This is a story about arrogance...
It occurs to me that many people might be offended by the vulgarity of me discussing - with candid honesty - the good fortune that has come my way, and decide that I feel entitled in some way to those things bestowed upon me by pure blind luck.
In the UK, it's considered to be in bad taste to talk about money. However, we are given to flamboyant displays of wealth, which are obviously our way of screaming "LOOK AT ME!! LOOK HOW SUCCESSFUL AND AMAZING I AM!!" at the top of our reserved British lungs.
I once shared on social media a document that I had discovered that had the rates that a bunch of us banking IT consultants charge our clients for a day's labour. The amounts are obscene.
When I first started as an IT contractor at the tender age of 19, I was paid twice as much as I had been in my previous job, and it totally went to my head. I bought Harrods hampers as Christmas gifts and whisked my girlfriend and I off to New Zealand on a business class flight, chartered a yacht and stayed 5-star all the way. Take the bullied kid from school, treat him like shit his whole life and then shower him with wealth and he might just end up rubbing your nose in it, because it's sweet relief after 12 years of playground and classroom hell.
That first contract paid just under £40 an hour, by the way. I was living in Winchester and working in Didcot, near Oxford. It was good money for a non-banking project outside of London, even by today's standards. I offer you the precise number, because I want you to judge me.
Imagine the whole time you're at school is made pure hell by endless bullying. Imagine being a social outcast. Imagine not even being able to cultivate a teenage romance until you left school at age 17, because you carry too much of a reputation of being an unpopular geek. Imagine all those beatings and lonely times where you're singled out because you're quiet, sensitive and then simply labelled as a soft target. Once you become the bullied kid, you stay the bullied kid and nobody's going to want to know you because they don't want to risk becoming bullied too.
What do you do instead, if you're denied friends, popularity, girls, a social life? You stay home and tinker with computers.
So, if it appears boastful when I talk about landing a well paid contract for a major UK corporation when I was just 19 years of age, it's because I fucking paid a lot to get it. Remember your first kiss with your first girlfriend? Remember hanging out with your friends? Remember how fun your school days were? Well, imagine swapping all that out for 35 hours a week of being bullied around the clock, for 12 straight years.
I'm exaggerating slightly, because I got to do my final 2 years at a 6th form college, which gave me a bit of a chance to re-invent myself away from the image that my dad had destroyed by expecting me to cycle to school from fucking miles away on a stolen girl's bike, every fucking day, past all the other kids arriving at the school entrance. Kids don't forget shit like that.
Did I have friends? Yes, I was very grateful to have a small handful of other geeky bullied kids who I count as my friends. We stuck together, as the hated soft targets. We tried to take a stand. It only made us hated by teachers and headmasters/mistresses, because we made the bullying problem more conspicuous.
So, I became a young adult with hideous insecurities. My parents were c**ts. Almost everybody at school had been a c**t. Naturally, this mistreatment denied me any self-confidence that would have allowed me to get a girlfriend. Somehow, I fell into a couple of trysts with girls from other schools, and even managed to lose my virginity at 15, but this was through the artificial confidence that drugs gave me, the one time I used amphetamines in my teens.
I found my way into sailing, rock climbing and mountaineering, and those things gave me a bit of an identity beyond that of a geek, but there was so much damage to be repaired. It was only in the final couple of years at school that I was a member of Lyme Regis Sailing Club, Dorset. It was only during my couple of years at 6th form college that I learned how to rock climb, and went on a couple of expeditions to the Alps and the Dolomites.
Having money was the first vindication that I had value as a person. I bought a flash sportscar, and I'm ashamed to admit that it improved my confidence. I found it easier to talk to girls with the crutch of a fast motor vehicle. The status symbol worked as it was supposed to: a fanny magnet.
Of course, the more money I got paid, the more I felt that I was worth. I did become arrogant. I did think that I was 'worth' the money. Again, I ask you to consider the context: I was a young insecure geek, who suddenly had a cash windfall. Of course I was going to use money to prop up my fragile self esteem.
Today, if I tell you about the lovely apartment I live in, how I earn obscene amounts of money, or that I'm working on important projects, then you can infer this: something has wrecked my world to the point where I am slipping back into old insecurities. It's not boastfulness. What it is, is pure terrified protection of the last dregs of my self esteem.
Some pseudo-psychologist will tell you that it smacks of egotism. Not true. Over time, I have developed humility and come to recognise the complete disconnect between what I'm paid, what I do, and how much value I really have. I consider myself overpaid, what I do as trivial and unimportant, unnecessary even, and I've been humbled to see that I contribute very little of value to the world.
Every time I talk about this or that thing that I did... it's because I'm really suicidally depressed and I desperately want people to sit up and pay attention, and say "hey! He isn't just some expendable worthless piece of shit. Maybe it would be a bad thing if he died".
I'm desperately trying to see the value in myself, even though in pure pounds, shillings and pence, I can see that I'm very much 'valued' by my employers. However, I now no longer associate salary or contract income with value, because I can see no link between what I do and how much I get paid. It maddens me that I'm so much better paid than, say, your average artist who gets paid £10,000 per annum.
