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Tortured Soul

9 min read

This is a story about the brain drain...

Daily photo of me in a suit

I should keep photos of myself wearing my ordinary work clothes off my blog. I should take more care to separate my professional identity from my blogging identity. I should ensure that Nick "Manic" Grant and the name that's written on my CV can never be connected.

To even write my proper name - as it appears on my passport and birth certificate - onto this website would risk appearing at the top of Google searches that prospective employers might do. I've been careful to separate my LinkedIn and never mention my consultancy company name. I rarely mention client names, and certainly not the names of clients who I wish to continue working for.

However, I'm starting to slip. I'm starting to not care so much. I'm starting to prefer my real identity to the fake one that's necessary to get a well paid job. I was finding it cumbersome to try to pretend like everything was A-OK in my world, and attempt to stop rumours spreading about me in the companies I used to work for. It was exhausting, trying to cover up my indiscretions. It's been exhausting, leading a double life.

One of the biggest double life issues I have is that I have nothing but contempt for capitalism and banking, and I completely fail to see the utility of computers and apps and software and data. Yes, in our super tech-heavy world, it seems inconceivable to say such a thing, but I definitely think humanity's headed in the wrong direction. The mechanisation of farming and the industrialisation of food production are two examples of tech's potential to feed the world's hungry, but we're not using tech to do that, are we? Instead, we're using tech to create artificially inflated asset bubbles and an ever greater rich:poor divide. It eats me up inside that I'm involved, but I'm also shackled with golden handcuffs to the cash cow that provides a hefty income. What am I supposed to do?

Many people think it's churlish that I bite the hand that feeds me. Many people seem to think it's not possible for me to have ethical concerns about what I'm involved in as a day job. Why don't I quit and do something else? It certainly seems to upset me and cause me a lot of angst and anguish.

As I've written before at length, I'm economically incentivised to get the most bang for my buck. I'm economically incentivised to sell my labour to the highest bidder. I need a place to live and food to eat, don't I? So of course I'm going to plump for an employer who's going to give me enough money to live, rather than one who would leave me starving, homeless and impoverished.

I should be rich & retired by now. Here's how my strategy to become rich went:

2005

Me: I'm going to invest all my money in gold

Her: no

Result: gold plus exchange rate of US dollar would have delivered 500% return on investment

2008

Me: I'm going to quit my job and write iPhone apps

Her: no

Result: we broke up. I made enough money from my iPhone apps so I didn't have to work... until I got back together with her

2011

Me: I'm going to be CEO of a tech startup worth millions of pounds

Her: no

Result: my company continued to trade profitably and win big customers... without me

2012

Me: I'm going to invest all my money in Bitcoin

Her: no

Result: each Bitcoin is now worth $15,000. I would have paid about $5 for each Bitcoin. A $5,000 investment would now be worth $15 million

2013

Me: I'm going to invest all my money in Bitcoin

Her: no

Result: we separated and divorced. I've hardly had to work since then.

In the absence of any good ideas to get rich quick, I always fall back on IT consultancy. I was getting £40 an hour when I was 19 years old, and then £470/day when I was 20. I was on-track to retire at 40, if I stuck with the consultancy gig, even though it was soul destroying.

Now, it galls me that I've been so close to serious wealth so many times. It galls me that my ex-wife was such a toxic person that she's fucked up a whole bunch of very decent ways I could've made a fortune. It galls me that I'm back doing the soul destroying day job, because my ex-wife held me back and sabotaged some very smart and shrewd plans I had. It galls me that I'm doing a job that I mastered a long time ago. It fucking sucks to only earn six figures and have to work like, maybe 35 whole hours or whatever, doing a really easy job.

Of course, I'm deliberately writing in such a way that might cause offence. Many people dream of earning decent money, or having a shot at getting rich. Well, here's the solution: do a job you really hate.

I hate my job so very very much. I can't believe just how flipping easy it is. I also can't believe just how awful it is to be part of the capitalist machinery that's wrecking the planet and the wellbeing of humanity. I'm involved in legal loan-sharking. I'm an accessory to murder. I'm guilty by association.

I started out my career in defence - the military - so I'm no stranger to the ethical dilemma of working for a weapons manufacturer. I had to wonder to myself how I'd feel when lives were inevitably lost as a result of my software. It seemed wrong to think that I'd succeeded as an engineer, if I successfully brought about the death of the so-called 'enemy'. My software was very definitely going to be used to kill people; nothing defensive about it at all.

What should I be doing? Working for a charity? Working for an NGO or some other kind of humanitarian cause? What, like your chum Hugo from private school, who went off and built a school in Africa... he put that on his CV and now he works for a fucking bank because he's not fucking stupid. Hugo tells all his chums that he's done important work in the developing world, because he's an insufferable tosspot; he's a smug spoiled little shit, who's never known anything other than wealth and privilege.

You might hear my posh accent, or see the big name multinational companies I've worked for on my CV, and you might be mistaken for thinking I'm posh and spoiled and entitled and all the other things you don't like very much. In fact, I've had to spend my whole career with ethical conflict in my heart. I'm a bleeding-heart liberal who puts on a sharp suit and pretends to be a banker. I have to think about the part I played in the 2007/8 financial crisis. I have to think about my part I played in the whole stinking shitpit that is capitalism. I could hide behind the defence: "I'm just an engineer" but I can't.

"I make the rockets go up. Where they land is not my department"

I don't think it's a valid defence for an engineer to say that they're apolitical; amoral. I write software that's unopinionated, but I know what it's going to be used for. I know that I'm donating my brainpower and brawn to an evil cause. I know that ultimately, I'm helping the rich get richer.

I spend my days somewhat outraged that my time's being wasted on trivial bullshit, that contributes nothing to society except for improving the apparatus that oppresses the planet's poor people - tools to better extort money out of the 98%. I spend my days frustrated - I want to be doing something worthy, but I can't.

Of course I'm not going to jack in my job and go work for a charity. Charities pay shit money. Of course I'm not going to work for charity. Charities have failed to deliver any meaningful change. Impoverishing myself is the world's most stupid first step towards any meaningful change.

I'm frustrated and upset, because my ingenuity was thwarted so many times by my ex-wife that I'm now exhausted. I'm not a young man anymore. I was lucky enough to have a couple of moments of glory that proved my point - I can build valuable stuff that works - but now I don't have the energy or the financial security to make another foray into something more worthwhile than the bullshit that passes for my day job.

I'm trapped by debt that I ran up when I got sick. I'm trapped by the capitalist trap of high living costs. I'm trapped by the need to speculate to accumulate, but I've got nothing to speculate with. I'm hoisted by my own petard. The irony is not lost on me, of course.

It's torturous agony, working a job that I mastered 21 years ago. It's torturous agony, solving the same problems that I already solved a million times over, knowing full well that everything is doomed to the same fate. Of course the global financial markets are going to collapse again, imminently. Of course, the whole bullshit system can't be propped up anymore. Of course, the bubble has to burst. Bubbles always burst eventually. It's physically painful in a way that's hard to describe, knowing that the whole ridiculous house of cards is going to come crashing down again at any moment. I know it's just anxiety and stress and depression, but it's not made any better working for an investment bank, doing the same bullshit job that I was doing - I was so close to ground zero when the whole fucking financial crisis happened. I was feeling ethically challenged 10 or 11 years ago. I was feeling ethically challenged 21 years ago. Fuck my life, that I'm back doing the thing that I hate most, because it's an economic necessity.

Who's to blame? Me presumably.

Fine, pin it on me. I'll take the rap.

Imma kill myself.

 

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Running out of excuses

24 min read

This is a story about whether it's right to stay with an alcoholic and/or an addict...

Nail clipper door

Poor me, poor me, pour me another drink. Like every alcoholic and/or addict I have a million and one reasons why I had one too many bottles of wine, or why I lapsed or relapsed into drug addiction.

I mentioned on Facebook earlier today that I rearranged the furniture in a hotel room in Bournemouth, right at the very worst most moment of my divorce. If you think that "worst moment of my divorce" caveat is me getting my excuses in early, then you're wrong. Let's get this straight: I didn't break anything or chuck a telly out of the window, but I made a lot of extra work for housekeeping.

I was actually so concerned that I was in such a bad frame of mind that I was actually going to throw a telly out of the window, so I phoned the duty solicitor. The duty solicitor gets phoned after you've been arrested, if you don't have your own solicitor.  I had not been arrested, but I didn't like the way things were going.

The duty solicitor was rather bemused by a person ringing up to chat about things before they're arrested.... in anticipation. He said that he didn't think the police would arrest me, and I should probably just ring friends and family. I was loathe to involve friends & family in a mess that I had made.

Eventually, having tried several other local solicitors, I rang the family solicitor, who phoned my Mum, who told my Dad to phone me. He was exceedingly unhappy that one of his longest friends had suggested that I might be in the need of a bit of support during a messy divorce.

I rang my friend Tim, who texted an ex police constable, who confirmed that the police would not press charges given the circumstances. Tim came to the hotel, and said it wasn't bad at all and we could fix it up in 5 or 10 minutes, but I just wanted to get home.

Despite a couple of offers of financial compensation for any inconvenience or damage the hotel manager laughed, being rather experiences with the wrecked hotel rooms due to the large amount of stag dos who visit Bournemouth. His housekeeping staff had not even commented. However, I still feel guilty about that today.

That was December 2013.

Let's make one thing really clear before we go on. My ex wife did not addict me to drugs. She's not responsible for any of my addiction: then or now.

My startup company fell to bits because I was under unbearable pressure to deliver Investment Banker lifestyle on startup wages, and base my company in Bournemouth, where there are no angel investors, no venture capitalists, no startup scene, no customers, it was over 2 hours away from my co-founder and his new baby girl. It was an irreconcilable problem, with my ex-wife being least willing to compromise despite having a job she could work anywhere in the country. But, that's not her fault. It's my fault. It's my fault that I made myself CEO instead of my co-founder. It's my fault I couldn't handle the pressure. It's my fault I wasn't strong enough to leave a toxic unsupportive relationship.

Drugs - legal highs - appeared on the scene in the autumn, as I sat at home, desperately depressed about the situation. I had already tried about 5 different antidepressants by this point, and had even moved on to trying over 10 extremely rare antidepressants that are extremely rarely prescribed, even in treatment-resistant depression cases.

It's not like I didn't recognise the problem. I accessed local drug & alcohol drop in centres, where I sat listening to teenaged alcoholic prostitutes talking about their children being taken into care, knowing that I owned my own home, cars, boats, hot tub, summer houses and had tens of thousands of pounds in the bank. I left, because it feel like sheer selfishness to deprive the time that could be given to somebody more needy.

I spent a day in a residential rehab as a day patient. By the end of the day, I had brushed up all the leaves, done all the washing up, hoovered, mopped and done just about everybody's weekly chores. The people's lives were fascinating, but most of the day was drinking tea & coffee and sitting around.

I don't know if I was successfully hiding my habit, but I gave a talk to a bunch of startup founders in London, and a few came over and said they'd heard me speak in Cambridge, and they thought my public speaking had improved a lot. Go figure.

The only real problem for hiding my habit was school holidays - my ex being an educator - when I wouldn't have the daytime to take drugs. Christmas holiday was unspeakably awful, with me sneaking off in the middle of the night to take drugs.

Getting clean and staying clean is my sole responsibility, but I found it telling that the only book on addiction my ex read parts of was called "Nag your loved one sober".

After Christmas, my ex demanded that my parents take me away. Naturally, they resisted and I resisted. My dad came down, and my ex had been nagging our mutual GP about how hard it was on her to deal with my addiction. Deal with my addiction? She didn't even know about it until a week earlier, when I struggled to hide it during the school holidays.

I was completely spooked by the sudden appearance of my dad and my GP, through no request of my own. The idea of leaving my home, my friends and everything else I'd spent years building around myself, to go live in a house I'd never lived in, trapped in a village where I didn't know anybody. That's fucking offensive.

