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Swapping Sanity for Solvency

7 min read

This is a story about looking after yourself...

Timesheet

I'm an incredibly calculating person. When I take a risk, it's a calculated risk. If you want to be a sailor, a rock climber, a mountaineer, you've got to be able to weigh up multiple factors. You look at the difficulty of the route or passage. You look at the weather conditions. You look at your equipment. You think about your crew, your rope party. You consider your own abilities. Failure means falling to your death, or drowning.

Let me give you an example.

I was at a petrol station, and I was paying at the counter when a car that was on fire was driven up to the pumps and then abandoned by the driver and passengers. They fled for their lives. The car was there, going up in flames, right next to the petrol pumps.

What would you do?

There didn't seem much point in standing around waiting for the fire brigade. There certainly didn't seem like a moment to lose, as there were passengers sat in their cars, waiting for the drivers to pay for their petrol and come back to their vehicles.

Selfishly, the best thing to do would have been to stay where I was, at the counter where I was paying, or to flee out the fire exit at the back.

I didn't think "I want to be a hero". I thought "can I put that fire out?". I decided that I could.

I went out onto the forecourt and shouted for everybody to get out of their cars and get the fuck away from the petrol station.

Then I picked up a couple of fire extinguishers and went and put out the fire. It wasn't unbearably hot because the whole car wasn't yet on fire. The whole engine compartment was on fire, but with the wind behind me, it carried the smoke away from me, along with some of the heat. I managed to direct most of the foam from the extinguisher into the engine compartment, and the flames were quickly put out.

That was a calculated risk.

I'm currently working a job that is destroying my mental health. It was a 6 month contract, and I calculated that in that time I could reach financial security. Financial security is an important component in wellbeing, given how shockingly appalling the welfare state is. It's more important that I'm able to support myself financially, than it is that I suffer 6 months of depression, putting me at risk of suicide.

My assumption is that when I have reached the point of financial security, I can have a mini nervous breakdown, and then start to recover without sinking back into financial hardship. If I have financial security, I can recover without becoming homeless and destitute again.

If I have learnt anything about my mental health to date, it's that I can recover from almost anything, given enough time & money.

It's sad to see lives thrown away because we treat them so cheaply.

If I can do it, I will have proved that it's possible to plumb unimaginably awful depths and recover, if only we would take the chance and invest in people. If only we trusted people. If only we respected people.

So many people get written off as if they're as good as dead, and that's disgusting.

It should be a collective stain on our conscience that we prefer to prop up the ideas of the "lost cause" and to discriminate against people because of the mistakes of their past, rather than looking at their potential.

Instead of chucking me into some "care in the community" bucket as an incurable madman, or kicking me into the gutter as a hopeless addict, I'm looking forward to proving what an injust death sentence that is. My parents are reprehensibly disgusting people for abandoning their own son when I was vulnerable and alone. My parents had insisted that they would help, only to renege on their promises at the vital moment.

I've done nothing but try to improve the lives of others. I'm not a thief, a liar. I'm not a violent man. I'm not even a criminal.

My dad's a criminal. My dad has a criminal conviction for his drug offences. The police have seen fit to caution me 4 times for various things, but the police have seen that there is no criminal intent with me that would warrant prosecution. My dad has broken the law and he has a criminal record. Why would he treat me like a criminal? Why would he treat me as if I've committed crimes, when it's him who has the criminal record?

I suppose we judge people based on who we really are. If you're a bad person, you see bad in other people. I've always given people the benefit of the doubt. I've always helped people, and even forgiven them when they've screwed me over.

I don't think I'm necessarily a good person, but I try to be. I try to help people. I try to see the best in everybody. I try to invest in people's potential.

It's a calculated risk, being nice to people. Sure, I've lost loads of money as people have taken advantage of me. I doubt anybody thinks I'm a mug though. I doubt anybody feels proud or pleased that they profited at my expense.

One of the best ever moments I can remember was when a young addict couldn't believe that I'd forgiven him for - as he saw it - scamming me out of a load of money. In actual fact, my risk was hedged. It was a calculated gamble. I just hope that he benefitted in some way. My life certainly wasn't any the worse off.

Anybody who says "don't give money to an addict or an alcoholic because it'll do more harm than good" is simply wrong. If you're poor and you steal from the rich, you don't feel guilty about it. But if somebody is kind to you and trusts you, and you betray that trust, it eats you up inside like crazy.

By helping people to be solvent you can help restore their sanity. For many people who live lives of poverty, this can be surprisingly cheap. I could get my friend Frank a hostel bed so that he wasn't living on the street for £120/week. I could help get Frank a room in a shared house for £500. Nobody had taken that kind of chance on him before.

Fixing my situation has been more expensive, because I'm more leveraged. When my parents fucked me over, I borrowed what I could on credit cards, bought Bitcoins, and made 1,200% profit. That was a calculated gamble. When I was homeless living in the park, looking for a well paid IT consultancy contract, I was using my creditworthiness to stay alive and get back into lucrative work: that's leverage. The peaks and troughs of my debt and my solvency are erratic and stressful, but you'd be a fool to bet against me.

Obviously, the idea is to link two lucrative contracts back to back, or have one last long enough to give me a financial cushion to at last be safe from homelessness and destitution. I desperately need a break from these boom and bust cycles. I desperately need a run of good luck.

The luck is not forthcoming, as my 6 month contract has been terminated 2 months early, but I have a little time to rest before the stress and torment of having to find a new job.

If you put all this into the context of relentless depression, suicidal thoughts, threat of homelessness, bankruptcy, destitution, reputational destruction, and everything else that threatens to consume me, I'm surprised I'm still standing.

All I know is that I'm able to just about make a swap for my mental health and sense of wellbeing, for a chance at financial security. It's a calculated gamble.

 

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Rolling Stone: a Picture Story

11 min read

This is a story about quicksand...

Koa Tree Camp

After being discharged from psychiatric hospital, what do you think you'd do next? Well, imagine that for months you have been travelling but you haven't been moving.

Things are not stable for me, no matter what my senses tell me. I go to the same office, looking at the same computer screen, surrounded by the same people, for months if not years on end. According to my senses I'm not moving anywhere.

However, my bank balance would tell a very different story. Just sitting mute in a chair, keeping my head down and being a perfect corporate drone who never rocks the boat, means that I am very rapidly travelling... financially. My body and mind don't really agree though.

My moods tell a very different story again. I don't necessarily notice seasonal effects and depression taking hold. I'm not fully able to tell when I'm getting hyped up and excessively involved in work or other projects. I'm not great at judging when it's time to take a break, either because I'm too down or too up.

It is unhealthy and unnatural that I work in the same place, doing the same thing, and working a job that moves at snail's pace. I just don't have the social life and hobbies at the moment to get any balance, let alone the financial means to travel, socialise and pursue pastimes with the usual gusto that I apply to everything.

What happens is that I become like a champagne cork. The pressure builds and builds, and then I explode with frustration.

My journey began with a two week stay in a psychiatric hospital, because I was so beaten down by the task of getting myself off the streets, back from the brink of bankruptcy, beating addiction, working on a massively important high-pressure project, renting an apartment, moving house for the zillionth time, and then realising that I was in an unsustainable situation: I needed to get rid of a 'friend' who thought he'd live with me rent free and get pocket money: for what reason he thought he deserved that, I'm not even sure. I also needed to quit a horrible contract that just wasn't worth the sleepless nights.

Next thing I knew, I was sleeping in a Mongolian yurt in Devon.

Hitchikers

Then, I was surfing and hitch-hiking in Cornwall. Hitch-hiking is surprisingly hard, it turns out. Hitch-hiking is a bad way to get around if you have to be in a certain place at a certain time. I'd hitch-hiked once before, earlier in the year, in Ireland, but it turns out the Irish are a lot more friendly, helpful and trusting than the British, based on my anecdotal evidence.

Back in London after my Westcountry adventure, I still felt overwhelmed by depression and the feeling that I was trapped by my job. I had a lovely trip, but it had been very short and coming home was very anti-climactic. I knew I needed to quit my job, but I didn't quite have the guts to terminate a very lucrative contract.

I had made a plan a couple of months prior, to shame HSBC by sleeping rough in Canary Wharf, right by their headquarters. I found it deliciously ironic that they had inadvertently helped one of their customers to avoid bankruptcy, escape homelessness and generally improve their financial situation. I had no doubt that if they'd done their due diligence on me, then I would never have been employed to work on their number one project. I was planning on getting my contract terminated for no reason other than I cared about my job and was trying to do the right thing: acting with ethics and integrity.

