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Grasping, Trampling and Afraid

9 min read

This is a story about climbing the social ladder...

Ladder to success

When you're lying in the gutter, you're looking at the stars. When things are really and truly shit, you reach a point where you stop caring what the world is going to throw at you next, and you recognise that the simplest thing - a sunny day or a £10 note lying on the pavement - can transform your day; your life.

When you're top dog; a fat cat with a cellar stuffed full of vintage wine, a garage full of supercars, yachts and speedboats, a swimming pool, acres of manicured grounds, horses & stables, farmland, a profitable business empire, wealth squirrelled away offshore or in anonymous safe-deposit boxes... you're not going to fall very far. Even if you secured business loans against your UK house, you're still going to be able to live in some tax haven in a penthouse apartment, in relative luxury, for the rest of your days. The money that's held in trust for your children is untouchable; secure. Most of your own wealth is hidden. You can escape with your filthly lucre, flee overseas and stay safe from extradition... you can't really fall that far at all.

When you're in the middle, you're reading OFSTED reports on schools and trying to work out catchment areas and where you can afford to buy a house for you and all your spawn. You're trying to do the delicate balancing act of being two working parents, while also doing school runs and all the pickups and drop offs necessary for the after-school activities that will turn your offspring into well-rounded individuals, who hopefully will have plenty to talk about at their interview for Oxford or Cambridge. You've been giving your thick little shits extra maths tutoring in the hope that they'll pass the 11+ exam and you can force them to go to a grammar school that they don't want to go to, because all their equally unacademic friends are going to the local comprehensive. You spend at least half the night awake worrying about your teen daughter getting pregnant, and the other half worrying about your teen son getting addicted to drugs. You spend your holidays visiting sights of historical or cultural significance, or abroad where your little darlings get to say "où sont les toillettes, s'il vous plaît?" or "ich möchte wurst, bitte" or whatever language you're insisting they learn, to improve their university application. You spend your evenings with the rasping, scraping, screeching noise of a badly played violin and thunderous farting noises, amplified a thousand times through the brass torture implement that is a French horn. Every shitty note of every shitty practice session that the kids don't want to do, but you want them to maybe get a music scholarship, and Oxbridge looks kindly on musicians. Homework is a constant argument, as your children bare-face lie to you about having done it when they haven't, because they want to go and play with their friends. Those friends who you wish they wouldn't hang about with anyway, because they're the wrong sort of children. All the while, you're one redundancy or sacking away from the whole house of cards collapsing, because all your money is eaten up by the mortgage you over-stretched yourselves to get, the car loan, the loans for those musical instruments and the private lessons, all the petrol you burn driving your little darlings around and all those cultural, historical, educational outings. One fuck up and the whole thing comes tumbling down and you'll be back in your clogs.

When you're 'working-class' housing benefit covers most of the rent. Employment support, disability living, jobseekers allowance and income support allowance somehow provides not quite enough to do anything except shuffle miserably small sums of money around and scrimp and save, buying all the loss-leaders in the supermarkets and supplementing your income with a bit of cash-in-hand employment, dealing [mostly] harmless drugs and shoplifting. On the estate you live on, there are hundreds of families who are struggling just like you, and you all swap tips on how to make ends meet, as well as trading, borrowing and loaning... a thriving black market. Whatever happens, you at least feel solidarity with your neighbours. You're English and proud. You were born here, and you've got a right to live here. The government has a duty to support you and your children, and it's damn hard work keeping the little tearaways under control. You have ten children, all called Steve, which is not confusing because you use their father's surname when you want to get their attention. You're not even aware that you're a Jeremy Kyle cliché, because you have been stuck into a ghetto of equally impoverished people, with equally abysmal opportunities, and it's been the same for generations. You don't know any different. You're not trying to climb the social ladder, because the route is barred and nobody ever tried or knew how to try. You're not afraid of falling, because you're the bedrock foundation of British society: the very definition and product of the welfare state and the neglect of the poor; the result of social experiments with high-density housing in the 60's; the living embodiment of upper-class fears that the working-class would breed more, given half a chance.

Clearly, it's the middle-class who are sharp-elbowed, trying to fight the way to the front of the crowd, trying to get their little darlings a slight advantage, in the race for those few places at the best schools and at the best universities. It's the middle class who myopically can't see that marking exams to a grade curve, where a predefined percentage of children will achieve A* grades, means that education has become an arms race. It's the middle-class who believe in destroying their children's present in the interests of their future, despite the pure insanity of it. "The future of our children is at stake" is half-screamed out of a middle-class parent's mouth, which foams and froths. If you want to see the living embodiment of Hell on Earth, try being a fly on the wall during the period of secondary school selection, GCSE exams, A-level exams and university application. Middle class parents will tell you that they can't deal with their teenagers, without any comprehension that the filial obedience they enjoyed before has been exhausted: the children have finally figured out how to zone out and ignore that constant nagging and cajoling. Why this desperation? Why does it seem to be such a matter of life-and-death to these middle-class people, who live in the luxury of the wealthy West?

Most middle-class people, with their good jobs and their ample but dowdy houses, will tell you some kind of folklore tale about how hard they worked to achieve what they've got. Many middle-class people will claim to be working-class made good, telling you that their mother was a hamster and their father was a window cleaner, or whatever claptrap lies they've told so many times that they now believe. Fact of the matter is, if you're a middle-class homeowner with teenaged kids, you've enjoyed a house price bubble that's made you feel wealthy - on paper - even though you haven't worked very hard, except all that stress with the kids, right?

While you've been working very hard to make sure your kids don't fuck up their future, people who are richer and smarter than you have been funnelling vast quantities of money offshore, where it can't be touched. Your fucking ISA or other savings account that you hope will soften the blow of having to support your kids through university, is a piss in the ocean. In the event of an economic downturn, you're fucked, aren't you?

Our middle-classes trample each other; grasping for the next rung on the ladder; grasping for something to hang on to; grasping for safety; grasping for security. Living a life which can fall to pieces and thrust you into the Jeremy Kyle world of the working-class, that you've so desperately tried to insulate your children from - it's a fate worse than death, to you. If there's one thing you fear above all else, it's that your children should end up mixing with Britain's poorest and most disadvantaged; as if your children might 'catch' poverty. In fact, there may be no choice in the matter. Without those offshore trust funds, and a desirable property that's far bigger than you need, where's your safety net? It's the council house on the estate filled with denizens that you never wanted your children to ever meet or interact with, lest they be led astray into a life of teenaged pregnancy and drug abuse.

This is why the Tories win votes from people who you'd think were otherwise quite ordinary and decent: because they're afraid. They actually have achieved very little in life, and they're acutely aware how easily they could lose their place in the queue that they fought so hard to get [at the expense of everybody they trampled to get there]. There's a sense of entitlement, because there has been so much worry; so much insecurity. It feels like it's OK to be a bit selfish. It feels like, because of the myth of how you rose from the gutter, with terrible tragedy in your life and no opportunity, you pulled yourself up by your bootstraps and you became successful through sheer hard work, grit and determination. It's utter bullshit, of course, but it's why you're going to vote Tory, isn't it?

The middle-classes live in fear, and the more afraid they are, the more they vote Tory, for fear of losing what little they have; for fear of having to mix with the undesirable working-class folk who they've tried so hard to keep their children away from.

That's why you vote Tory, isn't it?

 

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The Path of Least Resistance

5 min read

This is a story about living an easy life...

Level 39

Our behaviour is shaped by circumstances far more than free will and conscious decisions. I suddenly stopped using my smartphone, looking at Facebook and writing. Did I decide to stop wasting time, pointlessly reliving old memories and making myself look like a fool on social media? No. I broke my wrist.

My generation, and a few generations before me, found ourselves in the right place at the right time. No skill, hard work, good judgement or other factors are attributable to us other than being born in a rich country during a period of peace.

The Americans wasted a lot of time and talent on the Vietnam War, which allowed Britain to become a world leader in banking software and the global financial markets. Silicon Valley is on the opposite coast of the USA from Wall Street. London has everything you need all in one place.

British men have sheds, in which they tinker and invent things. There's a proud tradition of geekery in Britain, which includes trainspotting, stamp collecting and pipe smoking. I'm a member of the last generation who were able to turn their geeky hobby and wasted youth into cold hard cash.

Most parents have dismally similar plans for their offspring: to pressure them as much as possible to try hard at school, in the hope that they'll survive the onslaught and be able to go on to university and become an accountant or a dentist or something... take up a profession. Medicine, law, architecture, surveying.... basically anything with a Royal Institute. Something to give you letters after your name. Something respectable.

Barrowboys from Essex and the East End made a killing as stock market traders, because they already had an eye for a good deal and a head for numbers. Later, software became something that anybody could stumble into, if they had the aptitude.

All those years at school and college proved a waste of time, when the fast-paced world of technology demanded magicians, wizards, sorcerers: anybody who could conjure up working computer software, no matter what their academic credentials looked like. The curriculum vitae was overlooked in favour of technical tests and whether a candidate knew the latest jargon.

Briefly, the snobbery over Oxbridge graduates and the class of degree that one had attained, was overturned and the prized star employees in the multitude of software houses and consultancies that sprung up, were often self-taught and not considered academically gifted, in the traditional sense.

Filial obedience proved disastrous, when many parent-pleasing academic high-achievers entered corporate law firms, only to find that the remuneration in no way compensated them for the hours that they worked and the pressure they were under. The story was the same everywhere you looked: hard work didn't pay.

Private school fees, university tuition fees and loans for maintenance, would all be far better off simply invested in property. Buy your kid a house and let them sub-let rooms out. They'll be richer and happier in the long-run. House prices are an asset bubble that just refuses to burst: we all need somewhere to live.

Now I find myself in the position where I haven't been dismissed in disrepute from the professional body, to which I belong. I haven't been struck off the GMC's register, or expelled from the Law Society. I can still practice software and nobody gives a fuck, so long as I can make the magic happen.

When it comes to imposter syndrome, and the sense that you can't possibly be worth the money that the market is prepared to pay for your skills, there could be nothing worse than knowing that you took up your particular career, because it was a gift that was handed to you, requiring no effort: you just happened to have an aptitude and be in the right place at the right time. I can't point to a fancy diploma that took me many years to obtain. I can't rely on my membership of an exclusive professional body, to give me a sense that I'm somehow deserving of a certain salary or consultancy day rate.

Following the path of least resistance has allowed me to find my place: where I'm most qualified to work and the market pays the most for my skills. However, I'm full of self-doubt. Am I too old for this game? Have my skills gotten rusty? Have I missed the boat on a new development, and taken myself up a technology cul-de-sac?

I can point to exceptional things I've done as evidence that I'm no slouch, but it's often hard for a salaryman to understand just how hard it is to run your own business, for example. In fact, having run your own business is something that is often held against you.

I find myself somewhat trapped. Nobody will hire me as a permanent member of staff because I've been contract for so long. I can't use my highest achievements to their fullest advantage, because they're things that your 9 to 5 regular guy just won't wrap their head around. I can't even consider escaping and living a simple minimalist life, until I deleverage: I'm financially trapped.

It's strange that the path of least resistance would lead here, with me somewhat able to sit by the riverside, writing, but paying an extremely high price for the privilege.

It's almost the final straw, to break my wrist and be unable to even write.

