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Debt Made Me Rich

5 min read

This is a story about borrowing money...

Private bank

If you speak to anybody on low and middle incomes, they will tell you that debt is bad. Particularly, poor people are made incredibly poor through money-lending practices. Amongst the economic bottom 50% of people, you will hear them say things like "watch the pennies and the pounds look after themselves" and "don't borrow money" and generally disparaging comments about the whole business of going into debt.

Poor people are wrong about debt.

Borrowing money can make you rich.

The problem is that the terms on which poor people are offered borrowing facilities are grossly unfair. The richer you are, the cheaper it is for you to borrow money. The poorer you are, the more expensive it is for you to borrow money. At a certain inflection point, it becomes uneconomical to borrow money, because the terms are so bad. Generally, poor people can only borrow money on such incredibly bad terms, that it's a trap - they shouldn't take those loans, because they'll end up worse off.

Thus, we have a paradox. If you're rich, you should take the cheap loans you're offered. If you're poor you shouldn't take the "credit" that you're offered, because it's always a really bad deal which will leave you worse off.

We are living in an era of ubiquitous legal loan-sharking, where tiny debts can ruin lives and cause suicides.

Small loans - interest-free or at very low interest rates - can make an incredible difference to a poor person's life. The costs associated with being poor are horrifyingly unethical: the poorest in society will have to pay numerous punitive charges and borrow money at extortionate rates of interest, as they desperately struggle to meet very basic day-to-day costs, which would require borrowing facilities of a very meagre amount.

Imagine if we gave every poor person a £1,000 interest-free overdraft facility, for the purposes of cashflow. Of course, the worry is that people would borrow that money and spend it frivolously - on consumables - but if we study the behaviour of the poorest members of society, we can see that they are incredibly economical with their money. It's amazing how the poorest can make so little money go so far, and generally when they get into a financially distressed situation, the sum of money which has tipped them over the edge is pilferingly small.

How we stop people from using their £1,000 borrowing facility to buy themselves a stupid gadget, or spend it on drugs and alcohol, is not a question I think we need to answer. I think that we are all equally capable of being financially reckless and irresponsible, and the answer to the risk of a few, is not to impose a horrible life on vast swathes of society.

It angers me that the richer I get, the more money I can borrow, and the cheaper it is for me to borrow it. It's unjust. The poorest segment of society is being harshly punished for no good reason, except they're unfortunate enough to be poor, which is not their fault.

In fact, being able to borrow enough money to live for 2 months without a salary, and pay rent and deposit on a new place to live, would allow people who are trapped in low-paid jobs in deprived parts of the country to be able to relocate. A temporary bridging loan to cover those expenses, while the person has a gap in their earnings and extra expenses, would allow people to move, who otherwise are completely trapped because they can never miss a paycheque, and they can't afford to save up the rent and deposit necessary to move from one home to another.

Debt made me rich, because I've been lucky enough to go into debt while pursuing financial opportunities. Through borrowing, I've been able to move to find well-paid work. Without credit facilities, I'd have been bankrupted and therefore unable to work through any temporary dip in my earnings. On average, my earnings are great, but once you're in the situation where each monthly pack packet is immediately spent on rent and bills, you are completely trapped and it's impossible to escape.

Debt is dangerous, for sure, if you're using your credit cards to live an unsustainable high-roller lifestyle, but I doubt that many people are so foolish as to do that. Should so many people be made to suffer a horrible existence, because we're so afraid that people will be financially reckless if we give them the freedom to move around and get better jobs? It seems as though it's another example of capitalism not being efficient at all - people are not free to sell their labour to the most competitive bidder, because they are so horribly trapped.

 

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New Website

3 min read

This is a story about dusting off the keyboard...

Dusty keyboard

If you are reading this then something fairly major has been achieved - I've managed to migrate 1.1 million words and 10,000 photographs from one one part of the internet to another. For anybody who uses Wordpress or Blogger dot com or some other type thingy, you might not find that very impressive, because your website is hosted by some mega-corporation and all the technical complexity is hidden away from you, but my website uses a piece of software written by some old school-friends - it's a startup - and it's now hosted by little old me, typing undecipherable commands in green text on a black screen, in scenes reminiscent of The Matrix.

I made a commitment about 4 years ago to use my friend's new startup as my home on the internet, and it still my home to this day: his startup powers my website, but it's now me who's responsible for "keeping the lights on". My friend kindly used his time and money to keep me running, but I always felt guilty about it, especially as my site has grown and grown in size.

"The cloud" is a bit of nebulous concept. Basically "the cloud" just means "other people's computers". My website is hosted in "the cloud" which means that if the power fails at my house, or somebody breaks in and steals all my computers, then my website doesn't go offline - security and uninterrupted power are somebody else's problem.

Your eyes are probably well and truly glazed over by this point, but it's a big deal - I did some stuff which I usually get paid to do, which I'd really rather not have been doing in my spare time, unpaid, and now I have the ongoing responsibility of maintaining my own little bit of "the cloud".