But, I still had the contract like a millstone around my neck. I was desperately trapped and depressed about it.

I decided to fly to San Francisco and go to the Golden Gate Bridge. I wanted to illustrate how the desperation of my situation had driven me to contemplate suicide. I also wanted to go because I had planned to go 3 years earlier, but my parents had reneged on a promise and generally conspired to pull the rug out from under my feet at a time when I was terribly vulnerable. What they did was an awful thing, and I wanted to take that trip that I never got to make, because of their horrible behaviour.

I booked a flight for approximately 4 hours' time, packed a bag and left immediately. It's the most impulsive thing I've ever done in my life.

London Heathrow

In San Francisco, a friend kindly picked me up and I dumped my bags at her house. I then borrowed a bike and rode to the Golden Gate Bridge. Less than 24 hours had elapsed since deciding to travel 5,351 miles. I stood in a jetlagged and travel weary state, peering over the edge, looking at the perilous drop to the sea below.

Travel, novelty, adventure, excitement, old friends, social contact, good weather... all of these things are the perfect antidote to depression. Who knew that the prospect of being chained to the same damn desk, in the same damn office, doing the same damn work you've done for 19 years, could lead to a tiny twinge of "Fuck My Life".

Obviously, the whole dumping your bags at your friends' place and then going off and killing yourself thing would be poor social etiquette. Plus I'd arranged to see an old schoolfriend while I was in San Francisco. The potential for positive experiences was massive. In the office, I had found myself hoping for a fire drill just because it would be slightly novel.

Grant Avenue

I'm no dumbass. I know it's important to stop and smell the roses. But, there isn't the time, energy or motivation to do so when you're trapped in the rat race.

In San Francisco I took delight in the simplest of things, like taking a selfie of myself by a road sign that matches my surname. I didn't even do any specific sightseeing or look at a map. I took a trolleycar because I saw one passing. I found myself by landmark buildings, just because I stumbled on them. I walked miles and miles.

My AirBnB host invited me out to a Halloween party. I dressed up. We drove to some house near Mountain View, where there were fascinating Silicon Valley tech people to meet from Google and Apple. That kind of shit generally doesn't happen when you're depressed working your desk job.

I got a tattoo to piss my parents off. My sister has several tattoos and my parents are always giving her a hard time about them. I thought that getting a tattoo would be some gesture of solidarity with my sister, and my parents would have to give both of us a hard time for having one. It was also a kind of souvenir from the trip, and a bit of reminder that I was going to try and stay in the land of the living for a little longer.

I caught up with a schoolfriend who I hadn't seen for years and years. He was supposed to be a mentor on a startup accelerator that I did in 2011, but he'd had to move back to California. It was great to see him, in the Mission district of San Francisco, even if we only had the briefest of time to catch up. Precious moments.

Meeting my friends' second child, and hanging out at their house reading stories to their eldest. Going with the kids to the science museum and playing with the interactive exhibits. Still etched in my mind.

Getting a glimpse into family life, valley startup life, California life... special.

Hanging out with some of the people who I have so much respect and love for... priceless.

I tried to provoke HSBC into terminating my contract immediately, by sending truthful emails, saying things that needed to be said, but were blatantly above my pay grade. Sadly, the mark of a corporate drone is somebody who's completely gutless and two-faced. They emailed me to say they just wanted to have a "routine chat" with me when I got back. No matter how hard I pushed, they wouldn't admit that my contract was effectively terminated, which is what I wanted so I could stay in the USA longer.

Bournemouth Pier

I came home. I went into the office and exploited the fact that nobody would be straight with me. I kinda got my goodbyes from everybody, even though they were "great to see you back in the office" but only those who were nice genuine people seemed to be unaware that the long knives were drawn. I loved the look of shock on the faces of those whose incompetence I had exposed.

I shaved my stupid beard and kept my moustache, because it was now November. There's no greater pleasure than having your contract terminated from a 'straight' job, when you're wearing a stupid moustache and you have a tattoo. This was all part of the plan in preparation for the sleeping rough by HSBC headquarters anyway.

Then, I was deflated again.

It'd been a helluva journey. Psychiatric hospital, Devon, Cornwall, Mongolian yurts, surfing, hitch-hiking, sleeping on the floor of New York's JFK airport, cycling over the Golden Gate Bridge, sightseeing in Silicon Valley, old friends, nice work colleagues, miserable office drones, contract termination... relax!

Bonfire night - November 5th - I was still pretty hyped up. For some reason I decided that I wanted to whizz around London giving out brightly coloured cardboard stars. I think I spent 90 minutes from conceiving the idea, to then whizzing round London sticking stickers on stuff, giving out stars, losing my luggage and generally careering out of control somewhat. That was classic hypomania. What gets held down must go up. It was such a relief to be released from my soul-destroying contract that the nervous energy almost demanded to be released by doing something crazy.

I decided I needed to see some neglected UK friends. I zoomed down to Bournemouth and stayed in the Royal Bath Hotel by the pier. I met up with one of my most loyal friends, and met his son, caught up with him and his wife, saw their house. I caught up with another friend. Friends who had offered to take me kitesurfing didn't materialise, but it didn't matter... I'd already had a very action-packed trip.

Sleep Out

Then, finally, the night of the sleep out came. Lots of things got conflated in my mind: "Hacking" humanity, Techfugees, homelessness, bankruptcy, HSBC's unethical behaviour, soul-destroying bullshit jobs and the unbelievably erratic, exhausting, stressful path I had taken to reach that point.

I always knew that keeping moving is the answer to staying alive, but there's so much financial incentive to be trapped into a chair, chained to a desk, not moving anywhere, not doing anything, not talking to anybody.

As I burnt through my money on rent and bills over the winter months, I knew the day would come when I'd have to go back into the rat race, and it depressed the hell out of me. By Christmas Day I was in a pretty shitty state. By New Year's Eve I was cutting my arms with a razor blade.

For the last 4 months, I've sat at my desk, not saying anything. For the last 4 months, I haven't rocked the boat, I haven't tried to improve anything, I haven't tried to do a good job. For the last 4 months, I've kept a low profile. My bosses couldn't be more pleased. My bank balance is much improved. In theory, my mental health should have done something but it doesn't feel like my mood's done anything but sink.

How am I supposed to reconcile the drudgery of the rat race with the excitement of the crazy tale that led me here? When I look back 6 months, 12 months, 18 months, things were very different. Are things better? It doesn't feel like it.

I'm still not moving, I'm not travelling. I still don't have my needs met.

If I want to survive, I need to be moving. It's not sustainable for me to stagnate. I wasn't built to just sit and rot at a desk.

If I stop moving, I sink into the quicksand.

 

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Arms Race

8 min read

This is a story about trying to stay ahead of the game...

Hot Coffee

The Olympics and the Tour de France have been full of sportsmen and women using a variety of drugs to enhance their performance. Doping in sport became so widespread that it was virtually impossible to compete without performance enhancing drugs.

We think that competition is linked to sport and that athletes are naturally competitive, but in fact competition is present in every aspect of our daily lives.

You want an attractive girlfriend or boyfriend, right? The more universally appealing a person is, the more potential suitors are vying to try their luck. The 'hotter' somebody is, the more people are trying to hop into bed with them. Attractiveness means few genetic defects: looking flawless, perfect. The pre-programmed urge to reproduce with the healthiest person who'll have you, is the reason why you're alive today.

We all know that alcohol is a social lubricant. "Dutch courage" means that after a few drinks we are disinhibited, and we can overcome the social awkwardness of talking to the objects of our affection. When we're drunk we take that chance of rejection, leaning in and kissing somebody for the first time.

It's pretty clear that those who are intoxicated will be braver and less anxious about rejection and humiliation, than those sober singles who are nervously hoping to be asked to dance, and trying to muster the courage to chat somebody up. Therefore, there's a pressure to get drunk, and get your date tipsy, if you're hoping to couple off and copulate.

Cocaine gives artificial confidence. Cocaine makes people talkative, gregarious and removes their self-conscious awkwardness, shyness. We tend to be very attracted to confident and outgoing people. The pack alphas are naturally the most confident, and we want to mate with the alphas, not the betas. Royal families are inbred as hell, but every girl wants to marry a prince. Cocaine can help you to talk and act confidently, which makes you more attractive, and cocaine is very likely to bring the affections of potential mates.

So, it's pretty clear that in order to compete with other blokes eyeing up the skimpily clad girls on a night out, being tanked up on alcohol and having snorted a couple of lines of cocaine is going to give you the competitive edge. There's a high incentive to be intoxicated with alcohol and cocaine.