 

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Better Living Through Chemistry

8 min read

This is a story about decisive weapons....

Stop and go pills

Would I rather have the pilot of my plane, the driver of my bus, taxi or train, as a completely drug-free 'clean' individual, or would I rather that they had taken 5mg of dextroamphetamine before our journey? The answer is the latter, obviously, because they will be more alert, have improved ability to concentrate and faster reaction times.

US fighter jet pilots routinely use 'go' pills before a mission, which confer the abilities above, as well as allowing them to fly longer missions with less risk of dangerous sleepiness. Many road accidents are caused by people falling asleep at the wheel. Coffee will only give you a tiny fraction of the benefits of a 'go' pill.

Do you find that after a really important day at work, where you had to be at the top of your game, and you were firing on all cylinders; perhaps you had a bunch of coffee to keep you sharp.... do you find that you're still buzzing when you get home, and you have trouble switching off and going to sleep?

Coffee - especially the super-strong stuff we seem to drink in London and New York - can contain up to 300 to 400mg of caffeine, in for example a Pret-a-Manger strong cappuccino.

The problem with caffeine is that it's a bit of a crude stimulant with lots of extrapyramidal side effects. That is to say, as you increase the dose of caffeine, most people can't tolerate the way it makes them feel. Interestingly, intravenously, amphetamine addicts can't tell the difference between amphetamine and caffeine. Also, most intravenous amphetamine users believe they are being chased by 'them' - the police, men in black, shadow people, ninjas, whatever - but these side effects are just part of the fun.

So, the beauty of the 'go' pill is that it seems that I get all those desirable effects, with no side effects. You would be completely unable to tell that I was under the influence of 5mg of dextroamphetamine. Recreational use of amphetamines is normally quite obvious to spot: talking too fast, sweating, dilated pupils, restlessness, jerky unnatural movement. No side effects? Well, not quite.

US fighter jet pilots use 'no-go' pills at the end of a mission. Having been kept awake and alert for hours, it's now time to go to sleep or at least chill the fuck out. Sleep can be difficult without a 'no-go' pill.

My personal 'no-go' cocktail allegedly contains Xanax (alprazolam) and zopiclone, which have hypnotic, sedative, muscle relaxant and anxiolytic properties. To be honest, you could probably get to sleep naturally if you took your 'go' pill as soon as you got up, but it's pretty exhausting spending a full day in a highly alert state.

Isn't it madness, me taking all these pills? Shouldn't I just go 'clean'? Isn't it best that I'm completely drug-free?

Do you remember when you quit smoking? You chewed a lot of gum, ate a lot more, drank more tea and coffee. Do you remember when the kids were little and life was really stressful? You drank a lot more gin. Do you remember when there was that project with a really tight deadline and you were working really hard; drinking lots of coffee? You were drinking lots of wine in the evenings to relax. Basically, humans will compensate to make sure things remain balanced. If you hurt your foot, you might find your back is aching, because you've shifted your body weight to one side, to put less pressure on your injury.

My injury's a brain injury and the best thing you can do for the brain is to allow it to find its own equilibrium. However, life must go on. My brain's telling me to go to sleep in a dark room for a month or two, but I need to attend hospital appointments, do the administration for my company, line up my next IT contract, find a new flatmate, move money around and make sure the cash keeps flowing and doesn't run out.

A bit of dextroamphetamine is an effective antidepressant and helps fight any supercrack cravings. It's like methadone for a supercrack addict.

I'm on a mission to get back to coffee and wine as my 'go' and 'no-go' substances. I actually worked really hard to break my caffeine addiction, and now I only drink caffeinated drinks on extremely rare occasions. I'm certainly not habituated into having my morning coffee or cups of tea throughout the day, like the majority of adults are. This is how addiction works: you don't cure the addiction, you just replace it with something else. There was a time when I loved playing with toy cars. I had hundreds of them, and I played with them all the time. Then, I got a computer, and I loved playing computer games... and the process of swapping one addiction for another continued. I'll be just fine and dandy with some tasty food, wine to wash it down with, TV and film to distract me and a girl to put my arm around and take to bed for some rumpy-pumpy later on. That ought to just about tick all my boxes.

In the last two weeks, I broke my addiction to two opiates - tramadol & codeine - and I've obviously been off the supercrack for the best part of a week now. That's fairly impressive. Please forgive me for having the occasional G&T, glass of wine and my little 'go' and 'no-go' pills, just to keep the pedals turning.

I've got a torn muscle and ligament, damaged nerve and fractured ulna (bone in my arm) but I spend most of the day with no pain relief at all. It's only at night that for some reason all these injuries start feeling super painful and I might take a couple of co-codamol.

Interestingly, amongst the opiates, heroin was named because it was thought it would have military applications, making soldiers more heroic. Heroin addicts certainly do seem to be prepared to do almost anything to get their fix and not get junk sick. I guess the idea was perhaps to addict the soldiers, and then deny them their heroin until they had done their mission. I can't really imagine it'd be a great idea to have a platoon of men who are pretty much just dribbling and half-asleep. The Nazis had the better idea, giving their soldiers crystal meth. The nickname "marching powder" for cocaine is literally what it sounds like: cocaine was given to soldiers so that they could go on longer marches. You might think of the pharmaceutical industry as concerned only with the treatment of disease, but they have profited handsomely from military concoctions.

Adding fluoride to the water supply has made a major impact on the rates of tooth decay. Drug evangelists have touted LSD and MDMA as other candidate chemicals to be added to our drinking water. The idea being that criminal and aggressive behaviour might be replaced with love and empathy, or the 'sheeple' might have their consciousness expanded. For clarity: I do not endorse such ideas.

"Go to the doctor" is now a synonym for "go get some pills". People are extremely disappointed if they don't come away from a doctor's appointment with a prescription for some lotion or potion. The reflexive response of people if you ever say you are in pain, is to offer you aspirin, paracetamol, ibuprofen or preparations containing codeine (e.g. co-codamol and Solpadeine). People have looked at me in shock and horror, when I tell them that I don't take any medication for the incurable mutative virus: the common cold. What part of incurable didn't you understand?

Many people with mental health issues are asked "did you take your pills today?" or told "maybe you should up your dose" by people with no medical training or expertise, who they simply encounter in their day to day life, such as family members, friends and work colleagues.

We should be mindful that psychopharmacology is only 60 or 70 years old at most, as a fairly advanced field with the accompanying branch of medicine: psychiatry. Before psychiatry, chemists could offer preparations containing opium, cocaine, cannabis; all of which treat symptoms, not underlying issues. We will look back 50 or 100 years from now, and laugh at how primitive our medicine was... especially when it comes to addiction, mental health and the psychoactive compounds.

One final thought: if the majority of us are taking medication for depression, stress and anxiety, are we sick or are we actually victims of a sick society?

 

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The Egotism of Suicide

7 min read

This is a story about grand gestures...

Memorial Flowers

Here's the thing. You can reach the ripe old age of 52, father three children and generally be carrying on life completely unnoticed. You're a nobody. You're just making up the numbers. You can die of old age, and unless you're somebody considered to be important, you won't even make the obituary listings in your pathetic local rag of a newspaper. Most people live and die in total obscurity.

The recent murder of 4 people and injury of 50 more, on Westminster Bridge and at the Houses of Parliament, must have been influenced - at least in some small way - by the fact that the murderer knew that there would be a huge amount of media coverage of his actions: publicity. Whether we call it a terrorist attack or a killing spree, is very important. Terrorism needs publicity. Terrorism needs the media to strike fear into our hearts.

If it hadn't been for the media, I might not have known about the events of Wednesday until she sent me this message showing the memorial flowers. There are deadly road traffic accidents, stabbings, shootings and people jumping under tubes and overground trains, every single day in London. Because of the scale and significance of the attack, at the seat of government, perhaps the word-of-mouth news would have circulated quicker, but the media made it their top news item for four or five days, maybe more.

You may hate me for this, and think me detestable, but it plays heavily on my mind that these words that I write, even if they're not read today, are very likely to be read if I prematurely end my life. I write with that in mind. I write about what's driving me towards suicidal action. I write to leave a record of who I was, how I thought and what made me tick. I write to leave evidence, should anybody wish to investigate how a person who - to outward appearances - has nothing but opportunities, but yet could end up on the mortuary slab.

'Depression' is a cop-out of an answer. If you dig deeper, there isn't some difference between my brain and yours. Measuring the levels of 'happy' chemicals in our brains cannot be said to be the symptom of a problem, or the problem itself. Yes, we know we can manipulate our brains to alter our moods, but we also know that non-chemical things alter our moods too: when our sports team win; when we see a loved one; when we eat our favourite food.

There are so many variables to control for. The rich cry too. However, I refuse to accept that the cure for a condition that was identified in Ancient Greece - some 14,000 years ago - as melancholia, has to be pills, and not the freedom to escape from the confines of this crazy society.

It might piss you off to think that part of me wants to die, so that some attention is drawn to all the things I've been writing about; so that some questions are asked about why it happened.

I'd never go on a killing spree, but I wonder if dying for a single identifiable cause makes it easier for the public to understand. What would I choose? Anti-capitalism? Socialism? Wealth inequality? The difficulty of the choice is perhaps part of the reason why I'm still here today, writing, rather than having made my grand final gesture.

A friend made a couple of trips up to London to see me when we were both feeling really glum. I hope he doesn't mind me sharing - anonymously - that he'd tried to take his own life a couple of times. An old friend I had fallen out with came to see me in hospital, which was a nice surprise. My two friends who I've seen most regularly since returning to the capital, visited me in hospital. I have a friend who I got to know through my blog, who has been incredibly supportive and loyal and has gone to great lengths to keep me alive. I have a girlfriend who has slowly and naïvely unearthed the multiple additional issues that often accompany bipolar disorder, but she has worked hard to keep an open mind, be forgiving and kind, and be incredibly supportive. There are a handful of other people whose path I've crossed in London who care enough to help if I was in trouble. In Portishead, Killavullen, Bournemouth & Poole, Weymouth, Abingdon, Nottingham, Newcastle and perhaps even in Hythe, Woking, Biggleswade, Milan, Wimborne and Worcester, I think there are people who know me and care about me and would be upset by my departure from this Earthly realm.

Does it keep me glued in place, knowing the pain it'll cause so many people if I come unstuck? No, I'm sorry to say that it just adds a kind of guilt... a weight of responsibility.

People have their own problems and busy lives, but the stuff that makes the difference is when somebody says they'll help; even just opening my post. Even just sitting with me while I place an advert for a new flatmate. Even just getting me out of bed in the morning so I can make an 8am hospital appointment. It's rather childish and immature, to have to be babied and receive such hands-on care, but I've reached a point where I've lost all hope. I have no belief that there's any way out of this sticky situation I'm in. Things could be so much different if somebody just sat with me and answered my phone, and when it's HSBC ringing me back about a bridging loan, they can hand me the phone and we can see if we can get that sorted.That would completely change my optimism about the future, if I had adequate runway to get to the point where I'm consulting again.

My head's gone down. I've given up somewhat. I actually gave up fairly prematurely, and without much of a fight, on the face of it, but I'd had a long exhausting stressful wait with very little to do over the festive period, with regards to marketing my consultancy talents.