There's a great fear that I might have lost something precious during my migration from my friend's hosting to my own hosting. It certainly wasn't a straightforward procedure. Everything appears to be working OK, but given that it's just me myself and I, it's hard for me to do much testing - I'm relying on regular readers to report anything that's not working.

You might notice that my site is now "secure" - complete with a little padlock up in the browser bar. All this means is that if ever you were commenting on one of my blog posts, the data that's being sent would be encrypted, which is useless given that your comments would appear publicly anyway, but people like to see "secure" sites, even if they don't store any personal data. It feels a bit more professional that I've properly "secured" my site with encryption.

So, this is the new old. Everything should look pretty much identical. If it's 100% identical, then I've done a great job and I'm really happy.

It's a strange thing, to have done lots of work "under the hood" but nothing that anybody can really see, but that's what I've done for a living for the past couple of decades, so I shan't bore you with the details... although I already have.

Bear with me if there are any teething problems and do drop me a line if you spot anything not working - I'd be really grateful, because you readers are my beta testers.

If you're reading this, then great!

 

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Clean Slate

6 min read

This is a story about fresh starts...

Chalboard

To many people, the idea of starting their life again from scratch sounds appealing. We can become weighed down with clutter and running away from our old life to start a new one - a fresh start - is something which many people yearn to do, but never actually dare to follow through with.

I'm still in the process of starting my life anew, so I thought I should tell you about a few things you probably hadn't thought about.

Your wardrobe has things in it which you don't need very often, but are essential during difficult times. The best example I can think of is a black tie, which you will need if you have to go to a funeral. It might sound like a trivial item to obtain, especially given that ties are one of the few clothing items which comes in one size, but you have to consider that very few shops sell ties, and those that do might not sell a plain black one. It's pretty rare to reach your late thirties and not have bought a black tie, and that black tie will last you a lifetime, given that you're likely to only ever wear it to funerals.

On the subject of clothing etc, you are sure to own a washing airer, ironing board and iron. It's hard to go through adult life without gathering clothing items which have to be dried slowly rather than tumble-dried. There are lots of times when creased clothes are not socially appropriate, so you will own these laundry-related items.

Curtains. Assuming that you own furniture - which in and of itself is a huge amount of stuff to buy - the curtains that you own are the appropriate size for your windows. If you move house, your curtains are unlikely to be the right size. Curtains are surprisingly important, given that without them you will have no privacy, and light will come flooding into your bedroom at dawn. It doesn't matter how much stuff you own, you will probably have to buy new curtains - urgently - if you ever move house.

Vacuum cleaner. I've lived for a month without a vacuum cleaner. There's no particular urgency in getting one, but sooner or later it would be good if I could hoover my floors and carpets, given that it's getting pretty tedious sweeping up with a dustpan and brush, which is something else I had to buy. These things are very mundane and domestic, but eventually your house will get pretty grubby without the modern appliances we all take for granted.

Kitchenware. I have two saucepans, one frying pan, a few sharp knives, a measuring jug, some wooden stirring implements, a few other utensils, but otherwise I'd find it pretty hard to prepare a meal according to a recipe book, which is bound to call for sieving, grating, whisking, mashing and other such things, requiring some kind of kitchen equipment I don't currently own.

Lampshades. I bought myself a nice lamp for my lounge, but the lightbulbs in my house are otherwise uncovered - naked bulbs are pretty ugly things, along with their cheap plastic electrical fittings. It might sound like a stupid thing, but I don't feel very comfortable in my home without nice lampshades.

Lawnmower. I suppose I'm lucky to have a garden, after having spent so many years in central London apartments, but a garden brings extra responsibilities: I have to mow the lawn. Actually, I have to get rid of all the weeds and get the lawn in good shape, because I love having a healthy lawn, so I will at least need some weedkiller and a rake to begin with, but then I'll need a lawnmower. I forget that I have a garden now. I had grown to like gardening since getting a house in my mid-twenties, but I had forgotten all about the duties of keeping the garden maintained.

There are a mountain of things I'd need to buy if I wanted to do things myself and not pay somebody else to do them. If I want to wash my car I'll have to buy a hosepipe, bucket and sponge. If I want to wash my windows I'll have to buy a wiper-thing and maybe a ladder. If I want to shine my shoes, I'll have to buy shoe polish and brushes. If I want to repair my clothes, I'll have to buy a sewing kit. All of the many things you've got tucked away in drawers and cupboards - I've got none of those things.

Guests are coming to stay soon, so I need a duvet and pillows, plus spare bed linen and towels for my guests... plus the aforementioned curtains... oh and a bed!

This puts things into context: I have a sofa which I can sit on when I'm awake, and a bed to sleep in, but other than that my house is still unfurnished. My clothes are in bags or otherwise strewn across the bedroom floor. I eat in the lounge, sitting on the sofa. I have barely enough plates, glasses and cutlery to support my own needs, let alone the needs of guests. I have barely enough bed linen to keep my own bed smelling fresh, let alone having having a spare set for the guest bedroom. I'm kinda camping in my own home - getting by with a vastly reduced amount of posessions than most ordinary people.

