This is a story about seeing the light...

Nobody preaches louder than the convert. I've been accused of speaking like a sanctimonious prick on several occasions, but let's just have a little think about a book I've never read, shall we? I had the good fortune of avoiding almost all religious indoctrination, despite attending Church of England schools, the occasional event at Easter, Christmas and observing a few other antiquated religious customs.

So, let's start with revenge.

I'm pretty sure that Jesus wasn't a "never forget" and "make those bastards pay for what they did to us" grudge holding kind of guy. In fact, despite my lack of bible study, I'm pretty sure there was something he said about turning the other cheek and forgiveness. Yes, now I think about it, all that "eye for an eye" stuff definitely wasn't attributable to Big J and his disciples. You could say that bloodthirsty acts of revenge and 'pre-emptive' strikes are definitely not Christian at all.

What kind of dude was Jesus anyway? Like I say, I never read the bible, went to Sunday school, went to church or got taught much about his life, but I know this: he didn't think being disgustingly wealthy was a great idea.

I probably can't name all 12 disciples, but if I had to guess I'd say: John, Paul, George, Ringo, Sleepy, Dopey, Dasher, Dancer, Thomas, Henry, Edward and Gordon. For some reason I think that Matthew and Luke should be on that list, but those names don't exactly sound like fishermen and farmers from the Middle East.

What I can tell you about Matthew and Luke, is that they both reckoned that Jesus used to say that we should stop building piles of treasure on Earth. Both those dudes said that Jesus was all about giving up your worldly possessions so you could donate to the poor. The upshot being, Jesus wasn't intent on being a billionaire, building big tower blocks with his name on and decorating everything with blinging gold.

The Bible - although I've never read it - comes in two parts and is translated from Aramaic. Basically, it's a Syrian book... you know, the place where Saint George the patron saint of England came from. The most popular English translation runs to some 750,000+ words. It's not all the disciples' account of Jesus' ramblings and crazy shit that happened to him. There are also some fairly simple commandments in there.

The first three of the famous ten commandments are all about God being a really jealous imaginary dude who demands your undivided attention. If the commandments were in order of importance, numero uno is that you're not allowed to so much as think about another God. In fact, it's not until commandment number 6 that we get onto trivial things like not killing other people. In fact, so many commandments are given over to not saying God is a stinky pooh-pooh head and other weird rules, that rape didn't even make the list. No to murder. No to adultery. No to theft. Rape... well, it's not as big of a deal as worshiping an idol is it?

In fact, most of The Bible is full of absolute garbage. Exodus 23:19 forbids us from eating cheeseburgers. Leviticus tells us we can't get tattoos, cut the hair on the side of our head, trim our beards and most bizarrely of all, you can't mix cotton and wool clothing.

"a garment mingled of linen and woollen [shall not] come upon thee"

So, basically, we know that to study The Bible is to study a laughably backwards culture and a book written by many authors, with many agendas, over several ancient periods of time. You simply can't use it as an instruction manual for modern life.

Now, back to the original question: what would Jesus do?

It's a fairly serious question. If the dude was alive today - walking around in his sandals and his dusty robes - what kind of shit would piss him off and how would he act?

I'm pretty sure he'd be straight into the temples of the money lenders, turning their tables over and kicking their arses for the sin of usury. We can be certain that Jesus was no fan of banks and financial services.

On the pro-life debate, Jesus seemed pretty sympathetic towards mothers and the choices they want to make with their own bodies. Basically, the bible's pretty clear that other people's unborn foetuses and fertilised eggs are none of your goddam business, as explained in this passage from the bible:

"As you do not know how the spirit comes to the bones in the womb of a woman with child, so you do not know the work of God who makes everything" -- Ecclesiastes 11:5

Most telling of all, the bible contains this passage:

"[an aborted foetus] does not enjoy life's good things, and also has no burial, I say that an [abortion] is better than [an unwanted child]... [that] has not seen the sun or known anything" -- Ecclesiastes 6:3-5

Jesus would have one thing to say to those pro-life people who harass poor women who are trying to get into abortion clinics: "he who is without sin among you, let him first cast a stone at her". In other words, who the fuck are you to judge? Who the fuck are you to intimidate a poor frightened woman who's faced with an incredibly difficult decision? Jesus would be pretty mad about supposedly Christian people, acting with so little compassion and forgiveness.

All this Islamophobia and anti-refugee sentiment would certainly piss Jesus right off. He would be angry as fuck about the way that the wealthy West is slamming the door in the face of refugees they created, through bombing and drone strikes. What part of "thou shalt not kill" didn't you understand? What part of "love your neighbour as you love yourself" got mangled into "look after your own"?

How dare Theresa May - an alleged Christian - and Donald Trump, leader of "God's own country" carry on in such an unchristian manner. There isn't an ounce of Christianity in these greedy megalomaniacs, who care nothing for the poor and needy.

I'm an atheist by default, because my scientific studies have answered questions and provided truth that makes all religious faith look like a mental illness, but the sentiment - the morality - of Jesus Christ is perfectly relevant, and a useful guide for us all when thinking about how we should treat one another.

I'm never going to become some born-again Christian, repent my sins and start banging on about The Bible, but when I weep at the cruel, callous, greedy, selfish and inhumane leadership demonstrated by British and US politicians and business leaders, I do sometimes think we need a decent human being as a moral beacon for us all. Aspiring to be like the fanny-grabbing billionaire bigot Donald Trump is going to be a rocket ride straight to a metaphorical hell.

Religion has been perverted by a clergy who've lined their own pockets and committed atrocious acts of paedophilia, as well as other abuses of power. We can reject religion, while also saying that Jesus Christ sounded like a pretty cool dude. The world would be a better place if we all tried to be a bit more like Jesus: a bit more Christian.

I really don't give a fuck what fictitious character we decide we love and want to emulate - perhaps Robin Hood? - but reality TV idols and wealth worship has taken us to a terrible, terrible place.

This is obviously written from my hospital bed, where I'm a bit loopy from kidney failure and painkillers, but I hope my writing is still reasonably cogent. All I can tell you is how I cry and cry and cry when I read the news right now, because the action of our leaders doesn't match their rhetoric about peace, compassion and care for the poor and vulnerable.

Tags: #religion #politics

This is a story about the wanker of the wharf...

London's financial services sector is the gift that keeps on giving. Through Y2K, the dot com bubble bursting, 9/11, 7/7 and the credit crunch, the good times never stopped rolling.

I'm now experiencing deja vu. My very first contract in Docklands was at Harbour Exchange, working for Lloyds TSB. I wore a shirt with cufflinks shaped like taps. I thought I epitomised the height of business fashion. In my defence, I was only 20 years old.

As I look around the glimmering tower blocks on the wharf, and look at their revolving doors leading into their fancy foyers, I realise that I've done at least two tours with so many of the companies: HSBC, JPMorgan, Barclays, Lloyds and others too.

It's good that these places will have me back. Why wouldn't they? I left on good terms, with great references and a bunch of people who'd remember me and some of the things I did when I was there.

But, I've started to burn bridges.

I know how to play the game and keep my mouth shut; not rock the boat. I know that the whole banking world keeps you hostage with golden handcuffs. You're ridiculously well paid, so you try to silence the voices in your head that say: what we're doing here is just not ethical.

You can immerse yourself in the propaganda, that says that the financial products that we offer are greasing the wheels of commerce, but you know that deep down, most of what you're doing is helping the rich to hide their wealth and shield it from taxation. When you ask your customer what their source of wealth is, they're not exactly going to say that it's sweatshops and drugs, are they? They're not exactly going to confess that their family is wealthy because they embezzled a load of money, leaving their fellow citizens starving.

Even a close friend, who seems reasonably ethical banker, has helped his father - a judge - to hide the family wealth in an offshore trust. They had some problems proving that they controlled the money, in order to get a mortgage, but the bank was eventually satisfied. The people who work in banks are outsmarting the ones who work for the regulators and the taxman, so that's why the rich pay very little tax, while the poor shoulder the burden of social programs. Socialism for the rich and capitalism for the poor.

Am I a hypocrite? Am I ungrateful, when I bite the hand that feeds me? Well, the easy defence is just to say that if I didn't do my job, somebody else would. Isn't it better that I'm on the inside, trying to make things better, than on the outside where I would have very little power and influence. I could easily throw my clogs into the loom, if I thought that was the right thing to do.

Fintech is a conflation of financial and technology. Fintech tends to mean the challenger banks and ecosystem that exists outside of the long-standing institutions. Arguably, I've been working on Fintech - financial services technology - since 1998, but yet I might get mocked by my startup buddies as working for dinosaurs. Indeed, one well-respected friend from the venture capital world, even wrote a blog post which suggested that my return to Canary Wharf was an admission of defeat; a failure.