I've had a couple of kind offers from people to get me out of London and get me earning some cash elsewhere, but I'm so trapped by tenancy agreements, plus I'm in love with her and can't stand the thought of only seeing her at weekends and stuff. Fuck knows. It's a big shit sandwich, and I've got to take a great big bite.

You know, I'm TechStars accelerator alumni. I could leverage my network. I've got 500+ LinkedIn connections. What the hell am I worrying about? Well, I've got an MRI on my ankle/foot on Wednesday morning. I've got to go back to the Renal High Dependency Unit straight after that. I'm still pretty drugged up and in pain. I don't want another false start like I had with Lloyds. That was heartbreaking.

With the complexity of it all; the challenges that lie ahead; the cashflow projections that look terrible; the sheer number of pissy little jobs that need to be done, there's a voice that loudly and clearly says "why fucking bother?". That voice says "you've had all this stress before, and it's gotten you nowhere. You're back where you started. Why don't you just give up?". That voice says "take some pills and never wake up". That voice says "cut your carotid artery and that'll be the end of it: no more struggle, no more strife, no more stress".

I have to admit, that voice is one of the most reasoned and intelligent I've heard.

 

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Ingratitude

25 min read

This is a story about treating every day like it's your last...

Climbing dolomites

My life plan was a fairly simple one: earn loads of money working in IT, marry an attractive & intelligent girl who was into outdoorsy stuff and live happily ever after. I lived by the seaside. I owned my own home. I had masses of savings. I owned everything outright: my car, my boat, the furniture... I paid cash for everything.

When it turned out that the girl I picked was, errr, 'incompatible' with living happily ever after - to phrase it delicately - I didn't really have a plan B.

To be honest, after my marriage went to shit, I hadn't really planned on living very long. I'm really rather surprised to find myself alive and in reasonable health today. I was warned that my new plan - to take copious amounts of drugs and die in a hedonistic blaze of glory - would drive me insane and I'd find myself permanently brain damaged and dying slowly and painfully as my organs shut down one by one, or perhaps I would just suddenly and unexpectedly drop dead.

"Suddenly and unexpectedly drop dead."

Isn't that a risk that we face every single day anyway? There's a certain chance that your heart is just going to stop pumping and go into cardiac arrest at any moment. If you have a cardiac arrest outside a hospital, you're 80% likely to die.

The biggest threat to my life at the moment, statistically - and this goes for any 37 year old man, not just the ones with bipolar disorder and substance abuse issues - is suicide. Suicide is the biggest killer of men under the age of 50.

If I made smart lifestyle choices like not taking copious amounts of dangerous drugs, riding my bike through central London in rush hour traffic with no helmet on, stopping eating and drinking to the point where my organs fail and I piss blood, you'd have thought that I'd be doing a pretty good job of minimising my risk of premature death. NOPE!

What about all those extreme hobbies of mine? Off-piste snowboarding, skydiving, mountain biking, kitesurfing, rock climbing and mountaineering. You'd have thought that it'd be a good idea to give up those dangerous sports, if I wanted to minimise my risk of premature death. NOPE!

I was trying to have this argument with the Royal London Hospital consultant in the Renal High-Dependency Unit, where I was being kept alive by dialysis. I basically said, look, you're going to have to discharge me and let me go and start my new job and I'll just have to take the risk that my kidneys get worse and I drop dead. "You're playing Russian Roulette with your life" she said. Not really. The biggest threat to my life is suicide, and it was inevitable that losing my job would leave me in a psychologically critical condition.

One thing I quite often hear is criticism of risk takers. "How can you climb that mountain and risk your life, when there are people who are terminally ill, who would give anything for just one more day alive?"

"Treat every day as if it's your last."

That fairly innocent sounding platitude actually backfires, when you realise that it's an incitement to maximise your risk in pursuit of hedonistic pleasures and thrillseeking.

Knowing that suicide is the biggest killer of men under 50 is just a meaningless statistic, until you lose a friend or a relative to suicide, or you become suicidal yourself.

That's me in the picture above. I'm stood on a pinnacle of rock that's nearly 3,000 metres above sea level. If I fell - and I'm not tied onto anything - then it would a very long freefall before I went splat into the ground. Why am I not tied on? Why haven't I taken the precaution of attaching myself to a rope? Is it because I was suicidal?

The more you climb; the higher you climb; the more steep and perilous things that you climb, you start to become used to the exposure. The constant threat of falling to your death is something that you just get used to. One slip and it's curtains... but you're not afraid anymore.

I've got rather a toxic mix of psychology. I've got the ability to manage my own fear, stress and adrenalin, so that I can throw myself out of planes or climb frozen waterfalls, but when I become suicidal, I'm acutely aware that I could act on a suicidal impulse very calmly and methodically.

What is this silly little dance we call life anyway? Is it about procreation? Is it about making money? Is it about looking after your grandparents and parents as they get old and die?

Do I 'owe' anybody anything? Do I 'owe' it to my parents to treat the fact I'm alive with respect because they 'gifted' me a life that I didn't ask for? Do I 'owe' it to terminally ill people, to treat my life with respect, because I'm lucky and they're not? Do I 'owe' it to my friends to struggle on through the misery, because they'd be a bit sad if I committed suicide?

There are a couple of families - one in Ireland and one in Bletchley/Suffolk - who have been there for me during my darkest moments. There's a friend who I would've seen over the Christmas break, except for an unfortunate bout of illness laying him low. There are a handful of people in the world who've seen what my friend Laurence calls 'The Horrors' and they've protected me; stuck by me; defended me and been loyal friends. There have been people who've appeared unexpectedly - most welcome - back in my life. I'm not the most predictable of people, having decided to visit an old school friend in San Francisco, booked a flight and boarded it, within the space of just a few hours.

That's how it goes. Here today; gone tomorrow.

The speed with which my kidneys failed was shocking, even for me. The fact I needed dialysis was shocking, even for me. The length of time it took my kidneys to start working efficiently again was shocking, even for me.

Does that sort of stuff make me think "oh wow! that was close!" and "I better be careful and treat my life with respect"? You're asking the wrong question. My suicidal thoughts drive my reckless risk taking behaviour. Suicide was, and still remains, the biggest threat to my life. The shitty stuff that happened was all a consequence of my flirtation with death. I don't quite have the nerve to take the active steps to 'pull the trigger' as it were, because I know that I'm psychologically strong enough to just do it, without hesitation.

My trip to the Golden Gate Bridge was a metaphor for just how quickly, impulsively and with single-minded determination I can reach the point of no return.

My friends who hosted me in San Francisco read some of my recent blogs and asked if there was anything they could do to help. These are some of the people I admire and respect most in the world. They have super busy stressful lives raising little kids on the other side of the Atlantic, on the West coast of America.

What can anybody do? Everybody's got their own problems. Everybody's got their own money worries. Everybody's got a lot of shit on their plate. We've built a society where we are isolated, alone, overstretched by ordinary life to the point where we're just about managing. Who can afford to shoulder part of the burden for somebody who's struggling? Who can afford the time? Where are you going to find the energy when life is already so exhausting? Who has the financial means to help every fuckup with their begging bowl held out?

More fundamentally, under what kind of terms am I prepared to help myself? Arguably, I've thrown away 3 very well paid IT contracts for 3 massive banks, doing work that I can do with my eyes closed. Why the fuck would I do that?

I'm a complex beast. I feel guilty about my role in building systems that were pivotal in the financial crisis of 2007/8. I hired a development team in Mumbai, India, and I led that team to create a trade confirmation system for derivatives that handled over a quadrillion dollars in volume, in its first year. That's immoral. I knew what I was doing. I was busily fixing my own mortgage rate, knowing that there was a credit crunch coming. I invested my money in physical gold, because I had so little faith in the banking systems that I helped build.

I also had a taste of what it's like to own and run my own company. I outsourced. I ran software projects. The only difference was that it was my money and nobody could tell me "no". I could do whatever I wanted, and the ego rub from holding the job title "CEO" is a hard place to come back from. I now wander from company to company, pointing out the things that are on fire, fixing them if they let me or otherwise getting into conflict or suffering incredible boredom and frustration as I try to keep my mouth shut about the impending disasters I can see unfolding. Sure, I get paid a buttload, but it upsets me. I still spend money like it's my own.

That last project I was working on had an annual budget of about £25 million and was handling 30 customers a day. Basically, the cost of customer acquisition was over £2,000. These were not high-net worth individuals. They were simply ordinary banking customers. The project was not very complicated, but the waste was incredible.

What the hell is wrong with me? Am I a prima donna? Am I Goldilocks? Everything's got to be 'just right' for me? Do I consider the kind of work that's available to me to be 'beneath' me?

Certainly, I struggle with the prospect of having to do the kind of job that I mastered 10 or 15 years ago. I sometimes laugh out loud in interviews when somebody asks a question that's the equivalent of asking a master builder if they know what a brick is. Is it arrogant? I don't give a fuck... it psychologically destroys me, running projects for dinosaurs who pay top dollar for the best consultants and then don't listen to them.

I remember quite distinctly in 2001, I was deciding whether to learn a new(ish) computer programming language. I read a book about it. I was already learning another programming language at the time. Then it hit me: I had become a polyglot, somewhat by accident. I was able to read any code and understand its function - its intent - no matter what the actual specific implementation technology was. I knew that me and software had reached the end of the road. I asked my boss for a sabbatical while I considered what I wanted to do with the rest of my life.

It's kinda hard to change career direction and it gets harder with age. You not only have to bankroll yourself through training and getting started in whatever new thing it is that you're doing, but if you're turning your back on one of the most lucrative careers there is, you'd better be pretty damn certain that you picked the right alternative.

I bump along the bottom, being dragged back into god-awful, boring, unambitious, ill-fated and badly run IT projects, whenever my bank balance reaches danger point. But the hardest thing is the dread: the dread about selling my soul; the dread about having to keep a straight face when people are panicking and running around like they've never seen some mundane issue before.

I can't escape. I'm in a deep hole. The hole isn't deep at all for an IT consultant, but for almost any other job, it's an inescapable pit of doom. The reason why I got in such deep shit is divorce, mental illness, and being smeared all over the streets of London, in and out of hospital. Like I said earlier, it's a miracle that I'm still alive.

I hadn't really planned on living this long and that's a bit of a problem. Because I'm so suicidal and trapped, I guess there's an easy decision to be made. I know that I have absolutely no problem following through and overcoming any psychological hurdle that might stop most ordinary people from killing themselves.

I wrote this, while I was working my last IT contract:

Once he had started, he knew there would be no stopping until it was done.

That's why it had taken him so long before he started his final journey; because he could picture every single step of it. He knew that he would just methodically follow the steps, and then it would be over. He could be cold and clinical when required; rational and calculated; measured in his approach. There would be no panic, no rise in pulse, no hyperventilation. To all outward appearances, there would be nothing that would cause alarm or alert suspicions in anybody, until he was at the very brink; in the final moments.

The imagery of the bridge was so ingrained in everybody's mind, because it was such a major landmark. The bridge had featured in so many films. The bridge had been photographed so many times. The bridge was a prominent part of company logos and corporate branding. The bridge was something you could close your eyes, and picture it in exquisite detail. If you were asked to draw the bridge from memory, you'd be able to make a passable sketch of it. Even if you'd never been to the bridge before, it felt like you had been there.

