become a right pain in the ass and I can be thoroughly unpleasant to deal with, when I'm consumed by hypomania. I need to remember that it'll be beneficial for me and everybody who I work with if I can rein in my arrogance, keep my lip buttoned, be kind, be patient and be as humble as I can possibly be.

It doesn't help that two people who I very much admired and respected have left my team, leaving me as the de-facto top dog, but I work with smart people and I need to work as part of a team or else I'll burn out. I need to get into the habit of learning to be more tolerant of the mistakes which people have made and the "varying abilities" in a diverse team, which is diplomatic double-speak for learning to put up with dullards. It's an essential skill in the workplace I think, to accept that there are more people who are undoing your good work and generally thwarting your ambitions to build utopian perfection, and to recognise that there are a huge amount of advantages of being a member of a big team of people who really don't care too much about the gigantic heap of useless crap they're very handsomely rewarded for fucking up. Striving for perfection has really messed me up very badly in the past.

So, I need an attitude adjustment. I need to acknowledge that when I've been given carte blanche - a clean slate - I've been lazy and sloppy and cut corners. I need to recognise that even though I have single-handedly built great big complex systems and profitable businesses from nothing, it's always fucked me up and burnt me out. On balance, it's the same net result - the tortoise and the hare.

I want to work really hard. I want hard work to accelerate me forwards. I want there to be a direct relationship between how hard I work and how much money I earn, but there isn't. No matter how brilliant and ingenious I am, I'm basically paid for being bored and keeping my mouth shut. The more dumb and numb I am, the more I get paid and the more people love me at work.

It's a really tricky time, because my mood viciously see-saws between suicidal depression, extreme boredom, insecurity about my value as a human being and a mountain of evidence that I'm very capable and competent at pulling off death-defying stunts and overcoming very difficult challenges, which clearly hints at a kind of troubled brilliance... although I'm not wanting to pat myself on the back too much or otherwise pump up my already excessively over-inflated ego.

If I'm going to make it through the coming weeks and months without disaster, I need to remind myself of past mistakes and attempt to curtail my arrogance; I need to recognise the cyclical pattern of my mental health and remember that it's always disastrous when I start getting impatient, intolerant, irritable and generally full of myself.

I need to keep my arrogance in check.

 

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An Essay on the Abolition of Interest Slavery

7 min read

This is a story about the money multiplier...

Cash

Let us imagine for a moment that I manage to obtain a banking license and start a brand new bank, but I don't have any money. In this hypothetical example you want to buy a house valued at £100,000 - for the sake of easy maths - and you have a £10,000 deposit. Further, let us imagine that there are lots of people who would be glad to take out personal loans, overdrafts, credit cards and other kinds of borrowing, and pay high rates of interest. Let us set the central bank lending rate at 0.5%, the mortgage rate at 5% and the unsecured lending rate at 20%. With me so far?

What I seek to prove to you is how capitalism is rigged so that those who control the money in the economy - the bankers and other capitalists - can make as much money as they want and not work at all, while the rest of us pay double. We pay with everything we earn and we pay again because we pay with our time and labour, which all ends up in the pockets of the capitalists.

Here's how it works.

You go to your bank with your £10,000 deposit. You give the bank your hard-earned cash.

Then, here comes the magic trick.

Your £10,000 is a liability on the bank's balance sheet. That is to say, if you were to deposit £10,000 the bank would be liable to pay you back as and when you demanded to have your money. However, the banks can do a little trick to turn a liability into an asset: It's called the money multiplier.

Banks only need to keep about 5% - or less - of the money that's deposited with them. So the bank can lend out £9,500 of your £10,000.

Then what happens?

Well, that £9,500 comes back into the bank in the form of a deposit. Let's say that our bank is paying a very generous 0.25% interest on their deposits. So, the bank has a £10,000 liability on one side of its balance sheet and a £9,500 asset - in the form of a loan - on the other side of its balance sheet, plus £500 in its reserve account. The loan brings in interest of 20% and the deposit attracts interest at 0.25%. The net monthly income for the bank is therefore £158.33 and the net monthly cost of interest payments is £19.79, yielding a very healthy £138.54 of profit every month for doing nothing.

So that's almost £140 profit every single month - £1,662 per annum - for doing absolutely nothing! But the best part is that it doesn't end there.

Because the bank now has a deposit of £9,500 it can now lend 95% of that. The bank can lend £9,025, making sure it keeps 5% in its reserves. The bank then has assets of £18,525, liabilities of £19,500 and reserves of £975. Somehow £18,525 has appeared out of nowhere.

The two loans yield £3,705 a year, while the deposits only attract interest of £463, giving a net annual profit of £3,242.

Three thousand quid a year for doing nothing!!

Yes.

That's right.

But it doesn't end there.

The bank keeps on lending money that it doesn't have.

A loan of £8,574, a loan of £8,145, a loan of £7,737, a loan of £7,351, a loan of £6,983... and so on.