Anyway, the psychiatrist I saw just before I left Bournemouth told me to taper off the legal highs gradually - over the course of 6 to 8 weeks - because nobody knew what withdrawal would be like.

Having gotten rid of me to my parents' house, my ex then refused to take my phone-calls and generally treated me like dog dirt.

I would say, that if it turns out you're dating an addict and/or alcoholic, you should make a decision - based on how long you've been together - as to whether they're the type who's going to bleed you dry and move onto the next unwitting victim, whether you're prepared to help them - and trust me, it's really fucking hard - or whether it's your moral duty to help them because they became unwell while they were your husband, wife or long term partner.

Anyway, my ex continued to be a right ***** until someone who isn't me hacked her email account and found out that no sooner had I left MY house, she had been dating other people. I confronted her with her infidelity, and she started treating me like a human again. Unfortunately, I thought a leopard could change its spots, so I spent £4,000 on flights to Hawaii to get married and £3,000 on an engagement ring. As you can tell, I'm the kind of junkie who spends all their money on themselves.

I struggled with sobriety, but held down a couple of good jobs and continued to be a good provider. My ex could have called off the wedding at any point.

The wedding, which was supposed to be stress-free with no guests, somehow became one of the most stressful things I've ever had to deal with. The whole holiday was ruined by my bridezilla. In the end, I threw a tantrum and said I could no longer deal with teepees and camper vans that break down and other eclectic but stressful shit that I had to organise, and booked us into the $800 a night Hilton. I had cocktails by the pool and it was bliss, but there were two days until we had to go home.

I relapsed as soon as we got home. It didn't help that my then-wife had booked a taxi online, specifying the wrong year. We could have stayed at Heathrow and waited for 4 hours, but having been on a plane for most of a day, I wanted to get home: unexpected £180 taxi ride in a black cab that I managed to negotiate.

My then-wife must have ordered my parents to come and 'deal' with me, because my dad marched into my house and said "you're an addict. you're an addict. Can't you see you're a dirty addict?" which was rich coming from a man with a history of drug use. That's not the kind of treatment you should ever receive in your own home, nor did it take account of the fact that I'd been in a lot of correspondence with several specialist psychiatrists who could deal with my specific condition: dual diagnosis. I was bipolar before I was a junkie, and the two do not complement each other well.

My mum had decided that she could 'smell' drugs on me. Unless she has a gas chromatograph mass spectrometer for a nose, she is wrong. You can smell smoke and cannabis on somebody's clothes, but drugs that you snort, swallow and inject are excreted through kidneys and faeces. It's a completely disproven hypothesis. Anyway, My then-wife did nothing to vouch for my sobriety when my mum had a go at me on my sister's wedding day (I was clean).

I'd gone back to working at JPMorgan, and they coughed up £12k for me to go to The Priory for 28 days, without a single qualm. My general psychiatrist had said I needed treatment in a therapeutic environment, which clearly my home was not. My then-wife said that she'd divorce me if I followed his advice and got treatment, and that she'd rather be a widow than a divorcee.

On my first day at The Priory, I phoned the local florist near our home, and asked them to leave a different flower each day under the windscreen wiper of my then-wife's car, before she left for work. She however, joined the dating sites again and decided not to visit or phone me.

During my stay at The Priory, we established that I was not well supported at home, and indeed, perhaps my relationship did not contain the prerequisite levels of respect, love, care, compassion etc. etc.

I panicked on day 27 of rehab, realising I had to divorce my wife, sell our house and decide what I was going to do next with my life. I spent the day talking to a few friends about different ideas, and returned for my final day a lot happier.

Straight after that was the birth of my niece. My loving then-wife did not attend. In fact. I remember her once being extremely put out that my grandmother had the temerity to die at an inconvenient moment. I think my friends had been right all along: she really was "the poison dwarf".

Anyway, after being under virtual house arrest, where I must admit I abused a lot of drugs as I tried to grapple with the magnitude of selling a house and downsizing. Probably moving to London. The friends who would take sides. Having to get a new job. I got fed up with my then-wife making me feel absolutely terrified by her unjustified rage and abuse, so I took to cocooning myself into a single room of our ample 3-bedroomed house, and even built myself a man cave in our summer house. She was never content to leave me be, and would hammer and scream all the time at whichever door I cowered behind.

Then, I sent an SOS email to our parents, to come and force our separation. I was starving. I had no toilet, no shower. Do you think that's the way that people get clean & sober?

My friend Posh Will kindly offered his spare bedroom to get back into London life. I was clean & sober, riding my bike all over London, incorporating a new company and touting for consultancy work. I was entrepreneur-in-residence at PlayFair capital and I was loving the London startup scene. I was making new friends and I quickly got a beautiful new girlfriend. I know I wasn't the first to commit adultery, because someone who isn't me hacked my then-wife's email and found out she was fucking a married man with kids.

Then, divorce turned nasty. A six week house sale turned into a six month sale, simply because my then wife wanted to drag it out, knowing I had no income yet in London. She kept making me do the 4 hour round trip to Bournemouth to do trivial things she could do herself, like get estate agent valuations. Finally, we arrive in December 2013, where I went to a hotel because our house was sold but I was so angry and frustrated by my wife dragging out the sale to the point I almost ran out of money, I was going to trash the place.

Sure, I then did a 5 days of a 10 day detox, at a place where they didn't know what a detox was, or how to deal with somebody with a benzo habit. I then did 7 weeks at a proper residential rehab. My parents were on my no-contact banned list, but my mum still wrote to me with Louise's divorce demands. I told her from the start I wanted to rent out the house, defer the divorce and deal with it all when I had my health. When she refused, I said take whatever you want, but just don't drag it out. If I wasn't the kind of person who assumes that everybody's OK deep down, I'd say that it was all because she's a vindictive, abusive, greedy, *****.

Anyway, after a mix-up at my parents about what day of the week it was, my dad demanded that I get dressed in front of him and leave immediately. I agreed to leaving immediately, but I refused to get dressed in front of him, on the grounds that it would be one of the most degrading things you could ever ask a person to do. He manhandled me and a mirror got knocked off the wall, slicing my shin muscle in half along with 4 tendons and 2 nerves. Only then did he allow me to get dressed in privacy.

After my operation, I was taking fentanyl and tramadol - both strong opiate painkillers - for the pain, and yet I managed to avoid becoming addicted to these drugs. Having to wear a plaster cast kinda means you're going to have to destroy a nice business suit, and who wants to hire somebody who's sick?

My friends said it was time for me to get a place of my own, although I was still on crutches. I rented a room nearby. I went for dinner with Posh Will, and I was honest with him about my addiction struggles, and his attitude towards me changed visibly immediately. Our friendship was almost ruined, because he had such strong preconceived notions about what drug addiction is. He virtually accused me of being at risk of coming round to his house to steal stuff to feed my habit. I had the money from the sale of my house and some successful Bitcoin investments. I didn't need to steal from my friends. I cried myself to sleep and then tried to commit suicide.

Hospital discharged me, but I'd lost my flat, so I was homeless. I lived in hostels and Kensington Gardens. I guarantee you that not many people get clean from drugs when they're homeless.

Anyway, I finally got a great group of friends at a hostel in Camden, and a beautiful girlfriend. Those were some of the happiest months of my life. I also got an IT contract for Barclays and a room in a student house in Swiss Cottage.

I did have a couple of 'lapses' on mild drugs, but I was clean and I was happy. Then Barclays terminated my contract and I was evicted (the landlord was selling the apartment).

I tried to put a brave face on things and have a happy family Christmas, but I'd broken up with my girlfriend, lost half my friends, lost my contract, was homeless again. A lovely family in Ireland saved my life, looking after me at one of the most depressing and vulnerable times of my life.

At the suggestion of Posh Will - ironically - I stayed in a hostel in Shoreditch. Initially I had a whole dorm to myself, but when they realised I had an OK personality and was a long-term resident, they moved me to the infamous 'Ward P'. The drink and the drugs were off the scale in that place. I had to leave because I was off my face around the clock, but it seemed normal because everybody was.

I started staying in AirBnB places, because they were homely and I could do short [but expensive] lets. I'd recently reconnected with an old friend, so it was nice to live near him, in the East End.

I was running out of money again, so I stayed in a really awful hotel that's covered quite extensively in the blog post called Finsbury Park Fun Run.

That got me back to the Camden Hostel, but I was still hopelessly re-addicted to drugs. Trust me, it's hard to hide a drug habit in a 'regular' tourist hostel, and the tourists don't really love it if you're acting all weird because you're so strung out you can't even see straight.

Somehow, I managed to land the HSBC contract.

I ran out of money. Working for HSBC while living in a hostel is just not possible either. More drugs - whole week AWOL from work. Got away with it.

Stayed clean all the way to Christmas pretty much. I was a wreck on Christmas Day. I hadn't eaten for days. My Kiwi sofa surfer had kindly cooked the turkey but he'd pretty much cremated it, and it'd taken him hours to coax me out of my bedroom. Still, it was super kind of him to cook the world's most depressing Christmas lunch.

Then drugs, drugs, drugs to March 21st. I had a bag that could quite easily have kept me supplied for 3 years. That's the problem with being rich and choosing a cheap and powerful drug - you're never going to run out.

Are you spotting a theme yet?

January, February and March are my nightmare months. If I'm off kitesurfing at some exotic location, no problem. If I'm working a contract, no problem.

This year, I've had acute kidney failure and severe and ongoing leg/foot trauma AND the loss of my contract at Lloyds to deal with. However, I had the best Christmas ever and I'm also dating the world's most amazing girlfriend, so perhaps these things should cancel each other out?

have to think about drugs at the moment, because my leg is so damaged that I need a cocktail of strong opiate painkilllers, nerve blockers and a sleep aid, just to be able to partially function. I wake up every 4 hours in the night in excruciating agony.

Through the urgent need to re-stock on painkillers, I found myself back on the Dark Web. It was a stupid move. I kinda knew I'd never be able to resist the urge to go window shopping. I tried to order weaker drugs that might satisfy the craving that was instigated by nothing more than buying other products, but lapse and relapse were inevitable.

My most amazing girlfriend in the whole wide world is somebody I could spend 100% of my time with, and never get tired of her company. We like the same trashy TV. We enjoy the same high-brow movies. We both have an insatiable appetite for feature-length documentaries. We love London. We love the same things and we love each other.

Why then would I relapse onto incredibly dangerous and destructive drugs?

The watchword you need to look for here is trigger. When I was with my ex-wife, if she ever went on holiday on her own - which is something she did regularly during the death throes of our relationship - it built a Pavlovian association with an opportunity to take drugs without having an aggressive abusive ***** attempting to kick my prison door in and screaming horrible things at me.

I found a black market seller who would supply just enough for me to have a moment of fun, but not enough for me to end up in a destructive binge. Then that supplier disappeared, and I ended up buying the next smallest bag I could find: 100 to 200 mild to medium strength doses.

The net result is that I spent all yesterday evening and all last night trying to jam my locked bathroom door closed with a pair of nail tweezers, because I was convinced that angry neighbours had phoned the police, and even a mob had formed outside my apartment, ready to heckle me when the police led me from the building, cuffed in shame.

That's a net result of two things:

  1. Having more than you need of a highly addictive drug is bound to lead to a binge
  2. It's impossible to measure milligram doses of drugs without excellent scales. The difference between no effect, and psychotic overdose, can not be seen by the human eye

I sold my scales because I've successfully been having long periods of abstinence, and it makes sense to get rid of drug paraphernalia that could 'trigger' a craving.

Of course, I should have controlled my craving. Of course, I knew what the worst-case scenario would be. Of course, it seems to suggest that the love of my beautiful girlfriend is not enough.

