banking – Page 7 – Nick Grant

Tag: banking

  • Plans to jump off building. Hate life

    This is a story about thought experiments…

    Quantum Suicide Pact

    I had 50 minutes to draw something while in hospital. I drew this. I have been thinking about it since I lay dying on the floor, unable to move a muscle except my eyes, diaphragm and heart. My urine was like orange juice and full of blood.

    I considered that dying would be a regretful waste, because I wouldn’t be able to tell anybody what it was like to die. I decided that if I discovered I was immortal, it could corrupt my morality and I would eventually use that knowledge to my sole advantage. I also considered how embarassed I would be to ‘meet my maker‘ in the full realisation that I p1ssed away my chance to learn anything from the situation.

    Bizarrely, I then conceived a thought experiment, as I lay on the floor. This addresses The Measurement Problem in Quantum Physics. The problem is this: how do you separate the experiment from the scientist who is conducting the experiment? By taking a measurement you are actually part of the experiment. We see this in every experiment that attempts to measure Quantum weirdness.

    Then, seemingly ‘miraculously‘ enough of my muscle was broken down by my body so that I had enough energy to get up and phone for help. I wasn’t out of the woods though. I nearly lost my kidneys. There was a lot of muscle damage too. So, just biology, and not really a miracle. I’m not a God bod now… although I did become agnostic at this point.

    My thought experiment is a variation of Schrödinger’s Cat, where two brave (or suicidal) scientists willingly enter a soundproof box, with a soundproof wall separating them. They then have to press a timing device for each other that must be pressed once every 2 minutes or else the timer will reach zero, and a captive bolt will pneumatically be driven into the brain of the other scientist. Given that there is a co-dependence on each other, if one scientist dies, so will the other.

    As an additional twist, if the two scientists press their buttons at the same time, within n milliseconds of each other, then they are both killed by the captive bolts.

    We can then start to tweak the parameters of the experiment so that we dial in a known probability of our scientists being killed. With 120 seconds of possible button push time, and 1,000 milliseconds in a second, we might hypothesise that there is a 1 in 120,000 chance (0.0008%) of both buttons being pushed within the same millisecond, which will trigger the event that leaves our scientists dead.

    So, what if our suicidal scientists press the button 60,000 times? Well, then the probability that the 2 scientists will be dead when we open the box is 50/50 . This is equivalent to Schrödinger’s Cat, except that 2 scientists are both alive and dead, rather than 1 cat that is both alive and dead, until we open the box.

    So, what if our suicidal scientists press the button 120,000 times? Well then the probabilistic prediction is that there is a 99% chance that the co-incidence would have occurred. We would be very surprised to open the box and find two living scientists. However, there is still a possibility that – no matter how slim the chance – they could have played Russian Roulette with a 100 bullet revolver loaded with 99 bullets, and somehow managed to fire the empty chamber.

    So, what if the scientists playing the game keep playing and playing and playing and playing. What if they eventually grow tired, having run many millions, billions, trillions, quadrillions of iterations, and they are still alive and button pushing? What if they decide to rip off the equipment and step outside the box? What would they know?

    They would know that Quantum Theory’s prediciton of immortality is very likely to be correct (Many Minds interpretation) and also know that this can be communicated beyond a single conscious surviving mind.

    I know that this is very messed up. Similar thoughts troubled another JPMorgan IT bod to the point where he took his own life.

    However, we can’t ignore the predictions of a fundamental theory that seems to be borne out by the experiments that we can conduct ethically. But why are we asking intelligent people to do stupid jobs? Is that ethical?

    I have always had a passion and aptitude for science and art, but we are all in a debt trap. Without the brain draining work of Global Banking IT, I could never be debt free. My myopic ex-wife got greedy. She now has a paltry amount of rapidly devaluing fiat currency, rather than a tangible freehold property asset.

    This is the kind startup I really want to be working on.

    Debt Reverse Me

    I started building this but my divorce nearly destroyed me (October 2013)

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  • The Passive-Aggressive Pedantic Pacifist

    This is a story about being patronised…

    Mad Frankie

    This is my cat, Frankie. He was the kitten that nobody else picked. He’s the most loving cat you could ever hope to meet. He loves humans. He thinks he’s a little doggy, and follows you around and licks your face and stuff.

    I think that I provide a nurturing and loving home for people and animals. I don’t have a lot of evidence for this, but my friends used to love coming to my house, before it was sold, and Frankie used to call it home, and be a happy well-adjusted kitty there.