At work, many of us are mandated to work longer hours than we are able to do with our normal sleep/wake cycle. 54% of adult Americans drink coffee every day. Anecdotally, so many people say "I can't function without my morning coffee". It's quite commonplace for people to joke on social media about homicidal tendencies before they've had their fix of caffeine. Many a true word is spoken in jest.

Because so many office workers drink coffee, the working hours take this into consideration. Without coffee, the 9am start time would have to be 10:30am. Without coffee, those late nights in the office would be pointless, because nobody would be able to concentrate and stay awake.

Caffeine is a wakefulness promoting agent, and it's a concentration aid. Caffeine is great for concentrating on laborious boring repetitive tasks for long periods.

However, when nearly everybody is drinking coffee, it becomes a necessity for coworkers to drink it too, in order to match the office hours and concentration span of their colleagues. If your workmates spot your eyelids getting heavy, somebody is bound to suggest to you "can I get you a coffee?". Nobody is likely to say "maybe we should all go home early, not work such long hours and stop drinking so much damn coffee".

There is a huge incentive to drink tea, coffee and energy drinks at work, in order to compete for the pay rises and promotions, and not be seen as a weak member of the team.

We live in a culture that fuels depression and anxiety. The news bombards us with all of the world's problems in full gory high-definition detail. The economy is tanking and we have to live with job insecurity, skyrocketing housing costs and little hope of ever being able to collect a good pension, let alone have our kids able to expect a good education and be able to live on a planet that hasn't been destroyed by climate change. It's depressing as hell. It's stressful as hell.

Instead of trying to change the world around us and improve things, instead we have medicated ourselves in vast numbers. 61 million antidepressant prescriptions were written for 65 million people in the UK, in 2015. Most people will take powerful psychiatric medication at some point in their lives, whether that's sleeping pills, tranquillisers or antidepressants. The very sickest will have to take antipsychotics and mood stabilisers.

Our jobs are stressful, and we're fearful of losing our jobs. If we lose our jobs we'll lose our houses. If we lose our houses, we'll be homeless. The number of homeless people has soared by 80% in a single year in some parts of the country. There is plenty of reason to live in fear of destitution.

Doctors hardly have any time to speak to their patients, and they hardly have any budget to prescribe talk therapy, so people who are stressed out get sent away with tranquillisers. People who can't sleep get sent away with sleeping pills. People who are miserable, exhausted and can't cope get sent away with antidepressants. There's a pill for every ill, but it could be a sane reaction to an insane world, in a great many cases.

When so many people who you work with are insulated from the stressful and depressing nature of the work, and the way that capitalism is raping the natural world and enslaving the poor, it's easy to see how they are able to keep working, because they're drugged up to the eyeballs.

If your job, your house, your family and everything depends on you keeping your job, of course you're going to drug yourself up with happy pills so you can keep trudging along on the treadmill. Who can afford to have a nervous breakdown? Who can afford the risk of losing their job, to take time out to rest and recuperate? Who wants to let their bosses know that they can't cope with the stress, when everybody else seems to be doing OK?

There is peer pressure to put up with shit at work and not complain. Put up and shut up. Fit in or fuck off.

Because of the hyper-competitive work arena, of course we need to mask our mental health symptoms with pills, even if the underlying issue is a deep unease with the bullshit jobs and the negative effects on the world.

"Everybody's got to work"... but what if you're a debt collector? What if you're price gouging your customers who need their gas & electricity, so that you can make more money for your bosses? What if you're manufacturing weapons? Honestly, have a think about what you do for a job, and ask yourself if it's improving the human condition, or not.

Collectively, we should stop and say "this is madness". We can't sit here in the UK where the economy is 80% service industries, and say that what we're doing is productive and useful. It's impossible that we should need so many lawyers and accountants. It's impossible that we should need so many bankers. It's impossible that we should need so much software. It's impossible that we should sit here idly counting beans, while some poor person is out in the beating sun growing our food, earning $1.50 a day.

For sure you don't want to end up in the field picking fruit and vegetables for a pittance of a wage, but that doesn't mean you have to prop up the status quo.

Acting with your conscience and with ethics as an individual is likely to hurt nobody but you, but it's also harmful to you to load yourself up with performance enhancing drugs, simply so you can compete.

It's only in the spirit of non-competition that we can end the rat race and smash the tables of the money lenders and other idle social parasites. The parasite class need to be cast out from society. The parasite class are antisocial. The parasite class are making billions of people's lives miserable.

There's no way to win a rigged game. The only thing you can do is not lose, by not taking part.

 

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Quality of Life

3 min read

This is a story about feeling healthy...

Quality of Life

If we score ourselves as 100% when we are feeling healthy, it may surprise you to learn that depression sufferers score themselves at 30% when they are depressed. Being depressed means not enjoying the things that you normally enjoy. Being depressed means feeling tired all the time.

There is a good amount of data to show that the richer we are, the more satisfied with life we are. Don't believe all that nonsense about how "the rich cry too". It's pointless propaganda. There is good hard data that shows that the more well off we are financially, the happier we are.

So, let's imagine this hypothetical situation.

I'm depressed at the moment because my well paid job is truly appalling. I'm earning a lot, but I don't get to spend it. I'm earning a lot because it's all going into a pot of money that I get to spend when I retire at age 65. It seems like the sensible thing to do is to save up for retirement. But is it?

Imagine that I take my dream job, which pays enough money for me to rent a shitty room in a shitty house, never save any money, but I can enjoy my life and have a nice time. I'll reach age 65, and then my health and wealth will be so f**ked that my 'wellness' score will drop to zero: I'll be as good as dead.

We can actually measure quality of life, and calculate which is the better strategy.

Let's imagine that quitting the rat race means I'm no longer depressed, but I'm a little bit stressed about money. Let's imagine that I'm not totally depressed, so my quality of life is currently 60% lower than what it would be if my mental health was perfectly normal. That means that my quality of life will improve from 40% to 90%, just by quitting my terrible job and going off to do something fulfilling that won't pay very well.

In the red part of the diagram above, you can see that I have a brilliant retirement, where I'm at 90% health, but my old age means that my body is starting to let me down. I have loads of money, so I'm having a great time, until I drop dead at age 75 from a heart attack because I had such a stressful and boring job, sat at a desk getting fat, unfit and miserable.

In the orange part of the diagram above, you can see that I have a brilliant time from age 37 to age 65. I grow old disgracefully, living a hand-to-mouth existence that's fairly free from grown-up responsibilities and sensible retirement planning. Without the millstone of a mortgage and a pension plan, my existence is fulfilled and hedonistic and I can have a brilliant time up until the day I'm too old to work.

As you can see, the "live for today" strategy scores 30 points, and the "live for tomorrow" strategy scores 20 points.

Using these hard numbers, you can see that I will have better quality of life not working in the rat race, even though it will leave me destitute and dying on the streets when I'm 65. I could literally kill myself on my 65th birthday, and I will have had a much better life than if I die 10 years later in wealth and comfort.

I kinda felt this intuitively, but it's good to see some hard numbers that confirm my hunch.

I hope I die before I get old.

 

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Make Poverty History

8 min read

This is a story about bang for your buck...

Small change

The churches have their tithes. The government have their taxes. The world has charities. It's pretty clear that these systems of wealth distribution and assistance for impoverished and vulnerable people, have spectacularly failed.

Tonight, I'm going to eat my dinner. Eating my dinner is something I want to do. Eating my dinner is something I enjoy. I get a kick out of eating my dinner.

So, why don't I start a Just Giving charity fundraising page, so that people can sponsor me to eat my dinner? You can sponsor me to go to work. You can sponsor me to go for a little jog around the park, having a lovely time waving at everybody. You can sponsor me to jump out of an aeroplane. You can sponsor me to abseil down a cliff. Even though you'll be donating to whichever charity I've chosen, it won't make any difference to the world.

You want to make a difference, right?

You buy Fairtrade coffee, bananas and chocolate. You recycle your bottles, plastic containers and cardboard. You give £10 a month via direct debit to the Red Cross. You throw your loose change into a collection bucket, when somebody jangles one in front of your face. You went to a pop concert one time, that was supposed to end poverty once and for all.

Maybe you work for a charity. Maybe you do volunteering. Maybe you organise bring & buy jumble sales. Maybe you bake cakes and sell them to raise money. Maybe it's you who is chugging the collection tins and getting people to reach for their wallets.

However, have you considered whether what you're doing is effective?