I decided to move all my boxes of stuff up to the top floor of my house. The boxes contain all my stuff which survived the turbulent years leading up to me moving to this big house. Now, my house feels almost empty - in fact, it is almost empty, given that 5 rooms have nothing in at all. My house is ludicrously oversized for my needs, but I'm very excited about being able to have visitors with children come to stay, and there's plenty of space for everybody.

Of course it would be lunacy to re-clutter my life unnecessarily. I've learned to live without almost everything, so I've seen no need to go rushing to the shops and completely fill my house with every conceivable furniture item I could think of. I've also bought clever things, like modular sofas which can be reconfigured easily, so I can easily re-arrange my rooms to suit me once I'm more settled.

 

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I Love My Job

6 min read

This is a story about having a métier...

Hospital bed

It feels strange to be writing this, but I'm really loving my job at the moment. I've always been a bit of a workaholic, but I often get depressed and demotivated when I'm not empowered to do my job effectively. I have often complained about being bored and unchallenged - a common consequence of working for very large organisations - but after a difficult 'bedding in' period I usually find myself in a role where I'm adding a lot of value, which I find very rewarding.

I've written so often in the past 15+ months about how much I detest the rat race and the coercion of capitalism, forcing me to work when I'm very sick. Not long ago, my kidneys failed on more-or-less the day I was supposed to start a new job. My life hung in the balance, as the amount of toxins in my bloodstream put me at continuous risk of cardiac arrest. Whether my kidneys would ever function again was doubtable and I had weeks of emergency dialysis, lasting several hours a day.

I discharged myself from hospital against medical advice, because of the coercion of capitalism. I need to work. I can't afford not to work.

That period in hospital was a major setback. I exhausted myself, persuading the company I was about to start working for to wait for me to leave hospital, which they did... but I had to leave hospital at least a week before it was safe to do so. My recovery from such a traumatic medical emergency was not straightforward - my left leg was not working properly due to nerve and muscle damage and I was in immense pain. It took months before I was able to walk very far without it causing me a great deal of agony. Work was impossible.

A company asked me to build an app for them, with a very tight deadline, which I did, but my financial situation was precarious and I was still very unwell. The pressure was too much and I tried to end my life.

A friend recommended me to the company he was working for, to build an application for them, which I did. I had a tight deadline, which I easily met. Strangely, the company decided to extend my contract, but the work was finished so I was incredibly bored. My colleagues worked in Warsaw and I was in London, so I had nobody to talk to - I was very isolated. I was still recovering from the suicide attempt.

Another friend recommended me to another organisation. Again, there was a project with a deadline, which I completed early. I enjoyed that project, but I'd had to move house and I was rebuilding my life in a new city. The preceding events had left me in a very financially precarious situation, as well as isolated from friends. I finished the project, but my life was unstable - I got sick, broke up with a girlfriend and my personal life fell apart, although I managed to minimise the impact at work.

I started work with the current organisation. I did so out of desperation, because I was in danger of losing all the progress I'd made to getting back to health, wealth and happiness.

I lived in a hotel for months. It was awful.

It was quickly apparent that there were people I enjoyed working with, and there were plenty of challenges to keep me busy, but my personal life was very badly broken. The work was good at times, but my brain chemistry was not healthy, and some days were very torturous. I struggled to find pieces of work which would keep me entertained and motivated. My mental health was a hit-and-miss affair.

I struggled onwards, setting myself some major milestones: I wanted to take a holiday in October, to beat the winter blues. I wanted to take a holiday during Christmas and New Year, to get some more winter sun and because my relationship with my family is irreparably broken. I wanted to come back from holiday and carry on working, to cement my gains. I knew that I had to move house and settle somewhere - to have some security and put down roots.

I suppose I always manage to make myself useful in any organisation, given enough time to get my bearings and manoeuvre myself into a role where I'm empowered to make a difference. The place where I currently work seems to have gleefully put my skills to good use, and I feel like I'm in the right place at the right time. I do stuff that I think will be useful and I'm rewarded for it, even though I'm rarely doing what I'm 'supposed' to be doing.

I worry that disaster will strike. I worry that my big mouth will get me in trouble. I worry that the personal risks that I take - staking my reputation on my decisions - will backfire one day, if I make a mistake. I know that my employment is precarious; temporary. I'll be kicked out as soon as I've served my useful function.

I have a great deal of extra pressure on me now that I've made a commitment to a new city. My financial security would quickly collapse if I lost my source of income. My mental health would be likely to deteriorate very badly, with a major setback.

I'm not sure why I'd lose my job when I am enjoying it, being very productive, doing useful work and being seemingly well received - well liked - by my colleagues, but I do have a propensity for getting carried away and doing stupid stuff. The springtime has often proven difficult for me in the past. I need to work very hard to keep my mood as calm and regulated as I possibly can.

On a Sunday night when I'm usually dreading Monday morning, I'm actually feeling very happy to be starting a new working week. I feel motivated. I feel like I have a purpose. I feel empowered to do a good job.