    I’m going to switch this blog from telling you about me, and tell you the story of two Franks. First, there is Frankie my cat. Second, there is Frank: my homeless friend from Primrose Hill. I promised Frank that I would tell his story, and in telling Frank’s story, I inadvertantly became entwined in it.

    Climbing the Hill

    This is me climbing the hill, where I met Frank. I had no idea I was going to meet him. I was just taking photographs of London’s skyline at daybreak. I sat down to rest on a park bench, struck up a conversation with a stranger, and our story began.

    Frank’s needs were not hard to understand, and seemingly not hard to address. As a firm believer in direct action, I was galvanized into a blur of activity. Who was I trying to save, him or me? Who cares… nobody else was there for Frank. Were you there for Frank? No. A lot of people had let him down. I had the time and the means to be able to try and help him.

    Try is the operative word here. I’m going to try and not spoil the ending – which is going to be easy because we are writing the future as we live it – but I should let you know that this is no fairytale. I’m certainly not the knight in shining armour here. Despite my initial patriarchal attitude, it was me who learned from Frank, not vice-versa. He ended up helping me more than anybody could surely have predicted. I will leave it up to you, dear reader, to judge (with your super judgey-judgey face you reserve especially for people like me… whatever box that is you’ve tried to put me in).

    So, what did I do? Well, we had a normal human conversation. Who knew that this is how human relationships are formed, and bonding and empathy can occur when we do such a thing. This so-called ‘human connection‘ seemed to somehow transfer some understanding of Frank’s fears and needs, into my brainbox, whereupon I somehow naïvely imagined that with whatever surplus I had, I might be able to help with some of his basic needs.

    I defend thinking that I could help. You can’t just throw money at the problem, but what have YOU tried yourself? Sure you read in a newspaper that we spend X on dealing with problem Y, and you think “that sounds like a lot of money” but really is it? How much direct support actually reaches people on the streets?

    We absolutely can not criticise those who are trying to help, and take it from me, there really are not enough resources (shelter, food, volunteers, money for full-time workers and the real estate that is needed) to go around. This might sound anecdotal, but just use your eyes. Do you think people choose to sleep rough on the street? Are you stupid?

    View from Primrose Hill

    While you’re digesting the fact that I just insulted your intelligence for being so prejudiced about the homeless, here’s a photo of the view that Frank and I were enjoying on our park bench. Seems like a pretty sweet life, huh? Imagine waking up to this view every morning.

    Have you noticed that it’s not sunny every day? Have you considered that it rains a lot in the UK? Are you aware that it’s pretty cold for most of the year, especially at night? Have you thought how you would stay warm & dry, if you had to sleep on the street year-round? How would you keep your clothes and sleeping gear from getting sodden with rain and dew? How would you stop your stuff from being stolen? Have you thought how much of your life you take for granted?

    Is this too challenging? I know that it is, but I don’t really care if you want to bury your head in the sand. I don’t actually care if you switch off, disengage. I’m not writing this for you. I’m writing this for me & Frank. Maybe I’m just writing it for me, but it’s still about Frank and it’s still true. Try and dismiss me, try and dismiss this… go on!

    JPMorgan Chase & Co investment bank employee and home owner tries to help homeless guy… coincidentally becomes homeless himself and follows in the footsteps of Frank. This is the true story I’m going to tell you.

    God Bless the Met

    I asked a member of Her Majesty‘s Constabulary (a Metropolitan Police Officer) to be a witness to me fulfilling the first of Frank’s needs, right there and then, on the spot. Frank did not have a mobile phone, as he had been mugged. Without a means of contact, the Safer Streets team have very little way of finding people, except if they are sleeping somewhere obvious where they are preyed upon by muggers… Catch 22. I gave Frank my iPhone, and had a passing Policewoman witness the giving of this gift, in case he was ever accused of theft.

    This was just the beginning of a journey that entangled the tale of Frank with mine, as we travelled on a similar voyage, through the same social ecosystem and his story became our story.

    I took photos, and made notes throughout, but you have to believe me when I say that nobody would choose to go through what Frank and me went through. Nobody could plan for it. Nobody would want to experience it. Nobody should have to go through it, and I plan to share our journey, in the hope that people can empathise, rather than dismiss.

    If you think “I’ve heard it all before” please share any links to those stories in the comments section below. Don’t you think that the people who fall between the cracks should have their stories told? I do.

    Fair Verona

    From high up, we see just how far we can fall (October 2013)

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  • Will You Sleep Out With Us?

    This is a story about bridge burning…

    Sleep Out Centre Point

    How many of us are afraid to declare the causes we support, for fear of impacting our professional reputation. Does supporting mental health and homelessness charities make me look somehow less corporate, and consequently, make me less employable? Does the fact that I have even experienced these things first hand make me unemployable?