All I can say in my defence is that my life is pretty depressing right now. I'm on such strong pain relief that I can barely even concentrate on writing. I'm not well enough to go back to work. I've been stressed about running out of money and being evicted.

Life is also awesome right now, because me and my incredibly fetching and intelligent and knowledgeable girlfriend both have riverside apartments, and we take turns to spend nights watching sunrises and sunsets.

She has a really difficult decision to make right now. My longest period of abstinence from drugs is what? 9 months, since becoming addicted. My longest period of sobriety was 121 days. All my money has been frittered away on private healthcare, periods where I was too unwell to work, and yes - perhaps as much a 5% - has been spent on drugs. Would you choose somebody like that for your boyfriend?

Alright, so my drug habit isn't going to lead me to a life of crime. I've been cautioned by the police 4 times, but there's not much point in wrecking my career because I'm an addict is there, when I'm not shoplifting, dealing drugs, robbing, doing fraud or committing any other crime.

However, this weekend has shown that I still have the capacity to get myself in a life threatening mess. I was ready to stab myself in the carotid artery this morning, rather than have my life ruined by a criminal record and have all that shame on top of what has already been a pretty awful February and March.

Of course, nobody can deny that I brought this on myself and that the behaviour is just the same as it was over the last few years. Is my addiction getting better? It's certainly not cured.

If you want to know if my addiction is getting better, you could look at my medical records for 2014. I was an inpatient for 14 weeks. You could consider the fact that the longest period I had without my drug of choice was 2 weeks, for the first couple of years. You could consider the fact that I'm in a meaningful relationship with a kind, caring and compassionate girlfriend who's sympathetic and well informed. I'm not lying to her to have a drug habit behind her back. I've lied to her twice when she went away on holiday, both times shortly after I had lost a contract and was a bit depressed.

Ask yourself, am I worth knowing as a friend? I could drop a dirty HIV or hepatitis infected syringe in your kid's playpen. I might replace your salt with cocaine for a prank. I'll probably take money out of the purse and wallet of everybody in your house. I'll nick anything that isn't nailed down. All I want to talk about is drugs drugs drugs and my life story's not interesting because it just goes addiction addiction addiction. I'll bring shame on your family and you'll get in trouble just because you're friends with me. Not worth it, is it?

What about dating a junkie? Well, everything they say is a lie, and you won't like having sex with them all the time because you know they're probably thinking about a syringe of heroin while they're doing it to you. They'll take all your money and ask for more. Nobody ever got cured of drink & drugs. Death's too good for 'em.

I do feel terrible about the lies [two] and the betrayal of trust. Also, she knows that a binge could easily hospitalise or kill me. She's also trying to have a relaxing holiday break, but she knows I'm sick, haven't had any sleep and haven't had anything to eat.

She can't watch me like a hawk all the time. She can't spy on me using webcams when she's on holiday. She doesn't know what I get up to at home when she's at work.

Why take a risk on a loser with such a poor track record?

I've told her if she wants to break up with me, I'll fight to save the relationship, but I won't just say anything to talk her out of it. I actually advised her to break up with me, because I'm a month or two away from earning money again, I've got depression, bipolar and maybe even borderline personality disorder, along with the death sentence of dual diagnosis. Would you want your kids to have those faulty genes? Would you want your family to find out one day that you've been dating a loser?

Anyway, that's where I am right now.

No amount of stick will stop anybody from taking drink or drugs. I need to find a social group to regularly attend. I need to get out of the house more. Through socialising will come enjoyment of even more people's company, as well as routine. There will be new opportunities. Maybe a new hobby? I'll get a new contract and throw myself into work. Once the money starts rolling in, me and her can have holidays and plan adventures.

Could I replace everything and everybody in my life with supercrack? Almost. It is pretty fucking good. Still, how much money would you need? Even if you lived in a tent, I still reckon food & drink would cost you £150-200k over your shortened lifespan. I do however think you get sick of it after a while, but the bastard thing is so fucking good when you go back to it after a little break.

What can I tell you? That's the truth?

So am I honestly comparing a night with the love of my life, with a sniff of supercrack? No. The comparison is facile. If you choose the tent dwelling supercrack life, there's no coming back from that. Also, I've never been in such a good relationship in my life: it just keeps getting better and better.

One final question to ask yourself? Even if you think you have the perfect partner, perfect friends, perfect job and generally perfect life... do you still occasionally do something that looks totally insane in the context of your amazing life, like get too drunk, or take a recreational drug even though you never do drugs? Do you think the fact that you do that, means you love your partner any less?

 

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Time Away From Work

18 min read

This is a story about sick leave...

Kidney operation

On my very first week at my very first full-time proper job after college - working for British Aerospace - my friends talked me into pulling a sickie so that we could go to Alton Towers for the day. This was 1997 and I didn't yet have a mobile phone. I had to call my boss from a payphone in the car park of Alton Towers. You could hear people screaming with terror, as a rollercoaster thundered by, not far away from where I was making this tense phonecall.

I didn't make a habit of throwing a sickie. I moved to the town where I worked, so I could wake up late and walk to work. My boss was quite relaxed about me turning up late, as long as the work was getting done.

No sooner had I moved to Dorchester, then BAe decided to send me off to the Defence Evaluation and Research Agency (DERA) on Portsdown Hill, near Portsmouth. A friend and colleague, who became my boss for this project, would come into my maisonette every morning and coax me out of bed. The early morning starts were agonising, especially if I had spent the weekend clubbing in London and was recovering from drug-fuelled all-night dancing. My body clock was sent haywire, but because I was only 18, I suppose I could just about cope.

I didn't have another sick day with BAe or DERA, or with the next company I moved to Winchester to work for. When I worked for Research Machines near Oxford, I even managed to get to work during the petrol crisis. I was allowed a day off when snow pretty much paralysed the country, and I went sledging in Haslemere, Surrey.

As an IT contractor by now, I realised I could use the time off between contracts to do cool stuff. I went on a week-long RYA Day Skipper course, to learn how to sail cruising yachts. I spent time with family in Devon, and did my interviews over the phone.

The dot com crash and 9/11 were rather unsettling events, so I decided to take a permanent job with HSBC, who are one of the more conservative banks. The interview process was exhaustive, testing my literacy, numeracy, reasoning and a bunch of other aptitude tests, and a grilling from various managers. "Why do you want a permanent job when you're earning good money contracting?" they asked. "Why do you want to work in banking, now that the bonuses aren't so good?" they puzzled.

HSBC Asset Management had a very familial feel to it. They had a policy of hiring a lot of former London Irish rugby players, and Surrey and Middlesex cricketers. If you were accepted, they would look after you. There was camaraderie. There was true team spirit. There was also copious amounts of drinking.

Somehow I got through some 4+ years at HSBC without pulling a fake sickie. One weekend, I ate far too many magic mushrooms, and then a team in Hong Kong phoned me up to ask why millions of pounds worth of equities settlement messages were stuck in a queue and were not being processed. The backs of my hands looked like playing cards, the walls were throbbing and swaying and everything was bathed in bright green light. I made my excuses and quickly phoned a trusted colleague, begging him to handle the support call for me, because I had accidentally gotten a bit too pissed. He laughed and I got away with it.

I had a persistent tickly cough that was annoying me. I had read somewhere that dextromethorphan - the cough suppressant - could make you have a psychedelic trip if you took enough, so I rang my boss, and said that my cough was so bad I couldn't come to work. I then downed 3 bottles of cough syrup, containing DXM. I got precisely zero thrills out of that particular mad caper.

Moving to JPMorgan, I had the perfect job. I used to work mornings and evenings, and go kitesurfing during the day. I say 'work' but what I really mean is that I used to turn the volume up really loud on my laptop, so if somebody sent me a message or an email, it would wake me up and I could see whether I needed to deal with it. JPMorgan were really cool with people working from home, especially if you were supporting their live systems, which was mainly my job at first.

I loved that job at JPMorgan, and never pulled any sickies. In fact, I would often work weekends and late nights. I was pissed a lot of the time, and there were plenty of Friday afternoons in the pub where we never went back to the office except to get our coats and laptops on our way home, but that was the culture. Work hard, play hard.

Switching to New Look - the high-street fast fashion clothing retailer - I had a long commute to Weymouth every day and they didn't really know what they wanted me to do. I spent a day working in a store, which was interesting. I spent a couple of days at their distribution centre, watching the boxes of clothes arrive from the sweatshops, and the stock being sent out to the stores. I spent some time trying to understand what the hell they wanted to do as a business, and what the hell I was supposed to do about enabling it. Eventually, I broke down and decided I couldn't face the commute. I couldn't face the job. I couldn't face anything.

Three days off... no problem... just fill in a self-certification of sickness absence form when you get back to the office.

Four or more days off... got to go to the doctor and get signed off: get a sick note.

It started with two weeks off. Then a couple more. Then I couldn't even face going to see the doctor any more.

I found out what happens if you just stop turning up for work, sending in your sick notes, answering your phone... anything. I just disappeared. The company gets scared that they're going to get taken to some tribunal and found guilty of making somebody so stressed and unwell that they can no longer work. The company is scared it's going to cost loads of money and be hard to get rid of you, so they offer you a cash payment to fuck off quietly, promising you a good reference if you just resign.

With my JPMorgan bonus, my payoff from New Look and my iPhone App income, I was having a pretty bloody good year financially, despite being laid low with depression for a couple of months. I would have continued to take time off, but my phone rang and it was an agent with a contract in Poole: about a 20 minute drive from my house. I interviewed and got the job. I was the highest paid contractor in the company, which was a joke because the company mainly did Microsoft work, and I'd specialised in completely different technology. I actually bumped into another contractor I knew - Bob - and I felt bad that I was earning more than he was, because he taught me so much and he was so much older and more experienced. Oh well, the arrogance of youth, eh?

Anyway, my boss was this cool French guy who liked the fact I could speak colloquial French quite well, so he used to send me over to their main office in Besançon very often. It was great in the winter, because I could go snowboarding in a little place just outside Geneva, before flying home. Me and a friend bought a boat and used to go wakeboarding during our lunch hour. I took my boss out on my boat. I took one of my colleagues out sea fishing. Life was pretty sweet. However, I got bored and started claiming I had illnesses like swine flu, so I could take some time off work. I took so much time off sick, that my boss asked if I really wanted the contract anymore. I admitted that I didn't, so we parted company amicably. I partly needed to get away from an annoying guy with a ginger beard who I had to work with, who irritated the shit out of me.

I then became a full-time electrician. At first, I let the customers choose when I would do the work, and filled my diary up with lots of random jobs. Then, I learned that I could block time out, to give myself a break whenever I wanted. I could tell customers that I was booked up in the mornings, so I didn't have to get up early. It should have been a dream job, which allowed me to go kitesurfing whenever I wanted, but by this stage my relationship was on the rocks and I was depressed and stressed as hell. I didn't do much of anything. I sold my share of the boat. I started to get out of my depth with the work that I was taking on.

After becoming too sick to work, I had a couple of months doing nothing, and then a tiny bit of holiday cover work for a friend turned into some iPhone development work, which then exploded into my idea for a startup: Roam Solutions. I decided to create a software house specialising in mobile apps for enterprise. I threw together a hunk of junk proof of concept and we exhibited at the Learning Technologies conference, at Olympia. Somehow, in the space of a couple of months, there was a working app on iPhone and Blackberry, a fancy website and some glossy brochures. A whole exhibition stand had to be designed and built, allowing people to play with the phones but not steal them. There was so much branding to do. So much design.

I wasn't actually that passionate about what Roam Solutions did, which turned out to be mostly digital agency work. Rebranding as mePublish, then Hubflow; rewriting all the software and creating an Android version - those were momentary distractions. Sales meetings were stressful. Supporting your software 24x7 with just you and a mate is stressful. Getting any money out of our customers was like getting blood out of a fucking stone.