 

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Can't Talk, Dating

3 min read

This is a story about multitasking...

Plate of food

I like to be punctual. I think it's especially bad to bail on a date or be late, because it's often a time of some nervousness/anxiety for all except those who seem to be eternally dating. For 'the rest of us' there's a certain amount of fear of rejection, wanting to be seen as attractive, worrying about spilling something on our outfit just before we're about to leave, fretting about what to wear, wondering if we'll recognise our date and whether it'll be awkward - to kiss or not to kiss; one kiss or two; a little half-hug? How on earth are you supposed to greet a perfect stranger the first time you meet, when you are meeting for the express purpose of getting intimate with each other to see if you're compatible.

A big chunk of my day was spent buying new clothes, which I must admit was strongly motivated by the desire to make myself as presentable as possible - trendy and cool - when meeting prospective love interests. I got a little bit carried away and spent more money than I should have done, but I'm very happy with my purchases and I'm very much looking forward to wearing my new clothes.

I've spent the afternoon finally getting my house in some semblance of good order. My main lounge now has both sofas assembled and I have a bedside table.

Did I go so far as to change the bed linen on my bed? That seems a little presumptuous. Of course a part of me would love to "get lucky" to use a turn of phrase which I find quite horrible. I guess there's something which is very good for any insecurities about being attractive, to have somebody want to sleep with you, but I'm a hopeless romantic and that level of intimacy is not just sex for me... I'm not a one-night-stand kinda guy and I'm not into hookup culture.

I now have 30 minutes to shower, get dressed and catch a cab to meet my date. I must admit, I am not struggling to match with very attractive women who want to date, but it's all in the "getting to know each other" stages, which I find somewhat bothersome, especially when it's just a preamble to what I really want, which is to be in a relationship. I know that it seems prudent to choose carefully and not rush the process, but another part of me knows that I've managed to make relationships work with very different people, so I certainly don't have a "type" that I tend to go for.

I have 27 minutes now. Gotta go!

Wish me luck!

 

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Life Lived Publicly

7 min read

This is a story about open secrets...

Time to talk

A date asked me if she could read my blog. She already has enough information to be able to easily find it on Google: all you'd have to type would be "Nick bipolar blog Cardiff" and I pop up as both the 2nd and 3rd hits. I've decided to go "full disclosure" on my dating profile and tell people that I have bipolar disorder, because it's something pretty important to know about me. I also say that I write a blog and spend a lot of time on Twitter. That's quite a lot of information to give away, which easily leads to this absolute goldmine of everything you'd ever want to know about me, and a lot that you really would probably rather not know.

There's a great imbalance if somebody has access to a great big cache of totally candid and brutally honest writing, which confesses every single innermost thought, expresses every single insecurity and exposes all my vulnerabilities.

Usually, when getting to know somebody, each person reveals themselves little by little, and each person slowly forms an opinion - there's a limited amount of information available from which to form a judgement. Also, we present ourselves in either the way that we would like to be perceived, or in the way that we perceive ourselves. If we have pretentions, we present that image. If we have insecurities, we also make those known in subtle ways, or we attempt to hide them. If we wish to be insincere, we can lie and boast. If we wish for things from our past to be forgotten, we can omit those gory details from the account we tell.

Given that it is my well-practiced habit to write without self-censorship on a daily basis, and to use this blog as a coping mechanism during some very difficult times, I'm exposed in a way that most ordinary people are not. A glance at somebody's Instagram account is going to reveal very little about their state of mind. A glance at somebody's hand-picked photographs, selected to present an enviable glamorous adventurous lifestyle, does not in any way hint at what life's really like for the person who controls that account.

A glance at my blog reveals a fairly dismal picture of me at the moment. I'm quite overwhelmed with seemingly mundane things, such as administrative paperwork and other fairly simple tasks associated with getting a new home into good working order - assembling flat-pack furniture and suchlike. I complain about being single and lonely, and isolated: lacking in an adequate social life. I have also regularly mentioned suicidal ideation, usually triggered by minor inconveniences and frustration, borne of my unrealistic expectations of how quickly I should be able to restore my life to health, wealth and prosperity, complete with a new girlfriend, having only just very recently moved to a new city.

Because I never write with the mindset of "what if somebody from work or somebody who I wanted to date read this?" it means that I'm at risk of being judged harshly by people who might walk in on a particular chapter of my life and quickly gain an unflattering impression of me.

I don't write to impress work colleagues. I don't write to impress potential girlfriends. I write because writing is an integral part of my life, and writing publicly is now "normal behaviour" to me, although I'm well aware that most people wouldn't share what I share, because they'd see it as a risk to their reputation - it'd make them more vulnerable, less safe and secure, and they see privacy as something desirable.

I found privacy to be unhelpful. I found that privacy meant that nobody knew how close to suicide I was, which was a very dangerous state of affairs, and I found that privacy led to me becoming increasingly isolated and paranoid - I was terrified of anybody finding out that I was unwell, which spiralled out of control. The more I worried about people finding out that I was sick, the more sick it made me.