    In fact, if my employment options became coincidentally curtailled at the same time as I have started blogging, despite a successful full-time career of some 18+ years, it would not take a brain of Britain to recognise that this must be because of institutional discrimination, which is probably illegal.

    There is absolutely nothing to suggest that I am any less able than any other candidate in the job market, and in fact, my history makes me more of a ‘catch’ to a potential employer: the man who has nothing has nothing to lose. Plus I have been ‘stress tested’ to the limit and beyond. I know exactly where those limits are, and I can empathise with my colleagues when they are under stress and pressure.

    When ‘sh1t goes bad’ who do you really want in the bunker with you? People who have never been in that kind of situation before, and are therefore an unknown quantity, or people who know their personal breaking point.

    I’ve been in some hair-raising situations, both through choice and by accident. Challenging yourself, and being challenged by things that are out of your control, teaches you how to handle stressful situations. A certain amount of training, discipline and drills will prepare your muscle memory to pull the “parachute rip-cord” to use a layman’s term. But how do you deal with the long plane journey up to 13,000ft? How do you mentally prepare to throw yourself out of a perfectly servicable aeroplane?

    Worse still, how do you prepare yourself for people yelling at you and telling you you’re an idiot? People do this because they are scared and have lost faith in your leadership. People believe that pain and fear can be magically taken away by those in positions of authority.

    Knife Edge

    Losing authority can be dangerous, especially if you are the leader in a dangerous place. Generally, most people don’t know what to expect when they are entering an extreme environment: the mountains and the sea (the poles and the deserts too, but I don’t know much about those places, yet).

    Let me tell you about crampons. These are a spiked device that attach to your feet, so that you can move safely on ice. I always shake my head in disbelief at people who are blunting an expensive pair of crapons on rocks. If they do encounter any ice, they will certainly not be effective if they are not sharp.

    Let me tell you about ropes. These long flexible cords are no use at arresting a fall unless they are attached to something solid. In order to attach a rope to a mountain, you will need a whole load of other heavy metal gear that will need to be secured to the rocks, and the rocks themselves will need to be large and heavy and generally immovable.

    So, if you see climbing parties with crampons and ropes, moving on snow – in an area with no glaciers – then these things are only there as a confidence trick. The fact is, that there is very little stopping you from plunging to your death, even with ropes & crampons.

    I personally, don’t like to be weighed down with unnecessary gear. It’s not about not being prepared. It’s about recognising that I’d rather have saved the energy, so that I can use that surplus reserve of energy in order to scout ahead of my group for problems, or fetch assistance if necessary. The main thing though, is to stay within personal limits as a leader, so that when people are tired and cranky, and scared and their feet hurt and they are cold and hungry, you don’t mind giving them your personal stash of candy bars, you don’t mind them calling you names, you don’t mind them questioning your leadership skills.

    The main thing that qualifies a person as a leader is how they cope under crossfire.

    The more I lead people in stressful situations, the more I learn about my personal weaknesses, the more I learn about my personal limits. Nobody should underestimate just how hard I had to be pushed before I cracked, but nobody should consider themselves such a ‘rock’ or a hard nut that will never crack under pressure.

    My best friend and climbing partner sustained life-changing injuries in a ‘freak’ accident when the chockstone he was abseilling from shattered. I have only just started to deal with feelings surrounding this, so I’m not going to write any more about this today, but my thoughts always turn to him and how I have shyed away from post-accident involvement, as it was such a terrifying reminder of our mortality and fragility. I knew I couldn’t do anything to turn back the hands of time. Accidents happen, and the first thing you learn in the mountains is that you can’t control all the variables. It’s still something that victims, survivors and those connected to them, have to come to terms with though.

    Maltease

    Ropes have their place in sport rock climbing. Modern equipment is so good – the Petzl Grigri in this case – I don’t even have to hold the rope to be honest, but old habits literally die hard (October 2012)

    Addendum for climbing nerd trolls: no, I didn’t leave the rope all over the place like that. I was asked to step in and belay only seconds (sic.) before the photo was taken. And, no, I’m not even standing on the rope even though it looks like I might be from the low-resolution image. Anybody who has climbed multi-pitch with me will tell you my ropework is above your nitpicking.

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  • Epidemic of Human Greed

    This is a story of a sabbatical that I never got to take…

    My Life in Clothes

    Anybody who says I’m ungrateful for my life needs to have their head examined. My life has been paired down to the nth degree. Anybody who has lived aboard a 22ft boat for weeks knows how to live a small life.