That's why he had never been to the bridge. He could never be sure if he was there just in his imagination - where there were no irreversible consequences - or if he was there in real life. It would be so easy to follow through with his day dream - his fantasy - in real life. He'd played it all through in his head so many times.

Staring up at the spot on the centre of the bridge, where it was highest above the river below, he could imagine himself walking up to that spot, knowing that when he reached that point, only the chest-high barrier would separate him from the edge. He knew that the hardest part would be the bold step of climbing over the barrier. It would be so easy to peer over the edge, while safely protected by the barrier, and then chicken out. That's why mental preparation was important. That's why visualising the whole thing in advance was important.

He wasn't unfamiliar with the psychological battle of overcoming your fears and hurling yourself over a mental obstacle. Stepping off an edge was something you did every time you stepped off the kerb and into traffic. Vaulting a barrier was something you did when you climbed over fences as a kid, playing with your friends. He had done bungee jumps, where it was up to you - free will - to actually jump. He had done skydives and parachute jumps, where it was up to you, whether or not you hurled yourself out of a perfectly good aircraft. He knew he could overcome the psychological challenge of cutting loose and falling. Falling, not attached to anything, tumbling free in space. Nothing to grab onto. No second chances. No way to change your mind once you throw yourself out into empty space.

People talked about cowardice, selfishness, but they missed the point. People didn't understand that have to be brave to choose to put your life in danger, especially when falling to your death is one of the obvious risks. You also have to be brave to choose death. Who knows what happens when you die? Fear of the unknown is why people cling to life: self-preservation instincts.

He'd been a leader in the mountains and on rock faces. The leader always took the biggest risk of falling. At some point, falling became inevitable. If you roll the dice enough times, your number is going to come up eventually. If you take risks, you have to accept the increased chance of injury and even death. He'd had friends who had been killed or permanently disabled. A certain amount of "it could never happen to me" bravado and gallows humour stopped people from losing their nerve. At funerals, people would say that "he/she died doing what they loved" which was true, but this was mainly to distract from the reminder of our mortality, while doing the things that we - the living - love.

Those psychological skills, as a rock climber, mountaineer, bungee jumper, skydiver... they all now worked against him. He knew what it felt like, to be on the edge of a perilous drop, with nothing holding him safe except his own grip, and his own sanity: to not hurl himself over the edge.
At the top of tall buildings, on a mountain, or at a cliff-top, it troubled him how easily he could just jump off. He had to stay away from the edge; not because he wanted to keep himself safe, but because he didn't know if he could trust himself to not just jump. It would be so easy. It was the ease of it that troubled him. The proximity to a fall that would deliver a swift death called to him like a siren. Instead of being appalled by the fear of death, there was an allure.

When learning to climb, people clung to the rocks with white knuckles. They kept their bodies pressed as close to the cliff face as they could, as if being flat against the surface would mean that they were somehow safer from the pull of gravity. Most people were not psychologically prepared to be climbers or mountaineers. People on mountains collapsed on the flat ground, when sheer drops to either side of them overwhelmed them. Our instincts tell us to lower our centre of gravity, but when you are up high, gravity can only pull you down. It doesn't work, putting yourself closer to the cliff or the ground. You will still fall to your death.

There was something different about him. Sure, he wasn't the only one with the strange mutation of the mind, that allowed him to overcome the self-preservation instincts, but it was rare. Most people dislike heights. Most people are scared of falling. Had he always had this ability to put himself in a position of peril, and to overcome the instinct to simply freeze, to overcome the instinct to not jump out of the aeroplane, or climb up high where you could fall.

Possibly through repeated exposure to perilous situations, he had become immune to the threat of death. He had become comfortable, being in situations that put your own mortality as the immediate and most pressing concern. Sure, you could die crossing the road, but most people aren't thinking about that. Those first few times that you jump out of a plane, you most certainly are thinking "what if my parachute doesn't open?".

But the what ifs can be set to one side. What if I end up in Hell? What if I change my mind, in the split second before I die, when I'm past the point of no return?

Death is the great unknown, and we intrinsically fear the unknown. He had become well practiced at entering the unknown, in mortal peril. Who knows how you're going to feel, plummeting towards the ground at terminal velocity? He knew.

In a way, he had answered too many questions that previously had comforting answers dreamt up by priests, shamen and witchdoctors. The answers of the unknown, and of the intrinsic fear of death that dwells within all mortal creatures, for the purpose of self preservation instinct, had been given by those who sought to profit from believable fairy-tales for simple minded idiots. His rejection of organised religion gave him little comfort, in an uncaring universe.

Science tried to give answers, but it could offer no meaning. Why was anything the way it was? It just was. Even science broke down at some point, demanding that those who studied it just accepted the cold hard equations that revealed themselves in the mathematical patterns that were observed in reality. However, science had nothing to say about how to adjust to the incomprehensible vastness of the universe, the insignificance of existence and the seeming finality of death.

Science demonstrably showed that there was nothing after death. After the neurons of your brain ceased in their electrical dance, you were gone. There is no soul. A person is nothing more than the quantum potential, held in a brain. Consciousness is nothing more than an illusion, an unintended consequence of the vast complexity of an organ belonging to an organism that was only intended to allow genes to replicate.

What had he done, opening Pandora's Box by studying theoretical physics, and all the applied sciences that were derived from the fundamental rules that governed the universe? It was if by pulling back the curtain, and shattering the illusion of the theatre that played out in front of his eyes, he had of course ruined the enjoyment of life.

The willing suspension of disbelief was necessary to get any enjoyment out of any theatrical presentation. For sure, the sets were made of wood, and the birds were painted onto the background and never flapped their wings. For sure, it wasn't really snowing when a stage-hand in the rafters tipped a bucket of white polystyrene balls from above, but the illusion was passable if you didn't pick it to pieces.

He had picked everything to pieces. By relentlessly asking "but why" until the question made no sense anymore, nothing made any sense anymore. When he had reached the realisation that he was nothing more than an insignificant speck in a universe that was as good as infinitely huge, and incalculably complex, it was hard to return to a simpler, happier time, when there was some mystery and joy in things. When you can reason everything from basic principles, there is no more magic in the world. When the magician's trick can be picked apart by logic and reason, he turns from an entertainer bringing joy and delight to his audience, to a con-man.

Everything had turned to shit for him. With a Midas touch, he now applied sharp reason and logic to everything he saw, and the curtain was permanently pulled back. He saw humanity's ugliness. He saw people fighting and fucking each other over, and just vast numbers of total idiots, everywhere he turned. His heart was broken. Where had the beauty and mystery all gone? What questions were there really left to ask, when it seemed like all could be answered on his own, using base principles.
Through extrapolation, he saw no more point in continuing his life, than a scientist would in repeating an experiment that has been proven beyond all reasonable doubt to yield the same results time and time again. Only a fool does the same things expecting different results, he was often fond of saying. If you keep putting garbage in, you'll keep getting garbage out.

The world had exhausted him. In love with ideas of building a utopia as a child and young man, he now accepted that there was no shortage of good ideas, but there was also no shortage of people who didn't want to see them implemented. There were too many vested interests. People had too much to lose. He couldn't fight the world anymore, with reason and logic, and arguments about the greater good. Nobody wanted the greater good. Most people just wanted to be at the top of the pyramid, king of the hill.

Perhaps that's why men climbed mountains, because for a brief moment when you stood on the summit, you could count yourself amongst just a handful of people who had faced great adversity to be higher than almost everybody else on the planet at that moment. Standing alone on the top of Mount Everest, anybody else you could see, with solid ground under their feet, would be literally beneath you. The air passengers and astronauts in the International Space Station don't count: they didn't walk there, on their own legs, and they're not standing on Earth.

That was a brave thing, to get into an aeroplane or a rocket. We have become desensitised to it, now that jet travel is commonplace, but imagine those first adventurers in space flight and aeronautics. Imagine again, how mad it is to put yourself in a position where you could fall to Earth.
So, he supposed it was apt, that he should end his life in this way: falling.

He walked up the steps, to where the bridge departed from the land, crossing the chasm below, held in space by the tensioned steel structure that towered above. He started to cross the bridge to the opposite side, that he had no intention of reaching.

In a dreamlike state now, his vision narrowed. His hearing was dulled. The fine detail of the universe around him seemed to fall away. He no longer noticed the cars driving across the bridge: their engine noise, and the rush of air as they went past. He no longer noticed the people, who were photographing themselves, talking to each other and headed to their own unknown destinations. He no longer noticed the rumble of a jet passing ahead, or the blast of a horn on a giant ship, that passed under the bridge, on the river below. He was now living his daydream, with everything playing out exactly has he had pictured it so many times before.

Reaching the centre of the bridge, he turned to the barrier. He couldn't hesitate for a single moment. If he hesitated, then doubt would enter his mind, and he would start to have thoughts: rational thoughts. He would start to re-analyse things. He would start to talk himself out of what he was going to do next. He would start to think about the "what if?"s He would start to enter some unknown situation, out of control from the destiny he had chosen. Things could easily get out of his hands. Some kindly good Samaritan could step in. The police could become involved. Psychiatrists. People to save him from himself.

He threw his leg over the barrier, and lowered his foot to the little ledge the other side without a pause. He then brought his other foot to meet the other on the ledge. He was now stood with his back to the river, facing onto the bridge, but on the outside of the barrier. He stared dead ahead for just a second, steeling himself to make the final moves.

He twisted his body 90 degrees, and swung his left foot out into space. Now, he swivelled on his other foot on the little ledge, and reached behind himself, grabbing the handrail of the barrier, with the bridge now at his back. He returned his left foot to the little ledge, with his feet now pointing outwards.

Pausing to look down, he didn't really see anything. His vision had glazed over. He knew that to focus on what was below him, and to consider the height that he was at, would be to invite a sense of peril into his mind. He had put himself into a trance-like state. All of the mental rehearsals beforehand had prepared him for this. All of the times he had pre-visualised these steps, meant that he was now following a dance routine, and his mind was quiet and calm. All he had to do was exhale, and make his final move.

His stomach rose in his chest, constricting in his neck, before he even released his grip. His body anticipated the weightlessness, before he had even stepped off the ledge. He knew he was going to jump, before he had even done it. He knew he had passed the point of no return - psychologically - before he had even physically started the process. The decision had been made in his brain, and the signals were being sent to his muscles, but he was already conscious that he had done it. He had jumped, even though his hand still gripped the barrier and his feet were still on the ledge.

Now, he was just a passenger. He felt himself let go of the handrail, and let his arms drop to his side. He felt himself squat slightly so that he could launch himself off the ledge. He felt himself straighten up, springing forward and away from the bridge. He brought his arms up, above him and pushed out his chest, forming a 'Y' shape with his body, as he cut through the air.
He didn't tumble. He fell fairly flat, with a slight incline towards the ground, as he gently rotated towards a head-first plummet to Earth.

He felt the air briefly rushing past his face, and heard the noise of wind get increasingly loud. He didn't see the ground coming towards him. It was all too quick, in the end.

Then, blackness and silence.

Stick that in your pipe and smoke it.

 

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You've Got to Pay to Play

24 min read

This is a story about artistic integrity...

Chess board

He who pays the piper calls the tune. Does the piper ever get to play, for their own amusement and freedom of expression?

