This is a story about unhappy endings...

When things come to an end, it's hard to re-adjust. Our lives have almost perfect continuity: we segue from school to university to job to job to job... and then we die.

My life's been a bit different.

The conventional wisdom is that any gaps on your CV show that you're lacking moral fibre. You're flawed. You're a failure. You're malingering. You're going to be hauled in front of the authorities and be asked to give a good explanation for why you didn't shackle yourself to your desk, in some dead-end career that barely pays the bills.

Is it fear or is it poverty that keeps people working full-time, when really it would be a lot better if we could stop and smell the roses? Why is nearly every job a 5-day a week full time one, with at least 7 hours a day doing some dull pointless shit, keeping a chair warm? Surely we could get all the actual work done in 4 hours and then take the rest of the week off?

I decided to take the whole of November off so that I could write my first novel.

Now, I'm hunting for a new role in December. It's hard to find work in December: everybody is in holiday mode. No work is getting done. People are thinking about seeing their families, drinking too much and eating luxurious festive food.

My last contract finished prematurely when the commercial terms of the project failed to be agreed between consultancy and client. Everybody got the boot. I needed that money to get myself back on a good financial footing. My flatmate had to be kicked out because he was thousands of pounds in debt to me and showing no intention of getting a job.

Then I finished my novel.

I loved inhabiting that fictional world. I loved that people were reading and would ask me where the next chapter was, if I didn't publish one every day. I loved doing something creative. I loved having a goal; a project. I was master of my own destiny, and I achieved what I set out to do. I proved that I can set my mind to a task and be disciplined enough to keep working until it was done.

Now, I have absolutely no control of my destiny.

I fire my CV off into the ether, and I have no idea whether the right people are getting to look at it. Agents might filter it. HR people might filter it. Project managers might filter it. Until my CV gets in front of somebody technical, they have no idea what they're looking at. It's literally an exercise in writing the right things to get through the dumbasses that stand in between you and the person who's qualified to make a decision.

I'm not happy when I don't have a project; a mission; a goal; a target.

I'm a completer-finisher and it will be painful for me to have to down tools and spend the Xmas break impotently waiting for the working world to start up again in the New Year. I want ink dried on a contract. I want to work. I guess it's my fault for spending November writing a novel though, rather than speaking to agents and doing interviews.

My life goes like this: morning speaking to a procession of agents who phone me up asking if they can put my CV forward to their clients. Afternoon speaking to agents about roles that I've already been put forward for... trying to get some feedback and see if the roles are still actively hiring. Evening spent sending my CV out for every contract that looks any good. I also have phone and face-to-face interviews. I can't keep track of everything. It's disruptive, having to wait by the phone and speak to agents and interviewers. I'm glad I'm not trying to write my novel while I'm doing this. I hate being interrupted when creativity is in full flow.

The other thing I miss though, is the time and the space set aside for writing. Friends were excited that I was writing a novel and they would ask "do you need to write your chapter today?"

People were helpful, making sure I had space to be a novelist, even if it was just for a month. It was fun, to call myself a writer.

Sometimes surprising things can pay the bills. If I can edit my novel in January, I might be able to circulate it with some literary agents and see if it has any commercial potential. I can't see why my debut novel would be up to the required standard of a publisher, but it's worth a punt. I can always Kindle it as a plan B. It's just nice knowing that I did that: knowing that I have another achievement to be proud of. How many people can say they've written a novel in their lifetime? It's way cooler than saying that I've written computer games or business critical software. It's way cooler than saying I'm blogging. Everybody blogs, don't they?

My identity is bound up in whatever I'm doing. I had purpose when I was a writer. I had purpose when I was a scrum master, or a developer or whatever. Now, I'm nothing. Just another unemployed loser. Just another guy stuck at home on the sofa, circulating his CV hopelessly.

Overcome with depression and frustration, I snipe at the whole bullshit system and flirt with disaster by linking my professional identity and my nom de guerre. I don't like pseudonyms and I don't like living a double-life. I'm not a keyboard warrior. I'm not a troll. I feel happier - after some initial trepidation - having as much of a unified identity as possible. Even an old colleague at HSBC - who I haven't seen for 12 years - somehow knew that I was briefly an electrician. What the actual fuck? I knew gossip travels faster than light, but that's ridiculous.

Is it that we are all applauding our colleagues who are brave enough to say "fuck the system" and go off and chase crazy dreams? We want to live a more exciting life - vicariously - through the people who quit the rat race. I'm that nutter who did iPhone apps, dot com tech startups, retrained as an electrician, was a whistleblower, became a novelist. People in offices with good 9 to 5 jobs just don't do anything that exciting or cool.

But, the reality is a lot more grim.

It's tough at the top. Being your own boss sucks. Dealing directly with customers sucks. Doing the right thing sucks. Being the odd one out sucks.

Alright, it doesn't suck, but the stress and the loneliness outweigh the financial rewards. Life is a constant battle when you're trying to do something different. Everybody's got 99 reasons why you're going to fail, why you should give up and why what you're doing is wrong and shit and useless and pointless. People goad you into trying, but then they secretly think "I'm glad I didn't try that myself" when things go wrong. I am glad I tried though. I am glad I've got those experiences, even if I'm left a little fucked up by it all.

So now, I've got this collection of awesome experiences. I've proven to myself that I can achieve awesome things. Problem is, it doesn't fit the mould. I haven't approached things from the usual angles. I've turned my hand to things that I thought I could do, and I did them. I succeeded, but nobody gives a shit. Nobody's ever going to ask me in an interview "how many profitable businesses have you founded?" or "how many books and computer games have you written?".

What now? What next?

When you do something different in society, you get a taste of freedom. You realise that things can be done. You realise you are capable. But... it will ruin you forever. The system doesn't want you back, because you're an independent thinker and you trust your own abilities. You don't need to prove yourself to anybody. You answer back. You're a dangerous inspiration to the drones in the hive: what if other people start questioning whether the 9 to 5 bullshit they do for five days a week is how they want to spend the best years of their life.

What's my plan? Milk the system for some more easy money and then go write more books. Buy a yacht and sail away. So crazy. So romantic. So unrealistic. But, what's the alternative?