I do feel like a failure. Even though I just secured yet another contract for yet another massive bank, doing some cool stuff with AI and other bleeding-edge tech, and I'm going to be exceedingly well remunerated, I still feel like I sold out. I'm also really worried about my chequered past catching up with me. Instead of popping a champagne cork in celebration of my new role, last night, instead I have butterflies in my tummy and I'm incredibly anxious about getting everything signed, starting the job and making a good first impression, without any hiccups.

My self-assured manner and my self-confidence has all been destroyed, replaced instead with self-doubt. I started looking for a new contract on the 30th of November, and it took all this time to get one. I take that pretty personally, and I worry that I'm not a competitive candidate anymore: I'm not making the grade, amongst the other contractors in the market.

Obviously, when I actually start working these contracts, I realise that there's a real lack of tech pedigree and good leadership. I realise that there is a need for my skills and experience, and I can add value.

However, I struggle to play the game anymore. I struggle to keep my mouth shut for the benefit of my career and my bank balance. I struggle to let things go, for my own personal benefit. When I see wrongdoing and incompetence, I feel that I have a responsibility to the general public, to not just turn a blind eye. I feel like I have to act ethically... not because the regulators are watching, but because it's the right thing to do.

I struggle to do the work anymore. I don't enjoy tech for tech's sake. Often times I don't really believe that tech is improving anything. Most projects are doing the same kinds of things that have been done time and time again, for years. You'd have thought that if we were solving real problems, we'd have solved them already and moved on to something more useful, like finding a cure for cancer. The banking problem - debit account A and credit account B - is not a hard one to solve.

Who the hell am I, to sit idle for the whole month of November, writing a novel instead of trying to get a job. Who am I to arrogantly assume that I'll be able to win another lucrative contract, instead of getting a regular job like everybody else does? Who am I to only work 4 or 5 months of the year? Who the hell do I think I am?

Well, you're welcome to hate me if you like. I'm a banker; a capitalist pig; a lickspittle of the wealthy elites who cause so much human misery.

However, I'm an ideological misfit. I know that I'm well remunerated, but I don't confuse that with value. I don't feel valuable, I feel like I'm wasting my time building stuff that doesn't help; it hinders. I feel bribed into doing a job, because I need the money. Aren't we all? Yes, so why work a job that's just as pointless, but get paid a lot less? Do you think that by depriving that massive corporation of yourself, you're hurting them?

Arguably, if we were to all take an ethical stance with our employment, and refuse to work for weapons manufacturers and banks, we would starve them of the manpower they need to function. However, humanity responds to incentives: if you couldn't buy guns, somebody would start sharpening pointy sticks and selling them; if you couldn't get a bank loan, loan sharks would lend money.

The problem is when you follow a set of rules to their ultimate conclusion, you get some undesirable outcomes. Free-market capitalism might work when you're conquering the Wild West and building all the critical infrastructure to colonise the New World, but what about when it's all done, and populations start exploding? Is it right that being born into wealth or poverty is not a choice: inherited wealth and ownership determine everything.

If we pressed the 'reset' button and set all the bank balances to be the same, how many would lose and how many would gain? Yes, it's unfair that some who've worked very hard would lose out, but what about those who think it's unfair that their inherited wealth shouldn't be subjected to a Robin Hood tax? Surely it's more unfair that some people have a lifelong trust fund income, while others have to flip burgers and still can't afford to raise their families. Surely, there are more people who would benefit, than lose.

So, eventually I arrive at the conclusion that we need to have debt forgiveness, or else civilisation will be destroyed. I mean, what are the wealthy even doing with all their ill-gotten gains? It's dog in a manger behaviour that's the problem here, not jealousy.

In the rigged system we've built, success is not about hard work. The fable of the girl who swept the factory floor being promoted up the career ladder until she was eventually the CEO, is total horse-shit. We know that all the best jobs go to wealthy men from a handful of powerful families. You could bust your ass your whole life, and still have nothing to show for it except the little plastic stars on your McDonalds name badge.

To say "twas ever thus" and blame human nature, is disingenuous. You don't have to look very hard to see that civilisations rise and fall, based on the satisfaction of the hoi polloi. It doesn't matter how high you build the walls: when enough people want to smash down your defences, you'll find that even the most robust barriers are too flimsy to protect you.

What do we really believe in? What cause are we fighting for?

The top echelons of society are wealthy enough to have their every whim catered for, but what do they believe in? How many of our rulers are passionately engaged in the pursuit of something more meaningful than money?

I wanted to save up and buy a house. I wanted luxury holidays and fine dining. I had become totally bourgeois.

If we leave noble causes - like the search for scientific knowledge, world peace and hunger - to a handful of charity workers, while we ourselves fret about buying a bigger house or another boat, then our most educated and powerful portion of society is consumed by the consumer economy, which is intent only on separating fools from their money.

Western civilisation will fall, as if knocked over by a feather, because we believe in nothing.

Tags: #politics #capitalism #career #banking

This is a story about changing beliefs...

Imagine being marooned on a rock in the middle of a vast ocean that's so deadly to life that you couldn't survive for more than a few seconds if you fell in. The ocean is lifeless and has no utility: it can't be purified or harnessed to generate energy. The rock has a fragile ecosystem that keeps you alive, but there is a relentless wind that threatens to blow away all the life-giving nutrients at any moment. You don't know how you got there, why you're there, or how the hell you're going to get off the rock if it can no longer keep you alive.

Welcome to the world according to science.

Isn't it much nicer to imagine an anthropocentric world, where some kind of paradise was created by an imaginary sky monster, just for us. Imagine there's some invisible guiding hand, making things happen, always with us Earthlings in mind. Imagine there's an all-seeing eye that only gives a shit about one particular species on one particular planet. Imagine that this universe isn't all there is: there's also some kind of afterlife. There... that's much more comforting, isn't it?

You could say that scientists believe in nothing. They don't think we were put on Earth for a reason: it's just a cosmic accident. Energy condensed into matter; quarks combined into protons and neutrons, which were fused into atomic nucleii; atoms bonded into molecules and reacted to create amino acids and proteins; the primordial soup created life, through pure chance. There's no reason for us to be here, except that given enough time - 14 billion years ought to do it - life as we know it becomes inevitable, given the laws of physics laid down at the birth of the universe.

When you start to study cosmology, you get some perspective on just how insignificant we are. When you start to deal with things on a cosmological scale, the numbers boggle your mind. There aren't even rulers that can measure the distances between objects in the night sky, because space and time are warped by matter and energy. Things are so far away, and we only have a tiny planet to move around on, so it's not like we can triangulate the position of anything. Everything in the universe appears to be just a point in space to us: the twinkling dots of light in the night sky.

If you think about time and evolution, you begin to see the staggering number of living creatures that died - our ancestors - so that we could be alive today in our current form. Take a look at an ear: it's a fucking weird looking thing, isn't it? Why the hell would it look like that? I can't tell you, but I know that I can take a shower without getting water in my ear canal, which is pretty awesome for listening out for any approaching sabre-tooth tigers while I'm washing myself.

Then, what about consciousness? Why is it that you are you? Why were you were born at the exact moment you were born? Why are you alive, right now, and not a hundred years ago, or a few thousand years ago?

So far as you know, you're the only you. Everybody else is somebody else. You've got your own unique set of experiences. You've got your own unique set of senses, and your own consciousness processing the sight, sound, smell, touch and taste of everything around you.

Ultimately, we can reach the conclusion that each universe is actually tailored to a single individual. The reason why there are lots of other people around who look very much like you is an inevitable consequence of the universal laws of physics. If I tweak the numbers one teeny tiny bit, we might get an almost identical universe, but there's a different person whose mind is "the one" that is truly conscious.

You feel pretty conscious, don't you? You feel like you've got free will and memories and you're seeing the world, right now, for what it is. But, that's only in your own universe. In your universe, I have no free will or consciousness: my world is dictated by your actions. In your universe, I'm not deciding to write these words... I'm not even aware of what I'm doing, even though I think I am.

The test is this: what would happen if you killed yourself?

Right now, there are about 7 billion people in the world. If I was to kill myself, 7 billion people would agree that I was dead and buried. 7 billion people would say that I just killed myself. But what about me? What about my opinion?

Here's how it goes: I get a gun, aim it at my head and pull the trigger. Guns are pretty reliable these days, so lets say I have only a one in a million chance of surviving a point-blank gunshot wound to the head. This is my free will, right? I make the decision to commit suicide, because I'm a conscious being with free will and that's my prerogative to do so.

So, what happens if the gun misfires? What happens if I put the gun down, pick up a different gun and that one misfires too? What happens if I pick up a machine gun, aim it at my head, pull the trigger and it just goes click-click-click-click-click as it keeps misfiring?

Essentially, if you take our very best scientific theories and follow them to their inevitable conclusion, this is what is predicted. If you keep asking "why?" over and over again, until you get to the deepest possible understanding of the universe as we observe it, you will conclude - from reproducible experiment - that the world is influenced by us, as observers. Our very consciousness is inseparable from reality and the laws of physics.