The answer, as it has turned out to be, was to write everything down and publish it so that anybody can read it. My illness was by no means "cured" overnight by taking that course of action, but over time, old friends and new ones have been able to engage with me and I've maintained a toe-hold in the land of the living. The most unusual thing - making my entire life an open book - has turned out to be one of the most important things to give my life stability, structure, routine and access to a vast number of supportive caring individuals, who've intervened at critical moments during the 4 years I've been writing... including one crucial moment which literally saved my life.

The question about whether I should allow prospective girlfriends to read this blog is perhaps bound up with the question about whether people who've had difficult life experiences are "broken" and are therefore "worthless". If you believe that people should suffer lifelong punishment for their mistakes, then perhaps this blog is perfect to share with prospective girlfriends, because I'd never want to date anybody who'd harshly judge me for things which happened in my past which I have no ability to change: my time machine is broken.

If anybody is looking to go digging for dirt with a negative mindset - hoping to discover that I'm a terrible person who's done terrible things - then I think that those people won't be disappointed. My behaviour has regularly fallen short of perfection and I'm deeply disappointed with things I've said and done in the past; I do carry regret and remorse; I've made innumerable mistakes.

I wonder how much I differ from, say, a man who abandoned his young children and wife to run away with a young woman who he was having an affair with - an utterly devastatingly despicable piece of behaviour, ruining innocent lives and making a mockery of solemn vows of lifelong monogamy and dedication to a spouse, plus the dereliction of dutiful responsibilities - versus my mistakes which bear no such hallmark of obnoxiousness. Yes, I've caused a great deal of distress during times when I was extremely sick, but I assure you that no amount of digging will unearth evidence that I'm some kind of selfish evil man, lacking in empathy and remorse. In fact, a thorough reading of my blog reveals that I often reflect upon events from my past and wish that I had acted differently, and I am critical of my own behaviour, attempting to acknowledge my own flaws and spot common mistakes, so that I might learn from them.

This is a highly defensive piece, but it's a highly stressful time. My job is going very well and I would dearly love to start another relationship. Having this vulnerability - in the guise of this blog - is highly inadvisable, but I'm loath to bury it, given how important it is to me as a coping mechanism and a way to keep concerned friends informed of my state of mind.

I might write another synopsis of "the story so far" for those who are dipping in for the first time, because it upsets me that it's impossible to see the bigger picture without reading approximately 1.1 million words, and I don't like the idea of being judged on a handful of skim-read recent blog posts, mostly complaining about mundane and trivial matters.

Of course, none of us wants to be misunderstood, and my writing is perhaps the most desperate attempt to avoid that situation, given that I've felt so close to death for so long. However, ironically, it's pretty damn hard to get to know me - to understand me - because I've written so much and for so long.

If you've read as far as this point, what can I say? Thank you. The comfort I get from knowing that my thoughts and feelings are not trapped inside my body, unseen, is immeasurably valuable to me.

 

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Not My Finest Work

4 min read

This is a story about doing a rushed job...

Cat flap

Here is a picture of my cat flap. I've been thinking about getting a cat because I miss having a furry friend and I think it would improve my life to have a pet in my life. Undoubtedly, having contact with pets is something which is beneficial to my mental health - I find it really stress relieving to stroke a cat, and I enjoy sharing my life with other living creatures. I think I would find it greatly comforting to have an animal to nurture.

I'm working very hard and my colleagues are super pleased with what I'm doing, but I can't let my job totally define and consume me.

I'm trying very hard to find a girlfriend, but such things can't be rushed. I have very limited control over when and where fate is going to match me up with somebody who's got mutual feelings for me, worth embarking upon a relationship.

I'm trying somewhat less hard to make friends outside of work, because I'm simply flat-out.

My house is filled with mountains of boxes of unassembled flat-pack Ikea furniture and all of my stuff which still remains mostly in the cardboard boxes I used when moving. Some of the boxes have been opened and rummaged through for long-forgotten treasures, but some boxes are still sealed up with tape.

My clothes are mostly organised using the floordrobe system, where dirty clothes are piled up in one part of my bedroom, and clean ones in another.

I have more Ikea furniture arriving soon and I need to at least assemble a guest bed before I have my first visitor.

I'm hurriedly writing this, well aware that my sleep patterns have gotten out of sync with the corporate demands of capitalist society. It's late. I'm tired.

I'm not saying a whole lot that's very interesting or insightful, but these are my thoughts after a pretty punishing - although productive - week at the office. I veer violently from suicidal despair to arrogant delusions of grandeur, depending on whether I'm doing some really cool piece of work at the office, or whether I'm struggling to secure myself a romantic companion via the local dating scene.

I'm spending money like crazy, but it seems unavoidable given my need for a furnished home, plus I need to phone all the utility companies and tell them that it's just me living here in this giant house all on my own, so they stop charging me zillions of pounds for supplying energy, water and other services which I barely use. I'm spending money on dating. I'm spending money on replacing some of my threadbare worn-out clothes.