In-between my first contract and my second contract, I did my yacht skipper qualifications with the Royal Yachting Association. After my second contract, which paid £470 per day, I was able to purchase a yacht. Did I buy the yacht because I loved sailing? Partly. But the real reason I bought it was because I felt insecure. Owning a yacht is quite a big status symbol. It's also a massive waste of money. Just keeping a yacht in a marina costs thousands of pounds every year.
As each year passed after school, I maintained the advantage of the head-start in computing I gained at the expense of an enjoyable childhood. The bullies from school struggled, while the geeks inherited the Earth. It was hard not to become cruel towards those who I perceived as having persecuted me, and rub their noses in it.
The Square Mile has a certain macho culture, as well as encouraging vulgar displays of wealth. For a while, I was eating out in expensive restaurants, taking taxis and drinking in wine bars. Did I do it because I enjoyed it, or did I do it because I could at such a young age, and I knew that it was sticking two fingers up at the bullies?
What happened next is that I had a couple of nice girlfriends, and I started to feel less insecure. Everything was going my way, and I started to feel less like I needed to flaunt my financial success, just to prove that I wasn't scared of the bullies anymore. I started to feel less like I had to pack as much fun in as possible, to make up for lost time.
For a brief time, I was reasonably secure and happy in myself. I had developed my own identity. I had grown my self confidence. I actually felt popular for the first time in my life. My life was no longer about money and status symbols.
However, I was still desperate for love. I felt like I had missed out on having a childhood sweetheart and a university romance. Then an abusive partner and a messy divorce deprived me of my comfort and confidence I took from owning a house and having beautiful hand-picked things. By this stage, having a speedboat and a hot tub was about having wild fun with my friends, not about shoving my wealth and good fortune in anybody's face. I had a fast car because I enjoyed driving, not because I needed it for my fragile male ego.
Everything got smashed to shit during my divorce, and I found myself sleeping in my friend's guest bedroom, trying to rebuild my life, but having nowhere near the capital reserves to re-enter London society. My ex-wife made everything as stressful and destructive as she possibly could, and dragged out proceedings using every conceivably unpleasant and spiteful tactic she could, depriving me of even the collateral that was locked up in my home.
With nothing but a rapidly dwindling stack of money, I was in no position to start another business. I had to go back to IT consultancy. Some may say that it was hardly a bad option, but I had worked hard for 16 years so that I didn't have to do the bullshit rat race anymore. It was heartbreaking.
I let everything burn to the ground, and I got very sick indeed. 2014 saw me spend some 14 weeks in hospital and other kinds of inpatient treatment - I was dreadfully sick. That truly was an annus horribilis, even though I did manage 3 months of consultancy for Barclays at the end of the year.
2015 was pretty shit. I still had not managed to reach the escape velocity and launch myself into a stable orbit. It was a rough year, but I still managed to do 4 months of consultancy for HSBC in the summer/autumn.
2016 got off to a really shit start, but I should be able to do 5 months of consultancy for an undisclosed client before I absolutely lose my mind with the fucking rat race.
I have to be in some total shite part of Greater London for an 8:30am breakfast meeting tomorrow (Wednesday) and I already just want to jack in the job because it's predictable bullshit that's doomed to failure and is being hopelessly botched. However, it's easy money and in the context of the shitty situation I'm in I need the cash.
For context, I earn 28% more than I did when I was 20, which means I've been getting an annual pay rise of 1.75%, so excuse me if I'm not exactly thrilled to be getting out of bed in the morning. Especially considering the day job is even more boring than it was back then when I was young, fresh faced and inexperienced.
Of course, I'm able to see that I'm well off. I know that some people are getting pay cuts in real terms, and still others are out of a job despite their eagerness to work. I'm aware that in absolute terms, I get paid an eye-watering sum of money.
However, all my money is just going towards paying back the debts I ran up keeping myself alive. I actually paid for a great deal of private treatment, because it didn't seem right to burden the NHS with the costs in light of my potential earning power.
I am limping towards the day when I basically reach zero, so I can die with dignity knowing that my life insurance policy can be left as an estate for my sister and niece, and not be squandered on trivial debts run up simply because my own family and the welfare state offered me no assistance. Camden Council didn't offer me so much as a cardboard box to sleep in, let alone a hostel bed.
I simply don't have the energy to keep turning the pedals in such thankless pursuit of nothing. It will have been an exhausting marathon to simply reach zero again. Of course, with further months and years of IT consultancy for big corporations, I could in theory become rich again, but I'm at the limit of what I can stand. I've had enough. I'm ground down. I'm through. I'm done. Stick a fork in me, I'm cooked.
The pointless toil... for what?!?!
And so, if you think I'm entitled, arrogant and boastful, I hope you can see that it's simply because I'm exhausted and scared and insecure. Of course I see the value in the garbage collector and the nurse. I just don't see the value in myself, now that I am spent.