Wage slavery and waiting for a retirement you'll never get to enjoy because you'll probably drop dead from stress before you get to spend that stockpiled lucre.

Tags: #career #writing

This is a story about the box...

Why did you come here? What were you hoping to discover? How are you going to categorise me, sift me, sort me, pigeon-hole and label me? Do you want to grade me, score me, rank me?

You want to know my date of birth, but you don't ask me what time zone I was born in. I was born pretty close to midnight, so does that mean I'm lying about my age when I apply for jobs in Australia and New Zealand?

Where do I write down the shit I've been dealing with on my CV? Where do I apply for bonus points because I've managed to keep working through all kinds of adversity? How do I make you understand that I will make your organisation better, because I don't fit the mould? It's precisely because I've done things that don't qualify as a 'job' - like running my own business - that gives me the experience to get shit done.

What do you want me to write when you ask me for my address history? Should I put "no fixed abode" or "homeless"?

Your credit checks are going to show that I have a great credit score. I've got a huge overdraft agreement and credit cards with really high limits. Will your credit check show that I used borrowing facilities to narrowly avoid bankruptcy, when I was too sick to work? Am I a good credit risk because I've managed my cashflow so effectively, or am I a bad credit risk because I'd be fucked if I couldn't get a job?

Where do I answer the question you really want to know?

"Do you drink?"

What's the correct answer? You want somebody who drinks. You want boozy social nights out occasionally. You want somebody who can work hard and play hard. I guess you're implicitly asking if I can handle my beer. You want somebody who can get drunk, but won't be swigging vodka at their desk. That's me, but where do I write that on my CV? Also, you should probably know - if we're being completely honest - that I drink to cope with the stress of being unemployed, homeless, destitute, doomed... does that make me an alcoholic, or just somebody with a very unhealthy coping mechanism?

"What about those gaps on your CV?"

What about the gap on your CV where you don't have any of the skills and experience that I do? That's why you're hiring me you dumbass: because you have a gap that you need filling and I'm the guy with the smarts to fill it.

Where do I write about my ethical stance on the use of public money? Do you know what the "P" in "PLC" even stands for? Do you know about the Sarbanes-Oxley act? Are you hiring people to help you bury the bodies, or do you really stand by the bollocks in the mission statement of the corporation you're employed by? Doing the right thing doesn't make you a lot of friends, but at least I can sleep at night.

 "I'm just going to hire somebody I can wrap my head around."

Yes, that's right. B players hire C players. Only A players hire A players. Horribly arrogant, conceited, but that's what we encourage in our bullshit pyramid scheme. There are limited slots at the top, so we all have to trample and shit on each other to bag a decent job.

So you're doing some due diligence are you? Well, it would take quite a lot of effort to fake 20 years of full time employment and the technical expertise that's been gathered in two decades. You could read this whole blog, as I'm sure it has all the gory detail you want. There's only 600,000 words, so it shouldn't take you long. I'm sorry, did you say you were looking for an IT contractor or you were interested in studying my entire life history?

Do you feel like you're being mocked?

Yes, that's right. I'm mocking you.

I'm fucked off and stressed out with jumping through stupid hoops. School. College. University. Aptitude tests. Personality tests. Technical tests. I've been measured and not found wanting. Did you actually read my CV? Why did I even bother writing it? Why do I even bother doing anything, like being a fucking expert in my fucking field and doing a good fucking job at it?

Do you want your company to be some fucking dinosaur? Extinct. That's right. Only an idiot does the same thing over and over again, expecting different results. You pay peanuts, you get monkeys. You hire the dullest box-ticking twats and you wonder why you're not competitive versus startups. Just saying that you're switching to a "lean" business model is bullshit if your entire organisation is 100% dead wood losers like you.

You can only rest on your "too big to fail" laurels for so long. The challengers won't be the challengers forever. You'll be undercut and usurped. Time to start hiring some talent. Time to start listening to the experts. You don't know the right answers because you don't even realise how dumb the questions you're asking are. If the question is dumb and there's only one answer box, where do I write "this test is utter bullshit that will tell you nothing about whether I'm a good candidate, except that if I answered your question, that would make me a dumbass like you."

Where do I write about how I'm not like you and that's a good thing?

Is this concept whizzing over your thick skull?

"Fit in or fuck off."

Yes. You see. You don't get it. The challengers come in and they take away your position of dominance because they embrace the misfits, the odd ones out. What's the world's biggest company and who said that? Bzzzt! Wrong answer. Time's up. Your turn is over and now it's time for talent to trump everything.

What have you found out about me? Did you get your tick in your box?

Does. Not. Compute.

Tags: #career

This is a story about earning money...

In the agricultural revolution, the scythe, the plough and the mill brought about greater productivity in our fields, and put more bread in our bellies. In the industrial revolution, the steam engine, the foundry and great big machines brought about greater productivity in our factories, and put shoes on our feet. In the information revolution, the spreadsheet, email and meetings have brought about greater productivity in our offices, and put zeroes on the end of the bank balances of the mega wealthy.

The average return on capital is exceeding the growth rate. This means that no matter how hard you work, the rich will get richer and poor will get poorer. If you are already wealthy, you will grow more wealthy, but for the rest of us our wages are falling in real terms.

"The triumph of human capital over financial capital and real estate, capable managers over fat cat stockholders, and skill over nepotism is largely illusory.” -- Thomas Piketty

It's a depressing situation, but sadly it's true. We are now living in the era of the supermanager. The remuneration for those at the top of the pyramid is completely unhinged and insane. There is absolutely no way that the eye-watering salaries demanded by top executives, in any way reflects their productivity. In fact, quite the opposite.

The National Health Service (NHS) has spent billions on re-organisation. The NHS is drowning under a sea of managers, while front-line services are cut back.

The reason why economic growth is stagnant, is because productivity is an illusion. When nearly everybody is a manager, hardly anybody is actually doing any work.

Managers only do three things:

1. Any good news from their team, they just forward to their boss
2. Any pressure / demands / requests / questions from their boss, they just forward to their team
3. They think up ways to justify their jobs

A manager has a lot of time to dream up creative ways of wasting everyone's time, because they don't actually do any work. A manager needs to look busy, so they come up with all kinds of time-wasting scams and schemes in order to justify their pointless existence.