We managed to get about £16k out of a couple of customers and raised another £10k by selling a few percent of the company's shares. In return, me and my mate got to go on a 13-week 'accelerator' program. The program was fantastic fun, but exhausting. By the end, I didn't turn up for a couple of days because I was 'sick'. The truth was, I was burnt out.

I should have swapped roles with my business partner. He made a great CEO in the end, when I stepped down. Anyway, I just disappeared for months, and my friend helped to tidy up the mess and calm the shareholders down. I was almost out of cash. I needed a job.

I went to work for a company that helped people who'd got into debt problems. Not one of those debt consolidation places - we actually wrote to the creditors and negotiated debt-write offs, freezing the interest and lower repayments. We helped people avoid bankruptcy or IVAs. It was a cool company, but they wanted me to be IT director without actually vesting me in or letting me sit on the board. I wrote them a brilliant IT roadmap. They ignored it. I had an argument with the CEO. I went off on a sickie. The private equity firm that owned the company liked me and sacked the CEO. But then I got paid off because I couldn't face going back. The following year, I was at a conference, and there was the bloody CEO of the parent company, who'd followed my fucking IT roadmap to the letter, telling the delegates how well it worked. I felt proud, vindicated, but also I know deep down that it would have taken a lot of hard work to implement, and I was no part of that, so I can't really claim credit.

After the London Olympics, I went back to JPMorgan. I was not a well man. I was limping along.

I managed to fix one of JPMorgan's major issues that was threatening to cause a major catastrophe - front page of the Financial Times stuff - and then I disappeared, never to be seen again. I got a phonecall from my boss, saying I'd received an extra bonus in recognition of the important work that I'd done. I felt like a fraud, thanking him for that, but knowing that I was so sick that I wouldn't be able to go back to work.

My GP signed me off for 5 weeks, and my first thought was literally this: "I can get fucked up on drugs for 4 weeks and have 1 week to recover enough to go back to work."

There was The Priory. There was the separation from my wife. There was the realisation that the rumours of my mental health and drug problems were well known to everybody I knew in Bournemouth and Poole. It's a small place. I used to ride a tiny folding bicycle invented by Sir Clive Sinclair, for the 10 minute trip to work, but yet this had not escaped the notice of all kinds of people whose path I crossed. I was becoming known as a rather odd and eccentric character - a nutty professor; a madman; a drunk; a junkie. It was time to go somewhere so big that those kind of labels couldn't follow me around: London.

I put my back out picking up my niece to put her on the swings at the playground, so I had a week working flat on my back at home, while I was working for Barclays. I started to slowly relapse into taking legal highs, and ended up taking another week off, where I rewrote the entire software system we were working on in a nonstop hackathon without sleep. It rather made a mockery of the whole project, as well as terrifying the hell out of the architects.

At HSBC, I had a full on meltdown after my first week, realising that it was impossible to work a demanding contract while living in a hostel. Somehow, I managed to get away with a week off work, thanks to my sister ringing my boss and making excuses for me. I did also have half a day off because I was so dreadfully hung over once. I wasn't going to bother at all, but my boss persistently phoned me. I reeked of booze, as I turned up at my desk at 2:30pm.

At a well-known leading consultancy, working for the world's biggest security firm, I didn't take any time off at all. I was a little late on a couple of occasions, and had to ask one of my team to run my morning meeting on my behalf, but I was mostly a reliable little worker bee. It helped that I had a whole week-long holiday: my first relaxing week-long break for over 3 years.

I was all set to start a new contract with a well known high-street bank, who I once worked for when I was 20 years old and Canary Wharf was mostly just a building site. However, I knackered my leg, which caused my foot to swell up and my kidneys to fail. I had to pull a sickie on the very first day. Thankfully, they've waited two weeks for me to get better; most of which I've spent on a high-dependency hospital ward, having dialysis. My leg is still fucked.

And so, I go back to work tomorrow, limping along with my robocop ankle brace and doped up on tramadol. I've got one reliable reference from the last couple of years. HSBC hate my guts. Most people at Barclays were shocked and appalled that my contract was terminated early, and my boss lost his job over his decision to fire me, but do you think I can get a good reference? Who knows.

I should have paid my rent 10 days ago. I just told the taxman that he's not getting any VAT off me for a whole quarter, and he fucking hates that. I have no idea what my bank balance is, but I'm sure that what little money I have is being frittered away at a frighteningly quick rate.

However.

I could possibly delay a few weeks and get another contract. I could have stayed in hospital, letting them do their blood tests and fretting over my kidneys - which have proven resilient so many times before - and waiting patiently for them to finally take a look at my original complaint: my fucked foot/ankle/leg. It feels like I've torn a bunch of ligaments and muscle. It feels like my old injury has suffered major complications.

But, two weeks work gives me the best part of 3 months rent. If I can limp through the contract, I go from zero to hero. I've been so depressed about having to watch the pennies and not being able to treat my girlfriend to romantic dinners and whisk us off to exotic locations, or at least make plans to have fun. My plans have all been focussed on stopping the ship from sinking.

You might think I'm mad to take such a risk with my health, but mental health is part of it. Stress is part of it. Money and the need to not run out of it, is something that has to be considered. I don't trust myself: that I'm able to knuckle down and get on with the job. I did a good job of keeping my mouth shut in my last contract and it sorted me out financially a bit. This is my chance to continue that streak of improvement, if I can hold my shit together despite my health being a bit iffy. This is my chance to get in front. This is my chance to reduce all that stress and those worries and that anxiety and that depression about having to be super careful with money.

Anyway, let's see what happens tomorrow, eh? Let's see how sympathetic people are, about the fact that I've just been discharged from a high-dependency hospital ward, where I narrowly avoided chronic kidney failure, which would have meant having to have a kidney transplant and all the rest of that kind of shit. My leg is fucked, but I've found some contraption that allows me to get around without crutches. Still though, it looks like I broke my ankle or something. Surely, I've got to get cut a bit of slack, given what I've been through.

But, it doesn't work like that with IT contracting. Nobody owes me anything. The contract is between my company and another company. It's not an employment contract. It's a contract that says my company will provide consultancy services to their company - I could send anybody I think is qualified. I could hire somebody on minimum wage, train them, and send them to go do the job in my place, and I'd earn just as much money. However, the client doesn't really want somebody like me. They want me and they want me tomorrow at the latest, otherwise they'll just find somebody else. London's not short of talent. It was an extremely kind personal favour, that they waited this long for me to get better.

It's going to be horrible, starting work in pain and so exhausted from the nights in hospital where you're repeatedly disturbed by patients yelling out in pain, nurses coming to measure your blood pressure and take your temperature, and phlebotomists coming to take blood samples. They wake you up at 7am for the crappy breakfast of dry bread and marmalade. It's going to be a struggle to stay awake at my desk, especially with all the pain medication I'm taking.

So, it might all go to shit anyway, but at least I tried. I could have taken my sweet time over everything, and let the hospital string me along, but eventually, I can't cope with the frustration anymore: the lack of control, when your destiny is in the hands of somebody who doesn't even know what they're looking at. Somebody who's hiring because there's a knowledge gap in their organisation: they're hiring somebody who knows what they don't know, so how can they know that the person they're hiring knows what they know? So many stupid interviews, where the interviewer just wants to talk about the lame crap that they have just about managed to memorise. So tedious. In the end, intolerable.

I'm falling asleep and it's 5 o'clock and I didn't wake up until after 10:30am. Tomorrow's going to be fucking awful. But, think of the money. Just think of the money.

 

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One Week in Hospital

11 min read

This is a story about affordable care...

Get well cards

I've been able to roll the dice a few times - following my dreams and chasing my ambitions - because of progressive liberal socialist policies put in place by the Labour government of 1945: most notably, the creation of the National Health Service.

I chose to leave an extremely well remunerated job with an American investment bank, with amazing private medical insurance and a brilliant team of occupational health doctors. That US-style of healthcare certainly gave me access to the very best treatment, whenever I needed it, but it was part of a "golden handcuffs" deal: a job that was so much better than anything I could get anywhere else, that I had to be insane to quit.

Life is a balancing act. You can have loads of money, but no time to spend it. You can have loads of time, but no money. You can have job security, but you'll be bored and constrained. You can have freedom and be your own boss, but you will carry all the risks and responsibilities. You have to choose what works for you.

While one friend has parked his tech startup dreams and has taken a salaried job, another couple of friends have just sold their tech startup. In the space of 6 years, I made myself sick with stress, trying to run my own tech startup; I went back to my old job at the American investment bank and stayed sick until I started rebuilding my life in London as an IT consultant. In the space of those 6 years, my friends had countless sleepless nights and worked relentlessly to build their startups to the point where they were worthy of investment or acquisition. In the space of those 6 years, my friend who originally introduced me to the tech startup ecosystem, built a bunch of cool tech and very gracefully pivoted into a job that really suits him, working for a company he really admires. In the space of those 6 years, my friends from the technology accelerator program we attended in Cambridge, raised millions of pounds of investment and sold their company to a tech giant.

Friends went to Silicon Valley to follow their tech dreams. One friend had to break up with his girlfriend. Another had to move his young children away from the family support network, and live with the risk that the USA would reject him and his family's request for residency. Imagine if I had moved to America. How would I ever afford the medical bills, when things have gone badly wrong? I would have been bankrupted many many times over!

Nobody's keeping a seat warm for me in a cushy job because I went to a posh school and a prestigious university. I have no trust fund or family money behind me. Running out of money has meant homelessness. Starting a business had to be profitable from day one.

There's just no way that I would have been able to pursue the opportunities that I have, without the National Health Service. In theory the UK and US are lands of opportunity, where anybody can start a business and become rich and successful. In practice, it's almost impossible unless you're already quite wealthy. The consequences of failure are just too much to bear, for most people.

My current business is consultancy. If I'm sick, I don't get paid. If I don't have a client, I don't get paid. However, I've calculated that I only need to work a few months of the year to earn the same as as the 'secure' job I gave up. It's a calculated risk. I might end up not being able to pay my tax bill. I might end up not being able to pay my rent. But, when things go well, they go really well. The odds are in my favour: if I can just get two or three contracts in a row, not get sick, maybe have some projects that run longer than expected, then I'll suddenly be way way way ahead of where I would be if I'd just plodded along with the golden handcuffs on.

I sat awkwardly on my leg and it went numb. My foot became swollen. My leg swelled up all the way above my knee. My kidneys shut down. I was admitted to hospital and put on dialysis. I haven't had any income since September. Surely this is why it's best to have a nice 'secure' job?

I've been stressed and depressed about losing a lucrative consultancy contract. I was literally about to start working again when I got sick. Contractually, I have no rights: the company could just award the contract to somebody else. I was going to have to start the search for a client all over again, meaning yet more loss of earnings.

Here I am in hospital. I've been here for a week.

I was seen by a doctor within an hour of arriving at Accident & Emergency. I've had two private rooms with amazing views over central London. I've been seen by top consultants, surgeons, registrars, nurses, phlebotomists, physiotherapists. I've been wheeled around by porters and served meals by catering staff. My bedding has been changed and I've been given clean gowns and towels. Numerous medications have been dispensed. I've had ultrasound scans and my blood has been scrubbed clean and drained of dangerous toxins by dialysis machines. My blood pressure, blood oxygen, pulse and body temperature has been monitored around the clock. Even the amount I drink and piss is meticulously recorded by the staff on the ward.

Nobody has ever asked me for my medical insurance details, credit card or discussed how I plan to pay for all this world-class treatment. Nobody is going to send me a bill when this is over.

As luck would have it, my client has decided they will wait for me to get better, so I can start my contract. Imagine if I wasn't able to take that contract in the first place, because of the risk of getting sick. Imagine if all the profit from my contract got wiped out by a humongous medical bill. How is anybody supposedly 'free' to become rich and successful, if they can't predict when they're going to get sick and how much it's going to cost?

