This is a story about covering your ass...

If I was to mention the name of the project I'm working on and the name of my client, I would be picked up by paranoid people doing web searches. It's already happened to one of my colleagues. Naturally, I don't want to draw attention to the ups and downs that I've documented here, as I need the contract more than anybody realises.

The sensible thing to do would maybe be to take this site down, for fear of losing my income. However, nobody really does the sensible thing in their adult life. It looks to me like adults do reckless stuff and then live in fear, trying to protect their selfish crappy little lives. It looks to me like nobody does the sensible thing.

The sensible thing to do is not to have kids, not to perpetuate the misery and suffering, not to prop up capitalism and ecological destruction, warfare. The sensible thing to do is not to legitimise imperial aggression, by demanding that politicians protect our way of life. The sensible thing to do is to say "enough" and put down your tools and go on strike, in protest over the collision course with disaster that we are all collectively taking.

I'm not sure how my views are going to change, as I start to get a little bit more comfortable. By the end of the week, the wolf won't be at the door anymore. I'm going to have a lot of pressure and stress hanging around for 6 months, at least, and it'll take another 6 months before I have some kind of safety cushion. The litmus test is what I do once I have some kind of warchest again.

When I wrote about HSBC and the Customer Due Diligence project, I hadn't dug myself out of the hole, but I had been completely exhausted by the demands that had been placed on me. I've been an IT professional for 20 years, so I know how projects go, and I know how to blend into the corporate background and not make waves. I know how to kiss ass, I know that people don't want loose cannons and they want an easy life. However, it was an important project and I had something to contribute. I also couldn't live with my conscience if I didn't act during another banking stitch-up, having been near to ground zero during the credit crunch.

Now I have an early contract termination and probably a lack of decent reference to explain away, as something that I worry about. I'm pleased that I acted with integrity and ethics, but it's definitely me that suffered most of all. I martyred myself for no benefit to anybody, probably.

Why make yourself a martyr? Why make life harder for yourself than it needs to be? Why rock the boat? Well, it's simple: somebody has to be first.

I was told to wind my neck in, keep a low profile, not stick my head above the parapet. Of course I knew it was good advice - on a personal level - but I knew exactly what I was doing. Somebody has to be brave. Somebody has to take a stand, and push back. Somebody's got to raise their voice.

I hate the collective madness. There's no safety in numbers, when your whole flock goes running off the edge of the cliff.

Tags: #career #banking #capitalism #hsbc

This is a story about the collapse of civilisation...

What is it that causes empires to collapse? Why have fascinating ancient civilisations crumbled into ruins? Well, one prevailing theory seems to be that these societies failed to forgive debts, before there was a popular uprising.

There's a disrespect for working people that's highly prevalent in the world. We have a patronising attitude towards people who get themselves in heaps of credit card debt, or take out mortgages that they can't afford. We seem to assume that the when loans go bad, it's is somehow the fault of the borrowers.

In actual fact, having sat in on phonecalls with many people who are in a distressed debt situation, they did nothing more than try to make ends meet and have a lifestyle that should be considered completely normal in a developed Western country.

Most people who've got into a debt-spiral did so because there's no way to legitimately dig their way out of the hole. They already work the maximum hours that they're able to, but yet their earning potential has maxed out. When the car breaks down, they have to borrow to meet the shortfall, and this tips them into a downward spiral, because they'll never be able to find the extra cash, due to punitive interest rates.

The story is almost always the same. When things start going wrong, people hover up every bit of available credit in order to maintain their perfectly reasonable lifestyle. People still need to replace their clothes, and cheap clothes wear out very quickly. People still need to get to work, and transport costs are significant. People even need to service their addictions. Without tobacco and alcohol, many lives would simply be unbearable. These are not luxuries, and people are not profligate for expecting a minimum standard of living.

If you look at the kind of savings you can make by economising and shopping around, it's fairly depressing. You might be able to save a few pounds by shopping at another supermarket on the other side of town, but what about the extra fuel you burned getting there, and the extra wear & tear on the car? What about the waste of your time, that could have been spent working more hours... if they were offered?

The fact of the matter is, that in free market economics, prices will find a level that is just about affordable for people on an average wage. If you price things too high, then everybody goes bankrupt and just refuses to work because the game is a stupid one. If you price things too low, then there's untapped profits and people rise out of poverty and refuse to do shitty jobs anymore. So, things have to be priced just right so that everybody is looking at their bank balance and eking things out to the end of the month, every month, month after month, year after year.

If you're a politician, landlord or a businessman, you want to find the price elasticity of demand so that you know how much you can charge as taxes, rent and the price of your products, such that demand is not unduly impacted. You want to charge the maximum tax, maximum rent and maximum price for everything, without people saying "fuck this" in huge numbers. Everything is priced based on the limit of what most people will just about put up with.

Unfortunately, people get ground down. Working your whole life just to pay taxes and service debts starts to get pretty irritating. People can see that they don't stand any chance of ever getting ahead in life.

We can see that there's a link between poverty and ridiculous dreams. Where people are poor, gambling is popular, and there's no bigger tax on the poor than a lottery. The lottery is the ultimate con, because it robs the very poorest people of a significant proportion of their income, whilst also giving them false hope that they might one day escape their situation.

Other ridiculous dreams include becoming a professional athlete, and becoming a famous pop singer or movie star. The number of Premier League footballers and TV celebrities is a piss in the ocean. In percentage terms, you're more likely to win a lottery or some kind of accumulator bet.

So many kids these days say that they want to be "famous" but they have no idea what for... singing probably. Vast numbers of people watch singing contests like X-Factor, Pop Idol and The Voice, and unwittingly, they are buying into this fairytale dream that they're going to be plucked from obscurity and poverty one day, and get to live this A-list celebrity lifestyle that's rammed down our throats with shows like Made in Chelsea and The Only Way is Essex, let alone Keeping up with the Kardashians.

Panem et circenses has paved the way for the political class to become ever more powerful, with the proletariat feeling that their vote would make no difference, and their time is better devoted to watching banal wannabe celebrities croon on a television show, as well as spending money to vote on premium rate phone lines.

Banks are "too big to fail" but the ordinary working person receives no government bailout for their financial woes, when it becomes evident that they can no longer service the debt that they have run up. However, there has been no popular uprising yet, because people are resigned to government and corporate control of their lives.

For me, the rioting and looting that we saw in the Tottenham and Croydon riots in London is indicative of a huge portion of society who are taunted with expensive consumer goods that they'll never be able to afford, and offered no jobs or legitimate opportunity, in order to acquire the material things that they desire.

Debt has been the only way that people have been able to get the celebrity lifestyle that's rammed down everybody's throats. All those flashy new cars are on hire purchase. All those gold-plated iPhones are bought with credit cards. All those lovely clothes are purchased on storecards. I don't think these people are idiots, and I don't think they're financially reckless. They've been told their whole lives that they're entitled to these things.

However, the more that people are denied the things that they've been promised - houses, cars, holidays and all the trimmings - the more they're going to wonder why they should work, only to get deeper and deeper into debt, and to have a miserable life where they're just counting down to payday, only for their hard-earned cash to be swallowed by rent, debts, transport, food, clothing and other life essentials.

We are asking too much of our working people, and at some point they're going to realise that it's not the immigrants who are to blame, but the ruling class.

The party never stopped for the elite. The good times just kept rolling. You can't prop things up forever, when working people are so unhappy.

Tags: #capitalism #banking #politics

This is a story about ingratitude...

Give me liberty, or give me death!

How do you like living in the free world? Freedom of speech, not that anybody's even listening and you'll never get into print. Freedom to work, if you can get a job, and you'll have to pay exorbitant taxes. Freedom to do what you want, if you're not dead and have any spare time and energy after working a job until you're nearly 70 years old. Freedom to buy what you want, except you probably can't afford it.

There: that's the ingratitude part out of the way. Do I actually think like that? Some people think I do. You'll have to read between the lines to see where I am being self-mocking, humorous, sarcastic and even a little farsical in the interests of courting controversy.

This talk of death and suicide sounds a little flippant, a little melodramatic, but in actual fact, it's shaped my mindset.