Clearly, whatever you're doing, it's not effective. Poverty is not history. In fact, wealth inequality is growing to unprecedented levels.

There are a number of ways we justify our inaction:

  • "I do my bit"
  • "I already give what money I can afford"
  • "I already give what time I can spare"
  • "I can't help everybody"
  • "It won't make any difference. The world is a cruel place. Life is hard"
  • "The world is overpopulated. Africans should stop having babies"
  • "That's just the way things are"
  • "We've got to look after our own"
  • "Charity begins at home"

On closer examination, these beliefs are delusional, and only serve to prop up the status quo. All the reasons for inaction boil down to the same thing: "I'm not going to do any more until other people do too".

We are in a rat race. We are desperately trying to not lag behind the other rats in the race. We are desperately trying to keep up.

The mega wealthy race ahead, while our incomes stagnate. Since the 1980's the average wage increase has been just 40%, but for the wealthiest, their income has increased nearly 300%. As a proportion of their income, the wealthiest share less than ever. The wealthiest guard their income from taxation. The wealthiest spend a very small proportion of their income, meaning that it never enters the economy.

All humans need clothes. A poor person buys a £30 pair of jeans. 20% of the ticket price of those jeans is VAT, so the poor person paid £5 in tax. Let's say that the poor person earned £100 on the day that they bought the jeans. That means their effective tax rate was 5%, on clothes that they needed to buy. If a rich person bought the same pair of jeans, and they earn £1,000 a day, then their effective tax rate is 0.5% for the clothes that they need. A much smaller proportion of the rich people's income goes on essential items like food and clothing. As a proportion of their income, the amount of tax that the rich pay is tiny.

We can't afford the rich.

The rich are responsible for an expensive army and police force, in order to maintain the status quo and protect their wealth. The rich are responsible for deciding to bomb brown people to bits, in order to maintain conflict, to sell them weapons and stop them from ever reaching prosperity. If we let the brown people ever become prosperous, they might be unhappy about growing our food and manufacturing our goods, while we sit around idly doing nothing.

We spend more on 'defence' than on education.

If we were to spend more on education, then people would realise that our struggle is for nothing. Our labour contributes to nothing more than our own enslavement.

Capital growth, through effortless income from interest, dividends and increased asset prices, far outstrips our ability to earn money through work.

Our whole society is topsy-turvy. The old people who are dying are the ones who own all the dividend earning shares, through the pension funds. The old people who are dying earn all the property. The old people who are dying do not work, and they demand to earn money for no effort. The institutional investment managers who look after huge pension funds also do no work. Pension funds simply own huge portfolios of stocks & shares, interest bearing financial instruments and property. Instead of society being run to benefit our children, our workers, and protect the vulnerable, instead we toil so that an ever-growing number of retiring baby boomers can be idle.

I don't begrudge people some time off if they've earned it, but baby boomers are responsible for the proliferation of nuclear weapons, climate change, pollution, deforestation, war, famine, economic ruin, the end of free university education, no jobs, unaffordable housing and keeping politicians in power who are intent on destroying all life on earth. Instead of protesting at the planet being raped, these insufferable hippies sat around taking drugs and passed on all the problems to their grandchildren.

For me to teach a starving African to write computer code is ridiculous. The world doesn't need any more websites or apps. We've had programmable electronic computers for 60 years, and the world has become a more unequal place, still full of suffering and pain.

For me to volunteer at a soup kitchen is ridiculous. We are manufacturing homeless vulnerable people faster than we can feed them. The Salvation Army was founded in 1865, and there are still shamefully large numbers of people who are homeless and hungry.

For me to work for a charity is ridiculous. The charity model of fundraise & spend has completely failed. The church model of a tithe on our income has completely failed. The government model of taxation has completely failed.

We live in a pyramid scheme, and those at the top of the pyramid want to be idle and earn money effortlessly. There is no dignity in labour. Through work we only impoverish ourselves, because the wealthy get more wealthy while not doing any work. We expend our energy and the finite years of our life, but our wealth is eroded faster than we can earn money.

We shape ourselves in the image of those we are trying to keep up with. We imitate those who we aspire to be. We aspire to be wealthy, and in so doing, we protect our wealth from taxation and tithe. We believe we are being virtuous by being thrifty. We believe we are being smart by saving our money instead of spending it.

In actual fact, the financial system has broken down and fails to serve 99% of the people who are trapped within its confines.

The most effective thing that we can do to fight poverty, income inequality, injustice and the enslavement of the 99% is to campaign to flip the iceberg upside down. We can't afford the rich, and the plutocracy has to end. Our political system is overrun with public schoolboys who earn their money from trust funds and offshore investments, meaning that they pay nothing in tax. We can no longer be governed by people who don't play by the same rules as the rest of us.

The House of Commons was supposed to be a democratic instrument. The House of Commons was supposed to be representative of ordinary working people with a conscience, not Bullingdon Club Tory toffs who've only known a life of wealth and privilege.

I'm not waiting for my neighbour to be more generous before I decide to contribute more to the greater good. I'm looking for my opportunity to topple the cruel elites who have their snouts in the trough, greedily stuffing their ugly faces.

The most effective thing you can do with your time and your money? Campaign for political reform. Campaign for economic reform. Campaign for societal reform.

It makes no sense that the whole of the planet and 99% of humanity is there so that the baby boomers can have an idle retirement. If it was up to me, I'd ban the over 65s from voting until the climate and the economy start improving. You can't leave this kind of bullshit fuckup as a legacy, and expect to reap any rewards or have any say in a future that you ruined.

Here's my golden rule: leave things better than you find them, or else you are antisocial and you should be excluded from society.

 

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Middle Management

8 min read

This is a story about earning money...

Middle management

In the agricultural revolution, the scythe, the plough and the mill brought about greater productivity in our fields, and put more bread in our bellies. In the industrial revolution, the steam engine, the foundry and great big machines brought about greater productivity in our factories, and put shoes on our feet. In the information revolution, the spreadsheet, email and meetings have brought about greater productivity in our offices, and put zeroes on the end of the bank balances of the mega wealthy.

The average return on capital is exceeding the growth rate. This means that no matter how hard you work, the rich will get richer and poor will get poorer. If you are already wealthy, you will grow more wealthy, but for the rest of us our wages are falling in real terms.

"The triumph of human capital over financial capital and real estate, capable managers over fat cat stockholders, and skill over nepotism is largely illusory.” -- Thomas Piketty

It's a depressing situation, but sadly it's true. We are now living in the era of the supermanager. The remuneration for those at the top of the pyramid is completely unhinged and insane. There is absolutely no way that the eye-watering salaries demanded by top executives, in any way reflects their productivity. In fact, quite the opposite.

The National Health Service (NHS) has spent billions on re-organisation. The NHS is drowning under a sea of managers, while front-line services are cut back.

The reason why economic growth is stagnant, is because productivity is an illusion. When nearly everybody is a manager, hardly anybody is actually doing any work.

Managers only do three things:

  1. Any good news from their team, they just forward to their boss
  2. Any pressure / demands / requests / questions from their boss, they just forward to their team
  3. They think up ways to justify their jobs

A manager has a lot of time to dream up creative ways of wasting everyone's time, because they don't actually do any work. A manager needs to look busy, so they come up with all kinds of time-wasting scams and schemes in order to justify their pointless existence.

Microsoft have actually cottoned on to the fact that there is a giant army of middle managers, who do nothing but forward emails up and down the chain of command. In the email program Microsoft Outlook, there are actually buttons that make it even easier to just forward good news to your boss, and to forward other requests and things to your team. I literally just need two buttons to do my job. I don't even have to do any typing.

People don't like doing the typing.

Everything's a copy & paste job. Being a manager has become a job of forwarding emails and sitting in meetings because you're bored. If you feel really pointless, you can do a Microsoft PowerPoint presentation to bore the shit out of everybody. Nobody writes concise emails that everybody can dutifully ignore because they're pointless noise.

There are a few idealistic young employees - unpaid interns - who do all the work, which is then re-hashed as it works its way up through the ranks of middle management. Every layer of management is careful to remove any reference that would give credit to the person who actually did the work. Managers pass things off as their own effort, although secretly they know that they don't actually do anything.

This is so much worse than Imposter Syndrome. Most managers are actually imposters. They're there for the comfy seat, free coffee, warm office and hefty pay packet at the end of the month.

It's no wonder that lean startups are actually able to deliver great things: they're unencumbered by the valueless people who try to add value when actually they do nothing of the sort.