It's quite possible to answer the question "why are we here?" with the answer: so you can ask that question.

That might sound like begging the question, but it's actually perfectly logical.

Without consciousness, the examination of the world around us is not possible. Arguably, without being conscious of the existence of the universe, does the universe really exist?

Taking this reasoning a stage further, you can start to argue whether anybody in the universe in which you inhabit has ever truly been conscious. The evidence would suggest that they haven't, given that they are not able to experience the universe as you do: they are not able to answer the quantum suicide paradox, so they are unable to prove or disprove the reality in which they inhabit.

You and you alone are truly conscious, and everybody else is just an inevitability of the laws of the universe: entropy will destroy anything so ordered and sophisticated as a conscious being like you, but once you get one (you) it's inevitable that there will be billions of knock-off copies that didn't quite make the grade in your universe.

Ultimately, you are immortal and you will witness the end of the universe. It's the only logical reason why you were born when you were born.

"But what about all those people who die before me?" I hear you ask.

Well, they were never really conscious. I'm sure that in their own universes, which were nearly identical to yours, they were perfectly conscious, but the one universe in which you live, is made just for you: you're going to witness the death of everything and everybody, even if you try to kill yourself.

Taking this a stage further, we then wander into the territory of the theological.

What about heaven and hell?

If you're immortal, how do you think the world's going to be shaped by your actions?

Once you realise you're immortal, are you going to be naughty or are you going to be nice?

How's anybody going to stop you doing anything you want, if they can't kill you? You might as well be a thief; you might as well rape and murder; you might as well take anything you want and enslave all of humanity. As you rape and pillage, the world will become scorched and barren: Hell on Earth.

Alternatively, you could live virtuously, impart your wisdom and not abuse the discovery of your immortality. You could influence the people of the world to look after their home planet and try to preserve it beyond the longevity of their mortal lives. Over time, the world will become a place where everybody benefits from the generation before them, and it becomes received wisdom that it's better to co-operate and act with restraint, rather than act selfishly: Heaven on Earth.

Thus, we have arrived at a scientific reason for morality, as well as the negative consequences for 'sinning'. Science has drawn the same ultimate conclusions as religion: don't be a dick.

The chances are our species will wipe itself out before we are able to terraform nearby planets. The idea we're all going to fuck off to Mars on one of Elon Musk's SpaceX rockets, is actually just a massive excuse to continue raping and pillaging. The billionaires think that they've got an escape capsule, so there's no reason to rein in the corporate excesses and end the inequality that's destroying the planet.

Scientifically and through historical study of past civilisations, we're utterly fucked. The pursuit of pacifism, debt forgiveness, abolishment of usury and the creation of a fair and equal global society, has been completely abandoned in favour of rape and pillage. Capitalism must inevitably lead to the destruction of the natural world, overpopulation and enslavement of the developing nations, in order to fulfil its insatiable demand for unnatural growth. Things can't grow forever on a planet of finite resources: the laws of physics say that we can't just magic all our problems away.

We're acting like a blackjack player who's got a score of 20 but asking for another card, hoping to get an ace. Chances are, we're going to bust.

I really don't want a Tesla electric car: I'd rather not have to go to my bullshit made-up job. I really don't want a rocket ride to Mars: I'd rather people in Africa had some bicycles. I really don't want a NutriBullet food blender: I'd rather we abolished economic policies that leave nations starving, while others waste vast quantities of food. I really don't want an iPhone 8: I'd rather not have wars over mineral resources needed to make throwaway electronic gadgets. I really don't want private schools and top universities: I'd rather educate young women so they can make smart family planning decisions.

Just remember where the fuck you are: you're floating on a rock in the vacuum of space, with an incredibly thin layer of atmosphere just clinging to the surface because of the extremely weak force of gravity. The only reason the air isn't blown away into space - leaving you suffocating - is because planet Earth has an iron core which generates a magnetic field, diverting away the solar wind. Only 29% of the planet is land, and the rest is salty water you can't drink or use to water the crops. Have some fucking humility.

"But I'm some hot-shot CEO of a massive global corporation"

Yeah, right buddy. Try counting your money while holding your breath.

"But Elon Musk is going to fly me to Mars"

Yeah, and what are you going to do when you get there, you fucktard? There's no breathable atmosphere. There's no fertile soil.

"Scientists and engineers will find a way"

You mean the guys and girls who are telling you that the climate is fucked?

"God will guide us"

Good luck with that.

Tags: #economics #capitalism #politics #physics

This is a story about conformity...

Why would you ever consent to being graded? Isn't that extremely degrading to have somebody sit in judgement over you and decide where you fit in the pecking order?

We don't have an education system. We are not educating our children.

Instead, we have a system that's designed to give us the best grades we can possibly afford, so that we will have better employment opportunities. Schools are businesses, and they need pupils to get funding, so they can pay all those lovely salaries. Teachers are judged on their students' exam results. Schools are chosen based on their exam results. Universities will offer places to those students with the best exam grades, but universities are money making machines, taking at least £27,000 for an undergraduate degree, from every student. Finally, employers will select prospective employees who have the best grades.

Imagine you gave up your childhood and a few of the prime years of your young adulthood, in order to get "A" grades and a first class degree from a top university. You worked your little socks off from the age of 5 to the age of 21. That's 16 years of hard labour. It wasn't an education. It was an exercise in grading. Your teachers didn't teach you. Instead, you were trained how to pass exams. The whole balance of incentives is such that only the grades matter. You just want the piece of paper at the end of it, so you don't have to take a shitty minimum wage zero hours contract McJob.

So, what happens when you graduate, take a graduate job, and then find what you're doing is utterly pointless bullshit?

What happens when those 16 lost years of your life mean that you're saddled with debt and working some drastically underpaid job that won't even buy you a house anyway?

In the US, every man woman and child has a debt of $60,000, even if they don't even have a bank account and never personally borrowed any money. In the UK the figure is circa £30,000. This is money the government borrowed on your behalf. Even if you're financially prudent, and you don't spend money until you've earned it, that's certainly not what your government is doing.

In order to stand a chance of getting a half decent job, you reckon you need to go to college/university. In the US the average student loan debt is $35,000. In the UK you have to spend £27,000 on tuition alone, for a 3 year degree course. Of course, the UK figure doesn't include the money you need to live on. You can borrow a further £32,000 in order to pay your rent, food, transport and other costs of living at university. Basically, you're going to spunk the best part of £60,000 getting your degree.

So, you've spent 16 years of your life, having no life - your nose has been stuck in those books and you've been doing all your homework - and you're £90,000 in debt. Imagine you met the love of your life at university, you both graduated and you'd like to have a couple of kids. That means your household is going to be £240,000 in debt, before you even take out a mortgage. That's £60,000 of government debt for your two kids, £60,000 of government debt for you and your other half, and £120,000 for your two university degrees. God damn! You'd better get a job and start paying that debt off, because you haven't worked a day in your life at this point, even though you're now 22 years old.

Because you worked so damn hard to pass your 11+ exam, your grammar school entrance exam, or private school entrance exam, your GCSEs, your A-levels, your university entrance exam, your final year exams, your dissertation... you're pretty heavily invested now, aren't you? You gave up playing outside in the sunshine with your friends so you could do extra Latin and calculus. You gave up swigging cider in the park and shagging in a bush, so that you could be at home poring over your books. You gave up being debt free, so you could now have a £60,000 student loan like a millstone around your neck.

Guess what? Even having a good degree from a good university isn't enough. You probably need to become a lawyer or an accountant to set yourself apart from the McJob fodder. Lawyers in the US run up student debts in excess of $100,000. Here in the UK, you're going to have to pay an extra 2 years of tuition and living expenses, before you can even get a job in a law firm. You're going to pay the the law school £21,000 in tuition fees, plus you'll need another £20,000 for rent and living expenses, while you study. So, your student debt is now £100,000 before you even enter one of the professions.

Even a graduate with first-class honours from Oxford or Cambridge is not a professional. Having read classics does not seem immediately useful, given the lack of living people who speak Latin or Ancient Greek. While you have clearly marked yourself out as 'clever' in a rather abstract sense, you're not obviously employable because of your education. It is merely your grades that make you attractive to prospective employers.

Is it even very clever, to spend so much of your parents money on a private or public school education, squander your childhood on homework and piano recitals, saddle yourself with the best part of £100k of student debt, and then have the prospect of doing legal or accountancy work to help billionaires avoid paying tax.

The more you invest the more exposed you are. You're not going to take some lowly entry-level job, because you've got a goddam degree dontcha know? You're not going to question how absolutely dreadful the work is that you're doing, and how appalling the salary is, because it's a graduate job apparently. The job spec said "must have 2:1 degree from respected institution" so therefore it must be a good job, right?

Yeah, at least you're not flipping burgers for a living.

But, can you buy a house?