I was always impossible to manage, and fearless talking to people of all ranks and status. I refuse to be cowed by credentials and hierarchy. I refuse to know my place.

If you were to just dip into part of my story, and try to make a knee-jerk assumption about me, you might assume that I think I'm better than other people. You might think I'm an entitled snob, a spoiled little brat. You would have misjudged me, and instead you've failed to understand that I'm coming at things from a totally different end of the spectrum.

I'm not claiming that I'm hard done by and that I've made my own luck and worked my way up from the bottom. On closer examination, these claims always prove to be horse-shit. When we look at people who claim to be self-made success stories, the tale is always ridiculous. For starters, many of the ones I've encountered came from loving homes in middle-class families, with parents who had a profession, a job for life. There has been financial security and a good education, even if they paint themselves as some sort of working class hero.

My tale is slightly different. I'm judging things based on the experiences I had when I had nothing. No roof over my head, and no money. I'm judging life based on how close I came to death. I literally made a life-or-death decision... actually on a couple of occasions.

So, I write from a position of knowing how it feels to have nothing. I write from a position of knowing how it feels to have to choose to act to stay alive, or else inaction would lead to death.

Based on this standpoint, I judge things very differently. You might think I'm ungrateful to have a "good" job. You might think I'm ungrateful for my opportunities. In actual fact though, I'm just judging things relatively. I think to myself "am I more or less happy than when I had nothing" and "am I more or less inclined to die, than the time that I nearly died before".

There's a cold hard rational core within me, that could quite easily slice my veins open, in a sudden brutally decisive act, if I decided that the effort of maintaining myself in a state of perpetual unhappiness and struggle would be ridiculous.

As a subject of Her Majesty the Queen of England, I was indoctrinated in the state schools of the United Kingdom, to become a loyal wage-slave, contributing to stability, increase and ornament of British commerce. Does it give me any pleasure or pride to say that? No, not really.

My very first job was for a Ministry of Defence subcontractor, and I actively contributed to Great Britain's military capability, as a naval power, to further their imperialist ambitions. Should that give me a lump in my throat when I see the Union Jack and hear the national anthem? Actually, no, it makes me think about the high price that is paid by the nations we have subjugated, in order to pay for the lifestyle I enjoyed.

Do people enjoy their lifestyle? Huge numbers of ordinary working age people can't afford a house, a family, a wedding. Most ordinary working folks hate their shitty jobs and their long commutes. Most ordinary working folks fret about getting ahead in the work rat race, or getting their kids good exam grades so that they can die an early death due to stress-related illness. But the good news is that you're not going to have to die in poverty if you drop dead at your desk, given that the pensions are in a meltdown.

It looks so hypocritical. The Westeners sit there in their sedentary jobs, comfort-eating themselves to death through obesity-related illness and giving themselves repetitive strain injury from their mouse and keyboard, cataracts from their computer screen and a bad back from slouching in a chair all day. Our short life expectancy is a function of stress, depression and poor lifestyle 'choices'. Meanwhile, the developing world slaves away, with the dream of attaining a western-style lifestyle. Supposedly, the West is the model the world should follow.

However, maybe we got it wrong. In other cultures, the smartest member of the family gets sent away to study and work, so that they can send money back to their family to support them. Isn't that something to get out of bed in the morning? Being the breadwinner for your family.

Instead of the young, fit and active people being the economic providers, we have instead tipped our society on its head, where we worship the 'grey pound'. Since the pension funds became the biggest investors in all our companies, and all the wealth pooled in the accounts and property portfolios of the baby boomers, we now have an impoverished youth, who have a much lower quality of life than their mothers and fathers, and far fewer opportunities to provide for even themselves and their own offspring, let alone feathering the nest still further of their elderly relatives.

I went to the Southampton Boat Show last year, and instead of successful young businessmen treating themself to a toy, as a reward for their hard work, ambition and ingenuity, it was baby-boomers who were spending their kids and grandkids inheritance, as a reward for having created an asset bubble that has meant crashes in both the stock market and the housing market.

I know that all the pounds of economic output that I generate will simply disappear into a pensions black hole, to pay out final-salary schemes for a generation who have nothing but contempt for their kids and grandkids.

Would you toil and toil, if you had no prospect of ever being self sufficient? If you were simply working for ungrateful masters who called you lazy and stupid? If the wealth that you generated simply inflated asset prices further out of reach, concentrated in the hands of the idle coffin-dodgers who didn't work to create the very assets that they own?

Since when did it become a bad thing to be motivated to work? Why should we be so fearful of immigrants, who are young, fit and economically active? The very language smacks of greedy hoarders who are like a dog in a manger.

Every year we have more students than ever before achieving the top exam grades, yet we print headlines and stories asking if exams are getting easier. Homework and the pressure to succeed is driving ever increasing numbers of young people to suicide, but yet it isn't good enough.

The prospects for young people are awful. The minimum wage is lower, and they'll never be able to get married, have kids and buy a house like their parents did. Why do we label them as 'gangs', 'hoodlums' and 'thugs' and mock them for their materialistic attachments to modestly priced bling, like gold cellphones and other trinkets that cost a fraction of the homes and cars that their parents had as their status-symbols?

Why do we not see the link between demanding endless dividends on our shares and ever-increasing capital gains, and the need for corporations to suppress wage inflation, which impoverishes our working-age people?

There are many people who would say that I'm not entitled to ask these questions, given my six-figure income. There are many people who think I should just shut up and take the money, because it's there.

In actual fact, I'm going further than just asking difficult questions. I'm actually putting my job on the line.

I lost two big money contracts because I refuse to be bought. I refuse to stay my tongue, just because I'm being paid a lot of money. Is it unprofessional, arrogant, reckless, stupid? Actually, it's none of those things.

I struggled a lot with middle-class guilt, but predictably, I did very little about it. I used to wring my hands and say "but what can I do?" while reading the Observer and The Guardian newspapers, and having passionate discussions about putting the world to rights, while quaffing expensive wine in fine restaurants in North London. This was hypocrisy. The final straw would have been going on a sponsored run and doing some kind of gift-aid contribution out of my salary every month, to salve my conscience and give me some kind of sense of smug satisfaction that I'd played my part.

Instead, I went on a journey. I've been to the bottom and back again. You might think that my risk was underwritten by my middle-class family, but they actually turned their back on me, when I had apparently left my social rank and become 'untouchable'. I was disowned, disinherited.

I can never claim to know what it was like growing up in abject poverty. My parents might claim that they never had any money, what with my mum being a student and my dad working behind a bar in a caravan site, when I was born. However, my granddads were both professional men with good pension provisions, who were able to bail out my drug-addled hopeless parents whenever they really hit hard times. The same privilege was never extended to me. Perhaps I should have recklessly sowed my wild oats, and then pled poverty when there were extra mouths to feed, like they did.

A parent's relief that their child is alive and physically healthy has no bearing on whether a person feels grateful to be alive. I didn't choose to be born and I don't want to go on living, if life is just endless misery and suffering. If you expect your kids to love you unconditionally, you're just plain wrong. It totally depends on how you treat them, and there's a real generational problem.

Handing over a planet and an economy that's absolutely fucked, and then retiring, is pretty ridiculous if the generation who are going to have to clean up the mess, accept austerity measures and live a lifestyle that is unimaginably frugal, in order to allow pollution to return to safe levels. It's a bad deal, by anybody's reckoning.

It's in my nature to question everything and anything. There are no taboos for me. There is no 'respect your elders' bullshit, because the first question is "why?". Why should I respect the generation that proliferated nuclear armaments, caused global warming, deforestation, pollution of the water table, an asset bubble that's priced ordinary working people out of the market, an unprecedented increase in the rich:poor gap and widespread economic calamity and didn't think about how they were going to afford their retirement, except by mortgaging the future of their children and grandchildren.

Why do I work? I can't tell you, but I can tell you what damage working does to humanity.

The wealth that I generate goes to corporations, who pay it out in the form of dividends or use it to inflate asset prices, to generate growth for their majority shareholders, who are institutional investors - asset managers - whose job it is to generate yet more wealth for an idle elite who expect to receive final salary pensions and an amazing lifestyle, in return for having wrecked the world.