Eventually, the bank has made loans of nearly £190,000 from an initial deposit of only £10,000. The bank also has deposits of almost £200,000, but these attract very little interest. The annual interest payable on the loans is £38,000 and the interest payable on the deposits is only £5,000, so the bank has an annual profit of £33,000 for doing nothing.

Now what?

Well that person still wants to buy that house so the bank is going to need some money. Where's it going to get the money? Well, no problem - it will borrow it from the central bank.

The central bank will want some collateral as security against the loan, but that's no problem because the bank has assets of almost £190,000 worth of loans bringing in £38,000 of anuual income, so it's clearly a creditworthy institution. The central bank is happy to lend the bank £90,000 at interest of 0.5%. The bank can then use that money to buy the house, which it adds to its balance sheet as an asset.

Now the bank owns a loan book of £190,000 worth of loans, cash reserves of almost £10,000 and a house valued at £100,000. It's very important to note that the person who wanted to buy the house does not own the house - it's the bank's property!

The bank now signs a mortgage contract with the house buyer for 25 years at 5% annual interest for a loan of £90,000. This loan will yield £4,500 per annum in interest payments for the bank, but it only costs the bank £450 a year in interest which it has to pay to the central bank, netting it a profit of £4,050 per annum, in addition to the £33,000 of other profit it makes from its loan book.

Now the bank is making a total annual profit of £37,050 and they are doing nothing.

Nothing.

Meanwhile, the person who bought the house needs to earn at least £6,312 a year to pay their mortgage. The person who bought the house no longer has the £10,000 they saved up. The person who bought the house has not only handed over their savings and committed themselves to having to pay a large amount of money every month... now they have to go and get a job from the capitalists or else they're going to be homeless! Remember, the bank owns the house, not the person who pays the mortgage - the witless idiot is now enslaved by capitalism.

Also, there are more than 100 people who took out loans, credit cards, overdrafts, store cards and other forms of unsecured personal debt, who now have to work hard to pay off the loans at 20% interest. People have become indebted by an additional £190,000 because one person wanted to buy a house, but they didn't realise they were going to get conned along with the rest of working-class society.

The magic trick that gets used by the banks is called fractional-reserve banking, which it allows a very small group of capitalists who have a banking license to economically enslave the whole of society in debt-based indentured servitude.

When loans are necessary to purchase basic survival needs - such as shelter - then there's no other word for it except for slavery. Shelter is not a luxury. Shelter is not an optional nice-to-have.

Insecurity about our shelter drives us into the open arms of the exploitative capitalists, who benefit doubly, because they earn money from us in the form of interest on loans and mortgages, and they have us right where they want us as an insecure workforce who desperately need to keep our regular income lest we be evicted and have our homes repossessed. The workers own nothing and the capitalists own everything. The rentier class have all of the wealth and do none of the work. Capitalism is the greatest crime ever perpetrated on humanity.

I hope you've been able to follow along the basic maths, and you can see how rigged the game is. It's quite simple to explain this horrific scam.

 

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Nick Grant

6 min read

This is a story about secret identities and alter egos...

Nick Grant's glasses

I'm Nick Grant and these are my glasses, which are my cunning and infallible disguise to protect my real identity. It would be a disaster if anybody found out my real name - Nick Grant - because this blog is pretty unflinchingly honest and contains a lot of very unflattering things about me. I'm pretty damn exposed, hence why I wear my disguise.

Today I'm celebrating 3 years of blogging. I've been writing every day for 3 whole years, with only a few gaps due to sickness and near-catastrophic events in my personal life, which have threatened to see me bankrupt, evicted, homeless, penniless and destitute. To have kept writing regularly throughout all the ups and downs of the past 3 years is a huge achievement.

To date, I've written and published 1,013,091 words in that 3-year period.

The last 36 months could be summarised thus:

  • September 2015: working for HSBC, living in a hotel, dating a BBC journalist. Rent an apartment on the River Thames.
  • October 2015: working for HSBC. Suicidally depressed. Hospitalised. Fly to San Francisco.
  • November 2015: fly back to the UK and deliberately get sacked from HSBC. Dating a PA to one of the directors of a major investment bank. Meet my guardian angel.
  • December 2015: protesting against bombing Syria. Sober for 100 consecutive days. Relapse back into abuse of legal stimulants and benzodiazepines.
  • January 2016: self harm and drug abuse. Start drinking again. Destroy my bed.
  • February 2016: abuse of sleeping pills and tranquillisers
  • March 2016: poly-drug abuse, combining legal highs and medications
  • April 2016: holiday to Southend with my guardian angel. Start dating again
  • May 2016: working for undisclosed major multinational organisation, with 660,000 employees worldwide. Replace destroyed bed.
  • June 2016: working. Suicidal. Bored.
  • July 2016: holiday to Fuerteventura for my birthday with my guardian angel.
  • August 2016: working. Suicidal. Bored.
  • September 2016: project cancelled. Meet love of my life. Minor relapse. Lies. Antidepressants and tranquillisers.
  • October 2016: in love. Mini-break to the New Forest. Weaning myself off tranquillisers.
  • November 2016: in love. Drinking a lot. Writing my first novel.
  • December 2016. in love. Christmas with her family. Eating and drinking a lot.
  • January 2017: DVT and kidney failure. Hospital and dialysis. Working for Lloyds Banking Group. Neuropathic pain from nerve damage. Taking tramadol, codeine, dihydrocodeine and pregabalin for the pain. Abusing large amounts of Valium and Xanax. Lose contract
  • February 2017: fully-blown supercrack relapse. Completely addicted to prescription opiates.
  • March 2017: supercrack. Abusing sleeping pills and tranquillisers. Quitting prescription opiate painkillers. Drinking. Still in love.
  • April 2017: supercrack. Still in love.
  • May 2017: attempting to quit supercrack by staying at girlfriend's and taking dextroamphetamine. Not succeeding
  • June 2017: drug and insomnia-induced mania, paranoia and general insanity. Break up with love of my life. Regret
  • July 2017: run out of money. Get a job in Manchester. Put all my stuff into storage. Leave London. Fling with girl from work.
  • August 2017: working for a startup in Manchester. Dating a different girl. Still physically addicted to painkillers, tranquillisers and sleeping pills.
  • September 2017: breakup. Suicide attempt. Hospitalised. Sectioned. Locked up on psych ward.
  • October 2017: move to Wales.
  • November 2017: writing my second novel.
  • December 2017: working for undisclosed bank in Warsaw and London.
  • January 2018: working for same undisclosed bank in London. Dating a Welsh girl
  • February 2018: bank. London. Girl.
  • March 2018: working for undisclosed government organisation. Rent an apartment in Wales.
  • April 2018: successfully quit all drugs and medications. Job, girlfriend and apartment all in Wales and very close.
  • May 2018: relapse. Breakup.
  • June 2018: government project finished. Mini-break to Faro, Portugal to see old friend.
  • July 2018: working for another undisclosed government organisation. Living in a hotel.
  • August 2018: government. Hotel. Single. Depressed.
  • September 2018: still working for same government organisation. Dating again.

By my calculations, 27 out of 36 months have been relatively OK, but 9 months in the past 3 years I've been a complete and utter train-wreck. The damage that's been done in that quarter of the year where I've been struggling with addiction, has been enough to completely screw up my life the rest of the time, but not quite bad enough to lead to me becoming unemployable, bankrupt and homeless - I always find a way to bounce back.

Somehow I've managed to fit 5 serious girlfriends and 5 major IT projects into the madness of my day-to-day existence, as well as 3 hospitalisations for major medical emergencies, being sectioned, two psych wards, an arrest, two evictions, moving 5 times, 6 cities, 5 countries, 13 powerful prescription medications, 5 street drugs, 121 consecutive days sober, 56 consecutive days sober, 799 blog posts, 1 million words, 14 thousand Twitter followers and a couple of hundred thousand pounds... and all I've got to show for it is this poxy blog.

The story of Nick Grant and his ups and downs might be a bit repetitive, but I'm sure it's not boring. I would argue that it's pretty remarkable that I'm still alive and kicking, and able to string a sentence together. It's remarkable that I'm reasonably mentally stable and I'm working full time on quite an important project. It's remarkable that my colleagues don't suspect a thing. It's remarkable that I haven't made myself unemployable or otherwise ended up excluded from mainstream society. It's remarkable that I'm unmedicated and yet quite functional and productive.

Along the way, I managed to lose my original pair of glasses, but I had a new identical pair delivered today, which I'm wearing now. I had no idea when my replacement glasses would be delivered, because they were being hand made to order, so I find it deliciously wonderful that they were delivered on the day I'm celebrating the 3-year anniversary of starting this blog.

When I think back to my very first blog post 3 years ago - Platform 9.75 - it's amazing to reflect on the journey I've been on and marvel at how effectively my daily writing habit has functioned as a stabilising influence. I very much doubt I'd have been able to recover and continue my journey without the huge amount of help and support it's brought me. I feel really proud of what I've achieved, which gives me some all-important self-esteem in the times when I need it most. I'm sure I'd have killed myself long ago if it wasn't for the people who've engaged with me and what I write, and encouraged me to keep going. I feel loved and cared for even during some very dark and dismal days.

Obviously what I've written is not particularly palatable or compatible with dating and my professional life, but they'll never be able to find me - Nick Grant - because I've been so careful to disguise my identity and make sure that nobody could just Google me and find out all my closely guarded secrets. Nobody will ever be able to make the connection.

My next objective is to get through September 9th - the anniversary of my most serious suicide attempt - without incident. I plan on phoning a couple of the people who managed to get the emergency services to rescue me in the nick of time, to thank them for saving my life.

 

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