Nope.

You were conned. You studied hard for 16 long years. You stressed yourself to bits over every exam. Writing your dissertation was pure agony. You were so worried that you were going to fail. You could have failed at any moment. You could have failed to get into a good secondary school. You could have screwed up your GCSEs. You could have screwed up your A-levels. You could have screwed up your finals. You could have screwed up your dissertation.

You were so damn relieved on graduation day. Sure, it felt good to have your picture taken holding a scroll of parchment tied up with a red ribbon, wearing a black gown and a mortar board. Your mum has that picture of you up on the wall in the downstairs toilet. Every houseguest sees that photo of you, a fresh-faced 21 year old graduate, proudly clutching the bit of paper you worked hard for 16 years to get. They imagine that you must be terribly clever but little do they know that you're now working some dreadful office job, copying and pasting numbers in spreadsheets, like some kind of factory worker.

Maybe you were a bit smarter and you realised that everybody's got a damn degree these days. Perhaps you did a masters, a PGCE, went to law school, studied accountancy. Now you have a profession. You're a teacher, a lawyer, an accountant.

You studied the extra years. You did the training. You took the shitty entry-level salary. Now you're a qualified professional. You're a member of The Law Society, you're a chartered accountant, you've got Qualified Teacher Status (QTS). Guess what? You still can't buy a fucking house.

My suggestion is this: if your parents have money, don't fucking work your bollocks off and study hard. Get your parents to buy you a house and give you some money. You don't need to work. The world does not need any more corporate lawyers.

If you don't come from a wealthy family, for God's sake don't waste the prime years of your life following the same path as all the other drones. There's no pot of gold at the end of the rainbow. School, university, graduate jobs... it's all just a miserable path that leads to debt and misplaced gratitude for a 'better' quality job, which is actually nothing of the sort.

I'm financially incentivised to stay doing what I'm doing, because I can buy a house and afford to have my family live in considerable comfort. My earning potential is a function of how able I am to say "fuck your shit" and go and get a better contract elsewhere, because I'm not driven by fear: fear that I have invested 16+ years of my life in a pointless piece of paper; fear that I have £60k to £100k of student debt that needs to be paid back; fear that I've been measured, graded, and that I know my place.

I don't know my place, because I never allowed myself to be graded. If somebody is turning me into a commodity, then I change my role. I'm very hard to pigeon hole. I'm very hard to label. I'll brand myself up as whatever I need to be in order to get the job, instead of harking back to my most recent academic or professional qualification. I have no qualms at saying "this bullshit job just ain't worth the pittance you pay" because I don't have this fetish for "graduate" or "professional" work.

In some narrow niche, you'll find that there's somebody who wants it worse than you. You'll find that somebody is prepared to study harder, longer, put more effort in. If you enter into the arms race, you'll find yourself competing in a completely unnecessary battle for something that's been created with artificial scarcity. Grades are not a precious rare metal dug out of the ground. There's a finite amount of gold on the planet, but there is no shortage of "A" grades or bullshit jobs.

The professional bodies are there to limit the numbers of people becoming lawyers, accountants, doctors, teachers and a whole host of other jobs that are better paid than flipping burgers. The only reason why those professions pay more than minimum wage is because artificial scarcity is created, by limiting the number of people who can qualify and practice those trades.

I never let my schooling interfere with my education. I taught myself how to program a computer, with the help of a couple of schoolfriends. I don't advise becoming a programmer today, because it's a crowded market, but there'll be something better that your kids can be doing instead of their damn homework. There's something you can be doing better than saving up money to help get your kids through university: buy them a damn car and a house, because they're never going to be able to afford things on their own, with the way things are going.

The education system was there to break our will and our sense of individuality, and prepare us for the workhouses. The education system is used for societal control. Your government wants obedient debt-laden citizens, who are grateful for a shitty made-up job. The plutocrats who rule your life want cheap labour, even though you think you've got a prestigious well-paid job. In actual fact, you know your place, and you have no social mobility at all.

We're moving beyond the era of the CV with your exam grades and other qualifications on there. The idea of sifting and sorting everybody, like grains of sand, ending up with the very finest particles graded right up to the grittier stuff... this is a flawed model.

Take your average super indebted grad today. Could they rewire a house? Could they fix the plumbing? Can they cook a fine meal? Could they organise an event? Can they lead people? Can they mend a car? Can they dress a wound? What are they like on a mountain? What are they like out at sea? What are they like in a crisis?

We're churning out people who are only good for one thing: regurgitating established facts and ideas. Parroting answers they've learned but don't understand. Passing exams.

Our kids these days don't pass exams because they've reasoned the answers from their knowledge and experience. Our kids these days don't make theoretical deductions. We have an exam passing machine that teaches our children how to pass tests, as opposed to educating them.

Everything's going to hell in a handcart because original ideas and critical thinking have no place in our education system or the world of bullshit jobs. We spend at least 16 years brainwashing our 'best and brightest' to be exam passers, box tickers, compliant little drones who all think and act the same way. The homogeny of bland corporate wage-slaves, churned out by the cookie-cutter 'education' system is frightening.

When sufficient numbers of people realise that they've been conned into giving away their youth, in return for a soul-destroying desk job that's mind-numbingly boring, but yet they can't buy a house, there's going to be rioting that far exceeds the disruption we saw in 2011, when it was the disadvantaged youths who took to the streets to protest their lack of opportunities and general contempt that is held for the underclass.

Debt will not prop things up forever. Without a wirtschaftswunder - debt forgiveness - the capitalists will destroy everything by demanding their pound of flesh. Empires always fall when debts are not forgiven and the proletariat are crushed by the weight of the idle elites who live in decadent luxury, while ordinary people struggle.

Teach your kids practical things. Let them play. Don't make them do their homework. Don't force them to practice an instrument "because it will look good on their university application". A new world is coming, and moulding kids in the shape of every other underpaid, underemployed corporate drone is not going to do them any favours.

Tags: #childhood #education #capitalism #politics

This is a story about what people do when they think nobody is watching...

Integrity. What does it mean to have integrity? Let's explore a hypothetical example.

The year is 2011. I'm running a profitable tech startup called Hubflow, and we have just been through a 13-week TechStars network technology accelerator program in Cambridge, run by Jon Bradford and Jess Williamson. We have a bunch of investors who are ready to help us raise a seed round. Mike Butcher has written about us in TechCrunch. We are kicking arse.

The sticking point that is stressing me out is that my partner won't support me. My company needs to relocate to London, Cambridge or somewhere on the M4 corridor so that I can hire the talent I need and get to my customers and investors whenever I need to see them. My partner is a teacher. She can literally work anywhere in the country.

***

I financially supported my partner through her retraining to be a teacher. She had a huge income drop, when she left the investment bank where we both worked, but I made sure that she still enjoyed the 5-star luxury lifestyle that she had gotten used to with me.

Even when I quit my salaried job so that I could build my startup, I had substantial savings and profits, to allow us to maintain the same standard of living. I had bankrolled her when she wanted to make a career change, and she'd never had to tighten her belt or compromise.

This was now my turn to shine. I had done it. I had built a profitable company with a good valuation that was ready for investment to take it to the next stage. It was now time to leave the sleepy little seaside town where we lived and move things closer to the action.

My co-founder had left his pregnant partner behind in his home town, to come and live with me in Cambridge for several months, while we built our business together and got ourselves ready for investment. He had made sacrifices and compromises with his growing family. Now it was the turn of my partner to step up and make a small compromise herself.

However, she wouldn't budge an inch.

I could have left her. And perhaps - in hindsight - that's what I should have done. She had never been very kind or supportive. In fact, she was pretty mean spirited and selfish. I don't know why I stayed loyal to her. I'd had opportunities to fool around while I was working away from home, in Boulder, Colorado, in London or in Cambridge, but I stayed faithful. I stayed faithful because I have integrity.

I then got very depressed. She had refused any kind of compromise. I had to leave her, or my business was screwed. There was no way that me and my co-founder could make it work over such a geographical hurdle. We needed to be together, on the ground, raising money and winning more customers. And we were so close. It was heartbreaking.

By the time Christmas rolled around that year, I had gotten so depressed and suicidal that I was hospitalised. My unsupportive mean ex had instructed my parents to come and take me away, and had involved my doctor, all against my wishes. This was an incredible betrayal. Now she wanted me removed from my own home, that I had bought and paid for. This was a horrible act of selfishness.

Before I was literally dragged away by my Dad, I decided to install a keystroke logger on my personal laptop, which was running my personal account & password. This was clearly an act of paranoia, due to the fact that I was extremely mentally unwell, having recently been released from a mental hospital. Clearly I was out of my mind.

I was driven away from my home, my business, my friends, my possessions, to a village where I had never lived since the age of 4, where I have no friends. Miles away from any cities where I had business contacts, investors, customers. I had just been totally fucked over. This was not in my best interests. I didn't even have a doctor or a psychiatrist nearby.