And you wonder why I struggle to get out of bed in the morning and get excited about going to work?

People that I've worked with throughout my career have read what I've written, and I'm slowly making myself unemployable. How could you employ me, knowing that I don't subscribe to the groupthink? How could you employ me, knowing that I speak my mind, and have no respect for the instruments of power? How could you employ me, knowing that I'm not cowed by fear and insecurity?

I'm impossible to control, using the millstone of debt and the threat of destitution. For me, destitution is freedom. Freedom from the oppression of working a job that only serves to line the pockets of an ungrateful elite who have no respect for the workers of the world, and are only interested in a comfortable retirement at the expense of over 50% of the world's people.

Obviously, I think to myself "I must take this down" or "I must cover this up" or "I must keep my mouth shut". There's a part of me that just wants to take the king's shilling and let him call the tune, no matter how maddened I am by degrading myself as the court jester.

There is so much false promise. Work today and be happy tomorrow. Fritter away my cash on good times to forget about the soul-less day-to-day existence and futility of it all, is what I could so easily do. I've done it before.

I sometimes laugh at myself, so full of middle-class angst, but there's a deep seriousness here. It's just bullying groupthink to call somebody a hypocrite or a champagne socialist. The fact of the matter is, somebody has to do something, because we're sleepwalking towards disaster. The middle classes are just about comfortable enough to write letters and furrow their brows with concern, but not enough to actually risk their jobs or their reputations and good social standing.

Every day I sit at my desk, unable to not think about the bigger picture, unable to put the futility of it all out of my mind. I think "what the hell am I doing here?" and even though I'm good at my job and I am perfectly capable of toeing the line and keeping my bosses happy, I inevitably start to rock the boat, just because I have so much barely concealed contempt for a system that so obviously fails to serve the bulk of humanity.

I've let a genie out of the bottle, by considering the wider questions that we face as a species. I've gone down a rabbit-hole of thought, and I can't stop chasing that rabbit, even though I'm throwing away golden opportunities that people would love to have themselves.

Please try not to get caught in the trap of thinking this is a simple case of ingratitude.

My values and my work are really not at all aligned, and it grates with me, to the point where I really don't give a shit if I lose my job, but I'm not stupid... I know that I only have to play by the rules for a short amount of time, and then I can let the world know what I really think and who I really am, before my horrified bosses get rid of me. Please just kill me.

Tags: #career #capitalism #banking #suicide #depression #parents #family #childhood

This is a story about being a contrarian...

I remember sitting down with a mortgage broker in 2007, and he said "just focus on the teaser rate, don't worry about the interest rate after the initial 2 year discount. When your 2 years is up, we'll get you another great deal!". I said to this guy "you do realise I work with Credit Default Swaps, don't you?". Naturally, I ignored his advice and went for a deal that I could afford if there was a credit crunch.

I didn't even want to buy a house anyway. I wanted to put all my money into gold, in 2005/6, and I had opened an account at a bullion vault and bought a small amount... at $550 a troy ounce. The dollar was also really weak so it was a cheap buy.

I thought the housing market looked massively dodgy and the amount of money I saw flying around at JPMorgan, in the credit markets, was ridiculous. Clearly, the bubble was about to burst and a store of wealth in a scarce commodity looked like the best bet. There were plenty of dumbasses around though.

In Cambridge in 2011, I read the original paper on Bitcoin. I thought it looked a damnsight more interesting than my startup. By the end of that year, I had started buying Bitcoins. I bought hundreds.

By the spring of 2012, I wanted to pump all of my wealth into Bitcoin. I was buying Bitcoins at $5 a pop. I was certain that there were big capital gains to be made in the emerging Cryptocurrency. Again, dumbassses didn't see the potential, but even I frittered away those first Bitcoins that I bought, rather than keeping them as an investment. Unless I was going to make a sizeable bet I wasn't interested.

Come the summer of 2013 I was running out of money. My solution: invest in Bitcoin miners and buy bitcoins at $100. I borrowed every penny I could lay my hands on and sank it all into Bitcoin. I offered to cut friends and family in on the potential rewards. Two friends let me manage an investment for them. My family wouldn't give me a cent, even to help me keep a roof over my head.

An idiot - my father - called me "lucky" when I sold my Bitcoins for well over 1,000% return, later that year. I sold my bitcoin miners for a profit. I made money for my friends.

At some point, you've been "lucky" so many times that it's statistically improbable that it's luck, and in actual fact, all the analysis and reading, and time spent thinking about the macroeconomic environment, somehow seems to beat "luck".

If I'd taken the advice of the idiots, I'd be working in a factory in the provinces for minimum wage, or I'd be dead, although the two things sounds pretty much the same to me. Is it "luck" that means I'm not? Well, I'm not arrogant enough to believe that it was smart choices or hard work that mean I am where I am. I know that I'm "lucky" to be alive, to have functioning kidneys, to have enough brain cells left to not be left as a vegetable.

How do you unpick luck from your story?

There's a snobbery that's coming across, and perhaps you even think I imagine myself as some kind of smarty pants. Well, it's pretty clear from this tale that I've taken some pretty dumb risks and done some staggeringly dumb stuff, lately.

I like to think of it as some kind of karma. If your family treat you like a worthless piece of shit and a know-nothing waste of space, then why shouldn't the wider world be a little kinder to you, and gift you the occasional lucky break when you really need one?

These are my fundamental rules for life:

• Be nice to your kids
• Invest in scarce commodities

That is all.

Tags: #banking #capitalism #parents #family

This is a story about the hardest part of the journey...

People often give up when they're closer than they think they are to making a breakthrough. The first 80% of a task is always the bit that seems quite easy, like you're making really good progress. The final 20% is tough. Progress seems to slow to a snail's pace, and self-doubt creeps in. It's easy to quit in the final leg, believing you're never going to achieve your goal.

I'm racked with nervousness about whether I'm following the right path. There are lots of things that I feel somewhat full of regret about. There's lots of stuff that I feel a bit stupid and embarrassed about. There are plenty of things that, on reflection, look pretty dumb, arrogant, crazy.

In particular, I'm following a cyclical pattern. I keep repeating the same formula, because I know it sort of works. It's easy for me to stay living where I live, getting more work in the field I know best and pretty much acting the way I've always acted. The pressure to stay in this loop is undeniable.

I need to get my head above water. I'm not in any position to just sack off the western lifestyle and leave a smoking crater in my reputation, creditworthiness and ability to continue to function in the mainstream.

Believe me, I'm so tempted right now to just disappear. I would love to grab my tent, sleeping bag and a few other essentials, and just go off-grid. Suicidal thoughts have reached a crescendo in my head... they stalk me every waking hour of the day. It's clear what's driving this sinking feeling in my heart: the fact that life for the next 6 months is going to be very much a paint-by-numbers exercise.

I've done the commuting thing for 20 years. I've done the IT thing for 20 years. I've done the city living thing for 20 years. I've done the urban solitude thing for 20 years. There is no novelty, no joy, no challenge, no surprises... it's just a case of turning the pedals, and plodding along. The monotony, the drudgery, the formula, the routine... it's worse than a prison sentence.

Do I have a reason for living? Not really. What would it be? Is it a reason for living, to pay rent and service debts? Is work a reason for living, if you're just selling your brain and body to the highest bidder to work on bullshit projects? How can you take pride in your work when you've done the same thing, over and over and over again, for 20 miserable boring years.

I used to work to live. I had a nice lifestyle and I always took my full holiday allowance, travelling to exotic destinations and pursuing exciting activities, adventures. That was less than 10% of the time. The rest of the time was spent watching the clock. Two clocks actually: one that counted down until the end of the working week, and one that counted down until the day that I no longer had to do a job that I had nothing but contempt for.

In truth, I hadn't really reckoned on living this long. Certainly in recent years I decided that things would be wrapped up neatly if I just shuffled off my mortal coil, and my life insurance would at least leave a small legacy for my sister and my niece. I don't really fancy growing old and infirm, and facing yet more of the same bullshit that's been such a chore.