Microsoft have actually cottoned on to the fact that there is a giant army of middle managers, who do nothing but forward emails up and down the chain of command. In the email program Microsoft Outlook, there are actually buttons that make it even easier to just forward good news to your boss, and to forward other requests and things to your team. I literally just need two buttons to do my job. I don't even have to do any typing.

People don't like doing the typing.

Everything's a copy & paste job. Being a manager has become a job of forwarding emails and sitting in meetings because you're bored. If you feel really pointless, you can do a Microsoft PowerPoint presentation to bore the shit out of everybody. Nobody writes concise emails that everybody can dutifully ignore because they're pointless noise.

There are a few idealistic young employees - unpaid interns - who do all the work, which is then re-hashed as it works its way up through the ranks of middle management. Every layer of management is careful to remove any reference that would give credit to the person who actually did the work. Managers pass things off as their own effort, although secretly they know that they don't actually do anything.

This is so much worse than Imposter Syndrome. Most managers are actually imposters. They're there for the comfy seat, free coffee, warm office and hefty pay packet at the end of the month.

It's no wonder that lean startups are actually able to deliver great things: they're unencumbered by the valueless people who try to add value when actually they do nothing of the sort.

Trying to get a decision out of the chain of command is like trying to nail jelly to the wall. Managers know that the only way they're going to get fired is if they make a decision that turns out to be wrong. The easiest way to be secure in your job is to avoid taking decisions. The very managers who were hired to be executives - high-powered decision makers - are actually avoiding ever making a decision, in case it ends up reflecting badly on them. No manager has the guts to actually make a decision and face the potential consequences. Middle managers are experts in avoiding all responsibility.

We now have an office culture, completely dominated by a kind of 'pass the parcel' children's game. Everybody knows that things are going badly because nobody is doing any work and nobody is making any decisions or showing any kind of leadership. Instead, the buck gets passed round and round, as everybody tries to blame everybody else, and avoid any responsibility themselves. Often, it's the very people who are too busy doing the actual work who get blamed, because they didn't have the time to play the silly game and cover their arses.

You can be assured that when things go wrong, the blame will trickle down, until some poor sod on the front line is criticised for not staying on top of a totally unreasonable workload. Some poor scapegoat will be blamed, because they made a minor error, through exhaustion and stress.

What's remarkable is how few 'executives' actually face the chop themselves, when everything screws up. You would have thought that the whole point about receiving a big salary would be because you were the one taking responsibility, and therefore you would be to blame when things go wrong. However, there is absolutely no corporate accountability. It is the workers who are held accountable by their managers, because the workers are too busy to spend time justifying their existence and covering their arses.

The most profitable thing of all is to sit idle, on a pile of money. You can never make a mistake if you simply earn interest on your capital. There's nothing ventured at all, when your wealth is growing simply because you own the casino. House always wins.

If you have wealth, if you have success, if you have an audience and fame, then you can leverage it to become even more wealthy. What - pray tell - is the innovative business idea behind Keeping Up With the Kardiashians? Presumably, some family who are completely lacking in wealth and fame would also like to be highly paid to be featured on reality TV? However, it is only those who already have wealth who are given the opportunity to make more wealth.

This era of low growth and wealth worship is absolutely destroying society. The economy is run for a tiny elite with unimaginable wealth, while the vast majority struggle in dead-end careers that are stressful and boring.

Middle management is just a position in the lower order of the entourage of the oligarchs, royalty and fat cat plutocrats. Middle managers have bought into the belief that they are going to succeed in the capitalist's pyramid scheme. Organisation charts give the belief that you are 'only' a certain number of layers of management from being the CEO, but it's a con, because each layer of middle management expands the base of the pyramid by a factor of 10.

Organisations have now started to throw around job titles like "Vice President" and "Managing Director", and there are even CEOs who are not actually CEOs. An organisation like HSBC might have hundreds of "CEO"s amongst their 230,000 staff. It's just a bullshit job title given away to make somebody think they're getting ahead in the game.

The fact of the matter is that while we toil in the hope of a promotion and a pay rise, we are wasting our time because we are becoming de-skilled and institutionalised. Our grandfathers could build houses and fix mechanical things. Our office-based service industry economy has left most people unable to even change a lightbulb.

Come the revolution, when there are power cuts and the Internet stops working, how much use are your skills in forwarding emails?

The middle managers might be able to justify their jobs today, and are attempting to stuff as much money in the mattress as possible, but it won't be enough. Even property deeds, policing and the rule of law won't matter when the masses rise up in anger at having been oppressed for too long. Even soldiers are feeling the economic squeeze, and will be unwilling to turn their guns on their own people, in order to protect the plutocrats.

The unwillingness to address income inequality and share the wealth can only lead to popular uprisings.

Tags: #capitalism #career #banking #politics

This is a story about fact vs. fiction...

It's hard to defend yourself when you're sick. It's easy for people to take advantage of a soft target, and invent their own version of events. It's easy to discredit somebody, when you've left them dead and buried. The dead can no longer speak up for themselves.

I needed to break up with my abusive ex-wife and rebuild my life in London. London is where all the good IT contracts and jobs are. London is where I have a good chance of reconnecting with significant numbers of friends and business contacts. London is where good stuff happens.

I had an excellent credit rating. I was going to arrange for a bridging loan to cover the expenditure of relocating back to London from Bournemouth. The loan was risk free, because I had such a large amount of equity in my house. The credit risk was underwritten by the fact that as soon as the house was sold, the loan could be repaid.

I was going to arrange credit with a commercial lender, so that I had the security of knowing that I had the funds to cover me until I got a new job back in London. However, my parents insisted that I could count on them. My parents told me that I didn't need the extra stress and hassle of arranging credit, and worrying about money and administrative affairs, when I had the extremely upsetting task of leaving my home and setting up life again in London.

However, when I then said that I needed to borrow the money - secured against the large lump sum of equity tied up in my house that was being sold - they then reneged on their promise. They left me high and dry. They dumped me in the shit. With no excuse, they fucked me over. Unacceptable.

Don't make promises you have no intention of keeping.

Don't offer to support vulnerable people, and then screw them over.