So then, was my partner interested in my wellbeing? Did she call to see how I was? Was she concerned about me getting better?

I thought it rather strange that she wasn't at all involved in trying to 'help' me, now that I was out of the way. In fact, it was rather strange that all the 'help' was simply to tell people to remove me from my own home. Must have been more paranoia though, right? I was mentally ill, remember?

I levelled my accusations about being dumped like this, and dragged away from everything I held dear. My partner and parents conspired to keep me trapped in this shitty village in the middle of nowhere. They even involved the police "for my welfare".

Anyway, after about a week of this shit, I decided to see if anybody had been using my laptop with my username and password. Strangely enough, and totally co-incidentally, they had been.

On examination of the logs, it looked like somebody had used my laptop and username to set themselves up an online dating profile and start messaging men. How strange. How curious.

Surely this could not have been my partner, for if she was using a computer at all, I'm sure it would have been to research the best possible treatment available for me, or to better understand what had happened to me, so that she could be as loving and supportive as possible, no?

My partner continued to treat me like utter shit and told me that any suggestion I made that she was not acting in my best interests, was purely in my imagination and fuelled by mental illness, paranoia.

Finally, I showed my hand, and she back-pedalled rapidly, begging my forgiveness and swearing that it was all a misguided mistake. She suddenly became nice as pie and started treating me with a tiny fraction of the respect and decency that I deserved.

I then had a brief taste of how I should have been treated all along, and it was nice. My stupid mistake was to then marry the evil *****. A leopard never changes its spots.

Be careful if you get mentally ill with a vindictive, selfish, mean-spirited little **** of a partner, because they might just try to chuck you out of your own house and replace you.

Tags: #divorce #mentalillness #startups #career #suicide #computing

This is a story about premonitions...

Our perception of reality is subjective, and it is coloured by our state of mind. I'm deeply depressed, so I tend to see everything as negative, hostile, and doomed to failure.

Yesterday, I was writing a piece about how I thought the markets had over-corrected, and how I expected to see another rout in the FX and equities markets, of Sterling and the FTSE. Little did I know, that as I was writing, a terrorist attack was occurring in Istanbul, Turkey.

When your mental health is suffering, sometimes you can start making too many connections, seeing too many co-incidences. Last year I started to misinterpret events as significant in my life somehow. I started to feel overly connected to things happening around me - because I was unwell - and thought I was at the epicentre of a seismic event again, like during the Credit Crunch, when I felt at the very heart of the derivatives market and Credit Default Swaps, with JPMorgan.

Michael Cherkasky, the monitor from the US Department of Justice, still isn't happy with HSBC's customer due diligence, but nobody seems to give a shit. The share price might have dropped almost 20%, but so far as I know, nobody's going to prison for not warning the shareholders, which would be a violation of the Sarbanes-Oxley Act, which has tried to force public corporations to be honest and open when things are going wrong.

The thing is, the show must go on, and everybody has a vested interest to some extent. Bear Stearns couldn't fail, because the markets were already spooked by Lehman Brothers. Greece couldn't default, because the entire stability of the European single currency and the stability of global markets was at stake.

Even now, with Britain prompting a disorderly rush for the door, and the potential for systemic collapse, as a domino-like chain of events is set off, we are still seeing a surprising amount of stability.

Market economics is supposed to weed out the weak and the reckless. The companies and governments that have gone beyond their means are supposed to be punished by the market, but actually what we have all demanded is stability, not a free market.

Really, Bear Stearns should have been allowed to fail, AIG should not have been bailed out, Greece should have been allowed to default on its debts, the UK should be allowed to precipitate the collapse of the Eurozone and the inevitable failure of the Euro and debt defaults across Southern Europe.

What people seem to be voting for is the free market that we supposedly have. Where would we be, if we had bitten the bullet in 2007/2008 and not simply propped everything up? Aren't we going to have to suffer a global recession that is many, many times worse than it might have been if we'd allowed reckless companies and governments to fail earlier?

However, the politicians and the banks believe that they've been tasked with economic stability. Certainly, the Bank of England's brief is to try and maintain inflation in a certain range. It certainly runs contrary to our Keynesian understanding of economics, when central banks are actually used to prop everything up, to maintain the status quo.

Gordon Brown famously declared that we had seen the end of boom & bust, but haven't we simply made a farce of the idea that debts ever have to be repaid, and there isn't an endless supply of money?

Civilisations normally fall when the burden of debt is unmanageable, but creditors refuse to forgive debts.

The world needs to deleverage, to have a debt haircut, for debts to be forgiven. The system has failed. There's no moral hazard. Everything is too big to fail. There is no market economics anymore.

I think that what people want is either inflation, to inflate away their debts, or debt forgiveness, because they are over-burdened with huge mortgages, student loans etc. etc. People feel that they've been hurt in the pocket, and they really don't care about the stability of stock portfolios and the value of Sterling.

I see the Brexit decision as almost a vote to accept a devaluation, in the hope of stoking up domestic inflation. It's a vote to accept volatility and chaos in the financial markets, that we supposedly wanted to avoid during the Credit Crunch, but people were never asked if they were OK with a whole heap of bad banks going bankrupt.

Yes, people are probably naïve about how upset they'd be about their life savings being wiped out, and having to use a barrowload of pound notes to pay for a loaf of bread, but perhaps it's better than their lives of quiet desperation, while the rich get richer and the poor get poorer?

I'm incredibly impressed to see stability in the markets today, but I don't think that's what anybody wants. People are looking for a shake-up in the pecking order. People are rocking the boat, because they're unhappy, and they literally don't care about the global economic impact and systemic risk. Perhaps propping it all up, and forcing a very long period of austerity onto everybody wasn't such a smart move.

The next question is: how far are the wealthy prepared to go, in order to get their pound of flesh?

Tags: #politics #banking #capitalism #hsbc #politics #europe

This is a story about preying on the weak...

I'm lucky enough to live in a secular society, so I'm not expecting a major backlash over what I'm about to say, but religion is still an emotive topic in some parts of the world, and amongst extremists.

As I thought about how this story should start, I considered word-play around the similarity between prey and pray. The friends I have who are overtly religious all seemed to find their God during periods of intense personal development, turmoil. The two things might be unconnected, but I somehow feel that they are not.

I myself reconsidered the existence of a deity, as death drew dangerously close. I don't think I would exactly have found myself praying for my soul, pleading for forgiveness or any of that bullshit, as I drew my final breath, but certain events in my life brought theological questions into sharp focus in my mind.

One of the most profoundly unsettling questions I have, is not "what happens when we die?" but actually, is it possible to die at all? The conclusion I reached, when I really was at death's door, was that it isn't actually possible to die... at least in any way that you can usefully perceive.

That sounds pretty nuts, right? However, the conclusion is actually borne out of real scientific empirical evidence. I won't go into the details, as I have already written at length about Quantum Eraser experiments and the problem of separating the scientists performing measurements from their experiments.

But what does it all mean in practice? Well, in actual fact, this line of thinking has brought me ever closer to Christian values than I would have ever thought possible. Do I mean Christian in the bible-bashing, ramming religion down people's throat sense? No, what I mean is Christian... as in, the teachings of Jesus Christ, not the out-of-context bullshit peddled by dogmatic religious thought leaders.

Let me give you an example: heaven and hell. We are all familiar with the concept of eternal damnation in a fiery underworld full of sin and deviancy. Well, it was through a fairly sinful path that I arrived at my understanding of what heaven and hell might look like, in a world where we don't actually die. But what the hell does that mean, we don't die?

You're going to die, but you won't be aware of it. You're going to see me die, but I won't be aware of it. We're going to see everybody die, except ourselves in fact... my interpretation of what I can see from the evidence, is that our own consciousness persists in some form or other, for eternity. This is the multiverse, and the many-minds theory.

If a consciousness lasts eternally, that means that you will be eternally haunted by your past actions. If you do 'sinful' deeds, then you will have an ever-increasing amount of guilt, and your life will be increasingly awful, until destruction has wrought havoc over the entire surface of the Earth. Eventually, you will have exhausted every resource at your disposal, and you will be presiding in immortality over the scorched and blackened surface of the planet, wrecked by your increasingly 'evil' behaviour. In essence, you will have created your own personal hell.

Equally, as an immortal living in a future shaped by your actions, you could preside over something that is the polar opposite of hell. With all eternity to refine and improve things, if you aspire to enhance the state of existence, then you will be able to create a kind of heaven.

What I've found, from personal experience, is that there is no heaven to be found at the bottom of a whiskey bottle or a crack pipe. The things that seem to offer heavenly euphoria or "floating on cloud 9" as some people say, are actually pathways that actually lead to misery and destruction. The short term quick-fixes eventually lead you to lie, cheat and steal.

