This is a story about not fitting neatly inside the boxes…

I’m trying to rent an apartment. The apartment rent is £675 a month. I earn approximately £7,000 a month after tax, although my take-home income for the last 3 months has been a mere £10,716.91 because I’ve had to work in London which has been awful. Yet, I’m still not able to rent an apartment that costs just £675 a month.
To prove my income I’ve provided my full bank statements for the last 3 months. To prove that I’m a reputable individual who will have no problem paying the rent, my chartered certified accountant has provided a reference. I’ve provided proof of address, proof of identity, proof of residency, proof of eligibility to live & work in the UK. I’ve proven everything, yet I’m still not able to rent an apartment that would cost £675 a month.
I don’t pay any income tax. I pay £0.00 income tax. It might seem a bit morally objectionable to not pay any income tax, but I pay plenty of corporation tax and dividend tax. My productive endeavours bring in 20% VAT, 20% corporation tax and 7.5% dividend tax for HMRC – the taxman – so the UK benefits quite handsomely from my work, but still… I don’t pay any income tax. Income tax is a very bad way to prove my income.
I currently earn £600 a day, which is £3,000 a week, which is £13,000 a month, which is £156,000 gross per annum. It really is gross just how much I earn. Of course, I have to pay my VAT bill, corporation tax bill and dividend tax bill. I get to keep 4.5% of the VAT and I can earn £11,500 without paying any tax at all.
With 8 weeks of holiday and sick leave per year, including bank holidays, my gross income works out to be £132,000. After tax, that gives me an income of £11,500 salary plus £68,820 in dividends, which is a take-home pay of £6,693 per month. I’ll pay £51,680 in tax this year.
That’s worth repeating.
I’ll pay £51,680 in tax this year.
But, I pay zero income tax, so I can’t rent a £675 a month apartment. I’ve been through the arduous tenancy checks and I don’t fit neatly in their boxes. They can’t wrap their head around the fact I don’t pay any income tax, even though I’ve proven that I have an obscene amount of income.
The whole process of trying to work my way out of poverty, get myself off the streets and get back into civilised society has been exhausting. I’m fucked off with it. I’ve provided the most intimate of personal details. Every single item of my spending has been pored over and gone through with a fine-tooth comb. I’ve been poked and prodded and examined and found wanting, because I don’t pay any income tax and the closed-minded drones who are responsible for determining whether I’m eligible to no longer be homeless have decided that I’m not allowed to have a home of my own for some reason.
It’s made me really suicidal. Why did I put myself through all this shit? Why did I work so hard and struggle? Why have I been subjected to such an ordeal? Why bother?
I’m presently considering various suicide options. This shit is keeping me awake at night and I’m fucked off with it. I’ve had enough. This isn’t acceptable.
It’s not acceptable to block somebody from working their way out of poverty. It’s not acceptable to stop a homeless person from getting themselves back on their feet. It’s not acceptable that society should marginalise people like this. I’ve had enough.
I’ve had enough and I can’t stop thinking about killing myself.
It’s pushed me to the brink of suicide.
Comments
10 responses to “Suicide by the Numbers”
I am sorry for what it’s happening to you. I hate been stuck, unable to move forward, even when we do everything they ask of us, and work our backs off, and we still get nothing. Stay strong, this awful time will pass.
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To get 2 years of tax returns with enough income tax to supposedly prove that I earn enough to rent an apartment is going to take 2 years! What am I supposed to do in the meantime?
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Liked this post.
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This is terrible. Morally corrupt. Intrusive, then a slap in the face. Absolutely corrupt. Do whatever you need to do but do not do “it”. We will get through this.
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So intrusive; so invasive. Ludicrous to expect some kind of cast-iron guarantee of easy money. I just need a place to live goddam it. I’m not asking for anything unreasonable
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You’re asking to pay them money so you can have a basic requirement: shelter. And you have the money. And they have the shelter. Honest to God I am left speechless. I care about you. And I’m without an ability to help.
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It’s a ludicrous situation. I’m seriously distressed about it, but not just because of my own selfish want but because of the wider implications for society – how are those who conservative politicians consider to be lazy and idle supposed to get ahead in life?
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Im going to DM you.
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A couple days ago I left a comment after your “why bother” post and I wanted to tell you I am sorry for what I wrote. I should have read all your post before I left any comment. It wasn’t my intention to give the “so many
People are in much worse situations than yours” crap speech. It doesn’t matter what you have or what you don’t have when you suffer from depression. At least for me, the good and the bad are the same. It’s the worst part of it. Not being able to or maybe being scared to enjoy and find happiness when something good happens or things are going my way. Because I’m always waiting for the ball to drop and suffer that feeling of the joy being sucked out of me. I am always wondering “why bother”. Maybe I didn’t realize it until I read your post. So again, please forgive me.
Liked this post.
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