    In 2003, I asked HSBC if I could take a sabbatical, so that I could backpack around Australia, New Zealand and South-East Asia. The important thing about the trip, for me, was that I needed to make more friends and do a bit of independent growing up, away from the Angel Islington and Canary Wharf, which my whole life revolved around.

    My old boss, an Exeter graduate who had completed an M.Phil (Master of Philosophy degree) in Epidemiology at Oxford, was a brilliant guy and did his level best to get this agreed with Human Resources. The rule at the time was that you had to have been an employee for 2 years, which I had been. It had been agreed and I started to get excited about tying my knapsack to a stick and setting off on the road to secure and happy adulthood, with some brilliant travel stories to tell when I got back.

    Sadly, HR decided to change the rules under our feet, and the trip of a lifetime became a choice between resignation or cancelling my trip. I chose the latter, as I had a secure job with a conservative bank that I have loved since being a Griffin Saver, in the days of Midland Bank. Working for HSBC was very personal for me. Also, memories of the Dot Com crash and 9/11 were fresh in my memory. I valued my job, and I liked working for my boss. He’s a great guy: so disciplined and inspiring.

    Possibly as some kind of compensation (I’m totally speculating here) my boss allowed me to ride his coat tails into a very important project, whereupon I sulked for months and months, because I hadn’t fully comprehended what he might have done, in light of the clear importance of the project that I was a part of. My boss exposed me to the very best people within HSBC, and perhaps tried to pair and mentor me – perhaps deliberately, who can say? – with people who are still to this day an inspiration in everything I think and do. I can’t help but well up with tears thinking about what an amazing time that was, even if I was sullen and sulky for so much of it.

    When the pressure really ramped up on the project, towards the go-live date, I flicked the switch from ‘zoned out‘ to ‘warp drive‘ and started putting in the hours I should have been. I had wasted a lot of time, so this was hardly anything more than working as hard as I should have been all along, but nobody should underestimate the effort that was put in, either.

    Anyway, I was eventually ranked – quite fairly – on my average effort over the whole year, rather than just on the ‘heroic‘ efforts towards the end. There was one issue that I was very very tenacious with, having to work with operations, software vendors, networks, sysadmins and security to track down a particularly nigglesome problem. This taught me some well-needed discipline, but not, however, much humility.

    My boss did his very best to knock a streak of arrogance out of a jumped-up young upstart: I found it very easy to do the work that was asked of me, but I was lazy, sloppy and work-shy, to be honest. Nothing was much of a challenge, so instead, I filled my time reading the BBC News website, chatting with my friends on the Kiteboarding forums and planning my next weekend trip to the beach or overseas Kiteboarding trip.

    I suppose you could say that I had my cake and ate it. I got to continue my career in London, and I also got to travel the globe and meet a set of friends who became a part my life, almost like University or “gap-yah” friends (gap year to those who don’t speak posh) would be in the lives of my rich upper-middle-class white spoiled brat peers.

    However, I still harboured a bitter resentment against the world for having ‘conspired‘ to deny me a year of diminished responsibility, casual sex with sun-kissed young women with sand in their hair, and generally having fun in the playground of World’s backpacking hostels. I felt I was entitled to this, like all the University-educated upper-middle-class twentysomethings in Banking.

    I couldn’t see that I had kind of won. I had kind of gotten both. I couldn’t see that my life was awesome already.

    When my boss told me that I been ranked just below the very top performing employees of the company that year, I was mighty p1ssed off. He did a very good job of staying calm and not telling such an arrogant little sh1t to p1ss off. Partly at issue, was that entitlement is bred into us by our upbringing and society around us.

    We are told what to expect depending on our position in the World. Perhaps we also misunderestimate (sic.) the effort that is going on beneath the serene surface: some of us are wild swans, with our legs frantically paddling under the surface, while we glide along the surface looking cool, calm, collected & awesome.

    Tony Blair told the world that 50% of people should get to go to University. I wanted to go to University, but always felt such a deep sense of responsibility to be self-sufficient and work hard, it seemed decadent and profligate to spend so much money, geting into debt, just drinking and reading books. I have always been excellent at cramming for exams and words seem to flow out of me like so much water in a sieve, so that part didn’t exactly worry me.

    It’s always been a bugbear of mine that people think that education is a right. It’s not. It’s a privilege, but it is also essential to advance civilisation and humanity. It can improve lives and society more than any other gift that we can give to the developing nations. Teach a man to fish etc. etc.

    People have tried to gently, and not-so-gently steer me towards teaching. I loved my teachers and I love teaching. I can remember all the names of my teachers, and I still fondly recall so much of what they taught me in life, and how they inspired me. I hated school though, because the bullying was so unbearable. But then again, I was always terrified of electricity and ended up becoming an electrician, so fears can be overcome.