Nobody preaches as loud as the converted former sinner, and so it is the case that if you examine the past of those who have found religion, you will very often find that there is very real repentance for a life of sin. We should remember this famous quote:

"The only difference between the saint and the sinner, is that every saint has a past and every sinner has a future" -- Oscar Wilde

I believe it's over-simplistic to talk about right & wrong, good & evil, dark & light and saints & sinners though. We are a product of circumstances, not free will. I strongly believe that it's quite possible that time runs in both directions, and our memory is just a 'trick' that makes us think we are actually making decisions.

Let's examine what I just said in a little more detail. If time is running in the opposite direction, you know exactly what decisions you're going to make and your final destiny, but you have no memory of any decision that you made in the 'past' because your memory is being erased.

If you have no memory of things you did in the 'past' then you have the opposite belief system. Instead of believing that the future is unknowable and that you're in control of your destiny, you know that your destiny is fixed, but the past decisions that led you to your present existence are unknowable. The illusion of free will is shattered.

I don't believe it's actually possible to experience consciousness when the flow of time is reversed, so in theory, there is only one stream of consciousness that spans all time, and every conscious being, with time just zig-zagging its way backwards and forwards through all eternity. It seems, to me, probable that there is only ever one 'active' consciousness at any one time in a Universe, and every other being that ever existed for all time in that Universe is actually part of the same chain of conscious periods, where time runs 'forwards' as we perceive it.

Does your brain hurt yet? Look, it's really simple: you feel conscious, and that you have free will, and that you have memories that go back to early childhood... however, you're going to see everybody you know die, while you live for all eternity, and then bang! one day it seems to start all over again, but actually it's the same Universe, but you just don't remember the bit where time went into reverse, and you're now living another person's life in the same Universe as you'll inhabit for all time. Simples?

If you think I've gone totally potty, don't worry... I don't believe in that hypnotherapy mumbo jumbo where we can remember past lives. There's just no good scientific theory to support such a preposterous idea.

Also, by the way, there is no such thing as a space wizard who created the whole world in 6 days and then had a rest for a day. Sorry about that.

Go ahead and ask for whom the bell tolls... you're immortal so it's not going to be tolling for thee

Tags: #physics

This is a story about returning to normality...

One week from today I'm going to start circulating my CV and generally getting back in touch with my network to try and find some work. It's been a surprisingly long road, getting back on my feet.

I've picked an arbitrary date to try and get back into the swing of the working world. I certainly don't feel very well. I'm tired all the time. I still need help and support to deal with things, which are otherwise overwhelming to me.

However, I seem to have an on/off switch inside me. When I'm powered down in the 'off' position, you would barely believe how dysfunctional I am. Just getting out of bed and getting some food is considered a highly productive day. Pathetic, I know.

Something triggers me to switch gears from neutral, to top speed. The 'on' switch gets thrown and then the only problem is slowing me down enough to try and stop me from burning out. Next week is going to be a blur of activity, and if things go right, then there will be at least 3 or 4 months of frenetic activity before the circuitboards melt.

There are lots of bits of data that are graphable to see these two poles in my behaviour. Whether it's my bank balance or my activity data, collected by the movement sensors in my watch & phone, they all show the same thing: peaks and troughs.

Sadly, I would say that the peaks and troughs are getting more and more extreme though. I was certainly having some very odd thoughts and ideas when I was getting really tired last year, but I was in the middle of a highly productive phase. I had great difficulty biting my tongue, and thinking about the medium to long term benefits that would selfishly suit me best.

It's quite possible that I've totally busted my brain by just asking way too much of it. I've tried to be really kind to it for long periods, to see what difference that makes, but it's a bit like a tube of toothpaste that's open at both ends... you can put the cap on one end, but the toothpaste still oozes out of the other end when you squeeze it.

There's so much pressure in modern life. There's no opportunity to stop and catch your breath. Just as soon as I'm physically able to drag myself into an office for 8 hours a day, and not fall asleep in every meeting, I have to get back in the saddle and earn another load of cash, knowing that my episodes of stability are increasingly rare.

It's really strange, but I think that I used to know what was best for my health, and be really strict with employers, way before I got sick. The idea of working weekends was really offensive to me, and having to do on-call work, or late nights was something I'd only do very occasionally, and there had to be the bait of a big bonus or promotion on the table if I was going to do it.

I used to be really good at managing my long-term health. I made sure I took all my holiday allowance every year, and I made sure I always had something to look forward to. I was also really strict about maintaining a good work:life balance. I was fit and active, spending most weekends at the beach, kitesurfing. I was sociable and had all the right elements to create a fulfilling healthy life.

Nowadays, if I can work, I work. I live for work. When I'm not working, I'm just eating and sleeping. My existence is isolated, unhealthy. I dare not spend any money. I dare not take a holiday. I don't feel like a whole, functional person... and I don't see my friends. I feel worthless.

Frankly, when I am working, I'm way too intense at the moment. It doesn't take me very long to get a handle on an organisation and its objectives, and to understand the team and technology. From there, I seem to fall into my old pitfalls of becoming cynical and overly outspoken. Plus, I'm always in such a rush to get everything done... there isn't an IT project in the world that isn't late or overbudget.

It's hard when you've worked at a particularly demanding level, managing your own team or department, or even running your own company... and then you've got to slot into a massive corporate environment. It's hard to get back into the mindset of the wage-slave. It's hard to remember how to achieve the difficult balance between getting stuff done, and just terrifying the hell out of senior management, because things are happening at breakneck pace.

There was one particular piece of work that I was doing, and I knew there was a really important deadline to hit. There was a TV screen setup, which would light up green when we had succeeded and hit our deadline. I was working away in one of the meeting rooms, away from distractions on the open office floor. I knew that there was going to be a really tricky period to navigate with some of the senior management, who didn't understand what I was doing.

My very worst fears were confirmed when the senior management came rushing into the meeting room to say that there had been cheering in the office, because I'd made the screen go green. I then had to tell them that it was only because I had done some contingency work in preparation for the proper work. The pained and stressed look on their faces was unbearable, but I knew I only had 10 or 15 minutes to wait until the real 'green light' popped up, hopefully.

There then followed a very strained 10 minutes where I attempted to explain that I had done something to give us a retreat route, in case there were problems further down the line. The senior managers felt that I had done something cavalier, they felt misled, they were confused, they were disappointed, they didn't understand... this continued for 12 or so minutes.

Then the screens went green again, much to my relief. There we go. Job done, that was the event that they should be cheering. I had just been killing time explaining what I'd done, because I had a great deal of confidence that everything was going to be OK.

Such is the way with IT. The explaining takes the time. The work is normally trivial.

It takes time to get used to working with me. I tend to work on the principle that it's easier to ask forgiveness than ask for permission. I just put a great deal of pressure on myself to make sure that I get things right when I'm sticking my neck out.

I'm pretty unencumbered by fear, especially now I've been to hell and back a few times. This could be part of the general broken brain problem I've got. I have absolutely no fear of being reprimanded... I stick to my guns when I know I'm right, and my hunches are normally right too. There are so many times when there is enormous pressure to say or do the wrong thing, and the middle ground is to simply button your lip, say nothing, go along with some madness.

I'm not very good at going along with amateur hour.

I was working such long hours that I was staying in a hotel just minutes away from the office. I even had to take my washing to work with me

Tags: #career #banking #computing #london #bipolar

This is a story about the best advice you can get...

Why write to your younger self? You won't be able to act on that advice. It seems like that letter could be concealing regrets, and things you'll never be able to change. That younger version of yourself has gone, and is not able to receive mail anyway.

So, I've decided to write a letter to myself, today. Nobody knows me better than myself. I can't even fully remember what I was like 5 or 10 years ago, let alone 20 or so years ago. I can probably offer some pertinent advice, from a very well-informed vantage point, to my present self, so that sounds more rational to me.

So, here's my letter:

Dear Nick,

Don't freak out, but this is a letter from you, to you. I mean, it's from me, to me (you). Oh, you're smart(ish) so you can probably figure out what I (we) mean. I'm going to write it from me (you) to save confusion, otherwise this letter is going to get very silly.

I'm writing to you to give you some advice, because I'm probably the best placed person to advise you, given that I know everything about you, even your darkest secrets and innermost desires, which are probably one and the same thing.

I know there's this trend of writing to your teenaged self, but you're quite different from 12 or 16 year-old you. You really went through quite rapid changes around age 19, and then another load of big life changes in your early to mid twenties, so writing to that earlier version of yourself doesn't make much sense.

While your childhood shaped who you are as an adult, to some extent, it's not who you are today. You already managed to overcome your shyness talking to girls and your tendency towards introversion and isolation is now something you recognise as unhealthy, which is good.

Your handwriting sure has improved a lot, although it looks to me like you're cheating and using some font that looks a bit like a person has hand-written this. Actually, I know that your handwriting is still terrible, but in the age of computers, smartphones and tablets, who really cares? You're right to not be swayed by dying traditions, like mainstream education & dogma, physical books and rote-learned facts.