It seems crazy to get a kitten, but it also seems like something which would bring a flood of much-needed oxytocin, given my rather isolated existence. It seems like something I could be in control of: I just need to find a kitten for sale locally and adopt it, and then I can immediately enjoy my new pet. Having a little kitten to lavish attention on, and to brighten my day, sounds so lovely. I think I would be really overjoyed to come home from work every day and be greeted by a tiny furry friend. I think my life is sorely missing an outlet for my nurturing side.

I'm producing great work at the office and I'm not doing too badly in the dating game, but both things are unhealthy to do obsessively, and neither can be rushed.

Sometimes the sun shines, like it did this evening, and I feel like life is going really well. Most of the time I feel overwhelmed by the enormity of the task of meeting new friends and getting a girlfriend, which are going to be essential pieces of the puzzle if I'm going to have a happy life here in this new city.

My writing is suffering, but I'm trying my best to juggle everything. It's pretty impressive that I've done so much in such a short space of time, but it's still unfortunately not quite enough to have yielded a life which meets my basic ordinary and realistic needs, such as secure relationships, financial security, stability and suchlike.

It's well past my bedtime. I'm struggling to catch up. The extra demands placed upon me have tipped the balance unfortunately to the point where I'm not quite managing to stay on top of everything. I'm balancing on a knife edge.

 

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All The Money In The World

5 min read

This is a story about buying happiness...

Bitcoin miners

It seems straightforward to me that life can be lived like this: get money, spend money. I particularly like spending money in a way which maximises the amount of enjoyment, which often involves spending money on things which benefit other people as well.

One of the best things I've spent money on was a house with a garden, where I could entertain guests and have visitors to stay. I bought a hot tub, fire pit, big barbecue, lots of outdoor beanbags, patio heaters and other such things, so I could throw big parties in the warmer months of the year. I bought a yacht, which I took friends out on all the time and spent a lot of time aboard with my girlfriend, making long trips together. I bought a speedboat which provided an immense amount of pleasure, taking friends out wakeboarding and otherwise just having the thrill of messing around on the water.

Holidays alone are relaxing, but holidays with a girlfriend or a group of friends are a million times better. I've never subsidised my friends' travel, but I've paid for plenty of flights and accommodation so that I could have romantic holidays to exotic luxury locations with girlfriends, who otherwise wouldn't have been able to afford the trip.

I've bought my way into expensive sports, giving me incredible experiences I'll treasure forever. I've rock climbed, skydived, mountain biked, snowboarded, done mountaineering and ice climbing. Vast amounts of money have bankrolled a bucket list to die for. There are very few things left that I want to do.

Sometimes I get smart and I figure out ways to earn money while I sleep. Most of the time I earn money the old-fashioned way, by selling my body to the highest bidder. I find the day job very often frustrating, slow, boring and unrewarding work, which poses little challenge, but it used to pay for an incredible lifestyle, so it somehow made sense.

My life doesn't make any sense at the moment.

I work harder than ever, but my life is nothing like it once was. My social life is non-existent. I'm single. I don't go on ski trips or sail yachts. I don't do much of anything except work and pay bills. There's never any spare money left, despite the vast amount of wealth that I generate - it's all hoovered up by "cost of living" and "cost of being alive".

I shouldn't complain. I'm very lucky that whatever I decide to do, things usually work out for me. I am often in the right place at the right time.

I also forget that I've lived an incredible life.

Except I don't forget.

It's precisely the opposite of forgetting: I remember.

I remember exactly how good my life was, and I wonder what happened to that life. I'm not sad, bitter and twisted about it - I spend most of my time and effort trying to get things back to how they were, before everything fell apart.

I've had moments which have reminded me of the life I used to lead. I went away with my most recent [ex-]girlfriend to Mexico for Christmas and New Year and we splashed the cash. We travelled in style. We lived life to the max. That was an excellent reward for a year of solid hard work. It tasted so sweet to enjoy the fruit of my labour.

I'm in the process of getting my new house furnished and set up exactly how I want, so I can entertain guests and have visitors. I'm lucky enough to be able to choose what I want, buy everything and have it delivered. Slowly, my home is taking shape. I suppose I should spare a thought for people who can't afford to even rent a little room, while I have 4 bedrooms, 2 reception rooms and a huge kitchen with a dining room at one end, which could comfortably accomodate a large family. I have brand new furniture, which is all lovely.

None of it seems to mean anything though. I have a big empty house and my life is very empty. I don't have a social group in the local area. I don't have a girlfriend. Life is lonely and feels quite meaningless, despite the nice house and good job.

I keep thinking that if I can earn even more money, then I'll be able to relax and think about what kind of life I'd like to live, but at the moment I work to live and I live to work. I don't know what I'm living for, except to pay bills and work. Obviously I'm glad I don't live in a hovel. Obviously I'm glad I have comfy furniture. However, my life is very incomplete and it leaves me feeling very miserable.

 

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Cutting My Meds

4 min read

This is a story about tapering off pills...