I remember being in hospital, and I really wasn't at all scared that I was going to die, even though my prognosis was that I had about a 30% chance of surviving, such was the damage to my internal organs.

Things haven't really moved on much. I have no dependents. My family ditched me, so I've ditched them. I've not been able to rebuild my social life. I take no pleasure or satisfaction from doing the same job I've been doing for 20 years. I'm too trapped by the mechanisms of capitalism to be able to pursue travel and adventure. I'm too paralysed by fear of dropping out of the rat race and becoming unemployable, to do something gutsy, which would be a one-way ticket.

You see, I'm acutely aware that my perception of the world is coloured by my mood disorder. When I'm depressed, I see everything as pointless, relentlessly horrible and never going to improve. However, I'm able to be rational, and I know that it's foolish to make a permanent change for a temporary problem.

If I throw away the ability to be able to earn huge amounts of money very quickly, then I'm very much limiting my future options. As it stands, at the moment, I can potentially dig myself out of a financial hole and feather the nest very quickly. It seems churlish to not even be prepared to toe the line for 6 short months. However, if you've followed my story at all, you'll know that 6 months is a long time for me... a lot can happen in my life in that period.

My timescales are heavily compressed. Gains need to be shored up quickly or else the hard work will be undone. Things need to happen faster, not slower than normal. Asking somebody whose life is extremely fragile to work harder, longer and suffer more than their peers is likely to lead to the "fuck it" button being pushed. Whatever happened to supporting those who are weaker?

I can see now, where the cracks are. I can see why people slip through the nets and sink to the bottom. I understand where we are hindering, not helping. Life is pretty vicious and unforgiving.

It's true that I'm pretty resilient. It's true that it's remarkable that I've made it this far, and that I still apparently have the opportunity to fight my way back, to recover... and then to perhaps thrive and prosper.

Hopefully, this feeling will pass, but from experience, I think it's going to get harder before it gets easier.

It's like this blog. There are less people reading than ever before, and I'm getting less feedback and encouragement than ever before. I'm not sure why I'm even writing anymore. I've failed to shame my parents into acting with any common decency (although perhaps that was always doomed to fail) and I've as yet failed to feel better, using writing as some kind of shrink, a silent counsellor... to deal with my fucked up head.

But, my experience tells me that doubt always creeps in. I've written 240,000 words and I plan to write 300,000. I plan to write every day for at least a year. Who knows what it will achieve? Sometimes, you don't know until you do it.

When I wrote on a forum every day, it brought me friends, a sense of identity, self-respect and even a sense of achievement when I wrote something that a lot of people found useful. This is kind of like a repetition of that, except that this time I'm publicly dissecting my own psyche.

Is it useful to externalise my internal monologue? Is it useful to psychologically expose myself like this? I've found introspection and self-examination useful in the past, and there's no reason why 'open sourcing' the contents of my brain shouldn't be interesting to somebody somewhere sometime.

They say the most interesting writing is when people are raw & authentic. I'm not really trying to emulate any writers or follow any formula to gain an audience. I just need to get stuff out of my brain and onto paper. I need to pick things to bits and figure out what makes me tick, so I can hopefully begin to open a new, happier chapter in my life.

Watch this space.

Travel doesn't have to mean jetting around the globe to me. I'd be happy in my tent in a muddy field, I think. I'm so sick of the global rat race.

Tags: #bipolar #depression #suicide #career #mentalhealth #homeless

This is a story about golden handcuffs...

You would think that riding the Wall of Death would not be an attractive prospect, but once you've started, you can't back off the throttle and slow down, or else you will crash. Round and round you go, and people say "why did he even start?" and "why doesn't he stop?" but they're fundamentally not understanding what drives a person to take risks in the first place.

Adrenalin 'extreme' sports give some kind of thrill, but in a controlled environment. There are brakes on your mountain bike, ropes for rock climbing, and reserve parachutes for skydiving. We try and mitigate the risks, and stay within a 'comfort zone' where we don't end up out of our depths.

I ended up out of my depth, but the thrill of surviving can't be denied. Why do you think so many movies get made about drugs and crime? I think it's because we want to experience a more exciting life, vicariously. We would never dare to take the risks that these screen antiheroes take, but there's a little part of us that wants to be the gangster, the hustler, or to know what it feels like to take powerful narcotics.

There's a lot of romanticism, glorification, of risk takers. Increasingly, there's an amorality in Hollywood, where bad guys get away with stuff and the drug takers don't always get locked up behind bars, just to teach us - the audience - some trite moral lesson. There is even the occasional movie where the antihero is fighting the system. Modern day Robin Hoods, stealing from the rich and corrupt, with us cheering them on in their lawbreaking activities.

I should say, upfront, that I don't believe I'm above the law. I don't think I'm special, and deserve any special treatment. I don't think rules don't apply to me.

However, it's undeniable that I have received special treatment and rules have been bent. The full force of the law has not been brought to bear on me. I've been in a police cell a few times, but yet I've retained my liberty and a clean criminal record. Other people in similar circumstances have not been so lucky.

The fact is, that I've been trying for a while to get back on the straight and narrow, but circumstances have not exactly been favourable. When things start going wrong, it tends to cause other things to start going wrong too. You might lose your job, and because of that you get into rent arrears or default on your mortgage payments, which impacts your credit score, so you can no longer cheaply refinance your debts or borrow in order to pay your bills while you look for a new job. Now, you start getting fines and paying punitive interest rates, and before you know it you're in a death spiral.

Is it right that the punishment for not having any money, is penalty charges and higher interest rates? Maybe you sell your car and your laptop in order to raise money to cover the shortfall, but now you can't look for work or travel to a job that's inaccessible by public transport.

It's a modern-day Merchant of Venice, where we extract our pound of flesh, but the cost is the entire society.

The cost to me of the last couple of years should have been my right to work. Had a criminal record and a bankruptcy been forced upon me, I would be virtually unemployable in the field I'm highly qualified and experienced to work in. As an added ironic twist, it only took a couple of months of employment to rectify my deficit and satisfy my creditors. If they'd been allowed to get what they thought they wanted, they would have had to write off a big chunk of debt.

When we come to criminal justice, would justice have been served if I now found my employment options curtailed, because I had a black mark against my name? The UK system at least has some safeguards, where convictions become 'spent' and are therefore not supposed to affect your employment prospects after a few years, but what are you supposed to do during those years where you're a leper, shunned by mainstream society?

We say "if you don't want to do the time, don't do the crime" but what if you're trapped by circumstances? Do you think somebody wakes up in the morning and decides to become a drug addict, with full consideration of the consequences? Do you think it was a rational decision made with completely free will?

About drug addicts, Dr Gabor Maté writes "a person driven largely by unconscious forces and automatic brain mechanisms is only poorly able to exercise any meaningful freedom of choice". Do these people sound like they should be treated as criminals, or as patients?

But what about pleasure, what about the 'thrill' of scraping together the money for drugs, scoring and then taking them? Yes, it's true... drug addiction is an alternative lifestyle.

The problem is, the man who has nothing has nothing to lose. I found it immensely liberating being suddenly bottom of the pile, not caring about keeping up appearances, no longer harbouring unrealistic aspirations and living with the daily threat of redundancy, eviction and destitution. When you're already destitute, there's no way you can fall any further... for the first time, you are free from relentless crushing fear and anxiety.

My family decided that cutting me off, showing me 'tough love' and me hitting 'rock bottom' would be some kind of 'cure'. They were wrong.

Frankly, there is no rock bottom. Rock bottom is something somebody else thinks they'd find intolerable, but no matter how bad things get, when it's you who's going through that shit, you find a way to adjust to it... you find a way to cope. I can laugh about some of the shit that happened to me now... that's not supposed to happen.

The fact is, that stick doesn't work. You can't beat someone into submission. You can't truly break a man's spirit, their soul, crush them completely... if they're actually not doing anything wrong. Is it wrong to want to survive? Is it wrong to want some dignity? Is it wrong to expect to live without debilitating stress, to expect more than a miserable depressing existence?