You used to be very ruled by insecurity, and it's good that seems to have gone now. You were really trapped into situations that made you very unhappy in the past, because you feared being alone, but now you just seem to go for what you want. It's good that you cut away the things that aren't working for you, although you're still too hesitant to do it, and then you do it in quite a quick and brutal way. Try not to get yourself involved in things you really don't want, and then have to later extract yourself from those situations.

I know you really want to feel loved and like you've got friends there for you. I think you still feel unworthy, and like you have to go to extraordinary lengths to get people to take an interest in you. You're not a jester or a clown, and you don't need to bribe people to like you. It's up to them: if they can see the value in being your friend, you're a rewarding person to know. Getting used by people and then feeling resentful, and acting out passive-aggressively is not a healthy way to get rid of klingons.

You probably need to tone down the way you talk to people at times. I know that you have incredible empathy for people from all walks of life, and you're very mindful that other people might not have had the same life opportunities as you, but you still seem to have this way of making people feel insecure, inferior. I don't know what it is about you, but you can be quite intimidating, even though you don't mean to be.

Frankly though, you're a half-decent guy who tries hard to please everybody. I'm sure you'd benefit from not being so hard on yourself, so self-critical. There's a queue of people around the block who'd like to take their turn telling you what a bad person you are, or criticising your life 'choices' when they don't know their arse from their elbow, so you don't need to join in their ignorant bullshit... be kind to yourself. The world certainly isn't going to be kind to you, even though you try to be kind to people.

Certainly, judging people by your own standards is a disaster. Just because you trust people, try to give people the benefit of the doubt, try to give people chances, try to contribute rather than just taking whatever you can get... that doesn't mean that anybody else is living their life that way. You need to protect yourself.

You're actually pretty vulnerable. People recognise that vulnerability, and try to take advantage of it. I know that you've decided that you don't really care, and you'd prefer to live your life properly, rather than being another mean, selfish, grasping, horrible idiot making up the seething mass of a disgusting majority of people. Make sure you don't turn bitter though. Don't give away more than you can afford to lose. Nobody is ever going to repay those favours or that kindness. Reaping what you sow is bullshit when it comes to being kind and nice to people. The only bonus is that you can sleep at night knowing you tried to make the world a better place.

I'm sorry you haven't had a great deal of luck in recent years in hanging onto a group of friends who you see on a regular basis. It's really not your fault that your supposed support network dropped you in the shit at a critical point in your life, and you sank into depths that put you in a position that not a lot of people come back from.

There was always going to be difficulty in rising back up from a place that nobody expected you to recover from. It's other people's shame that they let you down that is the problem that means you're having to rebuild your life from scratch, not anything bad that you did to them: you owe those people who let you down absolutely nothing.

It's a hard thing, rebuilding your life and making a new group of friends in your mid thirties, and not having any family support. Remind yourself that it's impressive how much you have achieved virtually entirely on your own. Remind yourself how strong you must be as a person to go through hell without a support network close to you.

Try to forget about the pressure you're under to magically become "steady Eddie" again. I know that your family are expecting you to magically become the reliable and dependable member of the family again, in the regular job and doing all the travelling to see everybody plus not requiring any support yourself. I know that your family expects that a magic wand gets waved and everything in your life goes back to normal, and that's an enormous burden, but just forget about them... they're just living in their own selfish little bubble and looking out for themselves. Your life is so perilously fragile at the moment, so you don't need that kind of bullshit.

You know you're lucky to be clinging onto a few things with your fingernails, and you are extremely fortunate to have another chance at getting back on your feet, thanks to a couple of very kind people who've been there for you during your hour of need. You need to make sure you don't screw up that opportunity, even though you're under extreme pressure and stress, sorting everything out in your disintegrating life.

There are a couple of things you've got going in your favour that you didn't have a year ago, and summer is coming soon, so there's a slim window of opportunity. Don't self sabotage!

I know that nobody else understands just how much pressure and stress you're under to fix all the things that got very broken, because you were simply under too much strain. Forgive yourself for breaking down, for cracking under that load. It's not your fault. Anybody in your situation would have reacted the same.

Try to ignore those ignorant idiots who talk about life 'choices' and bad decisions and things like that. They are just smug c**ts who simply have a more comfortable existence and better luck than you. We are all a product of circumstances, rather than good vs. evil. Forget those moralising, judgemental little shits and get on with doing your own thing. You know in your heart that you've always tried your hardest and done the best you could in the circumstances.

If people don't want to hear your story, try to empathise, walk a mile in your shoes, then they're unworthy of your love. They can't sit in judgement over you, when they're no angels themself, and they're just being unpleasant and unhelpful. Why would you want them anywhere near you? Why would you want somebody like that in your life? Good riddance, I say.

Surround yourself with nice people who are kind to you and you value the opinion of, because you know it's not driven by judgemental ignorance. You know deep down that your gratitude and deep drive to reciprocate the love and support you receive means that you're a good person, and you deserve to have friends, companionship, care and some attention.

You're right to keep reminding yourself to be humble, and making sure you don't become too self-absorbed. I know you always think about things in context though, and you do care about what other people are going through too, but just remember to keep it up. You know that it's not a competition, and on the grand scale of things, you've been lucky. Don't fall into the trap of feeling too sorry for yourself, and painting a picture of yourself as some hard-done-by character who's had a really hard life: it's not entirely true, although you have had some shitty stuff happen to you.

People might say "grow up" and "get a life" and "stop going on about old news" or "stop living in the past" but it's OK to go through some stuff, as long as it's part of moving on, developing, letting go. Don't hold onto grudges about the shitty way you've been treated. Just let those people go out of your life, and find positive, inspiring, kind people to replace them. Try and forget about everybody who has trampled you, badmouthed you and written you off... you don't need them.

There are a lot of people out there who feel very entitled. They think about what they want and what they can get and what they need, and don't put any effort into understanding those who are easy targets like you. I know you take things to heart when somebody jumps to the wrong conclusions about you. Forget about those people. They're just trying to destroy other people's lives in order to make themselves feel self-righteous and improve their own self-esteem at the expense of others. You've wasted a lot of time and energy on those narcissists and leeches, and it's time to forgive yourself for trying so hard to be nice to them, and make a relationship work.

You need to learn to be a little more selfish, self-protecting, guarded, while at the same time, you should also remain as humble as you can, grateful for those who have stuck by you, and those very few who are close and have actually stepped in to help you. You need to spend less time and energy trying to convince horrible people of your worth and trying to make them see how much they're using you and hoping that they'll act with some common human decency... it's a waste of time. Try to forget... don't even bother forgiving: they certainly have no forgiveness in their dark little hearts. Instead, concentrate on being positive, and building on those few green shoots that you're really lucky to have. Those people who are kind and care, you should keep close to you, and try to build on that with those who are still there for you, to some extent, because they still care and haven't judged you. They understand, they empathise, they sympathise, they actually care about you as a person, no matter where they are in the world.

I know it's hard, living in this day and age when everybody gets scattered far and wide around the globe, but you're an interesting person who's kind and caring, so you should find people to be in your close support network, wherever you go. Just remember to not turn bitter, not to feel entitled. Remember to keep giving back, feeling gratitude. And don't let insecurity get the better of you. When you find something good, don't grip it too tightly.

Try to slow down a bit. Approach things with a marathon pace, not at a sprint. Everything will get sorted out in the fullness of time.

I know it's frustrating, to have had it all and then lost it, and you want to get back to that happy place you were in age 24 or 25, when you had the friends, the job, the girlfriend, the hobby... your life was quite fulfilling and you felt secure and happy.

You can't fix everything overnight, and even when you start to get things back together, it's going to take time to get back into the rhythm and routine of normal life, and start to build up a safety buffer, to protect you from bumps in the road.

There are going to be setbacks, and I know that you're really fragile and it wouldn't take much to completely wreck your life, but you need to just have faith and act in a positive way, instead of throwing in the towel when you're faced by insurmountable problems. You've added to your own problems when you've decided that everything is ruined, and that you're going to kill yourself as an act of spite.

Everything has been ruined, several times, but you can see that something fairly miraculous has happened every time, but it's dumb to keep deciding that everything is over. You should have learned by now that somehow, everything kinda works out. You are worthy of help, and help does eventually come... even if it is rather late, and not from those people who supposedly love and care about you.

If there's one thing you should have learned from 36 years on the planet, it's that life will always surprise you. Stop trying to second guess, to imagine what the future holds. Even when your future looks bleak as hell, you should know by now that you can turn a corner almost overnight.

Killing yourself would be really stupid: you won't get to find out how the story ends if you do that, which would frustrate the hell out of you.

I know that people think you're attention seeking and stuff, but just forget about those idiots. It's totally like you to do something just to prove people wrong, but you won't exactly be able to say "I told you so" when you're actually dead. Sure, they're total c**ts for calling your bluff and being unfeeling, selfish horrible arseholes, but hurting yourself to hurt them is not a great plan.