It's not a fucking joke.

It's not fucking funny.

It has consequences.

Far reaching consequences.

I never got an apology or an explanation from my parents for fucking me over like that. I can only assume that they liked the idea of sounding like real parents, but actually they don't have a single shred of decency. They don't have an ounce of honesty. They are untrustworthy. They are liars. They are utter c**ts.

It wasn't like I'd asked them for support. I was putting my own commercial borrowing arrangements in place to cover my relocation. My parents insisted that I could count on them to bridge the gap. It made sense... there was no risk, because the debt was underwritten with the equity in my house, which was vacant and being sold. It made sense that they should profit instead of a commercial lender. I was doing them a favour, because they would earn a better rate of interest off me than they would from any savings interest.

But.

Let's assume that they decided I was going to blow all the money on drugs.

My drug of choice - the one I got mixed up with by accident during the agonising destruction of my relationship and my business - is something that I've jokingly nicknamed "supercrack". As the name suggests, it's highly addictive. It used to be legal, not so long ago.

A strong dose of supercrack is 15mg. That's 0.015 grams.

The length of time that a dose of supercrack will last is about 18 hours. It's an incredibly potent stimulant.

On the dark web, you used to be able to buy 5 grams of supercrack for $150, including postage. That's enough to last 333 days, assuming you sleep 6 hours a night.

If you take supercrack around-the-clock you will not sleep, and therefore your immune system will get very low and you will soon die. The longest I ever took supercrack in a round-the-clock binge was 10 days. That's 10 days without sleep or food. I don't think you could go much longer without dying.

When I moved back to London, I was no longer using supercrack.

If I was using supercrack, from the day I moved back to London to today, I would have spent the princely sum of $450.

In fact, to use supercrack for 50 more years - long past my natural life expectancy - would only require 274 grams of the dangerous drug, which would easily cost me less than $10,000. In fact, I could probably have bought 1kg in bulk for $5,000, which would have been enough for 200 years of drug abuse.

So what did happen to all my money?

Well, I made it to my first Christmas back in London by buying Bitcoins on my credit cards and with my overdraft, which then increased 1,200% in value. I hadn't been able to work, because the stress of not having any money, and having your parents and ex-wife completely dicking you over, while also having to move the contents of a 3 bedroom house into storage and rebuild your life again, was rather too much to ask.

My parents expected me to go to their house for a jolly fucking family Christmas, when they had royally fucked me over. What a joke.

December was all too much, and by the 27th I was in full-blown relapse (which only cost a few dollars in drugs).

However, rehab doesn't come cheap... and guess who was going to pay? ME!

I've paid around £30,000 for private treatment. Guess what? It doesn't work.

Unless you have a supportive environment, treatment doesn't work. Don't bother going into rehab, unless you're going to get rid of toxic people, toxic places and toxic jobs from your life.

My first stay in rehab (The Priory) was long enough for me to see that I was being abused by my ex-wife and we needed to break up. My next stay in rehab was long enough for me to get over being dicked over by my parents. My last stay in rehab gave me just about enough strength to make a plan to cut my toxic parents out of my life altogether.

Since then, I now know the knack of quitting drugs.

Amino acids such as 5-HTP, L-Tyrosine and Phenylalanine replace the depleted neurotransmitters in your brain. Bupropion and amphetamines (like dexedrine) can cushion the cravings and depression, lack of energy and cognitive impairment.

Benzos and Z-drugs are a great way to amplify an addiction. Sleeping off the comedown by taking 'downers' to take the vicious edge off the 'uppers' means that you start to believe you are able to get all the upsides without any of the downsides. However, all you're doing is storing up the mother of all comedowns for a later day.

Coming off benzodiazepines is the single most awful thing you are likely to ever experience in your life. I'm not sure if you've ever had a panic attack or insomnia. Certainly, you must have experienced stress and anxiety. Imagine having a round-the-clock sense of horrible unease, fear, dread. If benzos calm you down, the payback is in rebound anxiety. What goes up must come down, and living with anxiety is terrible.

Something like diazepam is very long acting, so you find it's in your bloodstream for ages even after you stop taking it. The withdrawal from it lasts weeks: insomnia & anxiety.

Coming off stimulants isn't that bad. You're exhausted, suicidally depressed, physically weak, uncoordinated, slow witted, and cognitively impaired. You might be in terrible physical shape from lack of food, lack of sleep and over-exertion. It's nothing that a month in bed can't fix.

Obviously, coming off all drugs at the same time is a clusterfuck, because you'll have anxiety and insomnia, keeping you awake through your exhausted suicidal depression. But, this is the payback for polydrug abuse. What goes up must come down.

In September 2013 I escaped addiction by swapping from supercrack to dexedrine and then tapering my dose down. I further cushioned the blow by using zopiclone to get my sleep back on track. It was relatively easy and painless, especially as I also completely changed my whole environment by moving to London and reconnecting with old friends. I got a new girlfriend and started helping my homeless friend, Frank.

Drug addiction is a teeny tiny bit about the brain chemistry, and it's a whole lot more about toxic environments. Believe me, the more stress, disruption, isolation and mistreatment is perpetrated against me, the more I'm itching to pull the "fuck it" trigger.

Drug addiction is both an easy and a difficult existence. If you haven't got the guts to actually end your life quickly and cleanly, it will get you to your grave faster than you think. I think every addict knows where they're headed, but they don't give a fuck because everybody else is pushing them down that road too.

You would have thought that addicts would be our most cared for and nurtured members of society, because they're pretty much walking around with a noose around their neck, advertising their intention to kill themself. However, my experience was that my own parents and ex-wife couldn't wait to see me dead and buried.

When I eventually accepted that experimentation had become addiction and I needed professional help, I said to my ex-wife that I needed a 28-day detox. She said she would rather that I died. She actually categorically said that she would rather be a widow. These were her words. This was not a general comment. This was her saying that she would prefer it if I didn't have 28 days treatment and get better. This was her saying that what she wanted was for me to die, not get better.

When I got clean and moved back to London, my parents essentially made the same choice. Rather than honour their unsolicited offer to profit from my need for a bridging loan, they saw the opportunity to pull the rug out from under my feet and plunge me back into chaos, stress and destruction.