This story is really a re-telling of three stories. The story of the friend who inspired me to follow my startup dreams and who inspired me to write about the importance of the National Health Service for social mobility; the story of the friend who succeeded, after 6 years of sacrifice, blood, sweat and tears, with countless sleepless nights and untold stress; and the story of me, who couldn't handle the chafing of the golden handcuffs, and got unwell because of the combined stress of running a tech startup with an unsupportive partner and unsupportive family.

I'm now lucky enough to have reconnected with old London friends, repaired friendships that were damaged or neglected when I got unwell, made new friends who are incredibly loyal and caring, and I have found an amazing lady who makes me feel loved to bits and completely accepted for who I am. Her family have welcomed me with open arms and most of the get well cards I've been getting have been from her family, along with offers of help to get me back on my feet.

While the welfare state is deeply flawed and it's an impossible task to get the social support that you need, as a single man whose life is imploding, the National Health Service has been the glue between the pooh, holding my shit together and just about keeping me alive. When you add in an amazing girlfriend, her family, loyal and caring friends and the rest of the social fabric that a person needs, you finally stand a chance of getting your life back.

I read with great dismay that the US Affordable Care Act (a.k.a. Obamacare) is being repealed. What the actual fuck, America?

If you wanted a case study for a society that's as close to perfect as you're going to get in an imperfect world, we should look to London. 300 different languages are spoken in London schools. The tower blocks of Canary Wharf sit in a London borough that's 46% Muslim. There are cycle superhighways, driverless trains, an underground railway that moves 5 million people every day. The Metropolitan Police are humble public servants, who protect the vulnerable and take people to hospital, involve social services and mental health crisis teams, rather than flashing their badges and drawing their weapons. The whole city exudes tolerance, inclusion and diversity: it's in London's DNA.

You might mistakenly believe that London is a city for the rich, but it's not: because of the National Health Service. The NHS employs 1.7 million people, and funded properly - like it is in London - it shows that socialism and multiculturalism can be made to work. The last piece of Britain's nationalised socialist infrastructure, not to be wrecked by the greed of capitalism; the NHS is a fly in the ointment for the Tories who want to sell everything off for private profits and damn the lives of British citizens.

I want the railways re-nationalised. I want the energy companies re-nationalised. Most of what comes out of Westminster is good for London but bad for the rest of the UK. What we're seeing is one rule for Londoners and another for everybody else. London gets state-owned public transport where 100% of the profits are re-invested in infrastructure. London has a remarkable set of public services that create jobs as well as keeping the residents well looked after. Socialism for London and capitalism for the rest of the UK... that sucks.

In my week in hospital, I've realised that London truly offers an enticing vision of a near-utopian society, so unlike the ugly one pictured in the dark minds of the populists. London is a European city, connected by train to Paris and Brussels. London is a mercantile centre, where East literally meets West at the Greenwich meridian line: the perfect time zone to deal with both Japan and San Francisco in the same business day. The peaceful co-existence of so many cultures in one crowded city is a modern miracle. I live here because of the immigrants, not in spite of the immigrants. London simply wouldn't function without its chaotic diversity.

Getting used to living in London is hard. The congestion is hard. The clash of cultures is hard. Seeing people who look and act differently is hard. Processing the humbling fact that the world is huge and complex is hard. Realising that you're in the racial minority is hard. Living a small, neat, efficient, considerate, reserved life, where you quietly observe and ask questions, as you discover your fellow Londoners have had incredible journeys, arriving here and building their lives, is hard. It's hard damn work, letting all this chaos and complexity assault your senses.

I don't want private hospitals, private health insurance, medical bills, policemen carrying guns, offensive foreign policy and an economy that offers no hope of escape from the socio-economic background you're born into, except for a tiny handful of sports stars, lottery winners, rappers and criminals. I don't want private prisons stuffed full of black people being used as slaves. I don't want a world of "us" and "them" with torture, pre-emptive strikes, invasion of sovereign nations, regime change and covert ops to destabilise other nations.

In a week in hospital, I've benefitted from everything that's great about Great Britain in the European Union and London's huge immigrant population. Only a tiny handful of the staff who've saved my life were born in Britain. Only a tiny fraction of the medical supplies and equipment were designed, tested and manufactured in the UK. I'm a stone's throw away from mosques where alleged firebrand hate preachers are supposedly plotting against the British people. Whitechapel Market is crowded with women wearing full-face veils, but I'm just another Londoner to them. If there's an exemplary organisation to demonstrate multicultural society working perfectly, doing life-saving work, it's the National Health Service.

Affordable care not only saved my life, but it's keeping my hopes and dreams alive, so I don't have to take a zero-hours contract McJob flipping burgers, just in case I get sick.

 

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The Dickhead of Docklands

9 min read

This is a story about the wanker of the wharf...

Canary Wharf towers

London's financial services sector is the gift that keeps on giving. Through Y2K, the dot com bubble bursting, 9/11, 7/7 and the credit crunch, the good times never stopped rolling.

I'm now experiencing deja vu. My very first contract in Docklands was at Harbour Exchange, working for Lloyds TSB. I wore a shirt with cufflinks shaped like taps. I thought I epitomised the height of business fashion. In my defence, I was only 20 years old.

As I look around the glimmering tower blocks on the wharf, and look at their revolving doors leading into their fancy foyers, I realise that I've done at least two tours with so many of the companies: HSBC, JPMorgan, Barclays, Lloyds and others too.

It's good that these places will have me back. Why wouldn't they? I left on good terms, with great references and a bunch of people who'd remember me and some of the things I did when I was there.

But, I've started to burn bridges.

I know how to play the game and keep my mouth shut; not rock the boat. I know that the whole banking world keeps you hostage with golden handcuffs. You're ridiculously well paid, so you try to silence the voices in your head that say: what we're doing here is just not ethical.

You can immerse yourself in the propaganda, that says that the financial products that we offer are greasing the wheels of commerce, but you know that deep down, most of what you're doing is helping the rich to hide their wealth and shield it from taxation. When you ask your customer what their source of wealth is, they're not exactly going to say that it's sweatshops and drugs, are they? They're not exactly going to confess that their family is wealthy because they embezzled a load of money, leaving their fellow citizens starving.

Even a close friend, who seems reasonably ethical banker, has helped his father - a judge - to hide the family wealth in an offshore trust. They had some problems proving that they controlled the money, in order to get a mortgage, but the bank was eventually satisfied. The people who work in banks are outsmarting the ones who work for the regulators and the taxman, so that's why the rich pay very little tax, while the poor shoulder the burden of social programs. Socialism for the rich and capitalism for the poor.

Am I a hypocrite? Am I ungrateful, when I bite the hand that feeds me? Well, the easy defence is just to say that if I didn't do my job, somebody else would. Isn't it better that I'm on the inside, trying to make things better, than on the outside where I would have very little power and influence. I could easily throw my clogs into the loom, if I thought that was the right thing to do.

Fintech is a conflation of financial and technology. Fintech tends to mean the challenger banks and ecosystem that exists outside of the long-standing institutions. Arguably, I've been working on Fintech - financial services technology - since 1998, but yet I might get mocked by my startup buddies as working for dinosaurs. Indeed, one well-respected friend from the venture capital world, even wrote a blog post which suggested that my return to Canary Wharf was an admission of defeat; a failure.

do feel like a failure. Even though I just secured yet another contract for yet another massive bank, doing some cool stuff with AI and other bleeding-edge tech, and I'm going to be exceedingly well remunerated, I still feel like I sold out. I'm also really worried about my chequered past catching up with me. Instead of popping a champagne cork in celebration of my new role, last night, instead I have butterflies in my tummy and I'm incredibly anxious about getting everything signed, starting the job and making a good first impression, without any hiccups.

My self-assured manner and my self-confidence has all been destroyed, replaced instead with self-doubt. I started looking for a new contract on the 30th of November, and it took all this time to get one. I take that pretty personally, and I worry that I'm not a competitive candidate anymore: I'm not making the grade, amongst the other contractors in the market.

Obviously, when I actually start working these contracts, I realise that there's a real lack of tech pedigree and good leadership. I realise that there is a need for my skills and experience, and I can add value.

However, I struggle to play the game anymore. I struggle to keep my mouth shut for the benefit of my career and my bank balance. I struggle to let things go, for my own personal benefit. When I see wrongdoing and incompetence, I feel that I have a responsibility to the general public, to not just turn a blind eye. I feel like I have to act ethically... not because the regulators are watching, but because it's the right thing to do.

I struggle to do the work anymore. I don't enjoy tech for tech's sake. Often times I don't really believe that tech is improving anything. Most projects are doing the same kinds of things that have been done time and time again, for years. You'd have thought that if we were solving real problems, we'd have solved them already and moved on to something more useful, like finding a cure for cancer. The banking problem - debit account A and credit account B - is not a hard one to solve.

Who the hell am I, to sit idle for the whole month of November, writing a novel instead of trying to get a job. Who am I to arrogantly assume that I'll be able to win another lucrative contract, instead of getting a regular job like everybody else does? Who am I to only work 4 or 5 months of the year? Who the hell do I think I am?

Well, you're welcome to hate me if you like. I'm a banker; a capitalist pig; a lickspittle of the wealthy elites who cause so much human misery.

However, I'm an ideological misfit. I know that I'm well remunerated, but I don't confuse that with value. I don't feel valuable, I feel like I'm wasting my time building stuff that doesn't help; it hinders. I feel bribed into doing a job, because I need the money. Aren't we all? Yes, so why work a job that's just as pointless, but get paid a lot less? Do you think that by depriving that massive corporation of yourself, you're hurting them?

Arguably, if we were to all take an ethical stance with our employment, and refuse to work for weapons manufacturers and banks, we would starve them of the manpower they need to function. However, humanity responds to incentives: if you couldn't buy guns, somebody would start sharpening pointy sticks and selling them; if you couldn't get a bank loan, loan sharks would lend money.

The problem is when you follow a set of rules to their ultimate conclusion, you get some undesirable outcomes. Free-market capitalism might work when you're conquering the Wild West and building all the critical infrastructure to colonise the New World, but what about when it's all done, and populations start exploding? Is it right that being born into wealth or poverty is not a choice: inherited wealth and ownership determine everything.

If we pressed the 'reset' button and set all the bank balances to be the same, how many would lose and how many would gain? Yes, it's unfair that some who've worked very hard would lose out, but what about those who think it's unfair that their inherited wealth shouldn't be subjected to a Robin Hood tax? Surely it's more unfair that some people have a lifelong trust fund income, while others have to flip burgers and still can't afford to raise their families. Surely, there are more people who would benefit, than lose.

So, eventually I arrive at the conclusion that we need to have debt forgiveness, or else civilisation will be destroyed. I mean, what are the wealthy even doing with all their ill-gotten gains? It's dog in a manger behaviour that's the problem here, not jealousy.

In the rigged system we've built, success is not about hard work. The fable of the girl who swept the factory floor being promoted up the career ladder until she was eventually the CEO, is total horse-shit. We know that all the best jobs go to wealthy men from a handful of powerful families. You could bust your ass your whole life, and still have nothing to show for it except the little plastic stars on your McDonalds name badge.

To say "twas ever thus" and blame human nature, is disingenuous. You don't have to look very hard to see that civilisations rise and fall, based on the satisfaction of the hoi polloi. It doesn't matter how high you build the walls: when enough people want to smash down your defences, you'll find that even the most robust barriers are too flimsy to protect you.

What do we really believe in? What cause are we fighting for?

The top echelons of society are wealthy enough to have their every whim catered for, but what do they believe in? How many of our rulers are passionately engaged in the pursuit of something more meaningful than money?

I wanted to save up and buy a house. I wanted luxury holidays and fine dining. I had become totally bourgeois.