If you look at my life strategy, it's pretty insane. I've picked a career that uses skills that I mastered as a child, and I now find the job mind-numbingly boring, easy and soul-destroying. I've picked an industry which is essentially just keeping a running total of who owes who what: simple addition and subtraction. I've chosen maximum income, for minimum effort. My life is constrained - certain rules have to be adhered to - but I have set things up so that I can jump through the pointless hoops as effortlessly as possible.

My theory is, that if I were to mix work and pleasure, then it would break my heart whenever I had to compromise. Let's imagine my passion in life is painting. I'd like to paint 1970's sci-fi inspired futuristic cityscapes, clinging to the rocky surface of distant planets. Those paintings are very intricate; detailed. The attraction of that art, for me, is the sense of scale that's given when you paint thousands of tiny windows on the buildings, and lots of tiny people in space suits, wandering around in their futuristic world. However, there's probably only a niché market for such paintings, and they'd take hundreds of hours to paint. Commercially, I'd be far better off splattering a canvas with bright primary colours and calling it abstract modern art - it would take far less effort and would have a much broader appeal. In order to pay my rent, I'd be economically incentivised to produce crap that I hated, because it would be much more profitable.

My strategy is to earn a lot and not work very hard, so I have lots of money and spare time to pursue whatever passions I have, without compromise.

Of course, there is always compromise.

Luckily, there is a Nick Grant who is a rapper, a Nick Grant who is a photographer, a Nick Grant who is an expert in sewerage processing, a Nick Grant who is a lecturer in American Studies at the University of East Anglia, a Nick Grant who's a toastmaster, a Nick Grant who's an expert in credit risk management, a Nick Grant who's a researcher in the Elementary Particle Physics department at the University of Warwick, a Nick Grant who's the CEO of Severn Trent, a Nick Grant who's a Labour Party candidate, barrister and head of legal services for Sainsbury's, a Nick Grant who's the concertmaster of the San Diego Symphony Orchestra, a Nick Grant who's the strategy director for Cancer Research UK, and there's even a series of fictional Nick Grant Adventure books by Jamie Dodson.

This means that I can pretty much write whatever I want on the public Internet, under my real name, without the fear that most salary earning wage slaves would have, that our employers will discover our deepest darkest secrets, prejudicing our career progression and perhaps even jeopardising our employment.

However, ex-colleagues from places like JPMorgan and HSBC occasionally visit this site, and pick up juicy tidbits about the implosion of my life and see the thrashing of my legs, beneath the surface of the water, when I'm swanning about trying to look as serene as possible in my professional capacity. I have old bosses as friends on Facebook and following me on Twitter.

I took an insane gamble. Instead of locking down my social media to only friends who can be trusted to not gossip with anybody connected with my former employers; instead of editing and censoring myself; instead of setting up a pseudonym - a pen name - I write under my real name, with real details that leave me no plausible deniability, to say "it isn't me" and "it must be another Nick Grant".

I guess there aren't that many people who leave the privileged and highly paid world of financial services and IT, in pursuit of the risky dream of doing something more rewarding in an intangible way. Earning bucketloads of cash is all the reward you'd want, right? Why would you want to earn less money being an electrician? Why would you want to have all that stress and risk your life savings, trying to start your own company? Why would somebody who's been a steady dependable 9 to 5 worker, with decades of dedicated service under their belt, suddenly lose their mind and end up in psychiatric hospitals, drug rehab and homeless?

So many of us dream of making a big change in our lives, but when we face up to the reality of the risks, sacrifices and effort involved, we decide that maybe the timing's just not quite right... maybe we'll do it next year, or the year after. We end up boring our friends and family with our grand plans that will never be implemented: forever on the drawing board.

When somebody is mad enough to unshackle themselves from the golden handcuffs and give something a proper go, it's big news. There are hundreds, if not thousands of bored office-working drones, who are fascinated to know the details of the trials and tribulations of anybody who had the guts to follow through on a plan to retrain in a completely different field, or start a business. When you quit your soul-destroying job, you're the underdog; David taking on Goliath - your former colleagues want to live your exciting life, vicariously. Former colleagues are rooting for you to succeed. Former colleagues want to know if you fail spectacularly, to re-affirm that they made the right decision, staying in their nice safe boring jobs.

Bootstrapping means taking on projects where you're not beholden to somebody for the funding. The whole point of me doing a job I hate, is that it's provided the dosh to do whatever I want without having to kiss ass, kowtow and do things in a way that they approve of. The whole point of founding my businesses with my own money, was so that I could run things exactly how I wanted, without investors and lenders breathing down my neck and making stupid suggestions about my business plan.

When it comes to a personal memoir type project, where I'm pouring my guts out, I'm somewhat burning the bridge back to the straight-laced world of boring jobs for boring people with boring lives. I have a CV that says I've worked for various companies and I have various qualifications. People who get salaried jobs by sending off their CV and going for interviews, are not allowed to have exciting lives where they do things that don't neatly fit into boxes. The world that provides my income has a strict rule: fit in or fuck off.

So, I made a decision. I decided FUCK IT. I decided that I would just write whatever I wanted, whenever I wanted. I would be myself, I wouldn't censor, I wouldn't edit and waste time considering what the drones of the corporate world of wage slavery would think about my unorthodox life.

And so, with practice, my passion and - dare I say - my skill, is to document my innermost thoughts and feelings, publicly. It might not be art and it might not be commercial, but it sure as hell isn't compromised. I have moments of fear, where I think that I need to hide my blog, put a sticking plaster over the semicolon tattoo behind my ear, find out just precisely what my former colleagues are prepared to say about me: put them on the spot and say "look, do you judge me on the good work that you saw, or on the secret life that I chose to reveal to you?"

It drove me paranoid and crazy, trying to maintain a squeaky clean perfect professional image, whilst also dealing with all sorts of awful things in my private life. It exhausted me to the point where I lost my mind, covering up the fact that life outside the office was chaotic and unstable, and I didn't want anybody to know that I was just about surviving in grotty student flats, hostels, hotels and friends' sofas. I didn't want anybody to know that my engine had run out of petrol and was running on fumes. I didn't want anybody to know that I had no margin for error, no safety buffer: my finances were on the brink of total disaster.

Why should anybody know these things? If I get stuff fixed up and pick up where I left off, then who would be any the wiser? What people don't know can't hurt them, can it?

However, it hurt me. It hurt me every time a friend thought it was hilarious to tell my ex JPMorgan colleagues things that considerably damaged my reputation. It hurt me every time the grape vine managed to spread gossip about my attempts to find job satisfaction. "I heard you're an electrician now!" a colleague from HSBC who I hadn't spoken to for 6 years, said to me when we connected on LinkedIn. How the fuck do people find this stuff out?

"Oh you were in The Priory... like some kind of rock star. So cool!"

Not cool. That kind of stuff colours people's opinion of you. They make assumptions and whisper behind your back. "Shall we invite Nick to the pub at lunchtime?" somebody says. "No, better not... he's a recovering alcoholic, isn't he?" [I'm not, by the way]

What I write is repetitive. I have no idea what chapter of my life you're going to walk in on. I have no idea what I'm going to be writing about when you dip into my private world. So, I cover the same theme over and over again: I am me.

I'm no longer the straight-laced perfect employee with the immaculate CV. What are those gaps in my employment history? Well, in the context of me being your wage slave, that's none of your fucking business. You don't pay me enough to bribe me to act a certain way and to gag me. You don't pay me enough for me to compromise my integrity, my identity.

I've suffered enough boredom and I've been patient for long enough to have earned the right to be myself; the right to be creative; the right to express myself without hesitation; the right to not have to wear a mask; the right to not live in fear of negative judgement.

What happens if and when the worlds collide? Well, I've set the challenge: it's up to other people to decide whether to judge me on what they see in the office versus what they discover through my candour, in a totally unrelated context.

I'd love to make it into print. I have a penchant for debate, and strong views about government and society. At some point, my ambitions to be an author and to get involved in politics are going to be realised. Every word I write on the public Internet makes me more discoverable to somebody, somewhere, on some topic or other. If I simply wanted a book deal or to raise my profile, I could compromise and conform; I could channel my energy into being commercial and popular.

What does it mean to be authentic? You think it's some fucking option that we all have? You think it's a fucking lifestyle choice?

To be authentic is a risk and it's a privilege. You could lose friends and fall out with your family. You could lose your job. How are you going to find your true voice? The voice that speaks with childlike honesty; fearlessness; tapping into your live stream of thoughts, rather than the lines you've memorised; the act you've learned to play. It takes practice, to be able to express what you feel, rather than say what you think people want to hear. Many of us are disciplined to engage our brains before our mouths: to hesitate, withhold and communicate in a manner that conforms to social norms. We are coached and bullied into hiding our unique outlook and personality.

If I make myself unemployable, I'll be forced to try and monetise the things that I have a natural aptitude for. At the moment, writing is effortless, but I could push myself to write with more purpose, spend time editing and reconnect with some literary agents I started conversations with last year.

If I find myself barred from the land of boring jobs and immaculate CVs, then my energy - my creative output - will have to be expressed in ways that come naturally to me, not just easily. In a way, I'll be unbounded; unleashed; unchained. Of course, it invites hypomania to come and destabilise everything, but at least my crazy projects usually result in cold hard cash in my pocket and something else to add to my portfolio.

I'm scared. I can't play the game any more. I have a contract - ink dried on paper - and I can do the job with my eyes closed. I've been in hospital enough times with kidney problems to know when I'm in trouble, and to know when I can look after myself. I can't humour everybody with this "my health comes first" bullshit anymore. I'm the guy who's pissed copious amounts of blood on more than one occasion, and done the calculations: how long have I got before total organ failure will kill me? I'm the guy who knows when I'm in deep shit, and when I can take a calculated risk.

What scares me more than anything is going through all the same old shit I've been doing since I was a teenager. What scares me more than anything is playing the same fucking games, wearing the stupid fucking mask, and acting and speaking the lines I've learnt and spoken a zillion times before.

I've got a fairly simple plan: conform and comply just enough to get what I want out of some rich fucking banks who I don't give two shits about. The last thing I want to be doing in the world is help some dinosaur of a bank run a simple software project at snail's pace, but they're going to pay me a king's ransom to do it, and it gives me a tiny taste of freedom... I put up, shut up, suffer the boredom, and the reward for my patience is that I keep a bit of integrity; a bit of dignity; a bit of identity.

Maybe I should do this job or that job, people suggest. Wouldn't I be great as a carpet salesman, or a tyre fitter? Isn't my natural calling in life to be a supply chain analyst or a fork lift truck driver?

Maybe it's the mission of the company that I need to get right. Selling people financial products they don't need or want, and profiting on the margin between the borrowing rate and the lending rate, using fractional reserve banking, is hardly going to give you a warm fuzzy feeling, is it? Perhaps I should work for a charity that's managed to help a handful of individuals and a large number of donors to feel better about how disgustingly wealthy they are and ignore the fact that the gap between the rich and poor is growing. Perhaps I should simply find my place in the whole fucked up mess, where I can delude myself into thinking I'm making a positive difference.

But, I've seen too much. I know too much. I know that things are rotten to the core and it sickens me to emotionally involve myself, when everybody wants you to just STFU, keep your head down, do what you're told, not rock the boat and don't for god's sake solve any problems at the root cause.