Trying to get a decision out of the chain of command is like trying to nail jelly to the wall. Managers know that the only way they're going to get fired is if they make a decision that turns out to be wrong. The easiest way to be secure in your job is to avoid taking decisions. The very managers who were hired to be executives - high-powered decision makers - are actually avoiding ever making a decision, in case it ends up reflecting badly on them. No manager has the guts to actually make a decision and face the potential consequences. Middle managers are experts in avoiding all responsibility.

We now have an office culture, completely dominated by a kind of 'pass the parcel' children's game. Everybody knows that things are going badly because nobody is doing any work and nobody is making any decisions or showing any kind of leadership. Instead, the buck gets passed round and round, as everybody tries to blame everybody else, and avoid any responsibility themselves. Often, it's the very people who are too busy doing the actual work who get blamed, because they didn't have the time to play the silly game and cover their arses.

You can be assured that when things go wrong, the blame will trickle down, until some poor sod on the front line is criticised for not staying on top of a totally unreasonable workload. Some poor scapegoat will be blamed, because they made a minor error, through exhaustion and stress.

What's remarkable is how few 'executives' actually face the chop themselves, when everything screws up. You would have thought that the whole point about receiving a big salary would be because you were the one taking responsibility, and therefore you would be to blame when things go wrong. However, there is absolutely no corporate accountability. It is the workers who are held accountable by their managers, because the workers are too busy to spend time justifying their existence and covering their arses.

The most profitable thing of all is to sit idle, on a pile of money. You can never make a mistake if you simply earn interest on your capital. There's nothing ventured at all, when your wealth is growing simply because you own the casino. House always wins.

If you have wealth, if you have success, if you have an audience and fame, then you can leverage it to become even more wealthy. What - pray tell - is the innovative business idea behind Keeping Up With the Kardiashians? Presumably, some family who are completely lacking in wealth and fame would also like to be highly paid to be featured on reality TV? However, it is only those who already have wealth who are given the opportunity to make more wealth.

This era of low growth and wealth worship is absolutely destroying society. The economy is run for a tiny elite with unimaginable wealth, while the vast majority struggle in dead-end careers that are stressful and boring.

Middle management is just a position in the lower order of the entourage of the oligarchs, royalty and fat cat plutocrats. Middle managers have bought into the belief that they are going to succeed in the capitalist's pyramid scheme. Organisation charts give the belief that you are 'only' a certain number of layers of management from being the CEO, but it's a con, because each layer of middle management expands the base of the pyramid by a factor of 10.

Pyramid scheme

Organisations have now started to throw around job titles like "Vice President" and "Managing Director", and there are even CEOs who are not actually CEOs. An organisation like HSBC might have hundreds of "CEO"s amongst their 230,000 staff. It's just a bullshit job title given away to make somebody think they're getting ahead in the game.

The fact of the matter is that while we toil in the hope of a promotion and a pay rise, we are wasting our time because we are becoming de-skilled and institutionalised. Our grandfathers could build houses and fix mechanical things. Our office-based service industry economy has left most people unable to even change a lightbulb.

Come the revolution, when there are power cuts and the Internet stops working, how much use are your skills in forwarding emails?

The middle managers might be able to justify their jobs today, and are attempting to stuff as much money in the mattress as possible, but it won't be enough. Even property deeds, policing and the rule of law won't matter when the masses rise up in anger at having been oppressed for too long. Even soldiers are feeling the economic squeeze, and will be unwilling to turn their guns on their own people, in order to protect the plutocrats.

The unwillingness to address income inequality and share the wealth can only lead to popular uprisings.

 

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An Essay on Suicide: Logical Despair

13 min read

This is a story about the decision to end your life...

Sea cliffs

No matter what stupid inspirational quote memes say, we don't get to "choose" to be happy. We are ruled by our moods, not vice-versa. Perception is an illusion. The glass half empty person is just as correct as the glass half full person, and neither gets to choose their perspective on the world.

There's an enormous amount of pressure to look on the bright side, be happy & upbeat, to keep problems bottled up inside and to be uncomplaining. Anybody who speaks up is criticised for being a whiney crybaby, negative and a killjoy.

I spent the best part of 8 years with a partner who used to throw a tantrum whenever things didn't go her way. My argument in this essay is that logical despair is different.

If you've spent much time with me, you'll know that I'm pretty calm and pragmatic even in stressful situations. If you've been with me when things have been going wrong or getting stressful, you'll hopefully know that I am that positive upbeat person, who tries to find the silver lining in every cloud.

It's interesting to me that I'm writing - right now - in a position where I am feeling more positive than I have done all week. This is temporary, because I don't have to go to work tomorrow.

"Why don't you just quit your job if it's so boring, and it's making you so miserable and depressed?" I hear you ask.

Well, guess what? You've got to pay to play. Even for me to live in a hostel bed or take a cheap lodging in a house, is going to cost me circa £500 per month. What about travel? What about food? You have to run just to stand still.

So maybe I could get myself some government benefits that would help with my housing costs and give me a little money with which to survive? I'm certainly eligible. Even though I have worked for a few months here and there, my mental health is so wrecked by the stress and the rat race, that the ensuing depression destroys any chance of stability. My life yo-yos up and down like crazy. I swing from earning money and appearing to have my shit together, to then being barely able to leave the house, the bedroom, the bed.

I can't imagine anything much worse than having a government handout that's inadequate to live on, and slipping deeper and deeper into problems. Welfare looks like an agonisingly slow death, with no hope of escape. The Conservative government has found that cutting welfare benefits has been very popular with their ignorant smug arrogant wealthy voters, and have plunged a great many vulnerable people into a position of unbearable stress and financial insecurity.

"What about getting your dream job?" I hear you ask.

Well, let's explore a couple of examples.

There's an IT position at a mental health charity currently on offer here in London. I would be both experienced and qualified to work that job, and it's also doing important work that is in line with my values. The salary is £28,000 per annum. That's a take-home pay of £1,850.

In London, it generally costs around £700 a month to rent an absolutely terrible room in an absolutely terrible apartment. £700 a month will mean that you don't have a lounge. £700 a month will mean that you'll spend your whole time in your bedroom. I guess that'd only be 38% of my income... so not so bad?

What do you dream of for the future? Would you like to get married, have kids, own your own home? Well... that's not going to happen on £28,000 per annum. Assuming that you could save up a 5% deposit, that would be £25,000 for an average price London home of £494,000. Normally, you can only borrow a multiple of 3.5 times your salary, which is less than £100,000. The sums just don't add up.

So, the answer is to leave London, right? Well, London is my home. London is where I live. London is also where the jobs are. If there's a job for £28,000 in London, just think how little that job would pay outside of London. The 'dream' jobs probably only exist in London. Most head offices are in London.

Debt go on living

Perhaps I could be a writer, surviving off Patreon donations? J. L. Westover produces these great comics, but doesn't even make $500 a month. You can't live on $500 a month.

Although I'm very much fixating on the financial and work aspects of life, really, why wouldn't I concentrate on those? I'm going to hand over the remaining best years of my life to somebody else, in return for money that I then just put straight into the hands of those who own the land and the means of production. It would be OK if life was somehow liveable, but it's not.

I can't go part-time, because it's simply not permitted for a single man to do it. There are hardly any women doing the job I do anyway. It would just blow the minds of my employers if I said they needed to let me work part-time. It would not compute. They would not know how to cope. The message is simple in the jobs that I do: fit in or fuck off.

So, the kind of 'part-time' that I do, is to work for as long as I can, and then have a breakdown.

I'm exhausted. I'm so very exhausted from repeated cycles of destruction and salvation. It's exhausting getting to the limit of your credit facilities, and then having to drag yourself through yet another health-destroying stint of bullshit. It's exhausting having your bank balance emptied, just staying alive, and your morale and sense of happiness emptied, just to keep paying rent and bills.

Why do I do it? Who am I helping? What am I improving?

The wealth that I generate certainly doesn't disappear. I genuinely do work very hard indeed. Why do I never see the fruits of my labour?

Well, the system is a con. The free market will ensure that prices are always set at a level where most people have to keep slaving away in dead end jobs. We are consumption machines. Sure, you can stop buying pointless material goods, but are you going to go homeless and starve? Even homelessness is being criminalised. It's a crime to be alive and not work some bullshit job. It's a crime to be using up oxygen and looking at the view, without helping the rich get richer. There's a tax on life.

I'm so ground down by it all.