When things are going wrong now, I assume that I'm totally alone, and that everybody is totally hostile. I assume that doors are going to be kicked in by an abusive and violent ex or parent. I assume that treatment is going to be withheld. I assume that people would rather that I was dead.

Abuse leaves psychological scars. Calling somebody a liar, and treating them disrespectfully denies them any self esteem. Pulling away a person's means of supporting themself, and generally attacking their opportunities to escape and recover is not proof that the person is a failure and vindication of your decision to fuck them over. Let's take a look at cause and effect.

Drug addiction is a place that a person turns to when their life is unliveable. The more you mistreat a person and deny them any opportunity to recover, the more they're going to say "fuck it" and go back to killing themself slowly.

Recovery can be quick and painless if action is swift, decisive and early intervention is taken. Addiction is like a house on fire. The sooner you put out the fire, the more of the house you save. There's no point sitting around to see if the fire goes out, and then putting out half the fire. "The fire is mostly out" or "we'll just put a bit of water on the fire and see if things improve" is just utter bullshit. You're looking for an excuse to fail that person if you act like that.

I'm angry.

I don't know if this is coming across. I'm really fucking angry.

I'm spinning everything like I'm a victim. Well, that's because I'm sick of victim blaming. I know that taking the position of the victim is not a good place to start, but it's maddening because the facts are clear: the strong have exploited the weak, and tried to kick a vulnerable person into an early grave. Secrets die with a person, and it's a lot easier if a victim is dead.

I made plans for my business and my future based on the idea that I had a loving, supportive partner. I made plans based on a "for richer, for poorer" and "in sickness and in health" marriage vow that we made to each other. I made divorce and recovery plans based on an unsolicited offer of support from my parents. Parents are supposed to support their children. People are supposed to honour their word. Plans are based on agreements.

How can you make any plans or do anything if nobody keeps their word? How can anything function without people acting with a shred of integrity.

I paid for nonjudgemental reliable support, at great personal expense. The rest I did on my fucking own. Who the fuck got me out of the park and into a hostel? Who the fuck got me out of the hostel into a contract and a hotel? Who the fuck got me out of the hotel and into a flat? Who the fuck got me more contracts when the previous ones didn't work out for long enough for me to get ahead?

Recovering from depression, bipolar disorder, the destruction of your business, ruining of your career reputation, divorce, the selling off of your home and the giveaway of many of your precious possessions, having to relocate across the country, having to re-establish your life again. You think that comes easily? You think that comes cheaply? You think that can be done all on your own? You think that can be done while people jeer and take the piss from the sidelines, calling you horrible names and creating additional obstacles for you?

Now, sprinkle in substance abuse.

Drug addiction is the easy part. I should be getting a fucking ticker-tape parade for what I've been through. I should get a fucking gold medal. I should get my picture in the motherfucking paper, with lots of quotes from all my adoring fans.

Some drug addicts are driven to lie, cheat and steal. We are told that addicts leave dirty needles in children's playgrounds and try to sell drugs to your kids to get them hooked.

What exactly could anybody's problem be with me? I've paid for all my own treatment. I've never stolen any money to buy drugs. I never even bought drugs from anybody who could conceivably be accused of putting money into crime and terrorism. All I've ever wanted to do is get back to London, and restabilise myself.

What does stability look like?

Like this:

• Place to live
• Income to pay for food & accommodation
• Social contact
• Free from debt and financial stress

And I've come to realise it also means:

• No more toxic people in my life: especially my parents
• No more klingons: I can't carry any dead wood
• No more arbitrary measures: being teetotal is unnecessary. I'm going to do whatever works.
• No more shame: I've got nothing to be ashamed of

The compromises, sacrifices and things that I put up with to keep hope alive are not inconsiderable. My adherence to integrity and personal standards means that I am taking on additional challenges that I could easily circumvent by simply declaring bankruptcy and depositing myself in the care of the welfare state.

I've paid an absolute fucktonne of tax in my life, so I should feel entitled to a handout, but I don't. I don't want a life that's dependent on the state giving me a small amount of the money back that I've paid into the national purse. I'm proud and I've worked hard all my life. I've worked hard to dig myself out of a very deep hole, and I deserve a fucking break.

I'm writing this now, completely free from any drugs. My mind is my own. I have let my brain recover, and now I have nothing but pure rational thought.

Where's my money gone? It's been spent on surviving. It's been spent on keeping the possibility of recovery alive.

Recovery from drugs?

No.

Recovery from the shit that drove me into the arms of addiction.

Will I be able to recreate the past, and get back the things I lost? No, never. Of course not!

So, am I bitter and full of regret?

Actually, I'm working my bollocks off just as hard as I've always done throughout my life FOR THE FUTURE. In 4 or 5 months I could be back in the same financial position that I was in before everything imploded, except I will be in pole position to continue at a much accelerated pace. I have a much greater chance of building a happy new life, now that I am rid of the toxic people who sabotaged everything I had worked so hard to build.

Every day in the rat race is an unpleasant reminder of the fact that I got screwed over, and this is the source of my bitter rants. I am tired. It has been exhausting to rescue things.

But, it's in my nature to build and repair. It's in my nature to look to the future, not look to the past. The only reason I do look to the past, is that I'm saddled with the consequences of being dumped in the shit by people who let me down and broke their promises.

In the world of startups we talk about a pivot. Take your lessons learned from going in one direction, and take them in another to find your sustainable competitive advantage.

Through this fucked up world of pain that I've been through, I've found several important stories that need to be told.

There is the story of the people who are disadvantaged. Those who are discriminated against because they have mental health problems or who have struggled with addiction. There are society's undesirable members. There is the issue of homelessness, and the harsh and uncaring world that waits for single people who fall on hard times. There is the arms race in the war on drugs, with legal highs and the cat and mouse game between chemists and governments. There is the battle that rages inside our heads: mania and depression. There are the differences in perception: who is mad and who is sane.

A rich white middle class investment bank employee, IT consultant, software engineer, homeowner, husband and neatly presented boy with good manners, well educated and well behaved. Young, fit and active. Adventurous, outgoing and gregarious.

If it can happen to me, it can happen to anybody.

The stories have got to be told.