Writing's the only time I can let rip and not get bogged down by the wilful ignorance and DGAF attitude of those around me. I'm not saying I'm superior and I've got all the answers, but I'm saying that when I get a hunch and I set out to prove my point, I've got plenty of examples of things I've done that have worked, when I'm free from constraints and naysayers.

I love this quote:

"People who say it can't be done should not interrupt those who are doing it"

Somebody's gotta be positive. Somebody's gotta do the math, calculate the risks and take a chance. Somebody has to be brave and stick to their guns. Somebody has to persevere through the setbacks. Somebody has to keep going when the way ahead looks blocked, to figure out how to overcome the obstacles.

I also love this quote:

"It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes up short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat" -- Theodore Roosevelt

I feel gagged. I feel cheated out of the opportunity to demonstrate the best of my abilities; to tap into my creativity and problem solving skills. I feel jealous of those people with inherited wealth, trust funds and other advantages that allow them to dispense with the wearisome world of bullshit jobs, and instead they can flounce around reading interesting things, writing, debating & discussing, composing, painting, drawing, sculpting and generally expressing themselves.

To have those prizes just out of reach, because of the demands of societal conformity, is agonising to the point where it makes me want to give up. I've worked hard enough for long enough that I should be in a different position. I'm left miming the same actions that I've done a thousand times before, in order to keep the money flowing, the rent paid and the food on the table, which is like some kind of psychological torture.

I know it sounds ridiculous, but I knew I would get a contract fairly quickly, and I know that I will be able to run the project really well, very easily. I've seen it all before; done it all before. I can see all the way to the end: no surprises. Because it's all just a means to an end, it makes it that much harder. I've got nothing to prove, and the fact that I'm employed to solve the same old problems in the same old way, time & time again, simply proves that they might as well just give me the money and not bother with the project, if they're not going to listen to the experts who know how to build better systems than these follies; these white elephants.

I've got this easy money contract all lined up. I know what the hell is going on with my kidneys. I've been in hospital enough times with rhabdomyolysis to know when the numbers say I'm fucked, and when the numbers say I've dodged another bullet and I'm fine & dandy. I know when I'm in big trouble and in desperate need of assistance, and I know when my tough little body is patched up and working again.

It's been agonising, to string this client; this consultancy; this agent along, while I've been in limbo: who could have predicted that it'd take nearly 15 hours of dialysis before my kidneys rebooted? Was I ever worried about my life, my health? You're asking the wrong question. You'd have thought that if you pissed absolute jet black liquid and you couldn't feel your foot or your calf, you'd be straight over to A&E, but it doesn't work like that if you're already at the limit of what you can take.

I phoned my client and said I wasn't going to make the 30 minute induction and I was too sick to start work that week. Chances are, that was the end of that: they'd just cancel the contract.

Things in my life are either there to be endured, they're an adventure, something good that's happening, or I've had enough and I'm going to self destruct.

Being in hospital again has been part adventure - I've never had dialysis before - partly something good, in terms of her seeing first hand the shit that I've been through a bunch of times. But there's the actual boring work that has to be endured if I still have a contract by the time I get discharged. There's the self destruct threat, because I've solved all these problems before. Everything's been overcome, so far as I can see. My client will wait until Monday for me to start work, my blood tests are stable and my kidneys are definitely working.

I had no control over whether the client would wait for me to get well. I had no control over when my kidneys would reboot. To discharge myself would have been suicide, so it didn't matter whether I lost the contract or not.

Nobody can see that the recent acute kidney failure is not the root cause of the problem here. Why did I let the problem get so bad? Why am I not afraid of a catastrophic chain of life-changing or life-ending events? My kidneys are working AND the client says I can start work on Monday, but why would I trust my knowledge, experience and the blood test data, and discharge myself, when I could just get another job in a few weeks or months? Why don't I avoid all risk, act like a sensible normal person, and just do everything I'm told?

There's a delicate chain here: I was lucky that my client has waited this long for me to get well, I was lucky that my kidneys recovered quickly, I'm lucky that I have a job that's easy money, I'm lucky that I don't have to suffer more agents and interviews, I'm lucky that I've got a financial lifeline that fixes my cashflow, I'm lucky that this contract keeps me within touching distance of the day when things are stable again, and I have the opportunity to think about doing something rewarding, challenging, creative and everything else I need as the antidote to 20 years of office boredom.

The ticking time bomb exploded, but it was unseen. I couldn't hang on any longer. I couldn't take any more delays and setbacks. My patience for being depressed, stressed and running out of runway, without success at securing a job (that I didn't really want anyway) had expired. I'd been strung along too long. Christmas and New Year slowed everything down and stopped progress, so the agony was drawn out longer than I could take.

Somebody's going to end up not getting what they want.

The doctors want to discharge me with blood tests that show my kidneys are clearing the remaining backlog of toxic crap out of my blood on their own. They want me to have an operation to have a dialysis line put in my jugular vein. They want to do more observation, without dialysis, to know how my kidneys are doing without any assistance.

Her and our friends want me to follow the doctor's advice, and treat my health as if my life hangs by a thread. They care about me. They don't care about my client. They know that there will be other jobs.

I want good quality sleep in my own bed for a couple of nights. I want to try on my ankle splint and get used to getting around on crutches. I want to make a plan for how I'm going to get to work during the tube strike. I want to figure out my medications so I'm not fuzzy-headed and sleepy during the day. I need to not have to start all over again. I need to balance the small risk that my kidneys might take a long time to clear the backlog of creatinine, against the big risk that I can't be out of work any longer, and I can't face starting the job hunt all over again, without depression and stress destroying me.

Yeah, I'm going to feel shit. I was always going to feel shit. I'm going to wish I was more well rested. I'm going to wish things worked out differently. I'm going to wish I could just press the fast forward button and be 6 months further through the year, and everything's gone exactly how I know it's going to go, but I don't have to suffer the boredom, the monotony and the ridiculous deja-vu of solving the same problems in the same way, over and over again.

What's the alternative? I can't cut & run. I can't switch career. I can't chase some stupid pipe dream.

Some people think I'm a know-it-all. Some people think I'm reckless and stupid. Some people think the answer to all my problems is to do the things I've tried before: regular salaried jobs, doctor's advice, safe & sensible behaviour, conformity to the norm.

All I can tell you is, I can make dumb decisions and get myself into deadly situations, but I'm also a bit of an expert in recovering from some very harrowing shit.

It's a bit unfair to ask people who care about me - both loved ones and professionals - to allow me to take what they see as an unnecessary risk, but the flip side is a complex web of psychological risks and consequences that are almost too hard to explain.

If I seem impatient, foolish, arrogant, entitled or somehow like I deserve different treatment and life opportunities to everybody else, all I can say is this: at some point you can't keep trying anymore, you give up and you slip away. At some point, it doesn't seem worth the struggle and the stress, just to line somebody else's pockets and allow them the freedom to pursue their artistic creative ambitions and generally waft around having a lovely time.

If I get what I want, start my job tired and in pain, work for at least 6 months, bored out of my mind and upset that I wasn't well rested and properly prepared; but at least the cashflow hole is plugged, my stress starts to go down, I start to relax about the purse strings, I can show my love and appreciation for the people who I care about and who care about me, I can start to improve my work:life balance and I can start to dream about longer-term ambitions, without torturing myself because things are so far out of reach.

If you think I expect this to happen overnight, you're wrong. I'm forecasting 6 months to stabilise, 6 more months to build up a healthy safety cushion, and another year before I can even dare to dream and start to think about a less soul-destroying life.

As I wrote before, I've got some amazing pieces of the puzzle in place - more love and support than I've ever had in my adult life - but I still can't afford to have other important things slip away for the sake of an acceptably small risk and some short-term pain, discomfort, exhaustion and a bit of extra stress. There is no perfect solution.

There is one thing that nobody can take away from me right at the moment: I'm a penniless writer.

 

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One Week in Hospital

11 min read

This is a story about affordable care...

Get well cards

I've been able to roll the dice a few times - following my dreams and chasing my ambitions - because of progressive liberal socialist policies put in place by the Labour government of 1945: most notably, the creation of the National Health Service.

I chose to leave an extremely well remunerated job with an American investment bank, with amazing private medical insurance and a brilliant team of occupational health doctors. That US-style of healthcare certainly gave me access to the very best treatment, whenever I needed it, but it was part of a "golden handcuffs" deal: a job that was so much better than anything I could get anywhere else, that I had to be insane to quit.

Life is a balancing act. You can have loads of money, but no time to spend it. You can have loads of time, but no money. You can have job security, but you'll be bored and constrained. You can have freedom and be your own boss, but you will carry all the risks and responsibilities. You have to choose what works for you.

While one friend has parked his tech startup dreams and has taken a salaried job, another couple of friends have just sold their tech startup. In the space of 6 years, I made myself sick with stress, trying to run my own tech startup; I went back to my old job at the American investment bank and stayed sick until I started rebuilding my life in London as an IT consultant. In the space of those 6 years, my friends had countless sleepless nights and worked relentlessly to build their startups to the point where they were worthy of investment or acquisition. In the space of those 6 years, my friend who originally introduced me to the tech startup ecosystem, built a bunch of cool tech and very gracefully pivoted into a job that really suits him, working for a company he really admires. In the space of those 6 years, my friends from the technology accelerator program we attended in Cambridge, raised millions of pounds of investment and sold their company to a tech giant.

Friends went to Silicon Valley to follow their tech dreams. One friend had to break up with his girlfriend. Another had to move his young children away from the family support network, and live with the risk that the USA would reject him and his family's request for residency. Imagine if I had moved to America. How would I ever afford the medical bills, when things have gone badly wrong? I would have been bankrupted many many times over!

Nobody's keeping a seat warm for me in a cushy job because I went to a posh school and a prestigious university. I have no trust fund or family money behind me. Running out of money has meant homelessness. Starting a business had to be profitable from day one.

There's just no way that I would have been able to pursue the opportunities that I have, without the National Health Service. In theory the UK and US are lands of opportunity, where anybody can start a business and become rich and successful. In practice, it's almost impossible unless you're already quite wealthy. The consequences of failure are just too much to bear, for most people.

My current business is consultancy. If I'm sick, I don't get paid. If I don't have a client, I don't get paid. However, I've calculated that I only need to work a few months of the year to earn the same as as the 'secure' job I gave up. It's a calculated risk. I might end up not being able to pay my tax bill. I might end up not being able to pay my rent. But, when things go well, they go really well. The odds are in my favour: if I can just get two or three contracts in a row, not get sick, maybe have some projects that run longer than expected, then I'll suddenly be way way way ahead of where I would be if I'd just plodded along with the golden handcuffs on.

I sat awkwardly on my leg and it went numb. My foot became swollen. My leg swelled up all the way above my knee. My kidneys shut down. I was admitted to hospital and put on dialysis. I haven't had any income since September. Surely this is why it's best to have a nice 'secure' job?

I've been stressed and depressed about losing a lucrative consultancy contract. I was literally about to start working again when I got sick. Contractually, I have no rights: the company could just award the contract to somebody else. I was going to have to start the search for a client all over again, meaning yet more loss of earnings.

Here I am in hospital. I've been here for a week.