If we leave noble causes - like the search for scientific knowledge, world peace and hunger - to a handful of charity workers, while we ourselves fret about buying a bigger house or another boat, then our most educated and powerful portion of society is consumed by the consumer economy, which is intent only on separating fools from their money.

Western civilisation will fall, as if knocked over by a feather, because we believe in nothing.

 

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Threadbare

5 min read

This is a story about being well presented...

Long coat

It was gone two o'clock in the afternoon and I was woken up by my phone ringing.

"You've forgotten haven't you?"

It transpired I had an interview in the tower of broken dreams for a contract with Megabank Plc. I was late and I had to get from Camden to Canary Wharf. A journey that would take at least 40 minutes.

"Get going and I'll make an excuse for you."

There was no way I was going to be able to get showered, put on my suit and get across London in an acceptable amount of time. There's only so long that a recruitment agent can stall for. There's late and there's ridiculously late. I went back to sleep.

The phone rang again.

"OK, they're going to wait for you. Are you on your way?"

I lied, saying that I was. I collapsed back on my bunk. How had I managed to keep my suit pristine? How had I managed to have a neat line pressed into my trousers? How had I managed to keep a shirt freshly laundered and uncreased? How had I managed to keep a pair of leather shoes so shiny? My interview outfit was hanging on the bunk bed in the hostel dormitory, ready to go. Reluctantly, I hauled myself off to the communal shower, shared with 13 other people. It was the middle of the day, so at least I didn't have to wait.

How long have I been doing this for?

Surviving by the skin of my teeth.

When you get ejected from the system, it doesn't know how to cope with you. There are valves, barriers, gatekeepers. It's a one way street. You can fall from grace, but there's no way back. Entrepreneurs brag about their bankruptcies. Startup founders brag about the mistakes they made. The world of career, reputation, CVs, references, credit checks, proof of address and security clearance doesn't have any way of coping with somebody who's going through hell. You're doomed to slide all the way down the greasy pole to the bottom, and stay there.

You literally have no idea how hard it is to get yourself off the streets and back into the system.

I've papered over the cracks pretty well. It's remarkable how beneficial it is having a place to live, but it still takes a huge amount of time to restabilise. You might take it for granted that you've got all your Direct Debits set up, your stuff all in one place and unpacked, and your life running fairly smoothly, but my life was smeared all over London's streets. I moved around so many times. So many things were lost or damaged.

Just renting an apartment was exhausting and destabilising. Living out of a suitcase and working on an incredibly stressful project, I was skating on thin ice. The added stress of the London rental market and dealing with a letting agent tipped me over the edge. I had a place to call home, but it cost me my health and my job.

Anyway, this isn't a sob story.

The point is, that when I pulled my overcoat out of the wardrobe for an interview, I could see very visually just how worn down I am: I'm in need of replacement parts. There are scars and war-wounds. The evidence of a very shit few years is still there, if anybody examines my life with any close scrutiny.

I'm wondering, just how obvious is it that I'm out of place? I'm not supposed to come back from the dead. People who've gone through what I've been through are not supposed to dust themselves down and resume their careers.

My suit -- that I proudly wore on Demo Day at the end of the Springboard technology accelerator program in Cambridge -- is now so threadbare that the dry cleaner told me they couldn't wash it more than a couple more times. I need a new pair of black shoes. I need a new overcoat. I need some new shirts.

I'm banking on the fact that scruffy engineers usually have their mind on the job rather than their appearance. I'm banking on my skills and experience carrying the day. I'm banking on people not looking too closely, and seeing that I'm looking a little worn out.

My fatigued business attire is a metaphor for me: past it; has-been; burnt out wreck; failure; loser.

Obviously, I don't believe that. It's nothing that a shopping trip couldn't solve, but if I'm doomed to failure, splashing cash on fancy clothes and shoes would be a waste of money. I can't quite bring myself to have the double-whammy of having the office doors slammed in my face, and having to look at a lovely new suit and overcoat gathering dust in the wardrobe.

I managed to get a good contract earlier in the year, despite my shitty business attire. I considered covering up the semicolon tattoo behind my ear with a sticking plaster, but I risked it. Nobody ever commented on my tattoo for that whole project. Perhaps we only see what we want to see. The superficiality making smalltalk and pretending to get along with our work colleagues: we barely take in what we're seeing.

Why on earth would anybody suspect that I have some secrets? Why would they think I have a dark past? What reason would they have to believe that the man in a suit and a 19+ year career in IT might have had a troubled period?

"So, tell me about mental illness, divorce, drug addiction, homelessness, near-bankruptcy, the loss or destruction of nearly everything you own and the other shit that doesn't seem to have made it onto your CV."

That just hasn't come up... yet.

 

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An Anatomy of a Market Crash

9 min read

This is a story about a fictitious bear and an imaginary bull...

Market Graph

To explain how a speculative bubble bursts is very easy indeed. Investors are like a herd of cattle. They are not rational actors. When a critical mass of investors become spooked and start selling off their investments, this creates a market with more sellers than buyers, which means the asking price for financial instruments has to be lower to attract more buyers. Pretty soon, there is a stampede, as all the investors try to 'cash in' their investments and take their profits or minimise their losses. The asking price drops lower and lower, and buyers simply wait, knowing that the ever growing crowd of panicked sellers will underbid each other in a desperate attempt to offload their devaluing assets.

Anyway, that's so simple and obvious that it doesn't warrant further discussion. What I want to write about is what causes a speculative bubble in the first place.

We could look at historical examples, like the tulip mania during the Dutch Golden Age, with tulip bulb prices peaking in 1637, before crashing spectacularly. The Madness of Crowds explains the crash, but not the initial price bubble, in any satisfactory way for the modern financial markets.

To understand your average investor in publicly listed companies on the major stock exchanges, you only need to understand two human characteristics: greed and laziness.

The greed part is simple. Any of your friends who have reached a point of economic prosperity where they have disposable income are likely to have 'invested' some of their wealth. It's highly unlikely that they made angel investments in small startup companies where they knew the founders, the business model and understood the domain in which the embryonic enterprise operated. Instead, they thought they could make a quick buck by buying shares in a major corporation.

The laziness part is slightly more complex. The lazy divide into two groups. The speculative private investor looking to make a quick buck isn't interested in doing any actual work in order to earn their extra wealth. One phonecall to your stockbroker, having read a stock tip in your preferred newspaper does not count as an investment of labour, and so it is clear that these investors are lazy.

The second group are institutional investment managers: the people who look after pension funds. Now, you can ignore profit:equity (PE) ratios, yields, earnings per share (EPS), turnover and EBITDAs (Earnings Before Interest, Tax, Depreciation and Amortisation). You can ignore the philosophy of Warren Buffet, who is an active shareholder. The pension fund manager is passive and invests for one reason and one reason alone: the market capitalisation of the public company has reached a certain threshold. That is to say, the market values a public company above a certain amount of money.

To understand market cap, let's take Apple Inc. as an example. We take the number of Apple shares that are issued (5.4 billion at time of writing) and multiply that by the share price ($118 at time of writing) and we arrive at a market capitalisation of $637 billion. That is to say, if you had a spare $637 billion in your bank account, you could buy Apple outright*: every single share. You would be the sole shareholder of Apple, which is the biggest company in the world, by market capitalisation.

Now, Apple might have absolutely dog shit products lined up for the next 10 years. The CEO, Tim Cook could be an absolute moron who's going to run the company into the ground. The institutional investment manager doesn't give two hoots. They're going to buy Apple stock simply because it's highly valued. In fact, they're going to buy ALL the highly valued companies, above a certain market capitalisation.

In the UK, we have a kind of football league, with the premier league being the FTSE100 and then the league below being the FTSE250. As the market caps change, companies drop in and out of these 'leagues'. Consequently, investment managers will buy the new entrants and sell the ones that drop out. Easy as pie, right?

The laziness that drives all this is retirement. People saving for retirement are too lazy to make their own investments that ensure the value of their pension is not eroded by inflation, so they get an investment manager to 'track' the value of an index like the FTSE100, which generally outperforms inflation, over a long period of time. That makes sense, right? Money invested in the 'best' companies, should outperform money that's just sitting in the bank earning interest.

Furthermore, when people come to retire, they want their pension pot to be managed for income not for growth, but they're still too lazy to shop around to make sure that the yield or dividends that they are receiving on their pot of money give them the best possible income, while also protecting their capital.

In essence, the biggest part of our economy is driven by greedy lazy people. Instead of the industrious and ingenious entrepreneurs finding it easy to borrow money or sell a share of their company in order to raise the capital they need to grow, the sad reality is that almost all of the wealth in the developed world is ploughed into corporate behemoths that have already extracted all their value from the public, in order to keep people who have nearly reached the end of their lives in the manner to which they have become accustomed to.

Yes, that's right. By the time a company comes to the point where it floats on a stock exchange, it has peaked. It's time for the original founders, angel investors, venture capitalists, private equity and other shareholders to now cash in and fleece the public by offering their shares in an Initial Public Offering (IPO). Because the company has reached a certain 'valuation' (as decided by market sentiment and the bullshit written by the underwriting investment bank in the prospectus) then it has to be bought by the institutional investors, because it is highly likely to have a market cap that will put it straight into the FTSE100 or FTSE250. The companies with the smallest market cap in the FTSE250 are around £400m; for comparison Twitter floated with a market cap of $30,000m, which is 75 times more.

Let's take a hypothetical example. If I was to build a company with a turnover of approximately £20m per month, or £240m per year, then one might say that it could be valued using a rough multiplier of 2x turnover at £500m. That would easily be enough to make for an attractive IPO, because the market cap is going to attract all the institutional investors who have to buy FTSE250 companies. In effect, the IPO is underwritten by the pension tracker funds.

Therefore, greedy lazy people buy dog shit stock, it appreciates in value because of market sentiment - "ooh the price is going up, let's buy more" - and the fact that public companies can use their shares to acquire other companies (growth through acquisition) until they have a dominant market position (some may say monopoly, ahem!).

Growth through acquisition is not really growth. If I have 100% of the shares in company A, and 0% of the shares in company B, and then I use 49% of my shares and a bit of cash to acquire company B, such that I now own 51% of company A and 51% of company B, no new value has been created. There may be cost savings, there may be benefits from anticompetitive practices, but really all I'm doing is increasing the market cap of the parent company, hoping to move from the FTSE250 to the FTSE100, where a whole load more pension funds will have to buy shares for their index trackers.

The same deal goes on in the US, where companies are trying to IPO at a certain valuation in order to get into the Dow Jones or the NASDAQ, such that the US tracker funds will have to invest. The public - mostly pensioners - get fleeced.

So, in conclusion, the cause of a speculative bubble is actually institutional. Because the pension funds are so massive and they are passive investors, using index tracker funds, there is an immense amount of fake value created by mergers and acquisitions, as growth by acquisition carries such huge rewards. This starves the companies - who are truly growing and innovating - of much needed investment capital, stifling the economy and instead creating corporate giants who are too big to fail.

Eventually, the central banks and the rest of the money multiplying machine reaches the limit of how much the value of dinosaur institutions can be artificially inflated. These dinosaurs move at glacial pace and stifle change and competition. The lack of efficiency of markets to deliver capital to those companies who have true growth potential, undermines the economy for years, until finally things reach breaking point.

Overvalued companies, market disruption by venture-capital backed challengers, the faltering of capital gain and the end of effortless profits, are the things that spook the lazy, greedy investors. So, then begins the market crash.

The dying behemoths are dangerous animals. For example, the 'too big to fail' banks were able to hold the world's largest economies to ransom, with the threat of unimaginable disruption to our systems of payment and borrowing that underpin so many mortgages, overdrafts, credit cards, car loans and how we get and spend our wages each month.

For now, the status quo persists, because the idea of smoothly transitioning to truly free and competitive markets is beyond comprehension, such is the web of complexity that has been created by supranational organisations that have swallowed so many competitors around the globe.