Tags: #addiction #drugs #divorce #parents #legalhighs #mentalhealth #homeless

This is a story about what people do when they think nobody is watching...

Integrity. What does it mean to have integrity? Let's explore a hypothetical example.

The year is 2011. I'm running a profitable tech startup called Hubflow, and we have just been through a 13-week TechStars network technology accelerator program in Cambridge, run by Jon Bradford and Jess Williamson. We have a bunch of investors who are ready to help us raise a seed round. Mike Butcher has written about us in TechCrunch. We are kicking arse.

The sticking point that is stressing me out is that my partner won't support me. My company needs to relocate to London, Cambridge or somewhere on the M4 corridor so that I can hire the talent I need and get to my customers and investors whenever I need to see them. My partner is a teacher. She can literally work anywhere in the country.

***

I financially supported my partner through her retraining to be a teacher. She had a huge income drop, when she left the investment bank where we both worked, but I made sure that she still enjoyed the 5-star luxury lifestyle that she had gotten used to with me.

Even when I quit my salaried job so that I could build my startup, I had substantial savings and profits, to allow us to maintain the same standard of living. I had bankrolled her when she wanted to make a career change, and she'd never had to tighten her belt or compromise.

This was now my turn to shine. I had done it. I had built a profitable company with a good valuation that was ready for investment to take it to the next stage. It was now time to leave the sleepy little seaside town where we lived and move things closer to the action.

My co-founder had left his pregnant partner behind in his home town, to come and live with me in Cambridge for several months, while we built our business together and got ourselves ready for investment. He had made sacrifices and compromises with his growing family. Now it was the turn of my partner to step up and make a small compromise herself.

However, she wouldn't budge an inch.

I could have left her. And perhaps - in hindsight - that's what I should have done. She had never been very kind or supportive. In fact, she was pretty mean spirited and selfish. I don't know why I stayed loyal to her. I'd had opportunities to fool around while I was working away from home, in Boulder, Colorado, in London or in Cambridge, but I stayed faithful. I stayed faithful because I have integrity.

I then got very depressed. She had refused any kind of compromise. I had to leave her, or my business was screwed. There was no way that me and my co-founder could make it work over such a geographical hurdle. We needed to be together, on the ground, raising money and winning more customers. And we were so close. It was heartbreaking.

By the time Christmas rolled around that year, I had gotten so depressed and suicidal that I was hospitalised. My unsupportive mean ex had instructed my parents to come and take me away, and had involved my doctor, all against my wishes. This was an incredible betrayal. Now she wanted me removed from my own home, that I had bought and paid for. This was a horrible act of selfishness.

Before I was literally dragged away by my Dad, I decided to install a keystroke logger on my personal laptop, which was running my personal account & password. This was clearly an act of paranoia, due to the fact that I was extremely mentally unwell, having recently been released from a mental hospital. Clearly I was out of my mind.

I was driven away from my home, my business, my friends, my possessions, to a village where I had never lived since the age of 4, where I have no friends. Miles away from any cities where I had business contacts, investors, customers. I had just been totally fucked over. This was not in my best interests. I didn't even have a doctor or a psychiatrist nearby.

So then, was my partner interested in my wellbeing? Did she call to see how I was? Was she concerned about me getting better?

I thought it rather strange that she wasn't at all involved in trying to 'help' me, now that I was out of the way. In fact, it was rather strange that all the 'help' was simply to tell people to remove me from my own home. Must have been more paranoia though, right? I was mentally ill, remember?

I levelled my accusations about being dumped like this, and dragged away from everything I held dear. My partner and parents conspired to keep me trapped in this shitty village in the middle of nowhere. They even involved the police "for my welfare".

Anyway, after about a week of this shit, I decided to see if anybody had been using my laptop with my username and password. Strangely enough, and totally co-incidentally, they had been.

On examination of the logs, it looked like somebody had used my laptop and username to set themselves up an online dating profile and start messaging men. How strange. How curious.

Surely this could not have been my partner, for if she was using a computer at all, I'm sure it would have been to research the best possible treatment available for me, or to better understand what had happened to me, so that she could be as loving and supportive as possible, no?

My partner continued to treat me like utter shit and told me that any suggestion I made that she was not acting in my best interests, was purely in my imagination and fuelled by mental illness, paranoia.

Finally, I showed my hand, and she back-pedalled rapidly, begging my forgiveness and swearing that it was all a misguided mistake. She suddenly became nice as pie and started treating me with a tiny fraction of the respect and decency that I deserved.

I then had a brief taste of how I should have been treated all along, and it was nice. My stupid mistake was to then marry the evil *****. A leopard never changes its spots.

Be careful if you get mentally ill with a vindictive, selfish, mean-spirited little **** of a partner, because they might just try to chuck you out of your own house and replace you.

Tags: #divorce #mentalillness #startups #career #suicide #computing

This is a story about getting airborne...

In startups, we talk a lot about runway. That is, how much money you have left to pay all your bills before you go bankrupt. The thing about doing a startup is, you don't make money from day one. You raise some money, build a product then try to get the revenue up higher than the bills... and you need to do all that before you run out of runway.

Most ordinary working-class folks know a lot about runway. They know that they have to pay their rent, bills and then make the remaining money last for things like food and transport, until payday. Every single month there is uncertainty about whether they're going to be able to get to work, if their money runs out before payday. That's called running out of runway.

A lot of low-paid jobs pay weekly. That's useful for something called cashflow smoothing. It means that your cashflow looks like lots of little peaks that aren't very high. If you got paid the same money on a monthly basis, you'd see a massive spike on payday, and then cash would slope down, down, down for a whole month, before spiking again.

If you run a limited company or a public company, you could pay yourself wages, weekly, monthly, whatever, but wages attract income tax. Income tax is 45% for people in the highest tax band. So if I wanted to do some cashflow smoothing, it's going to cost me 45% of the money I worked hard to earn. That's quite a waste of money if there's another way to pay myself that doesn't attract such high taxes.

Generally, I have to work for a month, then I can invoice my client for the days worked. My invoice is payable within 30 days, but it basically takes a whole extra month to get the money into my limited company.