I was seen by a doctor within an hour of arriving at Accident & Emergency. I've had two private rooms with amazing views over central London. I've been seen by top consultants, surgeons, registrars, nurses, phlebotomists, physiotherapists. I've been wheeled around by porters and served meals by catering staff. My bedding has been changed and I've been given clean gowns and towels. Numerous medications have been dispensed. I've had ultrasound scans and my blood has been scrubbed clean and drained of dangerous toxins by dialysis machines. My blood pressure, blood oxygen, pulse and body temperature has been monitored around the clock. Even the amount I drink and piss is meticulously recorded by the staff on the ward.

Nobody has ever asked me for my medical insurance details, credit card or discussed how I plan to pay for all this world-class treatment. Nobody is going to send me a bill when this is over.

As luck would have it, my client has decided they will wait for me to get better, so I can start my contract. Imagine if I wasn't able to take that contract in the first place, because of the risk of getting sick. Imagine if all the profit from my contract got wiped out by a humongous medical bill. How is anybody supposedly 'free' to become rich and successful, if they can't predict when they're going to get sick and how much it's going to cost?

This story is really a re-telling of three stories. The story of the friend who inspired me to follow my startup dreams and who inspired me to write about the importance of the National Health Service for social mobility; the story of the friend who succeeded, after 6 years of sacrifice, blood, sweat and tears, with countless sleepless nights and untold stress; and the story of me, who couldn't handle the chafing of the golden handcuffs, and got unwell because of the combined stress of running a tech startup with an unsupportive partner and unsupportive family.

I'm now lucky enough to have reconnected with old London friends, repaired friendships that were damaged or neglected when I got unwell, made new friends who are incredibly loyal and caring, and I have found an amazing lady who makes me feel loved to bits and completely accepted for who I am. Her family have welcomed me with open arms and most of the get well cards I've been getting have been from her family, along with offers of help to get me back on my feet.

While the welfare state is deeply flawed and it's an impossible task to get the social support that you need, as a single man whose life is imploding, the National Health Service has been the glue between the pooh, holding my shit together and just about keeping me alive. When you add in an amazing girlfriend, her family, loyal and caring friends and the rest of the social fabric that a person needs, you finally stand a chance of getting your life back.

I read with great dismay that the US Affordable Care Act (a.k.a. Obamacare) is being repealed. What the actual fuck, America?

If you wanted a case study for a society that's as close to perfect as you're going to get in an imperfect world, we should look to London. 300 different languages are spoken in London schools. The tower blocks of Canary Wharf sit in a London borough that's 46% Muslim. There are cycle superhighways, driverless trains, an underground railway that moves 5 million people every day. The Metropolitan Police are humble public servants, who protect the vulnerable and take people to hospital, involve social services and mental health crisis teams, rather than flashing their badges and drawing their weapons. The whole city exudes tolerance, inclusion and diversity: it's in London's DNA.

You might mistakenly believe that London is a city for the rich, but it's not: because of the National Health Service. The NHS employs 1.7 million people, and funded properly - like it is in London - it shows that socialism and multiculturalism can be made to work. The last piece of Britain's nationalised socialist infrastructure, not to be wrecked by the greed of capitalism; the NHS is a fly in the ointment for the Tories who want to sell everything off for private profits and damn the lives of British citizens.

I want the railways re-nationalised. I want the energy companies re-nationalised. Most of what comes out of Westminster is good for London but bad for the rest of the UK. What we're seeing is one rule for Londoners and another for everybody else. London gets state-owned public transport where 100% of the profits are re-invested in infrastructure. London has a remarkable set of public services that create jobs as well as keeping the residents well looked after. Socialism for London and capitalism for the rest of the UK... that sucks.

In my week in hospital, I've realised that London truly offers an enticing vision of a near-utopian society, so unlike the ugly one pictured in the dark minds of the populists. London is a European city, connected by train to Paris and Brussels. London is a mercantile centre, where East literally meets West at the Greenwich meridian line: the perfect time zone to deal with both Japan and San Francisco in the same business day. The peaceful co-existence of so many cultures in one crowded city is a modern miracle. I live here because of the immigrants, not in spite of the immigrants. London simply wouldn't function without its chaotic diversity.

Getting used to living in London is hard. The congestion is hard. The clash of cultures is hard. Seeing people who look and act differently is hard. Processing the humbling fact that the world is huge and complex is hard. Realising that you're in the racial minority is hard. Living a small, neat, efficient, considerate, reserved life, where you quietly observe and ask questions, as you discover your fellow Londoners have had incredible journeys, arriving here and building their lives, is hard. It's hard damn work, letting all this chaos and complexity assault your senses.

I don't want private hospitals, private health insurance, medical bills, policemen carrying guns, offensive foreign policy and an economy that offers no hope of escape from the socio-economic background you're born into, except for a tiny handful of sports stars, lottery winners, rappers and criminals. I don't want private prisons stuffed full of black people being used as slaves. I don't want a world of "us" and "them" with torture, pre-emptive strikes, invasion of sovereign nations, regime change and covert ops to destabilise other nations.

In a week in hospital, I've benefitted from everything that's great about Great Britain in the European Union and London's huge immigrant population. Only a tiny handful of the staff who've saved my life were born in Britain. Only a tiny fraction of the medical supplies and equipment were designed, tested and manufactured in the UK. I'm a stone's throw away from mosques where alleged firebrand hate preachers are supposedly plotting against the British people. Whitechapel Market is crowded with women wearing full-face veils, but I'm just another Londoner to them. If there's an exemplary organisation to demonstrate multicultural society working perfectly, doing life-saving work, it's the National Health Service.

Affordable care not only saved my life, but it's keeping my hopes and dreams alive, so I don't have to take a zero-hours contract McJob flipping burgers, just in case I get sick.

 

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The Dickhead of Docklands

9 min read

This is a story about the wanker of the wharf...

Canary Wharf towers

London's financial services sector is the gift that keeps on giving. Through Y2K, the dot com bubble bursting, 9/11, 7/7 and the credit crunch, the good times never stopped rolling.

I'm now experiencing deja vu. My very first contract in Docklands was at Harbour Exchange, working for Lloyds TSB. I wore a shirt with cufflinks shaped like taps. I thought I epitomised the height of business fashion. In my defence, I was only 20 years old.

As I look around the glimmering tower blocks on the wharf, and look at their revolving doors leading into their fancy foyers, I realise that I've done at least two tours with so many of the companies: HSBC, JPMorgan, Barclays, Lloyds and others too.

It's good that these places will have me back. Why wouldn't they? I left on good terms, with great references and a bunch of people who'd remember me and some of the things I did when I was there.

But, I've started to burn bridges.

I know how to play the game and keep my mouth shut; not rock the boat. I know that the whole banking world keeps you hostage with golden handcuffs. You're ridiculously well paid, so you try to silence the voices in your head that say: what we're doing here is just not ethical.

You can immerse yourself in the propaganda, that says that the financial products that we offer are greasing the wheels of commerce, but you know that deep down, most of what you're doing is helping the rich to hide their wealth and shield it from taxation. When you ask your customer what their source of wealth is, they're not exactly going to say that it's sweatshops and drugs, are they? They're not exactly going to confess that their family is wealthy because they embezzled a load of money, leaving their fellow citizens starving.

Even a close friend, who seems reasonably ethical banker, has helped his father - a judge - to hide the family wealth in an offshore trust. They had some problems proving that they controlled the money, in order to get a mortgage, but the bank was eventually satisfied. The people who work in banks are outsmarting the ones who work for the regulators and the taxman, so that's why the rich pay very little tax, while the poor shoulder the burden of social programs. Socialism for the rich and capitalism for the poor.

Am I a hypocrite? Am I ungrateful, when I bite the hand that feeds me? Well, the easy defence is just to say that if I didn't do my job, somebody else would. Isn't it better that I'm on the inside, trying to make things better, than on the outside where I would have very little power and influence. I could easily throw my clogs into the loom, if I thought that was the right thing to do.

Fintech is a conflation of financial and technology. Fintech tends to mean the challenger banks and ecosystem that exists outside of the long-standing institutions. Arguably, I've been working on Fintech - financial services technology - since 1998, but yet I might get mocked by my startup buddies as working for dinosaurs. Indeed, one well-respected friend from the venture capital world, even wrote a blog post which suggested that my return to Canary Wharf was an admission of defeat; a failure.

do feel like a failure. Even though I just secured yet another contract for yet another massive bank, doing some cool stuff with AI and other bleeding-edge tech, and I'm going to be exceedingly well remunerated, I still feel like I sold out. I'm also really worried about my chequered past catching up with me. Instead of popping a champagne cork in celebration of my new role, last night, instead I have butterflies in my tummy and I'm incredibly anxious about getting everything signed, starting the job and making a good first impression, without any hiccups.

My self-assured manner and my self-confidence has all been destroyed, replaced instead with self-doubt. I started looking for a new contract on the 30th of November, and it took all this time to get one. I take that pretty personally, and I worry that I'm not a competitive candidate anymore: I'm not making the grade, amongst the other contractors in the market.

Obviously, when I actually start working these contracts, I realise that there's a real lack of tech pedigree and good leadership. I realise that there is a need for my skills and experience, and I can add value.

However, I struggle to play the game anymore. I struggle to keep my mouth shut for the benefit of my career and my bank balance. I struggle to let things go, for my own personal benefit. When I see wrongdoing and incompetence, I feel that I have a responsibility to the general public, to not just turn a blind eye. I feel like I have to act ethically... not because the regulators are watching, but because it's the right thing to do.

I struggle to do the work anymore. I don't enjoy tech for tech's sake. Often times I don't really believe that tech is improving anything. Most projects are doing the same kinds of things that have been done time and time again, for years. You'd have thought that if we were solving real problems, we'd have solved them already and moved on to something more useful, like finding a cure for cancer. The banking problem - debit account A and credit account B - is not a hard one to solve.

Who the hell am I, to sit idle for the whole month of November, writing a novel instead of trying to get a job. Who am I to arrogantly assume that I'll be able to win another lucrative contract, instead of getting a regular job like everybody else does? Who am I to only work 4 or 5 months of the year? Who the hell do I think I am?

Well, you're welcome to hate me if you like. I'm a banker; a capitalist pig; a lickspittle of the wealthy elites who cause so much human misery.

However, I'm an ideological misfit. I know that I'm well remunerated, but I don't confuse that with value. I don't feel valuable, I feel like I'm wasting my time building stuff that doesn't help; it hinders. I feel bribed into doing a job, because I need the money. Aren't we all? Yes, so why work a job that's just as pointless, but get paid a lot less? Do you think that by depriving that massive corporation of yourself, you're hurting them?

Arguably, if we were to all take an ethical stance with our employment, and refuse to work for weapons manufacturers and banks, we would starve them of the manpower they need to function. However, humanity responds to incentives: if you couldn't buy guns, somebody would start sharpening pointy sticks and selling them; if you couldn't get a bank loan, loan sharks would lend money.

The problem is when you follow a set of rules to their ultimate conclusion, you get some undesirable outcomes. Free-market capitalism might work when you're conquering the Wild West and building all the critical infrastructure to colonise the New World, but what about when it's all done, and populations start exploding? Is it right that being born into wealth or poverty is not a choice: inherited wealth and ownership determine everything.