It's not just a chemical imbalance in my brain that's causing me to feel depressed and hopeless. Genuinely, what's the best that I can hope for? That I retire rich, but I'm old and my health is destroyed? That I quit the rat race, but I'm spat upon by people in the street and told "get a job you lazy bum"? That I claim welfare benefits from government drones who hate my guts and call me a worthless scrounger behind my back. That I put myself at the mercy of a Conservative government who would rather see me kill myself because it's cheaper?

Office work is as deadly as smoking, according to a paper published in The Lancet. Perhaps I just need to join a gym? Yep... that costs money. If I'm earning £28,000 in my dream job, that gym membership will delay me in saving up the £394,000 I need in order to be able to buy a house. It should only take me about 40 years, assuming that house price inflation drops to 0%.

People are literally being bored to death. Being bored at work has been proven to lead to an early death. People are even starting to sue their employers for a 'bore out' where they are left virtually brain dead, depressed and unable to work because of the soul-crushing agony of working a ridiculously boring bullshit job.

For sure, I can suffer in wage slavery for as long as I can bear it, and then take time away from the rat race. However, that sprint and coast behaviour is exactly the kind of thing that exacerbates my mood disorder. What could be more bipolar than having to do some depressing mental health and wellbeing destroying months and years of boring bullshit, and then being released to enjoy some temporary freedom.

There's a mad panic when I'm suddenly released from the anchor chains that have been weighing me down. I rush around at breakneck pace, trying to pack as much into the time as possible, before the dreaded day comes around again that I have to go back to my bullshit day job.

That dread is the thing that rules my life at the moment.

I reach Friday, and I should be relieved and happy that it's the weekend, but instead I drink myself into oblivion because it's taken every ounce of resolve just to limp through the working week. On Saturday - today - I have a strange feeling of calm. Momentarily, I forget about how fucking awful my life is. I almost feel positive and upbeat. On Sunday, the existential dread starts to grow. What am I doing? Why am I trapped in this motherfucking cycle? Why can't I escape? On Monday, I want to run away and become a homeless person, hunted by Shylocks looking for their pound of flesh, or else just kill myself to end the horrible cycle and endless pain.

You're probably thinking this:

"Everybody hates their job"

Yeah? Well, why don't you get your dream job then? Why don't you follow your dreams and your passions? Also, how destructive has the cycle of bullshit been in your life? Have you been hospitalised due to suicidal thoughts and suicide attempts? Have you been homeless and destitute?

Sleeping on your mate's couch does not count as homeless.

For sure, I'm a reasonably smart and resourceful person. I've come up with loads of scams and schemes to make money over the years. But what you've got to understand is that it's exhausting, stressful and risky to undertake some new venture.

Somebody has to pay the rent and the bills every month. Presently, I seem to have subsidised at least 3 people to work on their dreams at my own personal expense. People live in my apartment, use my electric, gas, water and internet, not paying rent, going after their own little slice of happiness, and I'm the one who picks up the bill at the end of every month. I'm the fucking sensible one. I'm the one who makes sure there's enough money in the bank that we don't all end up living on the streets. I've lived on the streets. It's hard to come back from that one.

I'm not doing the whole working for the biggest bank in Europe on the number one project while homeless thing again. It was exhausting and stressful.

I'm fed up of being promised shit and let down.

I'm fed up of being taken for a ride.

I'm fed up of fuckups telling me how to live my fucking life while they benefit from my charity.

Yes, a friend once took me in when I was down on my luck and going through my divorce. I offered to pay rent and he declined. I paid bills when I was there. I also helped my friend to make some profitable investments, which netted him a couple of sizeable cash lump sums.

I'm not a fucking mug. I can't go through life buying lottery tickets.

I've done a rational analysis of the economic framework that I'm trapped within, and it's incompatible with my mental health. Society doesn't want my kind of crazy to be alive. There's no place for me in the world.

I could limp along in the gig economy, living some kind of hand-to-mouth existence. I could move to some cheap part of the country, or the world. I could try and eke out an existence, in some damp cave or perhaps die of an infected wound in some remote wilderness.

Of course my ideas are naïve and romanticised and unrealistic and incredibly black & white, all or nothing.

The problem is that I'm not wrong. I'm smart enough to have done the analysis. I've gathered the data. I've got the experience.

Do what you love and get dicked over, be financially insecure and never be able to follow your dreams, because you're already following your dreams, right? I mean, why should a nurse get to look after patients and buy a house and not live with crippling debt, right?

Do what pays the bills, and you'll be old and nearly dead by the time you get to enjoy it, if you don't die of stress related illness and the health damage from your sedentary office bullshit job before you even get to the point where you can quit the rat race.

In a way, this crisis has come about because I already ticked everything on my bucket list. I decided that life was lived backwards, and it made no sense to be doing adventure sports when you're old and your bones break easily and take a long time to heal.

It's no tragedy, to end my life because I'm exhausted and sick of the bullshit. All I have ahead of me is health problems and death. In the long run, we're all dead anyway.

Prolonging the agony only serves to make the rich even richer. I have deep-seated moral objections to being part of the problem when I can't be part of the solution. I find it indefensible to say that I was just doing what everybody else was doing, following orders, sticking with the crowd and being part of the herd.

The more I stick around on the planet, the more chance there is that I will accidentally spawn some infants who will inherit a dying world, and a broken system that enslaves people into bullshit jobs that bore them to death. Life is not a gift I want to share. Life is a curse I want to break.

It's strange writing these words when I'm not even in the very worst depths of despair. It's nice to feel that I'm being a little more logical, and less pulled by the emotional torment of the working week.

Yes, at the small scale, it looks ridiculous. What does a few more months or years matter? Stick with it. Things can change.

But the reality is that I've been around the block a bunch of times. Been there, done that. I've actually experienced a whole heap of jobs in a whole heap of industry sectors. I've experienced all kinds of cultures. I've tried to forge my way through life all kinds of different ways. Fundamentally, there is an incompatibility between what I find acceptable and sustainable, and the way the river is flowing. I can't swim upstream forever. I can't fight the onrushing floods.

It seems only logical to give up at some point.

 

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The War on Childhood

10 min read

This is a story about how to fuck up a kid...

Statue holding hoop

I love the symbolism of this image. What it means to me is this: we have to jump through hoops, like some kind of trained circus animal.

What made you decide that you could give your kids a brilliant life? What made you decide that creating new life on an overcrowded planet was a great idea?

Was it the fact that climate change is an undisputed problem, and your children will inherit a drowning world?

Was it the fact that neoliberal capitalism has given us a cruel ruling elite who have enslaved most of humanity in menial jobs, and left the rest to starve?

Was it that a small handful of oligarchs, monarchs and plutocrats control all the world's wealth, and the chances of being elevated from poverty are the same as being hit by an asteroid, twice, on the way to collect your lottery winnings?

Was it that the social structure of the tribe, the clan and the extended family has now all-but ended, as we are forced to roam the entire planet in search of a golden opportunity that does not exist, and we are forced to content ourselves with social media, text message and video-chat interactions, that are in place of actual face-to-face human relationships with our nearest and dearest?

It won't be long before our babies are whisked away from us at birth, and we can do nothing but follow their progress on a Twitter page, as they forge their way through an educational system designed to produce compliant drones, who have no hope but to join the enslaved masses in some soul-crushingly dreadful job. And the reason why we never get to see our children? So we can continue to pursue our unfulfilling jobs for as many hours as we can possibly work before collapsing with exhaustion.

I have this little fantasy about being a dad. In my fantasy, me and some imagined partner are woken up early in the morning by our two children. One child is a toddler, and the other is slightly older but still a preschooler. The kids clamber into bed and we all spend the morning watching cartoons together. Then we all get up and dressed and eat pancakes together around the kitchen table.

Then, I also have this imagined version of reality.

I wake up before the kids, get showered and dressed although I'm desperately tired. I then have a stressful commute through traffic and endless crowds of people. I arrive at a job that I hate, because it's boring and stressful, underpaid and my bosses have nothing but contempt for me and the capitalist scum who run all the corporations have no gratitude or respect for the workers who toil to line their pockets. I get to look at a photograph of my children on my desk, but this is merely a form of emotional bribery. Without the picture of my kids on my desk, I would question what the hell I was even doing, and just quit the awful job.

In my imagined version of reality, I work extra late to try and impress the bosses and get a precious promotion that may allow the basic essentials of life to be bought without constant financial struggle to make ends meet. Every time the car breaks down or some home improvements are needed, it always costs more than any savings that have been put away as contingency for these eventualities. A debt spiral has been happening because of having to use short-term borrowing to simply meet the cost of living. Then more debt was incurred servicing the first debt. This wasn't money that was spent on frivolities, but on such things as fixing broken plumbing and essential child-rearing equipment like cribs and pushchairs.