Yes, it looks like I have choices, opportunities, but I've also tasted freedom. Freedom from boredom, freedom from oppression, freedom from stress, freedom from relentless exhausting pressure. Is it any wonder that I consider my forays back into the rat race and so-called 'civilised' society to be the real prison? A prison for my soul.

I'm not the first to rattle the bars of the cage and rage about being trapped into mechanisms of societal control. I'm not special, I'm not different. I just know what I've experienced

Tags: #career #drugs #addiction #police #politics #capitalism

This is a story about the value of life...

According to my anecdotal observations, people are taking more and more unnecessary risks with their lives and health. I've been heavily involved in this trend, since my teens, when I fought a fairly cowardly childhood with some fairly extreme stuff.

Everything from adrenalin sports to body modification seems to be going through exponential growth. The limit of what is survivable by a human seems to inspire a new generation of people who are pushing the envelope further than ever thought possible.

Let's talk about extreme sports, firstly. The guy who taught me how to rock climb had himself learnt using unimaginably dangerous equipment. The ropes had no stretch to them, and a fall could break your back just from the hard shock of the rope stopping you so suddenly. A lot of the equipment was improvised: large engineering nuts were threaded through with a bit of thin rope. People didn't even use harnesses to abseil and belay a lot of the time, they just let the rope slip around their bodies.

Kitesurfing might look extreme to you, but 15 years ago you basically hooked yourself up to an enormous kite that you couldn't release in an emergency, and you couldn't 'de-power'... that is to say that you couldn't let the wind go out of it in a strong gust, you were just yanked into the sky or dragged along.

I can't really talk about skydiving too much, as I've only done 21 jumps, but I was pulling my parachute at 5,000ft... plenty of time to pull my reserve parachute if I had a malfunction. Special care was taken to ensure that every skydiver was far apart from each other in the air, and it was scary when somebody fell past me and then opened their parachute only a few hundred metres away. If somebody crashes into you at 125mph, thousands of feet in the air, it's not going to end well.

Now we have climbers who will happily jump off a suspended platform and fall the whole length of their climbing ropes, just for the thrill... like a bungee jump. They trust their equipment so much that they actually choose to fall. Most of what I was taught as a climber by my old-school mentor was simply "don't fall".

Now we have kitesurfers who are jumping over hard objects that could kill them. One of the UK's best known kitesurfers famously jumped over Worthing Pier. I've had two close encounters with a pier myself, one of which destroyed my kite, and the other involved a jet-ski rescue of a friend's kite. When I learnt to kitesurf, the idea was to stay away from rocks, cliffs, buildings and anything hard that you might be splatted against by the pull of your kite.

Now we have skydivers who are wearing wingsuits and flying within a couple of feet of rocks, trees, cable cars, bridges, roads, houses... just about anything on a steep mountainside. When they open their parachute, they have barely enough time to unzip their arms from their wingsuits so that they can grab the control toggles, let alone pull the cutaway and reserve handle... but the reserve parachute would never open in time if they had a malfunction anyway.

Given that a parachute will malfunction every 10,000 jumps, and there's hard data that supports that statistic, then you can precisely say what the probability is of you dying from a BASE jump or wingsuit flight with a low canopy opening.

I've known people who've had accidents climbing, kitesurfing and skydiving, so why would I continue to do these dangerous things? Well, there has been incredible improvement in the quality of the equipment in just the last 15 years. However, I think the main reason is that us adrenalin junkies never think that an accident is going to happen to us... we tell ourselves that we're too skilled, too careful, too lucky... accidents happen to other people because they made a mistake. We all think we're infallible.

By my mid twenties I had experienced plenty of close calls, but thankfully never been hospitalised.

Getting into the extreme difficulty grades of rock climbing starts to be a game of russian roulette. The 'protection' that you can place to save your life if you do end up falling, starts to be very inadequate in certain parts of the climb. You have to accept that injury or death is going to occur if you fall in the wrong place at the wrong time.

Pulling off the hardest kitesurfing tricks can actually injure you pretty badly, even though you're doing them on water. One of the first times I tried to do a 360 degree spin, I accidentally looped my kite and hit the water going at about 40mph. It doesn't sound like much, but it could have easily broken a rib. The higher you go, and the stronger the wind, the more chance of you crashing into the water at high speed, and the more the water acts like a solid surface.

Waves are probably the biggest danger to a kitesurfer though, and without your kite you can be in big trouble. I once got pummelled into the seafloor down in Brighton, catching waves that had reached the size of houses. It was only because my kite pulled me to the surface and onto the beach that I didn't drown. Sadly, somebody we used to kitesurf with in Southbourne was not as lucky when he lost his kite and perished trying to swim to shore in big waves.

For a skydiver, you can obviously calculate the risk of having a double parachute failure, but most injury and death seems to occur when trying to land, when your parachute is actually open. At the place where I learnt, there was a motorway, a high-speed railway line, loads of buildings and trees and all sorts of other hard things that you could fly into, that would injure or kill you.

The very first time that I jumped, my lines were all twisted up. Not exactly a malfunction, but sometimes people have to cut away from their main parachute and open their reserve because the line twists are causing them to turn in a tight spiral downwards. Why was it not more off-putting that I actually had a problem with my parachute to sort out, while dangling in a harness, thousands of feet above the hard ground?

As you can see, I'm above a fairly major road junction, and heading towards a nearby town. The ground is approaching at over 120mph. I chose to jump out of the plane. Nobody made me do this. I decided to take the risk. An accident will never happen to me, right?

What I can say about all of this, is that personal experience is a very poor way to judge risk, but it's an unavoidably human thing to do... to base our perception of danger on our own individual lives, rather than looking at the wider statistics.

I've had a lot of hospital visits during my recent troubles, but I have no lasting health damage. Obviously, I never died. I didn't even feel much pain or discomfort that I can remember. To all intents and purposes, life has taught me that no matter what ridiculous risks I take, I seem to be immortal and virtually indestructible.

If I look at all the times I've put my life on the line, put my head in the lion's mouth, as it were... statistically I shouldn't be around to tell this tale. I should be more mindful of the fact that I'm one of the lucky ones... the one that got away, by the skin of his teeth. However, that's not how my psychology works. For every brush with death, that just seems to reinforce my belief that I can get away with unimaginable risk taking.

Why should it not be that way? For every harrowing event that you survive, why shouldn't it make you braver, less risk-averse. To all intents and purposes, the Universe seems to be speaking to you... that your life was spared, that you escaped catastrophic injury or death, just proves that you're special, you're different... you can put your life on the line and get away with it.

Here in the UK there are no predators, no wars, no unavoidable hazards. The biggest risk to your life is a road traffic accident. So, does it therefore seem logical that my latest adrenalin sport is playing in traffic? Deliberately dodging black cabs, red double-decker busses and Toyota Priuses driven by people who can barely drive.

I sawed my bicycle's handlebars down to the same width as my shoulders, so that I can fit through ridiculously small gaps, provided I keep my elbows in and ride like hell. Occasionally I see a gap, and then decide to abort at the last minute because I sense that something's not quite right. The sensible thing would be to avoid those touch-and-go situations altogether, but more often than not I'll lay my life on the line simply for the thrill of it.

I never really think that living on the edge like this is disrespectful to those who haven't been as lucky as me. I do feel guilty about wasted NHS resources where I've been treated in hospital, but when doctors have told me how close I came to dying, it doesn't really have the intended effect.

Trying to scare somebody into taking less risks doesn't work, as we have seen with smoking. Printing "SMOKING KILLS" in big bold letters on cigarette packets looks particularly ironically ineffective, when a smoker is reaching into that packet twenty times for a 'cancer stick' before discarding the empty wrapper, and purchasing another box of fags.

I mentioned body modification, right at the start of this blog post. People are willingly submitting themself to the tattoo artist's needles, or the plastic surgeon's knife. These procedures are not without danger, but they are also painful, uncomfortable, as well as producing irreversible bodily changes.

You would have thought that people would have seen tattoo disasters, or had one of their own, and decided that making a permanent alteration to your body is a foolish thing to do. However, we find the opposite... once people have one tattoo, they often get more, and some people are going further, with piercings, stretched earlobes & lips, subdermal implants, deliberate scarring of their skin.