If we pressed the 'reset' button and set all the bank balances to be the same, how many would lose and how many would gain? Yes, it's unfair that some who've worked very hard would lose out, but what about those who think it's unfair that their inherited wealth shouldn't be subjected to a Robin Hood tax? Surely it's more unfair that some people have a lifelong trust fund income, while others have to flip burgers and still can't afford to raise their families. Surely, there are more people who would benefit, than lose.

So, eventually I arrive at the conclusion that we need to have debt forgiveness, or else civilisation will be destroyed. I mean, what are the wealthy even doing with all their ill-gotten gains? It's dog in a manger behaviour that's the problem here, not jealousy.

In the rigged system we've built, success is not about hard work. The fable of the girl who swept the factory floor being promoted up the career ladder until she was eventually the CEO, is total horse-shit. We know that all the best jobs go to wealthy men from a handful of powerful families. You could bust your ass your whole life, and still have nothing to show for it except the little plastic stars on your McDonalds name badge.

To say "twas ever thus" and blame human nature, is disingenuous. You don't have to look very hard to see that civilisations rise and fall, based on the satisfaction of the hoi polloi. It doesn't matter how high you build the walls: when enough people want to smash down your defences, you'll find that even the most robust barriers are too flimsy to protect you.

What do we really believe in? What cause are we fighting for?

The top echelons of society are wealthy enough to have their every whim catered for, but what do they believe in? How many of our rulers are passionately engaged in the pursuit of something more meaningful than money?

I wanted to save up and buy a house. I wanted luxury holidays and fine dining. I had become totally bourgeois.

If we leave noble causes - like the search for scientific knowledge, world peace and hunger - to a handful of charity workers, while we ourselves fret about buying a bigger house or another boat, then our most educated and powerful portion of society is consumed by the consumer economy, which is intent only on separating fools from their money.

Western civilisation will fall, as if knocked over by a feather, because we believe in nothing.

 

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You won't BELIEVE what's inside this bag!

7 min read

This is a story about the surprising thing that happened next...

Mystery bag

The Internet is a massive dick. Part military network and part academic collaboration tool, our beloved 'net is now mostly pornography, pirate movies & music, clickbait bullshit and advertising. Also, photos of your dog, cat and/or baby.

Copy and paste this to your Facebook wall for the next hour. 99% of people won't do it because they're evil and stupid and they want kittens to die. You have to copy and paste. No sharing!

Why do we have to suffer the endless hoaxes?

If you were a deadly disease, what kind of deadly disease would you be? If you were a Game of Thrones character, which Game of Thrones character would you be? If you were an Internet quiz type thing, which Internet quiz type thing would you be?

Millions of people, bored at work, are momentarily entertained by vapid bullshit, designed to bring eyeballs to advertisers' content. Our entire culture is being reshaped, not by the little dopamine hit we get every time somebody 'likes' our selfie on Facebook or Instagram, but by advertising revenue.

Newspapers The Guardian and The Observer are held in trust, so that they are free from commercial and political interference, but they are facing commercial difficulties, attempting to adjust to a changing readership. If those newspapers fail, we will have almost no free press. Our beloved BBC is politically influenced, established under a Royal Charter, which effectively makes it a mouthpiece of Her Majesty The Queen.

In our world of clicks, high quality journalism is under threat. Can you imagine BuzzFeed breaking important news stories to the world? Are the editors interested in anything other than the number of readers? Can success only be measured in terms of website visitors?

Our best writers are turning their content creation talents into a psychological game of cat and mouse: who can come up with new viral bullshit to suck in the punters?

Facebook allows us to hone our skills, but Facebook hides most of the statistics from us. Only Facebook knows how many people looked at that photo of your cat, but decided not to give it a thumbs up. Facebook is a private proving ground, where you are microblogging, and you are also learning what kind of content is popular. You're being trained to be yet another BuzzFeed writer.

The rise of user-generated content, blogging, microblogging and social media, is a good thing, but what kind of cultural legacy are we leaving, if everything we consume and create is simply a momentary distraction from our boring jobs? The Internet canon is so heavily influenced by the commercial interests of the advertising industry, that vast swathes of content are locked up in walled gardens or drowned out by the deafening noise of clickbait articles.

Growth hacking is an ever-present temptation, but we can't all sit idle, earning money from the clicks on adverts. Somebody, somewhere, has to generate some real content, and I've really seen enough of other people's children.

Bullshit boring jobs, doing pointless work that's of no value to anybody, is a barrier to the age of leisure, but we're going to need a lot of books, films, computer games and music, to entertain ourselves when we're no longer typing made-up numbers into a spreadsheet, in order to get a mouldy crust of bread.

We're not ready for the age of leisure yet, because there aren't enough Netflix box sets to binge on.

We need to move from an economy that's based on persuading people to buy consumer goods that we don't need, to an economy that rewards people for creative contributions to society, that inform, educate and entertain. Art is a hobby for the rich and privileged. We should all have the opportunity to be a film director, actor, scriptwriter, poet, painter, potter, chef or whatever we want, as long as it adds value to the lives of others.

Measuring value in monetary terms is disingenuous, because money is a token that represents value created by somebody. Somebody had to shepherd the sheep. Somebody had to grow the corn. Somebody had to make the bricks. Money is simply more convenient than barter, because it's really hard to swap a fraction of your house for something you need.

Measuring value in terms of the number of people who viewed your content, is also disingenuous, because it creates an incentive to make something popular not valuable. Free pirate movies are always going to be popular, so the only people who can make art are those who can afford to have it stolen. Movies are made to sell merchandise. Movies are full of product placement. Is that what we want human society to be all about: packaging up the natural world and selling it back to us?

I might sound like a hippy tree-hugger, but it makes me really angry that I have to waste my creative talents, as well as polluting the planet, travelling to get to a pointless job in a pointless building, just so we can all buy more crap that we don't need.

Why can't my job be reading books, watching films and listening to music? In my leisure time I'll write, make movies and compose music. The value that is created is the fantastic stuff that keeps us interested, making life wonderful and enjoyable.

In my utopian society, we won't need more roads, railways and runways. In my utopian society we won't need to take pointless journeys to get to work and for business meetings. In my utopian society, we'll all have much more time to educate our children and get them interested in the world around us.

We already have the agricultural machinery and high-yield farming techniques to feed humanity. We already have the healthcare infrastructure to care for our sick and dying. We already have an adequate transport network to allow us to occasionally visit distant relatives. We already have enough laws, courts, policemen, jails and other mechanisms to protect ourselves from anybody who wants to take more than their fair share.

The idea that people wouldn't do any work if they didn't get paid to do it, is disingenuous. Nurses, teachers and fruit-pickers are paid appallingly, compared with middle managers who do nothing except waste precious resources. Do you suppose that doctors only save lives because they're well paid to do it? Do you imagine that a farmer begrudges the people who share the harvest?

There are roles that are useful and necessary and these are rewarding in their own right. Most 'work' is not necessary, useful or rewarding. Humanity and our planet of finite resources, would benefit a great deal by no longer mandating that we all do pointless make-work.

In my utopia, there would be jobs that you're allowed to do if you want to do them and you're good enough. I'm sure there would be no shortage of applicants, because those people would be respected and admired for their contribution to society. Our gratitude is a much more valuable currency, than useless rectangles of paper and circles of metal: money.

In my utopia, there would be plenty to watch, read and listen to, because creativity would rein supreme. Art would be democratised.

In my utopia, there would be people who smoked cannabis, played computer games and never left the house, but they wouldn't have to suffer the indignity of being told they're lazy useless bums. Simply being part of society is enough of a contribution. Better to be at home relaxing, than clogging up our transport network, going to a job that you hate that contributes nothing to humanity and wastes precious resources.

In my utopia, autobiographies wouldn't be about boring old men who achieved nothing in their lives apart from presiding over untold human misery.

In my utopia, a writer isn't somebody who writes BuzzFeed articles in order to scrape together enough of a pittance to survive.

 

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Depressive Realism

4 min read

This is a story about bias...

Nick in blue

When you go hypomanic, you overestimate your capacity to work without sleep and food; you overestimate your ability to take on difficult tasks without negative consequences; you believe you can achieve superhuman feats. Often, hypomania can mean hypersexuality and the belief that you're irresistible to the opposite sex. Hypomania brings extreme risk taking, for me, and I'm a big risk taker anyway!

There must be an element of underestimation too. When hypomanic, you underestimate the difficulty of what you're trying to achieve. You underestimate the risks and the consequences of failure. "How hard can it be?" you find yourself thinking, as you get stuck into the quantum mechanics books. I rejected a highly paid career, in favour of building my own business, mostly because it seemed like it would be quick and easy at the time.

Depression has flipped all that on its head. I had an interview with a well known high-street bank earlier in the week. I thought it went dreadfully and I sank into an even deeper depression, because I gave such an appalling performance. I was beating myself about things I said and cringing about holes in my knowledge and experience that the interviewer had exposed. Then my agent phoned me:

"They loved you. They want to meet you again"

I spent the rest of the week dreading this second interview. I imagined all the things that they were going to ask, that would be difficult for me to answer. They were going to haul me over the coals and my incompetence would be laid bare for all to see. It would be embarrassing; shameful. I was losing sleep over it and waking up each day with a feeling of dread.

At the second interview, they cooed enthusiastically at everything I said, and laughed encouragingly at my anecdotes. It was almost as if we were friends and work colleagues, gossiping conspiratorially about the good and bad things that happen in the world of grey suits and office blocks. I thoroughly enjoyed myself.

Afterwards, I thought "oh no!" What if my intuition is wrong again? What if there's an inverse correlation between how I feel like things went, and how impressed my interviewers were?

Depression is almost like a defence mechanism: a reaction to a hostile world where bad shit happens. When the UK voted to leave the EU, and when the USA voted for Donald Trump, I had placed bets correctly on both outcomes, at substantially long odds. I knew I was sad that those things had happened and I didn't make enough money to be happy, but I still didn't really feel anything even though they were awful events. I was prepared for the worst. In fact, I expected the worst.

There are psychological experiments that prove that depressed people are able to perceive the world more accurately, in certain circumstances. This depressive realism is the antidote to illusory superiority. This depressive realism is the antidote to the madness of crowds and a misplaced sense of optimism.

Humans are notoriously bad at perceiving the risk of very real and likely events: stock market crashes, earthquakes and hurricanes. If we were risk-averse according to probable catastrophes, we would steer clear of the Pacific Rim of Fire and the San Andreas Fault, but yet we see insane real estate prices and a concentration of our best technologists, in Silicon Valley and Japan.

London is currently rated by MI5 as at severe threat of international terrorism: an attack is highly likely. When I see huge crowds of people at Canary Wharf underground station, I see a swarm of sitting ducks. There are two vans full of armed police parked nearby, but it doesn't make me feel any safer... it just makes me glad that I don't have brown skin.

On a day-to-day basis, I generally assume I'm going to be blown up by a terrorist, fail to get a job, run out of money, be evicted, be declared bankrupt, never be able to work again, society is going to collapse, there will be riots and looting and the human race is going to retreat into the dark ages of barbarism, religious dogma, superstition and ignorance. It just seems likely, given the evidence.

I might be wrong, but I tend to put my money where my mouth is, and I've sadly been right more than I've been wrong.

I just placed a bet on Marine Le Pen. I hope I lose.

 

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