Weed

I'm not a stoner. Never have been. Never will be. However, it seems nigh-on impossible to endure modern life without something to 'take the edge off. Most people drink, smoke, have tea, coffee and/or indulge in recreational narcotics. Most people take antidepressants. Most people take things to help with anxiety. Most people take things to help with sleep. Life is pretty dreadful without mind-altering substances, prescribed or otherwise.

My office, which is filled with many thousands of people, functions on tea, coffee, cigarettes and vaping. There are probably numerous colleagues who are also secret alcoholics, swigging vodka from bottles hidden in their gym bag or perhaps kept in their car. I've worked for more than two decades in large organisations - I know what people are like.

At the peak of my stress and misery - just a few weeks ago - I was swallowing three times the recommended dosage of Xanax and zopiclone. I was heavily medication dependent. My sleep was greatly aided, but my alertness was drastically affected and my reaction times were probably impaired. I felt very strange: as if I was having an out-of-body experience. My anxiety levels soared as my working day wore on, and the afternoons and evenings were unbearably unpleasant.

I cut my dose by 33%.

It wasn't that bad.

Taking 4 pills instead of 6 is easy enough to do: two Xanax and two zopiclone.

To cut my dosage again was going to be more difficult, except I had the foresight to have obtained some half-dose tablets, so that I was able to cut my dosage by 25%: I swallowed one and a half Xanax and one and a half zopiclone.

It wasn't that bad.

Now I take one pill of each: one Xanax and one zopiclone. Cutting my dose by 33% again was aggressive, but I've managed to do it. My sleep was severely disturbed, but I soldiered through a difficult weekend and I've managed to just about manage to get enough sleep to not lose my job. My alertness has improved significantly and I'm very pleased that I've cut my dosage by 67% in the space of just 3 weeks, which is extremely rapid.

I have left myself enough of the half-dose zopiclone tablets to be able to cut my dosage by 50% at some point. The Xanax tablets break very conveniently into half and quarter doses. Xanax is evil - it's so short-acting that it's tempting to keep popping pills whenever the anxiety comes back, which it always does. I'm desperate to free myself from my dependency on Xanax.

The prospect of being released relatively soon from my chemical prison is incredibly pleasing. Although the pills served their function very effectively, allowing me to cope during some incredibly stressful times, it's a terrible habit to become dependent on pill-popping every time anxiety occurs. Anxiety is unbearable, but benzodiazepines are a terrible short-term solution, which ultimately leave the user worse off than they began. The low price of black market benzodiazepines and their ubiquity is shocking, but life is very unusual when it's structured around medications, and Xanax is probably one of the very worst medications to become dependent on.

Cutting my zopiclone dose by 50% is going to be the hardest, because it'll be the biggest drop that I've had so far. I will cut my Xanax from a whole 2mg tablet, to 1.5mg, then to 1mg, then to 0.5mg... and then I'll be free. However, zopiclone tablets are not particularly designed to be split so easily. Purchasing some half-dose zopiclone tablets was prescient, but I'm anxious about insomnia and struggling to get up in the morning to go to work.

My life is made so much more bearable by having the ability to alter my body clock to suit early-bird culture, when I'm naturally a night owl. My life is made tolerable by having the ability to medicate away the worst of my anxiety, when it becomes unbearable.

I have no idea how I'm going to function without my tablets, and I fear that I might be tempted to eat and drink more by way of compensation, which would adversely affect my physical health, but I do want to applaud my progress so far this year: I've been virtually teetotal, while also cutting down my meds by 67% so far, which is a big deal.

Kind of a boring story... but I wanted to report on some progress I feel proud of.

 

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Kiss And Tell

8 min read

This is a story about hookups...

Flowers

I'm not really experienced in the world of dating. I've had plenty of long-term relationships. I've been a serial monogamist for most of my adult life. Dating is not really I thing that I do. I don't enjoy it. I find it an unpleasant prelude to the ultimate aim, which is to be in a committed relationship with somebody.

Friends who have been married for decades tell me that I should enjoy myself and revel in the opportunity to go on dates with lots of different potential love interests. They tell me that I should see the whole process as a great chance to test the water with a whole bunch of different prospective girlfriends. They are somewhat jealous of what they perceive to be a pleasurable and fun exercise.

I don't struggle to cope with situations outside of my comfort zone. I don't struggle with new people and places. I don't struggle with having an unsettled, insecure life, where people come and go and I'm continuously in new and unfamiliar situations. In fact, I'm probably one of the more resilient folks you might come across - you can plonk me just about anywhere, and I'll cope.

However, I have a choice.

I don't really want to be dating. I don't really want to be single. I don't really want the things that people who've been married for decades think would be really fun and cool.

I want familiarity, comfort, security, routine, stability, normality... I want the ordinary and the everyday.

I want to wake up next to my long-term partner. I want to say "have a good day honey" and "hi honey I'm home". I want 95% of my conversations to be about what we're going to eat for dinner and watch on TV. I want that comfortable loveliness which comes from being in a secure monogamous regular relationship.