    I think I know now that, when I’m done with wearing a suit, I want to teach – so much that it makes me absolutely sob my eyes out as this realisation dawns on me – Physics, Maths and Design/Technology/IT working with underpriviledged kids in state comprehensive schools in Inner City London. This doesn’t have to be soon. It’s something to aspire to for semi-retirement, I think.

    The only way that I can think to make that a reality from my current situation of zero cash, zero assets and massive debts, is by draining the swamps in banking, as an IT contractor, and by changing the political landscape of the UK so that we pay Teachers a decent living wage and top up the salary of those working in London so that they can afford to live here.

    Ideally, I would like to finish the project I’m on, and deliver of a stint of many months and years of steady high-quality work for the global bank I have always loved admired and respected the most. HSBC really is a great place to work, and you really can be reassured that when we are all done, it’s going to be good for another 150 years of helping people and businesses to achieve their full potential.

    Maybe I’m just a hopeless dreamer. Answers on a postcard if you’ve got a better idea.

    You are such bores

    Anyone who says ‘narcissist’ to somebody who has decided to wear a grey suit for 18 years is going to get a punch in the mouth (Winter 2014)

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  • My Name’s Nick and I’m a Workaholic

    This is a story of a growing problem in people’s lives….

    Nick in Pink

    I can’t get no sleep. That’s a double negative. What I mean is, that I have a problem with insomnia, because I stare at backlit devices around-the-clock. The problem with backlit devices is that they output light that hits your retina, telling your body “it’s daytime, get up”.

    When I’m awake, which is most of the time, I’m either at work on my laptop or working at a double or even triple monitor, looking at my phone, or looking at a TV, tablet or some other backlit device. I had even taken to reading books on my phone, which means that my body had absolutely no light-based clue as to what the f**king time is.

    Unsurprisingly, this messes with your circadian rhythm, even if you eat your meals at regular intervals, and attempt to get in and out of bed at normal times. I generally keep at least 3 electronic devices within grabbing distance of my bed anyway (phone, laptop, smartwatch) and often times I fall asleep with either my laptop on my lap, or still wearing my smartwatch (which helpfully vibrates, so I can briefly wake up to check any alerts).

    Photographing stuff on my phone and uploading it to Facebook, Twitter or Instagram, posting check-ins and status updates, and making snide or sarcastic Tweets – from 4 different accounts, at least – has grown and grown, leading to a kind of live-blogging of my life.

    To say that I was obsessed with social media would be a massive understatement. It’s actually an addiction that is affecting my health. That’s the generally recognised definition of an addiction: when something you enjoy is negatively affecting your life, but you are struggling or unable to reduce your dependence on the thing you are addicted to (water, oxygen and sugar don’t qualify, you see, because you die without those things).

    Shaun the Sleep

    The inscription around the woolly head of our sheepie friend reads: we are such stuff as dreams are made on; and our little life is rounded with a sleep. Shaun would be well advised to make sure he gets enough sleep, as our immune systems can get dangerously low if we aren’t giving our brains and bodies the rest they were designed to have.

    Modern life gives us surprisingly few environmental cues as to what we should be doing. Here in London we have artificial lighting 24 hours a day, and there is barely a wall that doesn’t have some kind of flat screen attached to it now. We really are a City that doesn’t sleep. When all the bankers, lawyers and accountants go home in their taxis, just before midnight, an army of cleaners and trash collectors sweep in behind, to collect all those discarded coffee cups and sandwich wrappers.

    Most offices are now 24 x 7 x 364 (you get Christmas Day off – this is the only real Bank Holiday) which have cost-saving motion sensing lighting, so you only have to glance up at one of the tall office blocks at an unusual hour, to get a rough idea of just how many people are working on some unrealistic deadline for their client.

    Delivering a deal, getting the Thank Yous from your bosses and clients. High-fiving your colleagues, and adding another tombstone to your impressive collection of deals or projects that you have delivered… that’s addictive too. You get a little dopamine hit every time one of those things happens, and before you know it, you find yourself going into the office 7 days a week and answering the phone to your bosses whenever they call.

    In a global business, we operate a follow-the-sun model, where Europe hands over to the Americas, and then onto Australasia, and then Asia-Pacific, and then Middle East and North Africa and all too soon it’s dawn again. Where those business centres are unable to fully support themselves, some poor sod carries their phone and/or BlackBerry everywhere anytime. We used to call it Crackberry when we first got our BlackBerries, and you found yourself checking email at 4am, even when you officially weren’t on call.