Until we move to active investment rather than passive investment, we will always have the cycles of boom & bust.

 

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* - You couldn't actually buy all Apple's shares for $118 each, because the very process of buying up all the available stock for sale would drive up the price. I merely offer a simplified example.

 

Feedback Loop

9 min read

This is a story about reality checks...

Valves

When you're amplifying a signal - for example, a microphone connected to a public address loudspeaker - then you have to be careful that you don't get the microphone too close to the speakers, or else you will get horrible feedback.

My blog is read by friends who've known me for years & years, but I very rarely meet up with them. Sometimes I get an email or a Facebook message, and it's jaw-dropping that they understand me and what I've been going through so well. The usual trite platitudes (e.g. "why don't you try getting more exercise?") are certainly applicable to anybody and it does show that you care, but it's a wonderful experience when I communicate with friends and they've got all this background info on me.

Regarding my blog, only very rarely will anybody ever present an alternative opinion, or challenge me. I think I have a fairly persuasive manner of putting a point across, and I write with a great deal of certainty; forcefulness. It must be somewhat intimidating: the idea of potentially entering into debate with me.

A strange thing starts to happen when you think about things in isolation too much. Because I work with boolean algebra for a living, I start to think of everything as binary: there's a right answer and a wrong answer. I can use a lot of deductive reasoning to arrive at a set of beliefs that evolved purely from logic - a priori - as opposed to being shaped by experiences, discussions and human relationships. I labour the same points, over and over again, becoming ever more certain in my convictions and better and better at defending my position; entrenched in my stance.

It's quite satisfying to present your thesis quod erat demonstrandum.

Weirdly, if nobody calls you out on anything, then you assume that you must have made a valid unassailable point. When somebody does call you out on something, then things get a bit more fun, because you have to decide whether to dig into your trenches and defend, or whether to concede the validity of an alternative viewpoint that had not been considered.

I used to have a certain attitude that could be surmised as follows:

"Fuck you. You're wrong"

Once you have constructed a fairly infallible piece of logical reasoning, being told "no, I disagree" is the most frustrating thing in the world. You can't just disagree with something. It's point/counterpoint. You need to make your own reasoned counterargument. Contradiction is just stupidity. It's very frustrating to deal with people who don't even realise that they're complete idiots.

I deal with idiots for a job: they're called computers. If I tell a computer to jump off a cliff, it will do it. Computers just follow my instructions to the letter. Computers follow my logic with 100% precision. Being a computer programmer quickly teaches you how to logically reason things, leaving few loopholes. If you leave loopholes, these are called 'bugs'. Bugs will cause rockets to explode, trains to derail or aeroplanes to crash.

And so, a computer programmer arrives in the real world, and they're experts at spotting cognitive dissonance. "Fucking immigrants, coming over here, taking our jobs"... but, but, but you're an immigrant, stutters the programmer, incredulous that somebody could be so stupid as to not see the flaw in what they're saying.

Anyway, I'm not even part of the debate. I'm watching from the sidelines, writing my manifesto; proselytising my theology; broadcasting my dogma. Nobody is questioning the validity of anything I'm saying. Nobody is challenging my assumptions. Nobody has yet said "you're wrong, and this is why...".

Even to say the word manifesto sends a shiver down my spine. I fear that I might have gone mad. There are so many vilified people and policies, linked to a manifesto. In Britain we are not particularly terrified of communism. Being called "red", "Marxist" or "Trot" is not even pejorative, to me. However, if you were to point out that Anders Breivik also wrote a manifesto, and so did Hitler, then I start to feel a little defensive.

But, how the hell are you supposed to develop a political ideology, if you don't write it down? If you can't express a set of values and ideals for the betterment of humanity, then what? Am I only allowed to select from a menu of just a few mainstream choices? Of course, this is what party politics wants. The idea is that we should vote for party, not policy. If we voted for policies that we wanted as citizens, we'd be getting dangerously close to having a democracy.

If voting made any difference, they wouldn't let us do it.

I worry like crazy about how isolated and weird I'm getting, honing my ideas and developing my system of values, without very often discussing what I'm thinking over a pint of beer, with a good friend in the pub. Obviously, one must be mindful that Mein Kampf was conceived while Hitler was in hospital, and started when he was incarcerated. It's mad to speak this aloud, but I'm always asking myself: "am I more like Hitler or Jesus".

Christian values are actually pretty cool. Forget the ten commandments, because, I mean, rape isn't even on there. Graven images: no frigging way! Rape: no problem.

Jesus Christ was an awesome dude. He basically founded the Occupy Wall Street movement when he turned over the tables of the money lenders in Herod's Temple. Does that make him an anti-semite though? Could that have been a hate crime, given that it was an attack on Jewish businessmen, in a holy Jewish temple. Certainly a controversy worth pondering.

Then you get to thinking that Jesus Christ, The Prophet Mohammed and Adolf Hitler, all thought that earning interest should be abolished. Hitler was a socialist, as was Stalin, but then so was Tony Blair and he started an illegal war that ended up killing hundreds of thousands of innocent Iraqis. It's all so damn confusing.

To my mind, if you have a political system that's successful for the vast majority of people, the educated bourgeois can go to hell. To hell with your freedom of speech. To hell with your attempts to pervert government to better serve your own needs, at the expense of the majority. Go buy yourself a desert island if you want to run things in your own selfish interests.

Eventually, I arrive at the decision that it might be better to just write a utopian novel that merely disguises my manifesto. It should be no surprise that I've extensively read Orwell and Huxley. However, the dystopian novels seem to have become instruction manuals for our governments. Perhaps novels are powerfully influential, in all the wrong ways.

I love the Roman idea of the forum. The Internet discussion forum is a wonderful invention. The online communities are a lovely place to inhabit.

My writing and debating skils - or lack thereof - were honed in the arena of the online discussion forum. In a way, I did a lot of growing up, by reading, writing, trolling, debating and very often being shot down in flames.

Now, I have brought those writing skills, and the skill of making a reasoned argument expressed in a succinct and persuasive manner, to bear in the world of blogging.

I deliberately chose a non-Wordpress platform, because I wasn't looking for yet another blog and to connect with yet more bloggers. All the bloody comments sections are filled with other bloggers, link building back to their own blogs. It's such a ridiculous echo-chamber of people all clamouring for readers. How can you compose your thoughts and reach conclusions, when embryonic ideas are critiquéd so immediately?

I could have started to write on Medium, and I'm thrilled that my friend whose startup powers this blog, is now working for them. It might sound like intellectual snobbery, but there is a higher standard of writing and comments on Medium, than anywhere else on the 'Net right now.

But really, the biggest win for my blog has been to inform a bunch of my old friends from my discussion forum days, what the hell happened to me when I "went off the rails". It's been an opportunity to defend myself against malicious rumours. It's been an opportunity for me to ward off the shame and sense of failure, for things that happened.

Finally, the nicest thing happened the other day: I met up with a friend at the pub, and he reassured me that I'm still the same person who he knew, all those years ago, before the whole horrid mess in the middle. It's an immense relief to know your personality hasn't changed, your brain hasn't been damaged and the person that friends once knew, still lives and breathes and hasn't been replaced by some demonic creature.

Life is pretty hard without feedback, but equally, it's been useful to write at length without the debate that so ground me down and made me unwell before. It's a horrible thing, to be so misunderstood, and to feel like the people who are supposed to care about you are working against you. It's so hard to argue with multiple people at once. It's so hard to defend yourself against a mob.

Publishing is super powerful. Publishing is like a megaphone, to shout down the bullies.

However, the occasional reality check has very high value.

 

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Rolling Stone: a Picture Story

11 min read

This is a story about quicksand...

Koa Tree Camp

After being discharged from psychiatric hospital, what do you think you'd do next? Well, imagine that for months you have been travelling but you haven't been moving.

Things are not stable for me, no matter what my senses tell me. I go to the same office, looking at the same computer screen, surrounded by the same people, for months if not years on end. According to my senses I'm not moving anywhere.

However, my bank balance would tell a very different story. Just sitting mute in a chair, keeping my head down and being a perfect corporate drone who never rocks the boat, means that I am very rapidly travelling... financially. My body and mind don't really agree though.

My moods tell a very different story again. I don't necessarily notice seasonal effects and depression taking hold. I'm not fully able to tell when I'm getting hyped up and excessively involved in work or other projects. I'm not great at judging when it's time to take a break, either because I'm too down or too up.

It is unhealthy and unnatural that I work in the same place, doing the same thing, and working a job that moves at snail's pace. I just don't have the social life and hobbies at the moment to get any balance, let alone the financial means to travel, socialise and pursue pastimes with the usual gusto that I apply to everything.

What happens is that I become like a champagne cork. The pressure builds and builds, and then I explode with frustration.

My journey began with a two week stay in a psychiatric hospital, because I was so beaten down by the task of getting myself off the streets, back from the brink of bankruptcy, beating addiction, working on a massively important high-pressure project, renting an apartment, moving house for the zillionth time, and then realising that I was in an unsustainable situation: I needed to get rid of a 'friend' who thought he'd live with me rent free and get pocket money: for what reason he thought he deserved that, I'm not even sure. I also needed to quit a horrible contract that just wasn't worth the sleepless nights.

Next thing I knew, I was sleeping in a Mongolian yurt in Devon.

Hitchikers

Then, I was surfing and hitch-hiking in Cornwall. Hitch-hiking is surprisingly hard, it turns out. Hitch-hiking is a bad way to get around if you have to be in a certain place at a certain time. I'd hitch-hiked once before, earlier in the year, in Ireland, but it turns out the Irish are a lot more friendly, helpful and trusting than the British, based on my anecdotal evidence.

Back in London after my Westcountry adventure, I still felt overwhelmed by depression and the feeling that I was trapped by my job. I had a lovely trip, but it had been very short and coming home was very anti-climactic. I knew I needed to quit my job, but I didn't quite have the guts to terminate a very lucrative contract.

I had made a plan a couple of months prior, to shame HSBC by sleeping rough in Canary Wharf, right by their headquarters. I found it deliciously ironic that they had inadvertently helped one of their customers to avoid bankruptcy, escape homelessness and generally improve their financial situation. I had no doubt that if they'd done their due diligence on me, then I would never have been employed to work on their number one project. I was planning on getting my contract terminated for no reason other than I cared about my job and was trying to do the right thing: acting with ethics and integrity.

But, I still had the contract like a millstone around my neck. I was desperately trapped and depressed about it.

I decided to fly to San Francisco and go to the Golden Gate Bridge. I wanted to illustrate how the desperation of my situation had driven me to contemplate suicide. I also wanted to go because I had planned to go 3 years earlier, but my parents had reneged on a promise and generally conspired to pull the rug out from under my feet at a time when I was terribly vulnerable. What they did was an awful thing, and I wanted to take that trip that I never got to make, because of their horrible behaviour.

I booked a flight for approximately 4 hours' time, packed a bag and left immediately. It's the most impulsive thing I've ever done in my life.

London Heathrow

In San Francisco, a friend kindly picked me up and I dumped my bags at her house. I then borrowed a bike and rode to the Golden Gate Bridge. Less than 24 hours had elapsed since deciding to travel 5,351 miles. I stood in a jetlagged and travel weary state, peering over the edge, looking at the perilous drop to the sea below.

Travel, novelty, adventure, excitement, old friends, social contact, good weather... all of these things are the perfect antidote to depression. Who knew that the prospect of being chained to the same damn desk, in the same damn office, doing the same damn work you've done for 19 years, could lead to a tiny twinge of "Fuck My Life".

Obviously, the whole dumping your bags at your friends' place and then going off and killing yourself thing would be poor social etiquette. Plus I'd arranged to see an old schoolfriend while I was in San Francisco. The potential for positive experiences was massive. In the office, I had found myself hoping for a fire drill just because it would be slightly novel.