If you do end up killing yourself because existing with a world that just wants to be mean and cruel and selfish and ignorant and generally descend into base animal bullshit, where people are just rutting and raping, stealing and generally acting like a bunch of prehistoric beasts... I forgive you, and I understand why you did it. I'm certainly not happy with what I see in the world either. Somebody has to take a stand, and I applaud you for thinking about the big picture. Keep doing that, but try to act in a positive way. You can't actively improve things if you're not around to play a part.

I know you want to make a grand gesture. I know you want to make a big contribution to society, to humanity, but try to do it in a positive, constructive way. Protest suicide, hunger strikes... people are becoming so heartless and beastly that quite possibly nobody would give a shit. It would be a terrible waste of your life, your talents, your energy, your creativity.

You go a little mad at times, and start imagining grand schemes that are maybe a little crackpot, but there is good stuff in there. You'll find a project that is important, and was made for you. In time, you'll make a difference and feel like you're doing what you were made to do. You'll find your true calling, just give it time.

You're impatient, and that's OK because I do understand that you need to rush at things, because certain parts of your life are on fire, or like a ticking time bomb. You only have a short amount of time to shore things up, to lay the foundations and make sure that things are strong enough to withstand the inevitable problems that will crop up over a longer stretch of time.

It's frustrating, I know, dealing with people who don't understand the urgency of making repairs and getting a safety cushion ready, so that you can keep moving forwards. Don't waste your energy chasing any help from those who don't understand the fragility of your situation. Don't waste your breath on people who aren't really going to help... they just like to pretend they're there for you.

It's a tricky time, but remember, if you can do it, you've got plenty of happy contented life ahead of you, and a big chance to achieve something, to make a difference, to make a contribution.

Don't let guilt or judgemental bullshit get in your way. I know you want to be everything to everybody, and you'll have your chance to be there for those people who have helped you, supported you. You have a sense of debt, of karma, of right and wrong. You will make everything right again, and more besides, if you can turn those green shoots into a mighty oak again. But it takes time, don't rush at it.

It's a shame I'm not from the future or anything, otherwise I'd just give you the lottery numbers for tonight or tell you who's going to win the Super Bowl or something useful like that, to give you a buttload of money to solve those cashflow problems.

I think it's good that you're comfortable with everything that's happened up until today, and accept that it's shaped who you are, so it would be ridiculous to wish to change history. It's good to want to be who you are, not somebody else, because it's impossible to change who you are. Keep telling people who think you made bad 'choices' to go fuck themselves. The illusion of free will and all that, yeah?

I like you. I think you're interesting and funny and you try hard. Keep up the good work.

Lots of love,

Nick

Tags: #childhood #parents #friends

This is a story about cat & mouse...

Catch me if you can. But why are you chasing me? I'm not a bad guy. Trying to prove someone guilty who is innocent is a bit ridiculous. Perhaps you should consider your own guilty conscience.

So, I'm well aware that I have rattled some cages pretty hard. I'm also aware that the slow, lumbering and dimwitted sleeping beasts that I have awakened, will take a while to kick into gear and mobilise against me. I'm aware that my privacy is being infringed (using back doors) in the name of so-called justice.

What the hell am I talking about? Well, as a matter of professionalism, I told my end-client - HSBC - some hard truths that they didn't want to hear, about the fate of their #1 project. Plausible deniability is rather hard to maintain if a highly paid consultant is giving you their expert opinion. Also, my ex-wife, who said that she'd rather that I was dead, has recently received the rather disappointing news that I'm still alive.

I don't actually wish either my ex-wife or HSBC any ill will. I want the biggest bank in Europe to succeed with their #1 project and retain value for the shareholders, and remain as a profitable entity that employs 245,000 people. Those jobs are important: many families are depending on the income from those employees. I want my ex-wife and me to be able to both move on with our lives.

My occupational health doctor at JPMorgan urged me to try and make an ally out of my ex-wife. Sadly, she said that she would divorce me if I accepted life-saving hospital treatment. It's a bit hard to make an alliance with such a person. She marked my suicide note in red pen, with many abusive remarks written in capitals all over it. I'm a good diplomat, but that's kinda hard to deal with.

So, my ex wrote to me and said that she wanted to deny all knowledge that we had ever had a relationship. That's going to be a bit impossible, given that the record of our marriage is in the public domain, and so is our divorce. Anybody can look those things up in the register of marriages, and the court records.

Denying history, like pretending there was no holocaust in World War 2, is not going to work. Pretending that things didn't happen, is not going to lead anywhere good. Her guilty conscience will always follow her around, and there's nothing I can do about that. It's not my fault that she acted in an immoral way. I can't absolve her of her sins, although I do forgive her.

Fundamentally, this is about forgiveness. I always turned the other cheek. I have absolutely no idea why she is violent and aggressive and abusive, but I forgive her. I have no idea why she wants me dead and buried so badly, but I feel sorry for her. I pity her.

So am I bitter? Am I hanging onto things that I should just let go of? Am I agonising over things that were said and done so long ago, that my feelings are invalid?

Actually, it can take a long time to surface things, when you have been abused for a long time. She will claim that she is the abuse victim. Yeah, that makes sense... when I'm the one who was self harming, suicidal, couldn't work, was totally isolated from my friends and family.

She used to boast about hitting ex boyfriends. When she started hitting me, I didn't know how to deal with it. I trashed our flat. Then I started cutting myself. I was going to kill myself. It didn't really fix things.

She has been very quick to forgive herself, to excuse herself.

Frankly, there is no excuse for perpetrating violence and abuse against somebody. I feel very guilty about the times when I have lashed out. It's driven me to the brink of suicide. For her, it seems to have made her cultivate a holier-than-thou fake self image. I don't buy it. Start with kindness and go from there. If you're not kind, you're not a good person, in my opinion.

Every part of me feels like not publishing this. Every instinct tells me not to share these inner demons. That's why I'm going to do it. I'm going to keep pushing myself to share more and more of my inner turmoil.

Obviously it would be really easy for me to just bring out the big guns. It would be really easy to lay out all the evidence that I have collected of the years of abuse that I endured. That kind of character assassination would just be sinking to the same level as my persecutor though. I don't think that's the right thing to do.

Fundamentally, I could just say that I was victimised, and use that as an excuse for what happened later. I didn't do anything to defend myself for a very long time. I got battered but I turned the other cheek. It was beaten into me, to expect violence and abuse to be perpetrated against me, as a passive and kind, soft, caring, innocent confused and trapped victim.

However, my reaction was wrong. I should have been stronger. I should have walked away. I didn't. That makes me an accomplice. That makes me complicit. I helped to perpetuate what was going on, by not removing myself from the vicious cycle.

So, guilty people can be pretty sneaky. They will collect 'evidence' that will support their warped worldview. They will prepare their ammunition for the day that karma catches up with them. They will try and build a base of support, and cultivate an image of guilt-free innocence.

I'm guilty. I'm guilty of sticking around and trying to fix things. I'm guilty of caring too much. I'm guilty of not protecting myself. I'm guilty of letting my defences down. I'm guilty of making mistakes. I'm guilty of hitting back.

Don't let anyone tell you that I'm an abuser. Don't let anyone tell you that I'm out to control anybody. I'm a kind person. I'm a caring person. I'm a loving person. If somebody is telling you a negative narrative about me, you need to consider what their ulterior motive is. You need to consider what guilty conscience is being covered up.

Yes, I'm no saint at all. I'm guilty, not innocent. I'm exposing my conscience to the world. I'm very disappointed with myself about the way I've acted, in a whole bunch of ways. I could tell you all the reasons why I am who I am and why I acted the way that I did, but it's probably better if I just say that I accept responsibility for my actions. I know that there were better ways of going about dealing with things. I know that I would do things differently today. I feel guilty about a bunch of mistakes, even though I know that it was impossible for me to act differently in the circumstances at the time.

If anybody wants to blame me for things, be my guest. I'll even help you. I am going to provide the world with all the evidence and an open account of my wrongdoing. My gut instinct is to start with the rationale behind things, the reasons, the circumstances, the pressures and the stresses. However, that might seem like I'm trying to justify my actions.

Hurting somebody is always wrong. I'm sorry if I've ever hurt you, whoever you are. I really didn't mean to, and I do feel guilt and empathy. You can come and take your pound of flesh if you think it will help. I'm beating myself up, but if you want to inflict even more blows against me, be my guest... I'm used to being a punching bag.

So, is this self-pitying drivel? I have no idea. It's the beginning of a journey for me. Either there will be liberation or there will be death.

That is all.

Frankie the cat lives with my parents. He's pretty much the only living reminder that their son is still surviving, somewhere in the world. Please don't take that away from them (November 2012)

Tags: #divorce #career #banking #suicide #privacy