    We can’t actually help ourselves anymore. Whenever we hear that bleep and see that message notification light blinking, we have been habituated into reaching out and grabbing it, no matter what time of day it is, no matter how socially inappropriate it might be, no matter what else we are attempting to do at the time.

    I find myself looking at my smartphone, one-handed, while cycling along in front of 3-lanes of red London busses and trucks… what could go wrong? I find myself finishing typing a message, one-handed, while descending steps and even a ladder that leads down onto the ‘beach’ outside my flat. That ladder is about 80ft high. It would hurt if I fell, or maybe even kill me.

    It’s a similar deal with selfies. People will go to extreme lengths to get the shot. They won’t even let you skydive with a camera until you have done a certain amount of jumps, because of the sensible precaution that people should concentrate on the hard ground that is approaching at 125mph, and not the killer shot that will make their Facebook profile look super awesome.

    Got to Catch 'em all

    So I tried to photograph 64 painted sheep in Covent Garden yesterday. Should we be quite worried, in a pathetic hand-wringing Daily Mail reader way? Why? In the above image, some adults might have been accidentally been photographed obsessively taking photos of their children. The image is low enough resolution that you can’t actually recognise people, but some idiot will still declare that their privacy has been invaded. Welcome to London, you muppets. We are one nation under CCTV.

    (NOTE: I took particular care to avoid taking a photo of anybody’s child, and no, that really is not your kid in the image… it’s someone else who shops in Baby Gap or Mothercare or wherever, and has a blonde/mousey/dark-haired kid. Can you imagine how hard that is in Covent Garden?).

    So, for my part, I am pretty much putting my entire life – not including anything I am under contractual and professional obligation to protect – into the public domain. Nothing to hide, nothing to fear.

    Is this brave, or stupid? Will I come to regret doing this? Am I embarrassed? Yes, there is embarrassment at first, and then this grows into a feeling of being liberated. Nudity, sex etc. are still taboos, so I’m not going to take things that far, and I am mindful of other people’s need for privacy so I won’t be exposing anybody else to my public life laundry. Ask yourself though, why do you feel uneasy about something leaking out?

    Greenhouse

    So, I believe that Cannabis is a very dangerous drug that has been allowed to enter popular culture (some conservative estimates say that 1 in 10 people are regularly ‘stoning’ themselves). My biggest concern is that prodromal Schizophrenia is being turned into fully blown psychotic episodes in young people. The paranoia and disordered thinking that I have witnessed in friends and relatives is disturbing.

    The strains of Cannabis that have been developed with very high Tetrahydrocannabinol (THC) content are ruining many lives. People just sit around, eating, playing computer games, and p1ssing their youth away. These are smart and enterprising people. We are losing a whole generation, and I’m pretty angry about that.

    If you walk around Camden Town, you will realise how the Marajuana plant has become a ubiquitous emblem for a huge powerful narcotics industry. The revenue and turnover involved is many many billions, in the UK alone. The corruption involved, the bribery of government officials, is a multi-agency problem that spans Border Controls, Customs, Police, Local Government, and of course, Parliament. Professor David Nutt was run out of government for trying to bring some sanity to the issues which threaten to tear our society apart.

    We can’t have an entire generation, whose ideas and energy have been repressed by a chemical ‘straight jacket‘. These stoners are too intoxicated to see that they have been conned. They might think they are part of a counter-culture revolution. From my first-hand observations, they are actually spouting complete rubbish, gawping at the TV, surrounded by empty junk food wrappers, in the stained clothes they have been wearing for days.

    It sounds like I’m having a go at young people. I really am not. This is a major sadness in my life, that brilliant, bright, intelligent, energetic, beautiful young people are selling themselves so short, because they have been trapped into a cycle of poverty and intoxication, addicted to strong narcotics. What other hopes do they have? Getting a job as a young person is almost impossible.

    Can’t get a job without the experience. Can’t get the experience without the job. That’s the spine-chilling Catch 22 that is destroying a whole generation. These are your children who are being frozen out from the employment market. Take a bloody look at yourself, stop looking at the profit and turnover for your company, and ask yourself how many apprentices have you trained? How many entry-level positions have you created in your company? What are you doing to help the next generation?

    Give young people the break they need in life. It could be as little as a small business loan, of a few hundred or few thousand pounds. That kind of money is pocket change compared to the value of your savings and assets. If you don’t give away more than 1% of your total personal wealth (value of your house + value of your salary + value of your savings + value of your pension) every year, for the lifetime of each child that you have spawned, then you are a pathetic spineless leech on society.