Ok, so London is gritty and urban, but there's a whole subculture where huge tattoos are totally normal and accepted. In every hipster cafe and trendy bicycle repair shop, you're likely to be served by people who have whole arms covered in richly coloured tattoos, necks, hands... these aren't the kind of thing you can cover up.

If you earn shit wages as a coffee shop barista or whatever, and there is literally zero hope of you ever being able to afford to buy your own home, why wouldn't you do something with your money that feels good? Blast all your cash on booze and tattoos. Money is just fun tokens... it doesn't buy you a lifestyle anymore, for most young people.

The long-term hopes of people have been dashed. There's no career ladder anymore. There are no good jobs full stop. There's just student debt and some low wage, and whatever you can do to fill the empty void. The idea of saving money for a rainy day is just insulting, when it's a hand-to-mouth existence.

This counter-culture of piercings, tattoos, beards, moustaches, vibrant hair colours and extreme haircuts. This fixation on image. So many selfies... I can empathise. I feel that I know where it's coming from. What have you got, other than the skin you live in, and the clothes on your back? Feel good in your own skin, because you'll never have a home to call your own, to feel good in.

You might as well get that big tattoo on your neck, because you're never going to work in an office, hoping to get that big promotion, like your Dad did. You might as well spend all your disposable income on alcohol and drugs and expensive coffee, because you're never going to be able to afford to settle down and start having kids in a nice big family home, as a housewife, like your Mum did.

The extreme sports are pretty much banished for those on a low income, so extreme drinking, extreme drug taking, extreme risk taking on your bike in traffic, extreme sexual behaviour... extremely short-term decisions. That's the only life opportunity that's offered. People have to get by however they can, and part of getting by is seeking reward, pleasure.

I don't think we're living in an era of hedonism at all. In fact there's a certain bleakness to everything. There's a certain amount of sorrow that is being drowned. Young people's lives are harder than you think, and those lives are very sparsely punctuated with what few highlights they can afford.

What was once a subculture, something extreme, something for the minorities, something for those who were excluded from the mainstream, is actually now becoming the mainstream. The "jocks" who are flawlessly good looking, fashionably dressed and are following the prescribed path of academic and sporting prowess, followed by a great career in a big company... these people are the freaks now.

I forget who it was who once said "if you want to be different, to stand out, then don't get a tattoo". Those words are ringing very true today.

I chose to get into extreme sports because I was bullied and ostracised a lot at school. Now it seems like anybody who's got the money is an off-piste snowboarder, kitesurfer, skydiver or whatever. It's no longer an exceptional thing to risk your life in pursuit of your little moment of happiness in an otherwise bleak existence.

A strange thing starts to happen when you pressurise and threaten somebody who has spent a long time contemplating life and death decisions. Instead of being bullied, cowed, pushed and shoved in the way that you want them to, they double down: they will raise the stakes.

As danger approaches, I find that I run towards it rather than away. I don't try and make the last few pounds in my bank account last as long as possible... what would be the point of that? To disappear off the face of the planet with a whimper?

I'm a very bad person to play chicken with. If you think that risk of death, or anything inbetween is going to instill fear in me that will control my decisions, then you're very stupid and deluded.

If you think I'm the stupid one, you're wrong. Obviously I avoid pain and discomfort. It's actually the smart thing to do, to avoid the unwinnable battle, but at the same time to not submit yourself to a life of sustained misery. I'll avoid the fistfight with somebody who just enjoys the thrill of violence, but yet I'll use the very last of my energy, money - whatever I've got left - in some final roll of the dice that will leave me far more beaten and broken than any battering I could receive from somebody's fists.

You think that decisions like that are stupid? Well, you simply haven't calculated the odds. What do you do when you're dealt weak cards? Go all in. Push all your casino chips into the pile with an icy calm. Fortune favours the brave, and a life of cowardice is no life at all.

Some people are able to eke out a life, continuously looking over their shoulder in fear. Some people are able to live under Damocles' sword, with a continuous threat of redundancy, bankruptcy, mortgage default, reposession... not being able to feed and clothe their kids, not being able to pay the bills. Even though this miserable existence was once possible, the route is now barred. Why would you want it anyway?

Do I hanker for a time when I was drawing a regular salary, hoping for a big pay rise and bonus every year, paying my mortgage, trying to save enough money to put me ahead of the game? It's bullshit, you're never going to get your nose in front. You've been set up to fail from the start.

My instinct to nurture is rather unfulfilled, especially now that I no longer live with my cat, Frankie. However, I've got no skin in the game besides my own. There's absolutely no incentive to curtail my risk taking. There's absolutely no incentive to be subdued, beaten down into submission, and to accept an intolerably miserable existence. Of course I'd rather die.

It's not even about depression or mental illness. It's just a response to the world, to circumstances, to my environment. It's sane and rational to consider the final solution: a premeditated suicide.

Actually, when I think about my quality of life, I wouldn't give up the last few years for anything. I've had the ride of my life. If I skid into an early grave as a crumpled mess, then at least I lived. I know that "live fast, die young" is such a horrible cliché, but I 'get' it now. Having had both lives, I choose the one with extreme risk every time. Dying a long drawn out death of anxiety over whether my pension fund is big enough, is my idea of torture.

I wonder whether those young people, with their complete fixation on the short-term, share my lack of fear of death. I wonder if they have also made a rational decision to reject a life of constant anxiety over an unknowable future filled with pathetic threats... torturous death by a thousand cuts.

Why on earth would I want to be wealthy in my old age, when I'm stalked by cancer, cardiovascular disease and other age related shit that's going to make an active lifestyle increasingly improbable? I'm glad that I've lived and loved and lost, and now life hangs by the slenderest thread.

Am I being melodramatic? I don't care what you think, actually. You can call my bluff... I can't lose. I might end up without any fun tokens left, but that's all part of the thrill, the adventure... the joy of living your life, rather than waiting to die.

Cut the thread, and I'll fly

Tags: #adventure #kitesurfing #climbing #capitalism #career #suicide

This is a story about getting things in perspective...

When you're climbing a mountain, you can't think about the summit too much. You have to take things one step at a time. If you are much too fixated on reaching the top, you will feel disappointed every time you reach a false summit. You will feel disheartened when you see how far there is left to climb.

I'm quite familiar with mountainous tasks. I started my full-time career at age 17, and I had my challenges with immaturity, but also with age prejudice. I sacrificed a huge portion of my teens to learning programming, so I was pretty ready to start work, unlike some of my peers who had done non-computing degrees at University. However, my youth held me back for many years.

Around the time I turned 30, I built a couple of cashflow positive businesses. Taking something from the idea stage to the point where you're taking customers' money is not something that should be underestimated. It's easy to do one deal, and just keep dealing in that same way, but it's quite something else to put together an established business, with multiple customers, suppliers, and create a trusted brand.

Then, as I've written about at length, my mental health started to be the mountainous task in front of me. Or rather, I was at the bottom of a deep dark pit and had to climb my way out. Facing a collapse in your sense of wellbeing, your ability to cope... that's a fairly big thing to tackle, when you've had nearly 30 years of steady stability.

Most recently, dealing with drug addiction is probably one of the hardest challenges a person is ever likely to face in their life. Addiction can consume a person so quickly. It's like a fire. If you don't put it out fast it will spread, and if you leave it to develop into a raging inferno, it will be virtually impossible to extinguish and it will just consume everything with its flames until there's nothing but charred remains.

It seems really stupid to me, how long we let people flounder and struggle for. We just turn our backs and pretend stuff isn't happening. We just hope for the best, hope that the person doesn't bother us, hope that some miracle happens, hope that the person who's in trouble sorts themself out, hope that somebody else will deal with it so we don't have to.

There's a really nasty streak of "look out for number one" going around more and more. People live their lives in an increasingly isolationist manner, critical of other people's choices, and only thinking about their own wellbeing. We are encouraged to trample on each other in order to get ahead. We hoard and do not share.

People can't see the wood for the trees. They fail to recognise that pushing their kids to get good grades at school just creates an arms race. Pushing your teen to think about 3 or 4 years University education when they're just a child. Pushing your young adult kids to get a good career, a profession, when they're just developing their own identity, deciding what they want to do with the next 40 or 50 years of their life. Can't people see that at every stage of this funnel, things are getting more pressured, more competitive?