Dating as a long protracted affair, consuming a great deal of time and energy, is an exhausting and pointless exercise to me. Why would I take a torturously circuitous route to achieving the end result when there is clearly a straight-line from A to B? I see no value in the whole dating and courtship business.

"It's better to be single than in a bad relationship" is something that people in bad relationships tell me all the time. It's idiotic, because I've almost made an artform out of putting up with bad relationships; making things work. If anybody can tell you about whether it's better to be single, or better to try and make something work which is deeply flawed, it's me who is the goddam expert.

I'm exhausted by loneliness and isolation, in a way that most people cannot understand. Most people have their families, their friends, their partner, their children. Most people live lives which have a minimum amount of social contact, to make their existence tolerable. A quick glance at my mobile phone would confirm that my life is very different from that of ordinary people: who would I phone and discuss my day with? Who would I contact to tell my plans? Who would message me to ask me to run the most ordinary everyday errands? None of that is included in my life. My life is atypical in the extreme.

Who are the significant people in an ordinary person's life? If it's not their mum, their partner, their siblings, their best friends, then it's often their doctor or some other person who's otherwise involved in a caring/therapeutic profession. Humans are social animals and it's highly distressing for us find ourselves cut adrift from family ties and romantic bonds.

The demands of my job and my recent house move have consumed the lion's share of my energy, and I feel unable to apportion enough of my time to the task of binding myself back to humanity. If I lost my job I'd be done for. I'm lucky enough to have friends all over the world, but we need to interact with people face-to-face every day. We need hugs. We need tactile contact. We need the reassurance of knowing that there are people nearby who care about us.

My efforts to date local singles have not gone unrewarded, and I have more options than I'm able to actively pursue - life has been generous towards me as always - but ironically I deeply detest dating and the entire rigmarole, despite results being forthcoming with relative ease. To me, it seems as though I am still a million miles away from what I really want - a committed loving relationship - but I suppose the speed at which I live my life vastly exceeds what is considered ordinary and average.

Of the relationships I've had in the last 3 years, two of those girlfriends were unquestionably amazing people who I was very lucky to have had the opportunity to share a period of my life with. Even the 'worst' relationship during the period in question was what I wanted at the time, and it served its purpose - I'm no fool and I got exactly what I wanted out of it, which was to have a period of settled, secure, loving companionship. I can't share any of the details with you - it would be disrespectful and inexcusable given my current mental stability - but I can tell you that the worst moments were worth putting up with, at the time. Sadly, I can also see that a couple of very lovely girlfriends were unreasonably treated by me, as casualties of my dreadfully unstable life and unreliable mood.

What do I have to offer today? Perhaps I should be single and learn how to be perfect?

What a load of bullshit.

I'm not an inexperienced kid. I'm not an idiot. I know what's good about relationships and I know what's bad. I know red flags when I see them, and I know what my weaknesses and insecurities are. I know what I want.

I know that I'm happier being single, with the possibility of meeting somebody amazing, versus the situation I was in before where I was working very hard to make a relationship work, because it had marginal benefits at the time. The value of potentially meeting another love of my life is not something that should be underestimated, but neither should the misery of loneliness, especially considering my life circumstances: estranged from my family and without a group of local friends; dangerously isolated and alone.

Of course it's easy to say that I should be fixing my social life and getting back into my hobbies before I think about offering myself up as a prospective partner, but the people who suggest that are absolute fucking idiots who know nothing about how lucky they are to have their families, friends and every other part of the fabric of their lives. They know nothing about what it's like to live in such torturous isolation. They can fuck right off.

My life's stability and routine has been dangerously damaged by my need to form human attachment, so fundamental to liveable existence. I'm damned if I do and I'm damned if I don't, so of course I've ploughed time and energy into meeting somebody who might turn out to be a really great girlfriend. My life's experiences have taught me that having a partner has brought incredible joy in the past, and my behaviour is always driven by well-reasoned decisions which deliver the greatest possible return on investment.

I work hard, which brings me a great deal of financial income, and I am dating hard, which will hopefully bring me the emotional and otherwise intangible rewards of meeting a companion. It might sound like an all-or-nothing risky gamble, but you'd only think that if you enjoy the luxurious position of having a life filled with lots of things which I don't have. You are unable to empathise with the isolation of my situation.

It's late and I'm exhausted. My sleep routine is ruined. My stress levels are through the roof. The demands placed upon me are beyond sustainable limits, but I must plough onwards, because "if you're going through hell, keep going".

I have no idea how things are going to work out for me, given that I'm in a much more alien situation than I've been in previously, which undermines my confidence that "everything's going to work out just fine". I know that past experience has taught me that things always work out, but the unsettling and destabilising recent events, leaving me in strange and unfamiliar circumstances, cause me to redouble my efforts to seek the security I so desperately crave; the attachment that's so dangerously absent in my life.

It's a strange catch 22 situation. I need to invest energy to save myself, but by exhausting myself I put myself in great danger of reaching a limit which is not safe. I suppose I'm hoping for a well-timed lifeline, which life has often supplied, luckily.

I guess luck has always been in my favour, but I work very hard to manufacture that good luck.

 

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