    My parents, tried to be as supportive as they were capable of being, and I love them. They have made mistakes, just the same as all of us, and I do recognise that being a parent is hard, and everybody is just winging it.

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  • If You Read This I Will Have To Kill You

    This is a story of “greedy, lazy, incompetant people who got found out”…

    Fear and Loathing in 8CS

    Justice is a funny thing. So is Karma. Things will always catch up with you. “My name is Earl. I’m just trying to be a better person”.

    I might not particularly agree with the Patriot Act, but I agree with the punchy tagline that was used to sell a lie to the American people, who were still scared and reeling from the biggest terrorist attack on home soil: nothing to hide; nothing to fear

    However, I have a job which I need to pay my rent, but someone who isn’t me (Earl) was working with a colleague who had his/her contract terminated today. Here are some more words I heard from Earl:

    “I had asked to be moved from one scrum team to another due to a difference in style and approach from the way I like to do things, which has always been quite successful for me. However, it’s not in my remit to tell other people how to do their job, so I asked if I could work with the a person who seemed to be doing things more in line with my expectations.

    There then followed a blissful two days of productivity. The business seemed happy. The product owner/CIO seemed happy. Us developers were overjoyed and we were high-fiving and walking around the office with big grins.

    We decided to go out for lunch as a well bonded happy team, at the suggestion of our scrum master. But he/she never showed up. As we sat there at lunch, we all agreed what a great guy/girl he/she was, and that we wanted to support him/her from the inevevitable management pressure that was going to fall on his/her shoulders.

    We were surprised that our colleague didn’t join us for lunch, especially as it was his/her idea. We had left a note and tried phoning him/her.

    Over lunch we discussed how ‘damagement’ (management) were not really interested in knowing the truth, and in fact didn’t want to know it, as it would undermine plausible deniability.

    I observed that a couple of people had been asked if they would like to consider other opportunities in light of the increasing and relentless pressure. I wondered whether I might have been guilty myself of precipitating one of the scrum masters’ untimely departure. It was almost an open secret that I thought he/she was a micro-managing waste of space.

    I had actually been one of the people who was asked to consider other opportunities. I nearly laughed in the face of the person asking me. The irony of it was beyond belief, given this person’s dependence on me during the previous weeks. I stood my ground and asked him/her to resign instead.

    This kind of brinksmanship must be going on all the time between these equally incompetant fools. Knowing that I was competant, it was not brinksmanship for me. Instead I felt confident that the project and the client needed me more than I needed the contract.

    You can’t bluff a poker player who is holding the nuts – the very best possible hand available from the cards that have been dealt. It’s a simple matter of memorising the odds for all the possible hands, and then your play becomes automatic: you know almost immediately when you should fold.

    When we got back from lunch, I went for a pooh. I sat on the toilet, looking at Facebook and taking my time. I was relaxed and enjoying my job again, for the first time in ages, after having been empowered to do my job and make things better.

    I came back to my desk, and my team told me he/she was gone. Immediate effect. They had got rid of him/her while we were all at lunch, with that empty chair at the dining table.

    We speculated during the afternoon that the reason for termination was a lack of fear. Our departed colleague was rumoured to have no mortgage. He/she was too honest. Too fearless. He/she wanted to do the right thing.

    I liked him/her, even though many people didn’t, seemingly for intangible reasons, unrelated to whether they could do their job well or not. His/her face didn’t fit it seems.”

    Anyway, I’m not really able or willing to comment, given my position on a sensitive, high-profile project that I can’t talk about, and would never talk about, given my professional duty to my client. I will say this though, of the attitude of me and my colleagues. We care very deeply about the needs of our client and customers, and we always put those needs first, often ahead of our families, our health. We are passionate and dedicated, and excel at our jobs, under the most intense pressure and stress.

    We are all trying to be the very best we can possibly be. We need to be. The bank is “rotten as shit” as the Department of Justice will attest. $1.9bn fines don’t get dished out every day. We are turning it around though. I really like the CIO. I really like my team. I really like my job. I really like trying to save hundreds of thousands of jobs. We don’t get to do that in IT very often.

    [Picture has been removed by IT Security]

    Me in the office, wearing a rugby shirt, looking like I’m having a ‘good time’ despite having worked far too many 7-day weeks (September 2015)

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  • Global Terrorism: One Brit’s Perspective

    This is a story of identity, respectfully, on the anniversary of the September 11 attacks on the World Trade Center, New York, USA…

    Spikey Shard Statue

    When people ask where I’m from, I’m not sure how to answer the question. My surname is Grant, which is Scottish, but I was born in Aberystwyth, which makes me Welsh. But my Dad was from Yorkshire, so maybe I’m a Yorshireman. However, my Mum was from Lancashire, so maybe I’m Northern. But then again, I grew up in Oxford and Dorset, which are in the Midlands and South. I have lived & worked in London, England most of my career, and this multicultural smelting pot is where I feel most at home.