Ok, great. Now I can pay myself wages... but I'll have to pay 45% tax and loads of national insurance. On the one hand, I really need some cash, because I've already lived for over two months without a single penny of income, but the main person who's going to get rich out of that arrangement is the taxman.

So I work another two months, plus the month for the invoices to be paid. That means that I have three months worth of invoices paid into my limited company. Now it's time to pay myself a dividend. Limited companies can pay dividends from their profits once every quarter. So, to maximise your dividends, you need to have 3 months of invoices paid into your limited company.

But that means that you've been working for 4 months, and not been paid a penny. Harsh man. However, the tax savings are considerable. This is not about me being a tightass with taxes. I always paid full taxes, and then when I got sick, there were no state benefits available to me, despite being under the limit for savings etc. etc. The state safety net just didn't exist when I was homeless and penniless, so fuck the government. I now save the tax and try and set it aside for when I'm sick.

Now, OK, you have your dividend... 3 months pay. You're feeling pretty rich, right? Well, if you've been living in a hostel, you might like to now get a flat. That'll be 6 weeks rent as a deposit, a month's rent in advance, and probably about £500 in estate agent fees. There goes £6,000 of your hard-earned cash.

What about how you lived for those 4 months with no income? How did you do that? I guess you probably had to borrow money. So, you use your remaining dividend to pay off all those debts you ran up, staying alive.

So, what now? Well, you'll have to work for another 4 months, and then pay yourself another dividend, and live off what's left after you got yourself a flat and paid off your debts. Oh, there isn't anything left? Oh dear.

The thing is, the system is fairly well tuned to fuck you. I can borrow money more cheaply than the tax, but the interest is compound, so it works out about the same. I could take a wage and pay the tax, but then I'll have less money left to pay off the debts. Between the banks and the taxman, you're f**ked.

It's true, each quarter things get a little better. I was planning on working for about 9 months, and then I would have been quite nicely sorted, but if you think that it's stressful waiting for payday, try waiting for 4 months for payday.

That's the life of an IT contractor. I'm an IT contractor. That's what I do, for a living. Yes, I could bake bread, stack shelves or work in a warehouse... are you fucking stupid? There's nothing wrong with those jobs, but if I wanted to burn money surely it would make more sense for me to do some IT contracting and then literally set fire to £50 notes. Jeeps, you must have a degree in Economics from Oxford if you think that it's a smart idea to not work the highly paid job I'm qualified and experienced to do, and instead work a job that doesn't cover my cost of living and is stopping me from getting the highly paid job that I'm qualified for. I'm sure that you'll be getting a tenured professorship any day now, with original thinking like that.

My cashflow is lumpy, and I don't have much runway, but at least this time I have the flat already, and a friend who can count higher than the 3 deformed stumps on their retarded hand has helped me to make sure I don't end up driven to suicide by the stress of being let down by liars again.

My plan was to start the contract hunt in the second week of January, when people were coming back from their holidays. I'm over 2 weeks late and sick as hell, but it'll be OK. I somehow got the HSBC job looking like this:

Yes, that's a hospital wristband. Arms are pincushions as usual from double canula and providing a gazillion blood samples (June 2015)

Tags: #career #london #computing #hospital #nhs

This is a story of the part of Great Britain without a voice...

Our media misrepresents "youths" (young people) just like they misrepresent "refugees", "insurgents", "benefit cheats", "drug addicts", "criminals", "con men" and a whole host of other convenient 'bad guys' that help them to tell stories to sell newspapers, magazines and sell TV and radio advertising slots.

I saw a TV program the other night that was criticising a small business owner for paying somebody cash in hand to work for them. Surely the real story was that this well presented, educated and posh sounding journalist was even able to get a job paying £6.50 an hour without alerting suspicions... that's about the best job that even high-achieving school leavers and graduates can expect to get.

The prospects for young people today are atrocious. There are not enough training contracts and apprenticeships. There are no jobs to gain the valuable experience that will make these bright, energetic, enthusiastic and hard-working people into productive members of the workforce.

The Conservative Government has done what it normally does, which is to make the rich richer and the poor poorer, and I'm pretty angry about that.

The Tories presided over the Big Bang, which resulted in the Yuppies and Loadsamoney generation of the 1980s, but still left big social divides. When the Tories then tried to introduce the Poll Tax, which was a massive tax on the poor, people were outraged.

The Tories have now started to attempt to dismantle the social welfare system, leaving many unemployed, unwell and less abled people, living well below any acceptable standard for a developed Western nation.

Have you actually spoken to people, about how hard it is for them to stretch their budgets? Have you really gotten to know what the daily problems they face are? Have you attempted to live on Jobseekers Allowance, Employment Support Allowance or Disability Living Allowance? Have you filled in the forms? Have you been to assessments, been to the centres, tried to navigate the system? No, I didn't think so.

Many parents have masked the problem, until now, by subsidising their children and grandchildren. This has merely propped up a completely untenable government and lined the pockets of the rich. So much money has been siphoned off into wealthy people's pockets, with little or none of it actually reaching those who work so hard to improve the day-to-day lives of British Citizens.

Do our Nurses feel better off under the Tories? No. Do our Teachers feel better off under the Tories? No. Do our Police feel better off under the Tories? No. Do our Firemen and women feel better off under the Tories? No. Do our Armed Services feel better off (financially) under the Tories? No.

While the Tories have fanned the flames of nationalism and warmongering, and attempted to stoke up a culture of Union Jack and St. George flag waving. This hoodwinks the undeniable erosion of the standard of living of ordinary people living in the UK.

Have the Tories made it any easier for people to buy their first house? No. Have the Tories made it any easier for young people to get their first job? No. Have they increased wages, or reduced rents or generally taken control of the fact that people's debts are spiralling out of control because most young persons' incomes are not sufficient to pay for the basic essentials for an acceptable life.

We are living, for the first time, in a generation where our opportunities, our standard of living is significantly worse than that of our parents and grandparents. Can people afford to get married, buy a house and have kids? No.

If you take away all hope from people, of being able to own their own little piece of the world, to put down some roots, to fall in love, make a baby and raise a family independently... you are robbing people of their self esteem. You are robbing a whole generation of the chance for them to show you just how hard working and intelligent and resourceful they are, in 'legitimate' ways.