Grant Avenue

I'm no dumbass. I know it's important to stop and smell the roses. But, there isn't the time, energy or motivation to do so when you're trapped in the rat race.

In San Francisco I took delight in the simplest of things, like taking a selfie of myself by a road sign that matches my surname. I didn't even do any specific sightseeing or look at a map. I took a trolleycar because I saw one passing. I found myself by landmark buildings, just because I stumbled on them. I walked miles and miles.

My AirBnB host invited me out to a Halloween party. I dressed up. We drove to some house near Mountain View, where there were fascinating Silicon Valley tech people to meet from Google and Apple. That kind of shit generally doesn't happen when you're depressed working your desk job.

I got a tattoo to piss my parents off. My sister has several tattoos and my parents are always giving her a hard time about them. I thought that getting a tattoo would be some gesture of solidarity with my sister, and my parents would have to give both of us a hard time for having one. It was also a kind of souvenir from the trip, and a bit of reminder that I was going to try and stay in the land of the living for a little longer.

I caught up with a schoolfriend who I hadn't seen for years and years. He was supposed to be a mentor on a startup accelerator that I did in 2011, but he'd had to move back to California. It was great to see him, in the Mission district of San Francisco, even if we only had the briefest of time to catch up. Precious moments.

Meeting my friends' second child, and hanging out at their house reading stories to their eldest. Going with the kids to the science museum and playing with the interactive exhibits. Still etched in my mind.

Getting a glimpse into family life, valley startup life, California life... special.

Hanging out with some of the people who I have so much respect and love for... priceless.

I tried to provoke HSBC into terminating my contract immediately, by sending truthful emails, saying things that needed to be said, but were blatantly above my pay grade. Sadly, the mark of a corporate drone is somebody who's completely gutless and two-faced. They emailed me to say they just wanted to have a "routine chat" with me when I got back. No matter how hard I pushed, they wouldn't admit that my contract was effectively terminated, which is what I wanted so I could stay in the USA longer.

Bournemouth Pier

I came home. I went into the office and exploited the fact that nobody would be straight with me. I kinda got my goodbyes from everybody, even though they were "great to see you back in the office" but only those who were nice genuine people seemed to be unaware that the long knives were drawn. I loved the look of shock on the faces of those whose incompetence I had exposed.

I shaved my stupid beard and kept my moustache, because it was now November. There's no greater pleasure than having your contract terminated from a 'straight' job, when you're wearing a stupid moustache and you have a tattoo. This was all part of the plan in preparation for the sleeping rough by HSBC headquarters anyway.

Then, I was deflated again.

It'd been a helluva journey. Psychiatric hospital, Devon, Cornwall, Mongolian yurts, surfing, hitch-hiking, sleeping on the floor of New York's JFK airport, cycling over the Golden Gate Bridge, sightseeing in Silicon Valley, old friends, nice work colleagues, miserable office drones, contract termination... relax!

Bonfire night - November 5th - I was still pretty hyped up. For some reason I decided that I wanted to whizz around London giving out brightly coloured cardboard stars. I think I spent 90 minutes from conceiving the idea, to then whizzing round London sticking stickers on stuff, giving out stars, losing my luggage and generally careering out of control somewhat. That was classic hypomania. What gets held down must go up. It was such a relief to be released from my soul-destroying contract that the nervous energy almost demanded to be released by doing something crazy.

I decided I needed to see some neglected UK friends. I zoomed down to Bournemouth and stayed in the Royal Bath Hotel by the pier. I met up with one of my most loyal friends, and met his son, caught up with him and his wife, saw their house. I caught up with another friend. Friends who had offered to take me kitesurfing didn't materialise, but it didn't matter... I'd already had a very action-packed trip.

Sleep Out

Then, finally, the night of the sleep out came. Lots of things got conflated in my mind: "Hacking" humanity, Techfugees, homelessness, bankruptcy, HSBC's unethical behaviour, soul-destroying bullshit jobs and the unbelievably erratic, exhausting, stressful path I had taken to reach that point.

I always knew that keeping moving is the answer to staying alive, but there's so much financial incentive to be trapped into a chair, chained to a desk, not moving anywhere, not doing anything, not talking to anybody.

As I burnt through my money on rent and bills over the winter months, I knew the day would come when I'd have to go back into the rat race, and it depressed the hell out of me. By Christmas Day I was in a pretty shitty state. By New Year's Eve I was cutting my arms with a razor blade.

For the last 4 months, I've sat at my desk, not saying anything. For the last 4 months, I haven't rocked the boat, I haven't tried to improve anything, I haven't tried to do a good job. For the last 4 months, I've kept a low profile. My bosses couldn't be more pleased. My bank balance is much improved. In theory, my mental health should have done something but it doesn't feel like my mood's done anything but sink.

How am I supposed to reconcile the drudgery of the rat race with the excitement of the crazy tale that led me here? When I look back 6 months, 12 months, 18 months, things were very different. Are things better? It doesn't feel like it.

I'm still not moving, I'm not travelling. I still don't have my needs met.

If I want to survive, I need to be moving. It's not sustainable for me to stagnate. I wasn't built to just sit and rot at a desk.

If I stop moving, I sink into the quicksand.

 

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The Narcissistic Commerce of Writing

8 min read

This is a story about not reading enough...

Bookie

Writers don't really want any more writers. Writers want more readers. You could write a brilliant book and find that hardly anybody wants to read it, let alone pay for it. I'm not writing a brilliant book. I'm churning out words into the ether. I'm not writing for self-aggrandisement. I'm writing because my self-esteem has collapsed and I'm suicidal.

If I wanted to get rich from writing, I would write a "How to be a Better Writer" book, or I would run a creative writing course. Far more people want to be writers than there are paying readers to support their ambitions.

We all want to be heard above the roaring waves in the sea of digital noise. This modern world is isolating, and it's also disheartening when everything you do is compared against a global benchmark. If you microblog on Twitter, why don't you have millions of followers? If you've written something, why isn't it a bestseller? If you founded a little tech startup, why isn't it valued at a billion dollars?

What's the difference between one blogger's Wordpress site and another's? Now that we're all competing on the same level playing field - the self-publishing revolution that is the Internet - isn't it clearer than ever that the differences between human beings are marginal? I find it just as interesting reading a mommyblog as I do reading whatever is flavour of the month. In fact, I find the mommyblogs far more interesting than the pretentious wank pedalled elsewhere in the interests of clickbait.

A clique of established writers tell me I don't have anything interesting or high value to say. Whenever I read articles about National Novel Writing Month or other writing festivals, the message is the same: your writing is boring, low quality, narcissistic and you shouldn't bother. In other words, clear off and make room for the established players.

Well, guess what? Tough titties.

I need writing and the community of people writing for non-commercial reasons. I don't need to support people who've already achieved the thing that we all dream about doing: a job that we love.

For sure, writing and the other creative arts are not a hobby. We need entertainers. We need people who are brave enough to share. To try and establish some pecking order and say that lesser mortals should keep their mouths shut and not share their content, is elitist in a way that I despise.

I was saddened to read about how much trouble The Guardian and The Observer are in, especially in light of the fact that they're newspapers that are supported by trust money, not by media moguls. The Guardian broke the Edward Snowden whistleblowing, and had GCHQ jumping all over them for their trouble. Press freedom is important, and the colonisation of journalism by advertising revenue hungry organisations, churning out human interest clickbait, is to the detriment of all of us.

I lament the death of the novel, as we increasingly consume what we read in bite-size chunks that we 'pay' for with our eyeballs, thanks to the rise and rise of the Facebook news feed as the vast consumer of our spare time. However, to attack budding writers, and to effectively picket them and call them 'scabs' for writing free content, is not going to fight the rising tide. It's inevitable that our reading habits will change forever. The idea of paying for a printed novel is all but dead except for those who have a paper fetish and like to advertise their pseudo-intellectualism by having large bookcases.

I note that I passed 400,000 words and 1 year of blogging without even noticing. The supposed discipline and difficulty of overcoming writer's block is largely overstated. It's true that my writing is very lightly edited, but actually if you go back and read what I've written a few days later, you will see that I have been making myriad edits, corrections, revisions, improvements. But, in this content-rich era, who has the time to read anything once, let alone twice?

Some friends derive a great deal of pleasure from reading their favourite books again and again. Those books must have been pored over by their authors, and certainly they are great works of fiction. However, just as we once bought a few high quality garments made by skilled clothes-makers, now we live in the era of fast fashion, where we now buy many cheap things to wear, that are quickly worn out and thrown away.

Whether it's wood pulp and ink, or cotton and dye, to waste those things is not sustainable on a planet of finite resources. However, the Internet is not running out of bytes. There's nothing wrong with churning out page upon page of writing, which may catch the eye of one of the billions of readers. Even if it's just some linguistics algorithm at Google that slightly improves its natural language parsing ability, by processing my words, then it hasn't been a fruitless exercise.

I don't think people are reading less. I just think they're reading fewer books. I certainly think that people are turned off by the endless intellectual masturbation of the elites.

If there's a shortage, it's not a shortage of readers. I think there's a shortage of candid tales written by people who are brave enough to actually write the things that nobody had dared to say, or had previously been allowed to publish.

No matter what government stats say, there are undoubtedly painful societal changes afoot. There is so much contradictory data. How can quality of life be increasing and the amount of people with clinical depression also be increasing? How can we be so amazingly interconnected by technology and we feel so lonely and isolated?

Writing has changed. Instead of writing a book, publishing it, and sitting back to enjoy praise and admiration, writing has now become a conversation. Interactions and discussions have replaced lectures and speeches.

Sure, I'd like to see micropayments succeed, to replace the ad-revenue driven model that's mostly hoovered up by Google & Facebook, so that my favourite writers can continue to pay their bills.

However, just as the 15-hour working week has been predicted for a long time, writing and other creative arts are going to feel the pinch first. There are a virtually unlimited number of people who would rather be writers than picking vegetables in the fields, or flipping burgers.

To call aspiring writers narcissistic, self-aggrandising spammers, is breathtakingly insulting. In a way, I'm an intellectual migrant, seeking asylum from the warzone of wage slavery. In a way, every 'successful' writer who tells me that I should stop writing, or mocks my work as low quality, is the same as somebody who says "bloody immigrants, coming over here, taking our jobs".

You're damn straight I want to be a penniless writer. I want to smoke a pipe and wear a tweed jacket with leather patches on the elbows. Have you tried the working world? It's fucking awful. I've worked harder than you, and that's why I'm prepared to work for 'nothing'... because it's a damnsight more rewarding than the crap I've been doing for my whole career.

You know what? People who have been having a tough time have reached out to me, and shared their stories. I would never betray their confidence, but people have confided their stories about depression, suicide, alcoholism, addiction and becoming jaded and disillusioned with wage slavery.

I read an article saying how hard it is being a struggling artist in London, and the only comments on social media were "get a proper job" and "art is just a hobby". While I disagree that art and entertainment are valueless, I do think that those who are upset about how their novelist ambitions are being thwarted should try writing something that is actually relatable.

Of course it's naïve as hell and a cliché to say "if my writing helps one person who is going through a tough time, it will have been worth it" but guess what? I think it already has. A number of private discussions have confirmed that there are plenty of people out there, lurking quietly, feeling like nobody understands what they're going through, feeling like they're the only one who's going through what they're going through.

When I was struggling with mental health issues, suicidal thoughts, addiction, alcoholism and a lack of employment opportunities that were in line with my values and needs, I found a few books and blogs that helped me immensely. I gratefully hoovered up the words that few brave people had shared, and I felt less alone.

I don't want to pat myself on the back. I'm not declaring what I've done to be a success. I'm not saying I've saved lives or anything else so self-congratulatory.

All I'm saying is that if you want the mommybloggers and every other wannabe writer out there to shut up, to make more room for your pretentious crap, then it's you who should shut up, because like you say... there are already more than enough good novels out there.

 

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