    The short answer is, in my opinion, that we are all global children in the age of jet travel, international journalism and the Internet. I identify most strongly with the American people, who made me feel comfortable with my modern idenity, and the Irish people, who made me feel welcome despite my shortcomings.

    As a European, I grew up during a period of IRA bomb scares and bombings. I remember not wanting to drink my milk at primary school because of fallout from Chernobyl. My school was once evacuated due to a bomb threat. My neighbour was working late next door to the Baltic Exchange when it was blown up. During the height of “The Troubles” our family felt scared to visit Northern Ireland, when we were on holiday in the Republic of Ireland. Several friends were nearby when the Brixton and Soho nail bombs went off. I remember being scared of planes carrying nuclear atomic bombs from the USAF bases in Oxfordshire. I remember the Lockerbie bombing and I remember being scared of planes being blown up or crashing while I was in one.

    When I started my first Banking job in Canary Wharf in 2000 (age 20) there was no HSBC or Citigroup tower (let alone Barclays, JPMorgan, KPMG, Fitch etc. etc.) – they were just digging the foundations around Canada Square – the glass windows in the offices, that were blown out by an IRA bomb, had only relatively recently been replaced. My first job in The City (Square Mile) of London was in an office, which overlooked the bombed derelict ruin of The Baltic Exchange.

    In May 2001 (age 21) I started my first Investment Banking job, quite near the Natwest Tower (now called Tower 42). On May Day the previous 2 years, The City had been engulfed by protestors against the rise and rise of Global Capitalism. During the riots, my office reception had been amongst several that had been compromised by protestors, leaving pinstripe-wearing, briefcase carrying, FT-reading fat cats (if that’s how you care to think of these friends and colleagues of mine) barricaded in their offices.

    On the 9th September, 2001, I moved to Surrey and was commuting into London for the first time. On the 11th, I remember the unfolding of events precisely and vividly. People crowded around my computer screen, which had been one of the few that had managed to refresh the BBC News Homepage during the surge of Internet traffic following the first tower of the World Trade Center being struck.

    We made our way up to the trading floor, where they had TV, and we gasped as the second plane struck, and truth was immediately obvious – that this was a deliberate attack on the World Trade Center – fear spread throughout our office and The City. We believed planes were headed for Tower 42 and 1 Canada Square. We made our way home quietly, afraid, whereupon I had to buy a TV. I remember standing in the shop, just watching the footage over and over, transfixed with horror. We were frightened and saddened for the American people, and for ourselves too. Human suffering defies borders, defies race prejudice, defies class divides.

    In early summer 2005, I started working for a U.S. Investment Bank and relocated to the South Coast of the UK. On the 7th of July, London was hit by 4 bombs on public transport. Before I relocated, I could walk to work from Angel to The City, but when my office had been relocated to Canary Wharf in 2003, I used to take the tube every day. On that particular day, one of the bombs detonated when the tube was right underneath where I used to work, in between Liverpool Street and Aldgate East.

    I can barely imagine the horror of living, working or having friends and relatives on Manhattan Island on 9/11,  but in the UK the emotional connection spread as fast as the images were transmitted around the globe. On 7/7 there was chaos and confusion. I remember the phone network not being able to cope with the volume of calls and SMS messages, as we all reached out to one another to check we were OK. Nobody knew what was going on.

    The images of the towers falling, and the dust cloud engulfing a city, will always be etched in our memories. Despite not being an American or having any direct connection with New York, I hope it does not seem churlish to say that I am symapthetic with the plight of those who were more directly involved in the events of either 9/11 or 7/7, and also have basic human fear and life-preservation instincts, that make me a little more fearful than I would care to admit to a terrorist, on the prospect of working in my 42-floor office with 12,000 souls, even 14 years later.

    Somebody took a giant dump outside my office recently, as a non-violent protest about banking ruining the global econonmy, presumably. If somebody is angry enough to drop their trousers and curl one out, right in front of the security guards and CCTV, then I think there is still a large body of people who are pretty unhappy with those ‘fat cats’, still.

    This is not at all about me. This is meant to be a message of sympathy, empathy, respect and common understanding, that we have all shared experiences of terrorism, and they are real and affect us all, in some way.

    Condolences to all the families who lost loved ones on this day.

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