This is a story about bang for your buck...

The churches have their tithes. The government have their taxes. The world has charities. It's pretty clear that these systems of wealth distribution and assistance for impoverished and vulnerable people, have spectacularly failed.

Tonight, I'm going to eat my dinner. Eating my dinner is something I want to do. Eating my dinner is something I enjoy. I get a kick out of eating my dinner.

So, why don't I start a Just Giving charity fundraising page, so that people can sponsor me to eat my dinner? You can sponsor me to go to work. You can sponsor me to go for a little jog around the park, having a lovely time waving at everybody. You can sponsor me to jump out of an aeroplane. You can sponsor me to abseil down a cliff. Even though you'll be donating to whichever charity I've chosen, it won't make any difference to the world.

You want to make a difference, right?

You buy Fairtrade coffee, bananas and chocolate. You recycle your bottles, plastic containers and cardboard. You give £10 a month via direct debit to the Red Cross. You throw your loose change into a collection bucket, when somebody jangles one in front of your face. You went to a pop concert one time, that was supposed to end poverty once and for all.

Maybe you work for a charity. Maybe you do volunteering. Maybe you organise bring & buy jumble sales. Maybe you bake cakes and sell them to raise money. Maybe it's you who is chugging the collection tins and getting people to reach for their wallets.

However, have you considered whether what you're doing is effective?

Clearly, whatever you're doing, it's not effective. Poverty is not history. In fact, wealth inequality is growing to unprecedented levels.

There are a number of ways we justify our inaction:

• "I do my bit"
• "I already give what money I can afford"
• "I already give what time I can spare"
• "I can't help everybody"
• "It won't make any difference. The world is a cruel place. Life is hard"
• "The world is overpopulated. Africans should stop having babies"
• "That's just the way things are"
• "We've got to look after our own"
• "Charity begins at home"

On closer examination, these beliefs are delusional, and only serve to prop up the status quo. All the reasons for inaction boil down to the same thing: "I'm not going to do any more until other people do too".

We are in a rat race. We are desperately trying to not lag behind the other rats in the race. We are desperately trying to keep up.

The mega wealthy race ahead, while our incomes stagnate. Since the 1980's the average wage increase has been just 40%, but for the wealthiest, their income has increased nearly 300%. As a proportion of their income, the wealthiest share less than ever. The wealthiest guard their income from taxation. The wealthiest spend a very small proportion of their income, meaning that it never enters the economy.

All humans need clothes. A poor person buys a £30 pair of jeans. 20% of the ticket price of those jeans is VAT, so the poor person paid £5 in tax. Let's say that the poor person earned £100 on the day that they bought the jeans. That means their effective tax rate was 5%, on clothes that they needed to buy. If a rich person bought the same pair of jeans, and they earn £1,000 a day, then their effective tax rate is 0.5% for the clothes that they need. A much smaller proportion of the rich people's income goes on essential items like food and clothing. As a proportion of their income, the amount of tax that the rich pay is tiny.

We can't afford the rich.

The rich are responsible for an expensive army and police force, in order to maintain the status quo and protect their wealth. The rich are responsible for deciding to bomb brown people to bits, in order to maintain conflict, to sell them weapons and stop them from ever reaching prosperity. If we let the brown people ever become prosperous, they might be unhappy about growing our food and manufacturing our goods, while we sit around idly doing nothing.

We spend more on 'defence' than on education.

If we were to spend more on education, then people would realise that our struggle is for nothing. Our labour contributes to nothing more than our own enslavement.

Capital growth, through effortless income from interest, dividends and increased asset prices, far outstrips our ability to earn money through work.

Our whole society is topsy-turvy. The old people who are dying are the ones who own all the dividend earning shares, through the pension funds. The old people who are dying earn all the property. The old people who are dying do not work, and they demand to earn money for no effort. The institutional investment managers who look after huge pension funds also do no work. Pension funds simply own huge portfolios of stocks & shares, interest bearing financial instruments and property. Instead of society being run to benefit our children, our workers, and protect the vulnerable, instead we toil so that an ever-growing number of retiring baby boomers can be idle.

I don't begrudge people some time off if they've earned it, but baby boomers are responsible for the proliferation of nuclear weapons, climate change, pollution, deforestation, war, famine, economic ruin, the end of free university education, no jobs, unaffordable housing and keeping politicians in power who are intent on destroying all life on earth. Instead of protesting at the planet being raped, these insufferable hippies sat around taking drugs and passed on all the problems to their grandchildren.

For me to teach a starving African to write computer code is ridiculous. The world doesn't need any more websites or apps. We've had programmable electronic computers for 60 years, and the world has become a more unequal place, still full of suffering and pain.

For me to volunteer at a soup kitchen is ridiculous. We are manufacturing homeless vulnerable people faster than we can feed them. The Salvation Army was founded in 1865, and there are still shamefully large numbers of people who are homeless and hungry.

For me to work for a charity is ridiculous. The charity model of fundraise & spend has completely failed. The church model of a tithe on our income has completely failed. The government model of taxation has completely failed.

We live in a pyramid scheme, and those at the top of the pyramid want to be idle and earn money effortlessly. There is no dignity in labour. Through work we only impoverish ourselves, because the wealthy get more wealthy while not doing any work. We expend our energy and the finite years of our life, but our wealth is eroded faster than we can earn money.

We shape ourselves in the image of those we are trying to keep up with. We imitate those who we aspire to be. We aspire to be wealthy, and in so doing, we protect our wealth from taxation and tithe. We believe we are being virtuous by being thrifty. We believe we are being smart by saving our money instead of spending it.

In actual fact, the financial system has broken down and fails to serve 99% of the people who are trapped within its confines.

The most effective thing that we can do to fight poverty, income inequality, injustice and the enslavement of the 99% is to campaign to flip the iceberg upside down. We can't afford the rich, and the plutocracy has to end. Our political system is overrun with public schoolboys who earn their money from trust funds and offshore investments, meaning that they pay nothing in tax. We can no longer be governed by people who don't play by the same rules as the rest of us.

The House of Commons was supposed to be a democratic instrument. The House of Commons was supposed to be representative of ordinary working people with a conscience, not Bullingdon Club Tory toffs who've only known a life of wealth and privilege.

I'm not waiting for my neighbour to be more generous before I decide to contribute more to the greater good. I'm looking for my opportunity to topple the cruel elites who have their snouts in the trough, greedily stuffing their ugly faces.

The most effective thing you can do with your time and your money? Campaign for political reform. Campaign for economic reform. Campaign for societal reform.

It makes no sense that the whole of the planet and 99% of humanity is there so that the baby boomers can have an idle retirement. If it was up to me, I'd ban the over 65s from voting until the climate and the economy start improving. You can't leave this kind of bullshit fuckup as a legacy, and expect to reap any rewards or have any say in a future that you ruined.

Here's my golden rule: leave things better than you find them, or else you are antisocial and you should be excluded from society.

Tags: #charity #politics #climate #capitalism