My imagination tells me that, in reality, I would then struggle home late through yet another stressful commute, only to find that the kids are already in bed. My partner is exhausted from the demands of working a part time job that brings in marginally more money than the cost of the childcare that we must pay for so that she can have her very badly paid job. Juggling work and childcare arrangements, she must travel twice as far as a normal commute, in order to pick up and drop off the kids at their daycare facilities. The household budget is super tight, and extremely diligent use of discount coupons, shopper loyalty schemes and knowing the cheapest supermarket to obtain our groceries for each product, is the only way that a few extra pounds can be found to balance the books.

Exhausted and stressed - in this imaginary reality - we collapse into bed. The pressure that me and my imaginary partner are under means that we are arguing all the time, so we aren't having sex or any kind of physical intimacy anymore. We are just two exhausted scared and anxious people, trying to survive and hide the desperation of the situation from the children.

The children - I imagine - are browbeaten into believing that they have one shot at getting good school grades and not fucking up their lives. Me and my imaginary partner tell our kids how important it is that they study hard and try their best, so that they can go to university and get a great job. We repeatedly tell our kids that life is a struggle, and the world is a mean place, and that they should stop laughing and playing, and knuckle down and do some damn homework.

Grow up! Concentrate! This is important! Pay attention! You have no idea what the real world's like! We rebuke our little kids. We are desperately anxious that our children should not suffer the same fate that we endure. Endless arguments over schoolwork and bad grades. Endless stress about whether or not our kids are thriving in the rigid educational system. Every bit of spare time we have goes into educational activities. We can't just make a fort out of cushions... we have to turn it into a history lesson, or a lesson about the physics of why buildings don't fall down. Everything is twisted into an opportunity to try and cram a bit more knowledge into our little kids' craniums.

Your kid drives themselves nuts with the pressure and expectation placed upon them. Kids are sensitive to their parents anxiety. Kids are like sponges, and they're getting the message loud & clear about how important it is that they apply themselves and try their hardest. Some kids will respond, and will allow themselves to have their personality dissected, sifted and sorted. Some kids will quietly allow themselves to be judged and graded by complete strangers who couldn't give two fucks about who they are as an individual.

Then, finally, it's time for the big wide world that we've promised our children is the whole reason why they can't have a childhood. The whole reason why we didn't let our kids play in the dirt, or spend time with their friends, was so that they could have their noses in books, writing essays or taking mock examinations. Now, it's time for your kids to spread their wings and be whatever they want to be.

Use your imagination! Follow your dreams! Find your passion! We tell our precious children.

What we really mean is: go get a sensible job for a reputable corporation, shovelling shit for the capitalists.

Childhood was jettisoned in favour of academic achievements. We told our kids they couldn't be friends with some of the other children, because they were too stupid and a bad influence. We told our kids they couldn't laugh, play and have the simple joys of their childhood, because there was too much at stake. Our kids' precious future was on the line. It was life or death.

And now, your kids have the same shitty job that doesn't pay the bills and is inadequate to support a family. Your kids busted their balls to get their grades, go to university, follow their dreams. Guess what? There aren't any jobs for historians or philosophers. There aren't any jobs where you need to speak dead languages like Latin or Ancient Greek. There aren't any jobs for artists.

Your kids are going to have to get a job keeping score for the capitalists, while they wait for the planet to become totally uninhabitable. It's a football game with 21 referees and 2 goalkeepers. It's a rowing race with 20 coxswains and 2 rowers. Over 80% of the 'economy' is made up by service sector bullshit.

This is it? This is what you you wanted to give your kids? This is the life that you thought your children would be so happy to live? Did you think about this stuff? You did think about this stuff, didn't you? No? Why didn't you think about this stuff?

"Everything will be alright in the end"

No. It probably won't be.

Things probably won't be alright in the end, because everybody has that attitude. Through collective wilful stupidity, and a desire to ignore the evidence in front of our eyes, we spawn yet more children in the hope that one of the little fuckers is smart enough to solve the world's problems. It's like setting alight to the basement of your house, in the hope that it will put out a fire in the roof.

Don't get me wrong; I love kids. I think kids are cute and I love the way that they make me feel happy when I look after them. I definitely feel very fulfilled as an animal, when I'm playing make-believe daddy, and imagining that I might have kids of my own. There's definitely something biologically right about reproducing one's genes. However, ethically it would seem to be the wrong thing to do.

You know, you made your choice, and I like you and your kids. But collectively it's fucking insane.

I would say that the only way to redeem yourself now would be to pull your kids out of school. Go and live near your parents, uncles and aunties. Form a little village of your relatives. Let your kids play and be children. Teach your kids about the grave responsibility that faces them, but don't fucking bullshit them. Stop selling this lie that hard work and a lost childhood will somehow pave the way for a happy adulthood.

Just look at the goddam stats. Soaring rates of mental illness and suicide. Almost everybody hates their fucking job and doesn't get to spend enough time with their families. Almost everybody is stressed as fuck about money, job insecurity and the uncertainty over whether they will be able to provide housing, food, clothing and everything else they need for them and their children. It's fucking awful.

But, you know what? There are more of us than the goddam capitalists who want to maintain the status quo. Sure there are police and the army, who are there to make sure that the rich stay rich and the poor stay poor. However, the system only continues to function while we all collectively help to prop it up. Are you happy? Is this what you want for your children? Is this it?

Is this it?

 

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It's a Hard Life Being Rich & Beautiful

7 min read

This is a story about being a whiny little rich kid...

Hawaiian Boy

"Daddy didn't love me enough" I cry, on the psychotherapist's couch. "I blew all the money my parents gave me on an unsuccessful business idea, and now I'm going to have to ask for some more" I wail. "Life is so unfair" I say, with a sour face.

In actual fact, I have never dared to dream. I've been offered a bunch of university places unconditionally, but I've never thought that it would be practical or realistic to spend time studying when it doesn't pay the bills. Of course, I would have loved to stay with my peer group, make new friends, fall in love, party & get drunk, have the joys of freshers week and also complain for the rest of my life about how stressful my finals were and how I stayed awake all night to finish my dissertation.

There are several career paths that are much more suited to my interests and my values than my chosen profession. However, how could I possibly pursue my dreams when life is sheer stressful misery without money? Where am I going to get money? Is it going to be gifted to me by my family? No way. Not a chance.

"Do what you love and money will follow" rich beautiful children are told by their doting parents. For the rest of us, it's just some pipe dream that will end up with us returning to the rat race somewhat humbled and with our life savings having disappeared into somebody else's pockets.

A fool and his money are soon parted, and there are so many people coughing up loads of cash to a lifestyle industry that promises to deliver the job of their dreams... for a price. Loads of people are spunking their hard-earned money from the rat race, on the dream of starting a little business where they can be their own boss and have a flexible lifestyle. Bullshit.

For those who are seriously rich, through their wealthy family and pure dumb luck, they are able to have multiple attempts at finding their dream job or founding a business that's self-sustaining enough to be able to pay a meagre wage. So many 'self-made' successful entrepreneurs do not bear close scrutiny. Upon detailed examination, it appears that most of the 'success stories' started with large interest free loans from their family. Success requires your risk to be underwritten. How can you take the risk of setting yourself up in business if failure is going to leave you destitute?

There's a joke in the startup community about the first round of investment being for "friends, family and fools". However, I'm not some rich kid dreamer. Every company that I've founded (I'm on number 4 now) has been profitable. I've never had a bankruptcy. For some spoiled little rich kids, having a bankruptcy is seen as a rite of passage. I think bankruptcy just shows a complete lack of entrepreneurial ability and a reckless attitude towards business that is detestable.

Of course I'd love it if I came from a wealthy family, and I felt that my risk was underwritten so that I could keep trying multiple business ideas until I found one that worked really well. My businesses are always grounded in the realm of profitability. I've built businesses that have needed very little investment. My businesses have always been cashflow positive. I don't have money behind me and failure has meant destitution.

I'm a bit pissed off that my parents got handouts to buy a house, start a business, and generally had their risk underwritten. Not only did they get a free university eduction, but they also fucked about doing whatever the fuck they wanted, and being reckless idiots, taking drugs and generally doing very little to take some fucking responsibility.