I received an email today from somebody who is already struggling with the pressure of University. Think how much pressure that person already endured to get the exam grades to get that University place. Think about how many exams they have had to sit, in order to stay in the system, and be allowed to continue with some hope of getting a well paid job at the end of it all.

We're tested, and then we're tested some more, and then we're tested again and again until the end of our days, nowadays. Now that we have established this over-competitive bullshit arms race of a life. There are too many lawyers, too many doctors... too many of all the professions that are desirable. An exam might look like an ordered, disciplined, academic thing, but we might as well have our kids duking it out with pointy sticks in the middle of a jeering snarling crowd of bloodthirsty onlookers.

In the zero-sum game that we have invented, for every winner there's a loser. That means that whenever a kid gets a bunch of "A" grades and a place at an Oxbridge University, some other kid has to leave school without any qualifications and be considered unemployable. There are only a limited number of places for the elite: both in academia and professional life.

We're not building a longer table, we're building higher fences. The pressure on kids to not make a single slip up, from the moment we start pressuring them to beat their peers throughout a gruelling school, college, and University life. One black mark can derail your entire future. Screw up one set of exams, and you'll be tossed into the 'undesirable' bucket, and find it very hard to rise above your peers ever again. You'll be trampled underfoot.

Schools can only give out the same limited percentage of "A" grades each year. Universities can only give out the same limited percentage of firsts and 2:1 degrees each year. Companies can only afford to hire a small number of entry-level people - the very best - each year. We drive huge amounts of people into a funnel that's just way too narrow.

Opportunities just suck right now for young people. It was pretty sucky when I was a kid, and there was always hell to pay whenever my teachers spoke to my parents, even though I was always in the top sets and getting good grades. There were plenty of sharp-elbowed pushy parents who ruined plenty of childhoods back then... today it must be bloody miserable and awful. No wonder we are seeing a spike in teen suicides and self harm.

And for what? Do you think your kid is going to get a good job after they finish jumping through those academic hoops... doing all those exams and essays and dissertations? Do you think your kid is going to happily couple off with some lovely partner, buy a house and start raising a family of their own? How the hell could they afford to? Have you seen the disgracefully low wages and the sky-high house prices?

You can do a 180 degree turn and still take a step forward. You don't have to feel like it's a backwards step to admit you're wrong and start going the other way up the dead-end alleyway that you led your kids and grandkids down. OK, so school and work was OK for you growing up, but that doesn't mean it's working for your kids and grandkids.

What worked for a world of 2 or 3 billion people doesn't work for a world of over 7 billion. There are just too many people competing for a finite amount of bullshit qualifications and jobs. We've set our young people up to fail, and it's not because they're stupid or lazy. It must be incredibly stressful and hopeless, being young today, with so few prospects and such a hard struggle to get ahead of your peers.

At the moment, the human condition is not being advanced. The ship is being steered by a rudderless drunk of a captain, in selecting our political and commercial elite from the greying middle-aged nostalgic fools who've had it way too good for way too long.

The current set of elitists kowtow to the pensioners, because everything is owned by institutional funds: every company is majority owned by pension funds. The grey pound is the only pound. The kids don't have any money. The corporations worship those who are in God's waiting room, just hanging around for their time to die. It's a system that's leading the whole world to its death.

We should be looking down, to those little kids and their energy and optimism, and thinking about their future, not looking up to the heavens and thinking about our death. You might have a comfortable retirement, but you'll be riddled with disease and old age. Would you not be more comfortable knowing you left the world a better place for your kids and grandchildren?

Build no store of wealth on this Earth.

I feel sorry for working class people who have worked hard their entire life, and they've still been cheated out of a living pension, but their health is failing. Their voice is silenced by the deafening boom of the ones who've had a cushy life with a golden parachute final-salary pension at the end of it all. We can't see the wood for the trees

Tags: #politics #childhood #mentalhealth #capitalism

This is a story about the hungry tide...

Humans are supposed to live near water. It's so essential to life, that I think that we find tranquility when we are near the source of something we can drink, wash with and watch life go by, carried by the currents.

Growing up in an area of Oxford called Jericho, the canal was a moat-like border, to the West. There was a footbridge and one road bridge, but those were the only ways of getting across to the far bank, besides swimming.

A short walk up the canal would bring you to Port Meadow, where the river Thames snakes its way through the flood plains of the flat valley bottom. Although it's the second longest river in the United Kingdom, it's quite a different beast in Oxfordshire than it is in London.

By the time the Thames reaches the Isle of Dogs, it's close enough to the river mouth that the tides affect it in quite a pronounced way. At low tide, there are some fairly sizeable beaches that are revealed, accessible from ladders and steps down from the riverside footpaths.

Growing up in central Oxford, the only discernable change with the Thames was when the river burst its banks and Port Meadow flooded. Then, a huge area of green field became a massive lake. One year the lake even froze, and you felt OK walking on the ice, because you knew there was a grassy field just beneath: you weren't going to fall through and get sucked under by any river current.

The Oxford canals froze too, and although we hefted bricks and stones onto the ice to try and smash it, it would have been fairly crazy to try and walk on the ice. I do remember driving my radio controlled car on the ice, and how much fun it was to make the little toy spin doughnuts and do huge drift slides.

Presumably dogs and ball games could only take place in Mill Quay if the water is frozen over. I hate these signs that basically say "NO FUN". Growing up in the 1980's in central Oxford meant lots of playing on the streets, in the parks and on Port Meadow. Usually involving water bombs, smoke bombs or other incendiary devices.

In London a strange kind of separation of society exists, where big groups of kids hang around near their high-rise social housing, but they are more than unsupervised: they are completely ignored by the entire adult population. This is completely reciprocated. As a white middle-class thirtysomething person, you're completely invisible to huge groups of teenagers, hanging around doing their own thing. The impoverished kids and the wealthy professionals co-exist within metres of each other, but neither group acknowledges the existence of the other.

The Isle of Dogs is in the London borough of Tower Hamlets, which is one of the most deprived areas of the UK. You only have to step one street inland from the riverside apartments, to see a totally different side of London to the gated communities that line the Thames.

There's something nice about not feeling totally surrounded. Here is a city of 8 million permanent inhabitants, plus the millions more who make up the commuters, tourists and those who are unofficially living here. When you're in a basement, with several flats above you, surrounded by houses and offices on all sides, it's easy to feel rather hemmed in.

By reaching the very top of a skyscraper, so there is nothing but the open sky above you, or by reaching the water's edge, so there is nothing but an expanse of water on one side of you, you can turn your back on the chaos and overcrowding of the city, whenever it pleases you.

Sure, there's the occasional ferry, canal boat, pleasure cruise or whatever, but water represents enough of a barrier to most ordinary folks caught up in the rat race that it's nice to watch the boats go past in a way that can't be said of watching stressed commuters scuttle down underground passages.

What the hell am I doing, living in a riverside apartment I can no longer afford, since my last contract ended? Well, if you've never had to sleep rough or in a hostel, you should try it sometime, with your work clothes and all your worldly possessions. Try commuting to the office from under a bush or after spending the night in bunk bed with one bathroom and 13 other dormitory friends, in different states of alcohol and cannabis intoxication.

Homelessness, poverty... these things tend to connect you with chaotic environments that do not exactly improve your mental health and capability to rebuild a life, return to work, get back to health, wealth and stability.

When I was working, I was getting up at 7am to take a run by the Thames, and pulling some fairly serious hours spent working on an extremely stressful project. Do you think that's possible when you also can't sleep and relax at home, and it takes ages in a cramped tube, overground train and bus to get back to your miserable hovel?

When we talk about standard of living, what do we really mean? If you choose a job you love, expect to be underpaid and overworked. If you choose a job that pays well, expect to be bored and stressed. If you choose to be working in 2016, expect to have little job security and for your cost of living to be vastly more than it would have been for your parents, at the same age.