The 'austerity' has merely drained the pension pots of our parents, in supporting the children that have been abandoned by a government run by rich old people, for rich old people. These greedy greedy career politicians are so completely out of touch with what is happening in high-rise council flats in Britain's towns and cities. They haven't got a clue what's happening on the huge estates and new housing developments.

The career politician went to private school, lives in taxpayer funded flat in a gentrified enclave of wealth in London, and commutes back to a rich market town or pretty village, where they are surrounded by wealthy people who have bled Britain dry at the expense of the masses. They have never spent any time in the real world.

There are exceptions, on the left and the right, of course, but in general it seems like the strategy of selecting a House of Commons from the most elite group of privately educated toffs who have never had to experience the welfare system first hand, might have something to do with why people are so angry and upset right now.

The problem is, that these people have few routes to being heard in the media and affecting the public opinion of those in power. Politicians are surrounded by an echochamber of similarly minded and educated elite people, who arrived in their positions as journalists, by very much the same route as them.

London really is a place where a politician and a journalist can live in one gentrified street, completely oblivious to the struggles in the social housing on a neighbouring street. Of course, the people in the 'council house' can't afford to shop on the super-expensive streets of London's trendier areas, so the wilful ignorance persists, because the different socioeconomic groups never actually intermingle.

You can't criticise the business owners who are only supplying to demand. It is not the hipster's 'cereal cafe' that is in the wrong, but in fact the whole system that allows such disparity between rich and poor, to exist and grow.

So, the young have ended up being misdirected into disliking the hipsters, just like they were told to hate the yuppies before. Actually, these people are the ones who got lucky or worked hardest. The people we should really be angry with are the ones who are filthy rich and didn't work for it.

I know it looks to many like riding a bike to work and wearing trendy clothes is all there is to the job, but actually, people in startups do at least 5 jobs each (e.g. Designer, Developer, Tester, Marketing and Sales) and tend to work at least double the hours that you would work in a regular job. They also work 6.5 days a week, and are always available on email and social media. They never switch off, because they are so passionate about their businesses. That's why their businesses have succeeded and not just been turned into another bland chain of corporate humdrum grey monotony.

I urge people to find their voice, and make themselves heard in a peaceful, constructive and erudite way. I'm concerned that the media will fan the flames of youth anger, racist ignorance, misguided nationalism, anti-immigration bigotry and everything else I detest about media 'themed reporting' that tends to fixate on a particular narrative that engages people's eyeballs... and therefore their wallets.

We need to remember... the only 'free' press is online, the BBC and the Observer. Everything else is paid for by a greedy rich old person with a political agenda.

I would suggest that people start boycotting newspapers that are paid for by headlines and advertising, and TV news that shows adverts on commercial channels. Start reading opinions from individuals on Twitter who you like and trust. You will also see what's trending, which is far more real than what is being chosen to be pushed by a news desk editor.

Tags: #media #politics #racism #nationalism #gentrification #youth

This is a story of two different investment strategies...

The guy on the left is Junior Banker, William Marshall. The guy on the right is Senior Analyst/Programmer Banker, Nick Grant. We are both professionals in Global Banking, economists, and philanthropists, who have read law and practice accountancy.

We have followed very different strategies for the banks that we have worked for. William is 'old money' and has practiced the buy and hold strategy of passive investment in the world's biggest companies. Nick is 'new money' and has practiced active investment in startups and disruptive companies.

I would say, that as we are well into the 21st century, and we have seen many cycles of boom and bust, that we have enough economic data to make a bold pronouncement: passive investment has failed.

Having large amounts of capital locked away in pension funds, where the fund managers are old and lazy, is not a good strategy for anything. In the 1980s it lead to asset-stripping of profitable enterprises that had employed a lot of people and were generating wealth. This made the Mayfair Set very rich, but left Britain with huge numbers of people laid off, and factories closed and sold off for the land and asset value. In the 1990s and beyond, it has led to boardroom excesses that frankly disgust me.

Male-domination of the boardroom, and eye-watering salaries, bonusses and golden parachutes that are paid to our company executives. This is a situation that must change immediately.

Both William and I share a common belief that we need to see more women in the professions, and we need to smash the glass ceiling that woman have been held beneath for far too long. Both of us have supported our partners to the fullest possible extent to allow them to be the Wonderwomen that they are.

William's wife is a Rocket Scientist, working on Europe's most important Space Missions. My ex-wife quickly became an amazing software developer, outclassing me in every company that we have ever worked for, including Research Machines and JPMorgan. I supported us delaying starting a family and her retraining to become a Teacher. With incredible speed, she rose through the ranks to become Head of the Chemistry Department at one of the best State-funded Grammar Schools in the United Kingdom. The admiration she has of staff and pupils, and the exam results that she has helped achieve are amazing.

Our boardrooms, our corporate culture, are starved of women, and a non-macho feminism in the thinking of the way that we build businesses. We are not being diverse enough in selecting the best minds in industry. We are still sexist in our thinking and our hiring. Myself and some colleagues had to fight tooth-and-nail to retain one of the most brilliant women that I have ever worked with, on the most important project in the biggest bank in Europe. That's not right.

Law, accountancy, medicine, journalism and IT are all lacking in women, while teaching, childcare, events, hospitality and catering are lacking in men. Meanwhile, strong independent intelligent women are being short-changed in their careers and sidelined into roles that they are totally underused and undervalued in.

Myopic business leaders are also short-changing our young people too. By investing in old dying people, rather than energetic young people, the pyramid of society has been stood on its head. Retirement is not a right, it's a priviledge. You only get to retire if you have left the world a better place than you found it. Sorrry, buster... you don't get to spend your hoarded cash until you fix the environment and create some damn jobs.

It's time to do the right thing.

We do need to respect our elders, but that should be strictly in a non-executive capacity. Should these people receive huge remuneration for such positions? Absolutely not. Only those who have already managed to build enough wealth, and can therefore afford to not have to keep working, are entitled to sit on the boards of companies.

The most enterprising and hard working individuals are implementing and executing large-scale changes to our economy, creating jobs, creating wealth and inspiring the next generation. The value of sitting in a chair and criticising everything is precicely zero.

Tags: #banking #career #gender