The thing that really pisses me off, is that they were then hypocritical enough to tell me to not dream. They told me that university was unaffordable because they'd spent all the family's money on cigarettes, booze and drugs. They told me that I would have to get the first job I could find, because they had no interest in supporting me and my sister in achieving our fullest possible potential. My parents' objective in life was to bumble along drunk and drugged up, working dead-end jobs that neither paid the bills nor provided them with a pension for the future. Dickheads.

So, if I paint this picture of myself as a rich playboy, it's all a bit of an act. Obviously, when things went wrong for me, I ended up homeless and destitute. Nobody was there for me. Nobody underwrote my risk. No assistance was forthcoming.

Everything I've built, and everything I've done, has come through my own resourcefulness and hard work. I've suffered in the bullshit jobs of the rat race in order to raise enough cash to pursue my dreams. When things haven't worked out, it's been me who's paid the price. Each time I try to escape the rat race, I do so in full knowledge that failure means homelessness and destitution again.

I live with stress and fear, and it's quite real. Nobody's going to take pity on me. Nobody has given me a hand out.

"Where is everybody? Where are the people who claim to care about you?" my flatmate asked once, when I had been into hospital and a couple of social workers were trying to help me out, because I am obviously so very alone. My flatmate was surprised that anybody who seems to be popular enough amongst their friends and successful at work, could find themselves so utterly alone. I guess that's what happens when your parents' priority in life is the getting and taking of drugs.

I was not surprised. I've spent weeks in hospital, with the only visitors being a handful of London friends. My family are as good as dead to me.

In fact, my family have been a hinderance not a help. Drunken and abusive phonecalls in the middle of the night, and being expected to travel hundreds of miles, spending hundreds of pounds on petrol and gifts... and for what? To be abused? To be left to die on my own in a hospital that's only a 45 minute train ride away. What a joke.

And so, I'm neither one of the beautiful people, nor am I blessed with family wealth. Don't believe the hype. All those 'self made' entrepreneurs are backed by loving families who are at least reasonably wealthy.

So, am I upset with my lot in life? Do I think that I deserve the advantages enjoyed by those serial entrepreneurs who go back to their families again and again to get more money to keep their business ambitions alive? Do I think that I should be able to pursue the arts, because my wealthy family are all duty-bound to become patrons? No.

I just want to escape the rat race, because I wasn't born to just pay bills and die. I'm fed up of being a wage slave to the wealthy elite. I'm fed up with the rigged game that means you can never get ahead. There's no escape. There's no peace. There's no real opportunity.

We're told the world is stuffed full of opportunity and the streets are paved with gold. Take another look. Look really hard this time. Yes? You see now? You need money to make money. You need a wealthy family behind you to underwrite your risk. Behind every artist who is loving what they do, is a wealthy patron. Behind every person pursuing their dreams is a whole heap of money.

Don't pursue your dreams. If you pursue your dreams, you are just impoverishing yourself, and making yourself an easy target for those who wish to keep you in economic slavery. Without those precious life savings, you can't escape and you'll have to go back to the rat race with your begging bowl.

That's what's happened to me, and that's why I'm so unhappy about it. Not because I'm a spoiled little rich kid.

 

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Don't Tread on Me

7 min read

This is a story about shutting down conversations...

Flip Flop

Why don't we complain more? When things are going badly and luck is not in our favour, why don't we speak up about how unfair life can be? Why are we not allowed to discuss how hopeless we feel? Why aren't we allowed to say that we feel overwhelmed and that we can't cope?

There are numerous ways of shutting a person down, and ending any conversation before it even gets started:

  • "Life is hard"
  • "Life is unfair"
  • "Deal with it"
  • "Get over it"
  • "Other people have it so much harder than you"
  • "Look on the bright side"
  • "You'll find a way to cope"
  • "You'll get there in the end"
  • "Look how far you've come"
  • "You're a strong person"
  • "God wouldn't give you anything you couldn't handle"
  • "This will pass"
  • "It gets easier"
  • "Keep going"
  • "Don't give up"

All of these phrases have the same objective: to shut the person up who is in distress. We seem to believe that talking about our distress is somehow wallowing in self-pity. We seem to think that the best way to deal with problems is just to pretend like they're not there and that they'll go away on their own. It's akin to saying "LA LA LA! NOT LISTENING!!".

This cultural programming is so engrained that we repeat the useless mantras to ourselves. When stress, anxiety and hopelessness are overwhelming us, we say the very same things to ourselves. It's like we're trying to bully and abuse ourselves into happiness. "Get happy or fuck off and die" is the unequivocal message that is being sent.

Talking about depression is now permitted, but the message is very much the same: go to your doctor, get a therapist, take some medication, take MORE medication. I can't believe how many people would say "have you taken your pills today?" or "maybe you need to increase your dose" when you're having a bad day. This is part of the reason why I don't tell my work colleagues that I have struggled with mental illness, and it's part of the reason why I don't take medication. It's too much of a cop-out to medicalise a situation which might be brought about by circumstances, rather than pathological brain chemistry.

There was an experiment where mice had to run across an electrified floor in order to get to their food. The mice were obviously pretty stressed about this, and would exhibit all kinds of symptoms of anxiety when they were getting hungry. The mice knew that the only way that they were going to get fed would be to have painful electric shocks jolting through their feet as they crossed to the other side of their cage, where the food was.

The mice would get more and more stressed, until finally they were so hungry that they had to dash across the electrified floor as fast as they possibly could, getting zapped the whole time. Pretty stressful circumstances, right?

When the anti-anxiety drug diazepam was discovered, they were testing it on these mice. The mice who were injected with diazepam would exhibit none of the symptoms of stress and anxiety, and would wander across the electrified floor in an unhurried manner. The mice who were under the influence of diazepam still felt the pain, and their faces winced with each painful electric shock that was delivered to their feet. The mice just didn't give a fuck anymore.

Pain exists to condition our behaviour. You don't stick your hand in a fire more than once. You're careful with a knife because of that one time you cut yourself. Pain tells us about our environment. Pain gives us our list of dos and don'ts, without them having to be extensively listed in some kind of compendium of things that fuck you up.

Anxiety exists to tell us to avoid pain, when we can see it coming. Without anxiety, we would stand in the middle of the road, watching a truck hurtling towards us and think "oh, this is going to hurt" but not actually be bothered about getting out of the way.

We now have a society where pain and anxiety seem to be accepted as facts of life. We can see the onrushing disaster of climate change, but yet we just stand there in the middle of the road waiting for it to smash into us and obliterate most life on Earth. We know that our jobs are utter boring bullshit and are destroying our physical and mental health, but we still continue to work them until we're too old and infirm to continue any more.

In the oft-quoted example: a frog is put in a pan of cool water, and then the water has been slowly brought to the boil. Nobody has sensed just how deadly the situation has got. Nobody is jumping out of the pan to save ourselves. We're all just sitting in a pan of boiling water saying "this is fine" like the cartoon dog in the house that's on fire.

This is fine

Image credit: K C Green

If things get too hard to handle, and the danger that you sense - which is very real, tangible and rational - can no longer be quieted by telling yourself "everything's going to be fine" then you can trot off to your doctor and get yourself some happy pills to mask your symptoms.

How much depression is due to demoralisation, demotivation, boredom, stressful bullshit jobs with never-ending makework? How much anxiety is due to job insecurity, financial uncertainty, hand-to-mouth existence, well founded fears about terrorism, violence, rape, murder and paedophilia?

For sure the media rams the world's problems down our throat 24x7 from all corners of the globe, but fundamentally, even in our little local communities shitty stuff is happening. Even on the streets of wealthy London, there are awful things being perpetrated against innocent people.

Saying that life is a fight for survival, and that we are doomed to some kind of Malthusian catastrophe is disingenuous. Blaming people for their own misfortune is just an excuse for inaction. What we're basically saying is "at least I don't live in Africa" even though our lives are hardly peachy.

I would imagine that this put up & shut up ethos is trickled down from our ruling elite. While wealth is not trickling down at all, we are told that we should be grateful for a few crumbs from the table of the fat cat plutocrats. Bullying and drugging us into submission, our whole culture is one where we criticise anybody who dares to voice their discomfort and dissatisfaction with their lot in life, even though we ourselves are living with nearly unbearable stress.

It's as if we are all eating handfuls of ground up glass and razor blades, and somebody whose mouth is dripping with blood suddenly says "what are we doing? why are we doing this? we should stop!" and then everybody else rounds on them and says "we're all getting on with it without complaining, so you should too" and "take some painkillers if the pain is too much". It's as if the peer pressure to keep suffering the pain and eating the sharp glass and blades is so great that we continue to act irrationally and kill ourselves.

Food for thought, anyway.

 

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