We just don't have the spare time. Our partners are not at home doing housework, and come and pick us up from the station at a reasonable hour, and we have some time at home to play with our kids, eat, even do something else with spare time. Now we get home just in time to kiss the kids goodnight, and then we shovel whatever we can into our exhausted mouths before collapsing into bed, before all too soon, the alarm goes off and we start all over again.

We're enslaved to fixed core working hours, and the idea that we can ever reach some imagined future sustainable state, by pushing ourselves to the maximum output that we can manage. Working 80 hour weeks in the hope of getting enough pay rises to be able to slack off a bit in our greying senior years.

When was the last time that you took the Thames Clipper to work, even though it takes longer than the tube? When was the last time you walked to work, across one of London's many amazing bridges, just to admire the beauty of the architecture, even though it would add another hour or two to the length of your working day?

If you look really carefully, you can see a rainbow in the clouds above The Shard, created by sunlight refracted through glass at the very top

Tags: #london #oxford #childhood #capitalism #politics

This is a story about wearing a straightjacket...

Life is better in flip flops. Life is best of all barefoot and with lush green grass underfoot, in some nice warm sunny climate. Why is it that we get so little of what our soul is screaming out for sometimes?

I decided to wear a grey suit and chase the dollars, as a technologist/engineer working in banking. That's a double whammy. Not only are you already working in a dry technical field, but you're also entering the bleak world of bean counting, which is daily corporate drudgery. There's no room for creativity or colourful characters in banking's IT departments.

My game plan has always been to earn enough to not have to worry about money. It's kind of worked. At times, I have been able to go for long stretches of my life without ever having to check my bank balance or do any budgeting. I've been able to have everything I wanted, when I wanted it, without thinking twice. However, there's another price to be paid: freedom.

In order to fit in a neat little box, and slot in and play nice with the other drones in the hive, you have to sacrifice any individual freedom of expression. There's no room for free spirits in the great grand pyramid scheme of corporate finance, capitalism and wage slavery. You need to appear to be a regular guy who is playing by the same rules as everybody else. You can't buck the trend. You can't beat the street.

Whether it's working 5 days a week, when you could easily afford to drop your hours to 3 days a week, or taking only 5 weeks of holiday when you could afford to only work 6 months of the year... you have to still put in the hours, weeks and months, to appear to be corporate enough to be allowed into the grand palaces of glass & steel.

Learning when to keep your mouth shut. Knowing who you're allowed to escalate issues to. Whose head are you allowed to go above. Learning which arses to kiss, who to brown nose. Learning when to come in early and when to leave late. Learning exactly which shade of grey is culturally in fashion at any given moment, and curtailing any longings you might have for a bright and gaudy tie or other flamboyant display of individuality.

You might have seen a scene in American Psycho, or perhaps read the chapter in the book, where the main protagonist and a colleague are comparing their business cards. The style details that they notice would escape the gaze of most people who are not immersed in the bland corporate world, but something as subtle as the serif on a font is a blaring foghorn to those who spend their days in a desert, devoid of all creativity.

This blog might appear to be intellectual masturbation, but really all this stuff had to come out. I've spent the best part of 20 years with no creative outlet. Sure, I got to design a few logos during my forays into startup land, and I got to do the graphics and sound for my iPhone games, but that was the briefest of respite from an unrelenting demand for my time to be spent pushing paper around a desk in a dreary office.

Ok, so I can't really complain. I've had a lifestyle and opportunities that many could only dream of. However, there is a feeling that everything that has come from that world is somehow dirty, and it's only by burning everything to the ground, and starting again, that I will find any peace and comfort. Everything that I've built using money from the corporate realm has felt just as fake as that entire make-work world.

Do you have to become destitute to appreciate things? What trigger is necessary in your life, to tell you to stop and smell the roses? What point do you reach, where you are prepared to watch your entire life fall into ruins, with some element of glee, with some sense of liberation? How is it that you can be happier as a person, when your whole world is collapsing?

Maybe I'll never own my own home and garden again. However I've lived in Royal Kensington Park Gardens. I didn't own the gardens, but when the park wardens have finished their sweep for any remaining interlopers (like me) after they have closed the park gates, and you have managed to evade discovery, then you pretty much have the place to yourself until the next morning.

The bulk of the homeless people in the park clustered unwisely and lazily around each other and the park entrances. They frequently robbed each other and got into fights. The park wardens and the police knew where to find them, and would go and antagonise them whenever park life was becoming a bit to cushy.

Being the lone wolf that I am, I found myself a thorny bush, with thick ground cover such that me and my tent were obscured from view, within its thorn-free centre. My bush was located a long way from any of the park entrances or paths through the park. It was in a part of the park that far fewer people would visit, as there's no monuments, statues, lake or other attraction. There was quite an extensive preparatory scouting operation and a lot of thought went into choosing my spot.

If you have chosen a more conventional lifestyle, you are probably in fear of eviction. You are probably afraid to default on your mortgage payments or get into rent arrears. You are probably fearful of losing your home and being turfed out onto the streets. Actually, it was pretty exciting and fun at times.

I really don't recommend that you become homeless if you have a family. It's more of a leisure activity for a single man in reasonable physical health, who has no fear of public ridicule or being ostracised.

Actually, this whole downward spiral has been immensely liberating. Who would honestly quit their job in order to write the equivalent of two novels, all of which would make them completely unemployable, and none of which would be commercial. There is no content here in this blog which is monetizable. I write because I have to... this stuff's been bottled up for too long. It has to go down on paper, before I lose my mind.

Who gets to be an artist? Who is allowed to have art as a career aspiration? Who has the talent? Or is it only the spoilt brat children of the moneyed elite who get to spend their days penning poetry and painting? How do artists pay the rent? How do artists eat?

Sorry, that sounds like I'm giving myself the title "artist" which is clearly undeserved, unearned. But what on earth is this monstrosity of a creation going to turn out to be? Calling the curious ramblings of an idiot in the process of losing his mind, an artwork, is surely preposterously pompous and delusional. Let's just keep calling it a blog for now. It will surely descend into an account of what I had for breakfast and other such banality anyway.

Surely words have to be printed on paper and bound into a book, before there can be any credibility for somebody's writing. Surely, unless there is a willing publisher, then the words are worthless. Without a publisher's mark, why should anybody care what somebody has taken the time to write?

There's a proper book from a proper author. I could quote from the book, and of course the words would have much greater gravitas, authority, because they're coming from a work of physical publishing. Ink had to soak into paper, and glue had to dry on a binding, for me to be able to hold this object in my hand, so therefore it exists, unlike this blog which is just made of ones and zeros and squirted down a fibre optic cable across thousands of miles.

A friend charmingly refers to my blog as a "blag" and naturally he doesn't read it. I'm not sure I'm blagging. I'm pretty much an expert in blagging and this feels like the complete opposite. I'm laying my soul bare here. I'm pouring my heart out. I'm giving you all the ammunition you need to destroy me.

There's a considerable leap of faith here, to lay yourself wide open to ridicule and shame. My actions are wide open to be criticised and cut to pieces. Every bit of my life can be dissected, like some lab animal. You'd be second to the carcass though. I already thoroughly dismantled my own mind and picked over the bones of my past.

I like to think that there might be something here after extensive editing, that could prove interesting to those going through the complete self-destruction of their life. Certainly there is inspiration that I have taken from other people's narratives of their descent into madness, addiction and destitution. I'm trying to emulate their writing, but also add to that body of literature, as I have struggled to find enough to read to satisfy my own demand.

But, let's just call this writing practice. I know that everything I've written to date is far too jumbled up and mixing topics to follow any kind of thread that somebody could just sit down and follow with any interest. It's too hard to find the nuggets that tickle your individual fancy.

Things would probably be a lot harder and flow a lot less verbosely if I was to set myself the strict constraints of a plot to follow and having to keep things in chronological order. This jumble of thoughts would struggle to make it out of my brain and onto a page if they had to be ordered, structured, constrained.

I hope you don't think I'm arrogant for considering the possibility that other people might read what I write. Perhaps it's naïve to even think that I could offer an interesting tale to another lost soul, wandering aimlessly or feeling alone.

Anyway, I'm going to go and eat my tea now.

Tags: #career